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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10499.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYZT3LB5HG405810_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 262, "unit": "per_month", "display": "$262/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10499.0, "price_incl_doc": 10499.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 261.93, "amount_financed": 11155.19, "sales_tax": 656.19, "total_of_payments": 12572.58, "finance_charge": 1417.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $262 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,499, before any dealer documentation fee. Amount financed $11,155, including $656 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $12,573. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10499.0, "price_incl_doc": 10499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 218.21, "amount_financed": 11155.19, "sales_tax": 656.19, "total_of_payments": 13092.71, "finance_charge": 1937.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $218 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,499, before any dealer documentation fee. Amount financed $11,155, including $656 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,093. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYZT3LB5HG405810_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 190, "unit": "per_month", "display": "$190/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10499.0, "price_incl_doc": 10499.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 190.13, "amount_financed": 11155.19, "sales_tax": 656.19, "total_of_payments": 13689.46, "finance_charge": 2534.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $190 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,499, before any dealer documentation fee. Amount financed $11,155, including $656 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,689. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,645"}, {"label": "Advertised price", "value": "$61,145"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61145.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB5TH072501_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1240.64, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 74438.22, "finance_charge": 9471.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260675, VIN 5NMMFDTB5TH072501. $1,241 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH072501_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.38, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 77499.13, "finance_charge": 12532.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260675, VIN 5NMMFDTB5TH072501. $1,076 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,499. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH072501_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.4, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 81009.79, "finance_charge": 16043.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260675, VIN 5NMMFDTB5TH072501. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH072501_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62645.0, "selling_price": 61145.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.28, "net_cap_cost": 61840.0, "residual_value": 38839.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.28, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.28}, "total_of_payments": 30204, "total_of_payments_unrounded": 30214.08}, "disclosure": "Estimated lease payment for stock #GD260675, VIN 5NMMFDTB5TH072501. $839 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $999, made up of $839 first payment, $60 title, $100 registration. MSRP $62,645. Lease selling price $61,145. Net capitalized cost $61,840. Residual value $38,840, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH072501_lease", "type": "lease", "label": "Lease", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62645.0, "selling_price": 61145.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 745.99, "net_cap_cost": 58841.0, "residual_value": 38839.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 745.99, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3904.99}, "total_of_payments": 26856, "total_of_payments_unrounded": 26855.64}, "disclosure": "Estimated lease payment for stock #GD260675, VIN 5NMMFDTB5TH072501. $746 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,905, made up of $746 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,645. Lease selling price $61,145. Net capitalized cost $58,841. Residual value $38,840, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,856. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 336}}, {"vin": "3GNKBHR47PS227428", "title": "2023 Chevrolet Blazer LT", "year": 2023, "make": "Chevrolet", "model": "Blazer", "trim": "LT", "decoded_trim": "2LT", "condition": "used", "price": 25445.0, "msrp": 25445.0, "sale_price": 25777.0, "currency": "USD", "mileage": 41661, "exterior_color": "Summit White", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbocharged Gas I4 2.0L/", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1041", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1041, VIN 3GNKBHR47PS227428. Advertised price: $25,445. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,445"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25445.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBHR47PS227428_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.8, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 30470.45, "finance_charge": 3435.14, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $635 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,470. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47PS227428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.85, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 31731.02, "finance_charge": 4695.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $529 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,731. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47PS227428_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 461, "unit": "per_month", "display": "$461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.8, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 33177.27, "finance_charge": 6141.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $461 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.genesisofdownersgrove.com/viewdetails/used/1c4rjyb65n8761491/2022-jeep-grand-cherokee-4xe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,220"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25220.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB65N8761491_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25220.0, "price_incl_doc": 25220.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.19, "amount_financed": 26796.25, "sales_tax": 1576.25, "total_of_payments": 30201.02, "finance_charge": 3404.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $629 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,220, before any dealer documentation fee. Amount financed $26,796, including $1,576 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,201. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB65N8761491_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25220.0, "price_incl_doc": 25220.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.17, "amount_financed": 26796.25, "sales_tax": 1576.25, "total_of_payments": 31450.43, "finance_charge": 4654.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $524 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,220, before any dealer documentation fee. Amount financed $26,796, including $1,576 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB65N8761491_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25220.0, "price_incl_doc": 25220.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.72, "amount_financed": 26796.25, "sales_tax": 1576.25, "total_of_payments": 32883.9, "finance_charge": 6087.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $457 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,220, before any dealer documentation fee. Amount financed $26,796, including $1,576 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,884. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,957"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23957.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG2TU159116_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23957.0, "price_incl_doc": 23957.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.68, "amount_financed": 25454.31, "sales_tax": 1497.31, "total_of_payments": 28688.57, "finance_charge": 3234.26, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260676, VIN KMHLS4DG2TU159116. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,957, before any dealer documentation fee. Amount financed $25,454, including $1,497 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,689. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23957.0, "price_incl_doc": 23957.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.92, "amount_financed": 25454.31, "sales_tax": 1497.31, "total_of_payments": 29875.42, "finance_charge": 4421.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260676, VIN KMHLS4DG2TU159116. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,957, before any dealer documentation fee. Amount financed $25,454, including $1,497 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,875. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23957.0, "price_incl_doc": 23957.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.85, "amount_financed": 25454.31, "sales_tax": 1497.31, "total_of_payments": 31237.09, "finance_charge": 5782.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260676, VIN KMHLS4DG2TU159116. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,957, before any dealer documentation fee. Amount financed $25,454, including $1,497 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,237. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,670"}, {"label": "Advertised price", "value": "$72,876"}, {"label": "Savings", "value": "$3,794, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,794", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72876.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB4TU340980_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1479, "unit": "per_month", "display": "$1,479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1478.66, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 88719.6, "finance_charge": 11288.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260550, VIN KMUHCESB4TU340980. $1,479 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB4TU340980_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.89, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 92367.77, "finance_charge": 14937.02, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260550, VIN KMUHCESB4TU340980. $1,283 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB4TU340980_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1149, "unit": "per_month", "display": "$1,149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1149.43, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 96551.97, "finance_charge": 19121.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260550, VIN KMUHCESB4TU340980. $1,149 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,552. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB4TU340980_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76670.0, "selling_price": 72876.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 961.43, "net_cap_cost": 73571.0, "residual_value": 47535.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 961.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1121.43}, "total_of_payments": 34596, "total_of_payments_unrounded": 34611.48}, "disclosure": "Estimated lease payment for stock #GD260550, VIN KMUHCESB4TU340980. $961 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,121, made up of $961 first payment, $60 title, $100 registration. MSRP $76,670. Lease selling price $72,876. Net capitalized cost $73,571. Residual value $47,535, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,596. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB4TU340980_lease", "type": "lease", "label": "Lease", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76670.0, "selling_price": 72876.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 868.13, "net_cap_cost": 70572.0, "residual_value": 47535.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 868.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4027.13}, "total_of_payments": 31248, "total_of_payments_unrounded": 31252.68}, "disclosure": "Estimated lease payment for stock #GD260550, VIN KMUHCESB4TU340980. $868 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,027, made up of $868 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,670. Lease selling price $72,876. Net capitalized cost $70,572. Residual value $47,535, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,248. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,747"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33747.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33747.0, "price_incl_doc": 33747.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.92, "amount_financed": 35856.19, "sales_tax": 2109.19, "total_of_payments": 40412.13, "finance_charge": 4555.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0539, VIN KMTG34TA1PU116085. $842 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,747, before any dealer documentation fee. Amount financed $35,856, including $2,109 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,412. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34TA1PU116085_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33747.0, "price_incl_doc": 33747.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 701.4, "amount_financed": 35856.19, "sales_tax": 2109.19, "total_of_payments": 42083.98, "finance_charge": 6227.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0539, VIN KMTG34TA1PU116085. $701 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,747, before any dealer documentation fee. Amount financed $35,856, including $2,109 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,084. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34TA1PU116085_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33747.0, "price_incl_doc": 33747.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 611.14, "amount_financed": 35856.19, "sales_tax": 2109.19, "total_of_payments": 44002.1, "finance_charge": 8145.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0539, VIN KMTG34TA1PU116085. $611 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,747, before any dealer documentation fee. Amount financed $35,856, including $2,109 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,002. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 286}}, {"vin": "KM8J33A44KU841647", "title": "2019 Hyundai Tucson Value", "year": 2019, "make": "Hyundai", "model": "Tucson", "trim": "Value", "decoded_trim": "Value, SEL, Sport, Limited, Ultimate, Night", "condition": "used", "price": 14707.0, "msrp": 14707.0, "sale_price": 14707.0, "currency": "USD", "mileage": 88327, "exterior_color": "White Pearl", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261014A", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,707"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14707.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J33A44KU841647_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 367, "unit": "per_month", "display": "$367/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14707.0, "price_incl_doc": 14707.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 366.91, "amount_financed": 15626.19, "sales_tax": 919.19, "total_of_payments": 17611.67, "finance_charge": 1985.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014A, VIN KM8J33A44KU841647. $367 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,707, before any dealer documentation fee. Amount financed $15,626, including $919 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,612. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J33A44KU841647_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 306, "unit": "per_month", "display": "$306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14707.0, "price_incl_doc": 14707.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 305.67, "amount_financed": 15626.19, "sales_tax": 919.19, "total_of_payments": 18340.27, "finance_charge": 2714.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014A, VIN KM8J33A44KU841647. $306 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,707, before any dealer documentation fee. Amount financed $15,626, including $919 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,340. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14707.0, "price_incl_doc": 14707.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 266.34, "amount_financed": 15626.19, "sales_tax": 919.19, "total_of_payments": 19176.19, "finance_charge": 3550.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014A, VIN KM8J33A44KU841647. $266 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,707, before any dealer documentation fee. Amount financed $15,626, including $919 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,176. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "KMHL24JJ4TA141119", "title": "2026 Hyundai Sonata Hybrid Blue", "year": 2026, "make": "Hyundai", "model": "Sonata Hybrid", "trim": "Blue", "decoded_trim": "Blue", "condition": "used", "price": 26988.0, "msrp": 26988.0, "sale_price": 26989.0, "currency": "USD", "mileage": 9, "exterior_color": "Serenity White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 47, "mpg_hwy": 56, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260254", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/74193c64e5e146fda1c2b281bffa6172.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/74193c64e5e146fda1c2b281bffa6172.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a53d5974025f420f9684c47579780a51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6912d0f3eed445318b254b5a07af5aab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f78d7a622e664d5d9402cfb0a457f5f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67d8b7672f23405e9d5297f203836986.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bdaef3124dd047bfa8a780fa863b94c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/467d3da77cb64d33a183c7816639b84e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f2a405d023f41a587713df5a6b6f0e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fa9c121df9143cbbffca4dac14b826a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21c666427c3e4d48986b47cb2f9f91c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a00c1617e7cd4f1596ee935e489e8fdb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/135d73057bde49c19007edb04736ecc4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a918fc7ab3d14dddb420fda4e85fde81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c223542a9a3e48afaf0be620de804f2b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e398c394ced64b7a825a8a3b42f32d9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c1bd2927e2f421abe82d629a397371c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc3bd0add93d4ed6a69ed49a2db68714.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01dee13b6abc45bfb0766c8f63313042.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c512104b880f42d786b4c94f9baa6c6b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Blue", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26988.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/KMHL24JJ4TA141119.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhl24jj4ta141119/2026-hyundai-sonata-hybrid-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhl24jj4ta141119/2026-hyundai-sonata-hybrid-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMHL24JJ4TA141119.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMHL24JJ4TA141119.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMHL24JJ4TA141119.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhl24jj4ta141119/2026-hyundai-sonata-hybrid-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260254, VIN KMHL24JJ4TA141119. Advertised price: $26,988. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,988"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ4TA141119_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26988.0, "price_incl_doc": 26988.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.3, "amount_financed": 28674.75, "sales_tax": 1686.75, "total_of_payments": 32318.2, "finance_charge": 3643.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260254, VIN KMHL24JJ4TA141119. $673 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,988, before any dealer documentation fee. Amount financed $28,675, including $1,687 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,318. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26988.0, "price_incl_doc": 26988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.92, "amount_financed": 28674.75, "sales_tax": 1686.75, "total_of_payments": 33655.21, "finance_charge": 4980.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260254, VIN KMHL24JJ4TA141119. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,988, before any dealer documentation fee. Amount financed $28,675, including $1,687 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,655. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26988.0, "price_incl_doc": 26988.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.74, "amount_financed": 28674.75, "sales_tax": 1686.75, "total_of_payments": 35189.16, "finance_charge": 6514.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260254, VIN KMHL24JJ4TA141119. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,988, before any dealer documentation fee. Amount financed $28,675, including $1,687 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,189. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAYGAEEXNF567014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27043.0, "price_incl_doc": 27043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.06, "amount_financed": 28733.19, "sales_tax": 1690.19, "total_of_payments": 33723.8, "finance_charge": 4990.61, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262655AA, VIN 7SAYGAEEXNF567014. $562 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,043, before any dealer documentation fee. Amount financed $28,733, including $1,690 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,724. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAYGAEEXNF567014_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 490, "unit": "per_month", "display": "$490/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27043.0, "price_incl_doc": 27043.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 489.73, "amount_financed": 28733.19, "sales_tax": 1690.19, "total_of_payments": 35260.88, "finance_charge": 6527.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262655AA, VIN 7SAYGAEEXNF567014. $490 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,043, before any dealer documentation fee. Amount financed $28,733, including $1,690 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,261. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,425"}, {"label": "Advertised price", "value": "$68,236"}, {"label": "Savings", "value": "$5,189, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,189", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68236.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC6TH047831_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1385, "unit": "per_month", "display": "$1,385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68236.0, "price_incl_doc": 68236.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.51, "amount_financed": 72500.75, "sales_tax": 4264.75, "total_of_payments": 83070.84, "finance_charge": 10570.09, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260244, VIN 5NMMEDTC6TH047831. $1,385 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,236, before any dealer documentation fee. Amount financed $72,501, including $4,265 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,071. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC6TH047831_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1201, "unit": "per_month", "display": "$1,201/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68236.0, "price_incl_doc": 68236.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1201.2, "amount_financed": 72500.75, "sales_tax": 4264.75, "total_of_payments": 86486.73, "finance_charge": 13985.98, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260244, VIN 5NMMEDTC6TH047831. $1,201 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,236, before any dealer documentation fee. Amount financed $72,501, including $4,265 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,487. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC6TH047831_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68236.0, "price_incl_doc": 68236.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.24, "amount_financed": 72500.75, "sales_tax": 4264.75, "total_of_payments": 90404.52, "finance_charge": 17903.77, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260244, VIN 5NMMEDTC6TH047831. $1,076 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,236, before any dealer documentation fee. Amount financed $72,501, including $4,265 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,405. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC6TH047831_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73425.0, "selling_price": 68236.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 873.26, "net_cap_cost": 68931.0, "residual_value": 45523.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 873.26, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1033.26}, "total_of_payments": 31428, "total_of_payments_unrounded": 31437.36}, "disclosure": "Estimated lease payment for stock #GD260244, VIN 5NMMEDTC6TH047831. $873 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,033, made up of $873 first payment, $60 title, $100 registration. MSRP $73,425. Lease selling price $68,236. Net capitalized cost $68,931. Residual value $45,524, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,428. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC6TH047831_lease", "type": "lease", "label": "Lease", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73425.0, "selling_price": 68236.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 779.97, "net_cap_cost": 65932.0, "residual_value": 45523.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 779.97, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3938.97}, "total_of_payments": 28080, "total_of_payments_unrounded": 28078.92}, "disclosure": "Estimated lease payment for stock #GD260244, VIN 5NMMEDTC6TH047831. $780 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,939, made up of $780 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,425. Lease selling price $68,236. Net capitalized cost $65,932. Residual value $45,524, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,080. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 332}}, {"vin": "KMTGF4SD3TU327561", "title": "2026 Genesis G80 3.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T Prestige Black", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 78141.0, "msrp": 81495.0, "sale_price": 78141.0, "currency": "USD", "mileage": 4810, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD261260", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/97401e3a3eb5490692dd969a372aaf0e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/97401e3a3eb5490692dd969a372aaf0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/328a82054d8a4ec9b4635c5fbfe0d697.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/338727db117d4b048392dcfe17fe6adf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b961a2733734f0cb8fae373dd0d592a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd411279c4fe4dc2beed2a0bcddc0b7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d2315698bb144d18a7ec36c4644cdd85.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40e56c0553b149c182d4b635d3871968.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa30df5985a04296803653e86857f4b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc1e0ad37a604be69082315ced93771a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca738b7ab2224fd4b4ccba276baeaaad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b8edec18e844b0e90cfae7fcfc97343.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0955661b69bc4bb98415137dddbae0d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e9553da85344461b428f14f8d90442a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f355311f5e04413a0a6e190ae07be8d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43ebddbc440c448bb1255b5dabd0010b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a89402086b9042cdad237a3e52f0afb9.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81495.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd3tu327561/2026-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd3tu327561/2026-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SD3TU327561.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD3TU327561.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD3TU327561.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd3tu327561/2026-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,354. This offer applies to Stock #GD261260, VIN KMTGF4SD3TU327561. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,495. Advertised price: $78,141. Savings: $3,354, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,495"}, {"label": "Advertised price", "value": "$78,141"}, {"label": "Savings", "value": "$3,354, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,354", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78141.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD3TU327561_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1585, "unit": "per_month", "display": "$1,585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78141.0, "price_incl_doc": 78141.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1585.49, "amount_financed": 83024.81, "sales_tax": 4883.81, "total_of_payments": 95129.23, "finance_charge": 12104.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261260, VIN KMTGF4SD3TU327561. $1,585 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $78,141, before any dealer documentation fee. Amount financed $83,025, including $4,884 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $95,129. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU327561_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1376, "unit": "per_month", "display": "$1,376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78141.0, "price_incl_doc": 78141.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1375.57, "amount_financed": 83024.81, "sales_tax": 4883.81, "total_of_payments": 99040.97, "finance_charge": 16016.16, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261260, VIN KMTGF4SD3TU327561. $1,376 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $78,141, before any dealer documentation fee. Amount financed $83,025, including $4,884 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $99,041. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU327561_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78141.0, "price_incl_doc": 78141.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1232.47, "amount_financed": 83024.81, "sales_tax": 4883.81, "total_of_payments": 103527.46, "finance_charge": 20502.65, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261260, VIN KMTGF4SD3TU327561. $1,232 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $78,141, before any dealer documentation fee. Amount financed $83,025, including $4,884 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $103,527. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU327561_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1042, "unit": "per_month", "display": "$1,042/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 78141.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1041.68, "net_cap_cost": 78836.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1041.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1201.68}, "total_of_payments": 37512, "total_of_payments_unrounded": 37500.48}, "disclosure": "Estimated lease payment for stock #GD261260, VIN KMTGF4SD3TU327561. $1,042 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,202, made up of $1,042 first payment, $60 title, $100 registration. MSRP $81,495. Lease selling price $78,141. Net capitalized cost $78,836. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,512. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU327561_lease", "type": "lease", "label": "Lease", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 78141.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 948.39, "net_cap_cost": 75837.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 948.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4107.39}, "total_of_payments": 34128, "total_of_payments_unrounded": 34142.04}, "disclosure": "Estimated lease payment for stock #GD261260, VIN KMTGF4SD3TU327561. $948 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,107, made up of $948 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,495. Lease selling price $78,141. Net capitalized cost $75,837. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,128. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 363}}, {"vin": "4JGFB4KB7NA709760", "title": "2022 Mercedes-Benz GLE GLE 350", "year": 2022, "make": "Mercedes-Benz", "model": "GLE", "trim": "GLE 350", "decoded_trim": "GLE350 4MATIC", "condition": "used", "price": 36997.0, "msrp": 36997.0, "sale_price": 34999.0, "currency": "USD", "mileage": 47454, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/121", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0414", "stock_status": "Available", "availability": "In Stock", 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"https://www.genesisofdownersgrove.com/viewdetails/used/4jgfb4kb7na709760/2022-mercedes-benz-gle-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/4JGFB4KB7NA709760.html", "json_url": "https://ai.genesisofdownersgrove.com/v/4JGFB4KB7NA709760.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/4JGFB4KB7NA709760.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/4jgfb4kb7na709760/2022-mercedes-benz-gle-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0414, VIN 4JGFB4KB7NA709760. Advertised price: $36,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36997.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4JGFB4KB7NA709760_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36997.0, "price_incl_doc": 36997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.0, "amount_financed": 39309.31, "sales_tax": 2312.31, "total_of_payments": 44304.0, "finance_charge": 4994.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $923 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,997, before any dealer documentation fee. Amount financed $39,309, including $2,312 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,304. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB4KB7NA709760_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36997.0, "price_incl_doc": 36997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.95, "amount_financed": 39309.31, "sales_tax": 2312.31, "total_of_payments": 46136.86, "finance_charge": 6827.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $769 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,997, before any dealer documentation fee. Amount financed $39,309, including $2,312 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,137. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB4KB7NA709760_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 670, "unit": "per_month", "display": "$670/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36997.0, "price_incl_doc": 36997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 670.0, "amount_financed": 39309.31, "sales_tax": 2312.31, "total_of_payments": 48239.71, "finance_charge": 8930.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $670 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,997, before any dealer documentation fee. Amount financed $39,309, including $2,312 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,240. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMBDTBXTU239520", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 56455.0, "msrp": 57955.0, "sale_price": 56455.0, "currency": "USD", "mileage": 4316, "exterior_color": "Uyuni White", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260150", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/98b4bb7c811d4eb6a7e4a00e1edfaaae.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/98b4bb7c811d4eb6a7e4a00e1edfaaae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12aa113e31c44ce2907e8017743527d9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b7b130cab3aa430e852e8fa2b4237b51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c3d6e609f8640c6aabd3be83ef5243a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9829e6c921a14002bbd5c05e1d545731.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6ed186d0a2f413ebb96f2f32c7444f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a7bf37686f84a37a77299406fcfa841.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/09441601ccd74856a2bf696284549fb0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd1476184579430ab64577b91bcd7fe3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30edb177969045eab8c1089acfbc3df6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d5825b36b5c24460bedd242c1de6bdf0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63c3c61ae6ab4bf2a3403fcb5abb34de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/944ae45beac741ac9763be33918a8758.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ff8b3d45cd34f859a863c3686659169.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55812fb7d5c040fdb33258e3cfd8368e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50ba41c1ae164a059553766c6be1b074.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57955.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu239520/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu239520/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTBXTU239520.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTBXTU239520.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTBXTU239520.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu239520/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260150, VIN KMUMBDTBXTU239520. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,955. Advertised price: $56,455. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,955"}, {"label": "Advertised price", "value": "$56,455"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56455.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTBXTU239520_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1145, "unit": "per_month", "display": "$1,145/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56455.0, "price_incl_doc": 56455.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1145.48, "amount_financed": 59983.44, "sales_tax": 3528.44, "total_of_payments": 68728.59, "finance_charge": 8745.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260150, VIN KMUMBDTBXTU239520. $1,145 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,455, before any dealer documentation fee. Amount financed $59,983, including $3,528 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,729. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU239520_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 994, "unit": "per_month", "display": "$994/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56455.0, "price_incl_doc": 56455.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.82, "amount_financed": 59983.44, "sales_tax": 3528.44, "total_of_payments": 71554.73, "finance_charge": 11571.29, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260150, VIN KMUMBDTBXTU239520. $994 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,455, before any dealer documentation fee. Amount financed $59,983, including $3,528 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU239520_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56455.0, "price_incl_doc": 56455.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 890.43, "amount_financed": 59983.44, "sales_tax": 3528.44, "total_of_payments": 74796.11, "finance_charge": 14812.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260150, VIN KMUMBDTBXTU239520. $890 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,455, before any dealer documentation fee. Amount financed $59,983, including $3,528 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,796. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU239520_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57955.0, "selling_price": 56455.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 774.57, "net_cap_cost": 57150.0, "residual_value": 35932.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 774.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 934.57}, "total_of_payments": 27900, "total_of_payments_unrounded": 27884.52}, "disclosure": "Estimated lease payment for stock #LGD260150, VIN KMUMBDTBXTU239520. $775 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $935, made up of $775 first payment, $60 title, $100 registration. MSRP $57,955. Lease selling price $56,455. Net capitalized cost $57,150. Residual value $35,932, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,900. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU239520_lease", "type": "lease", "label": "Lease", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57955.0, "selling_price": 56455.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 681.28, "net_cap_cost": 54151.0, "residual_value": 35932.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 681.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3840.28}, "total_of_payments": 24516, "total_of_payments_unrounded": 24526.08}, "disclosure": "Estimated lease payment for stock #LGD260150, VIN KMUMBDTBXTU239520. $681 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,840, made up of $681 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,955. Lease selling price $56,455. Net capitalized cost $54,151. Residual value $35,932, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23390.0, "price_incl_doc": 23390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.53, "amount_financed": 24851.88, "sales_tax": 1461.88, "total_of_payments": 28009.59, "finance_charge": 3157.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260712A, VIN 3GKALMEG0PL226386. $584 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,390, before any dealer documentation fee. Amount financed $24,852, including $1,462 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,010. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23390.0, "price_incl_doc": 23390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.14, "amount_financed": 24851.88, "sales_tax": 1461.88, "total_of_payments": 29168.35, "finance_charge": 4316.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260712A, VIN 3GKALMEG0PL226386. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,390, before any dealer documentation fee. Amount financed $24,852, including $1,462 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,168. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46435.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG64SC5TU166508_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 942, "unit": "per_month", "display": "$942/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46435.0, "price_incl_doc": 46435.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 942.17, "amount_financed": 49337.19, "sales_tax": 2902.19, "total_of_payments": 56530.2, "finance_charge": 7193.01, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260366, VIN KMTG64SC5TU166508. $942 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $46,435, before any dealer documentation fee. Amount financed $49,337, including $2,902 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $56,530. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC5TU166508_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46435.0, "price_incl_doc": 46435.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 817.43, "amount_financed": 49337.19, "sales_tax": 2902.19, "total_of_payments": 58854.73, "finance_charge": 9517.54, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260366, VIN KMTG64SC5TU166508. $817 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $46,435, before any dealer documentation fee. Amount financed $49,337, including $2,902 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $58,855. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC5TU166508_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 732, "unit": "per_month", "display": "$732/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46435.0, "price_incl_doc": 46435.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 732.39, "amount_financed": 49337.19, "sales_tax": 2902.19, "total_of_payments": 61520.81, "finance_charge": 12183.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260366, VIN KMTG64SC5TU166508. $732 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,435, before any dealer documentation fee. Amount financed $49,337, including $2,902 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,521. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC5TU166508_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 47435.0, "selling_price": 46435.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 644.98, "net_cap_cost": 47130.0, "residual_value": 29409.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 644.98, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 804.98}, "total_of_payments": 23220, "total_of_payments_unrounded": 23219.28}, "disclosure": "Estimated lease payment for stock #GD260366, VIN KMTG64SC5TU166508. $645 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $805, made up of $645 first payment, $60 title, $100 registration. MSRP $47,435. Lease selling price $46,435. Net capitalized cost $47,130. Residual value $29,410, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,220. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC5TU166508_lease", "type": "lease", "label": "Lease", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 47435.0, "selling_price": 46435.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 551.69, "net_cap_cost": 44131.0, "residual_value": 29409.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 551.69, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3710.69}, "total_of_payments": 19872, "total_of_payments_unrounded": 19860.84}, "disclosure": "Estimated lease payment for stock #GD260366, VIN KMTG64SC5TU166508. $552 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,711, made up of $552 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $47,435. Lease selling price $46,435. Net capitalized cost $44,131. Residual value $29,410, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $19,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 207}}, {"vin": "JM3KFBCLXR0523040", "title": "2024 Mazda CX-5 2.5 S Carbon Edition", "year": 2024, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Carbon Edition", "decoded_trim": "Preferred Package", "condition": "used", "price": 25980.0, "msrp": 25980.0, "sale_price": 26990.0, "currency": "USD", "mileage": 42124, "exterior_color": "Polymetal Gray Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1040", "stock_status": "Available", "availability": "In 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fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbclxr0523040/2024-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBCLXR0523040.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCLXR0523040.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCLXR0523040.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbclxr0523040/2024-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1040, VIN JM3KFBCLXR0523040. Advertised price: $25,980. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,980"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25980.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCLXR0523040_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25980.0, "price_incl_doc": 25980.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.15, "amount_financed": 27603.75, "sales_tax": 1623.75, "total_of_payments": 31111.12, "finance_charge": 3507.37, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1040, VIN JM3KFBCLXR0523040. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,980, before any dealer documentation fee. Amount financed $27,604, including $1,624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,111. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25980.0, "price_incl_doc": 25980.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.97, "amount_financed": 27603.75, "sales_tax": 1623.75, "total_of_payments": 32398.19, "finance_charge": 4794.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1040, VIN JM3KFBCLXR0523040. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,980, before any dealer documentation fee. Amount financed $27,604, including $1,624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,398. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCLXR0523040_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25980.0, "price_incl_doc": 25980.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.48, "amount_financed": 27603.75, "sales_tax": 1623.75, "total_of_payments": 33874.85, "finance_charge": 6271.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1040, VIN JM3KFBCLXR0523040. $470 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,980, before any dealer documentation fee. Amount financed $27,604, including $1,624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,875. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260993A, VIN 5XYRKDJF6RG289873. Advertised price: $34,370. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,370"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34370.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRKDJF6RG289873_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 857, "unit": "per_month", "display": "$857/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34370.0, "price_incl_doc": 34370.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 857.46, "amount_financed": 36518.13, "sales_tax": 2148.13, "total_of_payments": 41158.17, "finance_charge": 4640.04, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $857 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,370, before any dealer documentation fee. Amount financed $36,518, including $2,148 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDJF6RG289873_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34370.0, "price_incl_doc": 34370.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.35, "amount_financed": 36518.13, "sales_tax": 2148.13, "total_of_payments": 42860.89, "finance_charge": 6342.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $714 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,370, before any dealer documentation fee. Amount financed $36,518, including $2,148 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,861. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDJF6RG289873_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 622, "unit": "per_month", "display": "$622/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34370.0, "price_incl_doc": 34370.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 622.42, "amount_financed": 36518.13, "sales_tax": 2148.13, "total_of_payments": 44814.42, "finance_charge": 8296.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $622 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,370, before any dealer documentation fee. Amount financed $36,518, including $2,148 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg1xth106247/2026-hyundai-santa-fe-hybrid-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMP2DG1XTH106247.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG1XTH106247.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG1XTH106247.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg1xth106247/2026-hyundai-santa-fe-hybrid-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38970.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG1XTH106247_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 972, "unit": "per_month", "display": "$972/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38970.0, "price_incl_doc": 38970.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 972.22, "amount_financed": 41405.63, "sales_tax": 2435.63, "total_of_payments": 46666.68, "finance_charge": 5261.05, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260437, VIN 5NMP2DG1XTH106247. $972 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,970, before any dealer documentation fee. Amount financed $41,406, including $2,436 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,667. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH106247_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 810, "unit": "per_month", "display": "$810/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38970.0, "price_incl_doc": 38970.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.95, "amount_financed": 41405.63, "sales_tax": 2435.63, "total_of_payments": 48597.29, "finance_charge": 7191.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260437, VIN 5NMP2DG1XTH106247. $810 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,970, before any dealer documentation fee. Amount financed $41,406, including $2,436 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,597. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNCRS9HZ244926_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15229.0, "price_incl_doc": 15229.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 379.93, "amount_financed": 16180.81, "sales_tax": 951.81, "total_of_payments": 18236.77, "finance_charge": 2055.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $380 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,229, before any dealer documentation fee. Amount financed $16,181, including $952 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNCRS9HZ244926_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 317, "unit": "per_month", "display": "$317/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15229.0, "price_incl_doc": 15229.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 316.52, "amount_financed": 16180.81, "sales_tax": 951.81, "total_of_payments": 18991.22, "finance_charge": 2810.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $317 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,229, before any dealer documentation fee. Amount financed $16,181, including $952 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,991. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNCRS9HZ244926_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 276, "unit": "per_month", "display": "$276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15229.0, "price_incl_doc": 15229.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 275.79, "amount_financed": 16180.81, "sales_tax": 951.81, "total_of_payments": 19856.81, "finance_charge": 3676.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $276 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,229, before any dealer documentation fee. Amount financed $16,181, including $952 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,857. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTGF4SD5VU340685", "title": "2027 Genesis G80 3.5T", "year": 2027, "make": "Genesis", "model": "G80", "trim": "3.5T", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 82595.0, "msrp": 82595.0, "sale_price": 82595.0, "currency": "USD", "mileage": null, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KMTGF4SD5VU340685", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=486215", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=486215"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2027, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 82595.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd5vu340685/2027-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd5vu340685/2027-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SD5VU340685.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD5VU340685.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD5VU340685.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd5vu340685/2027-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. Advertised price: $82,595. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,595"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82595.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD5VU340685_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1676, "unit": "per_month", "display": "$1,676/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82595.0, "price_incl_doc": 82595.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1675.86, "amount_financed": 87757.19, "sales_tax": 5162.19, "total_of_payments": 100551.56, "finance_charge": 12794.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. $1,676 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,595, before any dealer documentation fee. Amount financed $87,757, including $5,162 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,552. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD5VU340685_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1454, "unit": "per_month", "display": "$1,454/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82595.0, "price_incl_doc": 82595.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1453.98, "amount_financed": 87757.19, "sales_tax": 5162.19, "total_of_payments": 104686.26, "finance_charge": 16929.07, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. $1,454 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,595, before any dealer documentation fee. Amount financed $87,757, including $5,162 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,686. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD5VU340685_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1303, "unit": "per_month", "display": "$1,303/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82595.0, "price_incl_doc": 82595.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1302.72, "amount_financed": 87757.19, "sales_tax": 5162.19, "total_of_payments": 109428.48, "finance_charge": 21671.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. $1,303 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,595, before any dealer documentation fee. Amount financed $87,757, including $5,162 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,428. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD5VU340685_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82595.0, "selling_price": 82595.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1161.2, "net_cap_cost": 83290.0, "residual_value": 51208.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1161.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1321.2}, "total_of_payments": 41796, "total_of_payments_unrounded": 41803.2}, "disclosure": "Estimated lease payment for stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. $1,161 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,321, made up of $1,161 first payment, $60 title, $100 registration. MSRP $82,595. Lease selling price $82,595. Net capitalized cost $83,290. Residual value $51,209, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,796. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD5VU340685_lease", "type": "lease", "label": "Lease", "headline": {"value": 1068, "unit": "per_month", "display": "$1,068/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82595.0, "selling_price": 82595.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1067.9, "net_cap_cost": 80291.0, "residual_value": 51208.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1067.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4226.9}, "total_of_payments": 38448, "total_of_payments_unrounded": 38444.4}, "disclosure": "Estimated lease payment for stock #KMTGF4SD5VU340685, VIN KMTGF4SD5VU340685. $1,068 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,227, made up of $1,068 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,595. Lease selling price $82,595. Net capitalized cost $80,291. Residual value $51,209, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,448. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 180}}, {"vin": "KMUMADTB2TU275379", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 50580.0, "msrp": 52080.0, "sale_price": 50580.0, "currency": "USD", "mileage": 20, "exterior_color": "Makalu Gray", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260522", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2eabab773aeb49dba96a18568a38083c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2eabab773aeb49dba96a18568a38083c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fae87efb6b54659b6d3d5f7e6a32ad8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0652a7a495b4df8a8dad15f8dc8d1d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43ca5d1c34674548b64951116c22c30d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd46ff6626cc4b0c851cc1ffce3e01ed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38191cf3447c478f98a143f41ba587b1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1194e3dddd474f28901197a8b78ab2b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a77d1f71e5f44ef898ca50d15130d69f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/357b117aad1942fcb6f7a0d7934b163b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a04397d821dc4411888b0e1a28083d3b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f93d50c8e4ec489990a990c7737c28ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f2f1ba9ee8641a3959d150d3ef9e6d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ced7778df55d46c1b9da352692df801b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa54509e7dbd437dbdddf799260130f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08c276ff0fe34c6b850b88e4432a1d53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59ad706e2d384071887a27c5dab6b79a.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52080.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb2tu275379/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb2tu275379/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTB2TU275379.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB2TU275379.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB2TU275379.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb2tu275379/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260522, VIN KMUMADTB2TU275379. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,080. Advertised price: $50,580. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,080"}, {"label": "Advertised price", "value": "$50,580"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50580.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTB2TU275379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1026, "unit": "per_month", "display": "$1,026/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50580.0, "price_incl_doc": 50580.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1026.27, "amount_financed": 53741.25, "sales_tax": 3161.25, "total_of_payments": 61576.34, "finance_charge": 7835.09, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260522, VIN KMUMADTB2TU275379. $1,026 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,580, before any dealer documentation fee. Amount financed $53,741, including $3,161 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,576. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB2TU275379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50580.0, "price_incl_doc": 50580.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 890.39, "amount_financed": 53741.25, "sales_tax": 3161.25, "total_of_payments": 64108.37, "finance_charge": 10367.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260522, VIN KMUMADTB2TU275379. $890 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,580, before any dealer documentation fee. Amount financed $53,741, including $3,161 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,108. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB2TU275379_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50580.0, "price_incl_doc": 50580.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.77, "amount_financed": 53741.25, "sales_tax": 3161.25, "total_of_payments": 67012.44, "finance_charge": 13271.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260522, VIN KMUMADTB2TU275379. $798 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,580, before any dealer documentation fee. Amount financed $53,741, including $3,161 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,012. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB2TU275379_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52080.0, "selling_price": 50580.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 693.51, "net_cap_cost": 51275.0, "residual_value": 32289.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 693.51, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 853.51}, "total_of_payments": 24984, "total_of_payments_unrounded": 24966.36}, "disclosure": "Estimated lease payment for stock #GD260522, VIN KMUMADTB2TU275379. $694 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $854, made up of $694 first payment, $60 title, $100 registration. MSRP $52,080. Lease selling price $50,580. Net capitalized cost $51,275. Residual value $32,290, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,984. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB2TU275379_lease", "type": "lease", "label": "Lease", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52080.0, "selling_price": 50580.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 600.22, "net_cap_cost": 48276.0, "residual_value": 32289.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 600.22, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3759.22}, "total_of_payments": 21600, "total_of_payments_unrounded": 21607.92}, "disclosure": "Estimated lease payment for stock #GD260522, VIN KMUMADTB2TU275379. $600 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,759, made up of $600 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,080. Lease selling price $50,580. Net capitalized cost $48,276. Residual value $32,290, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,600. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260578, VIN 5NMMADTB2TH064936. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,950. Advertised price: $52,450. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,950"}, {"label": "Advertised price", "value": "$52,450"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52450.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB2TH064936_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1064, "unit": "per_month", "display": "$1,064/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52450.0, "price_incl_doc": 52450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1064.21, "amount_financed": 55728.13, "sales_tax": 3278.13, "total_of_payments": 63852.89, "finance_charge": 8124.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260578, VIN 5NMMADTB2TH064936. $1,064 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,450, before any dealer documentation fee. Amount financed $55,728, including $3,278 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,853. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH064936_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52450.0, "price_incl_doc": 52450.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.31, "amount_financed": 55728.13, "sales_tax": 3278.13, "total_of_payments": 66478.54, "finance_charge": 10750.41, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260578, VIN 5NMMADTB2TH064936. $923 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,450, before any dealer documentation fee. Amount financed $55,728, including $3,278 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,479. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH064936_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52450.0, "price_incl_doc": 52450.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.26, "amount_financed": 55728.13, "sales_tax": 3278.13, "total_of_payments": 69489.97, "finance_charge": 13761.84, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260578, VIN 5NMMADTB2TH064936. $827 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,450, before any dealer documentation fee. Amount financed $55,728, including $3,278 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH064936_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53950.0, "selling_price": 52450.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 719.31, "net_cap_cost": 53145.0, "residual_value": 33449.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 719.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 879.31}, "total_of_payments": 25884, "total_of_payments_unrounded": 25895.16}, "disclosure": "Estimated lease payment for stock #GD260578, VIN 5NMMADTB2TH064936. $719 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $879, made up of $719 first payment, $60 title, $100 registration. MSRP $53,950. Lease selling price $52,450. Net capitalized cost $53,145. Residual value $33,449, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,884. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH064936_lease", "type": "lease", "label": "Lease", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53950.0, "selling_price": 52450.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 626.02, "net_cap_cost": 50146.0, "residual_value": 33449.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 626.02, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3785.02}, "total_of_payments": 22536, "total_of_payments_unrounded": 22536.72}, "disclosure": "Estimated lease payment for stock #GD260578, VIN 5NMMADTB2TH064936. $626 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,785, made up of $626 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,950. Lease selling price $52,450. Net capitalized cost $50,146. Residual value $33,449, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 179}}, {"vin": "5NMMFDTB4TH064129", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61280.0, "msrp": 62780.0, "sale_price": 61280.0, "currency": "USD", "mileage": 17, "exterior_color": "Ceres Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260555", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/15d003b1dcbc4f4bb1c767f754c0445e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/15d003b1dcbc4f4bb1c767f754c0445e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17249a3b3736468792fb6729cb4c4e0c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a808c966ff54d4cbf69f8ac224a3174.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1aca41b3d9124e1581ed2c43d5792322.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c0ab45019ac24cf9bb4c4a2c2124bd74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78d9dff6f86c404c848b97e1eb5d0dc6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e2bbd3b4a8c4c7c81ce67e306194bf8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6d8f7e58fbe4ffab29f7e6995d8c948.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/545b6d1de00445b49a7d7fbe1e6a1220.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a13d04cf8eb04bcd847b9375e9e1f481.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4eba24f4d9f545ca85c86575153b49cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24d6de105a804c4a8414506f6edebb66.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/925d3df98dd84f109007534340223c4b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc8b08b1b5d24bd09f882221a406e28a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b35f44648e343e08a9fff94005df0b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/698696793084490a8c4c69684fc2e5a1.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62780.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th064129/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th064129/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB4TH064129.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB4TH064129.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB4TH064129.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th064129/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260555, VIN 5NMMFDTB4TH064129. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,780. Advertised price: $61,280. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,780"}, {"label": "Advertised price", "value": "$61,280"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61280.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB4TH064129_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61280.0, "price_incl_doc": 61280.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.38, "amount_financed": 65110.0, "sales_tax": 3830.0, "total_of_payments": 74602.57, "finance_charge": 9492.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260555, VIN 5NMMFDTB4TH064129. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,280, before any dealer documentation fee. Amount financed $65,110, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,603. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH064129_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61280.0, "price_incl_doc": 61280.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.75, "amount_financed": 65110.0, "sales_tax": 3830.0, "total_of_payments": 77670.25, "finance_charge": 12560.25, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260555, VIN 5NMMFDTB4TH064129. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,280, before any dealer documentation fee. Amount financed $65,110, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,670. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH064129_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61280.0, "price_incl_doc": 61280.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.53, "amount_financed": 65110.0, "sales_tax": 3830.0, "total_of_payments": 81188.66, "finance_charge": 16078.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260555, VIN 5NMMFDTB4TH064129. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,280, before any dealer documentation fee. Amount financed $65,110, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,189. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH064129_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62780.0, "selling_price": 61280.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.14, "net_cap_cost": 61975.0, "residual_value": 38923.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.14}, "total_of_payments": 30276, "total_of_payments_unrounded": 30281.04}, "disclosure": "Estimated lease payment for stock #NRGD260555, VIN 5NMMFDTB4TH064129. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,780. Lease selling price $61,280. Net capitalized cost $61,975. Residual value $38,924, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH064129_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62780.0, "selling_price": 61280.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.85, "net_cap_cost": 58976.0, "residual_value": 38923.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.85}, "total_of_payments": 26928, "total_of_payments_unrounded": 26922.6}, "disclosure": "Estimated lease payment for stock #NRGD260555, VIN 5NMMFDTB4TH064129. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,780. Lease selling price $61,280. Net capitalized cost $58,976. Residual value $38,924, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 181}}, {"vin": "WVWGA7CD9RW219925", "title": "2024 Volkswagen Golf GTI S", "year": 2024, "make": "Volkswagen", "model": "Golf GTI", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 26477.0, "msrp": 26477.0, "sale_price": 26477.0, "currency": "USD", "mileage": 43098, "exterior_color": "Moonstone Gray", "interior_color": "Titan Black/Scalepaper Plaid", "drivetrain": "FWD", "body_style": "Hatchback", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/121", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed Auto-Shift Manual w/OD", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1058", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024VWC23_640/2024VWC230001_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024VWC23_640/2024VWC230001_640_01.jpg"], "vin_decode": {"make": "Volkswagen", "model": "Golf GTI", "year": 2024, "trim": "S", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26477.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wvwga7cd9rw219925/2024-volkswagen-golf-gti-hatchback", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wvwga7cd9rw219925/2024-volkswagen-golf-gti-hatchback", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/WVWGA7CD9RW219925.html", "json_url": "https://ai.genesisofdownersgrove.com/v/WVWGA7CD9RW219925.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/WVWGA7CD9RW219925.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wvwga7cd9rw219925/2024-volkswagen-golf-gti-hatchback", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1058, VIN WVWGA7CD9RW219925. Advertised price: $26,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WVWGA7CD9RW219925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.55, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 31706.28, "finance_charge": 3574.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $661 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,706. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD9RW219925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.3, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 33017.96, "finance_charge": 4886.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $550 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,018. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD9RW219925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26477.0, "price_incl_doc": 26477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.48, "amount_financed": 28131.81, "sales_tax": 1654.81, "total_of_payments": 34522.87, "finance_charge": 6391.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $479 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,477, before any dealer documentation fee. Amount financed $28,132, including $1,655 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,523. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1V2WNPE82PC033253", "title": "2023 Volkswagen ID.4 Pro S", "year": 2023, "make": "Volkswagen", "model": "ID.4", "trim": "Pro S", "decoded_trim": "Pro S", "condition": "used", "price": 26373.0, "msrp": 26373.0, "sale_price": 25983.0, "currency": "USD", "mileage": 21943, "exterior_color": "Deep Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": 104, "mpg_hwy": 93, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1036", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20399.0, "price_incl_doc": 20399.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.91, "amount_financed": 21673.94, "sales_tax": 1274.94, "total_of_payments": 24427.86, "finance_charge": 2753.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $509 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,399, before any dealer documentation fee. Amount financed $21,674, including $1,275 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,428. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3H1RFV4LW082676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20399.0, "price_incl_doc": 20399.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.97, "amount_financed": 21673.94, "sales_tax": 1274.94, "total_of_payments": 25438.44, "finance_charge": 3764.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,399, before any dealer documentation fee. Amount financed $21,674, including $1,275 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3H1RFV4LW082676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20399.0, "price_incl_doc": 20399.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.42, "amount_financed": 21673.94, "sales_tax": 1274.94, "total_of_payments": 26597.89, "finance_charge": 4923.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $369 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,399, before any dealer documentation fee. Amount financed $21,674, including $1,275 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,598. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2BR2CA8RC513845_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33190.0, "price_incl_doc": 33190.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.02, "amount_financed": 35264.38, "sales_tax": 2074.38, "total_of_payments": 39745.12, "finance_charge": 4480.74, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $828 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,190, before any dealer documentation fee. Amount financed $35,264, including $2,074 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BR2CA8RC513845_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33190.0, "price_incl_doc": 33190.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 689.82, "amount_financed": 35264.38, "sales_tax": 2074.38, "total_of_payments": 41389.38, "finance_charge": 6125.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $690 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,190, before any dealer documentation fee. Amount financed $35,264, including $2,074 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,389. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BR2CA8RC513845_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33190.0, "price_incl_doc": 33190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.05, "amount_financed": 35264.38, "sales_tax": 2074.38, "total_of_payments": 43275.84, "finance_charge": 8011.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $601 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,190, before any dealer documentation fee. Amount financed $35,264, including $2,074 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,276. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "5NMMBDTB6TH054875", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 58050.0, "msrp": 59550.0, "sale_price": 58050.0, "currency": "USD", "mileage": 13, "exterior_color": "Savile Silver", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260375", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/747a2d632281421e9c140e6d8fbc5751.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/747a2d632281421e9c140e6d8fbc5751.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/819dd6545a82477285ac2f1d23fcdacf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99f6b14993014dd1b5b1dfe11f6d6050.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e41d35b1e124b8bba4f021d4c46f51f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3501c3e4be704b8f96809af8b68af811.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0921a31281e24904b5518bbe531b6f00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48b94dd776fc44b1840cc369b9eb4008.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/217de0898a594b5391de94ceb78d0529.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c4e6bb693d74d7eaf3a020562707ed8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/096230b240e54558af85553892089a2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/572ba3d2dcd74b86a998ca2e7d7e8f67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d2a73ef1b714b4bb825d124a0360339.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7adb9079a7404cba87e6756672cac001.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a7bb5ceed7a4bf3b8206314ead2804b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ba27f7d08824fc8833b8af3d9bf57d9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/679a1ee4446d4609854888de73978f86.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59550.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th054875/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th054875/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB6TH054875.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH054875.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH054875.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th054875/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260375, VIN 5NMMBDTB6TH054875. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,550. Advertised price: $58,050. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,550"}, {"label": "Advertised price", "value": "$58,050"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB6TH054875_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58050.0, "price_incl_doc": 58050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1177.84, "amount_financed": 61678.13, "sales_tax": 3628.13, "total_of_payments": 70670.36, "finance_charge": 8992.23, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260375, VIN 5NMMBDTB6TH054875. $1,178 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,050, before any dealer documentation fee. Amount financed $61,678, including $3,628 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,670. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH054875_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58050.0, "price_incl_doc": 58050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.89, "amount_financed": 61678.13, "sales_tax": 3628.13, "total_of_payments": 73576.34, "finance_charge": 11898.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260375, VIN 5NMMBDTB6TH054875. $1,022 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,050, before any dealer documentation fee. Amount financed $61,678, including $3,628 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,576. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH054875_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 916, "unit": "per_month", "display": "$916/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58050.0, "price_incl_doc": 58050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.59, "amount_financed": 61678.13, "sales_tax": 3628.13, "total_of_payments": 76909.3, "finance_charge": 15231.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260375, VIN 5NMMBDTB6TH054875. $916 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,050, before any dealer documentation fee. Amount financed $61,678, including $3,628 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH054875_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59550.0, "selling_price": 58050.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 796.58, "net_cap_cost": 58745.0, "residual_value": 36921.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 796.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 956.58}, "total_of_payments": 28692, "total_of_payments_unrounded": 28676.88}, "disclosure": "Estimated lease payment for stock #GD260375, VIN 5NMMBDTB6TH054875. $797 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $957, made up of $797 first payment, $60 title, $100 registration. MSRP $59,550. Lease selling price $58,050. Net capitalized cost $58,745. Residual value $36,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH054875_lease", "type": "lease", "label": "Lease", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59550.0, "selling_price": 58050.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 703.29, "net_cap_cost": 55746.0, "residual_value": 36921.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 703.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3862.29}, "total_of_payments": 25308, "total_of_payments_unrounded": 25318.44}, "disclosure": "Estimated lease payment for stock #GD260375, VIN 5NMMBDTB6TH054875. $703 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,862, made up of $703 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,550. Lease selling price $58,050. Net capitalized cost $55,746. Residual value $36,921, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 160}}, {"vin": "4T1BF1FK0EU437787", "title": "2014 Toyota Camry L", "year": 2014, "make": "Toyota", "model": "Camry", "trim": "L", "decoded_trim": "ASV50L/GSV50L/AVV50L", "condition": "used", "price": 13965.0, "msrp": 13965.0, "sale_price": 13965.0, "currency": "USD", "mileage": 98407, "exterior_color": "Cosmic Gray Mica", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "HD261078A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25499.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25499.0, "price_incl_doc": 25499.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.15, "amount_financed": 27092.69, "sales_tax": 1593.69, "total_of_payments": 30535.12, "finance_charge": 3442.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1034, VIN 1V2WNPE81PC029792. $636 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,499, before any dealer documentation fee. Amount financed $27,093, including $1,594 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE81PC029792_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 530, "unit": "per_month", "display": "$530/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25499.0, "price_incl_doc": 25499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 529.97, "amount_financed": 27092.69, "sales_tax": 1593.69, "total_of_payments": 31798.36, "finance_charge": 4705.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1034, VIN 1V2WNPE81PC029792. $530 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,499, before any dealer documentation fee. Amount financed $27,093, including $1,594 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,798. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85655.0, "price_incl_doc": 85655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1737.95, "amount_financed": 91008.44, "sales_tax": 5353.44, "total_of_payments": 104276.82, "finance_charge": 13268.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC5TU355264, VIN KMUHEESC5TU355264. $1,738 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,655, before any dealer documentation fee. Amount financed $91,008, including $5,353 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,277. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU355264_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1508, "unit": "per_month", "display": "$1,508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85655.0, "price_incl_doc": 85655.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1507.84, "amount_financed": 91008.44, "sales_tax": 5353.44, "total_of_payments": 108564.7, "finance_charge": 17556.26, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC5TU355264, VIN KMUHEESC5TU355264. $1,508 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,655, before any dealer documentation fee. Amount financed $91,008, including $5,353 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU355264_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1351, "unit": "per_month", "display": "$1,351/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85655.0, "price_incl_doc": 85655.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1350.98, "amount_financed": 91008.44, "sales_tax": 5353.44, "total_of_payments": 113482.61, "finance_charge": 22474.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC5TU355264, VIN KMUHEESC5TU355264. $1,351 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,655, before any dealer documentation fee. Amount financed $91,008, including $5,353 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,483. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU355264_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85655.0, "selling_price": 85655.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1203.41, "net_cap_cost": 86350.0, "residual_value": 53106.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1203.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1363.41}, "total_of_payments": 43308, "total_of_payments_unrounded": 43322.76}, "disclosure": "Estimated lease payment for stock #KMUHEESC5TU355264, VIN KMUHEESC5TU355264. $1,203 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,363, made up of $1,203 first payment, $60 title, $100 registration. MSRP $85,655. Lease selling price $85,655. Net capitalized cost $86,350. Residual value $53,106, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU355264_lease", "type": "lease", "label": "Lease", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85655.0, "selling_price": 85655.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1110.12, "net_cap_cost": 83351.0, "residual_value": 53106.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1110.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4269.12}, "total_of_payments": 39960, "total_of_payments_unrounded": 39964.32}, "disclosure": "Estimated lease payment for stock #KMUHEESC5TU355264, VIN KMUHEESC5TU355264. $1,110 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,269, made up of $1,110 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,655. Lease selling price $85,655. Net capitalized cost $83,351. Residual value $53,106, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,960. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 36, "elapsed_ms": 219}}, {"vin": "5NMMFDTB7TH051052", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 62030.0, "msrp": 63530.0, "sale_price": 62030.0, "currency": "USD", "mileage": 20, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260325", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/75325db5501d45aeb4187cb89ab99aac.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/75325db5501d45aeb4187cb89ab99aac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/821d7e04f9184b2cb4fdc1068c166197.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8293d08fd07d4a249869ca39eb16edc8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d64c50c1c3f74553b105d53360b346dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/620732b1d40343968a24d9eb17d8504e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44a51c75f8b348f4a640c3bb3536437f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a60426e1278048e49545b4b0743a2b1d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d03eabe0cd3483a8c4a9073e73d58e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4f089632fd84fc29587ffaabef69e7d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/729141b686f742ab9522e21c0507a709.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/699d821045de4c8cabeca861dc502c0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d52c817001724108b91a59c91e4416fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/605896de80c9497684707dd8cc94f96f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cd7d44679c447a4977b7c3fa47560a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7f2e3f1122d40b58d2c673fddb6f3be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67db6041366f47338e5bfcdfebe439e9.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63530.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb7th051052/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb7th051052/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB7TH051052.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB7TH051052.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB7TH051052.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb7th051052/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260325, VIN 5NMMFDTB7TH051052. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $63,530. Advertised price: $62,030. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$63,530"}, {"label": "Advertised price", "value": "$62,030"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62030.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB7TH051052_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1259, "unit": "per_month", "display": "$1,259/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62030.0, "price_incl_doc": 62030.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1258.59, "amount_financed": 65906.88, "sales_tax": 3876.88, "total_of_payments": 75515.63, "finance_charge": 9608.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260325, VIN 5NMMFDTB7TH051052. $1,259 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,030, before any dealer documentation fee. Amount financed $65,907, including $3,877 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $75,516. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB7TH051052_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1092, "unit": "per_month", "display": "$1,092/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62030.0, "price_incl_doc": 62030.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1091.96, "amount_financed": 65906.88, "sales_tax": 3876.88, "total_of_payments": 78620.85, "finance_charge": 12713.97, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260325, VIN 5NMMFDTB7TH051052. $1,092 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $62,030, before any dealer documentation fee. Amount financed $65,907, including $3,877 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $78,621. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB7TH051052_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 978, "unit": "per_month", "display": "$978/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62030.0, "price_incl_doc": 62030.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 978.36, "amount_financed": 65906.88, "sales_tax": 3876.88, "total_of_payments": 82182.32, "finance_charge": 16275.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260325, VIN 5NMMFDTB7TH051052. $978 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $62,030, before any dealer documentation fee. Amount financed $65,907, including $3,877 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $82,182. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB7TH051052_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63530.0, "selling_price": 62030.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 851.49, "net_cap_cost": 62725.0, "residual_value": 39388.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 851.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1011.49}, "total_of_payments": 30636, "total_of_payments_unrounded": 30653.64}, "disclosure": "Estimated lease payment for stock #LGD260325, VIN 5NMMFDTB7TH051052. $851 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,011, made up of $851 first payment, $60 title, $100 registration. MSRP $63,530. Lease selling price $62,030. Net capitalized cost $62,725. Residual value $39,389, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,636. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB7TH051052_lease", "type": "lease", "label": "Lease", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63530.0, "selling_price": 62030.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 758.2, "net_cap_cost": 59726.0, "residual_value": 39388.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 758.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3917.2}, "total_of_payments": 27288, "total_of_payments_unrounded": 27295.2}, "disclosure": "Estimated lease payment for stock #LGD260325, VIN 5NMMFDTB7TH051052. $758 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,917, made up of $758 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,530. Lease selling price $62,030. Net capitalized cost $59,726. Residual value $39,389, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,288. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 203}}, {"vin": "5NMMBDTB9TH044602", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 56585.0, "msrp": 58085.0, "sale_price": 56585.0, "currency": "USD", "mileage": 22, "exterior_color": "Vik Black", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260206", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ad2874f278f043018248005cf8a9a478.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ad2874f278f043018248005cf8a9a478.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53af7f202935418d8d4a468c3aba16fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf148938364540158b0c84d47a1cb207.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a8834c696744442b87f31b239266e85.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb5422255fcb4529b0a19ae9532d7515.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e64695d0fc484e49b58dbe05c6bc9f60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24a64e9e89d14aa481ffd539f4c9172e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa63ec7e0a6d445bae1e232854f6404f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e362e713d1dc40f0b1c1b41a8cba2beb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0151e00f8a8142d983aa04cb5c4c96d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bfa46bbc98c4aaabfc91e0196d36248.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ce74cfe66e345cbbffbbf077c7cff2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aea76d5958fa456393fb94253e668a9c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e414d5ed0034e78a2b33770c736fc51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1326266da33421d96e14903bae84ee4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c962db69c4443188d6a6acd74933265.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58085.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044602/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044602/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB9TH044602.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH044602.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH044602.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044602/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260206, VIN 5NMMBDTB9TH044602. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,085. Advertised price: $56,585. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,085"}, {"label": "Advertised price", "value": "$56,585"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56585.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB9TH044602_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56585.0, "price_incl_doc": 56585.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1148.11, "amount_financed": 60121.56, "sales_tax": 3536.56, "total_of_payments": 68886.85, "finance_charge": 8765.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260206, VIN 5NMMBDTB9TH044602. $1,148 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,585, before any dealer documentation fee. Amount financed $60,122, including $3,537 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,887. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044602_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56585.0, "price_incl_doc": 56585.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 996.1, "amount_financed": 60121.56, "sales_tax": 3536.56, "total_of_payments": 71719.5, "finance_charge": 11597.94, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260206, VIN 5NMMBDTB9TH044602. $996 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,585, before any dealer documentation fee. Amount financed $60,122, including $3,537 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044602_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56585.0, "price_incl_doc": 56585.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.48, "amount_financed": 60121.56, "sales_tax": 3536.56, "total_of_payments": 74968.34, "finance_charge": 14846.78, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260206, VIN 5NMMBDTB9TH044602. $892 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,585, before any dealer documentation fee. Amount financed $60,122, including $3,537 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,968. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044602_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58085.0, "selling_price": 56585.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 776.37, "net_cap_cost": 57280.0, "residual_value": 36012.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.37, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.37}, "total_of_payments": 27936, "total_of_payments_unrounded": 27949.32}, "disclosure": "Estimated lease payment for stock #GD260206, VIN 5NMMBDTB9TH044602. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $58,085. Lease selling price $56,585. Net capitalized cost $57,280. Residual value $36,013, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044602_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58085.0, "selling_price": 56585.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 683.07, "net_cap_cost": 54281.0, "residual_value": 36012.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 683.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3842.07}, "total_of_payments": 24588, "total_of_payments_unrounded": 24590.52}, "disclosure": "Estimated lease payment for stock #GD260206, VIN 5NMMBDTB9TH044602. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,085. Lease selling price $56,585. Net capitalized cost $54,281. Residual value $36,013, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 210}}, {"vin": "7MMVAADW9TN150493", "title": "2026 Mazda CX-50 Hybrid Premium", "year": 2026, "make": "Mazda", "model": "CX-50 Hybrid", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 35524.0, "msrp": 35524.0, "sale_price": 36052.0, "currency": "USD", "mileage": 3151, "exterior_color": "Polymetal Gray Metallic", "interior_color": "Red", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "1-Speed CVT w/OD", "mpg_city": 39, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0861", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260633, VIN KMTG54SE5TU175746. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,495. Advertised price: $56,495. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,495"}, {"label": "Advertised price", "value": "$56,495"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE5TU175746_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.29, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 68777.29, "finance_charge": 8751.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260633, VIN KMTG54SE5TU175746. $1,146 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,777. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU175746_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 995, "unit": "per_month", "display": "$995/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 994.52, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 71605.43, "finance_charge": 11579.49, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260633, VIN KMTG54SE5TU175746. $995 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,605. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU175746_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 891, "unit": "per_month", "display": "$891/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.06, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 74849.11, "finance_charge": 14823.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260633, VIN KMTG54SE5TU175746. $891 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU175746_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57495.0, "selling_price": 56495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 783.78, "net_cap_cost": 57190.0, "residual_value": 35646.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 783.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 943.78}, "total_of_payments": 28224, "total_of_payments_unrounded": 28216.08}, "disclosure": "Estimated lease payment for stock #GD260633, VIN KMTG54SE5TU175746. $784 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $944, made up of $784 first payment, $60 title, $100 registration. MSRP $57,495. Lease selling price $56,495. Net capitalized cost $57,190. Residual value $35,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU175746_lease", "type": "lease", "label": "Lease", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57495.0, "selling_price": 56495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 690.49, "net_cap_cost": 54191.0, "residual_value": 35646.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 690.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3849.49}, "total_of_payments": 24840, "total_of_payments_unrounded": 24857.64}, "disclosure": "Estimated lease payment for stock #GD260633, VIN KMTG54SE5TU175746. $690 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,849, made up of $690 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,495. Lease selling price $56,495. Net capitalized cost $54,191. Residual value $35,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,840. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 220}}, {"vin": "KMUHEESC1TU338297", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81439.0, "msrp": 85755.0, "sale_price": 81439.0, "currency": "USD", "mileage": 18, "exterior_color": "Capri Blue", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260531", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/153b55e5a5984d67abfa7fd546972388.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/153b55e5a5984d67abfa7fd546972388.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cdd7b35951654b8096a15c766230ee74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/81321bd33d0e4619a5d4ae388c0bfa8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b4fe1c560864a2188d12e92d4734cec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae83705f68c14b34a56590b680d8e03a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f55c69ab3e44181af0e22c05d445487.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8204348958c64faf9d04ddb775bc28e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/364d09a7aede4d71a2277dc37586ab7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03dcca28938142728f2983db0301d172.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c55922c19794cb59eabf936eb789c78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd980fbd68654c0997a8895e5a059ee4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d5a4353a763b488496683a5924b25436.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6156d8eb06cf49a591da77f642378ea0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e14bc22cc504d5bb86e96745c82e174.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c4f8bfb57374d80ba92346dac035913.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88f2b7c967344200bf4785e59475a176.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85755.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu338297/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu338297/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC1TU338297.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC1TU338297.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC1TU338297.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu338297/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,316. This offer applies to Stock #NRGD260531, VIN KMUHEESC1TU338297. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,755. Advertised price: $81,439. Savings: $4,316, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,755"}, {"label": "Advertised price", "value": "$81,439"}, {"label": "Savings", "value": "$4,316, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,316", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81439.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC1TU338297_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81439.0, "price_incl_doc": 81439.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1652.4, "amount_financed": 86528.94, "sales_tax": 5089.94, "total_of_payments": 99144.24, "finance_charge": 12615.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260531, VIN KMUHEESC1TU338297. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,439, before any dealer documentation fee. Amount financed $86,529, including $5,090 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,144. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU338297_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1434, "unit": "per_month", "display": "$1,434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81439.0, "price_incl_doc": 81439.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.63, "amount_financed": 86528.94, "sales_tax": 5089.94, "total_of_payments": 103221.07, "finance_charge": 16692.13, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260531, VIN KMUHEESC1TU338297. $1,434 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,439, before any dealer documentation fee. Amount financed $86,529, including $5,090 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,221. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU338297_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81439.0, "price_incl_doc": 81439.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.49, "amount_financed": 86528.94, "sales_tax": 5089.94, "total_of_payments": 107896.92, "finance_charge": 21367.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260531, VIN KMUHEESC1TU338297. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,439, before any dealer documentation fee. Amount financed $86,529, including $5,090 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,897. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU338297_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85755.0, "selling_price": 81439.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1070.53, "net_cap_cost": 82134.0, "residual_value": 53168.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1070.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1230.53}, "total_of_payments": 38556, "total_of_payments_unrounded": 38539.08}, "disclosure": "Estimated lease payment for stock #NRGD260531, VIN KMUHEESC1TU338297. $1,071 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,231, made up of $1,071 first payment, $60 title, $100 registration. MSRP $85,755. Lease selling price $81,439. Net capitalized cost $82,134. Residual value $53,168, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU338297_lease", "type": "lease", "label": "Lease", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85755.0, "selling_price": 81439.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 977.24, "net_cap_cost": 79135.0, "residual_value": 53168.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 977.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4136.24}, "total_of_payments": 35172, "total_of_payments_unrounded": 35180.64}, "disclosure": "Estimated lease payment for stock #NRGD260531, VIN KMUHEESC1TU338297. $977 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,136, made up of $977 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,755. Lease selling price $81,439. Net capitalized cost $79,135. Residual value $53,168, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2GTABCXJH207941_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 338, "unit": "per_month", "display": "$338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 337.8, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 16214.19, "finance_charge": 1827.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $338 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,214. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 281, "unit": "per_month", "display": "$281/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 281.42, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 16884.97, "finance_charge": 2498.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $281 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,885. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 245, "unit": "per_month", "display": "$245/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 245.2, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 17654.56, "finance_charge": 3268.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $245 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,655. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 146}}, {"vin": "KMUMADTBXTU245739", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 48985.0, "msrp": 50485.0, "sale_price": 48985.0, "currency": "USD", "mileage": 30, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260182", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/65b90602228043328b7a6a81d19c9b7e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/65b90602228043328b7a6a81d19c9b7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d14e7b6304ab4e7b909968df9df3b325.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7b8fb27fa064a78b417fc3a6f43f157.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/999cb9bb9c68406b9adfc38a363b57b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12b7bde3f8944ec2a76e2126a1022201.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b3010b5fe3d431dae81bbbbcef83ad9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43a53abf24a04d81a8dfdfcdcdbb97fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8e3ae0b4f9a4edea94b3389e9fe1035.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6266a9c70de8436e94813473a26a59ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b227295bcc394c4992f8e302b54b9a62.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95201b77cbbd46fdb3830889e7985e41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a9ed4a7e32f4efca9d2c76934c987ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c2992e3e07348fba1aa2cf6dd400e40.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4eb57a9564fe4ebdb6bed3d626d360db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9520c7b2a7a14cdc940ab9a05e36a1dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7b81d4260de3426dade638b87ad92cdd.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50485.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu245739/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu245739/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTBXTU245739.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTBXTU245739.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTBXTU245739.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu245739/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260182, VIN KMUMADTBXTU245739. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,485. Advertised price: $48,985. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,485"}, {"label": "Advertised price", "value": "$48,985"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTBXTU245739_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 994, "unit": "per_month", "display": "$994/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48985.0, "price_incl_doc": 48985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.91, "amount_financed": 52046.56, "sales_tax": 3061.56, "total_of_payments": 59634.57, "finance_charge": 7588.01, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260182, VIN KMUMADTBXTU245739. $994 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,985, before any dealer documentation fee. Amount financed $52,047, including $3,062 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU245739_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48985.0, "price_incl_doc": 48985.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.32, "amount_financed": 52046.56, "sales_tax": 3061.56, "total_of_payments": 62086.76, "finance_charge": 10040.2, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260182, VIN KMUMADTBXTU245739. $862 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,985, before any dealer documentation fee. Amount financed $52,047, including $3,062 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU245739_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 773, "unit": "per_month", "display": "$773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48985.0, "price_incl_doc": 48985.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 772.61, "amount_financed": 52046.56, "sales_tax": 3061.56, "total_of_payments": 64899.25, "finance_charge": 12852.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260182, VIN KMUMADTBXTU245739. $773 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,985, before any dealer documentation fee. Amount financed $52,047, including $3,062 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,899. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU245739_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 672, "unit": "per_month", "display": "$672/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50485.0, "selling_price": 48985.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 671.51, "net_cap_cost": 49680.0, "residual_value": 31300.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 671.51, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 831.51}, "total_of_payments": 24192, "total_of_payments_unrounded": 24174.36}, "disclosure": "Estimated lease payment for stock #LGD260182, VIN KMUMADTBXTU245739. $672 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $832, made up of $672 first payment, $60 title, $100 registration. MSRP $50,485. Lease selling price $48,985. Net capitalized cost $49,680. Residual value $31,301, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU245739_lease", "type": "lease", "label": "Lease", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50485.0, "selling_price": 48985.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 578.22, "net_cap_cost": 46681.0, "residual_value": 31300.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 578.22, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3737.22}, "total_of_payments": 20808, "total_of_payments_unrounded": 20815.92}, "disclosure": "Estimated lease payment for stock #LGD260182, VIN KMUMADTBXTU245739. $578 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,737, made up of $578 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $50,485. Lease selling price $48,985. Net capitalized cost $46,681. Residual value $31,301, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45351.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXCY6C05N9J30300_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1131, "unit": "per_month", "display": "$1,131/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45351.0, "price_incl_doc": 45351.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1131.42, "amount_financed": 48185.44, "sales_tax": 2834.44, "total_of_payments": 54307.95, "finance_charge": 6122.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260423XA, VIN 5UXCY6C05N9J30300. $1,131 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,351, before any dealer documentation fee. Amount financed $48,185, including $2,834 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,308. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCY6C05N9J30300_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 943, "unit": "per_month", "display": "$943/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45351.0, "price_incl_doc": 45351.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 942.58, "amount_financed": 48185.44, "sales_tax": 2834.44, "total_of_payments": 56554.67, "finance_charge": 8369.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260423XA, VIN 5UXCY6C05N9J30300. $943 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,351, before any dealer documentation fee. Amount financed $48,185, including $2,834 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,555. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35597.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35597.0, "price_incl_doc": 35597.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 888.07, "amount_financed": 37821.81, "sales_tax": 2224.81, "total_of_payments": 42627.5, "finance_charge": 4805.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260516A, VIN WAUV2AF24LN011599. $888 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,597, before any dealer documentation fee. Amount financed $37,822, including $2,225 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,628. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35597.0, "price_incl_doc": 35597.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.85, "amount_financed": 37821.81, "sales_tax": 2224.81, "total_of_payments": 44391.0, "finance_charge": 6569.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260516A, VIN WAUV2AF24LN011599. $740 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,597, before any dealer documentation fee. Amount financed $37,822, including $2,225 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,391. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$105,480"}, {"label": "Advertised price", "value": "$100,480"}, {"label": "Savings", "value": "$5,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2038.75, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 122324.84, "finance_charge": 15564.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260597, VIN KMTFC4SD6TU060694. $2,039 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $122,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD6TU060694_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1769, "unit": "per_month", "display": "$1,769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1768.82, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 127354.87, "finance_charge": 20594.87, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260597, VIN KMTFC4SD6TU060694. $1,769 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $127,355. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD6TU060694_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1585, "unit": "per_month", "display": "$1,585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1584.81, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 133123.96, "finance_charge": 26363.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260597, VIN KMTFC4SD6TU060694. $1,585 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $133,124. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD6TU060694_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1321, "unit": "per_month", "display": "$1,321/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1321.41, "net_cap_cost": 101175.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1321.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1481.41}, "total_of_payments": 47556, "total_of_payments_unrounded": 47570.76}, "disclosure": "Estimated lease payment for stock #GD260597, VIN KMTFC4SD6TU060694. $1,321 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,481, made up of $1,321 first payment, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $101,175. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD6TU060694_lease", "type": "lease", "label": "Lease", "headline": {"value": 1228, "unit": "per_month", "display": "$1,228/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1228.11, "net_cap_cost": 98176.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1228.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4387.11}, "total_of_payments": 44208, "total_of_payments_unrounded": 44211.96}, "disclosure": "Estimated lease payment for stock #GD260597, VIN KMTFC4SD6TU060694. $1,228 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,387, made up of $1,228 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $98,176. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 241}}, {"vin": "KMUHCESB3TU348276", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72570.0, "msrp": 76345.0, "sale_price": 72570.0, "currency": "USD", "mileage": 12, "exterior_color": "Capri Blue", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260618", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/5afe51e50ad94915855d6011e4cbbe0f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/5afe51e50ad94915855d6011e4cbbe0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5725b081d3874240a029013067b27ada.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ddfb01b1c7245db8fa446b41a940f7b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe6b9ccfae0249af9937ba492d4cb785.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/188cc89f97d84cf1a93e4a426cb5ae55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe4aa1e67ea0439fb5d8fe71e8f78a66.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a18f6ed9386a49f592d1652d591fac7c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2eda2459f5da45c4be24dbd39564eaf3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e66dbbaf282a439fb17b88e3451d90b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7792e0cb6e7b4d338fc07d80530cc919.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a0fd3d6e73b4dc487a4c08aeb10f6bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c66460c5b324ff6b3dfa7956dddb7e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1de4eb8d9fec4a5d8530da7d6cdfa7ed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee2269096e7e4bca8588f05fe5fbcc4b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c02ea32cd554e0291f6c0a92b958879.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a10eea5459fd41538b1f4bedc8553236.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76345.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb3tu348276/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb3tu348276/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB3TU348276.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB3TU348276.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB3TU348276.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb3tu348276/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,775. This offer applies to Stock #GD260618, VIN KMUHCESB3TU348276. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,345. Advertised price: $72,570. Savings: $3,775, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,345"}, {"label": "Advertised price", "value": "$72,570"}, {"label": "Savings", "value": "$3,775, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,775", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72570.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB3TU348276_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1472, "unit": "per_month", "display": "$1,472/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72570.0, "price_incl_doc": 72570.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1472.45, "amount_financed": 77105.63, "sales_tax": 4535.63, "total_of_payments": 88347.08, "finance_charge": 11241.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260618, VIN KMUHCESB3TU348276. $1,472 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,570, before any dealer documentation fee. Amount financed $77,106, including $4,536 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,347. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB3TU348276_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1278, "unit": "per_month", "display": "$1,278/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72570.0, "price_incl_doc": 72570.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1277.5, "amount_financed": 77105.63, "sales_tax": 4535.63, "total_of_payments": 91979.93, "finance_charge": 14874.3, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260618, VIN KMUHCESB3TU348276. $1,278 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,570, before any dealer documentation fee. Amount financed $77,106, including $4,536 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $91,980. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB3TU348276_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1145, "unit": "per_month", "display": "$1,145/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72570.0, "price_incl_doc": 72570.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1144.6, "amount_financed": 77105.63, "sales_tax": 4535.63, "total_of_payments": 96146.56, "finance_charge": 19040.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260618, VIN KMUHCESB3TU348276. $1,145 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,570, before any dealer documentation fee. Amount financed $77,106, including $4,536 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,147. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB3TU348276_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76345.0, "selling_price": 72570.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 957.53, "net_cap_cost": 73265.0, "residual_value": 47333.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 957.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1117.53}, "total_of_payments": 34488, "total_of_payments_unrounded": 34471.08}, "disclosure": "Estimated lease payment for stock #GD260618, VIN KMUHCESB3TU348276. $958 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,118, made up of $958 first payment, $60 title, $100 registration. MSRP $76,345. Lease selling price $72,570. Net capitalized cost $73,265. Residual value $47,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB3TU348276_lease", "type": "lease", "label": "Lease", "headline": {"value": 864, "unit": "per_month", "display": "$864/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76345.0, "selling_price": 72570.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 864.24, "net_cap_cost": 70266.0, "residual_value": 47333.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 864.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4023.24}, "total_of_payments": 31104, "total_of_payments_unrounded": 31112.64}, "disclosure": "Estimated lease payment for stock #GD260618, VIN KMUHCESB3TU348276. $864 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,023, made up of $864 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,345. Lease selling price $72,570. Net capitalized cost $70,266. Residual value $47,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,104. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 274}}, {"vin": "5NMMBDTB7TH070941", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 58025.0, "msrp": 59525.0, "sale_price": 58025.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260671", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/4f2f8e34258f4c57a5fa07086d184ad8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/4f2f8e34258f4c57a5fa07086d184ad8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3bea345fc8d4505a969abe8445b6bb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96f26a7c174d419592e4a2ae32dc72ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/755d0d89799b4b4b841753c798439444.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1df5dbbe3f52408f94aebac83b22660e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8dd2c58c10244ff19dcdcb85e07c8fa0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/836e06a7227f44d78d5a865f525d4d9f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d93be8d40ef14e36bf65c3d9b58f4c09.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dae229f601df45dbb35c612d26e7caa0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b2cc84473004945b4cdf9af75d36427.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7b014e884a548c2aba367fad4d38209.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afd12d4ce2fb45adbf185024bc69dec1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a16f13b2fe9427aa7fa875443d1898f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2de9a1da46b4ad099a9f00ac1347475.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e788595bafb4a3584932fa8a83fd95c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65582e17314f44d7b03d0c71e6797bb0.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59525.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th070941/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th070941/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB7TH070941.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB7TH070941.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB7TH070941.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th070941/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260671, VIN 5NMMBDTB7TH070941. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,525. Advertised price: $58,025. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,525"}, {"label": "Advertised price", "value": "$58,025"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58025.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB7TH070941_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1177, "unit": "per_month", "display": "$1,177/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58025.0, "price_incl_doc": 58025.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1177.33, "amount_financed": 61651.56, "sales_tax": 3626.56, "total_of_payments": 70639.91, "finance_charge": 8988.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260671, VIN 5NMMBDTB7TH070941. $1,177 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,025, before any dealer documentation fee. Amount financed $61,652, including $3,627 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,640. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH070941_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1021, "unit": "per_month", "display": "$1,021/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58025.0, "price_incl_doc": 58025.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.45, "amount_financed": 61651.56, "sales_tax": 3626.56, "total_of_payments": 73544.64, "finance_charge": 11893.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260671, VIN 5NMMBDTB7TH070941. $1,021 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,025, before any dealer documentation fee. Amount financed $61,652, including $3,627 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,545. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH070941_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58025.0, "price_incl_doc": 58025.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.19, "amount_financed": 61651.56, "sales_tax": 3626.56, "total_of_payments": 76876.17, "finance_charge": 15224.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260671, VIN 5NMMBDTB7TH070941. $915 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,025, before any dealer documentation fee. Amount financed $61,652, including $3,627 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,876. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH070941_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59525.0, "selling_price": 58025.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 796.23, "net_cap_cost": 58720.0, "residual_value": 36905.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 796.23, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 956.23}, "total_of_payments": 28656, "total_of_payments_unrounded": 28664.28}, "disclosure": "Estimated lease payment for stock #GD260671, VIN 5NMMBDTB7TH070941. $796 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $956, made up of $796 first payment, $60 title, $100 registration. MSRP $59,525. Lease selling price $58,025. Net capitalized cost $58,720. Residual value $36,906, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH070941_lease", "type": "lease", "label": "Lease", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59525.0, "selling_price": 58025.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 702.94, "net_cap_cost": 55721.0, "residual_value": 36905.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 702.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3861.94}, "total_of_payments": 25308, "total_of_payments_unrounded": 25305.84}, "disclosure": "Estimated lease payment for stock #GD260671, VIN 5NMMBDTB7TH070941. $703 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,862, made up of $703 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,525. Lease selling price $58,025. Net capitalized cost $55,721. Residual value $36,906, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 268}}, {"vin": "KMTG34SC6TU174030", "title": "2026 Genesis G70 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T Prestige", "decoded_trim": "2.5T Prestige AWD", "condition": "new", "price": 51965.0, "msrp": 52965.0, "sale_price": 51965.0, "currency": "USD", "mileage": 14, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260585", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d76b3c56ac264f94b714ee11d0da7e91.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d76b3c56ac264f94b714ee11d0da7e91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6644464e9ac4ba9aefbe97c1ae217fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8f08d8ebaaf464aac513e2e35f1010f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/755508886bfd4d0cbf544d9ce7dbd026.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bd5ae57d33041beb7d6956d8c8e583f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e72562c117304d429607690ef860fbdf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/714ff0aaaba24214931744555253ad2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/70ee819722904978b3837a6f0674ec87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b743bfbe09246db9ff4474b31e40d27.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c706e2fc849041d28e8e678962ccd7c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/689d36c509b74e7abe7de8449babdad9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c769f8a5a84c40129739b188e5c24a2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b183b1f2be0d440c918664eb39e134df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90d68bc11ffe4a9f85720701f23329ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/988d623b43cf40d0a036297befcf4f25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c385b0aa26a4c7eb9989f5a53fb592d.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52965.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc6tu174030/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc6tu174030/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG34SC6TU174030.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC6TU174030.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC6TU174030.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc6tu174030/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #NRGD260585, VIN KMTG34SC6TU174030. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,965. Advertised price: $51,965. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,965"}, {"label": "Advertised price", "value": "$51,965"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51965.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC6TU174030_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1054, "unit": "per_month", "display": "$1,054/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1054.37, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 63262.44, "finance_charge": 8049.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260585, VIN KMTG34SC6TU174030. $1,054 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,262. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC6TU174030_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.78, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 65863.81, "finance_charge": 10651.0, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260585, VIN KMTG34SC6TU174030. $915 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,864. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC6TU174030_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 819.61, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 68847.39, "finance_charge": 13634.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260585, VIN KMTG34SC6TU174030. $820 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,847. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC6TU174030_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52965.0, "selling_price": 51965.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 721.28, "net_cap_cost": 52660.0, "residual_value": 32838.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 721.28, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 881.28}, "total_of_payments": 25956, "total_of_payments_unrounded": 25966.08}, "disclosure": "Estimated lease payment for stock #NRGD260585, VIN KMTG34SC6TU174030. $721 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $881, made up of $721 first payment, $60 title, $100 registration. MSRP $52,965. Lease selling price $51,965. Net capitalized cost $52,660. Residual value $32,838, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,956. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC6TU174030_lease", "type": "lease", "label": "Lease", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52965.0, "selling_price": 51965.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 627.99, "net_cap_cost": 49661.0, "residual_value": 32838.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 627.99, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3786.99}, "total_of_payments": 22608, "total_of_payments_unrounded": 22607.64}, "disclosure": "Estimated lease payment for stock #NRGD260585, VIN KMTG34SC6TU174030. $628 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,787, made up of $628 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,965. Lease selling price $51,965. Net capitalized cost $49,661. Residual value $32,838, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 247}}, {"vin": "KMUHBESB5TU295227", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 67436.0, "msrp": 70930.0, "sale_price": 67436.0, "currency": "USD", "mileage": 2277, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260212", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/56778842a57645d69f889b8a2f41f03c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/56778842a57645d69f889b8a2f41f03c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77e8ab45ce704ec9b9a6473ddf22b892.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf6c7f35d0c243928ca717d9d91c1086.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32a5d7921ae8457e8e4205166924a708.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c7e705b32e6d45ac9ff5aab94cf4ffc2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c4b973b970b4c5eb4f3c6e243deaf2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4597d652666c460b9763cc98bf3e2de6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/129096da9d0347dbb9adc96d9c6673e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f76abf1bae004db691d4212b8e4d43b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db73ceff801247d484de2263289c4a53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab7b3935341a45be835c9cc01d4a5971.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01be7ec6ace44566b4da26c849af0161.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/19391c354a0f4daa8e83b93479556aac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fdb50fcb50e488ab858a364d075281e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa9f49003fcc4d039abc23da9a54e01b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2cd6e6f451994d9cb52f4d89e8e8b8a1.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 70930.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu295227/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu295227/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB5TU295227.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB5TU295227.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB5TU295227.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu295227/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,494. This offer applies to Stock #LGD260212, VIN KMUHBESB5TU295227. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $70,930. Advertised price: $67,436. Savings: $3,494, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$70,930"}, {"label": "Advertised price", "value": "$67,436"}, {"label": "Savings", "value": "$3,494, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,494", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67436.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB5TU295227_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1368, "unit": "per_month", "display": "$1,368/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67436.0, "price_incl_doc": 67436.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1368.28, "amount_financed": 71650.75, "sales_tax": 4214.75, "total_of_payments": 82096.91, "finance_charge": 10446.16, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260212, VIN KMUHBESB5TU295227. $1,368 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,436, before any dealer documentation fee. Amount financed $71,651, including $4,215 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,097. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU295227_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1187, "unit": "per_month", "display": "$1,187/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67436.0, "price_incl_doc": 67436.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1187.12, "amount_financed": 71650.75, "sales_tax": 4214.75, "total_of_payments": 85472.76, "finance_charge": 13822.01, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260212, VIN KMUHBESB5TU295227. $1,187 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,436, before any dealer documentation fee. Amount financed $71,651, including $4,215 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $85,473. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU295227_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1064, "unit": "per_month", "display": "$1,064/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67436.0, "price_incl_doc": 67436.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1063.63, "amount_financed": 71650.75, "sales_tax": 4214.75, "total_of_payments": 89344.62, "finance_charge": 17693.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260212, VIN KMUHBESB5TU295227. $1,064 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,436, before any dealer documentation fee. Amount financed $71,651, including $4,215 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,345. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU295227_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70930.0, "selling_price": 67436.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 891.56, "net_cap_cost": 68131.0, "residual_value": 43976.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 891.56, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1051.56}, "total_of_payments": 32112, "total_of_payments_unrounded": 32096.16}, "disclosure": "Estimated lease payment for stock #LGD260212, VIN KMUHBESB5TU295227. $892 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,052, made up of $892 first payment, $60 title, $100 registration. MSRP $70,930. Lease selling price $67,436. Net capitalized cost $68,131. Residual value $43,977, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU295227_lease", "type": "lease", "label": "Lease", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 70930.0, "selling_price": 67436.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 798.27, "net_cap_cost": 65132.0, "residual_value": 43976.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 798.27, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3957.27}, "total_of_payments": 28728, "total_of_payments_unrounded": 28737.72}, "disclosure": "Estimated lease payment for stock #LGD260212, VIN KMUHBESB5TU295227. $798 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,957, made up of $798 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,930. Lease selling price $67,436. Net capitalized cost $65,132. Residual value $43,977, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,728. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 35, "elapsed_ms": 280}}, {"vin": "5NMMBDTB8TH040766", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "certified", "price": 50998.0, "msrp": 50998.0, "sale_price": 50408.0, "currency": "USD", "mileage": 7851, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0455", "stock_status": "Available", 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8952.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1BL1SFXA1142486_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 223, "unit": "per_month", "display": "$223/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 223.33, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 10720.04, "finance_charge": 1208.54, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $223 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $10,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BL1SFXA1142486_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 186, "unit": "per_month", "display": "$186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 186.06, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 11163.53, "finance_charge": 1652.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $186 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $11,164. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BL1SFXA1142486_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 162, "unit": "per_month", "display": "$162/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 162.12, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 11672.35, "finance_charge": 2160.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $162 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $11,672. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KMUHBESB7TU330267", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 68356.0, "msrp": 71965.0, "sale_price": 68356.0, "currency": "USD", "mileage": 17, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260435", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/88e65169be574644aab0dadf77d9100d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/88e65169be574644aab0dadf77d9100d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/23f6dbf646b34f399bd4ba1a5813e3a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e0a306b9bb234294ad7109bf47d2898c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e86e358f88fa428594b29fb0449a575b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5855b7fb03ee4372b476eb319e6decb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/437535c7ee10427ea3d0c4a94d6fe8a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d8adf69a3334402f9bd39a8e4be9729a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/175c919944254f46b0699c88f24cd14b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71673b1ec48b47f5b3c0b61b37e387e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d35390ee76c41fd911fa7b97749e6e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/911f05db03454b8fa2f0a7abb0b81702.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd37cfdfdcb7421aa4c0efdf8a89411c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a33ef02c66d414f8647a35fac87056f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2405b6a7b03045e1b03aeb6d4ee4c017.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7e5fdc218b24c3e9c948b15f7ee9f99.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/529b8f343ad845e58af50af7947be03e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71965.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu330267/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu330267/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB7TU330267.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB7TU330267.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB7TU330267.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu330267/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,609. This offer applies to Stock #GD260435, VIN KMUHBESB7TU330267. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,965. Advertised price: $68,356. Savings: $3,609, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,965"}, {"label": "Advertised price", "value": "$68,356"}, {"label": "Savings", "value": "$3,609, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,609", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68356.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB7TU330267_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1387, "unit": "per_month", "display": "$1,387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68356.0, "price_incl_doc": 68356.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1386.95, "amount_financed": 72628.25, "sales_tax": 4272.25, "total_of_payments": 83216.93, "finance_charge": 10588.68, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260435, VIN KMUHBESB7TU330267. $1,387 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,356, before any dealer documentation fee. Amount financed $72,628, including $4,272 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,217. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU330267_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68356.0, "price_incl_doc": 68356.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1203.32, "amount_financed": 72628.25, "sales_tax": 4272.25, "total_of_payments": 86638.83, "finance_charge": 14010.58, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260435, VIN KMUHBESB7TU330267. $1,203 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,356, before any dealer documentation fee. Amount financed $72,628, including $4,272 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,639. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU330267_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68356.0, "price_incl_doc": 68356.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.14, "amount_financed": 72628.25, "sales_tax": 4272.25, "total_of_payments": 90563.51, "finance_charge": 17935.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260435, VIN KMUHBESB7TU330267. $1,078 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,356, before any dealer documentation fee. Amount financed $72,628, including $4,272 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,564. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU330267_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71965.0, "selling_price": 68356.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 902.26, "net_cap_cost": 69051.0, "residual_value": 44618.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 902.26, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1062.26}, "total_of_payments": 32472, "total_of_payments_unrounded": 32481.36}, "disclosure": "Estimated lease payment for stock #GD260435, VIN KMUHBESB7TU330267. $902 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,062, made up of $902 first payment, $60 title, $100 registration. MSRP $71,965. Lease selling price $68,356. Net capitalized cost $69,051. Residual value $44,618, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU330267_lease", "type": "lease", "label": "Lease", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71965.0, "selling_price": 68356.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 808.97, "net_cap_cost": 66052.0, "residual_value": 44618.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 808.97, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3967.97}, "total_of_payments": 29124, "total_of_payments_unrounded": 29122.92}, "disclosure": "Estimated lease payment for stock #GD260435, VIN KMUHBESB7TU330267. $809 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,968, made up of $809 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,965. Lease selling price $68,356. Net capitalized cost $66,052. Residual value $44,618, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,124. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 243}}, {"vin": "3VW7X7BU9SM043123", "title": "2025 Volkswagen Jetta SE", "year": 2025, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 21885.0, "msrp": 21885.0, "sale_price": 21990.0, "currency": "USD", "mileage": 40095, "exterior_color": "Pyrite Silver Metallic", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 1.5 L/91", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1026", "stock_status": "Available", "availability": "In Stock", 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"https://www.genesisofdownersgrove.com/viewdetails/used/3vw7x7bu9sm043123/2025-volkswagen-jetta-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3vw7x7bu9sm043123/2025-volkswagen-jetta-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/3VW7X7BU9SM043123.html", "json_url": "https://ai.genesisofdownersgrove.com/v/3VW7X7BU9SM043123.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/3VW7X7BU9SM043123.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3vw7x7bu9sm043123/2025-volkswagen-jetta-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1026, VIN 3VW7X7BU9SM043123. Advertised price: $21,885. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,885"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21885.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW7X7BU9SM043123_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21885.0, "price_incl_doc": 21885.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.99, "amount_financed": 23252.81, "sales_tax": 1367.81, "total_of_payments": 26207.34, "finance_charge": 2954.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1026, VIN 3VW7X7BU9SM043123. $546 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,885, before any dealer documentation fee. Amount financed $23,253, including $1,368 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,207. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7X7BU9SM043123_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 455, "unit": "per_month", "display": "$455/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21885.0, "price_incl_doc": 21885.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.86, "amount_financed": 23252.81, "sales_tax": 1367.81, "total_of_payments": 27291.54, "finance_charge": 4038.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1026, VIN 3VW7X7BU9SM043123. $455 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,885, before any dealer documentation fee. Amount financed $23,253, including $1,368 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,292. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7X7BU9SM043123_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21885.0, "price_incl_doc": 21885.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.33, "amount_financed": 23252.81, "sales_tax": 1367.81, "total_of_payments": 28535.45, "finance_charge": 5282.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1026, VIN 3VW7X7BU9SM043123. $396 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,885, before any dealer documentation fee. Amount financed $23,253, including $1,368 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHCESB9TU329764", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72938.0, "msrp": 76785.0, "sale_price": 72938.0, "currency": "USD", "mileage": 20, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260438", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0002beb603d143a9a9f1e404836b51ec.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0002beb603d143a9a9f1e404836b51ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a8d0da3d7b64168a5ed8262fbe6f821.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75c14bdc52be438a90f60eedfb3ae4b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e8493e3507f4f64a201d33bca05d952.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c39c5916808042b48312500c6f2d763d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3543e987c7c4ffa8132bb8404d6f163.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/996c6e5d96d04780becff700c3b3a002.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9baf96db55e4f20b421ee0bce4fe760.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a3a2e4f97e44a058eb55a805dcb70c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b56c41a0b77141d98857a30eb5823a1f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a1cb68e65f54042898a10313746a551.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c743d16e7ff479c81236ffc14ddd2de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d833b91a1ba94e909e7b704ca11c6075.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf0c3cfff3a640789039b097cd79b6a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de384b04745f4045904dad0cf0262c0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8295cb790223453890e2752a0f2e2daf.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu329764/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu329764/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB9TU329764.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB9TU329764.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB9TU329764.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu329764/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,847. This offer applies to Stock #GD260438, VIN KMUHCESB9TU329764. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,785. Advertised price: $72,938. Savings: $3,847, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,785"}, {"label": "Advertised price", "value": "$72,938"}, {"label": "Savings", "value": "$3,847, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,847", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72938.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB9TU329764_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1480, "unit": "per_month", "display": "$1,480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72938.0, "price_incl_doc": 72938.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1479.92, "amount_financed": 77496.63, "sales_tax": 4558.63, "total_of_payments": 88795.08, "finance_charge": 11298.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260438, VIN KMUHCESB9TU329764. $1,480 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,938, before any dealer documentation fee. Amount financed $77,497, including $4,559 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU329764_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72938.0, "price_incl_doc": 72938.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1283.98, "amount_financed": 77496.63, "sales_tax": 4558.63, "total_of_payments": 92446.36, "finance_charge": 14949.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260438, VIN KMUHCESB9TU329764. $1,284 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,938, before any dealer documentation fee. Amount financed $77,497, including $4,559 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,446. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU329764_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1150, "unit": "per_month", "display": "$1,150/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72938.0, "price_incl_doc": 72938.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1150.41, "amount_financed": 77496.63, "sales_tax": 4558.63, "total_of_payments": 96634.12, "finance_charge": 19137.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260438, VIN KMUHCESB9TU329764. $1,150 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,938, before any dealer documentation fee. Amount financed $77,497, including $4,559 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,634. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU329764_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76785.0, "selling_price": 72938.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 961.36, "net_cap_cost": 73633.0, "residual_value": 47606.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 961.36, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1121.36}, "total_of_payments": 34596, "total_of_payments_unrounded": 34608.96}, "disclosure": "Estimated lease payment for stock #GD260438, VIN KMUHCESB9TU329764. $961 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,121, made up of $961 first payment, $60 title, $100 registration. MSRP $76,785. Lease selling price $72,938. Net capitalized cost $73,633. Residual value $47,607, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,596. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU329764_lease", "type": "lease", "label": "Lease", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76785.0, "selling_price": 72938.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 868.07, "net_cap_cost": 70634.0, "residual_value": 47606.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 868.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4027.07}, "total_of_payments": 31248, "total_of_payments_unrounded": 31250.52}, "disclosure": "Estimated lease payment for stock #GD260438, VIN KMUHCESB9TU329764. $868 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,027, made up of $868 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,785. Lease selling price $72,938. Net capitalized cost $70,634. Residual value $47,607, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,248. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19999.0, "price_incl_doc": 19999.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.93, "amount_financed": 21248.94, "sales_tax": 1249.94, "total_of_payments": 23948.86, "finance_charge": 2699.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1028, VIN 3VW7M7BU2RM003629. $499 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,999, before any dealer documentation fee. Amount financed $21,249, including $1,250 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,949. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU2RM003629_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19999.0, "price_incl_doc": 19999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.66, "amount_financed": 21248.94, "sales_tax": 1249.94, "total_of_payments": 24939.62, "finance_charge": 3690.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1028, VIN 3VW7M7BU2RM003629. $416 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,999, before any dealer documentation fee. Amount financed $21,249, including $1,250 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,940. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU2RM003629_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 362, "unit": "per_month", "display": "$362/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19999.0, "price_incl_doc": 19999.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 362.17, "amount_financed": 21248.94, "sales_tax": 1249.94, "total_of_payments": 26076.33, "finance_charge": 4827.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1028, VIN 3VW7M7BU2RM003629. $362 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,999, before any dealer documentation fee. Amount financed $21,249, including $1,250 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMMFDTBXTH072168", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 62695.0, "msrp": 62695.0, "sale_price": 61195.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "5NMMFDTBXTH072168", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/bba5331158dd44548d683d87e11e51ad.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/bba5331158dd44548d683d87e11e51ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38357aad059e45c4953432fbbc866afe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efc0375daf88427c9829bcbfe517284a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa1edd712f8e4971840f72dbc754180d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a571c05c4e0d4693ba8eddcf8015dea5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c2f73f8a4cd4a65b916ff6d9894626a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68a0a64814f247d9a6f0ba4533f23231.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ec79fc4641a40dc9aef37c4b78f52cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4aa018da690495e8e72e894edd19f4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d003564374e2442f825bcad4ed734a78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83e48184fe494c0aac17b70c2a1a24aa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c0329c225c7490f82fc22d77ad7f446.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/083b8d5942784b9da35535e6de677837.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12e63a252c564365950b05c643236813.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ce8a1bc80e0455092be1560c2180813.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f2d563ced8b4fe1835542dd160e41de.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62695.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtbxth072168/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtbxth072168/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTBXTH072168.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTBXTH072168.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTBXTH072168.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtbxth072168/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. Advertised price: $62,695. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,695"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62695.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTBXTH072168_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62695.0, "price_incl_doc": 62695.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1272.09, "amount_financed": 66613.44, "sales_tax": 3918.44, "total_of_payments": 76325.2, "finance_charge": 9711.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. $1,272 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $62,695, before any dealer documentation fee. Amount financed $66,613, including $3,918 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $76,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTBXTH072168_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1104, "unit": "per_month", "display": "$1,104/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62695.0, "price_incl_doc": 62695.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1103.66, "amount_financed": 66613.44, "sales_tax": 3918.44, "total_of_payments": 79463.71, "finance_charge": 12850.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. $1,104 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $62,695, before any dealer documentation fee. Amount financed $66,613, including $3,918 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $79,464. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTBXTH072168_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 989, "unit": "per_month", "display": "$989/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62695.0, "price_incl_doc": 62695.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.85, "amount_financed": 66613.44, "sales_tax": 3918.44, "total_of_payments": 83063.36, "finance_charge": 16449.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. $989 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $62,695, before any dealer documentation fee. Amount financed $66,613, including $3,918 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $83,063. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTBXTH072168_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 887, "unit": "per_month", "display": "$887/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62695.0, "selling_price": 62695.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 886.63, "net_cap_cost": 63390.0, "residual_value": 38870.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 886.63, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1046.63}, "total_of_payments": 31932, "total_of_payments_unrounded": 31918.68}, "disclosure": "Estimated lease payment for stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. $887 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,047, made up of $887 first payment, $60 title, $100 registration. MSRP $62,695. Lease selling price $62,695. Net capitalized cost $63,390. Residual value $38,871, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,932. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTBXTH072168_lease", "type": "lease", "label": "Lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62695.0, "selling_price": 62695.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.34, "net_cap_cost": 60391.0, "residual_value": 38870.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.34, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3952.34}, "total_of_payments": 28548, "total_of_payments_unrounded": 28560.24}, "disclosure": "Estimated lease payment for stock #5NMMFDTBXTH072168, VIN 5NMMFDTBXTH072168. $793 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,952, made up of $793 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,695. Lease selling price $62,695. Net capitalized cost $60,391. Residual value $38,871, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 236}}, {"vin": "5NMMFDTB5TH071428", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61285.0, "msrp": 62785.0, "sale_price": 61285.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260658", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1cc7a6003eaa481888d46d779a828778.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1cc7a6003eaa481888d46d779a828778.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25570cf803644167b59f7e1f4b6d63cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e38dae11839e427f9ac6399347c922e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/949027fe5de943babb5175d8c9f37bcc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93c5cf9c6efa408890aa7150b95acb5c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/42b54ba4c07541f198b84fc0731152e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ab088f940d74377bd0586ec9e4fcd6c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d79ea76ca7644427abd4483d0384e9e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d60312cea9d44128256d37776954195.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3252b949a5ad480798aac23aa944361a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a06dd474931d43f4b888f58a0620169f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7b3d8a6b2d5443e69ec01be7d149cb50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf3e06fe11264d598c899567353d0913.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0542ae384cd0427c94b997f9c77fe0ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b8b1ccb37ad42d28bcd058034d3d165.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03e8ba8d453b4ff8b4afb1f0a21b8360.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th071428/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th071428/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB5TH071428.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH071428.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH071428.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th071428/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260658, VIN 5NMMFDTB5TH071428. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,785. Advertised price: $61,285. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,785"}, {"label": "Advertised price", "value": "$61,285"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB5TH071428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.48, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 74608.65, "finance_charge": 9493.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260658, VIN 5NMMFDTB5TH071428. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH071428_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.84, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 77676.58, "finance_charge": 12561.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260658, VIN 5NMMFDTB5TH071428. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,677. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH071428_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.61, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 81195.28, "finance_charge": 16079.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260658, VIN 5NMMFDTB5TH071428. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH071428_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.21, "net_cap_cost": 61980.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.21}, "total_of_payments": 30276, "total_of_payments_unrounded": 30283.56}, "disclosure": "Estimated lease payment for stock #GD260658, VIN 5NMMFDTB5TH071428. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $61,980. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH071428_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.92, "net_cap_cost": 58981.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.92}, "total_of_payments": 26928, "total_of_payments_unrounded": 26925.12}, "disclosure": "Estimated lease payment for stock #GD260658, VIN 5NMMFDTB5TH071428. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $58,981. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,975"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SR4HF0EU083827_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 248.86, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 11945.09, "finance_charge": 1346.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $249 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,945. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 207, "unit": "per_month", "display": "$207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.32, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 12439.26, "finance_charge": 1840.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $207 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 180.64, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 13006.22, "finance_charge": 2407.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $181 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,006. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,430"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59430.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1205.84, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 72350.38, "finance_charge": 9206.0, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260461X, VIN 5NMMBDTB6TH059283. $1,206 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH059283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1046, "unit": "per_month", "display": "$1,046/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1046.19, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 75325.44, "finance_charge": 12181.06, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260461X, VIN 5NMMBDTB6TH059283. $1,046 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $75,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH059283_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.35, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 78737.63, "finance_charge": 15593.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260461X, VIN 5NMMBDTB6TH059283. $937 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $78,738. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH059283_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59430.0, "selling_price": 59430.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.58, "net_cap_cost": 60125.0, "residual_value": 36846.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.58}, "total_of_payments": 30312, "total_of_payments_unrounded": 30296.88}, "disclosure": "Estimated lease payment for stock #GD260461X, VIN 5NMMBDTB6TH059283. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $59,430. Lease selling price $59,430. Net capitalized cost $60,125. Residual value $36,847, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH059283_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59430.0, "selling_price": 59430.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.29, "net_cap_cost": 57126.0, "residual_value": 36846.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.29}, "total_of_payments": 26928, "total_of_payments_unrounded": 26938.44}, "disclosure": "Estimated lease payment for stock #GD260461X, VIN 5NMMBDTB6TH059283. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,430. Lease selling price $59,430. Net capitalized cost $57,126. Residual value $36,847, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 238}}, {"vin": "5XYK6CAF9PG081872", "title": "2023 Kia Sportage X-Line", "year": 2023, "make": "Kia", "model": "Sportage", "trim": "X-Line", "decoded_trim": "X-LINE", "condition": "used", "price": 25445.0, "msrp": 25445.0, "sale_price": 25725.0, "currency": "USD", "mileage": 25199, "exterior_color": "Gravity Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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"https://www.genesisofdownersgrove.com/viewdetails/used/5xyk6caf9pg081872/2023-kia-sportage-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260984A, VIN 5XYK6CAF9PG081872. Advertised price: $25,445. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,445"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25445.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CAF9PG081872_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.8, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 30470.45, "finance_charge": 3435.14, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $635 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,470. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CAF9PG081872_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.85, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 31731.02, "finance_charge": 4695.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $529 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,731. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CAF9PG081872_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 461, "unit": "per_month", "display": "$461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25445.0, "price_incl_doc": 25445.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.8, "amount_financed": 27035.31, "sales_tax": 1590.31, "total_of_payments": 33177.27, "finance_charge": 6141.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $461 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,445, before any dealer documentation fee. Amount financed $27,035, including $1,590 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "KMUHCESCXTU352995", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 83142.0, "msrp": 86655.0, "sale_price": 83142.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHCESCXTU352995", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/64f648de839f4b508358a35fddc3cab4.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/64f648de839f4b508358a35fddc3cab4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65b74bcb287b4dbba3a2567b40a4c9c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b069bb29bbc844ce9e3c1e49194951e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/502459bb0bbe464cad385f38acf04aee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15256746e4564aa2b473baa76ce55c14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3fc2f69049b6436ea3f9c0764df0cd96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c55635a3b0c64a9babd847ae7f79d61e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3a2ca0b24d8428f924df7baef1f21e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4f4bfa49c9346d4a8f09ca221926e4d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb64cc7d5bc14f4d8ab8a3981f40eecf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d45fda6ff9414c3882cdf0acffcc457a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/810015add2454739ae5433cd43782b70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f72dfc230b74e508506c032187baf01.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1908f07921bd4ac2b451a7587f5d0775.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/702294253520486597c7ac78ddd9fe23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76cd6bd39a774944894054012fc9f963.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86655.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu352995/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu352995/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESCXTU352995.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU352995.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU352995.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu352995/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,513. This offer applies to Stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,655. Advertised price: $83,142. Savings: $3,513, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,655"}, {"label": "Advertised price", "value": "$83,142"}, {"label": "Savings", "value": "$3,513, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,513", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 83142.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESCXTU352995_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1687, "unit": "per_month", "display": "$1,687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83142.0, "price_incl_doc": 83142.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1686.96, "amount_financed": 88338.38, "sales_tax": 5196.38, "total_of_payments": 101217.48, "finance_charge": 12879.1, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. $1,687 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $83,142, before any dealer documentation fee. Amount financed $88,338, including $5,196 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $101,217. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU352995_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1464, "unit": "per_month", "display": "$1,464/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83142.0, "price_incl_doc": 83142.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1463.61, "amount_financed": 88338.38, "sales_tax": 5196.38, "total_of_payments": 105379.57, "finance_charge": 17041.19, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. $1,464 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $83,142, before any dealer documentation fee. Amount financed $88,338, including $5,196 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $105,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU352995_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1311, "unit": "per_month", "display": "$1,311/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 83142.0, "price_incl_doc": 83142.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1311.35, "amount_financed": 88338.38, "sales_tax": 5196.38, "total_of_payments": 110153.19, "finance_charge": 21814.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. $1,311 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $83,142, before any dealer documentation fee. Amount financed $88,338, including $5,196 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $110,153. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU352995_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1108, "unit": "per_month", "display": "$1,108/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86655.0, "selling_price": 83142.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1107.93, "net_cap_cost": 83837.0, "residual_value": 53726.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1107.93, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1267.93}, "total_of_payments": 39888, "total_of_payments_unrounded": 39885.48}, "disclosure": "Estimated lease payment for stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. $1,108 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,268, made up of $1,108 first payment, $60 title, $100 registration. MSRP $86,655. Lease selling price $83,142. Net capitalized cost $83,837. Residual value $53,726, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,888. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU352995_lease", "type": "lease", "label": "Lease", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86655.0, "selling_price": 83142.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1014.64, "net_cap_cost": 80838.0, "residual_value": 53726.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1014.64, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4173.64}, "total_of_payments": 36540, "total_of_payments_unrounded": 36527.04}, "disclosure": "Estimated lease payment for stock #KMUHCESCXTU352995, VIN KMUHCESCXTU352995. $1,015 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,174, made up of $1,015 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,655. Lease selling price $83,142. Net capitalized cost $80,838. Residual value $53,726, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,540. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH670892_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YE1H0XPL039963_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H0XPL039963_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 821, "unit": "per_month", "display": "$821/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39489.0, "price_incl_doc": 39489.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 820.74, "amount_financed": 41957.06, "sales_tax": 2468.06, "total_of_payments": 49244.49, "finance_charge": 7287.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262008A, VIN 5J8YE1H0XPL039963. $821 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,489, before any dealer documentation fee. Amount financed $41,957, including $2,468 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,244. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H0XPL039963_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39489.0, "price_incl_doc": 39489.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.12, "amount_financed": 41957.06, "sales_tax": 2468.06, "total_of_payments": 51488.98, "finance_charge": 9531.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262008A, VIN 5J8YE1H0XPL039963. $715 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,489, before any dealer documentation fee. Amount financed $41,957, including $2,468 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,489. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0915, VIN KNDPMCAC3M7928251. Advertised price: $15,632. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,632"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15632.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPMCAC3M7928251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15632.0, "price_incl_doc": 15632.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.99, "amount_financed": 16609.0, "sales_tax": 977.0, "total_of_payments": 18719.36, "finance_charge": 2110.36, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $390 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,632, before any dealer documentation fee. Amount financed $16,609, including $977 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,719. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 325, "unit": "per_month", "display": "$325/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15632.0, "price_incl_doc": 15632.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 324.9, "amount_financed": 16609.0, "sales_tax": 977.0, "total_of_payments": 19493.78, "finance_charge": 2884.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $325 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,632, before any dealer documentation fee. Amount financed $16,609, including $977 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 283, "unit": "per_month", "display": "$283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15632.0, "price_incl_doc": 15632.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 283.09, "amount_financed": 16609.0, "sales_tax": 977.0, "total_of_payments": 20382.28, "finance_charge": 3773.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $283 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,632, before any dealer documentation fee. Amount financed $16,609, including $977 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,382. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "5NMMEDTC2TH061032", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68410.0, "msrp": 73570.0, "sale_price": 68410.0, "currency": "USD", "mileage": 20, "exterior_color": "Alta White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260512", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f4aadf63449e45cba22ed8f9015fcfe8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f4aadf63449e45cba22ed8f9015fcfe8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f044768f0f64fa49211df22645cdc88.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e677fc4d972407c8dd2f4bd5cddd93d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c6f6cd083504dd9a41e5438783647d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/267d97371c9a40a594d3597d07c555e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bf8d36487124087abaddadf90eb7892.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dab614e37fb3415388e59c888b0b93e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e70168c5d7e7466c80ce3a92496a0abf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/600b7e58a4a84b569317c46203649178.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c730e1cf19546d8a8ec12edfe143b78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/756c0b24cb904d9cae8d170cb59a4595.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1de90664473547e496b56f6e5be2db21.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93ffd26861fe4c88a218b017d5887b9c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52abc5593b054a289fd4fccaf280f3df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/02c01964912c4105aac7a194684c7b6b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ea75a1c45c94bf4844c73cde492d06f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73570.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061032/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061032/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC2TH061032.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC2TH061032.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC2TH061032.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061032/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,160. This offer applies to Stock #GD260512, VIN 5NMMEDTC2TH061032. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,570. Advertised price: $68,410. Savings: $5,160, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,570"}, {"label": "Advertised price", "value": "$68,410"}, {"label": "Savings", "value": "$5,160, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,160", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC2TH061032_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1388, "unit": "per_month", "display": "$1,388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68410.0, "price_incl_doc": 68410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1388.04, "amount_financed": 72685.63, "sales_tax": 4275.63, "total_of_payments": 83282.67, "finance_charge": 10597.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260512, VIN 5NMMEDTC2TH061032. $1,388 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,410, before any dealer documentation fee. Amount financed $72,686, including $4,276 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,283. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061032_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1204, "unit": "per_month", "display": "$1,204/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68410.0, "price_incl_doc": 68410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1204.27, "amount_financed": 72685.63, "sales_tax": 4275.63, "total_of_payments": 86707.28, "finance_charge": 14021.65, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260512, VIN 5NMMEDTC2TH061032. $1,204 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,410, before any dealer documentation fee. Amount financed $72,686, including $4,276 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,707. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061032_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68410.0, "price_incl_doc": 68410.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.99, "amount_financed": 72685.63, "sales_tax": 4275.63, "total_of_payments": 90635.06, "finance_charge": 17949.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260512, VIN 5NMMEDTC2TH061032. $1,079 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,410, before any dealer documentation fee. Amount financed $72,686, including $4,276 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061032_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73570.0, "selling_price": 68410.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 876.16, "net_cap_cost": 69105.0, "residual_value": 45613.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 876.16, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1036.16}, "total_of_payments": 31536, "total_of_payments_unrounded": 31541.76}, "disclosure": "Estimated lease payment for stock #GD260512, VIN 5NMMEDTC2TH061032. $876 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,036, made up of $876 first payment, $60 title, $100 registration. MSRP $73,570. Lease selling price $68,410. Net capitalized cost $69,105. Residual value $45,613, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061032_lease", "type": "lease", "label": "Lease", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73570.0, "selling_price": 68410.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 782.87, "net_cap_cost": 66106.0, "residual_value": 45613.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 782.87, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3941.87}, "total_of_payments": 28188, "total_of_payments_unrounded": 28183.32}, "disclosure": "Estimated lease payment for stock #GD260512, VIN 5NMMEDTC2TH061032. $783 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,942, made up of $783 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,570. Lease selling price $68,410. Net capitalized cost $66,106. Residual value $45,613, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,188. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 253}}, {"vin": "KMTG54SE0TU177064", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57375.0, "msrp": 57375.0, "sale_price": 56375.0, "currency": "USD", "mileage": null, "exterior_color": "Vatna Gray", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "KMTG54SE0TU177064", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b83b974f43ca4535aa3c6916b3b41a94.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b83b974f43ca4535aa3c6916b3b41a94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31aaeea719674e67b3748fb0c3bb2659.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b78aba62bd049978870ea5d7ee6bfe8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e7f54bb798c4b3395c30fe19ad87a7d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e2ee858f8c642d19f9d6a7b942d61d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37b26fde299143e0a54bebf6009b2f48.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9fd30e46c9942a1a5ed39d0ecde1356.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10eb86fdaaf641489eb27d65a73eb866.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0e7cb7e0b864c8293cb56bb5d01e9b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/82bf32646f4541a09db063aa4f4a6651.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1dac8b858e98454ba8ad468ed0e03231.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88c08542514741a3bd84e82796e2c094.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae9f21e3b5a447b18558a55c87a65d8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a565ba70dcb499c9006f0527efaae1e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae6b3b04c492495d8218ff4e80b7f1f3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa819a868fc14e02889c26525fc0afb7.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57375.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu177064/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu177064/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE0TU177064.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE0TU177064.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE0TU177064.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu177064/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. Advertised price: $57,375. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,375"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57375.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE0TU177064_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.14, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 69848.61, "finance_charge": 8887.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. $1,164 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU177064_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1010, "unit": "per_month", "display": "$1,010/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1010.01, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 72720.8, "finance_charge": 11759.86, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. $1,010 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,721. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU177064_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 905, "unit": "per_month", "display": "$905/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 904.94, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 76015.0, "finance_charge": 15054.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. $905 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,015. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU177064_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57375.0, "selling_price": 57375.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 813.23, "net_cap_cost": 58070.0, "residual_value": 35572.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 813.23, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 973.23}, "total_of_payments": 29268, "total_of_payments_unrounded": 29276.28}, "disclosure": "Estimated lease payment for stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. $813 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $973, made up of $813 first payment, $60 title, $100 registration. MSRP $57,375. Lease selling price $57,375. Net capitalized cost $58,070. Residual value $35,572, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU177064_lease", "type": "lease", "label": "Lease", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57375.0, "selling_price": 57375.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 719.94, "net_cap_cost": 55071.0, "residual_value": 35572.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 719.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3878.94}, "total_of_payments": 25920, "total_of_payments_unrounded": 25917.84}, "disclosure": "Estimated lease payment for stock #KMTG54SE0TU177064, VIN KMTG54SE0TU177064. $720 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,879, made up of $720 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,375. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 248.91, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 11947.48, "finance_charge": 1346.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $249 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,947. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.36, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 12441.75, "finance_charge": 1841.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $207 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJLCSXEW191795_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 180.68, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 13008.82, "finance_charge": 2408.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $181 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,009. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "5XYP6DGC9RG412557", "title": "2024 Kia Telluride S", "year": 2024, "make": "Kia", "model": "Telluride", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 33812.0, "msrp": 33812.0, "sale_price": 34890.0, "currency": "USD", "mileage": 21158, "exterior_color": "Dark Moss", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.8 L/231", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0957", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0957, VIN 5XYP6DGC9RG412557. Advertised price: $33,812. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,812"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33812.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP6DGC9RG412557_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33812.0, "price_incl_doc": 33812.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.54, "amount_financed": 35925.25, "sales_tax": 2113.25, "total_of_payments": 40489.96, "finance_charge": 4564.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $844 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,812, before any dealer documentation fee. Amount financed $35,925, including $2,113 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP6DGC9RG412557_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33812.0, "price_incl_doc": 33812.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 702.75, "amount_financed": 35925.25, "sales_tax": 2113.25, "total_of_payments": 42165.03, "finance_charge": 6239.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $703 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,812, before any dealer documentation fee. Amount financed $35,925, including $2,113 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,165. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP6DGC9RG412557_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33812.0, "price_incl_doc": 33812.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.32, "amount_financed": 35925.25, "sales_tax": 2113.25, "total_of_payments": 44086.85, "finance_charge": 8161.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $612 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,812, before any dealer documentation fee. Amount financed $35,925, including $2,113 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KMUHEESC0TU338288", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81559.0, "msrp": 85890.0, "sale_price": 81559.0, "currency": "USD", "mileage": 19, "exterior_color": "Makalu Gray", "interior_color": "Bordeaux Brown/Slate Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260549", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e7b5ff86b5784592aaa60484749b41b7.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e7b5ff86b5784592aaa60484749b41b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/707b244aed234d74848b800b4fedd3a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03f468abaa3249f4a65bba439129ee9f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4438307344a046bf9505b557ec479468.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e19ad14a065c43c0a5435e578adb7bb1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56d57546aa7e4e379a8e0909456c9b9b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8a455f58bcd4d40a104bd92417414d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/daedb1fa34be44c5901d3d8dd2a0e24f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cac7339c5091401197876b025d25c6b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f3f86a5e1b040aebd9b9e6460530142.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fedfb3d463d1462ba3ea45cce9caab34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0924c5da627e417ba64ea9f33d1ac3c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c58ba31395040f28bbeb65d85853139.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b85a26bb60fd43d2a54f63838febd414.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67f737586cca4ab49707b41e569e458d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca45fcdc28fe447791ab25d86ab78734.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85890.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu338288/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu338288/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC0TU338288.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC0TU338288.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC0TU338288.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu338288/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,331. This offer applies to Stock #NRGD260549, VIN KMUHEESC0TU338288. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,890. Advertised price: $81,559. Savings: $4,331, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,890"}, {"label": "Advertised price", "value": "$81,559"}, {"label": "Savings", "value": "$4,331, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,331", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81559.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC0TU338288_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1655, "unit": "per_month", "display": "$1,655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81559.0, "price_incl_doc": 81559.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1654.84, "amount_financed": 86656.44, "sales_tax": 5097.44, "total_of_payments": 99290.33, "finance_charge": 12633.89, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260549, VIN KMUHEESC0TU338288. $1,655 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,559, before any dealer documentation fee. Amount financed $86,656, including $5,097 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,290. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU338288_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1436, "unit": "per_month", "display": "$1,436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81559.0, "price_incl_doc": 81559.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1435.74, "amount_financed": 86656.44, "sales_tax": 5097.44, "total_of_payments": 103373.17, "finance_charge": 16716.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260549, VIN KMUHEESC0TU338288. $1,436 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,559, before any dealer documentation fee. Amount financed $86,656, including $5,097 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,373. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU338288_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1286, "unit": "per_month", "display": "$1,286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81559.0, "price_incl_doc": 81559.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1286.38, "amount_financed": 86656.44, "sales_tax": 5097.44, "total_of_payments": 108055.9, "finance_charge": 21399.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260549, VIN KMUHEESC0TU338288. $1,286 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,559, before any dealer documentation fee. Amount financed $86,656, including $5,097 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,056. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU338288_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85890.0, "selling_price": 81559.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1071.93, "net_cap_cost": 82254.0, "residual_value": 53251.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1071.93, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1231.93}, "total_of_payments": 38592, "total_of_payments_unrounded": 38589.48}, "disclosure": "Estimated lease payment for stock #NRGD260549, VIN KMUHEESC0TU338288. $1,072 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,232, made up of $1,072 first payment, $60 title, $100 registration. MSRP $85,890. Lease selling price $81,559. Net capitalized cost $82,254. Residual value $53,252, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,592. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU338288_lease", "type": "lease", "label": "Lease", "headline": {"value": 979, "unit": "per_month", "display": "$979/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85890.0, "selling_price": 81559.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 978.64, "net_cap_cost": 79255.0, "residual_value": 53251.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 978.64, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4137.64}, "total_of_payments": 35244, "total_of_payments_unrounded": 35231.04}, "disclosure": "Estimated lease payment for stock #NRGD260549, VIN KMUHEESC0TU338288. $979 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,138, made up of $979 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,890. Lease selling price $81,559. Net capitalized cost $79,255. Residual value $53,252, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,244. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47241.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE9TU159470_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47241.0, "price_incl_doc": 47241.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.57, "amount_financed": 50193.56, "sales_tax": 2952.56, "total_of_payments": 56571.22, "finance_charge": 6377.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $1,179 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,241, before any dealer documentation fee. Amount financed $50,194, including $2,953 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,571. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47241.0, "price_incl_doc": 47241.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 981.86, "amount_financed": 50193.56, "sales_tax": 2952.56, "total_of_payments": 58911.57, "finance_charge": 8718.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $982 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $47,241, before any dealer documentation fee. Amount financed $50,194, including $2,953 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,912. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47241.0, "price_incl_doc": 47241.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 855.51, "amount_financed": 50193.56, "sales_tax": 2952.56, "total_of_payments": 61596.67, "finance_charge": 11403.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $856 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $47,241, before any dealer documentation fee. Amount financed $50,194, including $2,953 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,597. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,195"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37195.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37195.0, "price_incl_doc": 37195.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.94, "amount_financed": 39519.69, "sales_tax": 2324.69, "total_of_payments": 44541.11, "finance_charge": 5021.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $928 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,195, before any dealer documentation fee. Amount financed $39,520, including $2,325 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,541. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37195.0, "price_incl_doc": 37195.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.06, "amount_financed": 39519.69, "sales_tax": 2324.69, "total_of_payments": 46383.78, "finance_charge": 6864.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $773 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,195, before any dealer documentation fee. Amount financed $39,520, including $2,325 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,384. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG19SH041211_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37195.0, "price_incl_doc": 37195.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.58, "amount_financed": 39519.69, "sales_tax": 2324.69, "total_of_payments": 48497.88, "finance_charge": 8978.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $674 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,195, before any dealer documentation fee. Amount financed $39,520, including $2,325 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,498. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.genesisofdownersgrove.com/viewdetails/used/wp1aa2ay1nda05370/2022-porsche-cayenne-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/WP1AA2AY1NDA05370.html", "json_url": "https://ai.genesisofdownersgrove.com/v/WP1AA2AY1NDA05370.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/WP1AA2AY1NDA05370.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wp1aa2ay1nda05370/2022-porsche-cayenne-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0400, VIN WP1AA2AY1NDA05370. Advertised price: $52,962. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,962"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52962.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WP1AA2AY1NDA05370_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1321, "unit": "per_month", "display": "$1,321/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52962.0, "price_incl_doc": 52962.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1321.29, "amount_financed": 56272.13, "sales_tax": 3310.13, "total_of_payments": 63422.14, "finance_charge": 7150.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $1,321 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $52,962, before any dealer documentation fee. Amount financed $56,272, including $3,310 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $63,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2AY1NDA05370_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1101, "unit": "per_month", "display": "$1,101/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52962.0, "price_incl_doc": 52962.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.77, "amount_financed": 56272.13, "sales_tax": 3310.13, "total_of_payments": 66045.92, "finance_charge": 9773.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $1,101 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $52,962, before any dealer documentation fee. Amount financed $56,272, including $3,310 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $66,046. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2AY1NDA05370_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52962.0, "price_incl_doc": 52962.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 959.11, "amount_financed": 56272.13, "sales_tax": 3310.13, "total_of_payments": 69056.19, "finance_charge": 12784.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $959 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $52,962, before any dealer documentation fee. Amount financed $56,272, including $3,310 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $69,056. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "KMTG24SE9TU176441", "title": "2026 Genesis G70 3.3T Prestige GRAPHITE", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Prestige GRAPHITE", "decoded_trim": null, "condition": "new", "price": 60295.0, "msrp": 60295.0, "sale_price": 59295.0, "currency": "USD", "mileage": null, "exterior_color": "Vatna Gray", "interior_color": "Ultramarine Blue", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "KMTG24SE9TU176441", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/be409170c5b841c6ab02468d378c8a34.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/be409170c5b841c6ab02468d378c8a34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dfc4504725744d0c86de167a46d753a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/528d0ad29d7841488c10159de4e3a2a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be5ab9c4ae1045d18610b9d908dd8cb4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93145619b62a4909a65271b1c89dbb72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71373d2e83f14fd3a2f74e0d4302dbbc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e189c6033ff04540bdcb4815d82f91b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9ecff1648d4d45d9be38736238fe5f85.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f98a254493aa44288634eb069f2cb380.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73da1487d2fc444bbbe938af9d5b89ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c11e094347bc42d7a712b2f9f15a1744.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/852a2aa236e34f38a3f41e1571642f23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdab2dbcdc3845b4a8df5d4d61735191.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a4ddaa307744c119140a088414f42be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6f29219fba9440eb31639b58f4a124a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a009e37809dd4127a5a110f391f7ba7a.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": null, "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 60295.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg24se9tu176441/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg24se9tu176441/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG24SE9TU176441.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG24SE9TU176441.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG24SE9TU176441.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg24se9tu176441/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. Advertised price: $60,295. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,295"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60295.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG24SE9TU176441_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1223, "unit": "per_month", "display": "$1,223/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60295.0, "price_incl_doc": 60295.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1223.39, "amount_financed": 64063.44, "sales_tax": 3768.44, "total_of_payments": 73403.43, "finance_charge": 9339.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. $1,223 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,295, before any dealer documentation fee. Amount financed $64,063, including $3,768 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,403. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG24SE9TU176441_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1061, "unit": "per_month", "display": "$1,061/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60295.0, "price_incl_doc": 60295.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1061.41, "amount_financed": 64063.44, "sales_tax": 3768.44, "total_of_payments": 76421.8, "finance_charge": 12358.36, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. $1,061 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,295, before any dealer documentation fee. Amount financed $64,063, including $3,768 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $76,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG24SE9TU176441_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 951, "unit": "per_month", "display": "$951/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60295.0, "price_incl_doc": 60295.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 951.0, "amount_financed": 64063.44, "sales_tax": 3768.44, "total_of_payments": 79883.65, "finance_charge": 15820.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. $951 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,295, before any dealer documentation fee. Amount financed $64,063, including $3,768 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $79,884. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG24SE9TU176441_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60295.0, "selling_price": 60295.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 853.52, "net_cap_cost": 60990.0, "residual_value": 37382.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 853.52, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1013.52}, "total_of_payments": 30744, "total_of_payments_unrounded": 30726.72}, "disclosure": "Estimated lease payment for stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. $854 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,014, made up of $854 first payment, $60 title, $100 registration. MSRP $60,295. Lease selling price $60,295. Net capitalized cost $60,990. Residual value $37,383, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,744. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG24SE9TU176441_lease", "type": "lease", "label": "Lease", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 60295.0, "selling_price": 60295.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 760.23, "net_cap_cost": 57991.0, "residual_value": 37382.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 760.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3919.23}, "total_of_payments": 27360, "total_of_payments_unrounded": 27368.28}, "disclosure": "Estimated lease payment for stock #KMTG24SE9TU176441, VIN KMTG24SE9TU176441. $760 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,919, made up of $760 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $60,295. Lease selling price $60,295. Net capitalized cost $57,991. Residual value $37,383, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,360. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 39, "elapsed_ms": 333}}, {"vin": "JM3KFBDM0J0419412", "title": "2018 Mazda CX-5 Grand Touring", "year": 2018, "make": "Mazda", "model": "CX-5", "trim": "Grand Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 17225.0, "msrp": 17225.0, "sale_price": 17535.0, "currency": "USD", "mileage": 99509, "exterior_color": "Deep Crystal Blue Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22250.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1BPABM7S1761342_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22250.0, "price_incl_doc": 22250.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.09, "amount_financed": 23640.63, "sales_tax": 1390.63, "total_of_payments": 26644.44, "finance_charge": 3003.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0918, VIN JM1BPABM7S1761342. $555 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,250, before any dealer documentation fee. Amount financed $23,641, including $1,391 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPABM7S1761342_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 462, "unit": "per_month", "display": "$462/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22250.0, "price_incl_doc": 22250.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.45, "amount_financed": 23640.63, "sales_tax": 1390.63, "total_of_payments": 27746.72, "finance_charge": 4106.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0918, VIN JM1BPABM7S1761342. $462 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,250, before any dealer documentation fee. Amount financed $23,641, including $1,391 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPABM7S1761342_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 403, "unit": "per_month", "display": "$403/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22250.0, "price_incl_doc": 22250.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 402.94, "amount_financed": 23640.63, "sales_tax": 1390.63, "total_of_payments": 29011.37, "finance_charge": 5370.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0918, VIN JM1BPABM7S1761342. $403 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,250, before any dealer documentation fee. Amount financed $23,641, including $1,391 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,011. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTG54SE9TU176169", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57145.0, "msrp": 58145.0, "sale_price": 57145.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260649", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a6c35368edfb4868a9ab72797ec6e6a8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a6c35368edfb4868a9ab72797ec6e6a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8884691b60a44b48808e9627d06358aa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e36a7cc9d544507a85aeafbf24c8e2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31eff59681254df18a6c2bd0ce57202d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e823318be6b41d68b7190931289fa0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ed1a0dea89f4b56bbd4ef638e5e67de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/574f183a098840a98231115ec29de3e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/583e4475bca246b1bce6bdd78a787f9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5aa22eaa23cf46558ce3bc5c68186fd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ade2cc069bf41b99919f3e9382bade1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7029734abdf343a09bdaf9a957824ab9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b6a05f0304347ed88db079671398055.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5aae5d204f284391bcce1683e0e630f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f776671f47e148da833c8fe6a929d612.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/35eef07db0b547538d7d9b538076da6d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b5d7990b1a8c427b8a0047de0ad5932b.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58145.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu176169/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu176169/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE9TU176169.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE9TU176169.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE9TU176169.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu176169/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260649, VIN KMTG54SE9TU176169. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,145. Advertised price: $57,145. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,145"}, {"label": "Advertised price", "value": "$57,145"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57145.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE9TU176169_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1159, "unit": "per_month", "display": "$1,159/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.48, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 69568.6, "finance_charge": 8852.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260649, VIN KMTG54SE9TU176169. $1,159 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,569. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU176169_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.96, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 72429.28, "finance_charge": 11712.72, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260649, VIN KMTG54SE9TU176169. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,429. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU176169_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.31, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 75710.27, "finance_charge": 14993.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260649, VIN KMTG54SE9TU176169. $901 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,710. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU176169_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58145.0, "selling_price": 57145.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 792.75, "net_cap_cost": 57840.0, "residual_value": 36049.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 792.75, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 952.75}, "total_of_payments": 28548, "total_of_payments_unrounded": 28539.0}, "disclosure": "Estimated lease payment for stock #GD260649, VIN KMTG54SE9TU176169. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,145. Lease selling price $57,145. Net capitalized cost $57,840. Residual value $36,050, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU176169_lease", "type": "lease", "label": "Lease", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58145.0, "selling_price": 57145.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.46, "net_cap_cost": 54841.0, "residual_value": 36049.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.46, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.46}, "total_of_payments": 25164, "total_of_payments_unrounded": 25180.56}, "disclosure": "Estimated lease payment for stock #GD260649, VIN KMTG54SE9TU176169. $699 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,858, made up of $699 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,145. Lease selling price $57,145. Net capitalized cost $54,841. Residual value $36,050, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 272}}, {"vin": "5NMMBDTB7TH068235", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57895.0, "msrp": 59395.0, "sale_price": 57895.0, "currency": "USD", "mileage": 266, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260544X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=472264", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=472264"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th068235/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th068235/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB7TH068235.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB7TH068235.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB7TH068235.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb7th068235/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260544X, VIN 5NMMBDTB7TH068235. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,395. Advertised price: $57,895. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,395"}, {"label": "Advertised price", "value": "$57,895"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB7TH068235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1175, "unit": "per_month", "display": "$1,175/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.69, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 70481.66, "finance_charge": 8968.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260544X, VIN 5NMMBDTB7TH068235. $1,175 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,482. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH068235_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.16, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 73379.88, "finance_charge": 11866.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260544X, VIN 5NMMBDTB7TH068235. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH068235_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.14, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 76703.94, "finance_charge": 15190.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260544X, VIN 5NMMBDTB7TH068235. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,704. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH068235_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.44, "net_cap_cost": 58590.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.44}, "total_of_payments": 28584, "total_of_payments_unrounded": 28599.84}, "disclosure": "Estimated lease payment for stock #GD260544X, VIN 5NMMBDTB7TH068235. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $58,590. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB7TH068235_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.15, "net_cap_cost": 55591.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.15}, "total_of_payments": 25236, "total_of_payments_unrounded": 25241.4}, "disclosure": "Estimated lease payment for stock #GD260544X, VIN 5NMMBDTB7TH068235. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $55,591. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32799.0, "price_incl_doc": 32799.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.27, "amount_financed": 34848.94, "sales_tax": 2049.94, "total_of_payments": 39276.89, "finance_charge": 4427.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $818 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,799, before any dealer documentation fee. Amount financed $34,849, including $2,050 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,277. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCY2F82RA020175_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32799.0, "price_incl_doc": 32799.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.7, "amount_financed": 34848.94, "sales_tax": 2049.94, "total_of_payments": 40901.78, "finance_charge": 6052.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $682 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,799, before any dealer documentation fee. Amount financed $34,849, including $2,050 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCY2F82RA020175_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32799.0, "price_incl_doc": 32799.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.97, "amount_financed": 34848.94, "sales_tax": 2049.94, "total_of_payments": 42766.02, "finance_charge": 7917.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $594 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,799, before any dealer documentation fee. Amount financed $34,849, including $2,050 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,766. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60351.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7PDSGABL5NN001343_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1506, "unit": "per_month", "display": "$1,506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60351.0, "price_incl_doc": 60351.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1505.64, "amount_financed": 64122.94, "sales_tax": 3771.94, "total_of_payments": 72270.49, "finance_charge": 8147.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0479, VIN 7PDSGABL5NN001343. $1,506 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $60,351, before any dealer documentation fee. Amount financed $64,123, including $3,772 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $72,270. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7PDSGABL5NN001343_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1254, "unit": "per_month", "display": "$1,254/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60351.0, "price_incl_doc": 60351.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1254.34, "amount_financed": 64122.94, "sales_tax": 3771.94, "total_of_payments": 75260.32, "finance_charge": 11137.38, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0479, VIN 7PDSGABL5NN001343. $1,254 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $60,351, before any dealer documentation fee. Amount financed $64,123, including $3,772 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $75,260. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26337.0, "price_incl_doc": 26337.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 657.05, "amount_financed": 27983.06, "sales_tax": 1646.06, "total_of_payments": 31538.63, "finance_charge": 3555.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0444A, VIN 2T2HZMDA4LC257395. $657 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,337, before any dealer documentation fee. Amount financed $27,983, including $1,646 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,539. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46477.0, "price_incl_doc": 46477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.51, "amount_financed": 49381.81, "sales_tax": 2904.81, "total_of_payments": 55656.33, "finance_charge": 6274.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $1,160 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,477, before any dealer documentation fee. Amount financed $49,382, including $2,905 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,656. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46477.0, "price_incl_doc": 46477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.98, "amount_financed": 49381.81, "sales_tax": 2904.81, "total_of_payments": 57958.83, "finance_charge": 8577.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $966 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,477, before any dealer documentation fee. Amount financed $49,382, including $2,905 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,959. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJRS1SJ261093_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46477.0, "price_incl_doc": 46477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.67, "amount_financed": 49381.81, "sales_tax": 2904.81, "total_of_payments": 60600.51, "finance_charge": 11218.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $842 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,477, before any dealer documentation fee. Amount financed $49,382, including $2,905 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,601. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KL79MPSL5PB200492", "title": "2023 Chevrolet Trailblazer LT", "year": 2023, "make": "Chevrolet", "model": "Trailblazer", "trim": "LT", "decoded_trim": "LT", "condition": "used", "price": 22398.0, "msrp": 22398.0, "sale_price": 22398.0, "currency": "USD", "mileage": 14014, "exterior_color": "Sterling Gray Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas I3 1.3L/", "engine_displacement_l": 1.3, "engine_cylinders": 3, "transmission": "1-Speed Continuously Variable Ratio", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260607A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"json_url": "https://ai.genesisofdownersgrove.com/v/KL79MPSL5PB200492.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KL79MPSL5PB200492.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kl79mpsl5pb200492/2023-chevrolet-trailblazer-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260607A, VIN KL79MPSL5PB200492. Advertised price: $22,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL79MPSL5PB200492_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.78, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 26821.67, "finance_charge": 3023.79, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $559 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,822. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MPSL5PB200492_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.52, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 27931.28, "finance_charge": 4133.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $466 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MPSL5PB200492_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.62, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 29204.35, "finance_charge": 5406.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $406 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,204. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTGF4SDXTU335799", "title": "2026 Genesis G80 3.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T Prestige Black", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 77496.0, "msrp": 81495.0, "sale_price": 77496.0, "currency": "USD", "mileage": 20, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260579", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/63892c4f38ed48bab67cab287a41470a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/63892c4f38ed48bab67cab287a41470a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78b40aad1cbc4a61b5778caff6c6b354.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/addf508fbf9a4bb19968e6c9a531cdd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/374cac6d6bb44e2bb62aa4374dd98a12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de4976defcff46f7a88e3f2af9e94126.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/735ec4bf32604fee955db94746552204.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06fb533f7eb84851add9e99c7a3646c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ded0901c79cf42e78566999fa931c101.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92a4eb6458494a7c9182f4a5e44b5ef2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a81db2d884a496c81d41b761b1c0847.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bce6c13f2c343af9d91d5d40de28d73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3a0f6738fa74e78af04bcc7eedab282.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0584a96a5ab94eb28c38d9a3d6293fdc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de063f35066c47a28825d1150bb3813f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d1f922a72d549d2a1b8ec674870ca51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5fd481d4dd4341ea9ffa24a174d6a746.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81495.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sdxtu335799/2026-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sdxtu335799/2026-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SDXTU335799.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SDXTU335799.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SDXTU335799.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sdxtu335799/2026-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,999. This offer applies to Stock #NRGD260579, VIN KMTGF4SDXTU335799. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,495. Advertised price: $77,496. Savings: $3,999, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,495"}, {"label": "Advertised price", "value": "$77,496"}, {"label": "Savings", "value": "$3,999, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,999", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77496.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SDXTU335799_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1572, "unit": "per_month", "display": "$1,572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1572.4, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 94344.01, "finance_charge": 12004.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260579, VIN KMTGF4SDXTU335799. $1,572 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,344. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SDXTU335799_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1364, "unit": "per_month", "display": "$1,364/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1364.21, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 98223.46, "finance_charge": 15883.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260579, VIN KMTGF4SDXTU335799. $1,364 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $98,223. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SDXTU335799_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1222, "unit": "per_month", "display": "$1,222/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1222.3, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 102672.91, "finance_charge": 20333.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260579, VIN KMTGF4SDXTU335799. $1,222 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $102,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SDXTU335799_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 77496.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1021.62, "net_cap_cost": 78191.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1021.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1181.62}, "total_of_payments": 36792, "total_of_payments_unrounded": 36778.32}, "disclosure": "Estimated lease payment for stock #NRGD260579, VIN KMTGF4SDXTU335799. $1,022 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,182, made up of $1,022 first payment, $60 title, $100 registration. MSRP $81,495. Lease selling price $77,496. Net capitalized cost $78,191. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,792. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SDXTU335799_lease", "type": "lease", "label": "Lease", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 77496.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 928.33, "net_cap_cost": 75192.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 928.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4087.33}, "total_of_payments": 33408, "total_of_payments_unrounded": 33419.88}, "disclosure": "Estimated lease payment for stock #NRGD260579, VIN KMTGF4SDXTU335799. $928 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,087, made up of $928 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,495. Lease selling price $77,496. Net capitalized cost $75,192. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 38, "elapsed_ms": 323}}, {"vin": "1V2HR2CA0RC531198", "title": "2024 Volkswagen Atlas 2.0T SE w/Technology", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "2.0T SE w/Technology", "decoded_trim": "4Motion SE", "condition": "used", "price": 27876.0, "msrp": 27876.0, "sale_price": 27598.0, "currency": "USD", "mileage": 52769, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/121", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0980", "stock_status": "Available", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261274A, VIN KM8R7DGE0SU815401. Advertised price: $42,781. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,781"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42781.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R7DGE0SU815401_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42781.0, "price_incl_doc": 42781.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.3, "amount_financed": 45454.81, "sales_tax": 2673.81, "total_of_payments": 51230.36, "finance_charge": 5775.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $1,067 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,781, before any dealer documentation fee. Amount financed $45,455, including $2,674 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,230. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R7DGE0SU815401_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 889, "unit": "per_month", "display": "$889/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42781.0, "price_incl_doc": 42781.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 889.16, "amount_financed": 45454.81, "sales_tax": 2673.81, "total_of_payments": 53349.76, "finance_charge": 7894.95, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $889 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,781, before any dealer documentation fee. Amount financed $45,455, including $2,674 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $53,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R7DGE0SU815401_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42781.0, "price_incl_doc": 42781.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 774.74, "amount_financed": 45454.81, "sales_tax": 2673.81, "total_of_payments": 55781.36, "finance_charge": 10326.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $775 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,781, before any dealer documentation fee. Amount financed $45,455, including $2,674 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 199}}, {"vin": "KMUMEDTC7TU289047", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68720.0, "msrp": 73930.0, "sale_price": 68720.0, "currency": "USD", "mileage": 2, "exterior_color": "Makalu Gray", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260631", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0e863eca0c0f45318e5940fa5d6c6dd6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0e863eca0c0f45318e5940fa5d6c6dd6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1571b30a326b42b2b210aee795dfac57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f65dbde2048c466eaba6772d9e97e79c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea026977aa0d44ff99694f24ccf17bd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3104214533684d2786529b5f96fd9ef0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d34e1f1e18143258e9c3aa17e558a4d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/165ed64d7502499786229ec9d1cdfeed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5705036922e44a68b301f28b6a3df050.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67fba01b8fdb4323a10f6ee613aa08cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca8765cde8ae42a49e5ebdb27f0c88ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0249eca8a674472b7e9cc26c9810270.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b19e8f7c93374674a36f00c7e43be09c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a24274cc866342a2a55542096b46db5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24c6f9d3d1b9460cbd0969290b1b5e60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf33a8461b234c12abd4b0636e509dbc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a502e24463143c38071c64f9dd2c35d.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73930.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc7tu289047/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc7tu289047/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTC7TU289047.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC7TU289047.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC7TU289047.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc7tu289047/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,210. This offer applies to Stock #GD260631, VIN KMUMEDTC7TU289047. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,930. Advertised price: $68,720. Savings: $5,210, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,930"}, {"label": "Advertised price", "value": "$68,720"}, {"label": "Savings", "value": "$5,210, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,210", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68720.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTC7TU289047_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1394, "unit": "per_month", "display": "$1,394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68720.0, "price_incl_doc": 68720.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1394.33, "amount_financed": 73015.0, "sales_tax": 4295.0, "total_of_payments": 83660.06, "finance_charge": 10645.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260631, VIN KMUMEDTC7TU289047. $1,394 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,720, before any dealer documentation fee. Amount financed $73,015, including $4,295 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,660. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC7TU289047_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1210, "unit": "per_month", "display": "$1,210/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68720.0, "price_incl_doc": 68720.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1209.72, "amount_financed": 73015.0, "sales_tax": 4295.0, "total_of_payments": 87100.18, "finance_charge": 14085.18, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260631, VIN KMUMEDTC7TU289047. $1,210 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,720, before any dealer documentation fee. Amount financed $73,015, including $4,295 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,100. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC7TU289047_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1084, "unit": "per_month", "display": "$1,084/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68720.0, "price_incl_doc": 68720.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1083.88, "amount_financed": 73015.0, "sales_tax": 4295.0, "total_of_payments": 91045.76, "finance_charge": 18030.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260631, VIN KMUMEDTC7TU289047. $1,084 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,720, before any dealer documentation fee. Amount financed $73,015, including $4,295 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,046. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC7TU289047_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73930.0, "selling_price": 68720.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 879.57, "net_cap_cost": 69415.0, "residual_value": 45836.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 879.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1039.57}, "total_of_payments": 31680, "total_of_payments_unrounded": 31664.52}, "disclosure": "Estimated lease payment for stock #GD260631, VIN KMUMEDTC7TU289047. $880 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,040, made up of $880 first payment, $60 title, $100 registration. MSRP $73,930. Lease selling price $68,720. Net capitalized cost $69,415. Residual value $45,837, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC7TU289047_lease", "type": "lease", "label": "Lease", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73930.0, "selling_price": 68720.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 786.28, "net_cap_cost": 66416.0, "residual_value": 45836.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 786.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3945.28}, "total_of_payments": 28296, "total_of_payments_unrounded": 28306.08}, "disclosure": "Estimated lease payment for stock #GD260631, VIN KMUMEDTC7TU289047. $786 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,945, made up of $786 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,930. Lease selling price $68,720. Net capitalized cost $66,416. Residual value $45,837, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,296. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 35, "elapsed_ms": 307}}, {"vin": "KMUHCESB8TU342487", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72876.0, "msrp": 76670.0, "sale_price": 72876.0, "currency": "USD", "mileage": 13, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260559", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d6c1941fbe7546aaa05847de51898828.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d6c1941fbe7546aaa05847de51898828.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/396f4e4acd7b43beabfb32b8eadf67ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5a95b58898d42a3acf341477b7df608.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8c8af9edcff44dd8156fb4829de1c72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0355cc6f1d0e4a5983f593df2be94ae4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/045c60c16fc246ca9c76f1ac789bd10d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ea74c912bb64041b030f677de1cd449.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a99aa029df346edbe1e439b61fa27fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/994ba372add845d79bf6c953ebcf0d7c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4297d9beeeb4089b7d4bfeb1453240d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94e8a59095b14bc5a45e95e7b168750f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cbad05b2e78451eb1f0b8aeabb4d6af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8139b09277544c89f6d05c3a94c0d6a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df9f9f18fd0b417287a503d33ed3eb56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f705e9937ced4b0e89bcc79a52b10bd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f66e21e9b914ca9a2f820a45773b7d5.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb8tu342487/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb8tu342487/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB8TU342487.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB8TU342487.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB8TU342487.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb8tu342487/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,794. This offer applies to Stock #NRGD260559, VIN KMUHCESB8TU342487. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,670. Advertised price: $72,876. Savings: $3,794, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,670"}, {"label": "Advertised price", "value": "$72,876"}, {"label": "Savings", "value": "$3,794, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,794", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72876.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB8TU342487_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1479, "unit": "per_month", "display": "$1,479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1478.66, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 88719.6, "finance_charge": 11288.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260559, VIN KMUHCESB8TU342487. $1,479 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB8TU342487_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.89, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 92367.77, "finance_charge": 14937.02, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260559, VIN KMUHCESB8TU342487. $1,283 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB8TU342487_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1149, "unit": "per_month", "display": "$1,149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72876.0, "price_incl_doc": 72876.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1149.43, "amount_financed": 77430.75, "sales_tax": 4554.75, "total_of_payments": 96551.97, "finance_charge": 19121.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260559, VIN KMUHCESB8TU342487. $1,149 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,876, before any dealer documentation fee. Amount financed $77,431, including $4,555 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,552. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB8TU342487_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76670.0, "selling_price": 72876.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 961.43, "net_cap_cost": 73571.0, "residual_value": 47535.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 961.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1121.43}, "total_of_payments": 34596, "total_of_payments_unrounded": 34611.48}, "disclosure": "Estimated lease payment for stock #NRGD260559, VIN KMUHCESB8TU342487. $961 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,121, made up of $961 first payment, $60 title, $100 registration. MSRP $76,670. Lease selling price $72,876. Net capitalized cost $73,571. Residual value $47,535, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,596. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB8TU342487_lease", "type": "lease", "label": "Lease", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76670.0, "selling_price": 72876.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 868.13, "net_cap_cost": 70572.0, "residual_value": 47535.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 868.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4027.13}, "total_of_payments": 31248, "total_of_payments_unrounded": 31252.68}, "disclosure": "Estimated lease payment for stock #NRGD260559, VIN KMUHCESB8TU342487. $868 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,027, made up of $868 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,670. Lease selling price $72,876. Net capitalized cost $70,572. Residual value $47,535, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,248. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 240}}, {"vin": "KMTG54SE9TU177113", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 56840.0, "msrp": 57840.0, "sale_price": 56840.0, "currency": "USD", "mileage": null, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "KMTG54SE9TU177113", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9e823cb81ecf47c5aa201f9311b013a8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9e823cb81ecf47c5aa201f9311b013a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f29bbaf05f8e4091b7f72364ff4b2631.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa0dc45bc9e24eb1b68f8c3a39345aaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68b33594299449f9aca3b29cd8b66f07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a4133e9068e4fe4b600e387450fef39.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a6c5764904d4da3b8c53029bbd74e32.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b8a5032f8eb4c6287f1c8a30b1cf9cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12603fdf8b724511a09128fd022f6b74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b8afb4204924ed4990d327cb891dd5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be45ad5d31b44d8097031bf6f4c9e702.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9bd9b40a153147579fc95dcc85e7d40b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d826821c6024148b0918e297fa322b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb2f1171bf2747f09362193d4de21851.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/598761f5a77b4165b924a341e166decf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d98c8de856d420285ec73b524150cb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a53522ab9b44bcc9bc19876acfcaa01.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57840.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu177113/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu177113/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE9TU177113.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE9TU177113.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE9TU177113.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se9tu177113/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,840. Advertised price: $56,840. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,840"}, {"label": "Advertised price", "value": "$56,840"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56840.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE9TU177113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1153, "unit": "per_month", "display": "$1,153/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56840.0, "price_incl_doc": 56840.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1153.29, "amount_financed": 60392.5, "sales_tax": 3552.5, "total_of_payments": 69197.29, "finance_charge": 8804.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. $1,153 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,840, before any dealer documentation fee. Amount financed $60,392, including $3,552 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,197. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU177113_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56840.0, "price_incl_doc": 56840.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.59, "amount_financed": 60392.5, "sales_tax": 3552.5, "total_of_payments": 72042.7, "finance_charge": 11650.2, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. $1,001 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,840, before any dealer documentation fee. Amount financed $60,392, including $3,552 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,043. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU177113_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 896, "unit": "per_month", "display": "$896/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56840.0, "price_incl_doc": 56840.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.5, "amount_financed": 60392.5, "sales_tax": 3552.5, "total_of_payments": 75306.19, "finance_charge": 14913.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. $896 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,840, before any dealer documentation fee. Amount financed $60,392, including $3,552 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,306. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU177113_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57840.0, "selling_price": 56840.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 788.54, "net_cap_cost": 57535.0, "residual_value": 35860.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 788.54, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 948.54}, "total_of_payments": 28404, "total_of_payments_unrounded": 28387.44}, "disclosure": "Estimated lease payment for stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. $789 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $949, made up of $789 first payment, $60 title, $100 registration. MSRP $57,840. Lease selling price $56,840. Net capitalized cost $57,535. Residual value $35,861, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,404. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU177113_lease", "type": "lease", "label": "Lease", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57840.0, "selling_price": 56840.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 695.25, "net_cap_cost": 54536.0, "residual_value": 35860.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 695.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3854.25}, "total_of_payments": 25020, "total_of_payments_unrounded": 25029.0}, "disclosure": "Estimated lease payment for stock #KMTG54SE9TU177113, VIN KMTG54SE9TU177113. $695 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,854, made up of $695 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,840. Lease selling price $56,840. Net capitalized cost $54,536. Residual value $35,861, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,020. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$11,532"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 11532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J3CA41JU707080_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 288, "unit": "per_month", "display": "$288/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11532.0, "price_incl_doc": 11532.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 287.7, "amount_financed": 12252.75, "sales_tax": 720.75, "total_of_payments": 13809.6, "finance_charge": 1556.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $288 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $11,532, before any dealer documentation fee. Amount financed $12,253, including $721 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $13,810. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA41JU707080_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 240, "unit": "per_month", "display": "$240/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11532.0, "price_incl_doc": 11532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 239.68, "amount_financed": 12252.75, "sales_tax": 720.75, "total_of_payments": 14380.9, "finance_charge": 2128.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $240 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $11,532, before any dealer documentation fee. Amount financed $12,253, including $721 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $14,381. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA41JU707080_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 209, "unit": "per_month", "display": "$209/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11532.0, "price_incl_doc": 11532.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 208.84, "amount_financed": 12252.75, "sales_tax": 720.75, "total_of_payments": 15036.36, "finance_charge": 2783.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $209 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $11,532, before any dealer documentation fee. Amount financed $12,253, including $721 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $15,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTG54SE4TU162860", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57170.0, "msrp": 58170.0, "sale_price": 57170.0, "currency": "USD", "mileage": 230, "exterior_color": "Kawah Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260246X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/922d985a552242bfb2af78ddaca91407.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/922d985a552242bfb2af78ddaca91407.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f77d280135474cb2b37b7f2b1b3b6f58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/418d7c3c93c24e5cb80853e0f54adb18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee0ebd0c87f74372a31a5714b7e4545c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3dfe82a32fa64860a60df7c17715cf13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cdbf3a4ad5b454996b3655268fbbfc8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/094960d57e8d4e7ea1ac393774387f4d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12b5bd8038a941eaaef8b6ed7e91b359.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26c25c2aa23848c4b6d1c5e85951a2df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4741f769a79a4e149ed08b167164825e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4da56dcd5b2482f996e89630109e612.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1bbfe7f8b9be4f578d0ea76c9a9f45db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50ea30fdc9ea4808a6ae9dcd502ee7a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0a4042b7c0946c5b98a895c3375fb20.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c871abec631a4dceaec904448e82e18a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea96e152324c40f6b4e9a4a58d67b53c.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58170.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu162860/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu162860/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE4TU162860.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE4TU162860.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE4TU162860.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu162860/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,170"}, {"label": "Advertised price", "value": "$57,170"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57170.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE4TU162860_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.98, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 69599.04, "finance_charge": 8855.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260246X, VIN KMTG54SE4TU162860. $1,160 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU162860_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.4, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 72460.97, "finance_charge": 11717.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260246X, VIN KMTG54SE4TU162860. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,461. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU162860_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.71, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 75743.41, "finance_charge": 15000.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260246X, VIN KMTG54SE4TU162860. $902 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU162860_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.09, "net_cap_cost": 57865.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.09}, "total_of_payments": 28548, "total_of_payments_unrounded": 28551.24}, "disclosure": "Estimated lease payment for stock #GD260246X, VIN KMTG54SE4TU162860. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $57,865. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU162860_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.8, "net_cap_cost": 54866.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.8}, "total_of_payments": 25200, "total_of_payments_unrounded": 25192.8}, "disclosure": "Estimated lease payment for stock #GD260246X, VIN KMTG54SE4TU162860. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $54,866. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 27, "elapsed_ms": 185}}, {"vin": "1GYKNDRS5RZ755900", "title": "2024 Cadillac XT5 AWD Premium Luxury", "year": 2024, "make": "Cadillac", "model": "XT5", "trim": "AWD Premium Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 42397.0, "msrp": 42397.0, "sale_price": 42998.0, "currency": "USD", "mileage": 11757, "exterior_color": "Stellar Black Metallic", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260670A", "stock_status": "Available", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260670A, VIN 1GYKNDRS5RZ755900. Advertised price: $42,397. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,397"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42397.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS5RZ755900_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42397.0, "price_incl_doc": 42397.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.72, "amount_financed": 45046.81, "sales_tax": 2649.81, "total_of_payments": 50770.52, "finance_charge": 5723.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $1,058 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,397, before any dealer documentation fee. Amount financed $45,047, including $2,650 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $50,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS5RZ755900_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42397.0, "price_incl_doc": 42397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 881.18, "amount_financed": 45046.81, "sales_tax": 2649.81, "total_of_payments": 52870.89, "finance_charge": 7824.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $881 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,397, before any dealer documentation fee. Amount financed $45,047, including $2,650 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,871. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS5RZ755900_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42397.0, "price_incl_doc": 42397.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.79, "amount_financed": 45046.81, "sales_tax": 2649.81, "total_of_payments": 55280.67, "finance_charge": 10233.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $768 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,397, before any dealer documentation fee. Amount financed $45,047, including $2,650 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,281. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24406.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV5B7AX0RM212865_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24406.0, "price_incl_doc": 24406.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.88, "amount_financed": 25931.38, "sales_tax": 1525.38, "total_of_payments": 29226.26, "finance_charge": 3294.88, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1031, VIN 3VV5B7AX0RM212865. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,406, before any dealer documentation fee. Amount financed $25,931, including $1,525 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,226. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX0RM212865_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24406.0, "price_incl_doc": 24406.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.26, "amount_financed": 25931.38, "sales_tax": 1525.38, "total_of_payments": 30435.35, "finance_charge": 4503.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1031, VIN 3VV5B7AX0RM212865. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,406, before any dealer documentation fee. Amount financed $25,931, including $1,525 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX0RM212865_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24406.0, "price_incl_doc": 24406.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.98, "amount_financed": 25931.38, "sales_tax": 1525.38, "total_of_payments": 31822.54, "finance_charge": 5891.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1031, VIN 3VV5B7AX0RM212865. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,406, before any dealer documentation fee. Amount financed $25,931, including $1,525 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,823. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "KMUHCESC9TU353409", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 86395.0, "msrp": 86395.0, "sale_price": 82043.0, "currency": "USD", "mileage": null, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHCESC9TU353409", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/7d4035aea215410885a745b22cfb4ad2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/7d4035aea215410885a745b22cfb4ad2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bddb3eb72b1349318807439777fc8140.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd5129ed31824e6a9883445b7d135c2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4c51cd2b655484388558ada324d1643.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/306df798f4ba4574adc4ac1386122895.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8218ed7d5ed4e0dacc34291b8162b73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63429acedda041aaa48dc512dc6f80b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be2eaf32249244b49b1b716a8fc07344.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5494f362418c44efae2e8158c113386b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b8fb34ce4a34564b1cf9e9d02cee8c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69422c90659b452d8a84bb32387c4a92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/126a5ccfee274ebb93025721df232aa3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c75235be2c5d41cbb1dc05422fc439a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1309a80257884f89a221ce3e428bfa40.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3d8c99e265e4a8f9ef8dea8aa67733e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fa58fa80cd348cd9a04248cf4f45a0d.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu353409/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu353409/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESC9TU353409.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC9TU353409.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC9TU353409.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu353409/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. Advertised price: $86,395. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$86,395"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86395.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC9TU353409_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1753, "unit": "per_month", "display": "$1,753/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86395.0, "price_incl_doc": 86395.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1752.96, "amount_financed": 91794.69, "sales_tax": 5399.69, "total_of_payments": 105177.7, "finance_charge": 13383.01, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. $1,753 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $86,395, before any dealer documentation fee. Amount financed $91,795, including $5,400 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $105,178. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU353409_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1521, "unit": "per_month", "display": "$1,521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86395.0, "price_incl_doc": 86395.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1520.87, "amount_financed": 91794.69, "sales_tax": 5399.69, "total_of_payments": 109502.63, "finance_charge": 17707.94, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. $1,521 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $86,395, before any dealer documentation fee. Amount financed $91,795, including $5,400 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $109,503. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU353409_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1363, "unit": "per_month", "display": "$1,363/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86395.0, "price_incl_doc": 86395.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1362.66, "amount_financed": 91794.69, "sales_tax": 5399.69, "total_of_payments": 114463.02, "finance_charge": 22668.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. $1,363 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $86,395, before any dealer documentation fee. Amount financed $91,795, including $5,400 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $114,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU353409_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1214, "unit": "per_month", "display": "$1,214/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 86395.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1213.62, "net_cap_cost": 87090.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1213.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1373.62}, "total_of_payments": 43704, "total_of_payments_unrounded": 43690.32}, "disclosure": "Estimated lease payment for stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. $1,214 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,374, made up of $1,214 first payment, $60 title, $100 registration. MSRP $86,395. Lease selling price $86,395. Net capitalized cost $87,090. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,704. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU353409_lease", "type": "lease", "label": "Lease", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 86395.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1120.33, "net_cap_cost": 84091.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1120.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4279.33}, "total_of_payments": 40320, "total_of_payments_unrounded": 40331.88}, "disclosure": "Estimated lease payment for stock #KMUHCESC9TU353409, VIN KMUHCESC9TU353409. $1,120 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,279, made up of $1,120 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,395. Lease selling price $86,395. Net capitalized cost $84,091. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 28, "elapsed_ms": 188}}, {"vin": "KM8K6CAB0PU959339", "title": "2023 Hyundai Kona SEL", "year": 2023, "make": "Hyundai", "model": "Kona", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 16637.0, "msrp": 16637.0, "sale_price": 16342.0, "currency": "USD", "mileage": 98997, "exterior_color": "Cyber Silver w/Black Roof", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2DNPE82PC034104_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24650.0, "price_incl_doc": 24650.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.97, "amount_financed": 26190.63, "sales_tax": 1540.63, "total_of_payments": 29518.45, "finance_charge": 3327.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $615 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,650, before any dealer documentation fee. Amount financed $26,191, including $1,541 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,518. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DNPE82PC034104_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24650.0, "price_incl_doc": 24650.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.33, "amount_financed": 26190.63, "sales_tax": 1540.63, "total_of_payments": 30739.62, "finance_charge": 4548.99, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $512 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,650, before any dealer documentation fee. Amount financed $26,191, including $1,541 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DNPE82PC034104_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24650.0, "price_incl_doc": 24650.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.4, "amount_financed": 26190.63, "sales_tax": 1540.63, "total_of_payments": 32140.69, "finance_charge": 5950.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $446 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,650, before any dealer documentation fee. Amount financed $26,191, including $1,541 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,141. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30783.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30783.0, "price_incl_doc": 30783.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.8, "amount_financed": 32706.94, "sales_tax": 1923.94, "total_of_payments": 38387.74, "finance_charge": 5680.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0852, VIN 3MW89FF09P8D14892. $640 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,783, before any dealer documentation fee. Amount financed $32,707, including $1,924 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MW89FF09P8D14892_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30783.0, "price_incl_doc": 30783.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 557.46, "amount_financed": 32706.94, "sales_tax": 1923.94, "total_of_payments": 40137.39, "finance_charge": 7430.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0852, VIN 3MW89FF09P8D14892. $557 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,783, before any dealer documentation fee. Amount financed $32,707, including $1,924 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,137. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTG64SC6TU166453", "title": "2026 Genesis G70 2.5T", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T", "decoded_trim": "2.5T AWD", "condition": "new", "price": 47085.0, "msrp": 48085.0, "sale_price": 47085.0, "currency": "USD", "mileage": 24, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260333", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d3eca34fd36f418b9e4ed49798c72a9f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d3eca34fd36f418b9e4ed49798c72a9f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d754ef1673bb45238a3bce95fd04b571.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9471fb9755bb4d859da43d9b8f88f25d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6223ca7ea3594c8da77447835aa67782.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b374eb60bae442abbb6459b872b75857.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c3f8784c82c409d872a0b86867b17a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc0db0b2f188401f8eb1c3a28f2c0664.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/439737804e2443c3864f05557b6cebf1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20023dbe141b41d09eb3b562e4bd32b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7775a259bfa3453580469651f68d9e69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbd0de2a69cf4b1793d6e2ad8ebe4c0d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4cf36eec52804ce08657bbf67f98172a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae97fb67d53a4e58adfe5773fc30353c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5736c05655d84b588ae2d0810eb68100.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8a2cb01e00945e3a9a6c7afafc44aac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d908a50ba0545e78e2f39c1cdbfa706.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48085.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc6tu166453/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc6tu166453/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG64SC6TU166453.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC6TU166453.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC6TU166453.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc6tu166453/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260333, VIN KMTG64SC6TU166453. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,085. Advertised price: $47,085. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,085"}, {"label": "Advertised price", "value": "$47,085"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG64SC6TU166453_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 955, "unit": "per_month", "display": "$955/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 955.36, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 57321.5, "finance_charge": 7293.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260333, VIN KMTG64SC6TU166453. $955 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,322. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC6TU166453_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.87, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 59678.58, "finance_charge": 9650.77, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260333, VIN KMTG64SC6TU166453. $829 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $59,679. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC6TU166453_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.64, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 62381.98, "finance_charge": 12354.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260333, VIN KMTG64SC6TU166453. $743 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,382. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC6TU166453_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 654, "unit": "per_month", "display": "$654/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48085.0, "selling_price": 47085.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 653.95, "net_cap_cost": 47780.0, "residual_value": 29812.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 653.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 813.95}, "total_of_payments": 23544, "total_of_payments_unrounded": 23542.2}, "disclosure": "Estimated lease payment for stock #GD260333, VIN KMTG64SC6TU166453. $654 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $814, made up of $654 first payment, $60 title, $100 registration. MSRP $48,085. Lease selling price $47,085. Net capitalized cost $47,780. Residual value $29,813, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,544. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC6TU166453_lease", "type": "lease", "label": "Lease", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48085.0, "selling_price": 47085.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 560.66, "net_cap_cost": 44781.0, "residual_value": 29812.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 560.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3719.66}, "total_of_payments": 20196, "total_of_payments_unrounded": 20183.76}, "disclosure": "Estimated lease payment for stock #GD260333, VIN KMTG64SC6TU166453. $561 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,720, made up of $561 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,085. Lease selling price $47,085. Net capitalized cost $44,781. Residual value $29,813, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,196. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48839.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB8TH042794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48839.0, "price_incl_doc": 48839.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 990.95, "amount_financed": 51891.44, "sales_tax": 3052.44, "total_of_payments": 59456.84, "finance_charge": 7565.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260154, VIN 5NMMADTB8TH042794. $991 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,839, before any dealer documentation fee. Amount financed $51,891, including $3,052 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $59,457. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH042794_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48839.0, "price_incl_doc": 48839.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 859.75, "amount_financed": 51891.44, "sales_tax": 3052.44, "total_of_payments": 61901.72, "finance_charge": 10010.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260154, VIN 5NMMADTB8TH042794. $860 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,839, before any dealer documentation fee. Amount financed $51,891, including $3,052 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $61,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH042794_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48839.0, "price_incl_doc": 48839.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.31, "amount_financed": 51891.44, "sales_tax": 3052.44, "total_of_payments": 64705.83, "finance_charge": 12814.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260154, VIN 5NMMADTB8TH042794. $770 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,839, before any dealer documentation fee. Amount financed $51,891, including $3,052 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,706. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH042794_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50339.0, "selling_price": 48839.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 669.49, "net_cap_cost": 49534.0, "residual_value": 31210.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 669.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 829.49}, "total_of_payments": 24084, "total_of_payments_unrounded": 24101.64}, "disclosure": "Estimated lease payment for stock #LGD260154, VIN 5NMMADTB8TH042794. $669 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $829, made up of $669 first payment, $60 title, $100 registration. MSRP $50,339. Lease selling price $48,839. Net capitalized cost $49,534. Residual value $31,210, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH042794_lease", "type": "lease", "label": "Lease", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 50339.0, "selling_price": 48839.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 576.2, "net_cap_cost": 46535.0, "residual_value": 31210.18, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 576.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3735.2}, "total_of_payments": 20736, "total_of_payments_unrounded": 20743.2}, "disclosure": "Estimated lease payment for stock #LGD260154, VIN 5NMMADTB8TH042794. $576 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,735, made up of $576 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $50,339. Lease selling price $48,839. Net capitalized cost $46,535. Residual value $31,210, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 201}}, {"vin": "KMTG34SCXTU159580", "title": "2026 Genesis G70 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T Prestige", "decoded_trim": "2.5T Prestige AWD", "condition": "new", "price": 51275.0, "msrp": 52275.0, "sale_price": 51275.0, "currency": "USD", "mileage": 3986, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260127", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ff1a698ee5304f3d903fdbfdf6a0f08d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ff1a698ee5304f3d903fdbfdf6a0f08d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a1c1b093a750483eaec02ef01510c407.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9875fc71094c417db4de9fea569f8866.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64b39a6d82e6490a8d4cfa86f5faf161.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6134ed27132b4b8397f369003116a27a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9440aa69a72e4e5db1e52f01efa6c9ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1fd36d5d52341608228328904abe4d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b9ecf9df6144b0fa2f92a3121e758be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c88c0b242f354c0ca98a68d4deccafa9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26ec1df984ce496184e27a894194410d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2289a4d3ba9b47b6b11f1272c144d154.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8ac265bcc77418b8b58ee05d3834a39.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9e3cbb6b7494d1bb8ec60bd29acdac4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a67bd910b884d3ba74291ced38dec87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a2edb47003245cba7900db3eb9e0e37.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/724a88db8b3f46bfa04e0d8e85ebf8c3.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52275.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34scxtu159580/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34scxtu159580/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG34SCXTU159580.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SCXTU159580.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SCXTU159580.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34scxtu159580/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #LGD260127, VIN KMTG34SCXTU159580. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,275. Advertised price: $51,275. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,275"}, {"label": "Advertised price", "value": "$51,275"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51275.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SCXTU159580_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1040, "unit": "per_month", "display": "$1,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51275.0, "price_incl_doc": 51275.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.37, "amount_financed": 54479.69, "sales_tax": 3204.69, "total_of_payments": 62422.44, "finance_charge": 7942.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260127, VIN KMTG34SCXTU159580. $1,040 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,275, before any dealer documentation fee. Amount financed $54,480, including $3,205 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SCXTU159580_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51275.0, "price_incl_doc": 51275.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.63, "amount_financed": 54479.69, "sales_tax": 3204.69, "total_of_payments": 64989.26, "finance_charge": 10509.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260127, VIN KMTG34SCXTU159580. $903 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,275, before any dealer documentation fee. Amount financed $54,480, including $3,205 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,989. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SCXTU159580_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51275.0, "price_incl_doc": 51275.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.73, "amount_financed": 54479.69, "sales_tax": 3204.69, "total_of_payments": 67933.23, "finance_charge": 13453.54, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260127, VIN KMTG34SCXTU159580. $809 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,275, before any dealer documentation fee. Amount financed $54,480, including $3,205 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,933. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SCXTU159580_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52275.0, "selling_price": 51275.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 711.76, "net_cap_cost": 51970.0, "residual_value": 32410.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 711.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 871.76}, "total_of_payments": 25632, "total_of_payments_unrounded": 25623.36}, "disclosure": "Estimated lease payment for stock #LGD260127, VIN KMTG34SCXTU159580. $712 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $872, made up of $712 first payment, $60 title, $100 registration. MSRP $52,275. Lease selling price $51,275. Net capitalized cost $51,970. Residual value $32,410, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,632. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SCXTU159580_lease", "type": "lease", "label": "Lease", "headline": {"value": 618, "unit": "per_month", "display": "$618/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52275.0, "selling_price": 51275.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 618.47, "net_cap_cost": 48971.0, "residual_value": 32410.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 618.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3777.47}, "total_of_payments": 22248, "total_of_payments_unrounded": 22264.92}, "disclosure": "Estimated lease payment for stock #LGD260127, VIN KMTG34SCXTU159580. $618 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,777, made up of $618 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,275. Lease selling price $51,275. Net capitalized cost $48,971. Residual value $32,410, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,248. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 196}}, {"vin": "KMUHEESC8TU308097", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81029.0, "msrp": 85250.0, "sale_price": 81029.0, "currency": "USD", "mileage": 79, "exterior_color": "Capri Blue", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260241X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c62ea0d7fbd545a799f5d281a9440b7e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c62ea0d7fbd545a799f5d281a9440b7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51ab42530f394fc387fbc1a2c75a96b1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/314e593e858f4c2ab7792e451750008f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17537a6e1282478a90f3c082bd2f8c61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0eff13acdef43438cb9abd8f933a649.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0a5d4455aeb47c0ae20bfa423286978.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13b1aca1faf24b85a5d697be93bbf54c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53ad43ef3ae74373a8ebb1206981797b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1301d24f28d14d4ca0797e2d07cfb833.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d82901e023c64e8fbc7511d40e16e43c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2fbfe2261b843f9bdf8d1bbbe89e2a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e6c10d2412f4a18a1a0a8472662f2d2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5e650e74f94342c693417bbfa327dd5b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b1f1040bc9024c748fc446809cd9f99e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cedf8f01acca4e8997a3859485a3b6b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d21f694c6534e8d9ac6dd68fd96e1dc.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85250.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc8tu308097/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc8tu308097/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC8TU308097.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC8TU308097.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC8TU308097.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc8tu308097/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,221. This offer applies to Stock #LGD260241X, VIN KMUHEESC8TU308097. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,250. Advertised price: $81,029. Savings: $4,221, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,250"}, {"label": "Advertised price", "value": "$81,029"}, {"label": "Savings", "value": "$4,221, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,221", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81029.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC8TU308097_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1644, "unit": "per_month", "display": "$1,644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81029.0, "price_incl_doc": 81029.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1644.08, "amount_financed": 86093.31, "sales_tax": 5064.31, "total_of_payments": 98645.1, "finance_charge": 12551.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260241X, VIN KMUHEESC8TU308097. $1,644 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,029, before any dealer documentation fee. Amount financed $86,093, including $5,064 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,645. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU308097_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1426, "unit": "per_month", "display": "$1,426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81029.0, "price_incl_doc": 81029.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1426.41, "amount_financed": 86093.31, "sales_tax": 5064.31, "total_of_payments": 102701.41, "finance_charge": 16608.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260241X, VIN KMUHEESC8TU308097. $1,426 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,029, before any dealer documentation fee. Amount financed $86,093, including $5,064 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,701. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU308097_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1278, "unit": "per_month", "display": "$1,278/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81029.0, "price_incl_doc": 81029.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1278.02, "amount_financed": 86093.31, "sales_tax": 5064.31, "total_of_payments": 107353.71, "finance_charge": 21260.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260241X, VIN KMUHEESC8TU308097. $1,278 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,029, before any dealer documentation fee. Amount financed $86,093, including $5,064 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,354. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU308097_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85250.0, "selling_price": 81029.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1066.52, "net_cap_cost": 81724.0, "residual_value": 52855.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1066.52, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1226.52}, "total_of_payments": 38412, "total_of_payments_unrounded": 38394.72}, "disclosure": "Estimated lease payment for stock #LGD260241X, VIN KMUHEESC8TU308097. $1,067 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,227, made up of $1,067 first payment, $60 title, $100 registration. MSRP $85,250. Lease selling price $81,029. Net capitalized cost $81,724. Residual value $52,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,412. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU308097_lease", "type": "lease", "label": "Lease", "headline": {"value": 973, "unit": "per_month", "display": "$973/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85250.0, "selling_price": 81029.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 973.23, "net_cap_cost": 78725.0, "residual_value": 52855.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 973.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4132.23}, "total_of_payments": 35028, "total_of_payments_unrounded": 35036.28}, "disclosure": "Estimated lease payment for stock #LGD260241X, VIN KMUHEESC8TU308097. $973 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,132, made up of $973 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,250. Lease selling price $81,029. Net capitalized cost $78,725. Residual value $52,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,028. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 209}}, {"vin": "5NMMADTB2TH072423", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 52505.0, "msrp": 54005.0, "sale_price": 52505.0, "currency": "USD", "mileage": 2, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260678", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cc0253989a504f5abe7513d730672861.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cc0253989a504f5abe7513d730672861.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/feec2511db7048f19a2fdd6b15604daa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/407a5b57b9c34a1589f72eadbcfe53b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c0c7f9cd7ac4e689192915db2cec674.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3a177aa90bc48feb706e1b0fbdf30ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3149f25d2b274530bfd9939127c1ec2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93a3dba6d6c14c098b3bc7d099e9b0f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1887d48466ae43728ea35c722141a7dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0829e5c186f44b2af44c82a930978b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/478d16eda4da4e3d9b3cf8a78526dabc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1377c65441d446e0972bbb8d26326778.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ad0ae5b323d49fbac41a05e128e4f99.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf08545b9cc440faa747176159f714c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3854ef42648d4cc79366d1c8f069d097.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db867f1b990846b4993cb8261212cecc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d6e42ed8df9468494f2f20578a3a37f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54005.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072423/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072423/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB2TH072423.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB2TH072423.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB2TH072423.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072423/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260678, VIN 5NMMADTB2TH072423. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,005. Advertised price: $52,505. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,005"}, {"label": "Advertised price", "value": "$52,505"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB2TH072423_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1065, "unit": "per_month", "display": "$1,065/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1065.33, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 63919.84, "finance_charge": 8133.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260678, VIN 5NMMADTB2TH072423. $1,065 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072423_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.28, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 66548.24, "finance_charge": 10761.68, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260678, VIN 5NMMADTB2TH072423. $924 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,548. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072423_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.13, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 69562.83, "finance_charge": 13776.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260678, VIN 5NMMADTB2TH072423. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,563. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072423_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54005.0, "selling_price": 52505.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 720.07, "net_cap_cost": 53200.0, "residual_value": 33483.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 720.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 880.07}, "total_of_payments": 25920, "total_of_payments_unrounded": 25922.52}, "disclosure": "Estimated lease payment for stock #GD260678, VIN 5NMMADTB2TH072423. $720 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $880, made up of $720 first payment, $60 title, $100 registration. MSRP $54,005. Lease selling price $52,505. Net capitalized cost $53,200. Residual value $33,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,920. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072423_lease", "type": "lease", "label": "Lease", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54005.0, "selling_price": 52505.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 626.78, "net_cap_cost": 50201.0, "residual_value": 33483.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 626.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3785.78}, "total_of_payments": 22572, "total_of_payments_unrounded": 22564.08}, "disclosure": "Estimated lease payment for stock #GD260678, VIN 5NMMADTB2TH072423. $627 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,786, made up of $627 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,005. Lease selling price $52,505. Net capitalized cost $50,201. Residual value $33,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 218}}, {"vin": "KM8R4DHE3LU145559", "title": "2020 Hyundai Palisade SEL", "year": 2020, "make": "Hyundai", "model": "Palisade", "trim": "SEL", "decoded_trim": "SEL w/ Premium Pkg", "condition": "used", "price": 22682.0, "msrp": 22682.0, "sale_price": 21498.0, "currency": "USD", "mileage": 86016, "exterior_color": "Hyper White", "interior_color": "Black/Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.8 L/231", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260627A", "stock_status": "Available", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #LGD260220, VIN KMTG34SC1TU163307. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,390. Advertised price: $51,390. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,390"}, {"label": "Advertised price", "value": "$51,390"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC1TU163307_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1043, "unit": "per_month", "display": "$1,043/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51390.0, "price_incl_doc": 51390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1042.71, "amount_financed": 54601.88, "sales_tax": 3211.88, "total_of_payments": 62562.44, "finance_charge": 7960.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260220, VIN KMTG34SC1TU163307. $1,043 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,390, before any dealer documentation fee. Amount financed $54,602, including $3,212 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,562. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC1TU163307_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 905, "unit": "per_month", "display": "$905/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51390.0, "price_incl_doc": 51390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 904.65, "amount_financed": 54601.88, "sales_tax": 3211.88, "total_of_payments": 65135.02, "finance_charge": 10533.14, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260220, VIN KMTG34SC1TU163307. $905 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,390, before any dealer documentation fee. Amount financed $54,602, including $3,212 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,135. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC1TU163307_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51390.0, "price_incl_doc": 51390.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 810.54, "amount_financed": 54601.88, "sales_tax": 3211.88, "total_of_payments": 68085.6, "finance_charge": 13483.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260220, VIN KMTG34SC1TU163307. $811 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,390, before any dealer documentation fee. Amount financed $54,602, including $3,212 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,086. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC1TU163307_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52390.0, "selling_price": 51390.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 713.35, "net_cap_cost": 52085.0, "residual_value": 32481.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 713.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 873.35}, "total_of_payments": 25668, "total_of_payments_unrounded": 25680.6}, "disclosure": "Estimated lease payment for stock #LGD260220, VIN KMTG34SC1TU163307. $713 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $873, made up of $713 first payment, $60 title, $100 registration. MSRP $52,390. Lease selling price $51,390. Net capitalized cost $52,085. Residual value $32,482, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,668. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC1TU163307_lease", "type": "lease", "label": "Lease", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52390.0, "selling_price": 51390.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 620.05, "net_cap_cost": 49086.0, "residual_value": 32481.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 620.05, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3779.05}, "total_of_payments": 22320, "total_of_payments_unrounded": 22321.8}, "disclosure": "Estimated lease payment for stock #LGD260220, VIN KMTG34SC1TU163307. $620 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,779, made up of $620 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,390. Lease selling price $51,390. Net capitalized cost $49,086. Residual value $32,482, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 237}}, {"vin": "5NMP5DGL7TH167242", "title": "2026 Hyundai Santa Fe Calligraphy", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 39902.0, "msrp": 39902.0, "sale_price": 38703.0, "currency": "USD", "mileage": 9214, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0988", "stock_status": "Available", "availability": "In 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0474, VIN 7SAXCDE56PF381403. Advertised price: $62,324. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,324"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62324.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7SAXCDE56PF381403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1555, "unit": "per_month", "display": "$1,555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62324.0, "price_incl_doc": 62324.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1554.86, "amount_financed": 66219.25, "sales_tax": 3895.25, "total_of_payments": 74633.16, "finance_charge": 8413.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,555 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $62,324, before any dealer documentation fee. Amount financed $66,219, including $3,895 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $74,633. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56PF381403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1295, "unit": "per_month", "display": "$1,295/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62324.0, "price_incl_doc": 62324.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1295.35, "amount_financed": 66219.25, "sales_tax": 3895.25, "total_of_payments": 77720.73, "finance_charge": 11501.48, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,295 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $62,324, before any dealer documentation fee. Amount financed $66,219, including $3,895 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $77,721. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56PF381403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1129, "unit": "per_month", "display": "$1,129/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62324.0, "price_incl_doc": 62324.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1128.65, "amount_financed": 66219.25, "sales_tax": 3895.25, "total_of_payments": 81263.12, "finance_charge": 15043.87, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,129 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $62,324, before any dealer documentation fee. Amount financed $66,219, including $3,895 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $81,263. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,548. This offer applies to Stock #GD260602, VIN KMUJDESCXTU347360. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,810. Advertised price: $87,262. Savings: $4,548, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,810"}, {"label": "Advertised price", "value": "$87,262"}, {"label": "Savings", "value": "$4,548, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,548", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 87262.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJDESCXTU347360_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1771, "unit": "per_month", "display": "$1,771/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87262.0, "price_incl_doc": 87262.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1770.55, "amount_financed": 92715.88, "sales_tax": 5453.88, "total_of_payments": 106233.19, "finance_charge": 13517.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260602, VIN KMUJDESCXTU347360. $1,771 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $87,262, before any dealer documentation fee. Amount financed $92,716, including $5,454 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $106,233. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESCXTU347360_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1536, "unit": "per_month", "display": "$1,536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87262.0, "price_incl_doc": 87262.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1536.13, "amount_financed": 92715.88, "sales_tax": 5453.88, "total_of_payments": 110601.52, "finance_charge": 17885.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260602, VIN KMUJDESCXTU347360. $1,536 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $87,262, before any dealer documentation fee. Amount financed $92,716, including $5,454 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $110,602. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESCXTU347360_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1376, "unit": "per_month", "display": "$1,376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87262.0, "price_incl_doc": 87262.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1376.33, "amount_financed": 92715.88, "sales_tax": 5453.88, "total_of_payments": 115611.7, "finance_charge": 22895.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260602, VIN KMUJDESCXTU347360. $1,376 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $87,262, before any dealer documentation fee. Amount financed $92,716, including $5,454 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $115,612. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESCXTU347360_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 91810.0, "selling_price": 87262.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1146.86, "net_cap_cost": 87957.0, "residual_value": 56922.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1146.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1306.86}, "total_of_payments": 41292, "total_of_payments_unrounded": 41286.96}, "disclosure": "Estimated lease payment for stock #GD260602, VIN KMUJDESCXTU347360. $1,147 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,307, made up of $1,147 first payment, $60 title, $100 registration. MSRP $91,810. Lease selling price $87,262. Net capitalized cost $87,957. Residual value $56,922, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,292. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESCXTU347360_lease", "type": "lease", "label": "Lease", "headline": {"value": 1054, "unit": "per_month", "display": "$1,054/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 91810.0, "selling_price": 87262.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1053.57, "net_cap_cost": 84958.0, "residual_value": 56922.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1053.57, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4212.57}, "total_of_payments": 37944, "total_of_payments_unrounded": 37928.52}, "disclosure": "Estimated lease payment for stock #GD260602, VIN KMUJDESCXTU347360. $1,054 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,213, made up of $1,054 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $91,810. Lease selling price $87,262. Net capitalized cost $84,958. Residual value $56,922, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,944. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 238}}, {"vin": "KMTFC4SD2TU063592", "title": "2026 Genesis G90 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-Supercharger", "condition": "new", "price": 100545.0, "msrp": 105545.0, "sale_price": 100545.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Bordeaux Brown/Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260679", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/4d3bb3784d034dcd98cb132665a7bc47.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/4d3bb3784d034dcd98cb132665a7bc47.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9dae878782bf4aab98e7f83920372389.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d1067728eb64d73b24b85bcb5f3e74d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df12454ccb664d3f815e009a8f058c3c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba90d03040e841a197890e729c6995a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52dd365a9d9a4aacbe82a1b83d142aa1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f56e5702af4b423b827e5b955c2e28ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7eb497e55fd41aa8506342ffc647725.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64e3bab5448f44b19c85f8202ff4988b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93dd4bd7d07e47f39deb5d8be336bfb2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8e5bac5dccb4d398c5d8f0ce00d16d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f54c1b1318fe4527b166be8e71e83153.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a24f978fc4f4169b138fa579cc7eb79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9097e35e35284a53885719ab874ebc72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83abd5c989ff47248da4f147ea88cf0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ac2bbcfe1b9a43158742510dfda8195e.jpg"], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 105545.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd2tu063592/2026-genesis-g90-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd2tu063592/2026-genesis-g90-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTFC4SD2TU063592.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD2TU063592.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD2TU063592.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd2tu063592/2026-genesis-g90-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,000. This offer applies to Stock #GD260679, VIN KMTFC4SD2TU063592. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $105,545. Advertised price: $100,545. Savings: $5,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$105,545"}, {"label": "Advertised price", "value": "$100,545"}, {"label": "Savings", "value": "$5,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100545.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD2TU063592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2040, "unit": "per_month", "display": "$2,040/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100545.0, "price_incl_doc": 100545.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2040.07, "amount_financed": 106829.06, "sales_tax": 6284.06, "total_of_payments": 122403.97, "finance_charge": 15574.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260679, VIN KMTFC4SD2TU063592. $2,040 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,545, before any dealer documentation fee. Amount financed $106,829, including $6,284 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $122,404. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD2TU063592_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1770, "unit": "per_month", "display": "$1,770/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100545.0, "price_incl_doc": 100545.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1769.96, "amount_financed": 106829.06, "sales_tax": 6284.06, "total_of_payments": 127437.25, "finance_charge": 20608.19, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260679, VIN KMTFC4SD2TU063592. $1,770 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $100,545, before any dealer documentation fee. Amount financed $106,829, including $6,284 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $127,437. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD2TU063592_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1586, "unit": "per_month", "display": "$1,586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100545.0, "price_incl_doc": 100545.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1585.83, "amount_financed": 106829.06, "sales_tax": 6284.06, "total_of_payments": 133210.07, "finance_charge": 26381.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260679, VIN KMTFC4SD2TU063592. $1,586 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $100,545, before any dealer documentation fee. Amount financed $106,829, including $6,284 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $133,210. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD2TU063592_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1322, "unit": "per_month", "display": "$1,322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105545.0, "selling_price": 100545.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1322.3, "net_cap_cost": 101240.0, "residual_value": 65437.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1322.3, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1482.3}, "total_of_payments": 47592, "total_of_payments_unrounded": 47602.8}, "disclosure": "Estimated lease payment for stock #GD260679, VIN KMTFC4SD2TU063592. $1,322 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,482, made up of $1,322 first payment, $60 title, $100 registration. MSRP $105,545. Lease selling price $100,545. Net capitalized cost $101,240. Residual value $65,438, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,592. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD2TU063592_lease", "type": "lease", "label": "Lease", "headline": {"value": 1229, "unit": "per_month", "display": "$1,229/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105545.0, "selling_price": 100545.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1229.01, "net_cap_cost": 98241.0, "residual_value": 65437.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1229.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4388.01}, "total_of_payments": 44244, "total_of_payments_unrounded": 44244.36}, "disclosure": "Estimated lease payment for stock #GD260679, VIN KMTFC4SD2TU063592. $1,229 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,388, made up of $1,229 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $105,545. Lease selling price $100,545. Net capitalized cost $98,241. Residual value $65,438, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,244. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 234}}, {"vin": "KMUHBESB5TU323673", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 67983.0, "msrp": 71510.0, "sale_price": 67983.0, "currency": "USD", "mileage": 15, "exterior_color": "Capri Blue", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260394", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/4831e38e2aa14d0bb8f9eeb9495a7f61.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/4831e38e2aa14d0bb8f9eeb9495a7f61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/02da97ae6c8843649add38acbfd62d87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f95c2ff336c742a9aa6625a26ba3e6b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5cdaa3c5ecf46b79ba00e46f0bc6f42.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea54225d372541b2b7aa536f9b1a9db7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe0ac7c1cd9c4aa5af23d47ca2ca770d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df9ffa367eb6419d8820e0aa86cd42ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6818ab3b1d7940cf9802cd761cafebf6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e42f01b87e1f416e9620d2b539c37073.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66538cf4946d4f698a60e7a27ff83a54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91b215668c144ee785f38f911c891c83.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/945cf4f83938441faa45f53b63144506.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc420d5fe7224659a44c372c45c71cf1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/294427b0bd56484a955980e689f2f313.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a4ecbcff55a48f0a7a736edf271ba97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ce2d113f4484f67acdfef91fbf0b5c4.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71510.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu323673/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu323673/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB5TU323673.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB5TU323673.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB5TU323673.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb5tu323673/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,527. This offer applies to Stock #LGD260394, VIN KMUHBESB5TU323673. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,510. Advertised price: $67,983. Savings: $3,527, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,510"}, {"label": "Advertised price", "value": "$67,983"}, {"label": "Savings", "value": "$3,527, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,527", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67983.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB5TU323673_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1379, "unit": "per_month", "display": "$1,379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67983.0, "price_incl_doc": 67983.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1379.38, "amount_financed": 72231.94, "sales_tax": 4248.94, "total_of_payments": 82762.84, "finance_charge": 10530.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260394, VIN KMUHBESB5TU323673. $1,379 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,983, before any dealer documentation fee. Amount financed $72,232, including $4,249 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,763. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU323673_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67983.0, "price_incl_doc": 67983.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1196.75, "amount_financed": 72231.94, "sales_tax": 4248.94, "total_of_payments": 86166.07, "finance_charge": 13934.13, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260394, VIN KMUHBESB5TU323673. $1,197 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,983, before any dealer documentation fee. Amount financed $72,232, including $4,249 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,166. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU323673_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67983.0, "price_incl_doc": 67983.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1072.25, "amount_financed": 72231.94, "sales_tax": 4248.94, "total_of_payments": 90069.33, "finance_charge": 17837.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260394, VIN KMUHBESB5TU323673. $1,072 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,983, before any dealer documentation fee. Amount financed $72,232, including $4,249 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU323673_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 899, "unit": "per_month", "display": "$899/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71510.0, "selling_price": 67983.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 898.54, "net_cap_cost": 68678.0, "residual_value": 44336.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 898.54, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1058.54}, "total_of_payments": 32364, "total_of_payments_unrounded": 32347.44}, "disclosure": "Estimated lease payment for stock #LGD260394, VIN KMUHBESB5TU323673. $899 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,059, made up of $899 first payment, $60 title, $100 registration. MSRP $71,510. Lease selling price $67,983. Net capitalized cost $68,678. Residual value $44,336, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB5TU323673_lease", "type": "lease", "label": "Lease", "headline": {"value": 805, "unit": "per_month", "display": "$805/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71510.0, "selling_price": 67983.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 805.25, "net_cap_cost": 65679.0, "residual_value": 44336.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 805.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3964.25}, "total_of_payments": 28980, "total_of_payments_unrounded": 28989.0}, "disclosure": "Estimated lease payment for stock #LGD260394, VIN KMUHBESB5TU323673. $805 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,964, made up of $805 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,510. Lease selling price $67,983. Net capitalized cost $65,679. Residual value $44,336, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,980. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 234}}, {"vin": "5NMMFDTB5TH069646", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61275.0, "msrp": 62775.0, "sale_price": 61275.0, "currency": "USD", "mileage": 12, "exterior_color": "Uyuni White", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260622", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0a7b5d9f102d4d5597bc966739bbd771.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0a7b5d9f102d4d5597bc966739bbd771.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbea8a3243294d35a3cdbe0ecad541e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/174a6385d8514954b8b2a623c4ea9e98.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4adc56b1a83447eb6013b25898178fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/486adbe78f87493a9c140e10e8573531.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0be0df920f7d4c2db61111cb63defab9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67125f60c191405aba36e2bf55ea4214.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87a094462f1545f9bdb84a88bae8b848.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/74b3ad40723e4d4caa97b0bc13696d25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa65d374354e40e6945c176e897416a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de3aa3a2884f4dd7a0205147f4d37277.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/722672702cba403f8c63d4eb8e5f3d72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db5e41dde7cc4bb1ab331ffcb65d9d6e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c62573e2c874c72952a3c07933293cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/814267d57555411793bfb7fa587ea6f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d98c0ee097de4f11b53ae6d69f4ae2ff.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62775.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069646/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069646/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB5TH069646.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH069646.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH069646.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069646/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260622, VIN 5NMMFDTB5TH069646. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,775. Advertised price: $61,275. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,775"}, {"label": "Advertised price", "value": "$61,275"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61275.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB5TH069646_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61275.0, "price_incl_doc": 61275.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.27, "amount_financed": 65104.69, "sales_tax": 3829.69, "total_of_payments": 74596.49, "finance_charge": 9491.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260622, VIN 5NMMFDTB5TH069646. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,275, before any dealer documentation fee. Amount financed $65,105, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,596. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069646_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61275.0, "price_incl_doc": 61275.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.67, "amount_financed": 65104.69, "sales_tax": 3829.69, "total_of_payments": 77663.91, "finance_charge": 12559.22, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260622, VIN 5NMMFDTB5TH069646. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,275, before any dealer documentation fee. Amount financed $65,105, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,664. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069646_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61275.0, "price_incl_doc": 61275.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.45, "amount_financed": 65104.69, "sales_tax": 3829.69, "total_of_payments": 81182.04, "finance_charge": 16077.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260622, VIN 5NMMFDTB5TH069646. $966 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,275, before any dealer documentation fee. Amount financed $65,105, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,182. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069646_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62775.0, "selling_price": 61275.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.07, "net_cap_cost": 61970.0, "residual_value": 38920.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.07}, "total_of_payments": 30276, "total_of_payments_unrounded": 30278.52}, "disclosure": "Estimated lease payment for stock #GD260622, VIN 5NMMFDTB5TH069646. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,775. Lease selling price $61,275. Net capitalized cost $61,970. Residual value $38,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069646_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62775.0, "selling_price": 61275.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.78, "net_cap_cost": 58971.0, "residual_value": 38920.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.78}, "total_of_payments": 26928, "total_of_payments_unrounded": 26920.08}, "disclosure": "Estimated lease payment for stock #GD260622, VIN 5NMMFDTB5TH069646. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,775. Lease selling price $61,275. Net capitalized cost $58,971. Residual value $38,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 232}}, {"vin": "KMTFC4SD7TU062230", "title": "2026 Genesis G90 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-Supercharger", "condition": "new", "price": 100480.0, "msrp": 105480.0, "sale_price": 100480.0, "currency": "USD", "mileage": 18, "exterior_color": "Savile Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260634", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/810bb289a1bb4a2ca73fdd65915cf605.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/810bb289a1bb4a2ca73fdd65915cf605.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efe6131d706a42afaf2e1f6ed772c570.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b21080ddd6a481490343beb7919d469.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4744a04e8899462dae9be9a40d3fed08.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ea9f70410dd4aa8916e22c72988a015.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ee7f0345c8c4db2af7fd9da74dbf230.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40b5b4526d4d457da2627e928fee21e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/82d7e5f963064e7899ead280bb8565a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26254249317548dfbb51c7d387def11f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a23586cf77b64811a10d1cdeb2e4fd15.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b87976a5af94519bd7c2910ff9f725b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5371625ddcfa404297e0eedfd8980988.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7dc3fa9cca7c47e993e544fe08ca3122.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a1e7d7b2a92243a9af33ec0d518975e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a996412519584be19e6d66ac03f879fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c7e65efe5414a7094ac2bcb241a4b82.jpg"], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 105480.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd7tu062230/2026-genesis-g90-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd7tu062230/2026-genesis-g90-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTFC4SD7TU062230.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD7TU062230.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD7TU062230.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd7tu062230/2026-genesis-g90-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,000. This offer applies to Stock #GD260634, VIN KMTFC4SD7TU062230. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $105,480. Advertised price: $100,480. Savings: $5,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$105,480"}, {"label": "Advertised price", "value": "$100,480"}, {"label": "Savings", "value": "$5,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD7TU062230_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2039, "unit": "per_month", "display": "$2,039/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2038.75, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 122324.84, "finance_charge": 15564.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260634, VIN KMTFC4SD7TU062230. $2,039 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $122,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD7TU062230_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1769, "unit": "per_month", "display": "$1,769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1768.82, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 127354.87, "finance_charge": 20594.87, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260634, VIN KMTFC4SD7TU062230. $1,769 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $127,355. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD7TU062230_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1585, "unit": "per_month", "display": "$1,585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1584.81, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 133123.96, "finance_charge": 26363.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260634, VIN KMTFC4SD7TU062230. $1,585 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $133,124. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD7TU062230_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1321, "unit": "per_month", "display": "$1,321/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1321.41, "net_cap_cost": 101175.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1321.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1481.41}, "total_of_payments": 47556, "total_of_payments_unrounded": 47570.76}, "disclosure": "Estimated lease payment for stock #GD260634, VIN KMTFC4SD7TU062230. $1,321 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,481, made up of $1,321 first payment, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $101,175. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD7TU062230_lease", "type": "lease", "label": "Lease", "headline": {"value": 1228, "unit": "per_month", "display": "$1,228/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1228.11, "net_cap_cost": 98176.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1228.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4387.11}, "total_of_payments": 44208, "total_of_payments_unrounded": 44211.96}, "disclosure": "Estimated lease payment for stock #GD260634, VIN KMTFC4SD7TU062230. $1,228 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,387, made up of $1,228 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $98,176. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 254}}, {"vin": "5NMMFDTB3TH069631", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61285.0, "msrp": 62785.0, "sale_price": 61285.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260657", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a9e9c6e8afb24c9888ce937f808e9619.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a9e9c6e8afb24c9888ce937f808e9619.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec8a90013a8e461380aefa81e34e87ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6f6795cb6f84baf8d1f42220b1d2b76.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8036ff53c5cc44688adc7b4b2a60a63f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f428cb5f62af4331b0cabf2b166fb206.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0535bd13fe7440e8a3187c5b8cd013c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da6ca7241c114ccbb67e00f6b72bd087.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbaf69904c38450698071a0c4090cd56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f25ce8d18294952ad1870921a2daab2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54add5d118724ac19c758a1b32295c56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b11a912a392540fb8e17bd2ce728debf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e2cdd91aad3b4d9f81354bff242eb87a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e2ccef7211d4c1485f4e8b279b5d24a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/695e2fde9d8c499ca6940934eca8b217.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b55639251e804c71ab5872a9c4767ae3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15b925c1266d4f4dbcb51a66c204e42e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069631/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069631/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB3TH069631.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB3TH069631.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB3TH069631.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069631/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260657, VIN 5NMMFDTB3TH069631. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,785. Advertised price: $61,285. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,785"}, {"label": "Advertised price", "value": "$61,285"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB3TH069631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.48, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 74608.65, "finance_charge": 9493.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260657, VIN 5NMMFDTB3TH069631. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069631_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.84, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 77676.58, "finance_charge": 12561.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260657, VIN 5NMMFDTB3TH069631. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,677. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069631_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.61, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 81195.28, "finance_charge": 16079.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260657, VIN 5NMMFDTB3TH069631. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069631_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.21, "net_cap_cost": 61980.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.21}, "total_of_payments": 30276, "total_of_payments_unrounded": 30283.56}, "disclosure": "Estimated lease payment for stock #GD260657, VIN 5NMMFDTB3TH069631. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $61,980. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069631_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.92, "net_cap_cost": 58981.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.92}, "total_of_payments": 26928, "total_of_payments_unrounded": 26925.12}, "disclosure": "Estimated lease payment for stock #GD260657, VIN 5NMMFDTB3TH069631. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $58,981. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 241}}, {"vin": "KMUHEESC7SU278055", "title": "2025 Genesis GV80 3.5T Prestige", "year": 2025, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": "3.5T Prestige", "condition": "used", "price": 68073.0, "msrp": 68073.0, "sale_price": 66711.0, "currency": "USD", "mileage": 14453, "exterior_color": "Uyuni White", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD261258A", "stock_status": "Available", "availability": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,475. This offer applies to Stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,730. Advertised price: $82,255. Savings: $3,475, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,730"}, {"label": "Advertised price", "value": "$82,255"}, {"label": "Savings", "value": "$3,475, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,475", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82255.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC6TU352857_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1669, "unit": "per_month", "display": "$1,669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82255.0, "price_incl_doc": 82255.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1668.96, "amount_financed": 87395.94, "sales_tax": 5140.94, "total_of_payments": 100137.64, "finance_charge": 12741.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. $1,669 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,255, before any dealer documentation fee. Amount financed $87,396, including $5,141 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU352857_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1448, "unit": "per_month", "display": "$1,448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82255.0, "price_incl_doc": 82255.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1447.99, "amount_financed": 87395.94, "sales_tax": 5140.94, "total_of_payments": 104255.32, "finance_charge": 16859.38, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. $1,448 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,255, before any dealer documentation fee. Amount financed $87,396, including $5,141 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,255. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU352857_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1297, "unit": "per_month", "display": "$1,297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82255.0, "price_incl_doc": 82255.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1297.36, "amount_financed": 87395.94, "sales_tax": 5140.94, "total_of_payments": 108978.02, "finance_charge": 21582.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. $1,297 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,255, before any dealer documentation fee. Amount financed $87,396, including $5,141 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU352857_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1096, "unit": "per_month", "display": "$1,096/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85730.0, "selling_price": 82255.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1096.35, "net_cap_cost": 82950.0, "residual_value": 53152.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1096.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1256.35}, "total_of_payments": 39456, "total_of_payments_unrounded": 39468.6}, "disclosure": "Estimated lease payment for stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. $1,096 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,256, made up of $1,096 first payment, $60 title, $100 registration. MSRP $85,730. Lease selling price $82,255. Net capitalized cost $82,950. Residual value $53,153, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,456. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU352857_lease", "type": "lease", "label": "Lease", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85730.0, "selling_price": 82255.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1003.06, "net_cap_cost": 79951.0, "residual_value": 53152.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1003.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4162.06}, "total_of_payments": 36108, "total_of_payments_unrounded": 36110.16}, "disclosure": "Estimated lease payment for stock #KMUHEESC6TU352857, VIN KMUHEESC6TU352857. $1,003 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,162, made up of $1,003 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,730. Lease selling price $82,255. Net capitalized cost $79,951. Residual value $53,153, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,108. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 244}}, {"vin": "KMTGF4SD6VU340677", "title": "2027 Genesis G80 3.5T", "year": 2027, "make": "Genesis", "model": "G80", "trim": "3.5T", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 82825.0, "msrp": 82825.0, "sale_price": 82825.0, "currency": "USD", "mileage": null, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KMTGF4SD6VU340677", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=486215", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=486215"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2027, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 82825.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd6vu340677/2027-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd6vu340677/2027-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SD6VU340677.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD6VU340677.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD6VU340677.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd6vu340677/2027-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. Advertised price: $82,825. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,825"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD6VU340677_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1681, "unit": "per_month", "display": "$1,681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82825.0, "price_incl_doc": 82825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1680.53, "amount_financed": 88001.56, "sales_tax": 5176.56, "total_of_payments": 100831.55, "finance_charge": 12829.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. $1,681 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,825, before any dealer documentation fee. Amount financed $88,002, including $5,177 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,832. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD6VU340677_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1458, "unit": "per_month", "display": "$1,458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82825.0, "price_incl_doc": 82825.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1458.02, "amount_financed": 88001.56, "sales_tax": 5176.56, "total_of_payments": 104977.77, "finance_charge": 16976.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. $1,458 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,825, before any dealer documentation fee. Amount financed $88,002, including $5,177 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD6VU340677_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1306, "unit": "per_month", "display": "$1,306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82825.0, "price_incl_doc": 82825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1306.35, "amount_financed": 88001.56, "sales_tax": 5176.56, "total_of_payments": 109733.2, "finance_charge": 21731.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. $1,306 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,825, before any dealer documentation fee. Amount financed $88,002, including $5,177 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,733. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD6VU340677_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82825.0, "selling_price": 82825.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1164.37, "net_cap_cost": 83520.0, "residual_value": 51351.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1164.37, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1324.37}, "total_of_payments": 41904, "total_of_payments_unrounded": 41917.32}, "disclosure": "Estimated lease payment for stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. $1,164 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,324, made up of $1,164 first payment, $60 title, $100 registration. MSRP $82,825. Lease selling price $82,825. Net capitalized cost $83,520. Residual value $51,352, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD6VU340677_lease", "type": "lease", "label": "Lease", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82825.0, "selling_price": 82825.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1071.08, "net_cap_cost": 80521.0, "residual_value": 51351.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1071.08, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4230.08}, "total_of_payments": 38556, "total_of_payments_unrounded": 38558.88}, "disclosure": "Estimated lease payment for stock #KMTGF4SD6VU340677, VIN KMTGF4SD6VU340677. $1,071 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,230, made up of $1,071 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,825. Lease selling price $82,825. Net capitalized cost $80,521. Residual value $51,352, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 243}}, {"vin": "5NMMFDTB2TH070804", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61150.0, "msrp": 62650.0, "sale_price": 61150.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260661", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/149c6aab50b74b89a477707c3eb3c86a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/149c6aab50b74b89a477707c3eb3c86a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9b49fe9281649b3946e83a86524af7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5fa3e04da85488bb83c83f29a6b8e01.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f8dc154a792d447191330d2953b7183c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a09e41c938c741a9a324e1d354332d2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec52f1069869459ab0e6e612976258d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b8fc63b2a2a41079552b5b7efa12c5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1188481d1c90417e824b0fca7ac660f1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94839940a11b4deeb6be49f8150ff5b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9eefef77aaab42c1b1bfa01219bade73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2eebc99e18d748ea8a58140794c13f57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b1bd2ba3b9242b6a735440f384a1760.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c977bbb20d0e4b5b954cac24109db3bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b40537287f34f12bf3ebd9ab666de84.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53388fe683564212a49068dc745a1f93.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bc6c9e89a624048892387d42895d79f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62650.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070804/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070804/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB2TH070804.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH070804.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH070804.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070804/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260661, VIN 5NMMFDTB2TH070804. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,650. Advertised price: $61,150. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,650"}, {"label": "Advertised price", "value": "$61,150"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB2TH070804_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61150.0, "price_incl_doc": 61150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1240.74, "amount_financed": 64971.88, "sales_tax": 3821.88, "total_of_payments": 74444.31, "finance_charge": 9472.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260661, VIN 5NMMFDTB2TH070804. $1,241 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,150, before any dealer documentation fee. Amount financed $64,972, including $3,822 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,444. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070804_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61150.0, "price_incl_doc": 61150.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.47, "amount_financed": 64971.88, "sales_tax": 3821.88, "total_of_payments": 77505.48, "finance_charge": 12533.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260661, VIN 5NMMFDTB2TH070804. $1,076 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,150, before any dealer documentation fee. Amount financed $64,972, including $3,822 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,505. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070804_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61150.0, "price_incl_doc": 61150.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.48, "amount_financed": 64971.88, "sales_tax": 3821.88, "total_of_payments": 81016.43, "finance_charge": 16044.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260661, VIN 5NMMFDTB2TH070804. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,150, before any dealer documentation fee. Amount financed $64,972, including $3,822 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,016. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070804_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62650.0, "selling_price": 61150.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.35, "net_cap_cost": 61845.0, "residual_value": 38843.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.35}, "total_of_payments": 30204, "total_of_payments_unrounded": 30216.6}, "disclosure": "Estimated lease payment for stock #GD260661, VIN 5NMMFDTB2TH070804. $839 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $999, made up of $839 first payment, $60 title, $100 registration. MSRP $62,650. Lease selling price $61,150. Net capitalized cost $61,845. Residual value $38,843, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070804_lease", "type": "lease", "label": "Lease", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62650.0, "selling_price": 61150.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 746.06, "net_cap_cost": 58846.0, "residual_value": 38843.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 746.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3905.06}, "total_of_payments": 26856, "total_of_payments_unrounded": 26858.16}, "disclosure": "Estimated lease payment for stock #GD260661, VIN 5NMMFDTB2TH070804. $746 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,905, made up of $746 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,650. Lease selling price $61,150. Net capitalized cost $58,846. Residual value $38,843, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,856. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 223}}, {"vin": "W1KAF4HB5PR141335", "title": "2023 Mercedes-Benz C-Class C 300", "year": 2023, "make": "Mercedes-Benz", "model": "C-Class", "trim": "C 300", "decoded_trim": "C300 4MATIC", "condition": "used", "price": 32399.0, "msrp": 32399.0, "sale_price": 32498.0, "currency": "USD", "mileage": 43073, "exterior_color": "Polar White", "interior_color": "AMG Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "GD260321A", "stock_status": "Available", "availability": "In Stock", 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"https://www.genesisofdownersgrove.com/viewdetails/used/w1kaf4hb5pr141335/2023-mercedes-benz-c-class-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/W1KAF4HB5PR141335.html", "json_url": "https://ai.genesisofdownersgrove.com/v/W1KAF4HB5PR141335.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/W1KAF4HB5PR141335.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/w1kaf4hb5pr141335/2023-mercedes-benz-c-class-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260321A, VIN W1KAF4HB5PR141335. Advertised price: $32,399. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,399"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32399.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_W1KAF4HB5PR141335_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32399.0, "price_incl_doc": 32399.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.29, "amount_financed": 34423.94, "sales_tax": 2024.94, "total_of_payments": 38797.89, "finance_charge": 4373.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $808 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,399, before any dealer documentation fee. Amount financed $34,424, including $2,025 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,798. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1KAF4HB5PR141335_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32399.0, "price_incl_doc": 32399.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.38, "amount_financed": 34423.94, "sales_tax": 2024.94, "total_of_payments": 40402.96, "finance_charge": 5979.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $673 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,399, before any dealer documentation fee. Amount financed $34,424, including $2,025 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,403. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1KAF4HB5PR141335_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32399.0, "price_incl_doc": 32399.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.73, "amount_financed": 34423.94, "sales_tax": 2024.94, "total_of_payments": 42244.47, "finance_charge": 7820.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $587 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,399, before any dealer documentation fee. Amount financed $34,424, including $2,025 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,244. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7523.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1BC5SM5H7171559_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 188, "unit": "per_month", "display": "$188/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7523.0, "price_incl_doc": 7523.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 187.68, "amount_financed": 7993.19, "sales_tax": 470.19, "total_of_payments": 9008.82, "finance_charge": 1015.63, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261005AA, VIN 1G1BC5SM5H7171559. $188 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $7,523, before any dealer documentation fee. Amount financed $7,993, including $470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $9,009. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,302"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35302.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJDHA8S1100345_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35302.0, "price_incl_doc": 35302.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 880.71, "amount_financed": 37508.38, "sales_tax": 2206.38, "total_of_payments": 42274.24, "finance_charge": 4765.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $881 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,302, before any dealer documentation fee. Amount financed $37,508, including $2,206 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,274. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA8S1100345_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35302.0, "price_incl_doc": 35302.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.72, "amount_financed": 37508.38, "sales_tax": 2206.38, "total_of_payments": 44023.13, "finance_charge": 6514.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $734 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,302, before any dealer documentation fee. Amount financed $37,508, including $2,206 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,023. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA8S1100345_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35302.0, "price_incl_doc": 35302.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.3, "amount_financed": 37508.38, "sales_tax": 2206.38, "total_of_payments": 46029.64, "finance_charge": 8521.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $639 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,302, before any dealer documentation fee. Amount financed $37,508, including $2,206 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,030. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "1GYKNDRS2PZ188445", "title": "2023 Cadillac XT5 AWD Premium Luxury", "year": 2023, "make": "Cadillac", "model": "XT5", "trim": "AWD Premium Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 37845.0, "msrp": 37845.0, "sale_price": 37845.0, "currency": "USD", "mileage": 19059, "exterior_color": "Stellar Black Metallic", "interior_color": "Cirrus", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/222", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "VD261884XA", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023CAS06_640/2023CAS062000060_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023CAS06_640/2023CAS062000060_640_01.jpg"], "vin_decode": {"make": "Cadillac", "model": "XT5", "year": 2023, "trim": "Premium Luxury", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37845.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/1GYKNDRS2PZ188445.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gykndrs2pz188445/2023-cadillac-xt5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gykndrs2pz188445/2023-cadillac-xt5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/1GYKNDRS2PZ188445.html", "json_url": "https://ai.genesisofdownersgrove.com/v/1GYKNDRS2PZ188445.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/1GYKNDRS2PZ188445.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gykndrs2pz188445/2023-cadillac-xt5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD261884XA, VIN 1GYKNDRS2PZ188445. Advertised price: $37,845. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,845"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37845.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS2PZ188445_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 944, "unit": "per_month", "display": "$944/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 944.16, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 45319.49, "finance_charge": 5109.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $944 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,319. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.57, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 47194.35, "finance_charge": 6984.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $787 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,194. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.35, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 49345.4, "finance_charge": 9135.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $685 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,345. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTG34SC8TU169475", "title": "2026 Genesis G70 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T Prestige", "decoded_trim": "2.5T Prestige AWD", "condition": "new", "price": 51885.0, "msrp": 52885.0, "sale_price": 51885.0, "currency": "USD", "mileage": 23, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260458", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/457af41c12ea4cd7a4cc1c1f7a35e474.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/457af41c12ea4cd7a4cc1c1f7a35e474.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3993b8ac788407ba4cd8eb1eaf26d48.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/34bfef43598d4fdbb2fca8f8a4abdea1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d2a760c5b4743578d6c9d3e284b32bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/42b9b21cbebc4ffe9892dcd2370ba3c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5af9d1613b124e8ea788d0fac7a7ddab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/733ad56e99574ed99b132af0dcf2fb0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b78da695fa1e4514bac46b2eb6a5593f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a63c9fefcdb4eb7a093803833825e6e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c67be63a797a476bbd60000c99fa2ca2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/05bce554a63948c0b9533a853baf24ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/161873c1bc684362b714eb8130f2509b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f2c6bffa8c74c639cec7680db50ae5f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/72dccf0251dd42a8a94f290815ec8d7f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/078cb6ca58164798921d725c758bd968.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e51501ae6ac4e4eb1c2a690b5945a0c.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52885.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu169475/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu169475/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG34SC8TU169475.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC8TU169475.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC8TU169475.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu169475/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260458, VIN KMTG34SC8TU169475. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,885. Advertised price: $51,885. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,885"}, {"label": "Advertised price", "value": "$51,885"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51885.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC8TU169475_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1053, "unit": "per_month", "display": "$1,053/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51885.0, "price_incl_doc": 51885.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1052.75, "amount_financed": 55127.81, "sales_tax": 3242.81, "total_of_payments": 63165.05, "finance_charge": 8037.24, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260458, VIN KMTG34SC8TU169475. $1,053 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,885, before any dealer documentation fee. Amount financed $55,128, including $3,243 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,165. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169475_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51885.0, "price_incl_doc": 51885.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.37, "amount_financed": 55127.81, "sales_tax": 3242.81, "total_of_payments": 65762.41, "finance_charge": 10634.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260458, VIN KMTG34SC8TU169475. $913 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,885, before any dealer documentation fee. Amount financed $55,128, including $3,243 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169475_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 818, "unit": "per_month", "display": "$818/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51885.0, "price_incl_doc": 51885.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.35, "amount_financed": 55127.81, "sales_tax": 3242.81, "total_of_payments": 68741.4, "finance_charge": 13613.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260458, VIN KMTG34SC8TU169475. $818 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,885, before any dealer documentation fee. Amount financed $55,128, including $3,243 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,741. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169475_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52885.0, "selling_price": 51885.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 720.17, "net_cap_cost": 52580.0, "residual_value": 32788.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 720.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 880.17}, "total_of_payments": 25920, "total_of_payments_unrounded": 25926.12}, "disclosure": "Estimated lease payment for stock #GD260458, VIN KMTG34SC8TU169475. $720 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $880, made up of $720 first payment, $60 title, $100 registration. MSRP $52,885. Lease selling price $51,885. Net capitalized cost $52,580. Residual value $32,789, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,920. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169475_lease", "type": "lease", "label": "Lease", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52885.0, "selling_price": 51885.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 626.88, "net_cap_cost": 49581.0, "residual_value": 32788.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 626.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3785.88}, "total_of_payments": 22572, "total_of_payments_unrounded": 22567.68}, "disclosure": "Estimated lease payment for stock #GD260458, VIN KMTG34SC8TU169475. $627 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,786, made up of $627 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,885. Lease selling price $51,885. Net capitalized cost $49,581. Residual value $32,789, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 244}}, {"vin": "5NMMEDTC5TH071232", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68602.0, "msrp": 73785.0, "sale_price": 68602.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260669", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b349857256724c85ad059d280922d19b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b349857256724c85ad059d280922d19b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a894249e0a6a412a84343a660cf44e9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2973e9653b004593a0701efb46b174d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94c04f8d8afb4f2fb0b7fe34de0e361b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f9d2e6e1e1a40969b1ba72e98c764ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98c816cd47a749848722fbcdf2c60074.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5ec99abbc06428abecb24695b02945c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37cd57ed0c9645718071d0698a9ac3b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c9296abf038450bb0f744a717cd7890.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5e57f15be8554e499ab222bd55b1afec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/174b5f65e19141f894c7c235ce15a41e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6d50f84684a42efa7df1fe21dc135c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/baaf90742485418b90fe2dfeda44f3a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/553bd9a26f5a4781b7a5db5faae737b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ca70cf84c6748618cc64d6806cb70f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8954482aeea4f9fbf5ff2bb3a1150f4.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th071232/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th071232/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC5TH071232.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC5TH071232.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC5TH071232.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th071232/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,183. This offer applies to Stock #GD260669, VIN 5NMMEDTC5TH071232. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,785. Advertised price: $68,602. Savings: $5,183, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,785"}, {"label": "Advertised price", "value": "$68,602"}, {"label": "Savings", "value": "$5,183, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,183", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68602.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC5TH071232_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1392, "unit": "per_month", "display": "$1,392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68602.0, "price_incl_doc": 68602.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1391.94, "amount_financed": 72889.63, "sales_tax": 4287.63, "total_of_payments": 83516.41, "finance_charge": 10626.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260669, VIN 5NMMEDTC5TH071232. $1,392 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,602, before any dealer documentation fee. Amount financed $72,890, including $4,288 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,516. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH071232_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68602.0, "price_incl_doc": 68602.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.65, "amount_financed": 72889.63, "sales_tax": 4287.63, "total_of_payments": 86950.63, "finance_charge": 14061.0, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260669, VIN 5NMMEDTC5TH071232. $1,208 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,602, before any dealer documentation fee. Amount financed $72,890, including $4,288 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,951. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH071232_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68602.0, "price_incl_doc": 68602.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.02, "amount_financed": 72889.63, "sales_tax": 4287.63, "total_of_payments": 90889.44, "finance_charge": 17999.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260669, VIN 5NMMEDTC5TH071232. $1,082 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,602, before any dealer documentation fee. Amount financed $72,890, including $4,288 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,889. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH071232_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73785.0, "selling_price": 68602.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.41, "net_cap_cost": 69297.0, "residual_value": 45746.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.41}, "total_of_payments": 31608, "total_of_payments_unrounded": 31622.76}, "disclosure": "Estimated lease payment for stock #GD260669, VIN 5NMMEDTC5TH071232. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $73,785. Lease selling price $68,602. Net capitalized cost $69,297. Residual value $45,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH071232_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73785.0, "selling_price": 68602.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.12, "net_cap_cost": 66298.0, "residual_value": 45746.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.12}, "total_of_payments": 28260, "total_of_payments_unrounded": 28264.32}, "disclosure": "Estimated lease payment for stock #GD260669, VIN 5NMMEDTC5TH071232. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,785. Lease selling price $68,602. Net capitalized cost $66,298. Residual value $45,747, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,389"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24389.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCAE8PH277094_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24389.0, "price_incl_doc": 24389.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.46, "amount_financed": 25913.31, "sales_tax": 1524.31, "total_of_payments": 29205.89, "finance_charge": 3292.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $608 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,389, before any dealer documentation fee. Amount financed $25,913, including $1,524 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCAE8PH277094_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24389.0, "price_incl_doc": 24389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.9, "amount_financed": 25913.31, "sales_tax": 1524.31, "total_of_payments": 30414.14, "finance_charge": 4500.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,389, before any dealer documentation fee. Amount financed $25,913, including $1,524 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCAE8PH277094_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24389.0, "price_incl_doc": 24389.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.67, "amount_financed": 25913.31, "sales_tax": 1524.31, "total_of_payments": 31800.37, "finance_charge": 5887.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,389, before any dealer documentation fee. Amount financed $25,913, including $1,524 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,800. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMMFDTB4TH071825", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61385.0, "msrp": 62885.0, "sale_price": 61385.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Ultramarine Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260667", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ea4ec6eb785342db850e2195f34bd903.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ea4ec6eb785342db850e2195f34bd903.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e3fae3c67fb4966b85e26ba61c6e401.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb373947d25c433c9a81bf05a81674a9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43a1b93b252f4173827b65af812db875.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5ebefae0e334bdf96d6ce8c08b715d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/680f020a18634a94917305dbd066a42b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f0f17b7cb63c4fada4d8565db4b15c7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c6a2b05ae16448429c16be2a556a9208.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ecd9b64ba6fc495a810ce324740dc888.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d968dfdf4bb6449899a25f85a28a4e14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/696cb56dce994c6795d8e9ead75baa8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eae259eb13e144e5b4899b873d01f49b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/879c2b1b088a491a9b71f7b951f44297.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cb9aef8154b4f02b644ede999fe9463.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8719fbfeac73491488261b06ee8b86d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4272e956118249fb8141d712135280fd.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62885.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th071825/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th071825/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB4TH071825.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB4TH071825.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB4TH071825.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb4th071825/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260667, VIN 5NMMFDTB4TH071825. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,885. Advertised price: $61,385. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,885"}, {"label": "Advertised price", "value": "$61,385"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61385.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB4TH071825_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1246, "unit": "per_month", "display": "$1,246/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61385.0, "price_incl_doc": 61385.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1245.51, "amount_financed": 65221.56, "sales_tax": 3836.56, "total_of_payments": 74730.39, "finance_charge": 9508.83, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260667, VIN 5NMMFDTB4TH071825. $1,246 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,385, before any dealer documentation fee. Amount financed $65,222, including $3,837 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,730. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH071825_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1081, "unit": "per_month", "display": "$1,081/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61385.0, "price_incl_doc": 61385.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.6, "amount_financed": 65221.56, "sales_tax": 3836.56, "total_of_payments": 77803.33, "finance_charge": 12581.77, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260667, VIN 5NMMFDTB4TH071825. $1,081 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,385, before any dealer documentation fee. Amount financed $65,222, including $3,837 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,803. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH071825_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61385.0, "price_incl_doc": 61385.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.19, "amount_financed": 65221.56, "sales_tax": 3836.56, "total_of_payments": 81327.77, "finance_charge": 16106.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260667, VIN 5NMMFDTB4TH071825. $968 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,385, before any dealer documentation fee. Amount financed $65,222, including $3,837 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,328. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH071825_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62885.0, "selling_price": 61385.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 842.59, "net_cap_cost": 62080.0, "residual_value": 38988.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 842.59, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1002.59}, "total_of_payments": 30348, "total_of_payments_unrounded": 30333.24}, "disclosure": "Estimated lease payment for stock #GD260667, VIN 5NMMFDTB4TH071825. $843 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,003, made up of $843 first payment, $60 title, $100 registration. MSRP $62,885. Lease selling price $61,385. Net capitalized cost $62,080. Residual value $38,989, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,348. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB4TH071825_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62885.0, "selling_price": 61385.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 749.3, "net_cap_cost": 59081.0, "residual_value": 38988.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 749.3, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3908.3}, "total_of_payments": 26964, "total_of_payments_unrounded": 26974.8}, "disclosure": "Estimated lease payment for stock #GD260667, VIN 5NMMFDTB4TH071825. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,885. Lease selling price $61,385. Net capitalized cost $59,081. Residual value $38,989, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 229}}, {"vin": "WA1LCBF78PD021082", "title": "2023 Audi Q7 Premium Plus", "year": 2023, "make": "Audi", "model": "Q7", "trim": "Premium Plus", "decoded_trim": "quattro Premium Plus", "condition": "used", "price": 34977.0, "msrp": 34977.0, "sale_price": 34977.0, "currency": "USD", "mileage": 45002, "exterior_color": "Blue Metallic", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/121", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0549", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023AUS01_640/2023AUS010007_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023AUS01_640/2023AUS010007_640_01.jpg"], "vin_decode": {"make": "Audi", "model": "Q7", "year": 2023, "trim": "quattro Premium Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34977.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wa1lcbf78pd021082/2023-audi-q7-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wa1lcbf78pd021082/2023-audi-q7-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/WA1LCBF78PD021082.html", "json_url": "https://ai.genesisofdownersgrove.com/v/WA1LCBF78PD021082.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/WA1LCBF78PD021082.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wa1lcbf78pd021082/2023-audi-q7-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0549, VIN WA1LCBF78PD021082. Advertised price: $34,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1LCBF78PD021082_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.61, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 41885.05, "finance_charge": 4721.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0549, VIN WA1LCBF78PD021082. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,885. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF78PD021082_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.96, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 43617.83, "finance_charge": 6454.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0549, VIN WA1LCBF78PD021082. $727 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,618. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF78PD021082_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.41, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 45605.87, "finance_charge": 8442.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0549, VIN WA1LCBF78PD021082. $633 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBEM3S0691923", "title": "2025 Mazda CX-5 2.5 S Premium Plus Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Premium Plus Package", "decoded_trim": "Premium Plus", "condition": "used", "price": 34977.0, "msrp": 34977.0, "sale_price": 34977.0, "currency": "USD", "mileage": 15317, "exterior_color": "Machine Gray Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262703A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2025MAS06_640/2025MAS060049_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2025MAS06_640/2025MAS060049_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2025, "trim": "Premium Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34977.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbem3s0691923/2025-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbem3s0691923/2025-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBEM3S0691923.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBEM3S0691923.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBEM3S0691923.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbem3s0691923/2025-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262703A, VIN JM3KFBEM3S0691923. Advertised price: $34,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBEM3S0691923_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.61, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 41885.05, "finance_charge": 4721.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,885. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM3S0691923_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.96, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 43617.83, "finance_charge": 6454.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $727 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,618. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM3S0691923_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.41, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 45605.87, "finance_charge": 8442.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $633 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24787.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5YJ3E1EA2PF451688_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 618, "unit": "per_month", "display": "$618/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24787.0, "price_incl_doc": 24787.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.39, "amount_financed": 26336.19, "sales_tax": 1549.19, "total_of_payments": 29682.5, "finance_charge": 3346.31, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0491A, VIN 5YJ3E1EA2PF451688. $618 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,787, before any dealer documentation fee. Amount financed $26,336, including $1,549 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,682. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24787.0, "price_incl_doc": 24787.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.17, "amount_financed": 26336.19, "sales_tax": 1549.19, "total_of_payments": 30910.47, "finance_charge": 4574.28, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0491A, VIN 5YJ3E1EA2PF451688. $515 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,787, before any dealer documentation fee. Amount financed $26,336, including $1,549 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,910. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27054.0, "price_incl_doc": 27054.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.29, "amount_financed": 28744.88, "sales_tax": 1690.88, "total_of_payments": 33737.52, "finance_charge": 4992.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260954XA, VIN 5NMJECAE3PH194468. $562 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,054, before any dealer documentation fee. Amount financed $28,745, including $1,691 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,738. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28677.0, "price_incl_doc": 28677.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.43, "amount_financed": 30469.31, "sales_tax": 1792.31, "total_of_payments": 34340.78, "finance_charge": 3871.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262694A, VIN 1C4RJFBG4NC143718. $715 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,677, before any dealer documentation fee. Amount financed $30,469, including $1,792 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,341. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC143718_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 596, "unit": "per_month", "display": "$596/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28677.0, "price_incl_doc": 28677.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.02, "amount_financed": 30469.31, "sales_tax": 1792.31, "total_of_payments": 35761.46, "finance_charge": 5292.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262694A, VIN 1C4RJFBG4NC143718. $596 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,677, before any dealer documentation fee. Amount financed $30,469, including $1,792 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,761. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC143718_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28677.0, "price_incl_doc": 28677.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.33, "amount_financed": 30469.31, "sales_tax": 1792.31, "total_of_payments": 37391.41, "finance_charge": 6922.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262694A, VIN 1C4RJFBG4NC143718. $519 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,677, before any dealer documentation fee. Amount financed $30,469, including $1,792 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,391. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "3MVDMBBM9RM664727", "title": "2024 Mazda CX-30 2.5 S Select Sport", "year": 2024, "make": "Mazda", "model": "CX-30", "trim": "2.5 S Select Sport", "decoded_trim": "Select Sport Package", "condition": "used", "price": 21477.0, "msrp": 21477.0, "sale_price": 21477.0, "currency": "USD", "mileage": 50869, "exterior_color": "Platinum Quartz Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0926", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024MAS08_640/2024MAS082027784_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024MAS08_640/2024MAS082027784_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-30", "year": 2024, "trim": "Select Sport Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 21477.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3mvdmbbm9rm664727/2024-mazda-cx-30-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3mvdmbbm9rm664727/2024-mazda-cx-30-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/3MVDMBBM9RM664727.html", "json_url": "https://ai.genesisofdownersgrove.com/v/3MVDMBBM9RM664727.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/3MVDMBBM9RM664727.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3mvdmbbm9rm664727/2024-mazda-cx-30-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0926, VIN 3MVDMBBM9RM664727. Advertised price: $21,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBBM9RM664727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21477.0, "price_incl_doc": 21477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.81, "amount_financed": 22819.31, "sales_tax": 1342.31, "total_of_payments": 25718.76, "finance_charge": 2899.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0926, VIN 3MVDMBBM9RM664727. $536 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,477, before any dealer documentation fee. Amount financed $22,819, including $1,342 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,719. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBBM9RM664727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21477.0, "price_incl_doc": 21477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.38, "amount_financed": 22819.31, "sales_tax": 1342.31, "total_of_payments": 26782.75, "finance_charge": 3963.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0926, VIN 3MVDMBBM9RM664727. $446 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,477, before any dealer documentation fee. Amount financed $22,819, including $1,342 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBBM9RM664727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21477.0, "price_incl_doc": 21477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 388.94, "amount_financed": 22819.31, "sales_tax": 1342.31, "total_of_payments": 28003.46, "finance_charge": 5184.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0926, VIN 3MVDMBBM9RM664727. $389 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,477, before any dealer documentation fee. Amount financed $22,819, including $1,342 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,003. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBDM2K0529234", "title": "2019 Mazda CX-5 Grand Touring", "year": 2019, "make": "Mazda", "model": "CX-5", "trim": "Grand Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 19277.0, "msrp": 19277.0, "sale_price": 19277.0, "currency": "USD", "mileage": 97556, "exterior_color": "Soul Red Crystal Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262977A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2019MAS06_640/2019MAS060031_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2019MAS06_640/2019MAS060031_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2019, "trim": "Grand Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 19277.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbdm2k0529234/2019-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbdm2k0529234/2019-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBDM2K0529234.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBDM2K0529234.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBDM2K0529234.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbdm2k0529234/2019-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262977A, VIN JM3KFBDM2K0529234. Advertised price: $19,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,277"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19277.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM2K0529234_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19277.0, "price_incl_doc": 19277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.92, "amount_financed": 20481.81, "sales_tax": 1204.81, "total_of_payments": 23084.26, "finance_charge": 2602.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $481 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,277, before any dealer documentation fee. Amount financed $20,482, including $1,205 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,084. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM2K0529234_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 401, "unit": "per_month", "display": "$401/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19277.0, "price_incl_doc": 19277.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 400.65, "amount_financed": 20481.81, "sales_tax": 1204.81, "total_of_payments": 24039.25, "finance_charge": 3557.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $401 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,277, before any dealer documentation fee. Amount financed $20,482, including $1,205 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,039. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM2K0529234_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19277.0, "price_incl_doc": 19277.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 349.1, "amount_financed": 20481.81, "sales_tax": 1204.81, "total_of_payments": 25134.92, "finance_charge": 4653.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $349 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,277, before any dealer documentation fee. Amount financed $20,482, including $1,205 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,135. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBDM5M0491663", "title": "2021 Mazda CX-5 Grand Touring", "year": 2021, "make": "Mazda", "model": "CX-5", "trim": "Grand Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 23977.0, "msrp": 23977.0, "sale_price": 23977.0, "currency": "USD", "mileage": 53020, "exterior_color": "Deep Crystal Blue Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262551A", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM5M0491663_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.18, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 28712.52, "finance_charge": 3236.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262551A, VIN JM3KFBDM5M0491663. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,713. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM5M0491663_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.34, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 29900.36, "finance_charge": 4424.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262551A, VIN JM3KFBDM5M0491663. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,900. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28977.0, "price_incl_doc": 28977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.26, "amount_financed": 30788.06, "sales_tax": 1811.06, "total_of_payments": 36135.57, "finance_charge": 5347.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0920, VIN 7MMVABBM6SN388730. $602 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,977, before any dealer documentation fee. Amount financed $30,788, including $1,811 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,136. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABBM6SN388730_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 525, "unit": "per_month", "display": "$525/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28977.0, "price_incl_doc": 28977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.76, "amount_financed": 30788.06, "sales_tax": 1811.06, "total_of_payments": 37782.58, "finance_charge": 6994.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0920, VIN 7MMVABBM6SN388730. $525 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,977, before any dealer documentation fee. Amount financed $30,788, including $1,811 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2HMPE81PC056888_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.65, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 29311.27, "finance_charge": 3304.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1052, VIN 1V2HMPE81PC056888. $611 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,311. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HMPE81PC056888_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.73, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 30523.88, "finance_charge": 4517.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1052, VIN 1V2HMPE81PC056888. $509 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,524. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HMPE81PC056888_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.27, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 31915.11, "finance_charge": 5908.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1052, VIN 1V2HMPE81PC056888. $443 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,915. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24997.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB62N8721045_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.62, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 29933.97, "finance_charge": 3374.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,934. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62N8721045_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.54, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 31172.34, "finance_charge": 4613.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,172. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62N8721045_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.68, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 32593.13, "finance_charge": 6033.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,593. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMGDTC0VU294197", "title": "2027 Genesis GV70 3.5T Prestige Graphite", "year": 2027, "make": "Genesis", "model": "GV70", "trim": "3.5T Prestige Graphite", "decoded_trim": "3.5T Prestige Graphite", "condition": "new", "price": 74660.0, "msrp": 74660.0, "sale_price": 74660.0, "currency": "USD", "mileage": null, "exterior_color": "Uyh", "interior_color": null, "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 5, "seating_capacity": null, "engine": "3.5L", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "KMUMGDTC0VU294197", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cf892ac23ede466cad56a1a60113bf06.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cf892ac23ede466cad56a1a60113bf06.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97b00fd85bb847f7936e600fe7d13786.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0ed5e0b96f84287a944713c5a4cba3d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/245772d77ab2421e802912b1236c0a34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1fe9246e2f64362afaef550ea970b30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/684a4be0396244eb8e4abb2c440ad975.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ff205941b674773b6f247cae19e7949.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f8cb7d7f7fb4a94a9a347beb2b52c4b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/873d27f39e694b6c9d2052daab0fe239.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa9e9a85cc234dd181c24ceaa1477697.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c35e0dfbc927441098f16e69edf04a91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f55ec01bd7f41869999d0ce16037acd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/477b7e7d1b97461d8036fa1b69faa58a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cc83e336ac5413dbf63c5e32c2fa467.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c431cfa7f4f476b8cb9e762d86f9b5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e4aad5799904ff6b4f8245fb675442d.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2027, "trim": "3.5T Prestige Graphite", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74660.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc0vu294197/2027-genesis-gv70-", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc0vu294197/2027-genesis-gv70-", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMGDTC0VU294197.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC0VU294197.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC0VU294197.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc0vu294197/2027-genesis-gv70-", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. Advertised price: $74,660. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,660"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74660.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMGDTC0VU294197_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74660.0, "price_incl_doc": 74660.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1514.86, "amount_financed": 79326.25, "sales_tax": 4666.25, "total_of_payments": 90891.45, "finance_charge": 11565.2, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. $1,515 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,660, before any dealer documentation fee. Amount financed $79,326, including $4,666 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,891. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC0VU294197_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1314, "unit": "per_month", "display": "$1,314/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74660.0, "price_incl_doc": 74660.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1314.29, "amount_financed": 79326.25, "sales_tax": 4666.25, "total_of_payments": 94628.93, "finance_charge": 15302.68, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. $1,314 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,660, before any dealer documentation fee. Amount financed $79,326, including $4,666 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,629. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC0VU294197_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74660.0, "price_incl_doc": 74660.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1177.57, "amount_financed": 79326.25, "sales_tax": 4666.25, "total_of_payments": 98915.55, "finance_charge": 19589.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. $1,178 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,660, before any dealer documentation fee. Amount financed $79,326, including $4,666 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,916. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC0VU294197_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74660.0, "selling_price": 74660.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1051.72, "net_cap_cost": 75355.0, "residual_value": 46289.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1051.72, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1211.72}, "total_of_payments": 37872, "total_of_payments_unrounded": 37861.92}, "disclosure": "Estimated lease payment for stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. $1,052 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,212, made up of $1,052 first payment, $60 title, $100 registration. MSRP $74,660. Lease selling price $74,660. Net capitalized cost $75,355. Residual value $46,289, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC0VU294197_lease", "type": "lease", "label": "Lease", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74660.0, "selling_price": 74660.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 958.42, "net_cap_cost": 72356.0, "residual_value": 46289.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 958.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4117.42}, "total_of_payments": 34488, "total_of_payments_unrounded": 34503.12}, "disclosure": "Estimated lease payment for stock #KMUMGDTC0VU294197, VIN KMUMGDTC0VU294197. $958 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,117, made up of $958 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,660. Lease selling price $74,660. Net capitalized cost $72,356. Residual value $46,289, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 252}}, {"vin": "4S4WMAMD3M3400278", "title": "2021 Subaru Ascent Limited", "year": 2021, "make": "Subaru", "model": "Ascent", "trim": "Limited", "decoded_trim": "Limited 7+ES+KA", "condition": "used", "price": 23245.0, "msrp": 23245.0, "sale_price": 23507.0, "currency": "USD", "mileage": 78873, "exterior_color": "Crystal Black Silica", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"offers": [], "price_history": [], "window_sticker": {"msrp": 23245.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/4S4WMAMD3M3400278.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/4s4wmamd3m3400278/2021-subaru-ascent-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/4s4wmamd3m3400278/2021-subaru-ascent-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/4S4WMAMD3M3400278.html", "json_url": "https://ai.genesisofdownersgrove.com/v/4S4WMAMD3M3400278.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/4S4WMAMD3M3400278.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/4s4wmamd3m3400278/2021-subaru-ascent-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260981A, VIN 4S4WMAMD3M3400278. Advertised price: $23,245. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,245"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23245.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAMD3M3400278_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 580, "unit": "per_month", "display": "$580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23245.0, "price_incl_doc": 23245.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.92, "amount_financed": 24697.81, "sales_tax": 1452.81, "total_of_payments": 27835.95, "finance_charge": 3138.14, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260981A, VIN 4S4WMAMD3M3400278. $580 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,245, before any dealer documentation fee. Amount financed $24,698, including $1,453 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,836. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAMD3M3400278_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 483, "unit": "per_month", "display": "$483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23245.0, "price_incl_doc": 23245.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.13, "amount_financed": 24697.81, "sales_tax": 1452.81, "total_of_payments": 28987.52, "finance_charge": 4289.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260981A, VIN 4S4WMAMD3M3400278. $483 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,245, before any dealer documentation fee. Amount financed $24,698, including $1,453 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,988. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAMD3M3400278_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 421, "unit": "per_month", "display": "$421/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23245.0, "price_incl_doc": 23245.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 420.95, "amount_financed": 24697.81, "sales_tax": 1452.81, "total_of_payments": 30308.73, "finance_charge": 5610.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260981A, VIN 4S4WMAMD3M3400278. $421 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,245, before any dealer documentation fee. Amount financed $24,698, including $1,453 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMMADTB4TH064081", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53100.0, "msrp": 54600.0, "sale_price": 53100.0, "currency": "USD", "mileage": 18, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260574", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9285a0bfa9aa40da87a7db09afa47c0d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9285a0bfa9aa40da87a7db09afa47c0d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/373c2652b85748588c3a5bc1a6f5f144.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21be10d7a50147e8bec6ca5ba628d2bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8174b95c06a47d4a8061b5dda71f683.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86b88bd1ecad49358fe94ea0529f3242.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/82bbcdaaf98d473c8e17350c5c67e9ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb18000482c04b389b7057bc7ecf309f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da77442a35504df98bf426d70ece641b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61ac3a7520034313b16d79d4fccce9a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eee452d7080148e9bac3f1a39a468db2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5164f55970dc4954998df2af90a85956.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/829858e849c746afac587b8c961b53d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2af32f5eb63a41a694204ab5b0a03f2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9312da47a24d41edb28336c2983ff174.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4319a1eb6e2344bdb62f03d2aba9e18e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21994308011840379294d526ae49e942.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54600.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th064081/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th064081/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB4TH064081.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB4TH064081.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB4TH064081.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th064081/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260574, VIN 5NMMADTB4TH064081. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,600. Advertised price: $53,100. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,600"}, {"label": "Advertised price", "value": "$53,100"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53100.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB4TH064081_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1077, "unit": "per_month", "display": "$1,077/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53100.0, "price_incl_doc": 53100.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1077.4, "amount_financed": 56418.75, "sales_tax": 3318.75, "total_of_payments": 64644.2, "finance_charge": 8225.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260574, VIN 5NMMADTB4TH064081. $1,077 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,100, before any dealer documentation fee. Amount financed $56,419, including $3,319 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH064081_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53100.0, "price_incl_doc": 53100.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.76, "amount_financed": 56418.75, "sales_tax": 3318.75, "total_of_payments": 67302.38, "finance_charge": 10883.63, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260574, VIN 5NMMADTB4TH064081. $935 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,100, before any dealer documentation fee. Amount financed $56,419, including $3,319 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,302. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH064081_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53100.0, "price_incl_doc": 53100.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.51, "amount_financed": 56418.75, "sales_tax": 3318.75, "total_of_payments": 70351.14, "finance_charge": 13932.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260574, VIN 5NMMADTB4TH064081. $838 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,100, before any dealer documentation fee. Amount financed $56,419, including $3,319 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH064081_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54600.0, "selling_price": 53100.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 728.28, "net_cap_cost": 53795.0, "residual_value": 33852.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 728.28, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 888.28}, "total_of_payments": 26208, "total_of_payments_unrounded": 26218.08}, "disclosure": "Estimated lease payment for stock #NRGD260574, VIN 5NMMADTB4TH064081. $728 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $888, made up of $728 first payment, $60 title, $100 registration. MSRP $54,600. Lease selling price $53,100. Net capitalized cost $53,795. Residual value $33,852, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH064081_lease", "type": "lease", "label": "Lease", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54600.0, "selling_price": 53100.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 634.99, "net_cap_cost": 50796.0, "residual_value": 33852.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 634.99, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3793.99}, "total_of_payments": 22860, "total_of_payments_unrounded": 22859.64}, "disclosure": "Estimated lease payment for stock #NRGD260574, VIN 5NMMADTB4TH064081. $635 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,794, made up of $635 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,600. Lease selling price $53,100. Net capitalized cost $50,796. Residual value $33,852, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,860. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 219}}, {"vin": "5N1BT3ABXPC879898", "title": "2023 Nissan Rogue S", "year": 2023, "make": "Nissan", "model": "Rogue", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 20881.0, "msrp": 20881.0, "sale_price": 21248.0, "currency": "USD", "mileage": 35643, "exterior_color": "Gun Metallic", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-3 1.5 L/91", "engine_displacement_l": 1.5, "engine_cylinders": 3, "transmission": "1-Speed CVT w/OD", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "GD260290A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC8TU169511_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1055, "unit": "per_month", "display": "$1,055/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51990.0, "price_incl_doc": 51990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1054.88, "amount_financed": 55239.38, "sales_tax": 3249.38, "total_of_payments": 63292.88, "finance_charge": 8053.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260519, VIN KMTG34SC8TU169511. $1,055 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,990, before any dealer documentation fee. Amount financed $55,239, including $3,249 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,293. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169511_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51990.0, "price_incl_doc": 51990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.22, "amount_financed": 55239.38, "sales_tax": 3249.38, "total_of_payments": 65895.5, "finance_charge": 10656.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260519, VIN KMTG34SC8TU169511. $915 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,990, before any dealer documentation fee. Amount financed $55,239, including $3,249 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,896. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169511_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51990.0, "price_incl_doc": 51990.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 820.01, "amount_financed": 55239.38, "sales_tax": 3249.38, "total_of_payments": 68880.53, "finance_charge": 13641.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260519, VIN KMTG34SC8TU169511. $820 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,990, before any dealer documentation fee. Amount financed $55,239, including $3,249 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,881. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169511_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52990.0, "selling_price": 51990.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 721.62, "net_cap_cost": 52685.0, "residual_value": 32853.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 721.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 881.62}, "total_of_payments": 25992, "total_of_payments_unrounded": 25978.32}, "disclosure": "Estimated lease payment for stock #GD260519, VIN KMTG34SC8TU169511. $722 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $882, made up of $722 first payment, $60 title, $100 registration. MSRP $52,990. Lease selling price $51,990. Net capitalized cost $52,685. Residual value $32,854, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,992. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU169511_lease", "type": "lease", "label": "Lease", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52990.0, "selling_price": 51990.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 628.33, "net_cap_cost": 49686.0, "residual_value": 32853.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 628.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3787.33}, "total_of_payments": 22608, "total_of_payments_unrounded": 22619.88}, "disclosure": "Estimated lease payment for stock #GD260519, VIN KMTG34SC8TU169511. $628 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,787, made up of $628 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,990. Lease selling price $51,990. Net capitalized cost $49,686. Residual value $32,854, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 256}}, {"vin": "5NMMBDTB6TH070719", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57895.0, "msrp": 59395.0, "sale_price": 57895.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260668", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/afcd6c47f1094194b6c1460ef7e57b5d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/afcd6c47f1094194b6c1460ef7e57b5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c80cf94bcacd45feb047df28035d42be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a414446eada242bf9739091e86b702dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/515fdd72dd234289a2621227dbee73b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9603ea9818404894b08858020853b517.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88301657ec7d45a7bfece4827ba8d4bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de1647e20544444d98649417d7ad705e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ea6aaf1474048219f4a2fc776710faf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cee2e606936e4c818f3b5dfe583350c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbd3df87978a48f9a4b94dc01c233964.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d221ddc318e747e198efd6519cfdb975.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b1dd382b6a004f159262254dfde13581.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e5a9c23c21cd4fc78b12ba68f53ad5bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4e447477c4b4412b4e5a15f3d6a7290.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/19cfe2069f204d218a9bcb3228ea8d3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd4527af6bd640b0a935d028c631a746.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070719/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070719/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB6TH070719.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH070719.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH070719.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070719/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260668, VIN 5NMMBDTB6TH070719. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,395. Advertised price: $57,895. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,395"}, {"label": "Advertised price", "value": "$57,895"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB6TH070719_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1175, "unit": "per_month", "display": "$1,175/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.69, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 70481.66, "finance_charge": 8968.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260668, VIN 5NMMBDTB6TH070719. $1,175 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,482. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070719_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.16, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 73379.88, "finance_charge": 11866.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260668, VIN 5NMMBDTB6TH070719. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070719_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.14, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 76703.94, "finance_charge": 15190.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260668, VIN 5NMMBDTB6TH070719. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,704. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070719_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.44, "net_cap_cost": 58590.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.44}, "total_of_payments": 28584, "total_of_payments_unrounded": 28599.84}, "disclosure": "Estimated lease payment for stock #GD260668, VIN 5NMMBDTB6TH070719. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $58,590. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070719_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.15, "net_cap_cost": 55591.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.15}, "total_of_payments": 25236, "total_of_payments_unrounded": 25241.4}, "disclosure": "Estimated lease payment for stock #GD260668, VIN 5NMMBDTB6TH070719. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $55,591. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 235}}, {"vin": "5NMMFDTB9TH071402", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61285.0, "msrp": 62785.0, "sale_price": 61285.0, "currency": "USD", "mileage": 12, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260660", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/67191add40434d358857b2eb6ae8bce7.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/67191add40434d358857b2eb6ae8bce7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/608022f8686041c292cd793fe930017f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2218a04b69694671ba562c1f343f9421.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e959cd78eb3042289822d197d5beb13b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4aad9280fe7e4eb5a4e91d0d0d9800f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d2e8f2bc60cd45f18ddf214fa14e34c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79ecca2618b145c58a617496edf56b86.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2dc5130a50ab43e8a14ef0ff5c897191.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0f9bb478fdf4b648ef27891b9ac99a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9cc3beef370e4f73becd533faa7888fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33acd7c28c514f9eb13875442ae9aa2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3002fc7d365e41ab9a7a695f2a610626.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50dcfd17c3834cf4a5babe008bf6ffab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ce591659de224eae93e44f46bbefc4c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5724b5230f84bbdaeb334e297d7ce92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60e907db4ab6429998a971a8d2242f4b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th071402/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th071402/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB9TH071402.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB9TH071402.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB9TH071402.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th071402/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260660, VIN 5NMMFDTB9TH071402. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,785. Advertised price: $61,285. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,785"}, {"label": "Advertised price", "value": "$61,285"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB9TH071402_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.48, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 74608.65, "finance_charge": 9493.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260660, VIN 5NMMFDTB9TH071402. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071402_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.84, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 77676.58, "finance_charge": 12561.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260660, VIN 5NMMFDTB9TH071402. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,677. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071402_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.61, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 81195.28, "finance_charge": 16079.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260660, VIN 5NMMFDTB9TH071402. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071402_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.21, "net_cap_cost": 61980.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.21}, "total_of_payments": 30276, "total_of_payments_unrounded": 30283.56}, "disclosure": "Estimated lease payment for stock #GD260660, VIN 5NMMFDTB9TH071402. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $61,980. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071402_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.92, "net_cap_cost": 58981.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.92}, "total_of_payments": 26928, "total_of_payments_unrounded": 26925.12}, "disclosure": "Estimated lease payment for stock #GD260660, VIN 5NMMFDTB9TH071402. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $58,981. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 246}}, {"vin": "5NMMBDTB5TH071845", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57375.0, "msrp": 58875.0, "sale_price": 57375.0, "currency": "USD", "mileage": 2, "exterior_color": "Alta White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260665", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a5650461f6664f71aaec565600b6317b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a5650461f6664f71aaec565600b6317b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2912b33c40c14d1abcfe44b80d6c24af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fee6e0f9330744f0b190d5679bf63240.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c95f4f6a0f874d81a0cc5458cb2c0dc0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ccdaee0a4ce8411c8cf912c0a20d4600.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bfc63de086e747949c4702ceabe9d125.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9d293610b6843aaa1ad30d1495ed730.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0ef39a907d9413baff2ffd8f27da7cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14d2a3716f1245b9a78dd8f180255118.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86fb8d05fd7743538cad2ec62378bcb0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4da1c5c848ee4ac58953fa7d43e7dfbb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0523c9a463d4ebd8802efe93172cbe2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e6eaf7e6bb5452e9508fb7ca786efbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91eac339717642708d2dabb030b60dfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cf0ba2f31984898b628d5c5646ae729.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31b408ce649c4de2803de3dec91dedad.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58875.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th071845/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th071845/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB5TH071845.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH071845.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH071845.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th071845/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260665, VIN 5NMMBDTB5TH071845. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,875. Advertised price: $57,375. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,875"}, {"label": "Advertised price", "value": "$57,375"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57375.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB5TH071845_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1164.14, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 69848.61, "finance_charge": 8887.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260665, VIN 5NMMBDTB5TH071845. $1,164 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH071845_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1010, "unit": "per_month", "display": "$1,010/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1010.01, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 72720.8, "finance_charge": 11759.86, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260665, VIN 5NMMBDTB5TH071845. $1,010 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,721. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH071845_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 905, "unit": "per_month", "display": "$905/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57375.0, "price_incl_doc": 57375.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 904.94, "amount_financed": 60960.94, "sales_tax": 3585.94, "total_of_payments": 76015.0, "finance_charge": 15054.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260665, VIN 5NMMBDTB5TH071845. $905 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,375, before any dealer documentation fee. Amount financed $60,961, including $3,586 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,015. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH071845_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58875.0, "selling_price": 57375.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 787.27, "net_cap_cost": 58070.0, "residual_value": 36502.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 787.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 947.27}, "total_of_payments": 28332, "total_of_payments_unrounded": 28341.72}, "disclosure": "Estimated lease payment for stock #GD260665, VIN 5NMMBDTB5TH071845. $787 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $947, made up of $787 first payment, $60 title, $100 registration. MSRP $58,875. Lease selling price $57,375. Net capitalized cost $58,070. Residual value $36,502, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH071845_lease", "type": "lease", "label": "Lease", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58875.0, "selling_price": 57375.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 693.97, "net_cap_cost": 55071.0, "residual_value": 36502.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 693.97, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3852.97}, "total_of_payments": 24984, "total_of_payments_unrounded": 24982.92}, "disclosure": "Estimated lease payment for stock #GD260665, VIN 5NMMBDTB5TH071845. $694 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,853, made up of $694 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,875. Lease selling price $57,375. Net capitalized cost $55,071. Residual value $36,502, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,984. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2FN2CA8TC523649_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1275, "unit": "per_month", "display": "$1,275/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51120.0, "price_incl_doc": 51120.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1275.34, "amount_financed": 54315.0, "sales_tax": 3195.0, "total_of_payments": 61216.34, "finance_charge": 6901.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $1,275 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $51,120, before any dealer documentation fee. Amount financed $54,315, including $3,195 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $61,216. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51120.0, "price_incl_doc": 51120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1062.48, "amount_financed": 54315.0, "sales_tax": 3195.0, "total_of_payments": 63748.86, "finance_charge": 9433.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $1,062 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $51,120, before any dealer documentation fee. Amount financed $54,315, including $3,195 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $63,749. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2FN2CA8TC523649_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 926, "unit": "per_month", "display": "$926/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51120.0, "price_incl_doc": 51120.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.76, "amount_financed": 54315.0, "sales_tax": 3195.0, "total_of_payments": 66654.43, "finance_charge": 12339.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $926 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $51,120, before any dealer documentation fee. Amount financed $54,315, including $3,195 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $66,654. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,875"}, {"label": "Advertised price", "value": "$61,375"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61375.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61375.0, "price_incl_doc": 61375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1245.3, "amount_financed": 65210.94, "sales_tax": 3835.94, "total_of_payments": 74718.23, "finance_charge": 9507.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260471, VIN 5NMMFDTB2TH057731. $1,245 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,375, before any dealer documentation fee. Amount financed $65,211, including $3,836 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,718. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057731_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61375.0, "price_incl_doc": 61375.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.43, "amount_financed": 65210.94, "sales_tax": 3835.94, "total_of_payments": 77790.66, "finance_charge": 12579.72, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260471, VIN 5NMMFDTB2TH057731. $1,080 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,375, before any dealer documentation fee. Amount financed $65,211, including $3,836 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,791. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057731_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61375.0, "price_incl_doc": 61375.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.03, "amount_financed": 65210.94, "sales_tax": 3835.94, "total_of_payments": 81314.52, "finance_charge": 16103.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260471, VIN 5NMMFDTB2TH057731. $968 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,375, before any dealer documentation fee. Amount financed $65,211, including $3,836 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,315. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057731_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62875.0, "selling_price": 61375.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 842.45, "net_cap_cost": 62070.0, "residual_value": 38982.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 842.45, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1002.45}, "total_of_payments": 30312, "total_of_payments_unrounded": 30328.2}, "disclosure": "Estimated lease payment for stock #GD260471, VIN 5NMMFDTB2TH057731. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $62,875. Lease selling price $61,375. Net capitalized cost $62,070. Residual value $38,982, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057731_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62875.0, "selling_price": 61375.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 749.16, "net_cap_cost": 59071.0, "residual_value": 38982.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 749.16, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3908.16}, "total_of_payments": 26964, "total_of_payments_unrounded": 26969.76}, "disclosure": "Estimated lease payment for stock #GD260471, VIN 5NMMFDTB2TH057731. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,875. Lease selling price $61,375. Net capitalized cost $59,071. Residual value $38,982, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 35, "elapsed_ms": 218}}, {"vin": "KMTG54SE0TU175699", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57140.0, "msrp": 58140.0, "sale_price": 57140.0, "currency": "USD", "mileage": 12, "exterior_color": "Capri Blue", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260635", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d89549232297434ca430302509fd4fd2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d89549232297434ca430302509fd4fd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/325c9b6a31b24defbba42ab86fbfab91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e9a7d610d034e6fb48145610e78bf23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e789b64977844b2a7ddcd385c91f36f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/752a15c606054049b9606aa719a00a95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f85ca1637544e398ab8482d21af23c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32d319f906e140f387336e9219f16696.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7ff35ccb37a4e7c9aeadbe99b7be881.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/866b2ed3f9664a3ab465e6df97d32b0b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c47cb69135914d8bb713142d3f00c8e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59ec86ee3d544efcb42996fca9d464b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63138a89dbcc468698d2401641ffbb89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e362b508d75444d8ccf8903befc237a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/122d06794d24474d988a686d57bd2d04.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5eb00f9a92884632bdd2e361e8891d2a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5cfc1a15f09d40249ee9b1175a6275e3.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58140.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu175699/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu175699/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE0TU175699.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE0TU175699.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE0TU175699.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se0tu175699/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260635, VIN KMTG54SE0TU175699. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,140. Advertised price: $57,140. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,140"}, {"label": "Advertised price", "value": "$57,140"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57140.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE0TU175699_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1159, "unit": "per_month", "display": "$1,159/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57140.0, "price_incl_doc": 57140.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.38, "amount_financed": 60711.25, "sales_tax": 3571.25, "total_of_payments": 69562.51, "finance_charge": 8851.26, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260635, VIN KMTG54SE0TU175699. $1,159 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,140, before any dealer documentation fee. Amount financed $60,711, including $3,571 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,563. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU175699_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57140.0, "price_incl_doc": 57140.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.87, "amount_financed": 60711.25, "sales_tax": 3571.25, "total_of_payments": 72422.94, "finance_charge": 11711.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260635, VIN KMTG54SE0TU175699. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,140, before any dealer documentation fee. Amount financed $60,711, including $3,571 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,423. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU175699_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57140.0, "price_incl_doc": 57140.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.23, "amount_financed": 60711.25, "sales_tax": 3571.25, "total_of_payments": 75703.65, "finance_charge": 14992.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260635, VIN KMTG54SE0TU175699. $901 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,140, before any dealer documentation fee. Amount financed $60,711, including $3,571 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,704. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU175699_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58140.0, "selling_price": 57140.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 792.68, "net_cap_cost": 57835.0, "residual_value": 36046.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 792.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 952.68}, "total_of_payments": 28548, "total_of_payments_unrounded": 28536.48}, "disclosure": "Estimated lease payment for stock #GD260635, VIN KMTG54SE0TU175699. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,140. Lease selling price $57,140. Net capitalized cost $57,835. Residual value $36,047, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE0TU175699_lease", "type": "lease", "label": "Lease", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58140.0, "selling_price": 57140.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.39, "net_cap_cost": 54836.0, "residual_value": 36046.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.39}, "total_of_payments": 25164, "total_of_payments_unrounded": 25178.04}, "disclosure": "Estimated lease payment for stock #GD260635, VIN KMTG54SE0TU175699. $699 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,858, made up of $699 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,140. Lease selling price $57,140. Net capitalized cost $54,836. Residual value $36,047, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 204}}, {"vin": "KMTGC4SC2TU300657", "title": "2026 Genesis G80 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G80", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 68835.0, "msrp": 72425.0, "sale_price": 68835.0, "currency": "USD", "mileage": 3101, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "GD261209", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/91d32b1258ef41cc892cbcaa7e13ddb6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/91d32b1258ef41cc892cbcaa7e13ddb6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8808c08dca74424289c223134c9bd5cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f2439c4000c432daa1d8ecc6301aea4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cca8fe2dbcb74db69e3fb02313612a56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/decb5c1770304a8f940e773ae80682e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8341688954e44ec3a754706e1e5d1366.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/975a977ee3954fb9ba7299cf4012a547.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/306aa224344c4cdfb51880864b31f358.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3311e956e423444693177e9803c8a1a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/262b38e0447f4e7fac687674c67b5db1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/862e7efb49c340f2ac9ecde0315fd03c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e66810bdfb244ce1baba1cac8d05a372.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/28c0a8d5b2e74003b441370687ed1b8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f310b693db974bfa9986755d74617c43.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/451ce61fc50647bbb215d526c2210af1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8adeacf986714b1a87cc8f26adff3f84.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 72425.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc2tu300657/2026-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc2tu300657/2026-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGC4SC2TU300657.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SC2TU300657.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SC2TU300657.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc2tu300657/2026-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,590. This offer applies to Stock #GD261209, VIN KMTGC4SC2TU300657. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $72,425. Advertised price: $68,835. Savings: $3,590, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$72,425"}, {"label": "Advertised price", "value": "$68,835"}, {"label": "Savings", "value": "$3,590, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,590", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68835.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGC4SC2TU300657_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1397, "unit": "per_month", "display": "$1,397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68835.0, "price_incl_doc": 68835.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1396.67, "amount_financed": 73137.19, "sales_tax": 4302.19, "total_of_payments": 83800.07, "finance_charge": 10662.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261209, VIN KMTGC4SC2TU300657. $1,397 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,835, before any dealer documentation fee. Amount financed $73,137, including $4,302 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,800. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC2TU300657_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1212, "unit": "per_month", "display": "$1,212/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68835.0, "price_incl_doc": 68835.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1211.75, "amount_financed": 73137.19, "sales_tax": 4302.19, "total_of_payments": 87245.95, "finance_charge": 14108.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261209, VIN KMTGC4SC2TU300657. $1,212 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,835, before any dealer documentation fee. Amount financed $73,137, including $4,302 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC2TU300657_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1086, "unit": "per_month", "display": "$1,086/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68835.0, "price_incl_doc": 68835.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1085.69, "amount_financed": 73137.19, "sales_tax": 4302.19, "total_of_payments": 91198.13, "finance_charge": 18060.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261209, VIN KMTGC4SC2TU300657. $1,086 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,835, before any dealer documentation fee. Amount financed $73,137, including $4,302 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,198. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC2TU300657_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72425.0, "selling_price": 68835.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 909.2, "net_cap_cost": 69530.0, "residual_value": 44903.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 909.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1069.2}, "total_of_payments": 32724, "total_of_payments_unrounded": 32731.2}, "disclosure": "Estimated lease payment for stock #GD261209, VIN KMTGC4SC2TU300657. $909 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,069, made up of $909 first payment, $60 title, $100 registration. MSRP $72,425. Lease selling price $68,835. Net capitalized cost $69,530. Residual value $44,904, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,724. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC2TU300657_lease", "type": "lease", "label": "Lease", "headline": {"value": 816, "unit": "per_month", "display": "$816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72425.0, "selling_price": 68835.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 815.91, "net_cap_cost": 66531.0, "residual_value": 44903.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 815.91, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3974.91}, "total_of_payments": 29376, "total_of_payments_unrounded": 29372.76}, "disclosure": "Estimated lease payment for stock #GD261209, VIN KMTGC4SC2TU300657. $816 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,975, made up of $816 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $72,425. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXCR6C02N9N16850_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34380.0, "price_incl_doc": 34380.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 857.71, "amount_financed": 36528.75, "sales_tax": 2148.75, "total_of_payments": 41170.14, "finance_charge": 4641.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263239AA, VIN 5UXCR6C02N9N16850. $858 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,380, before any dealer documentation fee. Amount financed $36,529, including $2,149 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,170. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCR6C02N9N16850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34380.0, "price_incl_doc": 34380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.56, "amount_financed": 36528.75, "sales_tax": 2148.75, "total_of_payments": 42873.35, "finance_charge": 6344.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263239AA, VIN 5UXCR6C02N9N16850. $715 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,380, before any dealer documentation fee. Amount financed $36,529, including $2,149 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,873. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCR6C02N9N16850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,785"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2BAMCA7PC018668_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1242, "unit": "per_month", "display": "$1,242/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49785.0, "price_incl_doc": 49785.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1242.03, "amount_financed": 52896.56, "sales_tax": 3111.56, "total_of_payments": 59617.67, "finance_charge": 6721.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,242 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $49,785, before any dealer documentation fee. Amount financed $52,897, including $3,112 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $59,618. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA7PC018668_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49785.0, "price_incl_doc": 49785.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.73, "amount_financed": 52896.56, "sales_tax": 3111.56, "total_of_payments": 62084.05, "finance_charge": 9187.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,035 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $49,785, before any dealer documentation fee. Amount financed $52,897, including $3,112 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $62,084. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA7PC018668_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49785.0, "price_incl_doc": 49785.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.58, "amount_financed": 52896.56, "sales_tax": 3111.56, "total_of_payments": 64913.75, "finance_charge": 12017.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $902 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $49,785, before any dealer documentation fee. Amount financed $52,897, including $3,112 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $64,914. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KMTG54SE4TU167914", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57095.0, "msrp": 58095.0, "sale_price": 57095.0, "currency": "USD", "mileage": 35, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260515X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8a929df75f134111b1fc97748966fabf.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8a929df75f134111b1fc97748966fabf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3da4756b866e465f835cf4d493d2530d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/317e5e3861b04fe6a51a73045613f917.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75cb6799578e493d88ca834c22508d95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7c672ef045042bd841b3d0644cd7b08.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c66bca60f012443a823128edd5c05cb1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0fe38e4dbfdb4d02a870080e213a2b43.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ecc301a6955740c48faf15a4175ac5c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bc14e82cc104ed383e965ea456a290d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db16040528ac4f9db809ad44dab330ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15e09f49f0bc40f7a4a0fff117cfbcd7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/49a3a8cb43384f5ba99b2814d80b291b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd26120e96214de3934ade2d08be14b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/deb7b342ed02468c82b2c7d95bf01a64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e8394ed424246f29fda3100c825d414.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/085ad80327e74adb94e128be45ba94a1.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58095.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu167914/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu167914/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE4TU167914.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE4TU167914.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE4TU167914.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se4tu167914/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260515X, VIN KMTG54SE4TU167914. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,095. Advertised price: $57,095. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,095"}, {"label": "Advertised price", "value": "$57,095"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE4TU167914_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57095.0, "price_incl_doc": 57095.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1158.46, "amount_financed": 60663.44, "sales_tax": 3568.44, "total_of_payments": 69507.73, "finance_charge": 8844.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260515X, VIN KMTG54SE4TU167914. $1,158 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,095, before any dealer documentation fee. Amount financed $60,663, including $3,568 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,508. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU167914_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57095.0, "price_incl_doc": 57095.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.08, "amount_financed": 60663.44, "sales_tax": 3568.44, "total_of_payments": 72365.91, "finance_charge": 11702.47, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260515X, VIN KMTG54SE4TU167914. $1,005 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,095, before any dealer documentation fee. Amount financed $60,663, including $3,568 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,366. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU167914_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57095.0, "price_incl_doc": 57095.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 900.52, "amount_financed": 60663.44, "sales_tax": 3568.44, "total_of_payments": 75644.04, "finance_charge": 14980.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260515X, VIN KMTG54SE4TU167914. $901 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,095, before any dealer documentation fee. Amount financed $60,663, including $3,568 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU167914_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 792, "unit": "per_month", "display": "$792/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58095.0, "selling_price": 57095.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 792.06, "net_cap_cost": 57790.0, "residual_value": 36018.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 792.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 952.06}, "total_of_payments": 28512, "total_of_payments_unrounded": 28514.16}, "disclosure": "Estimated lease payment for stock #GD260515X, VIN KMTG54SE4TU167914. $792 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $952, made up of $792 first payment, $60 title, $100 registration. MSRP $58,095. Lease selling price $57,095. Net capitalized cost $57,790. Residual value $36,019, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,512. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE4TU167914_lease", "type": "lease", "label": "Lease", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58095.0, "selling_price": 57095.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 698.77, "net_cap_cost": 54791.0, "residual_value": 36018.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 698.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3857.77}, "total_of_payments": 25164, "total_of_payments_unrounded": 25155.72}, "disclosure": "Estimated lease payment for stock #GD260515X, VIN KMTG54SE4TU167914. $699 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,858, made up of $699 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,095. Lease selling price $57,095. Net capitalized cost $54,791. Residual value $36,019, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 179}}, {"vin": "5FNYG1H83PB014114", "title": "2023 Honda Pilot Elite", "year": 2023, "make": "Honda", "model": "Pilot", "trim": "Elite", "decoded_trim": "ELITE", "condition": "used", "price": 33735.0, "msrp": 33735.0, "sale_price": 34123.0, "currency": "USD", "mileage": 89448, "exterior_color": "Obsidian Blue Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1021", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,735"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33735.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYG1H83PB014114_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.62, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 40397.76, "finance_charge": 4554.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $842 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,398. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 701.15, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 42069.01, "finance_charge": 6225.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $701 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.92, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 43986.45, "finance_charge": 8143.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $611 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,986. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LVBF78SD014863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44388.0, "price_incl_doc": 44388.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.56, "amount_financed": 47162.25, "sales_tax": 2774.25, "total_of_payments": 55353.76, "finance_charge": 8191.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0988, VIN WA1LVBF78SD014863. $923 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,388, before any dealer documentation fee. Amount financed $47,162, including $2,774 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,354. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LVBF78SD014863_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44388.0, "price_incl_doc": 44388.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.84, "amount_financed": 47162.25, "sales_tax": 2774.25, "total_of_payments": 57876.7, "finance_charge": 10714.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0988, VIN WA1LVBF78SD014863. $804 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,388, before any dealer documentation fee. Amount financed $47,162, including $2,774 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,877. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8857.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMCU0J90EUE37278_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 221, "unit": "per_month", "display": "$221/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8857.0, "price_incl_doc": 8857.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 220.96, "amount_financed": 9410.56, "sales_tax": 553.56, "total_of_payments": 10606.28, "finance_charge": 1195.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983A, VIN 1FMCU0J90EUE37278. $221 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $8,857, before any dealer documentation fee. Amount financed $9,411, including $554 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $10,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0J90EUE37278_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 184, "unit": "per_month", "display": "$184/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8857.0, "price_incl_doc": 8857.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 184.08, "amount_financed": 9410.56, "sales_tax": 553.56, "total_of_payments": 11045.06, "finance_charge": 1634.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983A, VIN 1FMCU0J90EUE37278. $184 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $8,857, before any dealer documentation fee. Amount financed $9,411, including $554 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $11,045. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0J90EUE37278_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 160, "unit": "per_month", "display": "$160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8857.0, "price_incl_doc": 8857.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 160.4, "amount_financed": 9410.56, "sales_tax": 553.56, "total_of_payments": 11548.48, "finance_charge": 2137.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983A, VIN 1FMCU0J90EUE37278. $160 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $8,857, before any dealer documentation fee. Amount financed $9,411, including $554 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $11,548. Offer expires 2026-07-31. Estimated for ZIP 60515. 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jf2skajc1lh494457/2020-subaru-forester-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JF2SKAJC1LH494457.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JF2SKAJC1LH494457.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JF2SKAJC1LH494457.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jf2skajc1lh494457/2020-subaru-forester-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,745"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19745.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKAJC1LH494457_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19745.0, "price_incl_doc": 19745.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.6, "amount_financed": 20979.06, "sales_tax": 1234.06, "total_of_payments": 23644.69, "finance_charge": 2665.63, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $493 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,745, before any dealer documentation fee. Amount financed $20,979, including $1,234 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,645. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAJC1LH494457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 410, "unit": "per_month", "display": "$410/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19745.0, "price_incl_doc": 19745.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 410.38, "amount_financed": 20979.06, "sales_tax": 1234.06, "total_of_payments": 24622.87, "finance_charge": 3643.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $410 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,745, before any dealer documentation fee. Amount financed $20,979, including $1,234 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,623. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAJC1LH494457_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 358, "unit": "per_month", "display": "$358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19745.0, "price_incl_doc": 19745.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.57, "amount_financed": 20979.06, "sales_tax": 1234.06, "total_of_payments": 25745.14, "finance_charge": 4766.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $358 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,745, before any dealer documentation fee. Amount financed $20,979, including $1,234 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,745. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55999.0, "price_incl_doc": 55999.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1397.06, "amount_financed": 59498.94, "sales_tax": 3499.94, "total_of_payments": 67058.95, "finance_charge": 7560.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0504, VIN KMTFC4SD5PU028423. $1,397 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $55,999, before any dealer documentation fee. Amount financed $59,499, including $3,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $67,059. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH087194_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH087194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41530.0, "price_incl_doc": 41530.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 863.16, "amount_financed": 44125.63, "sales_tax": 2595.63, "total_of_payments": 51789.72, "finance_charge": 7664.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262404A, VIN 5NMP3DG1XTH087194. $863 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,530, before any dealer documentation fee. Amount financed $44,126, including $2,596 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,790. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH087194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 752, "unit": "per_month", "display": "$752/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41530.0, "price_incl_doc": 41530.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 752.09, "amount_financed": 44125.63, "sales_tax": 2595.63, "total_of_payments": 54150.21, "finance_charge": 10024.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262404A, VIN 5NMP3DG1XTH087194. $752 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,530, before any dealer documentation fee. Amount financed $44,126, including $2,596 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $54,150. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JTJDZKCA2J2000270", "title": "2018 Lexus RX 350L", "year": 2018, "make": "Lexus", "model": "RX", "trim": "350L", "decoded_trim": "350/350 F Sport", "condition": "used", "price": 23524.0, "msrp": 23524.0, "sale_price": 23500.0, "currency": "USD", "mileage": 120710, "exterior_color": "Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.5 L/211", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MD262810A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jtjdzkca2j2000270/2018-lexus-rx-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JTJDZKCA2J2000270.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JTJDZKCA2J2000270.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JTJDZKCA2J2000270.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jtjdzkca2j2000270/2018-lexus-rx-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262810A, VIN JTJDZKCA2J2000270. Advertised price: $23,524. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,524"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23524.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTJDZKCA2J2000270_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.88, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 28170.05, "finance_charge": 3175.8, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,170. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTJDZKCA2J2000270_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.92, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 29335.45, "finance_charge": 4341.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,335. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTJDZKCA2J2000270_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 426.01, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 30672.51, "finance_charge": 5678.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $426 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHEESC1TU355536", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 85670.0, "msrp": 85670.0, "sale_price": 81350.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHEESC1TU355536", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/7b582738dca941998a8765df021e4033.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/7b582738dca941998a8765df021e4033.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee4a4ea758304b7ca92fe11095a0b2d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b78d9bb369a4167ab6a7926eb68b65f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b7326496fb9144d994ce9977f8af0659.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66965584f6604fa49b6a08573a7cd0cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6e56b7da56446d19568898ced035ef8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cc39341efb445e685879ff77d2a9d8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1961b5f14a764c00bd447b5a726facd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a6e078742d6450398514486ec94ee96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53c710c341d049bb9f3987872e0b70da.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/649b26751fee443aa1b0168bf37f4e61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8edef0ec37d4f1f9af9bc6fff698696.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa6da69ccc5149a2ac3ef49884e4132f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc3e1fd308e34f8586daeb98f2d27e49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c72a94fe6d15414487748633a690982a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aba3a9a1243c4db18163f6b57fd4e42f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu355536/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu355536/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC1TU355536.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC1TU355536.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC1TU355536.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc1tu355536/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. Advertised price: $85,670. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$85,670"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC1TU355536_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1738, "unit": "per_month", "display": "$1,738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1738.25, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 104295.08, "finance_charge": 13270.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. $1,738 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,295. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU355536_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1508, "unit": "per_month", "display": "$1,508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1508.11, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 108583.72, "finance_charge": 17559.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. $1,508 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU355536_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1351, "unit": "per_month", "display": "$1,351/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1351.22, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 113502.49, "finance_charge": 22478.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. $1,351 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,502. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU355536_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1204, "unit": "per_month", "display": "$1,204/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 85670.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1203.62, "net_cap_cost": 86365.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1203.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1363.62}, "total_of_payments": 43344, "total_of_payments_unrounded": 43330.32}, "disclosure": "Estimated lease payment for stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. $1,204 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,364, made up of $1,204 first payment, $60 title, $100 registration. MSRP $85,670. Lease selling price $85,670. Net capitalized cost $86,365. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1TU355536_lease", "type": "lease", "label": "Lease", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 85670.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1110.33, "net_cap_cost": 83366.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1110.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4269.33}, "total_of_payments": 39960, "total_of_payments_unrounded": 39971.88}, "disclosure": "Estimated lease payment for stock #KMUHEESC1TU355536, VIN KMUHEESC1TU355536. $1,110 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,269, made up of $1,110 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,670. Lease selling price $85,670. Net capitalized cost $83,366. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,960. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 138}}, {"vin": "KMTG54SE3TU175695", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57145.0, "msrp": 58145.0, "sale_price": 57145.0, "currency": "USD", "mileage": 14, "exterior_color": "Capri Blue", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260598", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/bc9e5154a3cd46c2a7f5eb5f9b4addb0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/bc9e5154a3cd46c2a7f5eb5f9b4addb0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38c071c2dd3c4dfc8e600b5ef8ba0b58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0013800cfcbd4ac88ae43c01326aa031.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b62ddc64a1a74d26ad90870d71347380.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b443605ac77643bdb3f63ce85de0e18f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dded3a893d864eb994336b1df3b172ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e846da088b05422eb8cffa0b1431a0f0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aca5cddef228411eba7e8320d8a51809.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c621c2801ab4a7aa6e98707af911597.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ad8185d286514091b714a365129dd93c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/674e745a1c644902b35f75d97b4101a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6fbc01ae197e4daf846993ca11f88102.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2bc3faf498142ed8e9d4ad58ffd4097.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ea7f4a6ef164abd87a4c8b4866f6a53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5cce87a4d1b04e38b21d2c62c13df1dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f0347e3df7a4d4b95549d5befd0c02f.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58145.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu175695/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu175695/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE3TU175695.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE3TU175695.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE3TU175695.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu175695/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260598, VIN KMTG54SE3TU175695. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,145. Advertised price: $57,145. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,145"}, {"label": "Advertised price", "value": "$57,145"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57145.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE3TU175695_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1159, "unit": "per_month", "display": "$1,159/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.48, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 69568.6, "finance_charge": 8852.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260598, VIN KMTG54SE3TU175695. $1,159 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,569. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU175695_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.96, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 72429.28, "finance_charge": 11712.72, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260598, VIN KMTG54SE3TU175695. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,429. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU175695_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57145.0, "price_incl_doc": 57145.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.31, "amount_financed": 60716.56, "sales_tax": 3571.56, "total_of_payments": 75710.27, "finance_charge": 14993.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260598, VIN KMTG54SE3TU175695. $901 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,145, before any dealer documentation fee. Amount financed $60,717, including $3,572 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,710. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU175695_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58145.0, "selling_price": 57145.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 792.75, "net_cap_cost": 57840.0, "residual_value": 36049.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 792.75, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 952.75}, "total_of_payments": 28548, "total_of_payments_unrounded": 28539.0}, "disclosure": "Estimated lease payment for stock #GD260598, VIN KMTG54SE3TU175695. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,145. Lease selling price $57,145. Net capitalized cost $57,840. Residual value $36,050, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU175695_lease", "type": "lease", "label": "Lease", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58145.0, "selling_price": 57145.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.46, "net_cap_cost": 54841.0, "residual_value": 36049.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.46, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.46}, "total_of_payments": 25164, "total_of_payments_unrounded": 25180.56}, "disclosure": "Estimated lease payment for stock #GD260598, VIN KMTG54SE3TU175695. $699 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,858, made up of $699 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,145. Lease selling price $57,145. Net capitalized cost $54,841. Residual value $36,050, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 127}}, {"vin": "5NMMFDTB2TH070527", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61330.0, "msrp": 62830.0, "sale_price": 61330.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260656", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d2f8bc5611cf47a396405cd86c551bfd.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d2f8bc5611cf47a396405cd86c551bfd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2e29803787c4fb6a806a0fe7c081dd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8d0e81a33994c77937741c42cef38d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f6149056b09496bbc894e72b59f59e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59687a4d76174516bc237f22e607ccae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b43a4f5c91e34ddeaa3abc3774ff1910.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31db9db85f9242d0adf70652d50c9757.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc6d3dfc2edf4998938c23a42c2bdbe3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4a114fae9d843cc94f712504c0f6b62.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e25d8c0238e84edf8719c00993ec7d68.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e30fbc811d884e99858216a48eca56cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d888995368b14a7f96c5b786f9fbc13b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8e663138baa646f284bfb7f91a79c9ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e2d073387714840b59a38b561723bb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33842deb970d474293be16c705bc8de5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47f58adb20224fb590ff21b054bd9a26.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62830.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070527/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070527/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB2TH070527.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH070527.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH070527.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th070527/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260656, VIN 5NMMFDTB2TH070527. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,830. Advertised price: $61,330. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,830"}, {"label": "Advertised price", "value": "$61,330"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61330.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB2TH070527_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1244, "unit": "per_month", "display": "$1,244/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61330.0, "price_incl_doc": 61330.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1244.39, "amount_financed": 65163.13, "sales_tax": 3833.13, "total_of_payments": 74663.45, "finance_charge": 9500.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260656, VIN 5NMMFDTB2TH070527. $1,244 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,330, before any dealer documentation fee. Amount financed $65,163, including $3,833 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,663. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070527_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61330.0, "price_incl_doc": 61330.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1079.63, "amount_financed": 65163.13, "sales_tax": 3833.13, "total_of_payments": 77733.62, "finance_charge": 12570.49, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260656, VIN 5NMMFDTB2TH070527. $1,080 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,330, before any dealer documentation fee. Amount financed $65,163, including $3,833 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,734. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070527_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61330.0, "price_incl_doc": 61330.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 967.32, "amount_financed": 65163.13, "sales_tax": 3833.13, "total_of_payments": 81254.91, "finance_charge": 16091.78, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260656, VIN 5NMMFDTB2TH070527. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,330, before any dealer documentation fee. Amount financed $65,163, including $3,833 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,255. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070527_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62830.0, "selling_price": 61330.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.83, "net_cap_cost": 62025.0, "residual_value": 38954.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.83, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.83}, "total_of_payments": 30312, "total_of_payments_unrounded": 30305.88}, "disclosure": "Estimated lease payment for stock #GD260656, VIN 5NMMFDTB2TH070527. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $62,830. Lease selling price $61,330. Net capitalized cost $62,025. Residual value $38,955, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH070527_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62830.0, "selling_price": 61330.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.54, "net_cap_cost": 59026.0, "residual_value": 38954.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.54, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.54}, "total_of_payments": 26964, "total_of_payments_unrounded": 26947.44}, "disclosure": "Estimated lease payment for stock #GD260656, VIN 5NMMFDTB2TH070527. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,830. Lease selling price $61,330. Net capitalized cost $59,026. Residual value $38,955, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81062.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC2TU347784_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1645, "unit": "per_month", "display": "$1,645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1644.75, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 98685.28, "finance_charge": 12556.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260617, VIN KMUHEESC2TU347784. $1,645 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,685. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC2TU347784_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1427, "unit": "per_month", "display": "$1,427/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1426.99, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 102743.24, "finance_charge": 16614.86, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260617, VIN KMUHEESC2TU347784. $1,427 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC2TU347784_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1279, "unit": "per_month", "display": "$1,279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1278.54, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 107397.44, "finance_charge": 21269.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260617, VIN KMUHEESC2TU347784. $1,279 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,397. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC2TU347784_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85290.0, "selling_price": 81062.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1066.86, "net_cap_cost": 81757.0, "residual_value": 52879.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1066.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1226.86}, "total_of_payments": 38412, "total_of_payments_unrounded": 38406.96}, "disclosure": "Estimated lease payment for stock #GD260617, VIN KMUHEESC2TU347784. $1,067 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,227, made up of $1,067 first payment, $60 title, $100 registration. MSRP $85,290. Lease selling price $81,062. Net capitalized cost $81,757. Residual value $52,880, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,412. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC2TU347784_lease", "type": "lease", "label": "Lease", "headline": {"value": 974, "unit": "per_month", "display": "$974/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85290.0, "selling_price": 81062.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 973.56, "net_cap_cost": 78758.0, "residual_value": 52879.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 973.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4132.56}, "total_of_payments": 35064, "total_of_payments_unrounded": 35048.16}, "disclosure": "Estimated lease payment for stock #GD260617, VIN KMUHEESC2TU347784. $974 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,133, made up of $974 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,290. Lease selling price $81,062. Net capitalized cost $78,758. Residual value $52,880, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,064. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 129}}, {"vin": "5NMZTDLBXHH030363", "title": "2017 Hyundai Santa Fe Sport Sport Base", "year": 2017, "make": "Hyundai", "model": "Santa Fe Sport", "trim": "Sport Base", "decoded_trim": "Sport Base", "condition": "used", "price": 11998.0, "msrp": 11998.0, "sale_price": 37998.0, "currency": "USD", "mileage": 81648, "exterior_color": "Adriatic Blue", "interior_color": "Beige", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 11998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMZTDLBXHH030363_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11998.0, "price_incl_doc": 11998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 299.33, "amount_financed": 12747.88, "sales_tax": 749.88, "total_of_payments": 14367.64, "finance_charge": 1619.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5NMZTDLBXHH030363. $299 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $11,998, before any dealer documentation fee. Amount financed $12,748, including $750 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $14,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMZTDLBXHH030363_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11998.0, "price_incl_doc": 11998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 249.37, "amount_financed": 12747.88, "sales_tax": 749.88, "total_of_payments": 14962.03, "finance_charge": 2214.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5NMZTDLBXHH030363. $249 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $11,998, before any dealer documentation fee. Amount financed $12,748, including $750 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $14,962. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMZTDLBXHH030363_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 217, "unit": "per_month", "display": "$217/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11998.0, "price_incl_doc": 11998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 217.28, "amount_financed": 12747.88, "sales_tax": 749.88, "total_of_payments": 15643.98, "finance_charge": 2896.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5NMZTDLBXHH030363. $217 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $11,998, before any dealer documentation fee. Amount financed $12,748, including $750 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $15,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "5NMMBDTB4TH070511", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57960.0, "msrp": 59460.0, "sale_price": 57960.0, "currency": "USD", "mileage": 14, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260640", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/05f6c1f44d90482aad3cb074ab0e4b36.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/05f6c1f44d90482aad3cb074ab0e4b36.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8929cd1f5c74f9ba12fb8f4be490e8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbcdfcdbdf7b4c46bc656e78ea744078.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69dd8cc692f0429282ae16997bb0d8a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8675640a9cc2418d9a17b368013b2c35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/11b21294b65d49d686cdaed7b6e12770.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3aa6773f595042a387cd7d903bfef12f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dd57361c1df340ccac06b146ccaed70d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/053e98d7707940b3b5d69198b508dd42.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb37b3a27ea84bc4aa9a8c1281de88e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efb66e2af29c436f8faffe54f2e52a3c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c893759bb05142aeaec14c0d07782db8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e25b024170814df99e2e21a16a90fee9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f5d892e42ce4a05b5f6b88740af5e92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be95e3e5fdc54c2f90918c82b3187f04.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca52af9623464ceeb248323bd11785a6.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59460.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th070511/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th070511/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB4TH070511.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH070511.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH070511.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th070511/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260640, VIN 5NMMBDTB4TH070511. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,460. Advertised price: $57,960. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,460"}, {"label": "Advertised price", "value": "$57,960"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57960.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB4TH070511_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.01, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 70560.79, "finance_charge": 8978.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260640, VIN 5NMMBDTB4TH070511. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,561. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH070511_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.31, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 73462.26, "finance_charge": 11879.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260640, VIN 5NMMBDTB4TH070511. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH070511_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.17, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 76790.05, "finance_charge": 15207.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260640, VIN 5NMMBDTB4TH070511. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,790. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH070511_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59460.0, "selling_price": 57960.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.34, "net_cap_cost": 58655.0, "residual_value": 36865.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.34}, "total_of_payments": 28620, "total_of_payments_unrounded": 28632.24}, "disclosure": "Estimated lease payment for stock #GD260640, VIN 5NMMBDTB4TH070511. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,460. Lease selling price $57,960. Net capitalized cost $58,655. Residual value $36,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH070511_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59460.0, "selling_price": 57960.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 702.05, "net_cap_cost": 55656.0, "residual_value": 36865.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 702.05, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3861.05}, "total_of_payments": 25272, "total_of_payments_unrounded": 25273.8}, "disclosure": "Estimated lease payment for stock #GD260640, VIN 5NMMBDTB4TH070511. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,460. Lease selling price $57,960. Net capitalized cost $55,656. Residual value $36,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 130}}, {"vin": "KMTFD4SD3TU063629", "title": "2026 Genesis G90 3.5T E-SC MHEV Prestige Black", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T E-SC MHEV Prestige Black", "decoded_trim": "3.5T e-Supercharger Prestige Black", "condition": "new", "price": 108265.0, "msrp": 108265.0, "sale_price": 103265.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KMTFD4SD3TU063629", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/07104cbc5dec44cc85fd21f794823e78.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/07104cbc5dec44cc85fd21f794823e78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c47d70a08dc14f1ba1fff80eac1cd6ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/42d2e85e531a4128af56f91b552d9746.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bcee6b7496647c2a2c4d0d6c549b1d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c933197e79545f384d19787ff585ef7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2179d23336fd44beb11b24881fa89002.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44e6c662d7534d9eb9f5d1309ea51681.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf66bdb386bd4bee91489cf643a25e97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e214f55841394324a5c5161f26cd906d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/307c11f622904cfd9ddf5d62b96cef29.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7fdea91e3e74b51a137abaf03d83808.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f7f8c45abf5463d894f074e81229db2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c7087bd868f44bc19dae1ccd9a5a2ff3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ffe2247e032445b9a91bdf73a4d830f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4f000f22b6f4102a96448679e12579a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3717cbf5ff6f49a0abaabe39cbe9636a.jpg"], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 108265.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfd4sd3tu063629/2026-genesis-g90-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfd4sd3tu063629/2026-genesis-g90-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTFD4SD3TU063629.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTFD4SD3TU063629.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTFD4SD3TU063629.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfd4sd3tu063629/2026-genesis-g90-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. Advertised price: $108,265. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$108,265"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 108265.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFD4SD3TU063629_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2197, "unit": "per_month", "display": "$2,197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 108265.0, "price_incl_doc": 108265.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2196.71, "amount_financed": 115031.56, "sales_tax": 6766.56, "total_of_payments": 131802.33, "finance_charge": 16770.77, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. $2,197 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $108,265, before any dealer documentation fee. Amount financed $115,032, including $6,767 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $131,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFD4SD3TU063629_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1906, "unit": "per_month", "display": "$1,906/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 108265.0, "price_incl_doc": 108265.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1905.86, "amount_financed": 115031.56, "sales_tax": 6766.56, "total_of_payments": 137222.08, "finance_charge": 22190.52, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. $1,906 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $108,265, before any dealer documentation fee. Amount financed $115,032, including $6,767 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $137,222. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFD4SD3TU063629_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1708, "unit": "per_month", "display": "$1,708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 108265.0, "price_incl_doc": 108265.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1707.6, "amount_financed": 115031.56, "sales_tax": 6766.56, "total_of_payments": 143438.15, "finance_charge": 28406.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. $1,708 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $108,265, before any dealer documentation fee. Amount financed $115,032, including $6,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $143,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFD4SD3TU063629_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108265.0, "selling_price": 108265.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1515.37, "net_cap_cost": 108960.0, "residual_value": 67124.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1515.37, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1675.37}, "total_of_payments": 54540, "total_of_payments_unrounded": 54553.32}, "disclosure": "Estimated lease payment for stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. $1,515 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,675, made up of $1,515 first payment, $60 title, $100 registration. MSRP $108,265. Lease selling price $108,265. Net capitalized cost $108,960. Residual value $67,124, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $54,540. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFD4SD3TU063629_lease", "type": "lease", "label": "Lease", "headline": {"value": 1422, "unit": "per_month", "display": "$1,422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 108265.0, "selling_price": 108265.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1422.08, "net_cap_cost": 105961.0, "residual_value": 67124.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1422.08, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4581.08}, "total_of_payments": 51192, "total_of_payments_unrounded": 51194.88}, "disclosure": "Estimated lease payment for stock #KMTFD4SD3TU063629, VIN KMTFD4SD3TU063629. $1,422 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,581, made up of $1,422 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $108,265. Lease selling price $108,265. Net capitalized cost $105,961. Residual value $67,124, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $51,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 130}}, {"vin": "KMUHGESB7TU348382", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63411.0, "msrp": 66710.0, "sale_price": 63411.0, "currency": "USD", "mileage": 12, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260608", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ef8424080b9e4c61b2c55b1ca39597c3.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ef8424080b9e4c61b2c55b1ca39597c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c7d13a019084acb9db05a5dabfce35d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/756656d46bc3499399d112f42862ab05.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73a51ce37fcd4b4ba586f4f37f4a456a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef88bdeb507b4857a2aaab92ecfbe59b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cc2d94b685240929318a1ddd3423305.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ae6995d84ba4ac18a78b2797313d0fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3bd6b8651e04524ad3fa27ac0363fb7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5823dbfac28c46fca8380f856f98d920.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c2d96f7a41249a4be883fcf9e2014e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/650989bb73d74798aff1b9a3349fae5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ba8010ab5da461aa5be036cd9aa892a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e419fa79f4d4c90970ec0b929663324.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6faf3bbcb1a44ca599af15d3472345ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/884e061a5beb493cb07d543b9f4f5a3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55c96671948c4414bf41071e7b96e520.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66710.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb7tu348382/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb7tu348382/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB7TU348382.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB7TU348382.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB7TU348382.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb7tu348382/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,299. This offer applies to Stock #GD260608, VIN KMUHGESB7TU348382. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,710. Advertised price: $63,411. Savings: $3,299, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,710"}, {"label": "Advertised price", "value": "$63,411"}, {"label": "Savings", "value": "$3,299, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,299", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63411.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB7TU348382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63411.0, "price_incl_doc": 63411.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1286.61, "amount_financed": 67374.19, "sales_tax": 3963.19, "total_of_payments": 77196.86, "finance_charge": 9822.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260608, VIN KMUHGESB7TU348382. $1,287 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,411, before any dealer documentation fee. Amount financed $67,374, including $3,963 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,197. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB7TU348382_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1116, "unit": "per_month", "display": "$1,116/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63411.0, "price_incl_doc": 63411.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1116.27, "amount_financed": 67374.19, "sales_tax": 3963.19, "total_of_payments": 80371.22, "finance_charge": 12997.03, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260608, VIN KMUHGESB7TU348382. $1,116 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,411, before any dealer documentation fee. Amount financed $67,374, including $3,963 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,371. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB7TU348382_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1000, "unit": "per_month", "display": "$1,000/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63411.0, "price_incl_doc": 63411.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.14, "amount_financed": 67374.19, "sales_tax": 3963.19, "total_of_payments": 84011.98, "finance_charge": 16637.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260608, VIN KMUHGESB7TU348382. $1,000 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,411, before any dealer documentation fee. Amount financed $67,374, including $3,963 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,012. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB7TU348382_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66710.0, "selling_price": 63411.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.4, "net_cap_cost": 64106.0, "residual_value": 41360.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.4, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.4}, "total_of_payments": 30204, "total_of_payments_unrounded": 30218.4}, "disclosure": "Estimated lease payment for stock #GD260608, VIN KMUHGESB7TU348382. $839 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $999, made up of $839 first payment, $60 title, $100 registration. MSRP $66,710. Lease selling price $63,411. Net capitalized cost $64,106. Residual value $41,360, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB7TU348382_lease", "type": "lease", "label": "Lease", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66710.0, "selling_price": 63411.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 746.11, "net_cap_cost": 61107.0, "residual_value": 41360.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 746.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3905.11}, "total_of_payments": 26856, "total_of_payments_unrounded": 26859.96}, "disclosure": "Estimated lease payment for stock #GD260608, VIN KMUHGESB7TU348382. $746 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,905, made up of $746 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,710. Lease selling price $63,411. Net capitalized cost $61,107. Residual value $41,360, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,856. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 133}}, {"vin": "5NMMBDTB1TH070398", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57925.0, "msrp": 59425.0, "sale_price": 57925.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260642", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/00c0b8c6ab5e49cda1a8019569af3cfd.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/00c0b8c6ab5e49cda1a8019569af3cfd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e36f40938aa4ac8ba5c8acff6f73033.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a901a0df4e93426b9777369561a1509f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/edf1a646e6ac4407b922e14d61faf8eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8e6bbec26cb472585f83b12c0decc25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71b5483704f644d2a156c170d45d8be8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d32449c406744d1184135da1fad8ba85.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95653d047c46424b9d8d7d0b339be1dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc679663d9714aaaafc6b1d3bb627619.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d173e71c6ee84fb3a39d8ea7f034abb5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06d9cb31c2e447c6bb5f0146454f2a2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3b826ec93ab495aab91a852ba5d75dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48977c4ae33d4a0fac3df25c5755d4c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0ecab3a45044fa9bea65b563c3f2210.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a058f231f3ea4358a6314d18e98bea1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/72893e3f35f4437f87f1de22c5985ba9.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59425.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th070398/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th070398/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB1TH070398.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH070398.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH070398.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th070398/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260642, VIN 5NMMBDTB1TH070398. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,425. Advertised price: $57,925. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,425"}, {"label": "Advertised price", "value": "$57,925"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB1TH070398_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1175, "unit": "per_month", "display": "$1,175/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57925.0, "price_incl_doc": 57925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.3, "amount_financed": 61545.31, "sales_tax": 3620.31, "total_of_payments": 70518.17, "finance_charge": 8972.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260642, VIN 5NMMBDTB1TH070398. $1,175 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,925, before any dealer documentation fee. Amount financed $61,545, including $3,620 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,518. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH070398_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57925.0, "price_incl_doc": 57925.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.69, "amount_financed": 61545.31, "sales_tax": 3620.31, "total_of_payments": 73417.9, "finance_charge": 11872.59, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260642, VIN 5NMMBDTB1TH070398. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,925, before any dealer documentation fee. Amount financed $61,545, including $3,620 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,418. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH070398_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57925.0, "price_incl_doc": 57925.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.62, "amount_financed": 61545.31, "sales_tax": 3620.31, "total_of_payments": 76743.68, "finance_charge": 15198.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260642, VIN 5NMMBDTB1TH070398. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,925, before any dealer documentation fee. Amount financed $61,545, including $3,620 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,744. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH070398_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59425.0, "selling_price": 57925.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.85, "net_cap_cost": 58620.0, "residual_value": 36843.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.85, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.85}, "total_of_payments": 28620, "total_of_payments_unrounded": 28614.6}, "disclosure": "Estimated lease payment for stock #GD260642, VIN 5NMMBDTB1TH070398. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,425. Lease selling price $57,925. Net capitalized cost $58,620. Residual value $36,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH070398_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59425.0, "selling_price": 57925.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.56, "net_cap_cost": 55621.0, "residual_value": 36843.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.56}, "total_of_payments": 25272, "total_of_payments_unrounded": 25256.16}, "disclosure": "Estimated lease payment for stock #GD260642, VIN 5NMMBDTB1TH070398. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,425. Lease selling price $57,925. Net capitalized cost $55,621. Residual value $36,844, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 150}}, {"vin": "KMUMEDTCXTU253532", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68858.0, "msrp": 74080.0, "sale_price": 68858.0, "currency": "USD", "mileage": 27, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260254", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/caa4e6a114b24401bf83c9f42ae3a80c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/caa4e6a114b24401bf83c9f42ae3a80c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc567606d5944644bb738c0895588ac4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ff72d2590bb343b0af517b427110e6fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f3a0b70f89042529178429d6f70c6cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ed2f36dbb1d44cca4c3d0ebfde8012d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dadb1f692bb24faf97cceb3541a2f803.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1478f93763774ca5937fff5b493733cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee7a9866d33948aeb4a6b285788bc57f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/11c07f9ce184430a9743e816a732d0d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12d30f1a44414cd1bb2dda129e0b5314.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/711e46dd12f14beca43ad0ab50d66f6c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59119ffb840c428ea4cc1c813b6ebb90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8acddaf14348429a8acf7dc93eeb612f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd14e1ede763459895fe10bb17040f33.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61b0e5473fe84008a11c0219c347f3cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb8f105bb01044a0acfbd31bec1c2d06.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74080.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtcxtu253532/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtcxtu253532/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTCXTU253532.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTCXTU253532.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTCXTU253532.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtcxtu253532/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,222. This offer applies to Stock #GD260254, VIN KMUMEDTCXTU253532. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $74,080. Advertised price: $68,858. Savings: $5,222, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$74,080"}, {"label": "Advertised price", "value": "$68,858"}, {"label": "Savings", "value": "$5,222, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,222", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68858.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTCXTU253532_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1397, "unit": "per_month", "display": "$1,397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68858.0, "price_incl_doc": 68858.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1397.13, "amount_financed": 73161.63, "sales_tax": 4303.63, "total_of_payments": 83828.07, "finance_charge": 10666.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260254, VIN KMUMEDTCXTU253532. $1,397 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,858, before any dealer documentation fee. Amount financed $73,162, including $4,304 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,828. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTCXTU253532_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1212, "unit": "per_month", "display": "$1,212/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68858.0, "price_incl_doc": 68858.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1212.15, "amount_financed": 73161.63, "sales_tax": 4303.63, "total_of_payments": 87275.1, "finance_charge": 14113.47, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260254, VIN KMUMEDTCXTU253532. $1,212 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,858, before any dealer documentation fee. Amount financed $73,162, including $4,304 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTCXTU253532_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1086, "unit": "per_month", "display": "$1,086/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68858.0, "price_incl_doc": 68858.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1086.05, "amount_financed": 73161.63, "sales_tax": 4303.63, "total_of_payments": 91228.6, "finance_charge": 18066.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260254, VIN KMUMEDTCXTU253532. $1,086 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,858, before any dealer documentation fee. Amount financed $73,162, including $4,304 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,229. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTCXTU253532_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74080.0, "selling_price": 68858.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 881.27, "net_cap_cost": 69553.0, "residual_value": 45929.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 881.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1041.27}, "total_of_payments": 31716, "total_of_payments_unrounded": 31725.72}, "disclosure": "Estimated lease payment for stock #GD260254, VIN KMUMEDTCXTU253532. $881 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,041, made up of $881 first payment, $60 title, $100 registration. MSRP $74,080. Lease selling price $68,858. Net capitalized cost $69,553. Residual value $45,930, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTCXTU253532_lease", "type": "lease", "label": "Lease", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74080.0, "selling_price": 68858.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 787.98, "net_cap_cost": 66554.0, "residual_value": 45929.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 787.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3946.98}, "total_of_payments": 28368, "total_of_payments_unrounded": 28367.28}, "disclosure": "Estimated lease payment for stock #GD260254, VIN KMUMEDTCXTU253532. $788 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,947, made up of $788 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,080. Lease selling price $68,858. Net capitalized cost $66,554. Residual value $45,930, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,368. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,210"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20210.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2GNAXUEV0L6183429_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20210.0, "price_incl_doc": 20210.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 504.2, "amount_financed": 21473.13, "sales_tax": 1263.13, "total_of_payments": 24201.53, "finance_charge": 2728.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $504 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,210, before any dealer documentation fee. Amount financed $21,473, including $1,263 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,202. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXUEV0L6183429_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20210.0, "price_incl_doc": 20210.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 420.05, "amount_financed": 21473.13, "sales_tax": 1263.13, "total_of_payments": 25202.75, "finance_charge": 3729.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $420 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,210, before any dealer documentation fee. Amount financed $21,473, including $1,263 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,203. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXUEV0L6183429_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 366, "unit": "per_month", "display": "$366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20210.0, "price_incl_doc": 20210.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.99, "amount_financed": 21473.13, "sales_tax": 1263.13, "total_of_payments": 26351.45, "finance_charge": 4878.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $366 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,210, before any dealer documentation fee. Amount financed $21,473, including $1,263 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 129}}, {"vin": "KMUHBESB7TU320063", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 67785.0, "msrp": 71330.0, "sale_price": 67785.0, "currency": "USD", "mileage": 17, "exterior_color": "Capri Blue", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260377", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e55bb6939c454faead6bc87fd3e3b9d0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e55bb6939c454faead6bc87fd3e3b9d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15985d09c04f440f8a09b1f21fbb8a74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5c92ce9dae24840a3f69c492ba29565.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c94028c8682c4cd6a5eca4b017265709.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b739db0712064faca8cc73841bb77b27.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63b2fce6a7d44543b1420bbfe42593c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24011238adaf41c2aa2e27e0c3d4181c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/881ba4ec230542a1b9bc69a6ac18c6bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43bd897c1eef40d6a46ba9f357a266cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5413fe1c6ec84f599f26be54a141799d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b952a3ea72244e9791fcd33d2038045e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c18946bac75646689ac7c184fb30f2ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fc90d66f4f34b348dc8633922b5d267.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e74aabf80ba24b098d9e1e2276fd884c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae63884961c74cf99d7464cbbc994eaf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37e1e90623c24e8f8ef9d8181825da6e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71330.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu320063/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu320063/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB7TU320063.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB7TU320063.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB7TU320063.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb7tu320063/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,330"}, {"label": "Advertised price", "value": "$67,785"}, {"label": "Savings", "value": "$3,545, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,545", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67785.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB7TU320063_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1375, "unit": "per_month", "display": "$1,375/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67785.0, "price_incl_doc": 67785.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1375.36, "amount_financed": 72021.56, "sales_tax": 4236.56, "total_of_payments": 82521.79, "finance_charge": 10500.23, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260377, VIN KMUHBESB7TU320063. $1,375 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,785, before any dealer documentation fee. Amount financed $72,022, including $4,237 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,522. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU320063_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1193, "unit": "per_month", "display": "$1,193/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67785.0, "price_incl_doc": 67785.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1193.27, "amount_financed": 72021.56, "sales_tax": 4236.56, "total_of_payments": 85915.1, "finance_charge": 13893.54, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260377, VIN KMUHBESB7TU320063. $1,193 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,785, before any dealer documentation fee. Amount financed $72,022, including $4,237 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $85,915. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU320063_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67785.0, "price_incl_doc": 67785.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1069.13, "amount_financed": 72021.56, "sales_tax": 4236.56, "total_of_payments": 89807.0, "finance_charge": 17785.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260377, VIN KMUHBESB7TU320063. $1,069 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,785, before any dealer documentation fee. Amount financed $72,022, including $4,237 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,807. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU320063_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71330.0, "selling_price": 67785.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 895.49, "net_cap_cost": 68480.0, "residual_value": 44224.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 895.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1055.49}, "total_of_payments": 32220, "total_of_payments_unrounded": 32237.64}, "disclosure": "Estimated lease payment for stock #LGD260377, VIN KMUHBESB7TU320063. $895 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,055, made up of $895 first payment, $60 title, $100 registration. MSRP $71,330. Lease selling price $67,785. Net capitalized cost $68,480. Residual value $44,225, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,220. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB7TU320063_lease", "type": "lease", "label": "Lease", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71330.0, "selling_price": 67785.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 802.2, "net_cap_cost": 65481.0, "residual_value": 44224.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 802.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3961.2}, "total_of_payments": 28872, "total_of_payments_unrounded": 28879.2}, "disclosure": "Estimated lease payment for stock #LGD260377, VIN KMUHBESB7TU320063. $802 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,961, made up of $802 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,330. Lease selling price $67,785. Net capitalized cost $65,481. Residual value $44,225, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 166}}, {"vin": "JM3KFBCL9H0154086", "title": "2017 Mazda CX-5 Touring", "year": 2017, "make": "Mazda", "model": "CX-5", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 16777.0, "msrp": 16777.0, "sale_price": 16777.0, "currency": "USD", "mileage": 91558, "exterior_color": "Soul Red Crystal Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD261106XA", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2017MAS060009_640/2017MAS060009_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2017MAS060009_640/2017MAS060009_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2017, "trim": "Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 16777.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbcl9h0154086/2017-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbcl9h0154086/2017-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBCL9H0154086.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCL9H0154086.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCL9H0154086.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbcl9h0154086/2017-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261106XA, VIN JM3KFBCL9H0154086. Advertised price: $16,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16777.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCL9H0154086_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.55, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 20090.5, "finance_charge": 2264.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $419 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,090. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCL9H0154086_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 348.69, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 20921.64, "finance_charge": 3096.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $349 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,922. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCL9H0154086_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 304, "unit": "per_month", "display": "$304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16777.0, "price_incl_doc": 16777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 303.82, "amount_financed": 17825.56, "sales_tax": 1048.56, "total_of_payments": 21875.22, "finance_charge": 4049.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $304 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,777, before any dealer documentation fee. Amount financed $17,826, including $1,049 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,875. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 109}}, {"vin": "5NMMFDTB2TH057275", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61190.0, "msrp": 62690.0, "sale_price": 61190.0, "currency": "USD", "mileage": 329, "exterior_color": "Ceres Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260390XX", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f27fcb5e5e3c4a60a59751714cd7ebf6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f27fcb5e5e3c4a60a59751714cd7ebf6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3996f961f9045d4922c4de0302f588e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf117ee82deb4687b3d3727c62afad6c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0174767d60944f46aee97de2e49ed55b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69d2515781404ecca567e6e6a99b490d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/caa5c1266c9d48d28e154a8cc4019f57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f63af5ae6e8a45c4816cce6e6b9c9126.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d1ad069b5ec4c2ab6d6abc6aec0b1d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e2c86145264f43e9bf0b880861195d2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/063a33dc149240e18dc921c5a766fde8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66832465be464b5593dfba6b57ca740a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b640d0a3d69482183c2a0c8c9f8a73e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef4095d023d445468b5dc79eb7b8873d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/174eea7a227d4babb9d2059cef5d19ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f60eb3afbc994945810dfc980b6eaab8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/369082b4bd484034b98fad8780d0497f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62690.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th057275/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th057275/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB2TH057275.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH057275.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB2TH057275.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb2th057275/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260390XX, VIN 5NMMFDTB2TH057275. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,690. Advertised price: $61,190. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,690"}, {"label": "Advertised price", "value": "$61,190"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB2TH057275_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1242, "unit": "per_month", "display": "$1,242/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61190.0, "price_incl_doc": 61190.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.55, "amount_financed": 65014.38, "sales_tax": 3824.38, "total_of_payments": 74493.01, "finance_charge": 9478.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260390XX, VIN 5NMMFDTB2TH057275. $1,242 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,190, before any dealer documentation fee. Amount financed $65,014, including $3,824 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,493. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057275_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1077, "unit": "per_month", "display": "$1,077/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61190.0, "price_incl_doc": 61190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1077.17, "amount_financed": 65014.38, "sales_tax": 3824.38, "total_of_payments": 77556.18, "finance_charge": 12541.8, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260390XX, VIN 5NMMFDTB2TH057275. $1,077 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,190, before any dealer documentation fee. Amount financed $65,014, including $3,824 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057275_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 965, "unit": "per_month", "display": "$965/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61190.0, "price_incl_doc": 61190.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.11, "amount_financed": 65014.38, "sales_tax": 3824.38, "total_of_payments": 81069.42, "finance_charge": 16055.04, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260390XX, VIN 5NMMFDTB2TH057275. $965 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,190, before any dealer documentation fee. Amount financed $65,014, including $3,824 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057275_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62690.0, "selling_price": 61190.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.9, "net_cap_cost": 61885.0, "residual_value": 38867.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.9, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.9}, "total_of_payments": 30240, "total_of_payments_unrounded": 30236.4}, "disclosure": "Estimated lease payment for stock #GD260390XX, VIN 5NMMFDTB2TH057275. $840 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,000, made up of $840 first payment, $60 title, $100 registration. MSRP $62,690. Lease selling price $61,190. Net capitalized cost $61,885. Residual value $38,868, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,240. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH057275_lease", "type": "lease", "label": "Lease", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62690.0, "selling_price": 61190.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 746.61, "net_cap_cost": 58886.0, "residual_value": 38867.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 746.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3905.61}, "total_of_payments": 26892, "total_of_payments_unrounded": 26877.96}, "disclosure": "Estimated lease payment for stock #GD260390XX, VIN 5NMMFDTB2TH057275. $747 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,906, made up of $747 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,690. Lease selling price $61,190. Net capitalized cost $58,886. Residual value $38,868, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,892. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 204}}, {"vin": "5NMMBDTB1TH068652", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57760.0, "msrp": 59260.0, "sale_price": 57760.0, "currency": "USD", "mileage": 10, "exterior_color": "Savile Silver", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260616", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3f2863ebed9849c88fa75a30337dca3c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3f2863ebed9849c88fa75a30337dca3c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7f59894a64e414594a360632bb4c59a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f12893bc014483397cc1b83b14351c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8325f97bed854c829d56fca92ce301fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea719a847a0243e1816ee2c640e84d8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c17f81e54328425da16ea063c54582c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c50b4400514544d984ce57b2e92595b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f0a98479b584474ac325375cb93a18a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80eb8f5c04ab49a6989caf1fbd0df7c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/323ae65e2b4540a1a32f1ee1b3097340.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe86db0b1bb04a16b4c720aa704e314c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77af561d7c804556a809444536d8f89e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/349d1fb45f1c4a3bac63974c913ba3eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b74d6c3346f14632a75b30ec968dd2d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f65e67160a14bcf941df15152e91239.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/81e2789e994444dbb9deb821bcacfb20.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59260.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th068652/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th068652/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB1TH068652.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH068652.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH068652.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th068652/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260616, VIN 5NMMBDTB1TH068652. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,260. Advertised price: $57,760. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,260"}, {"label": "Advertised price", "value": "$57,760"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57760.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB1TH068652_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57760.0, "price_incl_doc": 57760.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1171.96, "amount_financed": 61370.0, "sales_tax": 3610.0, "total_of_payments": 70317.3, "finance_charge": 8947.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260616, VIN 5NMMBDTB1TH068652. $1,172 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,760, before any dealer documentation fee. Amount financed $61,370, including $3,610 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,317. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH068652_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1017, "unit": "per_month", "display": "$1,017/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57760.0, "price_incl_doc": 57760.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1016.79, "amount_financed": 61370.0, "sales_tax": 3610.0, "total_of_payments": 73208.77, "finance_charge": 11838.77, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260616, VIN 5NMMBDTB1TH068652. $1,017 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,760, before any dealer documentation fee. Amount financed $61,370, including $3,610 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,209. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH068652_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57760.0, "price_incl_doc": 57760.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.01, "amount_financed": 61370.0, "sales_tax": 3610.0, "total_of_payments": 76525.08, "finance_charge": 15155.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260616, VIN 5NMMBDTB1TH068652. $911 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,760, before any dealer documentation fee. Amount financed $61,370, including $3,610 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,525. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH068652_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59260.0, "selling_price": 57760.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 792.58, "net_cap_cost": 58455.0, "residual_value": 36741.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 792.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 952.58}, "total_of_payments": 28548, "total_of_payments_unrounded": 28532.88}, "disclosure": "Estimated lease payment for stock #GD260616, VIN 5NMMBDTB1TH068652. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $59,260. Lease selling price $57,760. Net capitalized cost $58,455. Residual value $36,741, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH068652_lease", "type": "lease", "label": "Lease", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59260.0, "selling_price": 57760.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.29, "net_cap_cost": 55456.0, "residual_value": 36741.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.29}, "total_of_payments": 25164, "total_of_payments_unrounded": 25174.44}, "disclosure": "Estimated lease payment for stock #GD260616, VIN 5NMMBDTB1TH068652. $699 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,858, made up of $699 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,260. Lease selling price $57,760. Net capitalized cost $55,456. Residual value $36,741, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 189}}, {"vin": "JM3KFBCM0S0580961", "title": "2025 Mazda CX-5 2.5 S Carbon Edition", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Carbon Edition", "decoded_trim": "Preferred", "condition": "used", "price": 27821.0, "msrp": 27821.0, "sale_price": 28146.0, "currency": "USD", "mileage": 28509, "exterior_color": "Polymetal Gray Metallic", "interior_color": "Red", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0863", "stock_status": "Available", "availability": "In Stock", 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX0KM072972_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.63, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 22418.1, "finance_charge": 3317.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262190A, VIN 3VV2B7AX0KM072972. $374 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,418. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX0KM072972_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.55, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 23439.88, "finance_charge": 4339.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262190A, VIN 3VV2B7AX0KM072972. $326 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KM8SRDHF4HU246029", "title": "2017 Hyundai Santa Fe Limited Ultimate", "year": 2017, "make": "Hyundai", "model": "Santa Fe", "trim": "Limited Ultimate", "decoded_trim": "TOP", "condition": "used", "price": 12999.0, "msrp": 12999.0, "sale_price": 12999.0, "currency": "USD", "mileage": 90384, "exterior_color": "Iron Frost", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "6-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "HD260988A", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$12,999"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 12999.0, "price_incl_doc": 12999.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 324.3, "amount_financed": 13811.44, "sales_tax": 812.44, "total_of_payments": 15566.34, "finance_charge": 1754.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $324 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $12,999, before any dealer documentation fee. Amount financed $13,811, including $812 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $15,566. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF4HU246029_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 270, "unit": "per_month", "display": "$270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 12999.0, "price_incl_doc": 12999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 270.17, "amount_financed": 13811.44, "sales_tax": 812.44, "total_of_payments": 16210.32, "finance_charge": 2398.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $270 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $12,999, before any dealer documentation fee. Amount financed $13,811, including $812 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,210. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFHT7NN280839_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1140, "unit": "per_month", "display": "$1,140/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45698.0, "price_incl_doc": 45698.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1140.07, "amount_financed": 48554.13, "sales_tax": 2856.13, "total_of_payments": 54723.48, "finance_charge": 6169.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0544, VIN 1C6SRFHT7NN280839. $1,140 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,698, before any dealer documentation fee. Amount financed $48,554, including $2,856 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT7NN280839_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 950, "unit": "per_month", "display": "$950/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45698.0, "price_incl_doc": 45698.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 949.79, "amount_financed": 48554.13, "sales_tax": 2856.13, "total_of_payments": 56987.39, "finance_charge": 8433.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0544, VIN 1C6SRFHT7NN280839. $950 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,698, before any dealer documentation fee. Amount financed $48,554, including $2,856 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT7NN280839_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45698.0, "price_incl_doc": 45698.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.57, "amount_financed": 48554.13, "sales_tax": 2856.13, "total_of_payments": 59584.79, "finance_charge": 11030.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0544, VIN 1C6SRFHT7NN280839. $828 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,698, before any dealer documentation fee. Amount financed $48,554, including $2,856 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,585. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "1GNEVJKW7JJ252698", "title": "2018 Chevrolet Traverse Premier", "year": 2018, "make": "Chevrolet", "model": "Traverse", "trim": "Premier", "decoded_trim": "Premier", "condition": "used", "price": 16995.0, "msrp": 16995.0, "sale_price": 16995.0, "currency": "USD", "mileage": 123346, "exterior_color": "Iridescent Pearl Tricoat", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "HD260388B", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16995.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16995.0, "price_incl_doc": 16995.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.99, "amount_financed": 18057.19, "sales_tax": 1062.19, "total_of_payments": 20351.56, "finance_charge": 2294.37, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388B, VIN 1GNEVJKW7JJ252698. $424 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,995, before any dealer documentation fee. Amount financed $18,057, including $1,062 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,352. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16995.0, "price_incl_doc": 16995.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 353.23, "amount_financed": 18057.19, "sales_tax": 1062.19, "total_of_payments": 21193.5, "finance_charge": 3136.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388B, VIN 1GNEVJKW7JJ252698. $353 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,995, before any dealer documentation fee. Amount financed $18,057, including $1,062 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,194. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1GABFYXR2000765_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37477.0, "price_incl_doc": 37477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.98, "amount_financed": 39819.31, "sales_tax": 2342.31, "total_of_payments": 44878.8, "finance_charge": 5059.49, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1048, VIN WA1GABFYXR2000765. $935 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,477, before any dealer documentation fee. Amount financed $39,819, including $2,342 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,879. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1GABFYXR2000765_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37477.0, "price_incl_doc": 37477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.92, "amount_financed": 39819.31, "sales_tax": 2342.31, "total_of_payments": 46735.44, "finance_charge": 6916.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1048, VIN WA1GABFYXR2000765. $779 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,477, before any dealer documentation fee. Amount financed $39,819, including $2,342 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,735. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37599.0, "price_incl_doc": 37599.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 938.02, "amount_financed": 39948.94, "sales_tax": 2349.94, "total_of_payments": 45024.91, "finance_charge": 5075.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $938 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,599, before any dealer documentation fee. Amount financed $39,949, including $2,350 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,025. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM3TM022354_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37599.0, "price_incl_doc": 37599.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.46, "amount_financed": 39948.94, "sales_tax": 2349.94, "total_of_payments": 46887.59, "finance_charge": 6938.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $781 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,599, before any dealer documentation fee. Amount financed $39,949, including $2,350 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,888. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM3TM022354_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37599.0, "price_incl_doc": 37599.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.9, "amount_financed": 39948.94, "sales_tax": 2349.94, "total_of_payments": 49024.65, "finance_charge": 9075.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $681 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,599, before any dealer documentation fee. Amount financed $39,949, including $2,350 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,025. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59724.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WBA13BK00PCN76925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1490, "unit": "per_month", "display": "$1,490/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59724.0, "price_incl_doc": 59724.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1489.99, "amount_financed": 63456.75, "sales_tax": 3732.75, "total_of_payments": 71519.65, "finance_charge": 8062.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0545, VIN WBA13BK00PCN76925. $1,490 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $59,724, before any dealer documentation fee. Amount financed $63,457, including $3,733 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $71,520. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59724.0, "price_incl_doc": 59724.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.31, "amount_financed": 63456.75, "sales_tax": 3732.75, "total_of_payments": 74478.42, "finance_charge": 11021.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0545, VIN WBA13BK00PCN76925. $1,241 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $59,724, before any dealer documentation fee. Amount financed $63,457, including $3,733 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $74,478. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBA13BK00PCN76925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 6777.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N4BL3AP7DN427199_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 169, "unit": "per_month", "display": "$169/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 169.07, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 8115.47, "finance_charge": 914.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $169 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $8,115. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL3AP7DN427199_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 141, "unit": "per_month", "display": "$141/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 140.85, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 8451.21, "finance_charge": 1250.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $141 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $8,451. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHCESB7TU348250", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72849.0, "msrp": 76640.0, "sale_price": 72849.0, "currency": "USD", "mileage": 35, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260250X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/efe05dd8c32446a59087e9d938c3fc41.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/efe05dd8c32446a59087e9d938c3fc41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d74442b39cf4cd889a37e309db0df18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f12161e150d44a7ea7d021d3e909f941.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/abaa36c85db84a9ca3ac3ee8900cd92f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bc7c71ff44d4c7bbbf5345de8da2dcc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bfbeabc3837c4d34bfc412bf00b2bc36.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0ef6f3d88c54bdab6162be9c8447828.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/82d3844bae8941e8bf9440fef0f5ef13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/198c2448ca9d4d748c8ebef9968ad6ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1bdb18f067934c5c8f4252e1f5ad7bb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/442590580cd94c5e931056887caf0ec8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60cf0497436f4dd8b1530f494880e51c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c06439bf17a64993b3a25394d1e7513c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcd1fe0be9cd4e899ac87a41b1a53352.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/927ded0f66b34bf4acc10cac039214c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f8d224c12424afcaba1780c82fc0749.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76640.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb7tu348250/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb7tu348250/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB7TU348250.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB7TU348250.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB7TU348250.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb7tu348250/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,791. This offer applies to Stock #GD260250X, VIN KMUHCESB7TU348250. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,640. Advertised price: $72,849. Savings: $3,791, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,640"}, {"label": "Advertised price", "value": "$72,849"}, {"label": "Savings", "value": "$3,791, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,791", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72849.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB7TU348250_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1478, "unit": "per_month", "display": "$1,478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72849.0, "price_incl_doc": 72849.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1478.11, "amount_financed": 77402.06, "sales_tax": 4553.06, "total_of_payments": 88686.72, "finance_charge": 11284.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260250X, VIN KMUHCESB7TU348250. $1,478 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,849, before any dealer documentation fee. Amount financed $77,402, including $4,553 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,687. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB7TU348250_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1282, "unit": "per_month", "display": "$1,282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72849.0, "price_incl_doc": 72849.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.41, "amount_financed": 77402.06, "sales_tax": 4553.06, "total_of_payments": 92333.54, "finance_charge": 14931.48, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260250X, VIN KMUHCESB7TU348250. $1,282 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,849, before any dealer documentation fee. Amount financed $77,402, including $4,553 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,334. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB7TU348250_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1149, "unit": "per_month", "display": "$1,149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72849.0, "price_incl_doc": 72849.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1149.0, "amount_financed": 77402.06, "sales_tax": 4553.06, "total_of_payments": 96516.19, "finance_charge": 19114.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260250X, VIN KMUHCESB7TU348250. $1,149 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,849, before any dealer documentation fee. Amount financed $77,402, including $4,553 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,516. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB7TU348250_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76640.0, "selling_price": 72849.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 961.1, "net_cap_cost": 73544.0, "residual_value": 47516.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 961.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1121.1}, "total_of_payments": 34596, "total_of_payments_unrounded": 34599.6}, "disclosure": "Estimated lease payment for stock #GD260250X, VIN KMUHCESB7TU348250. $961 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,121, made up of $961 first payment, $60 title, $100 registration. MSRP $76,640. Lease selling price $72,849. Net capitalized cost $73,544. Residual value $47,517, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,596. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB7TU348250_lease", "type": "lease", "label": "Lease", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76640.0, "selling_price": 72849.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 867.81, "net_cap_cost": 70545.0, "residual_value": 47516.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 867.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4026.81}, "total_of_payments": 31248, "total_of_payments_unrounded": 31241.16}, "disclosure": "Estimated lease payment for stock #GD260250X, VIN KMUHCESB7TU348250. $868 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,027, made up of $868 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,640. Lease selling price $72,849. Net capitalized cost $70,545. Residual value $47,517, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,248. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 187}}, {"vin": "5NMMBDTB5TH051305", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57885.0, "msrp": 59385.0, "sale_price": 57885.0, "currency": "USD", "mileage": 36, "exterior_color": "Savile Silver", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260320", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b3ee72d05a2a4d05b43ef5354fdf0b7c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b3ee72d05a2a4d05b43ef5354fdf0b7c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f10cc085a9443dc9b5f87dd09e6ca49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a25a7cb12eb14e6985183b8c72f7d08f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b02079842d294004b3325e19fee5f471.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d61df7bccea24a3494dbd9382ad18daa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37ccc1bfa4ee4292bc75c3d894e05abe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a6332cc5b27498e91979204c79232bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d68d0c3290144323b7ddd27042c0c2b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d863448631b441c3b147b128a65445dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f0d81a52e524f82b8bd851a29cea8ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bce7fe56515844f396279fd37fb98936.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d738f509efa34f639b58129effb0e56d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/629d3ed0661d41bd8f12d0111a3be777.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4dbf71f00049457e989f066beb57002b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61d63e4022f64751ba37750ab81c1466.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31b0ab0bd605456991f75943d769220f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59385.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th051305/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th051305/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB5TH051305.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH051305.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH051305.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th051305/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260320, VIN 5NMMBDTB5TH051305. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,385. Advertised price: $57,885. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,385"}, {"label": "Advertised price", "value": "$57,885"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57885.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB5TH051305_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57885.0, "price_incl_doc": 57885.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.49, "amount_financed": 61502.81, "sales_tax": 3617.81, "total_of_payments": 70469.48, "finance_charge": 8966.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260320, VIN 5NMMBDTB5TH051305. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,885, before any dealer documentation fee. Amount financed $61,503, including $3,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,469. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH051305_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57885.0, "price_incl_doc": 57885.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.99, "amount_financed": 61502.81, "sales_tax": 3617.81, "total_of_payments": 73367.2, "finance_charge": 11864.39, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260320, VIN 5NMMBDTB5TH051305. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,885, before any dealer documentation fee. Amount financed $61,503, including $3,618 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,367. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH051305_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57885.0, "price_incl_doc": 57885.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.98, "amount_financed": 61502.81, "sales_tax": 3617.81, "total_of_payments": 76690.69, "finance_charge": 15187.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260320, VIN 5NMMBDTB5TH051305. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,885, before any dealer documentation fee. Amount financed $61,503, including $3,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,691. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH051305_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59385.0, "selling_price": 57885.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.3, "net_cap_cost": 58580.0, "residual_value": 36818.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.3, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.3}, "total_of_payments": 28584, "total_of_payments_unrounded": 28594.8}, "disclosure": "Estimated lease payment for stock #GD260320, VIN 5NMMBDTB5TH051305. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,385. Lease selling price $57,885. Net capitalized cost $58,580. Residual value $36,819, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH051305_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59385.0, "selling_price": 57885.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.01, "net_cap_cost": 55581.0, "residual_value": 36818.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.01}, "total_of_payments": 25236, "total_of_payments_unrounded": 25236.36}, "disclosure": "Estimated lease payment for stock #GD260320, VIN 5NMMBDTB5TH051305. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,385. Lease selling price $57,885. Net capitalized cost $55,581. Residual value $36,819, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 191}}, {"vin": "4S3GKAV69P3600603", "title": "2023 Subaru Impreza Premium", "year": 2023, "make": "Subaru", "model": "Impreza", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 20400.0, "msrp": 20400.0, "sale_price": 20889.0, "currency": "USD", "mileage": 34954, "exterior_color": "Ice Silver Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed CVT w/OD", "mpg_city": 28, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0846", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$84,825"}, {"label": "Advertised price", "value": "$80,637"}, {"label": "Savings", "value": "$4,188, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,188", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80637.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC9TU316497_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1636, "unit": "per_month", "display": "$1,636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80637.0, "price_incl_doc": 80637.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1636.13, "amount_financed": 85676.81, "sales_tax": 5039.81, "total_of_payments": 98167.87, "finance_charge": 12491.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260327, VIN KMUHEESC9TU316497. $1,636 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $80,637, before any dealer documentation fee. Amount financed $85,677, including $5,040 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU316497_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1420, "unit": "per_month", "display": "$1,420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80637.0, "price_incl_doc": 80637.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1419.51, "amount_financed": 85676.81, "sales_tax": 5039.81, "total_of_payments": 102204.56, "finance_charge": 16527.75, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260327, VIN KMUHEESC9TU316497. $1,420 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $80,637, before any dealer documentation fee. Amount financed $85,677, including $5,040 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU316497_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80637.0, "price_incl_doc": 80637.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1271.84, "amount_financed": 85676.81, "sales_tax": 5039.81, "total_of_payments": 106834.36, "finance_charge": 21157.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260327, VIN KMUHEESC9TU316497. $1,272 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,637, before any dealer documentation fee. Amount financed $85,677, including $5,040 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,834. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU316497_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1062, "unit": "per_month", "display": "$1,062/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 84825.0, "selling_price": 80637.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1061.68, "net_cap_cost": 81332.0, "residual_value": 52591.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1061.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1221.68}, "total_of_payments": 38232, "total_of_payments_unrounded": 38220.48}, "disclosure": "Estimated lease payment for stock #GD260327, VIN KMUHEESC9TU316497. $1,062 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,222, made up of $1,062 first payment, $60 title, $100 registration. MSRP $84,825. Lease selling price $80,637. Net capitalized cost $81,332. Residual value $52,592, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,232. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU316497_lease", "type": "lease", "label": "Lease", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 84825.0, "selling_price": 80637.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 968.39, "net_cap_cost": 78333.0, "residual_value": 52591.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 968.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4127.39}, "total_of_payments": 34848, "total_of_payments_unrounded": 34862.04}, "disclosure": "Estimated lease payment for stock #GD260327, VIN KMUHEESC9TU316497. $968 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,127, made up of $968 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $84,825. Lease selling price $80,637. Net capitalized cost $78,333. Residual value $52,592, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,848. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 187}}, {"vin": "KMUHEESC7TU350597", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81440.0, "msrp": 85725.0, "sale_price": 81440.0, "currency": "USD", "mileage": 13, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260619", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ad535a6a1a82451783693a4248008bbb.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ad535a6a1a82451783693a4248008bbb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ec7fa3a5a0f43f187b2ce5e39a7167d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d5838a0d00046a5be62f03db19975b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13043064d58b4bcf80cb29f82932d6c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c8baa2ce4344257a9b80795b099e454.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/884aa8ba53a54cc5bc611c27ac4c0c6d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ccd4bfd0e905486d9f330e6a35373a1e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d13c757fd5dd48888a12d9914ae9e68e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3077c814ce84b96a3bf99673096f8a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1a9eba9177948aea3d6c88d21aebc1b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/030891f7a2414442ad9a83dabb64494c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fafc97422edd440ba9d354547c63046a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c29143d8850485593091ec86915cc41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24d938704ba345efa685dbadb0cb5b69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a3ca988b56b41a5841773a052b0b4f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e59308e1cbe04b008bccf38a83e09913.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85725.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu350597/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu350597/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC7TU350597.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC7TU350597.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC7TU350597.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu350597/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,285. This offer applies to Stock #GD260619, VIN KMUHEESC7TU350597. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,725. Advertised price: $81,440. Savings: $4,285, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,725"}, {"label": "Advertised price", "value": "$81,440"}, {"label": "Savings", "value": "$4,285, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,285", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81440.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC7TU350597_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81440.0, "price_incl_doc": 81440.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1652.42, "amount_financed": 86530.0, "sales_tax": 5090.0, "total_of_payments": 99145.45, "finance_charge": 12615.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260619, VIN KMUHEESC7TU350597. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,440, before any dealer documentation fee. Amount financed $86,530, including $5,090 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,145. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU350597_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1434, "unit": "per_month", "display": "$1,434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81440.0, "price_incl_doc": 81440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.64, "amount_financed": 86530.0, "sales_tax": 5090.0, "total_of_payments": 103222.34, "finance_charge": 16692.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260619, VIN KMUHEESC7TU350597. $1,434 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,440, before any dealer documentation fee. Amount financed $86,530, including $5,090 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,222. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU350597_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81440.0, "price_incl_doc": 81440.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.5, "amount_financed": 86530.0, "sales_tax": 5090.0, "total_of_payments": 107898.24, "finance_charge": 21368.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260619, VIN KMUHEESC7TU350597. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,440, before any dealer documentation fee. Amount financed $86,530, including $5,090 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,898. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU350597_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85725.0, "selling_price": 81440.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1071.08, "net_cap_cost": 82135.0, "residual_value": 53149.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1071.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1231.08}, "total_of_payments": 38556, "total_of_payments_unrounded": 38558.88}, "disclosure": "Estimated lease payment for stock #GD260619, VIN KMUHEESC7TU350597. $1,071 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,231, made up of $1,071 first payment, $60 title, $100 registration. MSRP $85,725. Lease selling price $81,440. Net capitalized cost $82,135. Residual value $53,150, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU350597_lease", "type": "lease", "label": "Lease", "headline": {"value": 978, "unit": "per_month", "display": "$978/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85725.0, "selling_price": 81440.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 977.79, "net_cap_cost": 79136.0, "residual_value": 53149.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 977.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4136.79}, "total_of_payments": 35208, "total_of_payments_unrounded": 35200.44}, "disclosure": "Estimated lease payment for stock #GD260619, VIN KMUHEESC7TU350597. $978 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,137, made up of $978 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,725. Lease selling price $81,440. Net capitalized cost $79,136. Residual value $53,150, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 167}}, {"vin": "5XXG64J21MG073824", "title": "2021 Kia K5 GT-Line", "year": 2021, "make": "Kia", "model": "K5", "trim": "GT-Line", "decoded_trim": "GT-Line", "condition": "used", "price": 18380.0, "msrp": 18380.0, "sale_price": 18495.0, "currency": "USD", "mileage": 89634, "exterior_color": "Wolf Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 27, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0919A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"https://www.genesisofdownersgrove.com/viewdetails/used/5xxg64j21mg073824/2021-kia-k5-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5xxg64j21mg073824/2021-kia-k5-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5XXG64J21MG073824.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5XXG64J21MG073824.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5XXG64J21MG073824.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5xxg64j21mg073824/2021-kia-k5-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0919A, VIN 5XXG64J21MG073824. Advertised price: $18,380. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,380"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XXG64J21MG073824_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.54, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 22010.1, "finance_charge": 2481.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $459 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.01, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 22920.66, "finance_charge": 3391.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $382 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,921. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.85, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 23965.35, "finance_charge": 4436.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $333 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMEDTC1TU265603", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68744.0, "msrp": 73945.0, "sale_price": 68744.0, "currency": "USD", "mileage": 29, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260358", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/fa2b0da5c02c433c8161135891b757a3.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/fa2b0da5c02c433c8161135891b757a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5fefb28681034c128ac76efcd1f5643d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57533aba0fc84115ab0e10cad5c272d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/830b9554d8ef4209bb0624b4708b1251.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/519bbca10685492ead275f8204b66cf7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13fd37be1d23477a89a7fdcb7ee480db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/262837a9f54748cfa7e2122e18debcde.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a1e8b95b7c6c4a8f85def27b1221f4bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/226c0f85fec74b6e983cfe020177b54d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e9bdfd829414f32a22c84f85c48413e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7f5340a74454621af37ed09ad3b9c8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8495f060dfbc47d09da437315e1fa3b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ffbe1473a3f741cab86f8ca27e5830cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52d666f0087f42a99936c05c40dfbcd7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47888a14bd41403eba4a02de578334f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/74e1ad08b9be48319ea051f26021da43.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73945.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu265603/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu265603/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTC1TU265603.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC1TU265603.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC1TU265603.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu265603/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,201. This offer applies to Stock #GD260358, VIN KMUMEDTC1TU265603. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,945. Advertised price: $68,744. Savings: $5,201, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,945"}, {"label": "Advertised price", "value": "$68,744"}, {"label": "Savings", "value": "$5,201, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,201", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68744.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTC1TU265603_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1395, "unit": "per_month", "display": "$1,395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68744.0, "price_incl_doc": 68744.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1394.82, "amount_financed": 73040.5, "sales_tax": 4296.5, "total_of_payments": 83689.28, "finance_charge": 10648.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260358, VIN KMUMEDTC1TU265603. $1,395 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,744, before any dealer documentation fee. Amount financed $73,040, including $4,296 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,689. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU265603_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1210, "unit": "per_month", "display": "$1,210/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68744.0, "price_incl_doc": 68744.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1210.15, "amount_financed": 73040.5, "sales_tax": 4296.5, "total_of_payments": 87130.6, "finance_charge": 14090.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260358, VIN KMUMEDTC1TU265603. $1,210 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,744, before any dealer documentation fee. Amount financed $73,040, including $4,296 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,131. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU265603_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1084, "unit": "per_month", "display": "$1,084/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68744.0, "price_incl_doc": 68744.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1084.26, "amount_financed": 73040.5, "sales_tax": 4296.5, "total_of_payments": 91077.56, "finance_charge": 18037.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260358, VIN KMUMEDTC1TU265603. $1,084 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,744, before any dealer documentation fee. Amount financed $73,040, including $4,296 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,078. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU265603_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73945.0, "selling_price": 68744.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 880.06, "net_cap_cost": 69439.0, "residual_value": 45845.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 880.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1040.06}, "total_of_payments": 31680, "total_of_payments_unrounded": 31682.16}, "disclosure": "Estimated lease payment for stock #GD260358, VIN KMUMEDTC1TU265603. $880 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,040, made up of $880 first payment, $60 title, $100 registration. MSRP $73,945. Lease selling price $68,744. Net capitalized cost $69,439. Residual value $45,846, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU265603_lease", "type": "lease", "label": "Lease", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73945.0, "selling_price": 68744.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 786.77, "net_cap_cost": 66440.0, "residual_value": 45845.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 786.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3945.77}, "total_of_payments": 28332, "total_of_payments_unrounded": 28323.72}, "disclosure": "Estimated lease payment for stock #GD260358, VIN KMUMEDTC1TU265603. $787 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,946, made up of $787 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,945. Lease selling price $68,744. Net capitalized cost $66,440. Residual value $45,846, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 192}}, {"vin": "KMUHCESCXTU351698", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 82043.0, "msrp": 86395.0, "sale_price": 82043.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260644", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3168a5434abb480da9b56c9084dfe37f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3168a5434abb480da9b56c9084dfe37f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66456fcf6a19480bbd26ae3c82252c78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/602a36778ce64cf6931fdf81c9854903.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e0945fbee574e71b925cbbcdc2bf6e4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1061f516ec9a403d9f3e431860d3cc00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e92afcff0c24b5c9b2deff24d728d5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1599ffc8c43b493ba9d48be866c88c73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c9d9016c883434988809d9b032cad53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f21ee4ca3b6c4d2cbd8e32412c2ae241.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3f3d9fe9bd048339e2358852082f4f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/534f952711c440249a0e131681603a5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/938f723db3c84ba183482e862ebcec33.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6bcf5cccb22a4df3a550b6cc7aad6e4d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1efac9778a264b448583ea77f5ace959.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47734f1ec0d74a7caf1b5d393cfe9452.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7a124c889dd40a0806ad1648467b5db.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu351698/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu351698/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESCXTU351698.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU351698.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU351698.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu351698/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,352. This offer applies to Stock #GD260644, VIN KMUHCESCXTU351698. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,395. Advertised price: $82,043. Savings: $4,352, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,395"}, {"label": "Advertised price", "value": "$82,043"}, {"label": "Savings", "value": "$4,352, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,352", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESCXTU351698_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1665, "unit": "per_month", "display": "$1,665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1664.66, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 99879.55, "finance_charge": 12708.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260644, VIN KMUHCESCXTU351698. $1,665 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,880. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU351698_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1444, "unit": "per_month", "display": "$1,444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1444.26, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 103986.62, "finance_charge": 16815.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260644, VIN KMUHCESCXTU351698. $1,444 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU351698_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1294, "unit": "per_month", "display": "$1,294/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1294.01, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 108697.15, "finance_charge": 21526.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260644, VIN KMUHCESCXTU351698. $1,294 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,697. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU351698_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 82043.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1078.24, "net_cap_cost": 82738.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1078.24, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1238.24}, "total_of_payments": 38808, "total_of_payments_unrounded": 38816.64}, "disclosure": "Estimated lease payment for stock #GD260644, VIN KMUHCESCXTU351698. $1,078 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,238, made up of $1,078 first payment, $60 title, $100 registration. MSRP $86,395. Lease selling price $82,043. Net capitalized cost $82,738. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU351698_lease", "type": "lease", "label": "Lease", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 82043.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 984.95, "net_cap_cost": 79739.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 984.95, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4143.95}, "total_of_payments": 35460, "total_of_payments_unrounded": 35458.2}, "disclosure": "Estimated lease payment for stock #GD260644, VIN KMUHCESCXTU351698. $985 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,144, made up of $985 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,395. Lease selling price $82,043. Net capitalized cost $79,739. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34743.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$74,190"}, {"label": "Advertised price", "value": "$69,004"}, {"label": "Savings", "value": "$5,186, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,186", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69004.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC7TH059731_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1400, "unit": "per_month", "display": "$1,400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69004.0, "price_incl_doc": 69004.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1400.1, "amount_financed": 73316.75, "sales_tax": 4312.75, "total_of_payments": 84005.8, "finance_charge": 10689.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260533, VIN 5NMMEDTC7TH059731. $1,400 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,004, before any dealer documentation fee. Amount financed $73,317, including $4,313 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $84,006. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059731_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1215, "unit": "per_month", "display": "$1,215/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69004.0, "price_incl_doc": 69004.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1214.72, "amount_financed": 73316.75, "sales_tax": 4312.75, "total_of_payments": 87460.14, "finance_charge": 14143.39, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260533, VIN 5NMMEDTC7TH059731. $1,215 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $69,004, before any dealer documentation fee. Amount financed $73,317, including $4,313 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,460. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059731_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1088, "unit": "per_month", "display": "$1,088/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69004.0, "price_incl_doc": 69004.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1088.36, "amount_financed": 73316.75, "sales_tax": 4312.75, "total_of_payments": 91422.03, "finance_charge": 18105.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260533, VIN 5NMMEDTC7TH059731. $1,088 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $69,004, before any dealer documentation fee. Amount financed $73,317, including $4,313 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059731_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74190.0, "selling_price": 69004.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 883.91, "net_cap_cost": 69699.0, "residual_value": 45997.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 883.91, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1043.91}, "total_of_payments": 31824, "total_of_payments_unrounded": 31820.76}, "disclosure": "Estimated lease payment for stock #GD260533, VIN 5NMMEDTC7TH059731. $884 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,044, made up of $884 first payment, $60 title, $100 registration. MSRP $74,190. Lease selling price $69,004. Net capitalized cost $69,699. Residual value $45,998, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,824. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059731_lease", "type": "lease", "label": "Lease", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74190.0, "selling_price": 69004.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 790.61, "net_cap_cost": 66700.0, "residual_value": 45997.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 790.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3949.61}, "total_of_payments": 28476, "total_of_payments_unrounded": 28461.96}, "disclosure": "Estimated lease payment for stock #GD260533, VIN 5NMMEDTC7TH059731. $791 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,950, made up of $791 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,190. Lease selling price $69,004. Net capitalized cost $66,700. Residual value $45,998, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,476. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 161}}, {"vin": "5NMJBCDE1TH611116", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 29799.0, "msrp": 29799.0, "sale_price": 30999.0, "currency": "USD", "mileage": 770, "exterior_color": "Hampton Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260360", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 21, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d1aea5f64bdb42528f1e6837bb233d84.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d1aea5f64bdb42528f1e6837bb233d84.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33f9a74ae7f74650a23c62d214cfc4e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4b8441c079248e1806c6a08137e852a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9abfcc72566e41f0915552d3e0665643.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ea801354b9d45c1bed376f5ae352d0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17d1e24b8a5e4c75ac69e99f40ee5c92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/315431fd095c44b4af401c4213661a26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aaa2b78cf1f04d0da23099cd8f1e28c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b75e0c4677574ed6b9a26bfac11ad0a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/591176836f2c49e8ac67671078100858.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d7d41dc1470406f87a9801f1b74a93f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58a8ab9c9d464dac837abb8755ed7a96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15295a9fd2574b3a98a9080965ae0d74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6aee76a80fc14efa928e2e7ffaecbfb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41745e0b8c1345818b285a13a5f22499.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb93b67fea164f8caecd3134c7275814.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/187792fbf7924436a4198dead3217438.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d21f5b6d9024f62a58c977515cf2021.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5587eac61c55453cb23e89889e2912de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/355f30362e17476ea954c7897ee85705.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc5e9c03a3f34aac8844ee8d25f99b24.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29799.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/5NMJBCDE1TH611116.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde1th611116/2026-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde1th611116/2026-hyundai-tucson-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMJBCDE1TH611116.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMJBCDE1TH611116.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMJBCDE1TH611116.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde1th611116/2026-hyundai-tucson-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260360, VIN 5NMJBCDE1TH611116. Advertised price: $29,799. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,799"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29799.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH611116_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29799.0, "price_incl_doc": 29799.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 743.42, "amount_financed": 31661.44, "sales_tax": 1862.44, "total_of_payments": 35684.38, "finance_charge": 4022.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $743 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,799, before any dealer documentation fee. Amount financed $31,661, including $1,862 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,684. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29799.0, "price_incl_doc": 29799.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.34, "amount_financed": 31661.44, "sales_tax": 1862.44, "total_of_payments": 37160.65, "finance_charge": 5499.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $619 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,799, before any dealer documentation fee. Amount financed $31,661, including $1,862 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,161. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29799.0, "price_incl_doc": 29799.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.64, "amount_financed": 31661.44, "sales_tax": 1862.44, "total_of_payments": 38854.37, "finance_charge": 7192.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $540 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,799, before any dealer documentation fee. Amount financed $31,661, including $1,862 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,854. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 128}}, {"vin": "5NMP4DGL3TH158282", "title": "2026 Hyundai Santa Fe Limited 6P", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "Limited 6P", "decoded_trim": "Limited", "condition": "used", "price": 43790.0, "msrp": 43790.0, "sale_price": 43836.0, "currency": "USD", "mileage": 9, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260127", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ea42cdede10d4cc5a41bdc8c33fd8d20.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ea42cdede10d4cc5a41bdc8c33fd8d20.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c45d79f803f5419e91a09fddc7daac2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/731544b439b64d229796be3fde2840cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73034efc38064acca513a6f99fff52f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/85aa1d100f304ae0b25a7412773d9c6d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e76b582b3af7428e803bfc262b38ea94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ffd8fc54c9644f09d10cfecc7bc8886.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98ee8942004548bcb58dcf8f3faca4c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e0ebf27b3a994e6bbea50b71e8eec223.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ad700986a4094bec8d2c9fd858b45d78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d03140b32b9347a5a6845233941bc012.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a01f66c9fdc246d48fe413cd6b77cd9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e462c2d125f543efa27e08e77529d83a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/693d2289f48b41f3a83d8ad902d3491a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/989afa8b8e004d029fc4e86a8deb8a29.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf7cdcb732ff497e91ffef7f937e8d10.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a46185348c3947bab96c15fbc1e73de7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55451678a4ff457e95e12e33ebf552dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37d576453e25483bb637fa2afa68f631.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43790.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/5NMP4DGL3TH158282.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp4dgl3th158282/2026-hyundai-santa-fe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp4dgl3th158282/2026-hyundai-santa-fe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMP4DGL3TH158282.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMP4DGL3TH158282.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMP4DGL3TH158282.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp4dgl3th158282/2026-hyundai-santa-fe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260127, VIN 5NMP4DGL3TH158282. Advertised price: $43,790. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,790"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43790.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH158282_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1092, "unit": "per_month", "display": "$1,092/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43790.0, "price_incl_doc": 43790.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1092.47, "amount_financed": 46526.88, "sales_tax": 2736.88, "total_of_payments": 52438.65, "finance_charge": 5911.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $1,092 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,790, before any dealer documentation fee. Amount financed $46,527, including $2,737 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 910, "unit": "per_month", "display": "$910/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43790.0, "price_incl_doc": 43790.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.13, "amount_financed": 46526.88, "sales_tax": 2736.88, "total_of_payments": 54608.03, "finance_charge": 8081.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $910 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,790, before any dealer documentation fee. Amount financed $46,527, including $2,737 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,608. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43790.0, "price_incl_doc": 43790.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.01, "amount_financed": 46526.88, "sales_tax": 2736.88, "total_of_payments": 57096.99, "finance_charge": 10570.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $793 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,790, before any dealer documentation fee. Amount financed $46,527, including $2,737 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,097. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHCESC3TU351350", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 82503.0, "msrp": 86895.0, "sale_price": 82503.0, "currency": "USD", "mileage": 13, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260604", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a7fba6c06cdf4e55a7fab9edeaff49ec.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a7fba6c06cdf4e55a7fab9edeaff49ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79988a52002047fe9e535acf74f99ef1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/edb10dfa4a81466797893b1f464eeebe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/772f00e666c647bbb2bf08d04bc2b5c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f54e9619e39544fa877ea234b81db6db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6509d755fa02455bb717b0c96ce1c554.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be75174392e045fe8d131bf433dabcfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/72c9a80aa49a43e0b7a75787abdf9bf8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3a70d03f4fe4862937a48b7eff669b1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b601cb7017f49778afed435a17b043b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e4e5035f9f1b449d8e2c48c650de4a49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46d19354d5234e15b81ee25da60ffd33.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a79964148444b0fa6457d3eb994c75b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/84655d9c2141445881814dda48c18a17.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/baac27d053394442a65b952f74a6e3ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/09b5aeb19c174bd3ba62915e3226d351.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86895.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc3tu351350/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc3tu351350/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESC3TU351350.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC3TU351350.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC3TU351350.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc3tu351350/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,392. This offer applies to Stock #GD260604, VIN KMUHCESC3TU351350. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,895. Advertised price: $82,503. Savings: $4,392, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,895"}, {"label": "Advertised price", "value": "$82,503"}, {"label": "Savings", "value": "$4,392, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,392", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82503.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC3TU351350_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1674, "unit": "per_month", "display": "$1,674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82503.0, "price_incl_doc": 82503.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1673.99, "amount_financed": 87659.44, "sales_tax": 5156.44, "total_of_payments": 100439.56, "finance_charge": 12780.12, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260604, VIN KMUHCESC3TU351350. $1,674 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,503, before any dealer documentation fee. Amount financed $87,659, including $5,156 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC3TU351350_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1452, "unit": "per_month", "display": "$1,452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82503.0, "price_incl_doc": 82503.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1452.36, "amount_financed": 87659.44, "sales_tax": 5156.44, "total_of_payments": 104569.65, "finance_charge": 16910.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260604, VIN KMUHCESC3TU351350. $1,452 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,503, before any dealer documentation fee. Amount financed $87,659, including $5,156 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,570. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC3TU351350_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1301, "unit": "per_month", "display": "$1,301/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82503.0, "price_incl_doc": 82503.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1301.27, "amount_financed": 87659.44, "sales_tax": 5156.44, "total_of_payments": 109306.59, "finance_charge": 21647.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260604, VIN KMUHCESC3TU351350. $1,301 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,503, before any dealer documentation fee. Amount financed $87,659, including $5,156 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,307. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC3TU351350_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1084, "unit": "per_month", "display": "$1,084/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86895.0, "selling_price": 82503.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1083.9, "net_cap_cost": 83198.0, "residual_value": 53874.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1083.9, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1243.9}, "total_of_payments": 39024, "total_of_payments_unrounded": 39020.4}, "disclosure": "Estimated lease payment for stock #GD260604, VIN KMUHCESC3TU351350. $1,084 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,244, made up of $1,084 first payment, $60 title, $100 registration. MSRP $86,895. Lease selling price $82,503. Net capitalized cost $83,198. Residual value $53,875, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,024. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC3TU351350_lease", "type": "lease", "label": "Lease", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86895.0, "selling_price": 82503.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 990.61, "net_cap_cost": 80199.0, "residual_value": 53874.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 990.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4149.61}, "total_of_payments": 35676, "total_of_payments_unrounded": 35661.96}, "disclosure": "Estimated lease payment for stock #GD260604, VIN KMUHCESC3TU351350. $991 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,150, made up of $991 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,895. Lease selling price $82,503. Net capitalized cost $80,199. Residual value $53,875, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,676. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 181}}, {"vin": "5NMMADTB2TH072194", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 52505.0, "msrp": 54005.0, "sale_price": 52505.0, "currency": "USD", "mileage": 2, "exterior_color": "Alta White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260663", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/80de5887bd0b476082be3a96ba799926.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/80de5887bd0b476082be3a96ba799926.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/492a6078601341818c78eef2f4de50b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4903c5dcb82b4d878aa06258f82b72a7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5768c1499fca4367ab2f99eca6f3b924.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10bf56d6c43a4a068e506f576c5e4fc0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cabd08c9e1694904b858cb49021f0e13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c04e86c1c094b12a2fef387d52b3913.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/233b3ea64ee7495182d4a1323a2b3ca6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59b21cac9706411ba7d4bbcb399f71a9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30b78f58426542369e0879c35a9db186.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e264f3edfd314c2891e6d8b34c529b6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c4077bf4d56d4f51b5453e44f3bc6539.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdc5f1795d4c43a8a69f867bbb4865f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0ca4b0750824285b82c971f481c5b6a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0808bf822f984a1ebbe277474f5e8d6a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0057a0e8b53e462fb4fd3093ab67d1b0.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54005.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072194/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072194/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB2TH072194.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB2TH072194.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB2TH072194.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb2th072194/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260663, VIN 5NMMADTB2TH072194. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,005. Advertised price: $52,505. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,005"}, {"label": "Advertised price", "value": "$52,505"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB2TH072194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1065, "unit": "per_month", "display": "$1,065/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1065.33, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 63919.84, "finance_charge": 8133.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260663, VIN 5NMMADTB2TH072194. $1,065 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.28, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 66548.24, "finance_charge": 10761.68, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260663, VIN 5NMMADTB2TH072194. $924 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,548. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072194_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52505.0, "price_incl_doc": 52505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.13, "amount_financed": 55786.56, "sales_tax": 3281.56, "total_of_payments": 69562.83, "finance_charge": 13776.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260663, VIN 5NMMADTB2TH072194. $828 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,505, before any dealer documentation fee. Amount financed $55,787, including $3,282 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,563. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072194_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54005.0, "selling_price": 52505.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 720.07, "net_cap_cost": 53200.0, "residual_value": 33483.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 720.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 880.07}, "total_of_payments": 25920, "total_of_payments_unrounded": 25922.52}, "disclosure": "Estimated lease payment for stock #GD260663, VIN 5NMMADTB2TH072194. $720 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $880, made up of $720 first payment, $60 title, $100 registration. MSRP $54,005. Lease selling price $52,505. Net capitalized cost $53,200. Residual value $33,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,920. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB2TH072194_lease", "type": "lease", "label": "Lease", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54005.0, "selling_price": 52505.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 626.78, "net_cap_cost": 50201.0, "residual_value": 33483.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 626.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3785.78}, "total_of_payments": 22572, "total_of_payments_unrounded": 22564.08}, "disclosure": "Estimated lease payment for stock #GD260663, VIN 5NMMADTB2TH072194. $627 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,786, made up of $627 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,005. Lease selling price $52,505. Net capitalized cost $50,201. Residual value $33,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 179}}, {"vin": "5NMMBDTBXTH069881", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57960.0, "msrp": 59460.0, "sale_price": 57960.0, "currency": "USD", "mileage": 9, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260636", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f98105227df14ff980fb31797f955c89.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f98105227df14ff980fb31797f955c89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/157ebaf531164e0ba9e443819e227f28.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a611776eb4243db9d3fbc6c2bd53b1f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1443a406383040fb8388a2ba9b811f25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6f074c44533445c91b180083d242b0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fc6df0d3c60492ebb9d8de8899ef33a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b50231fdee7648628e3b2bfd191dc56c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c0dc8b411da45bcbb3de389a661b8d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf3357ee237c441fb9f91dd0229b869a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee28a09c26bb44d19c7911d02d842807.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a46f636662645dba823bf9ef31e770f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cbf0eba5aae74c2faf78fdba6de36b5c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b24625ebdf24bd48830bd43b0a143e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb40a57e904f4a0d9b4ad4f9d47922be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8b6eef6db9440f9a3da2e4b31baedfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4201956e8f2b4351a0c4e61741e83065.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59460.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtbxth069881/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtbxth069881/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTBXTH069881.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTBXTH069881.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTBXTH069881.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtbxth069881/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260636, VIN 5NMMBDTBXTH069881. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,460. Advertised price: $57,960. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,460"}, {"label": "Advertised price", "value": "$57,960"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57960.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTBXTH069881_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1176.01, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 70560.79, "finance_charge": 8978.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260636, VIN 5NMMBDTBXTH069881. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,561. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTBXTH069881_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.31, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 73462.26, "finance_charge": 11879.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260636, VIN 5NMMBDTBXTH069881. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTBXTH069881_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57960.0, "price_incl_doc": 57960.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.17, "amount_financed": 61582.5, "sales_tax": 3622.5, "total_of_payments": 76790.05, "finance_charge": 15207.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260636, VIN 5NMMBDTBXTH069881. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,960, before any dealer documentation fee. Amount financed $61,582, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,790. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTBXTH069881_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59460.0, "selling_price": 57960.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.34, "net_cap_cost": 58655.0, "residual_value": 36865.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.34}, "total_of_payments": 28620, "total_of_payments_unrounded": 28632.24}, "disclosure": "Estimated lease payment for stock #GD260636, VIN 5NMMBDTBXTH069881. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,460. Lease selling price $57,960. Net capitalized cost $58,655. Residual value $36,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTBXTH069881_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59460.0, "selling_price": 57960.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 702.05, "net_cap_cost": 55656.0, "residual_value": 36865.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 702.05, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3861.05}, "total_of_payments": 25272, "total_of_payments_unrounded": 25273.8}, "disclosure": "Estimated lease payment for stock #GD260636, VIN 5NMMBDTBXTH069881. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,460. Lease selling price $57,960. Net capitalized cost $55,656. Residual value $36,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 179}}, {"vin": "JTEVB5BR5S5003468", "title": "2025 Toyota 4Runner Hybrid TRD Off Road", "year": 2025, "make": "Toyota", "model": "4Runner", "trim": "Hybrid TRD Off Road", "decoded_trim": "55 Series", "condition": "used", "price": 51996.0, "msrp": 51996.0, "sale_price": 53120.0, "currency": "USD", "mileage": 1010, "exterior_color": "Cutting Edge", "interior_color": "Black/Boulder w/Sm Silver", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 2.4 L/146", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MD262663AA", "stock_status": "Available", 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85630.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85630.0, "price_incl_doc": 85630.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1737.44, "amount_financed": 90981.88, "sales_tax": 5351.88, "total_of_payments": 104246.38, "finance_charge": 13264.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355241, VIN KMUHEESC4TU355241. $1,737 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,630, before any dealer documentation fee. Amount financed $90,982, including $5,352 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355241_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1507, "unit": "per_month", "display": "$1,507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85630.0, "price_incl_doc": 85630.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1507.4, "amount_financed": 90981.88, "sales_tax": 5351.88, "total_of_payments": 108533.02, "finance_charge": 17551.14, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355241, VIN KMUHEESC4TU355241. $1,507 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,630, before any dealer documentation fee. Amount financed $90,982, including $5,352 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,533. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355241_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1351, "unit": "per_month", "display": "$1,351/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85630.0, "price_incl_doc": 85630.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1350.59, "amount_financed": 90981.88, "sales_tax": 5351.88, "total_of_payments": 113449.49, "finance_charge": 22467.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355241, VIN KMUHEESC4TU355241. $1,351 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,630, before any dealer documentation fee. Amount financed $90,982, including $5,352 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,449. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355241_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1203, "unit": "per_month", "display": "$1,203/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85630.0, "selling_price": 85630.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1203.07, "net_cap_cost": 86325.0, "residual_value": 53090.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1203.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1363.07}, "total_of_payments": 43308, "total_of_payments_unrounded": 43310.52}, "disclosure": "Estimated lease payment for stock #KMUHEESC4TU355241, VIN KMUHEESC4TU355241. $1,203 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,363, made up of $1,203 first payment, $60 title, $100 registration. MSRP $85,630. Lease selling price $85,630. Net capitalized cost $86,325. Residual value $53,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355241_lease", "type": "lease", "label": "Lease", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85630.0, "selling_price": 85630.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1109.78, "net_cap_cost": 83326.0, "residual_value": 53090.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1109.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4268.78}, "total_of_payments": 39960, "total_of_payments_unrounded": 39952.08}, "disclosure": "Estimated lease payment for stock #KMUHEESC4TU355241, VIN KMUHEESC4TU355241. $1,110 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,269, made up of $1,110 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,630. Lease selling price $85,630. Net capitalized cost $83,326. Residual value $53,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,960. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 153}}, {"vin": "KMTGC4SCXVU343954", "title": "2027 Genesis G80 2.5T", "year": 2027, "make": "Genesis", "model": "G80", "trim": "2.5T", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 72765.0, "msrp": 72765.0, "sale_price": 72765.0, "currency": "USD", "mileage": null, "exterior_color": "Ceres Blue", "interior_color": "Vanilla Beige/Ash Gray", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "KMTGC4SCXVU343954", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/4f38e38b88644e9cabd3f48805474bfa.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/4f38e38b88644e9cabd3f48805474bfa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a5d8efae0b9469785439e94a495b765.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5dd0e631cac4fc784183e2b69a6b1d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d876a600fee4626b9ee0cfadc01052e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b202712b68a47c5bdf0adf5322ba54a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb4cd1f7e6614e6daa09a6102f91eeeb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc56e71148ee4eac8193fb221411313a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37ae13ab57f04bffbd70fcbd96b9d06c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6427be20484e4f5b867e01f75f4da411.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7054eec5ebe4d14b11dcfcdc04492f0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a773f6c0164497187fd2d6644134da5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90a5391aa89a45db8a10294da6ed290b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/85a385b3d019446d8ae2d34c141023b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/675278ff263e4767b8769481f6a14b44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ed33f24ca7f4476bd946f3b78188684.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8116d191dfa0497c9729490a33438d32.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2027, "trim": "2.5T Sport Prestige", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 72765.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4scxvu343954/2027-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4scxvu343954/2027-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGC4SCXVU343954.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SCXVU343954.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SCXVU343954.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4scxvu343954/2027-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. Advertised price: $72,765. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$72,765"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72765.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGC4SCXVU343954_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1476, "unit": "per_month", "display": "$1,476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72765.0, "price_incl_doc": 72765.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1476.41, "amount_financed": 77312.81, "sales_tax": 4547.81, "total_of_payments": 88584.46, "finance_charge": 11271.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. $1,476 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,765, before any dealer documentation fee. Amount financed $77,313, including $4,548 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SCXVU343954_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1281, "unit": "per_month", "display": "$1,281/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72765.0, "price_incl_doc": 72765.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1280.93, "amount_financed": 77312.81, "sales_tax": 4547.81, "total_of_payments": 92227.08, "finance_charge": 14914.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. $1,281 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,765, before any dealer documentation fee. Amount financed $77,313, including $4,548 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SCXVU343954_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72765.0, "price_incl_doc": 72765.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.68, "amount_financed": 77312.81, "sales_tax": 4547.81, "total_of_payments": 96404.9, "finance_charge": 19092.09, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. $1,148 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,765, before any dealer documentation fee. Amount financed $77,313, including $4,548 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,405. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SCXVU343954_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1026, "unit": "per_month", "display": "$1,026/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72765.0, "selling_price": 72765.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1025.57, "net_cap_cost": 73460.0, "residual_value": 45114.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1025.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1185.57}, "total_of_payments": 36936, "total_of_payments_unrounded": 36920.52}, "disclosure": "Estimated lease payment for stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. $1,026 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,186, made up of $1,026 first payment, $60 title, $100 registration. MSRP $72,765. Lease selling price $72,765. Net capitalized cost $73,460. Residual value $45,114, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SCXVU343954_lease", "type": "lease", "label": "Lease", "headline": {"value": 932, "unit": "per_month", "display": "$932/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72765.0, "selling_price": 72765.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 932.28, "net_cap_cost": 70461.0, "residual_value": 45114.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 932.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4091.28}, "total_of_payments": 33552, "total_of_payments_unrounded": 33562.08}, "disclosure": "Estimated lease payment for stock #KMTGC4SCXVU343954, VIN KMTGC4SCXVU343954. $932 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,091, made up of $932 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $72,765. Lease selling price $72,765. Net capitalized cost $70,461. Residual value $45,114, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,552. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 166}}, {"vin": "1GYFZFR49PF103458", "title": "2023 Cadillac XT4 AWD Sport", "year": 2023, "make": "Cadillac", "model": "XT4", "trim": "AWD Sport", "decoded_trim": "Sport", "condition": "used", "price": 28968.0, "msrp": 28968.0, "sale_price": 29605.0, "currency": "USD", "mileage": 26655, "exterior_color": "Crystal White Tricoat", "interior_color": "Light Wheat/Jet Black with Red accents", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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"engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28968.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/1GYFZFR49PF103458.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gyfzfr49pf103458/2023-cadillac-xt4-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gyfzfr49pf103458/2023-cadillac-xt4-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/1GYFZFR49PF103458.html", "json_url": "https://ai.genesisofdownersgrove.com/v/1GYFZFR49PF103458.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/1GYFZFR49PF103458.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1gyfzfr49pf103458/2023-cadillac-xt4-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260446XA, VIN 1GYFZFR49PF103458. Advertised price: $28,968. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,968"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28968.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYFZFR49PF103458_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28968.0, "price_incl_doc": 28968.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.69, "amount_financed": 30778.5, "sales_tax": 1810.5, "total_of_payments": 34689.26, "finance_charge": 3910.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $723 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,968, before any dealer documentation fee. Amount financed $30,778, including $1,810 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,689. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR49PF103458_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28968.0, "price_incl_doc": 28968.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.07, "amount_financed": 30778.5, "sales_tax": 1810.5, "total_of_payments": 36124.35, "finance_charge": 5345.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $602 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,968, before any dealer documentation fee. Amount financed $30,778, including $1,810 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,124. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR49PF103458_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 525, "unit": "per_month", "display": "$525/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28968.0, "price_incl_doc": 28968.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.6, "amount_financed": 30778.5, "sales_tax": 1810.5, "total_of_payments": 37770.84, "finance_charge": 6992.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $525 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,968, before any dealer documentation fee. Amount financed $30,778, including $1,810 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMFDTB2TU274301", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61495.0, "msrp": 62995.0, "sale_price": 61495.0, "currency": "USD", "mileage": 14, "exterior_color": "Vik Black", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260456", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f910ad8a3eab4a47825b88b3710fd70e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f910ad8a3eab4a47825b88b3710fd70e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d98242770b48427292964d6732b49b97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57cd674e5048424685ccce3a5ba3a906.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/34be39d211a541568067177c3d5d53d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e341ef469a74d8b8fec178396ea8f5f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c0e746e267b43e5a4b722a24f108cdb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6139298e573d4385b29ca843bb7e4809.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fba02eb8b1a24fad9d6910a6bbb52c62.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f37b437a2ad48f99a314d9df2ae2f2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d21eaedfc47e48e4b54eb5a3fb7cc43e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8341112f830c43e3bf4963375df06a1f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d147eb2d6194e6797cc02117b717857.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88ff1e7973704b65a2bb17e91940d9cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d110d8958484b2789fa309d9d2fe449.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9bb3898d50d74741bed7ae58963321b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b52ae11c55e84d2f9c76f8f9a275eed1.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62995.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumfdtb2tu274301/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumfdtb2tu274301/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMFDTB2TU274301.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMFDTB2TU274301.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMFDTB2TU274301.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumfdtb2tu274301/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260456, VIN KMUMFDTB2TU274301. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,995. Advertised price: $61,495. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,995"}, {"label": "Advertised price", "value": "$61,495"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMFDTB2TU274301_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1248, "unit": "per_month", "display": "$1,248/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61495.0, "price_incl_doc": 61495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1247.74, "amount_financed": 65338.44, "sales_tax": 3843.44, "total_of_payments": 74864.31, "finance_charge": 9525.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260456, VIN KMUMFDTB2TU274301. $1,248 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,495, before any dealer documentation fee. Amount financed $65,338, including $3,843 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,864. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMFDTB2TU274301_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61495.0, "price_incl_doc": 61495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.54, "amount_financed": 65338.44, "sales_tax": 3843.44, "total_of_payments": 77942.75, "finance_charge": 12604.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260456, VIN KMUMFDTB2TU274301. $1,083 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,495, before any dealer documentation fee. Amount financed $65,338, including $3,843 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,943. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMFDTB2TU274301_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 970, "unit": "per_month", "display": "$970/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61495.0, "price_incl_doc": 61495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 969.92, "amount_financed": 65338.44, "sales_tax": 3843.44, "total_of_payments": 81473.51, "finance_charge": 16135.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260456, VIN KMUMFDTB2TU274301. $970 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,495, before any dealer documentation fee. Amount financed $65,338, including $3,843 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,474. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMFDTB2TU274301_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62995.0, "selling_price": 61495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 844.11, "net_cap_cost": 62190.0, "residual_value": 39056.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 844.11, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1004.11}, "total_of_payments": 30384, "total_of_payments_unrounded": 30387.96}, "disclosure": "Estimated lease payment for stock #GD260456, VIN KMUMFDTB2TU274301. $844 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,004, made up of $844 first payment, $60 title, $100 registration. MSRP $62,995. Lease selling price $61,495. Net capitalized cost $62,190. Residual value $39,057, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMFDTB2TU274301_lease", "type": "lease", "label": "Lease", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62995.0, "selling_price": 61495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 750.82, "net_cap_cost": 59191.0, "residual_value": 39056.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 750.82, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3909.82}, "total_of_payments": 27036, "total_of_payments_unrounded": 27029.52}, "disclosure": "Estimated lease payment for stock #GD260456, VIN KMUMFDTB2TU274301. $751 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,910, made up of $751 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,995. Lease selling price $61,495. Net capitalized cost $59,191. Residual value $39,057, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,036. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 152}}, {"vin": "KMUHCESB6TU304837", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 71321.0, "msrp": 74995.0, "sale_price": 71321.0, "currency": "USD", "mileage": 62, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260265", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/386c9f82011e43a0b01edec8a1c1840e.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/386c9f82011e43a0b01edec8a1c1840e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bcc440ea54b346fcb56be8d1088323a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d51b0f2df91d473e85d6bfddd4be855f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96a706beeccf4730bbde83a7ebff0ab5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e72ae47262a5407897339a0a4238dae6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/342a752baec141668ae68630717aff2b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1eae4d4e38dc437cb8e388933c3dd05d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ffb81fddba443728caa23d8a36b890e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/534a195869604095ada191225595a6a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/318bbd444cee4fd4bbb8ef29428171ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7df5246c654f4f699663e1914f7886a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/49aeb6d6c40b490ea730165c4e81bf92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf28ce42b05344c3845a409dac708a1e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c8708fedfd348e69d2a654a388ec137.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87571a40af14490d8d10e3b4e981a8ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f755fce736374e299dd6b7bb10909237.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74995.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb6tu304837/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb6tu304837/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB6TU304837.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB6TU304837.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB6TU304837.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb6tu304837/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,674. This offer applies to Stock #LGD260265, VIN KMUHCESB6TU304837. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $74,995. Advertised price: $71,321. Savings: $3,674, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$74,995"}, {"label": "Advertised price", "value": "$71,321"}, {"label": "Savings", "value": "$3,674, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,674", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71321.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB6TU304837_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1447, "unit": "per_month", "display": "$1,447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71321.0, "price_incl_doc": 71321.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1447.11, "amount_financed": 75778.56, "sales_tax": 4457.56, "total_of_payments": 86826.53, "finance_charge": 11047.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260265, VIN KMUHCESB6TU304837. $1,447 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $71,321, before any dealer documentation fee. Amount financed $75,779, including $4,458 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $86,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB6TU304837_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1256, "unit": "per_month", "display": "$1,256/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71321.0, "price_incl_doc": 71321.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1255.51, "amount_financed": 75778.56, "sales_tax": 4457.56, "total_of_payments": 90396.86, "finance_charge": 14618.3, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260265, VIN KMUHCESB6TU304837. $1,256 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $71,321, before any dealer documentation fee. Amount financed $75,779, including $4,458 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $90,397. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB6TU304837_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1125, "unit": "per_month", "display": "$1,125/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71321.0, "price_incl_doc": 71321.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1124.9, "amount_financed": 75778.56, "sales_tax": 4457.56, "total_of_payments": 94491.77, "finance_charge": 18713.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260265, VIN KMUHCESB6TU304837. $1,125 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $71,321, before any dealer documentation fee. Amount financed $75,779, including $4,458 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $94,492. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB6TU304837_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 942, "unit": "per_month", "display": "$942/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74995.0, "selling_price": 71321.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 942.05, "net_cap_cost": 72016.0, "residual_value": 46496.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 942.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1102.05}, "total_of_payments": 33912, "total_of_payments_unrounded": 33913.8}, "disclosure": "Estimated lease payment for stock #LGD260265, VIN KMUHCESB6TU304837. $942 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,102, made up of $942 first payment, $60 title, $100 registration. MSRP $74,995. Lease selling price $71,321. Net capitalized cost $72,016. Residual value $46,497, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,912. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB6TU304837_lease", "type": "lease", "label": "Lease", "headline": {"value": 849, "unit": "per_month", "display": "$849/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74995.0, "selling_price": 71321.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 848.76, "net_cap_cost": 69017.0, "residual_value": 46496.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 848.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4007.76}, "total_of_payments": 30564, "total_of_payments_unrounded": 30555.36}, "disclosure": "Estimated lease payment for stock #LGD260265, VIN KMUHCESB6TU304837. $849 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,008, made up of $849 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,995. Lease selling price $71,321. Net capitalized cost $69,017. Residual value $46,497, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,564. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 143}}, {"vin": "5NMMBDTB2TH063380", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57820.0, "msrp": 59320.0, "sale_price": 57820.0, "currency": "USD", "mileage": 25, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260416X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f1b9c124fa254f0cbfdc2364004d5d8d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f1b9c124fa254f0cbfdc2364004d5d8d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/330be8d3092b4092997116385eab417f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b89c76bf6ba2468ea648f353aa1f17c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f895874317543c9895d93cd48be43bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2b2c63133cd41a59e7a25172d9d6508.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/909bcbd1378c406d9ace184c81cf0f95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38f0769178fc486db696b808bbeace40.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01768e82b4164f779a9b64c0284d79c7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c08c1ed8dc3640de8d34d403413087fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cdd7a76f96c844f8960dd25ebfc61152.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1f3e0c13da4475f93d6f1a962859f9f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c4bb96fb0a6b4196969388bbcf70dac6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f637346cc17441abce59883c4109cb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/358bbda5a62b4a29aa1c0a4fbb4420d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d21324a36dfc40a8bbdce0dfb9d75814.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dab4533a862e465b95d2260d05b6babf.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59320.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th063380/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th063380/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB2TH063380.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH063380.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH063380.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th063380/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260416X, VIN 5NMMBDTB2TH063380. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,320. Advertised price: $57,820. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,320"}, {"label": "Advertised price", "value": "$57,820"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57820.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB2TH063380_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1173, "unit": "per_month", "display": "$1,173/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57820.0, "price_incl_doc": 57820.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.17, "amount_financed": 61433.75, "sales_tax": 3613.75, "total_of_payments": 70390.35, "finance_charge": 8956.6, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260416X, VIN 5NMMBDTB2TH063380. $1,173 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,820, before any dealer documentation fee. Amount financed $61,434, including $3,614 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,390. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH063380_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57820.0, "price_incl_doc": 57820.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.84, "amount_financed": 61433.75, "sales_tax": 3613.75, "total_of_payments": 73284.82, "finance_charge": 11851.07, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260416X, VIN 5NMMBDTB2TH063380. $1,018 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,820, before any dealer documentation fee. Amount financed $61,434, including $3,614 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,285. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH063380_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57820.0, "price_incl_doc": 57820.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.96, "amount_financed": 61433.75, "sales_tax": 3613.75, "total_of_payments": 76604.57, "finance_charge": 15170.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260416X, VIN 5NMMBDTB2TH063380. $912 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,820, before any dealer documentation fee. Amount financed $61,434, including $3,614 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,605. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH063380_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59320.0, "selling_price": 57820.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.41, "net_cap_cost": 58515.0, "residual_value": 36778.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.41}, "total_of_payments": 28548, "total_of_payments_unrounded": 28562.76}, "disclosure": "Estimated lease payment for stock #GD260416X, VIN 5NMMBDTB2TH063380. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $59,320. Lease selling price $57,820. Net capitalized cost $58,515. Residual value $36,778, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH063380_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59320.0, "selling_price": 57820.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.11, "net_cap_cost": 55516.0, "residual_value": 36778.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.11}, "total_of_payments": 25200, "total_of_payments_unrounded": 25203.96}, "disclosure": "Estimated lease payment for stock #GD260416X, VIN 5NMMBDTB2TH063380. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,320. Lease selling price $57,820. Net capitalized cost $55,516. Residual value $36,778, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 149}}, {"vin": "5NMMFDTB6TH069526", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61285.0, "msrp": 62785.0, "sale_price": 61285.0, "currency": "USD", "mileage": 16, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260621", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/5ce6a6fd147e4c9a9796c99c1881ed72.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/5ce6a6fd147e4c9a9796c99c1881ed72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae5915a1703a4e139179242f4f015594.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f6adca7c3684ecc97e542683beb4536.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d69faf7ed2f437f8f33a79ae275d287.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45f9c70ed7864534920f412fa95c67de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf4065a58336466d8648b83e2205e1b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db4ccf6a17a942199b56711a3bf89d34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1828926450c14b9da8cb5f2f31756ec4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f342aeac2a246ed98252e42453ebe95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0205e1abfd3f494e95c6427dfab51211.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0433ca4cda1a43e9926a850971c45236.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2520f07fb9d42f1af56eec044191ace.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec46211daf7e45159530a67cdcf509e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d3e928516b54bf28a7693564f77a5ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92eed900c6c34070a0f4ee1d38773d82.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f902aceef3004f18aed44a73340e31d2.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th069526/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th069526/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB6TH069526.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB6TH069526.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB6TH069526.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th069526/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260621, VIN 5NMMFDTB6TH069526. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,785. Advertised price: $61,285. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,785"}, {"label": "Advertised price", "value": "$61,285"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB6TH069526_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.48, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 74608.65, "finance_charge": 9493.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260621, VIN 5NMMFDTB6TH069526. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH069526_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.84, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 77676.58, "finance_charge": 12561.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260621, VIN 5NMMFDTB6TH069526. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,677. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH069526_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.61, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 81195.28, "finance_charge": 16079.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260621, VIN 5NMMFDTB6TH069526. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH069526_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.21, "net_cap_cost": 61980.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.21}, "total_of_payments": 30276, "total_of_payments_unrounded": 30283.56}, "disclosure": "Estimated lease payment for stock #GD260621, VIN 5NMMFDTB6TH069526. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $61,980. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH069526_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.92, "net_cap_cost": 58981.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.92}, "total_of_payments": 26928, "total_of_payments_unrounded": 26925.12}, "disclosure": "Estimated lease payment for stock #GD260621, VIN 5NMMFDTB6TH069526. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $58,981. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22725.0, "price_incl_doc": 22725.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 566.94, "amount_financed": 24145.31, "sales_tax": 1420.31, "total_of_payments": 27213.25, "finance_charge": 3067.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $567 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,725, before any dealer documentation fee. Amount financed $24,145, including $1,420 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,213. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVYX7B24PM320534_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22725.0, "price_incl_doc": 22725.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.32, "amount_financed": 24145.31, "sales_tax": 1420.31, "total_of_payments": 28339.06, "finance_charge": 4193.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $472 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,725, before any dealer documentation fee. Amount financed $24,145, including $1,420 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVYX7B24PM320534_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22725.0, "price_incl_doc": 22725.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.54, "amount_financed": 24145.31, "sales_tax": 1420.31, "total_of_payments": 29630.71, "finance_charge": 5485.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $412 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,725, before any dealer documentation fee. Amount financed $24,145, including $1,420 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,631. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0507A, VIN 5YJSA1E23JF248476. Advertised price: $22,758. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,758"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22758.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5YJSA1E23JF248476_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22758.0, "price_incl_doc": 22758.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.77, "amount_financed": 24180.38, "sales_tax": 1422.38, "total_of_payments": 27252.77, "finance_charge": 3072.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0507A, VIN 5YJSA1E23JF248476. $568 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,758, before any dealer documentation fee. Amount financed $24,180, including $1,422 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,253. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJSA1E23JF248476_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22758.0, "price_incl_doc": 22758.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.0, "amount_financed": 24180.38, "sales_tax": 1422.38, "total_of_payments": 28380.22, "finance_charge": 4199.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0507A, VIN 5YJSA1E23JF248476. $473 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,758, before any dealer documentation fee. Amount financed $24,180, including $1,422 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,380. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30512.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1NDAM74P0561920_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30512.0, "price_incl_doc": 30512.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 761.21, "amount_financed": 32419.0, "sales_tax": 1907.0, "total_of_payments": 36538.2, "finance_charge": 4119.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $761 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,512, before any dealer documentation fee. Amount financed $32,419, including $1,907 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,538. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30512.0, "price_incl_doc": 30512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.16, "amount_financed": 32419.0, "sales_tax": 1907.0, "total_of_payments": 38049.79, "finance_charge": 5630.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $634 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,512, before any dealer documentation fee. Amount financed $32,419, including $1,907 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,050. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1NDAM74P0561920_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30512.0, "price_incl_doc": 30512.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.56, "amount_financed": 32419.0, "sales_tax": 1907.0, "total_of_payments": 39784.04, "finance_charge": 7365.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $553 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,512, before any dealer documentation fee. Amount financed $32,419, including $1,907 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,784. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1CNAFY7J2231754_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 291, "unit": "per_month", "display": "$291/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13999.0, "price_incl_doc": 13999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.96, "amount_financed": 14873.94, "sales_tax": 874.94, "total_of_payments": 17457.36, "finance_charge": 2583.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $291 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,999, before any dealer documentation fee. Amount financed $14,874, including $875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,457. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 254, "unit": "per_month", "display": "$254/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13999.0, "price_incl_doc": 13999.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 253.51, "amount_financed": 14873.94, "sales_tax": 874.94, "total_of_payments": 18253.04, "finance_charge": 3379.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $254 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,999, before any dealer documentation fee. Amount financed $14,874, including $875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,253. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 131}}, {"vin": "5NMMADTB7TH046075", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 51450.0, "msrp": 52950.0, "sale_price": 51450.0, "currency": "USD", "mileage": 35, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260217", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c2eb2a34e3a54a87957fdce29bdc9a38.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c2eb2a34e3a54a87957fdce29bdc9a38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba6bb2e354d345cbbbff832136b3f444.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/768187ff63dc4275a96aec39e4e5bfcd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d18bc5824f144e49f9a64295ee2f5b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e222a32f1b1492cbf94cba6518a2d0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97163fbe9241409ebf54791d484e733c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90fe410e5d544b718df372b559ae79dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31944977760e4e8586b14290f4d70487.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/818ebfd68db842d4b40ca91e0fa0acdd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33f910588bc04f739b670386c4fcb8eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc1de81cd9f94a1ca663b7c611fc89bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8abfe707e76d4e8eb760b0835f68aaa4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10ef2566427c4d4797ac7b2714289caf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e9ce7280eb0740beaf476632e396907e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f85689fe1f349da8731c13ffb66bff5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d1d36eff24e4ff1a4d3890beb51576a.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52950.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th046075/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th046075/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB7TH046075.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB7TH046075.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB7TH046075.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th046075/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260217, VIN 5NMMADTB7TH046075. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,950. Advertised price: $51,450. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,950"}, {"label": "Advertised price", "value": "$51,450"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51450.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB7TH046075_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1044, "unit": "per_month", "display": "$1,044/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51450.0, "price_incl_doc": 51450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1043.92, "amount_financed": 54665.63, "sales_tax": 3215.63, "total_of_payments": 62635.49, "finance_charge": 7969.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260217, VIN 5NMMADTB7TH046075. $1,044 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,450, before any dealer documentation fee. Amount financed $54,666, including $3,216 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH046075_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 906, "unit": "per_month", "display": "$906/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51450.0, "price_incl_doc": 51450.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 905.71, "amount_financed": 54665.63, "sales_tax": 3215.63, "total_of_payments": 65211.07, "finance_charge": 10545.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260217, VIN 5NMMADTB7TH046075. $906 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,450, before any dealer documentation fee. Amount financed $54,666, including $3,216 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH046075_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51450.0, "price_incl_doc": 51450.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 811.49, "amount_financed": 54665.63, "sales_tax": 3215.63, "total_of_payments": 68165.09, "finance_charge": 13499.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260217, VIN 5NMMADTB7TH046075. $811 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,450, before any dealer documentation fee. Amount financed $54,666, including $3,216 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,165. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH046075_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52950.0, "selling_price": 51450.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 705.52, "net_cap_cost": 52145.0, "residual_value": 32829.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 705.52, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 865.52}, "total_of_payments": 25416, "total_of_payments_unrounded": 25398.72}, "disclosure": "Estimated lease payment for stock #LGD260217, VIN 5NMMADTB7TH046075. $706 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $866, made up of $706 first payment, $60 title, $100 registration. MSRP $52,950. Lease selling price $51,450. Net capitalized cost $52,145. Residual value $32,829, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,416. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH046075_lease", "type": "lease", "label": "Lease", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52950.0, "selling_price": 51450.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 612.23, "net_cap_cost": 49146.0, "residual_value": 32829.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 612.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3771.23}, "total_of_payments": 22032, "total_of_payments_unrounded": 22040.28}, "disclosure": "Estimated lease payment for stock #LGD260217, VIN 5NMMADTB7TH046075. $612 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,771, made up of $612 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,950. Lease selling price $51,450. Net capitalized cost $49,146. Residual value $32,829, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,032. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 194}}, {"vin": "KMUMEDTC4TU284632", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 69028.0, "msrp": 74220.0, "sale_price": 69028.0, "currency": "USD", "mileage": 17, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260613", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/37b55b50356b417599a77eda225f14d0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/37b55b50356b417599a77eda225f14d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fa611bf60e644579dd5dadd2cd73e10.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/149bbdfbd5c8429dab27b3b1ad8ca907.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc18e61577d54367a121ed8b45888537.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3490dfb022864f78aa8a7eddd593dd3a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10a4c26719964b07a6e7f235897b97dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b4da37fc3724bf280429133cac5073e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cae9bfa28a184212b8f775b4379c71d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ccca4944885544a3841fc9e0b19f99fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c1a79d4a57b4a488b76f53b39846b02.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6def4aad6f34bcd97b20f61ba5069a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c18707557d5b4fa2a129c608bd5b46eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df642a1a20e643bd9d0a676fc3792d7d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a127b9589bc46d6aa9f5338b8b91d90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06f7fd1f8405497e9246d2053273b01b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c5774e4d88543ce9e6b1effeb08914e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74220.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu284632/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu284632/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTC4TU284632.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC4TU284632.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC4TU284632.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu284632/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,192. This offer applies to Stock #GD260613, VIN KMUMEDTC4TU284632. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $74,220. Advertised price: $69,028. Savings: $5,192, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$74,220"}, {"label": "Advertised price", "value": "$69,028"}, {"label": "Savings", "value": "$5,192, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,192", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 69028.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTC4TU284632_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1401, "unit": "per_month", "display": "$1,401/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69028.0, "price_incl_doc": 69028.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1400.58, "amount_financed": 73342.25, "sales_tax": 4314.25, "total_of_payments": 84035.02, "finance_charge": 10692.77, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260613, VIN KMUMEDTC4TU284632. $1,401 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $69,028, before any dealer documentation fee. Amount financed $73,342, including $4,314 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $84,035. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU284632_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1215, "unit": "per_month", "display": "$1,215/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69028.0, "price_incl_doc": 69028.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1215.15, "amount_financed": 73342.25, "sales_tax": 4314.25, "total_of_payments": 87490.56, "finance_charge": 14148.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260613, VIN KMUMEDTC4TU284632. $1,215 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $69,028, before any dealer documentation fee. Amount financed $73,342, including $4,314 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,491. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU284632_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1089, "unit": "per_month", "display": "$1,089/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 69028.0, "price_incl_doc": 69028.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1088.74, "amount_financed": 73342.25, "sales_tax": 4314.25, "total_of_payments": 91453.83, "finance_charge": 18111.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260613, VIN KMUMEDTC4TU284632. $1,089 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $69,028, before any dealer documentation fee. Amount financed $73,342, including $4,314 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $91,454. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU284632_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74220.0, "selling_price": 69028.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 884.13, "net_cap_cost": 69723.0, "residual_value": 46016.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 884.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1044.13}, "total_of_payments": 31824, "total_of_payments_unrounded": 31828.68}, "disclosure": "Estimated lease payment for stock #GD260613, VIN KMUMEDTC4TU284632. $884 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,044, made up of $884 first payment, $60 title, $100 registration. MSRP $74,220. Lease selling price $69,028. Net capitalized cost $69,723. Residual value $46,016, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,824. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU284632_lease", "type": "lease", "label": "Lease", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74220.0, "selling_price": 69028.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 790.84, "net_cap_cost": 66724.0, "residual_value": 46016.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 790.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3949.84}, "total_of_payments": 28476, "total_of_payments_unrounded": 28470.24}, "disclosure": "Estimated lease payment for stock #GD260613, VIN KMUMEDTC4TU284632. $791 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,950, made up of $791 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,220. Lease selling price $69,028. Net capitalized cost $66,724. Residual value $46,016, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,476. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1367.82, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 82069.17, "finance_charge": 12144.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260822A, VIN 7SAXCDE56RF445880. $1,368 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $82,069. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 65811.0, "price_incl_doc": 65811.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1191.8, "amount_financed": 69924.19, "sales_tax": 4113.19, "total_of_payments": 85809.76, "finance_charge": 15885.57, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260822A, VIN 7SAXCDE56RF445880. $1,192 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $65,811, before any dealer documentation fee. Amount financed $69,924, including $4,113 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $85,810. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 151}}, {"vin": "KNDEUCAA7M7197118", "title": "2021 Kia Seltos S", "year": 2021, "make": "Kia", "model": "Seltos", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 15840.0, "msrp": 15840.0, "sale_price": 16209.0, "currency": "USD", "mileage": 61252, "exterior_color": "Cherry Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "1-Speed CVT w/OD", "mpg_city": 27, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0869A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA7M7197118_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 329, "unit": "per_month", "display": "$329/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15840.0, "price_incl_doc": 15840.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 329.22, "amount_financed": 16830.0, "sales_tax": 990.0, "total_of_payments": 19753.17, "finance_charge": 2923.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0869A, VIN KNDEUCAA7M7197118. $329 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,840, before any dealer documentation fee. Amount financed $16,830, including $990 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,753. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA7M7197118_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 287, "unit": "per_month", "display": "$287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15840.0, "price_incl_doc": 15840.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 286.85, "amount_financed": 16830.0, "sales_tax": 990.0, "total_of_payments": 20653.49, "finance_charge": 3823.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0869A, VIN KNDEUCAA7M7197118. $287 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,840, before any dealer documentation fee. Amount financed $16,830, including $990 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,653. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMMADTBXTH062707", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53205.0, "msrp": 54705.0, "sale_price": 53205.0, "currency": "USD", "mileage": 13, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260540", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/94ba19cec6954dbcb429b978f3641172.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/94ba19cec6954dbcb429b978f3641172.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f981bb2837c42418c4178df3307a5ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6527544aa984c16bae430c716738606.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87cc1f17eaed493eab42a6e2d06cff42.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8567f119dc8a4fc5977b392f18fe4b1d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25913aa100214cd19a450185364b6574.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f05bf0f1040246a38f710b331c0d4aef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/23dae76091264ef5905a73c2530c011b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f0caf93b9a34cbeb5ff40ab1f418946.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf3872357fec44b08a9fe800c963277a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6fe61152b3094211af5c4c0a36ce5b86.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2be0ede40655428c8f00acbec0611f92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fac6116db84747e5904e7a83ae4ace15.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f86b297d6864071bc6ca24bc4fc3c80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fb3f45368c243789def851aa879c1d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c20df476a8bb465eb18f85525418aa95.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54705.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth062707/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth062707/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTBXTH062707.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTBXTH062707.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTBXTH062707.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth062707/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260540, VIN 5NMMADTBXTH062707. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,705. Advertised price: $53,205. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,705"}, {"label": "Advertised price", "value": "$53,205"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53205.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTBXTH062707_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1079.53, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 64772.02, "finance_charge": 8241.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260540, VIN 5NMMADTBXTH062707. $1,080 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,772. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH062707_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 936.6, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 67435.46, "finance_charge": 10905.15, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260540, VIN 5NMMADTBXTH062707. $937 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH062707_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.17, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 70490.25, "finance_charge": 13959.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260540, VIN 5NMMADTBXTH062707. $839 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH062707_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54705.0, "selling_price": 53205.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 729.73, "net_cap_cost": 53900.0, "residual_value": 33917.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 729.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 889.73}, "total_of_payments": 26280, "total_of_payments_unrounded": 26270.28}, "disclosure": "Estimated lease payment for stock #NRGD260540, VIN 5NMMADTBXTH062707. $730 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $890, made up of $730 first payment, $60 title, $100 registration. MSRP $54,705. Lease selling price $53,205. Net capitalized cost $53,900. Residual value $33,917, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH062707_lease", "type": "lease", "label": "Lease", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54705.0, "selling_price": 53205.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 636.44, "net_cap_cost": 50901.0, "residual_value": 33917.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 636.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3795.44}, "total_of_payments": 22896, "total_of_payments_unrounded": 22911.84}, "disclosure": "Estimated lease payment for stock #NRGD260540, VIN 5NMMADTBXTH062707. $636 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,795, made up of $636 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,705. Lease selling price $53,205. Net capitalized cost $50,901. Residual value $33,917, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,896. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 227}}, {"vin": "KMUMADTB6TU265101", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 50655.0, "msrp": 52155.0, "sale_price": 50655.0, "currency": "USD", "mileage": 13, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260346", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a5e32cc7b43c496b92d6d814b90bf5b4.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a5e32cc7b43c496b92d6d814b90bf5b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6f4499dab834d3e81e7795001b06b12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80404a04d28c40caa22ed3f396eee141.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3f4c4cb91de42399420a16718845e1d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d11f7accff10478ba404d98f7136ac80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd2ee52a14f14a629033d2ac2057e10b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ef6fc3d6ca44739b04eeb97336da8a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3190f12b38e044aea9208e239ee7e464.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd114cb732464f1aab5980b013a39b96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a33c39e29a1147f1aec3a56eade056d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94ff9078bc69492786fa4f6754b60468.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb8c076d6c3243108c4a7ab7eab81360.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f6e5554ec644a9f9989913dc9ba8075.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/108d07ae0cfe45dd84f1c1634a6e18a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32bfc9c1176041419e9845b8046c90b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78b9ffcdf0fc40588dc4feee0f27ef1a.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52155.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb6tu265101/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb6tu265101/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTB6TU265101.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB6TU265101.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB6TU265101.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb6tu265101/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260346, VIN KMUMADTB6TU265101. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,155. Advertised price: $50,655. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,155"}, {"label": "Advertised price", "value": "$50,655"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50655.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTB6TU265101_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1028, "unit": "per_month", "display": "$1,028/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50655.0, "price_incl_doc": 50655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1027.79, "amount_financed": 53820.94, "sales_tax": 3165.94, "total_of_payments": 61667.65, "finance_charge": 7846.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260346, VIN KMUMADTB6TU265101. $1,028 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,655, before any dealer documentation fee. Amount financed $53,821, including $3,166 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,668. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB6TU265101_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50655.0, "price_incl_doc": 50655.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.71, "amount_financed": 53820.94, "sales_tax": 3165.94, "total_of_payments": 64203.43, "finance_charge": 10382.49, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260346, VIN KMUMADTB6TU265101. $892 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,655, before any dealer documentation fee. Amount financed $53,821, including $3,166 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $64,203. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB6TU265101_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 799, "unit": "per_month", "display": "$799/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50655.0, "price_incl_doc": 50655.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.95, "amount_financed": 53820.94, "sales_tax": 3165.94, "total_of_payments": 67111.81, "finance_charge": 13290.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260346, VIN KMUMADTB6TU265101. $799 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,655, before any dealer documentation fee. Amount financed $53,821, including $3,166 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $67,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB6TU265101_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52155.0, "selling_price": 50655.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 694.55, "net_cap_cost": 51350.0, "residual_value": 32336.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 694.55, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 854.55}, "total_of_payments": 25020, "total_of_payments_unrounded": 25003.8}, "disclosure": "Estimated lease payment for stock #LGD260346, VIN KMUMADTB6TU265101. $695 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $855, made up of $695 first payment, $60 title, $100 registration. MSRP $52,155. Lease selling price $50,655. Net capitalized cost $51,350. Residual value $32,336, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,020. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB6TU265101_lease", "type": "lease", "label": "Lease", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52155.0, "selling_price": 50655.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 601.26, "net_cap_cost": 48351.0, "residual_value": 32336.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 601.26, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3760.26}, "total_of_payments": 21636, "total_of_payments_unrounded": 21645.36}, "disclosure": "Estimated lease payment for stock #LGD260346, VIN KMUMADTB6TU265101. $601 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,760, made up of $601 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,155. Lease selling price $50,655. Net capitalized cost $48,351. Residual value $32,336, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,636. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 182}}, {"vin": "KMUHEESCXTU312586", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 85420.0, "msrp": 85420.0, "sale_price": 81191.0, "currency": "USD", "mileage": 40, "exterior_color": "Makalu Gray", "interior_color": "Bordeaux Brown/Slate Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260304", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/85bc4f612f704c2f935ed896974fb472.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/85bc4f612f704c2f935ed896974fb472.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c13ef34f2d34744ac9d9568489ee63c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa24c48e7d8c4dfda2675060ec57b2a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/590d5b07c7de48958f64334b3283f3d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e916af139d0844c3900a80e3f6d6c501.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/160c1662153e49a885a670dff92dca09.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91c052f214bf4d8a81fe857c1481e146.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53484a293d8f462a86f3331c385b828b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a131f216df0342fcb62f7e2b6292e7d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55f62035d8e247e99e5a8974d7599089.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b66d3b30ba4440dd8108e0b43d0de265.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47c4a2ccb331400182798662adb03837.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d606443317c34f99a4edcc1fbd44bb32.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/acd007874d5e48d78777fbba36b603e3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13c242e89bf742f5842ecde4d8b0a9ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45208e5cd49c4d17abdbeffb012bd754.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85420.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheescxtu312586/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheescxtu312586/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESCXTU312586.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESCXTU312586.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESCXTU312586.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheescxtu312586/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260304, VIN KMUHEESCXTU312586. Advertised price: $85,420. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$85,420"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85420.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESCXTU312586_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1733, "unit": "per_month", "display": "$1,733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85420.0, "price_incl_doc": 85420.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1733.18, "amount_financed": 90758.75, "sales_tax": 5338.75, "total_of_payments": 103990.72, "finance_charge": 13231.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260304, VIN KMUHEESCXTU312586. $1,733 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,420, before any dealer documentation fee. Amount financed $90,759, including $5,339 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $103,991. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESCXTU312586_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1504, "unit": "per_month", "display": "$1,504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85420.0, "price_incl_doc": 85420.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1503.71, "amount_financed": 90758.75, "sales_tax": 5338.75, "total_of_payments": 108266.85, "finance_charge": 17508.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260304, VIN KMUHEESCXTU312586. $1,504 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,420, before any dealer documentation fee. Amount financed $90,759, including $5,339 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,267. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESCXTU312586_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1347, "unit": "per_month", "display": "$1,347/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85420.0, "price_incl_doc": 85420.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1347.28, "amount_financed": 90758.75, "sales_tax": 5338.75, "total_of_payments": 113171.26, "finance_charge": 22412.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260304, VIN KMUHEESCXTU312586. $1,347 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,420, before any dealer documentation fee. Amount financed $90,759, including $5,339 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESCXTU312586_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1200, "unit": "per_month", "display": "$1,200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85420.0, "selling_price": 85420.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1200.17, "net_cap_cost": 86115.0, "residual_value": 52960.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1200.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1360.17}, "total_of_payments": 43200, "total_of_payments_unrounded": 43206.12}, "disclosure": "Estimated lease payment for stock #GD260304, VIN KMUHEESCXTU312586. $1,200 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,360, made up of $1,200 first payment, $60 title, $100 registration. MSRP $85,420. Lease selling price $85,420. Net capitalized cost $86,115. Residual value $52,960, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESCXTU312586_lease", "type": "lease", "label": "Lease", "headline": {"value": 1107, "unit": "per_month", "display": "$1,107/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85420.0, "selling_price": 85420.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1106.88, "net_cap_cost": 83116.0, "residual_value": 52960.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1106.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4265.88}, "total_of_payments": 39852, "total_of_payments_unrounded": 39847.68}, "disclosure": "Estimated lease payment for stock #GD260304, VIN KMUHEESCXTU312586. $1,107 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,266, made up of $1,107 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,420. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXEN1LW272507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22773.0, "price_incl_doc": 22773.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.14, "amount_financed": 24196.31, "sales_tax": 1423.31, "total_of_payments": 27270.73, "finance_charge": 3074.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $568 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,773, before any dealer documentation fee. Amount financed $24,196, including $1,423 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,271. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEN1LW272507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22773.0, "price_incl_doc": 22773.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.32, "amount_financed": 24196.31, "sales_tax": 1423.31, "total_of_payments": 28398.92, "finance_charge": 4202.61, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $473 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,773, before any dealer documentation fee. Amount financed $24,196, including $1,423 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,399. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEN1LW272507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22773.0, "price_incl_doc": 22773.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 412.41, "amount_financed": 24196.31, "sales_tax": 1423.31, "total_of_payments": 29693.29, "finance_charge": 5496.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $412 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,773, before any dealer documentation fee. Amount financed $24,196, including $1,423 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,693. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHDESC0TU351271", "title": "2026 Genesis GV80 3.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Advanced", "decoded_trim": "3.5T Advanced", "condition": "new", "price": 75371.0, "msrp": 79320.0, "sale_price": 75371.0, "currency": "USD", "mileage": 11, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260600", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/6cc930d050b347de9ebe209266c0a909.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/6cc930d050b347de9ebe209266c0a909.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ac09d7da764c412ba82571d98c3596d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/daaa4581f830455bbd77a96db127305d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cbeaf2059953487f862fb94e4d074fa2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75a9bc62566d47b48a3fced7a4513dcc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cab28daba2a147c69665e68fb145b034.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d74f7a6257924038ad688291f381a868.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9537ecead3e94149bc6fc713168b4c5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f4199f047a245bf8fff6a8573264695.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9834ce75883142f7a580f743299412a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/82902536778545cface0608735a2a9f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/376d3b1d2bf64aefb7a7953fc07597f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/482ed665c6e34fdf98ba8d4cf3ff18b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec0e6772644c43aca6e94ae91ec96b49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50bb6b6f8024411b9710838859882279.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9eb75741f4404bf78a3a2b035e83f69e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 79320.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc0tu351271/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc0tu351271/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHDESC0TU351271.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHDESC0TU351271.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHDESC0TU351271.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc0tu351271/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,949. This offer applies to Stock #GD260600, VIN KMUHDESC0TU351271. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $79,320. Advertised price: $75,371. Savings: $3,949, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$79,320"}, {"label": "Advertised price", "value": "$75,371"}, {"label": "Savings", "value": "$3,949, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,949", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 75371.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHDESC0TU351271_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1529, "unit": "per_month", "display": "$1,529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75371.0, "price_incl_doc": 75371.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1529.28, "amount_financed": 80081.69, "sales_tax": 4710.69, "total_of_payments": 91757.02, "finance_charge": 11675.33, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260600, VIN KMUHDESC0TU351271. $1,529 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $75,371, before any dealer documentation fee. Amount financed $80,082, including $4,711 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,757. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC0TU351271_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1327, "unit": "per_month", "display": "$1,327/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75371.0, "price_incl_doc": 75371.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1326.81, "amount_financed": 80081.69, "sales_tax": 4710.69, "total_of_payments": 95530.1, "finance_charge": 15448.41, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260600, VIN KMUHDESC0TU351271. $1,327 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $75,371, before any dealer documentation fee. Amount financed $80,082, including $4,711 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $95,530. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC0TU351271_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1189, "unit": "per_month", "display": "$1,189/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 75371.0, "price_incl_doc": 75371.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1188.78, "amount_financed": 80081.69, "sales_tax": 4710.69, "total_of_payments": 99857.55, "finance_charge": 19775.86, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260600, VIN KMUHDESC0TU351271. $1,189 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $75,371, before any dealer documentation fee. Amount financed $80,082, including $4,711 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,858. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC0TU351271_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 993, "unit": "per_month", "display": "$993/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79320.0, "selling_price": 75371.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 993.17, "net_cap_cost": 76066.0, "residual_value": 49178.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 993.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1153.17}, "total_of_payments": 35748, "total_of_payments_unrounded": 35754.12}, "disclosure": "Estimated lease payment for stock #GD260600, VIN KMUHDESC0TU351271. $993 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,153, made up of $993 first payment, $60 title, $100 registration. MSRP $79,320. Lease selling price $75,371. Net capitalized cost $76,066. Residual value $49,178, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,748. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC0TU351271_lease", "type": "lease", "label": "Lease", "headline": {"value": 900, "unit": "per_month", "display": "$900/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 79320.0, "selling_price": 75371.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 899.87, "net_cap_cost": 73067.0, "residual_value": 49178.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 899.87, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4058.87}, "total_of_payments": 32400, "total_of_payments_unrounded": 32395.32}, "disclosure": "Estimated lease payment for stock #GD260600, VIN KMUHDESC0TU351271. $900 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,059, made up of $900 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $79,320. Lease selling price $75,371. Net capitalized cost $73,067. Residual value $49,178, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31123.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R34GE8PU577705_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31123.0, "price_incl_doc": 31123.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.46, "amount_financed": 33068.19, "sales_tax": 1945.19, "total_of_payments": 37269.88, "finance_charge": 4201.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260651A, VIN KM8R34GE8PU577705. $776 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,123, before any dealer documentation fee. Amount financed $33,068, including $1,945 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,270. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVNB7AX0PM105408_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23299.0, "price_incl_doc": 23299.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.26, "amount_financed": 24755.19, "sales_tax": 1456.19, "total_of_payments": 27900.62, "finance_charge": 3145.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $581 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,299, before any dealer documentation fee. Amount financed $24,755, including $1,456 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,901. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNB7AX0PM105408_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23299.0, "price_incl_doc": 23299.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.25, "amount_financed": 24755.19, "sales_tax": 1456.19, "total_of_payments": 29054.87, "finance_charge": 4299.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $484 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,299, before any dealer documentation fee. Amount financed $24,755, including $1,456 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,055. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNB7AX0PM105408_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 422, "unit": "per_month", "display": "$422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23299.0, "price_incl_doc": 23299.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 421.93, "amount_financed": 24755.19, "sales_tax": 1456.19, "total_of_payments": 30379.14, "finance_charge": 5623.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $422 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,299, before any dealer documentation fee. Amount financed $24,755, including $1,456 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,379. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40449.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FA6P8CF7N5147727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1009, "unit": "per_month", "display": "$1,009/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40449.0, "price_incl_doc": 40449.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1009.12, "amount_financed": 42977.06, "sales_tax": 2528.06, "total_of_payments": 48437.78, "finance_charge": 5460.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $1,009 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,449, before any dealer documentation fee. Amount financed $42,977, including $2,528 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FA6P8CF7N5147727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40449.0, "price_incl_doc": 40449.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.69, "amount_financed": 42977.06, "sales_tax": 2528.06, "total_of_payments": 50441.65, "finance_charge": 7464.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $841 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,449, before any dealer documentation fee. Amount financed $42,977, including $2,528 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FA6P8CF7N5147727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40449.0, "price_incl_doc": 40449.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 732.51, "amount_financed": 42977.06, "sales_tax": 2528.06, "total_of_payments": 52740.71, "finance_charge": 9763.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $733 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,449, before any dealer documentation fee. Amount financed $42,977, including $2,528 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,741. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "3MVDMBDM5PM514530", "title": "2023 Mazda CX-30 2.5 S Premium Package", "year": 2023, "make": "Mazda", "model": "CX-30", "trim": "2.5 S Premium Package", "decoded_trim": "Premium Package", "condition": "used", "price": 24150.0, "msrp": 24150.0, "sale_price": 24642.0, "currency": "USD", "mileage": 26428, "exterior_color": "Machine Gray Metallic", "interior_color": "White", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0851", "stock_status": "Available", "availability": "In 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small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3mvdmbdm5pm514530/2023-mazda-cx-30-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/3MVDMBDM5PM514530.html", "json_url": "https://ai.genesisofdownersgrove.com/v/3MVDMBDM5PM514530.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/3MVDMBDM5PM514530.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3mvdmbdm5pm514530/2023-mazda-cx-30-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0851, VIN 3MVDMBDM5PM514530. Advertised price: $24,150. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,150"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBDM5PM514530_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24150.0, "price_incl_doc": 24150.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.49, "amount_financed": 25659.38, "sales_tax": 1509.38, "total_of_payments": 28919.7, "finance_charge": 3260.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $602 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,150, before any dealer documentation fee. Amount financed $25,659, including $1,509 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM5PM514530_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 502, "unit": "per_month", "display": "$502/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24150.0, "price_incl_doc": 24150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.94, "amount_financed": 25659.38, "sales_tax": 1509.38, "total_of_payments": 30116.1, "finance_charge": 4456.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $502 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,150, before any dealer documentation fee. Amount financed $25,659, including $1,509 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,116. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM5PM514530_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24150.0, "price_incl_doc": 24150.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.34, "amount_financed": 25659.38, "sales_tax": 1509.38, "total_of_payments": 31488.75, "finance_charge": 5829.37, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $437 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,150, before any dealer documentation fee. Amount financed $25,659, including $1,509 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,489. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMGDTC1VU293995", "title": "2027 Genesis GV70 3.5T Prestige Graphite", "year": 2027, "make": "Genesis", "model": "GV70", "trim": "3.5T Prestige Graphite", "decoded_trim": "3.5T Prestige Graphite", "condition": "new", "price": 74710.0, "msrp": 74710.0, "sale_price": 74710.0, "currency": "USD", "mileage": null, "exterior_color": "Uyh", "interior_color": null, "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 5, "seating_capacity": null, "engine": "3.5L", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "KMUMGDTC1VU293995", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1d2f02eff9cd48f6807cae35d818df8b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1d2f02eff9cd48f6807cae35d818df8b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd3ca7072ddf4341a3b06ca98885737e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03acc2fd71bb4cc4a067eb2d145b106a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2383d0c8b09143de837ed836bb1c03f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a49dcee81e34a4b85c185420a526b66.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8ad3428892a43c5b9cff98cdd640d63.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/137e70adeb234993834abf4f9cf1628d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75be0f434d3a40c7b3bc393b7b6427c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/deca9259bd2042a29db165e3bdee129d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4321dfb592ad40c6bb498c2fdd7b57dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e4349747c0b4ee7b0c35f4721a904f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58be74b6dfc0468b8a7be45d744cf79d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80146b02c1b24362a5ce76d1453dd40d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/228e60e8db3c4b88bbd7e6c3ffa3121e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f6977e3106549f48449c5672d2235ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c6dc7b60d51443f80a9e67d8a609a93.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2027, "trim": "3.5T Prestige Graphite", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74710.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc1vu293995/2027-genesis-gv70-", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc1vu293995/2027-genesis-gv70-", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMGDTC1VU293995.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC1VU293995.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC1VU293995.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc1vu293995/2027-genesis-gv70-", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. Advertised price: $74,710. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,710"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMGDTC1VU293995_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1516, "unit": "per_month", "display": "$1,516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74710.0, "price_incl_doc": 74710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.87, "amount_financed": 79379.38, "sales_tax": 4669.38, "total_of_payments": 90952.32, "finance_charge": 11572.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. $1,516 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,710, before any dealer documentation fee. Amount financed $79,379, including $4,669 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,952. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC1VU293995_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1315, "unit": "per_month", "display": "$1,315/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74710.0, "price_incl_doc": 74710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1315.17, "amount_financed": 79379.38, "sales_tax": 4669.38, "total_of_payments": 94692.3, "finance_charge": 15312.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. $1,315 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,710, before any dealer documentation fee. Amount financed $79,379, including $4,669 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,692. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC1VU293995_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74710.0, "price_incl_doc": 74710.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.35, "amount_financed": 79379.38, "sales_tax": 4669.38, "total_of_payments": 98981.8, "finance_charge": 19602.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. $1,178 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,710, before any dealer documentation fee. Amount financed $79,379, including $4,669 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,982. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC1VU293995_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74710.0, "selling_price": 74710.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1052.41, "net_cap_cost": 75405.0, "residual_value": 46320.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1052.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1212.41}, "total_of_payments": 37872, "total_of_payments_unrounded": 37886.76}, "disclosure": "Estimated lease payment for stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. $1,052 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,212, made up of $1,052 first payment, $60 title, $100 registration. MSRP $74,710. Lease selling price $74,710. Net capitalized cost $75,405. Residual value $46,320, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC1VU293995_lease", "type": "lease", "label": "Lease", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74710.0, "selling_price": 74710.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 959.11, "net_cap_cost": 72406.0, "residual_value": 46320.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 959.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4118.11}, "total_of_payments": 34524, "total_of_payments_unrounded": 34527.96}, "disclosure": "Estimated lease payment for stock #KMUMGDTC1VU293995, VIN KMUMGDTC1VU293995. $959 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,118, made up of $959 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,710. Lease selling price $74,710. Net capitalized cost $72,406. Residual value $46,320, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 220}}, {"vin": "5NMP2DG14TH096749", "title": "2026 Hyundai Santa Fe Hybrid SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 39524.0, "msrp": 39524.0, "sale_price": 39713.0, "currency": "USD", "mileage": 9, "exterior_color": "Ultimate Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260263", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b7b3fdd8b9d74604a852c33db9353361.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b7b3fdd8b9d74604a852c33db9353361.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/314062dbf83c456eb2f6c5b581231737.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/437785a1c407483fa45876d76bb296f0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a70a753e3f4542a285eceb3963d585d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b26d8c438bc74343aec1d0af577ae4b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a233595370d4c618e087517787d45f1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d45cf9368af6481cbbbddd8d57fab58e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38147bcb741c40aeb48fd3455873ef76.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/683bf73e72cf49b0829036f6239e7caa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52b4c635de414e488499ef168bcf377c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d804ae681b314113ab331e7ae6161176.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90c8095627e248f58e42f146c9df1752.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18c1c69164e54709bdaecd262098dbc4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cea76bab08cb4aa49549d72ed42a348d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96e5bb24f9c843bda6d08019faab5fff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5b82524d3364bb889e8bf04df8762dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c99d3b683764ad68df4e3d87c1120e4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6fb836f7dc784ad7aa46cb4ac70dbf2a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63fc0151120a4a5fbd07897363d7412f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 39524.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/5NMP2DG14TH096749.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg14th096749/2026-hyundai-santa-fe-hybrid-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg14th096749/2026-hyundai-santa-fe-hybrid-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMP2DG14TH096749.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG14TH096749.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG14TH096749.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg14th096749/2026-hyundai-santa-fe-hybrid-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260263, VIN 5NMP2DG14TH096749. Advertised price: $39,524. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,524"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39524.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG14TH096749_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 986, "unit": "per_month", "display": "$986/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39524.0, "price_incl_doc": 39524.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.04, "amount_financed": 41994.25, "sales_tax": 2470.25, "total_of_payments": 47330.1, "finance_charge": 5335.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $986 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,524, before any dealer documentation fee. Amount financed $41,994, including $2,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,330. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG14TH096749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 821, "unit": "per_month", "display": "$821/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39524.0, "price_incl_doc": 39524.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 821.47, "amount_financed": 41994.25, "sales_tax": 2470.25, "total_of_payments": 49288.14, "finance_charge": 7293.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $821 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,524, before any dealer documentation fee. Amount financed $41,994, including $2,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,288. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG14TH096749_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39524.0, "price_incl_doc": 39524.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.76, "amount_financed": 41994.25, "sales_tax": 2470.25, "total_of_payments": 51534.62, "finance_charge": 9540.37, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $716 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,524, before any dealer documentation fee. Amount financed $41,994, including $2,470 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,999"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NPEJ4J28MH062748_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14999.0, "price_incl_doc": 14999.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 374.19, "amount_financed": 15936.44, "sales_tax": 937.44, "total_of_payments": 17961.35, "finance_charge": 2024.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260445XXA, VIN 5NPEJ4J28MH062748. $374 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,999, before any dealer documentation fee. Amount financed $15,936, including $937 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,961. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NPEJ4J28MH062748_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 312, "unit": "per_month", "display": "$312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14999.0, "price_incl_doc": 14999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.74, "amount_financed": 15936.44, "sales_tax": 937.44, "total_of_payments": 18704.41, "finance_charge": 2767.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260445XXA, VIN 5NPEJ4J28MH062748. $312 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,999, before any dealer documentation fee. Amount financed $15,936, including $937 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,704. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH651078_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30988.0, "price_incl_doc": 30988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.06, "amount_financed": 32924.75, "sales_tax": 1936.75, "total_of_payments": 38643.38, "finance_charge": 5718.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260366, VIN 5NMJBCDEXTH651078. $644 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,988, before any dealer documentation fee. Amount financed $32,925, including $1,937 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,643. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH651078_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30988.0, "price_incl_doc": 30988.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.18, "amount_financed": 32924.75, "sales_tax": 1936.75, "total_of_payments": 40404.69, "finance_charge": 7479.94, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260366, VIN 5NMJBCDEXTH651078. $561 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,988, before any dealer documentation fee. Amount financed $32,925, including $1,937 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,405. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "1G1FD3DS4R0108364", "title": "2024 Chevrolet Camaro 2LT", "year": 2024, "make": "Chevrolet", "model": "Camaro", "trim": "2LT", "decoded_trim": "2LT/3LT", "condition": "used", "price": 35594.0, "msrp": 35594.0, "sale_price": 36250.0, "currency": "USD", "mileage": 25671, "exterior_color": "Summit White", "interior_color": "Jet Black", "drivetrain": "RWD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "Gas V6 3.6L/222", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 18, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0513A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 32, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2313f2c281d84cce93f4ab8506282e09.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2313f2c281d84cce93f4ab8506282e09.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ff6308e5e7d64e44b45e59f36ef69c5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d6308ac0bc6400db6732b432d164aee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/043fc96b186a4e07b8eedbda6c7c3575.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc91bbd2cde9483fb9bca7b8466516fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a9e7ab111c448cb8d56cd44e2b6201a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbc9f6ecd18843fca14ecf026f64bc12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cc387187f7d413abc23008c64dcdbde.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/70b212e4881f4b74bdddf76f0fd1a2f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b99cd53204c74d65868bb111d2892846.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41751416c0a240e882659cf8200b62ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d600f35533d149b0b0c7eb26fab2808f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea45914f76744b74a8c4328473695455.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94796360c1384d589571047d053ac4d2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7b103e5f0dda4ecf969092c28c51290b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1fb2a8de6a54f95bf500895aad37593.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d73e514a50ef4ae9a9bef0b99ee71eaf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cabe24d37a544f94ad74ed49bf3358b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e85674f50b1f4a4284b75d228fd9f623.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/138d8ae6b0954b06917b5a4b4b64e2bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/116fcc41edea4151be8458988f6f367d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c15ef2a7f2624ed385a800b4e8ebb2c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41f36e98e49248b9a752d8dc3ce853b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/502bf28a557d43e484b23f2b30b0552c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46ef2c074242459ab3602f8af3e49f8d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f1b288e6fc84498b2eb56099759a19d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bae1a6939231493b952d069996ba410d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f6def64072d42cc8e10de4fdd45fa2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/954b33e91e19498a9d12db473c43f339.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a059d07fda14653a2d79612e83aba9b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee4614c573de46fe80d0de9340b86726.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef8c8c87e64a4fefb8117038f5fabf67.jpg"], "vin_decode": {"make": "Chevrolet", "model": "Camaro", "year": 2024, "trim": "2LT/3LT", "body_style": "Convertible/Cabriolet", "vehicle_type": "PASSENGER CAR", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35594.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/1G1FD3DS4R0108364.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1g1fd3ds4r0108364/2024-chevrolet-camaro-convertible", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1g1fd3ds4r0108364/2024-chevrolet-camaro-convertible", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/1G1FD3DS4R0108364.html", "json_url": "https://ai.genesisofdownersgrove.com/v/1G1FD3DS4R0108364.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/1G1FD3DS4R0108364.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/1g1fd3ds4r0108364/2024-chevrolet-camaro-convertible", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0513A, VIN 1G1FD3DS4R0108364. Advertised price: $35,594. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,594"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35594.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1FD3DS4R0108364_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 888, "unit": "per_month", "display": "$888/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35594.0, "price_incl_doc": 35594.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 888.0, "amount_financed": 37818.63, "sales_tax": 2224.63, "total_of_payments": 42623.92, "finance_charge": 4805.29, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $888 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,594, before any dealer documentation fee. Amount financed $37,819, including $2,225 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FD3DS4R0108364_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35594.0, "price_incl_doc": 35594.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.79, "amount_financed": 37818.63, "sales_tax": 2224.63, "total_of_payments": 44387.27, "finance_charge": 6568.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $740 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,594, before any dealer documentation fee. Amount financed $37,819, including $2,225 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FD3DS4R0108364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35594.0, "price_incl_doc": 35594.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.59, "amount_financed": 37818.63, "sales_tax": 2224.63, "total_of_payments": 46410.37, "finance_charge": 8591.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $645 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,594, before any dealer documentation fee. Amount financed $37,819, including $2,225 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,410. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 1}}, {"vin": "KMTG34SC5TU173600", "title": "2026 Genesis G70 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T Prestige", "decoded_trim": "2.5T Prestige AWD", "condition": "new", "price": 51965.0, "msrp": 52965.0, "sale_price": 51965.0, "currency": "USD", "mileage": 18, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260557", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/59c436617c42493ca8c0a56d3658c9a2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/59c436617c42493ca8c0a56d3658c9a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa4b6a1889394cc583a7916fd96f8104.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4984b53c2a34413ab2b73010979922ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bfac545352ce4fb0b278008bb71af755.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b7f887f945d424a8f63950e57775bee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/039ed3e41c944c7aade6a229d774ebee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9374cfa139084f3287bb11fe82b3bcd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b143ec9736349b0903439c7188db4d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a43aa5f3dac4665b85a1dcbbca00c8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07ec77fcbfe84294a3fbe3f5ecffed67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa0683604ea14078abe9042a94106fcf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2243ae50f094eff98ca8826ffeb8039.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f6dcd1d75de491892142c347e4b42f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/34759ba99175484fb1da6ffd06367d6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92a10b77be55487d92d2d2774a6a4061.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1143b2a0fbbe42139f8a6f540a93ca7e.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52965.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc5tu173600/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc5tu173600/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG34SC5TU173600.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC5TU173600.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC5TU173600.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc5tu173600/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #NRGD260557, VIN KMTG34SC5TU173600. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,965. Advertised price: $51,965. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,965"}, {"label": "Advertised price", "value": "$51,965"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51965.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC5TU173600_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1054, "unit": "per_month", "display": "$1,054/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1054.37, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 63262.44, "finance_charge": 8049.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260557, VIN KMTG34SC5TU173600. $1,054 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,262. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC5TU173600_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.78, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 65863.81, "finance_charge": 10651.0, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260557, VIN KMTG34SC5TU173600. $915 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,864. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC5TU173600_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51965.0, "price_incl_doc": 51965.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 819.61, "amount_financed": 55212.81, "sales_tax": 3247.81, "total_of_payments": 68847.39, "finance_charge": 13634.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260557, VIN KMTG34SC5TU173600. $820 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,965, before any dealer documentation fee. Amount financed $55,213, including $3,248 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,847. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC5TU173600_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52965.0, "selling_price": 51965.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 721.28, "net_cap_cost": 52660.0, "residual_value": 32838.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 721.28, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 881.28}, "total_of_payments": 25956, "total_of_payments_unrounded": 25966.08}, "disclosure": "Estimated lease payment for stock #NRGD260557, VIN KMTG34SC5TU173600. $721 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $881, made up of $721 first payment, $60 title, $100 registration. MSRP $52,965. Lease selling price $51,965. Net capitalized cost $52,660. Residual value $32,838, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,956. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC5TU173600_lease", "type": "lease", "label": "Lease", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52965.0, "selling_price": 51965.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 627.99, "net_cap_cost": 49661.0, "residual_value": 32838.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 627.99, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3786.99}, "total_of_payments": 22608, "total_of_payments_unrounded": 22607.64}, "disclosure": "Estimated lease payment for stock #NRGD260557, VIN KMTG34SC5TU173600. $628 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,787, made up of $628 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,965. Lease selling price $51,965. Net capitalized cost $49,661. Residual value $32,838, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 238}}, {"vin": "5NMMADTB5TH054000", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53710.0, "msrp": 55210.0, "sale_price": 53710.0, "currency": "USD", "mileage": 17, "exterior_color": "Ceres Blue", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260553", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/be0e382e937b4ce386a93228c636ddff.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/be0e382e937b4ce386a93228c636ddff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eacd96c08ef44bc496c6cfcfeed3cf34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/296e7e9d99f345cfae12646b0d435535.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/befff9ab860c491a940103e438d13102.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65e2a871874d45d5bb402c57dd6077f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f687c683efa4e38b4d6e11455a16d1a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea94a554532044e6afd386c91d7ee531.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a500373ea2954d24b692f7ddfd03dc54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e3ba8965fe29451d939fcb34e84e63db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83b9edb844aa49c0848f6aabc7ecd534.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/718218aaa4804ef690c80c7a863e561e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/638a970ff7854311b6d6efcd438b2468.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32cd66380e984c0c99a085e9252b3306.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a07e8a167ac4e28a39ff9a88fa902ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48ce4800b7844f9abb01e455066c9515.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e9417aa7271b41f680d03b367b315754.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55210.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th054000/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th054000/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB5TH054000.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB5TH054000.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB5TH054000.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th054000/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260553, VIN 5NMMADTB5TH054000. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,210. Advertised price: $53,710. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,210"}, {"label": "Advertised price", "value": "$53,710"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB5TH054000_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1090, "unit": "per_month", "display": "$1,090/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1089.78, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 65386.82, "finance_charge": 8319.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260553, VIN 5NMMADTB5TH054000. $1,090 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH054000_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 945, "unit": "per_month", "display": "$945/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 945.49, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 68075.54, "finance_charge": 11008.66, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260553, VIN 5NMMADTB5TH054000. $945 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH054000_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 847, "unit": "per_month", "display": "$847/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.13, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 71159.32, "finance_charge": 14092.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260553, VIN 5NMMADTB5TH054000. $847 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,159. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH054000_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55210.0, "selling_price": 53710.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 736.7, "net_cap_cost": 54405.0, "residual_value": 34230.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 736.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 896.7}, "total_of_payments": 26532, "total_of_payments_unrounded": 26521.2}, "disclosure": "Estimated lease payment for stock #GD260553, VIN 5NMMADTB5TH054000. $737 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $897, made up of $737 first payment, $60 title, $100 registration. MSRP $55,210. Lease selling price $53,710. Net capitalized cost $54,405. Residual value $34,230, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH054000_lease", "type": "lease", "label": "Lease", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55210.0, "selling_price": 53710.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 643.41, "net_cap_cost": 51406.0, "residual_value": 34230.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 643.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3802.41}, "total_of_payments": 23148, "total_of_payments_unrounded": 23162.76}, "disclosure": "Estimated lease payment for stock #GD260553, VIN 5NMMADTB5TH054000. $643 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,802, made up of $643 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,210. Lease selling price $53,710. Net capitalized cost $51,406. Residual value $34,230, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,148. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 249}}, {"vin": "5NMMBDTB2TH072595", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57955.0, "msrp": 59455.0, "sale_price": 57955.0, "currency": "USD", "mileage": 35, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260639X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e7221970c3ea4bf0a6f3ebd1c6e64d80.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e7221970c3ea4bf0a6f3ebd1c6e64d80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4889ff0dfdd24110a348892b6f8f5f63.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fbd443f23fd74dde9976c9de67e18fff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15ef92c3678348dfa41bcb524be3f30e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/901575e4ce594baa86ddd70d122efa03.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e5511ed445884fe3be98d560c1d66eaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/057c747ea6f647a28b6021aa5dc85a19.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/233243a3d3d141adaa3e668f93863956.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a4b0b262d7b4daaae9f043ffba20e8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/09e8e82fe4bc4b698b7e20c75d6380ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efc1798b06574328a319e917b82b159f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c3c81518b6994215b7811be222fe92ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1630ebf10bee4ac2a6759bd68ee488da.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b70a60e8929f412ab406f5e5ba1885e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa7a574fad9445b5be79f2888e2060b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbcb25fc51b14e928f73782e0348057d.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59455.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th072595/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th072595/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB2TH072595.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH072595.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH072595.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th072595/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260639X, VIN 5NMMBDTB2TH072595. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,455. Advertised price: $57,955. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,455"}, {"label": "Advertised price", "value": "$57,955"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB2TH072595_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.91, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 70554.7, "finance_charge": 8977.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260639X, VIN 5NMMBDTB2TH072595. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH072595_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.22, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 73455.93, "finance_charge": 11878.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260639X, VIN 5NMMBDTB2TH072595. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH072595_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.09, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 76783.43, "finance_charge": 15206.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260639X, VIN 5NMMBDTB2TH072595. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH072595_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.27, "net_cap_cost": 58650.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.27}, "total_of_payments": 28620, "total_of_payments_unrounded": 28629.72}, "disclosure": "Estimated lease payment for stock #GD260639X, VIN 5NMMBDTB2TH072595. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $58,650. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH072595_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.98, "net_cap_cost": 55651.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.98}, "total_of_payments": 25272, "total_of_payments_unrounded": 25271.28}, "disclosure": "Estimated lease payment for stock #GD260639X, VIN 5NMMBDTB2TH072595. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $55,651. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 258}}, {"vin": "5NMMADTB6TH058718", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53385.0, "msrp": 54885.0, "sale_price": 53385.0, "currency": "USD", "mileage": 16, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260475", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/fec81a0511f045c7a023d377e7205805.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/fec81a0511f045c7a023d377e7205805.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e9620c9f7f5499fbcf3d0b3c138e48e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98353e54ff784d109d5e3d2e1eb997ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/04684ed0b9d247f7a44eb6027a52e896.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1acace7a11e04b788a27a6ad54c578fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e63572de8a52418c92576798dbf1602f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b6d76a5960ed4dc8b77fdd42a85cc011.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/117d4607c72c4e59b900bb1459e3c1bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1de28fe5fb904f7598147c83eb2e8238.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21ed49dec37d4bb0a2a62c7508b8a084.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1de25ebe5b44d99b86cbff7b22bfed2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c89918562284de28c6fb8ee5c9bfe5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8fd766be677e417ab69f51865284f26f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a2c5af8e169844ecb0209ba32cd37125.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bab3743269e343e1a8ae80b136c6e42b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/990e4658e89d4fc19b72372ee279a55c.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54885.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th058718/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th058718/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB6TH058718.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB6TH058718.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB6TH058718.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th058718/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260475, VIN 5NMMADTB6TH058718. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,885. Advertised price: $53,385. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,885"}, {"label": "Advertised price", "value": "$53,385"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53385.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB6TH058718_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53385.0, "price_incl_doc": 53385.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1083.19, "amount_financed": 56721.56, "sales_tax": 3336.56, "total_of_payments": 64991.16, "finance_charge": 8269.6, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260475, VIN 5NMMADTB6TH058718. $1,083 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,385, before any dealer documentation fee. Amount financed $56,722, including $3,337 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,991. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH058718_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 940, "unit": "per_month", "display": "$940/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53385.0, "price_incl_doc": 53385.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.77, "amount_financed": 56721.56, "sales_tax": 3336.56, "total_of_payments": 67663.61, "finance_charge": 10942.05, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260475, VIN 5NMMADTB6TH058718. $940 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,385, before any dealer documentation fee. Amount financed $56,722, including $3,337 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,664. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH058718_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53385.0, "price_incl_doc": 53385.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.01, "amount_financed": 56721.56, "sales_tax": 3336.56, "total_of_payments": 70728.72, "finance_charge": 14007.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260475, VIN 5NMMADTB6TH058718. $842 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,385, before any dealer documentation fee. Amount financed $56,722, including $3,337 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,729. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH058718_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 732, "unit": "per_month", "display": "$732/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54885.0, "selling_price": 53385.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 732.22, "net_cap_cost": 54080.0, "residual_value": 34028.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 732.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 892.22}, "total_of_payments": 26352, "total_of_payments_unrounded": 26359.92}, "disclosure": "Estimated lease payment for stock #GD260475, VIN 5NMMADTB6TH058718. $732 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $892, made up of $732 first payment, $60 title, $100 registration. MSRP $54,885. Lease selling price $53,385. Net capitalized cost $54,080. Residual value $34,029, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,352. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH058718_lease", "type": "lease", "label": "Lease", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54885.0, "selling_price": 53385.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 638.92, "net_cap_cost": 51081.0, "residual_value": 34028.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 638.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3797.92}, "total_of_payments": 23004, "total_of_payments_unrounded": 23001.12}, "disclosure": "Estimated lease payment for stock #GD260475, VIN 5NMMADTB6TH058718. $639 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,798, made up of $639 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,885. Lease selling price $53,385. Net capitalized cost $51,081. Residual value $34,029, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,004. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 271}}, {"vin": "WAUEFBF23PN008385", "title": "2023 Audi S6 Sedan Premium Plus", "year": 2023, "make": "Audi", "model": "S6 Sedan", "trim": "Premium Plus", "decoded_trim": "quattro Premium Plus", "condition": "used", "price": 49999.0, "msrp": 49999.0, "sale_price": 50000.0, "currency": "USD", "mileage": 40602, "exterior_color": "Mythos Black Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Gas/Electric V-6 2.9 L/177", "engine_displacement_l": 2.9, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0762", "stock_status": "Available", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260674, VIN 5NMMBDTB8TH072469. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,150. Advertised price: $57,650. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,150"}, {"label": "Advertised price", "value": "$57,650"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57650.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB8TH072469_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57650.0, "price_incl_doc": 57650.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.72, "amount_financed": 61253.13, "sales_tax": 3603.13, "total_of_payments": 70183.4, "finance_charge": 8930.27, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260674, VIN 5NMMBDTB8TH072469. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,650, before any dealer documentation fee. Amount financed $61,253, including $3,603 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,183. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH072469_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57650.0, "price_incl_doc": 57650.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1014.85, "amount_financed": 61253.13, "sales_tax": 3603.13, "total_of_payments": 73069.35, "finance_charge": 11816.22, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260674, VIN 5NMMBDTB8TH072469. $1,015 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,650, before any dealer documentation fee. Amount financed $61,253, including $3,603 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH072469_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57650.0, "price_incl_doc": 57650.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 909.28, "amount_financed": 61253.13, "sales_tax": 3603.13, "total_of_payments": 76379.35, "finance_charge": 15126.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260674, VIN 5NMMBDTB8TH072469. $909 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,650, before any dealer documentation fee. Amount financed $61,253, including $3,603 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,379. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH072469_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59150.0, "selling_price": 57650.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 791.06, "net_cap_cost": 58345.0, "residual_value": 36673.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 791.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 951.06}, "total_of_payments": 28476, "total_of_payments_unrounded": 28478.16}, "disclosure": "Estimated lease payment for stock #GD260674, VIN 5NMMBDTB8TH072469. $791 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $951, made up of $791 first payment, $60 title, $100 registration. MSRP $59,150. Lease selling price $57,650. Net capitalized cost $58,345. Residual value $36,673, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,476. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH072469_lease", "type": "lease", "label": "Lease", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59150.0, "selling_price": 57650.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 697.77, "net_cap_cost": 55346.0, "residual_value": 36673.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 697.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3856.77}, "total_of_payments": 25128, "total_of_payments_unrounded": 25119.72}, "disclosure": "Estimated lease payment for stock #GD260674, VIN 5NMMBDTB8TH072469. $698 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,857, made up of $698 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,150. Lease selling price $57,650. Net capitalized cost $55,346. Residual value $36,673, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,128. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 262}}, {"vin": "KMHLM4DG8TU223346", "title": "2026 Hyundai Elantra SEL Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "SEL Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 22991.0, "msrp": 22991.0, "sale_price": 22999.0, "currency": "USD", "mileage": 10, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260948", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c40c1737488e4a469d846ab37cb0b462.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c40c1737488e4a469d846ab37cb0b462.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e797b242c7624850908c6555c76ba512.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5110fa587e9344b69383a337bbff3d46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8091b4d3558941b6a78261e8991a01b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80fa177b84b34f0a86ef17738ef54cf9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e070bbb850545f6a320bb78e2452ff2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3520d6681ad443378692d6a37f02a598.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7ed69fdc1ed4c9d986c032ec99bf0e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a52ee94c50bf4a389722ef549134d561.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca86915489eb4f23b05b93cfc7e63ab7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ff31b8f6f414290a97361a8aee4d2c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4ae062bc64648fb870c942407b01e8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a923107c19fc4df58ed2f269f831479c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb56572518e64179b756e4a4093c3d14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3576626f44cf472ea90d231325d33a81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37786f63de9843c8a47f70ee1dc171dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/734f13ea433942cebf7c8dcf0d8fce22.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4cf747e14044f78905bf5da7028f3b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1677223944d9436da811edbd0d44ab5b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 22991.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/KMHLM4DG8TU223346.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhlm4dg8tu223346/2026-hyundai-elantra-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhlm4dg8tu223346/2026-hyundai-elantra-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMHLM4DG8TU223346.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMHLM4DG8TU223346.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMHLM4DG8TU223346.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhlm4dg8tu223346/2026-hyundai-elantra-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260948, VIN KMHLM4DG8TU223346. Advertised price: $22,991. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,991"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22991.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU223346_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22991.0, "price_incl_doc": 22991.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.58, "amount_financed": 24427.94, "sales_tax": 1436.94, "total_of_payments": 27531.79, "finance_charge": 3103.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260948, VIN KMHLM4DG8TU223346. $574 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,991, before any dealer documentation fee. Amount financed $24,428, including $1,437 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,532. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU223346_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22991.0, "price_incl_doc": 22991.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.85, "amount_financed": 24427.94, "sales_tax": 1436.94, "total_of_payments": 28670.78, "finance_charge": 4242.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260948, VIN KMHLM4DG8TU223346. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,991, before any dealer documentation fee. Amount financed $24,428, including $1,437 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,671. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU223346_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22991.0, "price_incl_doc": 22991.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.35, "amount_financed": 24427.94, "sales_tax": 1436.94, "total_of_payments": 29977.55, "finance_charge": 5549.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260948, VIN KMHLM4DG8TU223346. $416 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,991, before any dealer documentation fee. Amount financed $24,428, including $1,437 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMTG54SE5TU171969", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57170.0, "msrp": 58170.0, "sale_price": 57170.0, "currency": "USD", "mileage": 15, "exterior_color": "Vik Black", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260552", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/37d6ceb68a8b463080ccef2f1d26859a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/37d6ceb68a8b463080ccef2f1d26859a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7da3c7027f6645bd8c7156eefb0d0c9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0539a044b1847b98dd2b4a10fc10050.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b41181d319a4c2198e1a018b530da61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f5c6ac05adb4c74814d196139cea0e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3fb140b93994c7ca8f883704244f395.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c51e7d3e2334c269180b16964bc52ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7e1ea3ff90d488d89c1140659234539.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b8f1f9f4e934568989f960f39936129.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb5120f8dc3248c8895d7ff210f05b45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/044bbf1097684cfab83039d4fbe6c50b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6040ecc0e984cf4927a423277e7e7fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b4912c93e254c8c907425da491b90e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d289213579a24a469221489c7c16b90a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8dfda639f1234db9829b4c8541cc56d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8537af512ef4412b016b7b3b6e84170.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58170.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se5tu171969/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se5tu171969/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE5TU171969.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE5TU171969.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE5TU171969.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se5tu171969/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #NRGD260552, VIN KMTG54SE5TU171969. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,170. Advertised price: $57,170. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,170"}, {"label": "Advertised price", "value": "$57,170"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57170.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE5TU171969_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.98, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 69599.04, "finance_charge": 8855.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260552, VIN KMTG54SE5TU171969. $1,160 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU171969_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.4, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 72460.97, "finance_charge": 11717.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260552, VIN KMTG54SE5TU171969. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,461. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU171969_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.71, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 75743.41, "finance_charge": 15000.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260552, VIN KMTG54SE5TU171969. $902 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU171969_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.09, "net_cap_cost": 57865.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.09}, "total_of_payments": 28548, "total_of_payments_unrounded": 28551.24}, "disclosure": "Estimated lease payment for stock #NRGD260552, VIN KMTG54SE5TU171969. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $57,865. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE5TU171969_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.8, "net_cap_cost": 54866.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.8}, "total_of_payments": 25200, "total_of_payments_unrounded": 25192.8}, "disclosure": "Estimated lease payment for stock #NRGD260552, VIN KMTG54SE5TU171969. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $54,866. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16403.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16403.0, "price_incl_doc": 16403.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 340.92, "amount_financed": 17428.19, "sales_tax": 1025.19, "total_of_payments": 20455.26, "finance_charge": 3027.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262583AA, VIN WA1VAAF7XJD023948. $341 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,403, before any dealer documentation fee. Amount financed $17,428, including $1,025 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,455. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1VAAF7XJD023948_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 297, "unit": "per_month", "display": "$297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16403.0, "price_incl_doc": 16403.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 297.05, "amount_financed": 17428.19, "sales_tax": 1025.19, "total_of_payments": 21387.57, "finance_charge": 3959.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262583AA, VIN WA1VAAF7XJD023948. $297 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,403, before any dealer documentation fee. Amount financed $17,428, including $1,025 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,388. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,325"}, {"label": "Advertised price", "value": "$57,825"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB9TH064428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1173, "unit": "per_month", "display": "$1,173/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.27, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 70396.43, "finance_charge": 8957.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260582, VIN 5NMMBDTB9TH064428. $1,173 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,396. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH064428_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.93, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 73291.15, "finance_charge": 11852.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260582, VIN 5NMMBDTB9TH064428. $1,018 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,291. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH064428_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.04, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 76611.19, "finance_charge": 15172.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260582, VIN 5NMMBDTB9TH064428. $912 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH064428_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59325.0, "selling_price": 57825.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.47, "net_cap_cost": 58520.0, "residual_value": 36781.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.47, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.47}, "total_of_payments": 28548, "total_of_payments_unrounded": 28564.92}, "disclosure": "Estimated lease payment for stock #GD260582, VIN 5NMMBDTB9TH064428. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $59,325. Lease selling price $57,825. Net capitalized cost $58,520. Residual value $36,782, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH064428_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59325.0, "selling_price": 57825.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.18, "net_cap_cost": 55521.0, "residual_value": 36781.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.18, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.18}, "total_of_payments": 25200, "total_of_payments_unrounded": 25206.48}, "disclosure": "Estimated lease payment for stock #GD260582, VIN 5NMMBDTB9TH064428. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,325. Lease selling price $57,825. Net capitalized cost $55,521. Residual value $36,782, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 254}}, {"vin": "KM8RJES22TU045109", "title": "2026 Hyundai Palisade XRT Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "XRT Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 45980.0, "msrp": 45980.0, "sale_price": 46770.0, "currency": "USD", "mileage": 16, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260132", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 18, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d56a6f171d7a40d6b8b7ed5e152dd0e0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d56a6f171d7a40d6b8b7ed5e152dd0e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ad0ed9b789f4de0ad912fe3be96bd5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe01b31b042142d48f8da43d1fefbafa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9281624967ad45bc81e4c7bafec8aaff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/931a47d552a4411da41ff93e96f26f77.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b864db4667754419982612b7458913c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6323666970824cd9b97e86c3f47ece7b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95fe09fa37d24d648dbfaab807308847.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e96d06ff71aa4386a779f8947a54e19d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14daf401a2184646938c9d5f37cc90a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9283d7fc60948f78de29a705de96a5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18d2f51fbdea429485c31e1fb978eabc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c2f85c4e0984fa5b24c6a8eca7aa474.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb98c69028484bb58c6a603236a7811e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb16e61e12af4234814428e75d05449f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c10dc353e334caeb53e5840efe30e80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5196edf2634d4a3dad2b44f67dbcca80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e3b4f564d5e444eb805828cd0d9be43.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 45980.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/KM8RJES22TU045109.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/km8rjes22tu045109/2026-hyundai-palisade-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/km8rjes22tu045109/2026-hyundai-palisade-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KM8RJES22TU045109.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KM8RJES22TU045109.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KM8RJES22TU045109.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/km8rjes22tu045109/2026-hyundai-palisade-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260132, VIN KM8RJES22TU045109. Advertised price: $45,980. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,980"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45980.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES22TU045109_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45980.0, "price_incl_doc": 45980.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.11, "amount_financed": 48853.75, "sales_tax": 2873.75, "total_of_payments": 55061.17, "finance_charge": 6207.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $1,147 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,980, before any dealer documentation fee. Amount financed $48,854, including $2,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,061. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES22TU045109_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45980.0, "price_incl_doc": 45980.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 955.65, "amount_financed": 48853.75, "sales_tax": 2873.75, "total_of_payments": 57339.05, "finance_charge": 8485.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $956 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,980, before any dealer documentation fee. Amount financed $48,854, including $2,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES22TU045109_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45980.0, "price_incl_doc": 45980.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 832.67, "amount_financed": 48853.75, "sales_tax": 2873.75, "total_of_payments": 59952.48, "finance_charge": 11098.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $833 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,980, before any dealer documentation fee. Amount financed $48,854, including $2,874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,952. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21880.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HBCAB9RU161382_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21880.0, "price_incl_doc": 21880.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.86, "amount_financed": 23247.5, "sales_tax": 1367.5, "total_of_payments": 26201.36, "finance_charge": 2953.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1041, VIN KM8HBCAB9RU161382. $546 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,880, before any dealer documentation fee. Amount financed $23,248, including $1,368 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,201. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HBCAB9RU161382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 455, "unit": "per_month", "display": "$455/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21880.0, "price_incl_doc": 21880.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.76, "amount_financed": 23247.5, "sales_tax": 1367.5, "total_of_payments": 27285.31, "finance_charge": 4037.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1041, VIN KM8HBCAB9RU161382. $455 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,880, before any dealer documentation fee. Amount financed $23,248, including $1,368 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,285. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HBCAB9RU161382_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21880.0, "price_incl_doc": 21880.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.24, "amount_financed": 23247.5, "sales_tax": 1367.5, "total_of_payments": 28528.93, "finance_charge": 5281.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1041, VIN KM8HBCAB9RU161382. $396 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,880, before any dealer documentation fee. Amount financed $23,248, including $1,368 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,529. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "1FTEW1EPXLFB80895", "title": "2020 Ford F-150 XL", "year": 2020, "make": "Ford", "model": "F-150", "trim": "XL", "decoded_trim": null, "condition": "used", "price": 22992.0, "msrp": 22992.0, "sale_price": 23402.0, "currency": "USD", "mileage": 91019, "exterior_color": "Black Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded 2.7 L EcoBoost", "engine_displacement_l": 2.7, "engine_cylinders": 6, "transmission": "6-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "MD262633A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22992.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTEW1EPXLFB80895_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22992.0, "price_incl_doc": 22992.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.6, "amount_financed": 24429.0, "sales_tax": 1437.0, "total_of_payments": 27532.98, "finance_charge": 3103.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $574 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,992, before any dealer documentation fee. Amount financed $24,429, including $1,437 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,533. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EPXLFB80895_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22992.0, "price_incl_doc": 22992.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.87, "amount_financed": 24429.0, "sales_tax": 1437.0, "total_of_payments": 28672.02, "finance_charge": 4243.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,992, before any dealer documentation fee. Amount financed $24,429, including $1,437 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,672. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EPXLFB80895_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22992.0, "price_incl_doc": 22992.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.37, "amount_financed": 24429.0, "sales_tax": 1437.0, "total_of_payments": 29978.85, "finance_charge": 5549.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $416 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,992, before any dealer documentation fee. Amount financed $24,429, including $1,437 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,979. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,985"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20985.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV3B7AX8MM048748_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20985.0, "price_incl_doc": 20985.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.53, "amount_financed": 22296.56, "sales_tax": 1311.56, "total_of_payments": 25129.59, "finance_charge": 2833.03, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262242A, VIN 3VV3B7AX8MM048748. $524 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,985, before any dealer documentation fee. Amount financed $22,297, including $1,312 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,130. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV3B7AX8MM048748_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20985.0, "price_incl_doc": 20985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.15, "amount_financed": 22296.56, "sales_tax": 1311.56, "total_of_payments": 26169.2, "finance_charge": 3872.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262242A, VIN 3VV3B7AX8MM048748. $436 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,985, before any dealer documentation fee. Amount financed $22,297, including $1,312 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,169. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20985.0, "price_incl_doc": 20985.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 380.03, "amount_financed": 22296.56, "sales_tax": 1311.56, "total_of_payments": 27361.95, "finance_charge": 5065.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262242A, VIN 3VV3B7AX8MM048748. $380 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,985, before any dealer documentation fee. Amount financed $22,297, including $1,312 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,362. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/WAULDAF82SN013775.html", "json_url": "https://ai.genesisofdownersgrove.com/v/WAULDAF82SN013775.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/WAULDAF82SN013775.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/wauldaf82sn013775/2025-audi-a8-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,459"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73459.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAULDAF82SN013775_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1833, "unit": "per_month", "display": "$1,833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73459.0, "price_incl_doc": 73459.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1832.65, "amount_financed": 78050.19, "sales_tax": 4591.19, "total_of_payments": 87967.35, "finance_charge": 9917.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0993, VIN WAULDAF82SN013775. $1,833 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $73,459, before any dealer documentation fee. Amount financed $78,050, including $4,591 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $87,967. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULDAF82SN013775_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1527, "unit": "per_month", "display": "$1,527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73459.0, "price_incl_doc": 73459.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1526.78, "amount_financed": 78050.19, "sales_tax": 4591.19, "total_of_payments": 91606.56, "finance_charge": 13556.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0993, VIN WAULDAF82SN013775. $1,527 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $73,459, before any dealer documentation fee. Amount financed $78,050, including $4,591 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $91,607. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULDAF82SN013775_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1330, "unit": "per_month", "display": "$1,330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73459.0, "price_incl_doc": 73459.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1330.3, "amount_financed": 78050.19, "sales_tax": 4591.19, "total_of_payments": 95781.85, "finance_charge": 17731.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0993, VIN WAULDAF82SN013775. $1,330 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $73,459, before any dealer documentation fee. Amount financed $78,050, including $4,591 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $95,782. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5GAERBKW1LJ134122", "title": "2020 Buick Enclave Essence", "year": 2020, "make": "Buick", "model": "Enclave", "trim": "Essence", "decoded_trim": "Essence", "condition": "used", "price": 19770.0, "msrp": 19770.0, "sale_price": 19798.0, "currency": "USD", "mileage": 75319, "exterior_color": "Quicksilver Metallic", "interior_color": "Dark Galvanized with Ebony interior accents", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0961A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2020BUS03_640/2020BUS030023_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2020BUS03_640/2020BUS030023_640_01.jpg"], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2020, "trim": "Essence", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 19770.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/5GAERBKW1LJ134122.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5GAERBKW1LJ134122.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5GAERBKW1LJ134122.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5GAERBKW1LJ134122.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0961A, VIN 5GAERBKW1LJ134122. Advertised price: $19,770. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,770"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19770.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAERBKW1LJ134122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.22, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 23674.63, "finance_charge": 2669.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $493 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,675. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 411, "unit": "per_month", "display": "$411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 410.9, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 24654.05, "finance_charge": 3648.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $411 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,654. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 358, "unit": "per_month", "display": "$358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 358.02, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 25777.75, "finance_charge": 4772.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $358 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,778. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 27, "elapsed_ms": 174}}, {"vin": "5NMMEDTC2TH061306", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68647.0, "msrp": 73840.0, "sale_price": 68647.0, "currency": "USD", "mileage": 21, "exterior_color": "Mauna Red", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260514", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/7f747ed496144505b8173d9de709c868.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/7f747ed496144505b8173d9de709c868.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10731562feaa45788844cd2128fb52c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3730fd4e280c4928bcb932b6aeb29e52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/414abf56dcc3467eb81c1ed0d73960e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf541fcf50224b48a1bd42262c451740.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ddf20b060754997b0960ca8ec2e7aa7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e16d4e051d3a4a45882b0ab0d893270a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f872bc19a31430fb5be97f6bbf1c2ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/037d5a1a75b74f9594eb81f1cb4ffd5b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a1fe57b433a4193b2b22d02c89fb75d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60e719f8aa024dc68de1c6e3948ab726.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6748f04c0ebd4b7194904e0b40ab948b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1665c85c8b404f708e2b85810adf712f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ccd76dd2aaf49d5814842a380fe8c44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c44dfa6c2b354ebfb4eb96fef209ad9c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5c5bbb6527d4685a739886686e2fa8f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73840.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061306/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061306/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC2TH061306.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC2TH061306.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC2TH061306.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc2th061306/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,193. This offer applies to Stock #GD260514, VIN 5NMMEDTC2TH061306. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,840. Advertised price: $68,647. Savings: $5,193, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,840"}, {"label": "Advertised price", "value": "$68,647"}, {"label": "Savings", "value": "$5,193, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,193", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68647.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC2TH061306_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1393, "unit": "per_month", "display": "$1,393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68647.0, "price_incl_doc": 68647.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1392.85, "amount_financed": 72937.44, "sales_tax": 4290.44, "total_of_payments": 83571.19, "finance_charge": 10633.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260514, VIN 5NMMEDTC2TH061306. $1,393 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,647, before any dealer documentation fee. Amount financed $72,937, including $4,290 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,571. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061306_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68647.0, "price_incl_doc": 68647.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1208.44, "amount_financed": 72937.44, "sales_tax": 4290.44, "total_of_payments": 87007.66, "finance_charge": 14070.22, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260514, VIN 5NMMEDTC2TH061306. $1,208 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,647, before any dealer documentation fee. Amount financed $72,937, including $4,290 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,008. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061306_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68647.0, "price_incl_doc": 68647.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.73, "amount_financed": 72937.44, "sales_tax": 4290.44, "total_of_payments": 90949.05, "finance_charge": 18011.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260514, VIN 5NMMEDTC2TH061306. $1,083 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,647, before any dealer documentation fee. Amount financed $72,937, including $4,290 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,949. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061306_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 879, "unit": "per_month", "display": "$879/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73840.0, "selling_price": 68647.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.86, "net_cap_cost": 69342.0, "residual_value": 45780.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.86}, "total_of_payments": 31644, "total_of_payments_unrounded": 31638.96}, "disclosure": "Estimated lease payment for stock #GD260514, VIN 5NMMEDTC2TH061306. $879 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,039, made up of $879 first payment, $60 title, $100 registration. MSRP $73,840. Lease selling price $68,647. Net capitalized cost $69,342. Residual value $45,781, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,644. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC2TH061306_lease", "type": "lease", "label": "Lease", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73840.0, "selling_price": 68647.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.57, "net_cap_cost": 66343.0, "residual_value": 45780.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.57, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.57}, "total_of_payments": 28296, "total_of_payments_unrounded": 28280.52}, "disclosure": "Estimated lease payment for stock #GD260514, VIN 5NMMEDTC2TH061306. $786 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,945, made up of $786 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,840. Lease selling price $68,647. Net capitalized cost $66,343. Residual value $45,781, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,296. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16875.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NPEJ4J2XMH109200_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 421, "unit": "per_month", "display": "$421/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16875.0, "price_incl_doc": 16875.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 421.0, "amount_financed": 17929.69, "sales_tax": 1054.69, "total_of_payments": 20207.86, "finance_charge": 2278.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $421 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,875, before any dealer documentation fee. Amount financed $17,930, including $1,055 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,208. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16875.0, "price_incl_doc": 16875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 350.73, "amount_financed": 17929.69, "sales_tax": 1054.69, "total_of_payments": 21043.86, "finance_charge": 3114.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $351 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,875, before any dealer documentation fee. Amount financed $17,930, including $1,055 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,044. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16875.0, "price_incl_doc": 16875.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 305.6, "amount_financed": 17929.69, "sales_tax": 1054.69, "total_of_payments": 22003.01, "finance_charge": 4073.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $306 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,875, before any dealer documentation fee. Amount financed $17,930, including $1,055 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,003. Offer expires 2026-07-31. Estimated for ZIP 60515. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,700"}, {"label": "Advertised price", "value": "$81,404"}, {"label": "Savings", "value": "$4,296, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,296", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81404.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81404.0, "price_incl_doc": 81404.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1651.69, "amount_financed": 86491.75, "sales_tax": 5087.75, "total_of_payments": 99101.63, "finance_charge": 12609.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260601, VIN KMUHEESC0TU347248. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,404, before any dealer documentation fee. Amount financed $86,492, including $5,088 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,102. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU347248_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1433, "unit": "per_month", "display": "$1,433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81404.0, "price_incl_doc": 81404.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.01, "amount_financed": 86491.75, "sales_tax": 5087.75, "total_of_payments": 103176.71, "finance_charge": 16684.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260601, VIN KMUHEESC0TU347248. $1,433 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,404, before any dealer documentation fee. Amount financed $86,492, including $5,088 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU347248_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81404.0, "price_incl_doc": 81404.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1283.94, "amount_financed": 86491.75, "sales_tax": 5087.75, "total_of_payments": 107850.54, "finance_charge": 21358.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260601, VIN KMUHEESC0TU347248. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,404, before any dealer documentation fee. Amount financed $86,492, including $5,088 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,851. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU347248_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85700.0, "selling_price": 81404.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1070.4, "net_cap_cost": 82099.0, "residual_value": 53134.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1070.4, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1230.4}, "total_of_payments": 38520, "total_of_payments_unrounded": 38534.4}, "disclosure": "Estimated lease payment for stock #GD260601, VIN KMUHEESC0TU347248. $1,070 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,230, made up of $1,070 first payment, $60 title, $100 registration. MSRP $85,700. Lease selling price $81,404. Net capitalized cost $82,099. Residual value $53,134, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU347248_lease", "type": "lease", "label": "Lease", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85700.0, "selling_price": 81404.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 977.11, "net_cap_cost": 79100.0, "residual_value": 53134.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 977.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4136.11}, "total_of_payments": 35172, "total_of_payments_unrounded": 35175.96}, "disclosure": "Estimated lease payment for stock #GD260601, VIN KMUHEESC0TU347248. $977 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,136, made up of $977 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,700. Lease selling price $81,404. Net capitalized cost $79,100. Residual value $53,134, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 159}}, {"vin": "KMUMEDTC4TU238573", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 67675.0, "msrp": 72815.0, "sale_price": 67675.0, "currency": "USD", "mileage": 50, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260146", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f647a3010fbe4af0b7270f17f43b6eb2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f647a3010fbe4af0b7270f17f43b6eb2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d70fbe89118487e865e06c40d65252a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/358a0664d5864cb8a3ae522b86aefb14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3066e94fdb0243629d70fe834b0d8e11.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b28ccbb278374c2bba314f70384bcef4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c6373ecfa3d4074b6e23c6e6eeb7f8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b052e8c59e854e9ca4b4236b873b5a25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a504dc9d7d364d2f9aede4941c7a3994.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08aa80335214479ea809859df3438ce3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56730ca1546c4bfe94adb80498f7294c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6887f02ec5004aed9740d361c98587bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95f170e605f94dc885d5880a9a9aad65.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b1d6bda6fc84421b017844be3988bd5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65f06a65ffdf46969d85eed0491d4751.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ac7c968af5ba43ee8dda16ec908c6c50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e985ae14fb14ae795ffe4071ef028dd.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 72815.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu238573/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu238573/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTC4TU238573.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC4TU238573.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC4TU238573.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc4tu238573/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,140. This offer applies to Stock #LGD260146, VIN KMUMEDTC4TU238573. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $72,815. Advertised price: $67,675. Savings: $5,140, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$72,815"}, {"label": "Advertised price", "value": "$67,675"}, {"label": "Savings", "value": "$5,140, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,140", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 67675.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTC4TU238573_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1373, "unit": "per_month", "display": "$1,373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67675.0, "price_incl_doc": 67675.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1373.13, "amount_financed": 71904.69, "sales_tax": 4229.69, "total_of_payments": 82387.88, "finance_charge": 10483.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260146, VIN KMUMEDTC4TU238573. $1,373 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $67,675, before any dealer documentation fee. Amount financed $71,905, including $4,230 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU238573_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1191, "unit": "per_month", "display": "$1,191/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67675.0, "price_incl_doc": 67675.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1191.33, "amount_financed": 71904.69, "sales_tax": 4229.69, "total_of_payments": 85775.69, "finance_charge": 13871.0, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260146, VIN KMUMEDTC4TU238573. $1,191 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $67,675, before any dealer documentation fee. Amount financed $71,905, including $4,230 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $85,776. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU238573_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 67675.0, "price_incl_doc": 67675.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.4, "amount_financed": 71904.69, "sales_tax": 4229.69, "total_of_payments": 89661.27, "finance_charge": 17756.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260146, VIN KMUMEDTC4TU238573. $1,067 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $67,675, before any dealer documentation fee. Amount financed $71,905, including $4,230 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $89,661. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU238573_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 866, "unit": "per_month", "display": "$866/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72815.0, "selling_price": 67675.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 866.37, "net_cap_cost": 68370.0, "residual_value": 45145.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 866.37, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1026.37}, "total_of_payments": 31176, "total_of_payments_unrounded": 31189.32}, "disclosure": "Estimated lease payment for stock #LGD260146, VIN KMUMEDTC4TU238573. $866 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,026, made up of $866 first payment, $60 title, $100 registration. MSRP $72,815. Lease selling price $67,675. Net capitalized cost $68,370. Residual value $45,145, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,176. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC4TU238573_lease", "type": "lease", "label": "Lease", "headline": {"value": 773, "unit": "per_month", "display": "$773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72815.0, "selling_price": 67675.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 773.07, "net_cap_cost": 65371.0, "residual_value": 45145.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 773.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3932.07}, "total_of_payments": 27828, "total_of_payments_unrounded": 27830.52}, "disclosure": "Estimated lease payment for stock #LGD260146, VIN KMUMEDTC4TU238573. $773 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,932, made up of $773 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $72,815. Lease selling price $67,675. Net capitalized cost $65,371. Residual value $45,145, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,828. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 152}}, {"vin": "5NMMEDTC1TH069123", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68585.0, "msrp": 73750.0, "sale_price": 68585.0, "currency": "USD", "mileage": 24, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260654", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2ade991d8146402c8ec1dce61ded4ad2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2ade991d8146402c8ec1dce61ded4ad2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/490622c9873e4e76a0d455eabad3efe6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0067526288d04173b09d5cb132597bd6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97dd77a5cb344d04bb7040fd367e47e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/417dfef7ee0e4399b26a19297c6d8529.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a2a6b7212ee4099af1e31edb8894a43.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d4c56cfacc941f69e05ee30ce0d0b62.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e291b5ca6df04823bb4c09a25ffcb0c7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb7e1110749e4c96b9d20c4ea1c3847d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68c09956cb6942bb86d0c8be3dedc20a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87fa2525a9294b839dbec90333afd083.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d8226ab2d584c52a476dad5cbc5bfb9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60d110a76b774d0aaf4fadbe27c077b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07768b525fe348708da08d78e43fcf45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a193a99e151f41259edeb0cf5ee68856.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1832dda237d452fbcfa02d9d2bc8da9.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73750.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc1th069123/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc1th069123/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC1TH069123.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC1TH069123.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC1TH069123.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc1th069123/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,165. This offer applies to Stock #GD260654, VIN 5NMMEDTC1TH069123. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,750. Advertised price: $68,585. Savings: $5,165, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,750"}, {"label": "Advertised price", "value": "$68,585"}, {"label": "Savings", "value": "$5,165, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,165", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68585.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC1TH069123_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1392, "unit": "per_month", "display": "$1,392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68585.0, "price_incl_doc": 68585.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1391.6, "amount_financed": 72871.56, "sales_tax": 4286.56, "total_of_payments": 83495.71, "finance_charge": 10624.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260654, VIN 5NMMEDTC1TH069123. $1,392 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,585, before any dealer documentation fee. Amount financed $72,872, including $4,287 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,496. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC1TH069123_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1207, "unit": "per_month", "display": "$1,207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68585.0, "price_incl_doc": 68585.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.35, "amount_financed": 72871.56, "sales_tax": 4286.56, "total_of_payments": 86929.07, "finance_charge": 14057.51, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260654, VIN 5NMMEDTC1TH069123. $1,207 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,585, before any dealer documentation fee. Amount financed $72,872, including $4,287 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,929. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC1TH069123_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68585.0, "price_incl_doc": 68585.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1081.75, "amount_financed": 72871.56, "sales_tax": 4286.56, "total_of_payments": 90866.9, "finance_charge": 17995.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260654, VIN 5NMMEDTC1TH069123. $1,082 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,585, before any dealer documentation fee. Amount financed $72,872, including $4,287 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,867. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC1TH069123_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73750.0, "selling_price": 68585.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.49, "net_cap_cost": 69280.0, "residual_value": 45725.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.49}, "total_of_payments": 31608, "total_of_payments_unrounded": 31625.64}, "disclosure": "Estimated lease payment for stock #GD260654, VIN 5NMMEDTC1TH069123. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $73,750. Lease selling price $68,585. Net capitalized cost $69,280. Residual value $45,725, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC1TH069123_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73750.0, "selling_price": 68585.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.2, "net_cap_cost": 66281.0, "residual_value": 45725.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.2}, "total_of_payments": 28260, "total_of_payments_unrounded": 28267.2}, "disclosure": "Estimated lease payment for stock #GD260654, VIN 5NMMEDTC1TH069123. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,750. Lease selling price $68,585. Net capitalized cost $66,281. Residual value $45,725, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0509, VIN 4JGFB6BBXPA922362. Advertised price: $59,351. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,351"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59351.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4JGFB6BBXPA922362_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1481, "unit": "per_month", "display": "$1,481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59351.0, "price_incl_doc": 59351.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1480.69, "amount_financed": 63060.44, "sales_tax": 3709.44, "total_of_payments": 71072.98, "finance_charge": 8012.54, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,481 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $59,351, before any dealer documentation fee. Amount financed $63,060, including $3,709 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $71,073. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB6BBXPA922362_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1234, "unit": "per_month", "display": "$1,234/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59351.0, "price_incl_doc": 59351.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1233.55, "amount_financed": 63060.44, "sales_tax": 3709.44, "total_of_payments": 74013.27, "finance_charge": 10952.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,234 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $59,351, before any dealer documentation fee. Amount financed $63,060, including $3,709 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $74,013. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB6BBXPA922362_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1075, "unit": "per_month", "display": "$1,075/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59351.0, "price_incl_doc": 59351.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1074.82, "amount_financed": 63060.44, "sales_tax": 3709.44, "total_of_payments": 77386.68, "finance_charge": 14326.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,075 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $59,351, before any dealer documentation fee. Amount financed $63,060, including $3,709 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $77,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 106}}, {"vin": "KMUHBESB9TU337253", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 68220.0, "msrp": 71770.0, "sale_price": 68220.0, "currency": "USD", "mileage": 14, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260528", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d5c40e4f04f0478f85b8071ebc1d8b47.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d5c40e4f04f0478f85b8071ebc1d8b47.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9e021cf60264f3fbd91488e25b41330.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5dde1c0121148cb88074e6dfd4a0735.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96699bb24d00423e8c871f801a8bd771.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ebfdc1c74c84617b8abcd6d35d49587.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5385f4ef7b346909d7c265d248bf306.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39ed8ed64e264867b97fb0201540ccbe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b0c9bc5f313428786f6013fac255462.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90636af15cd944d097a9056674f10e8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be5594fdf75441deaad17bc515845de5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b493fa6bc2b64609be141f717ad09872.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06f9064270154abda10798ab3f147781.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/05262d7b768d486e96d95d7242dfd844.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30ab0991fc71493b98f01d8206de6477.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c44ace45456448d79baab4473cf30e7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d38a499286744988b1403ff8749f974.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71770.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb9tu337253/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb9tu337253/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB9TU337253.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB9TU337253.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB9TU337253.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb9tu337253/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,550. This offer applies to Stock #NRGD260528, VIN KMUHBESB9TU337253. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,770. Advertised price: $68,220. Savings: $3,550, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,770"}, {"label": "Advertised price", "value": "$68,220"}, {"label": "Savings", "value": "$3,550, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,550", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68220.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB9TU337253_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1384, "unit": "per_month", "display": "$1,384/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68220.0, "price_incl_doc": 68220.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.19, "amount_financed": 72483.75, "sales_tax": 4263.75, "total_of_payments": 83051.36, "finance_charge": 10567.61, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260528, VIN KMUHBESB9TU337253. $1,384 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,220, before any dealer documentation fee. Amount financed $72,484, including $4,264 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,051. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB9TU337253_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1201, "unit": "per_month", "display": "$1,201/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68220.0, "price_incl_doc": 68220.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1200.92, "amount_financed": 72483.75, "sales_tax": 4263.75, "total_of_payments": 86466.45, "finance_charge": 13982.7, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260528, VIN KMUHBESB9TU337253. $1,201 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,220, before any dealer documentation fee. Amount financed $72,484, including $4,264 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,466. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB9TU337253_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68220.0, "price_incl_doc": 68220.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1075.99, "amount_financed": 72483.75, "sales_tax": 4263.75, "total_of_payments": 90383.32, "finance_charge": 17899.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260528, VIN KMUHBESB9TU337253. $1,076 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,220, before any dealer documentation fee. Amount financed $72,484, including $4,264 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,383. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB9TU337253_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71770.0, "selling_price": 68220.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 901.41, "net_cap_cost": 68915.0, "residual_value": 44497.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 901.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1061.41}, "total_of_payments": 32436, "total_of_payments_unrounded": 32450.76}, "disclosure": "Estimated lease payment for stock #NRGD260528, VIN KMUHBESB9TU337253. $901 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,061, made up of $901 first payment, $60 title, $100 registration. MSRP $71,770. Lease selling price $68,220. Net capitalized cost $68,915. Residual value $44,497, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB9TU337253_lease", "type": "lease", "label": "Lease", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71770.0, "selling_price": 68220.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 808.12, "net_cap_cost": 65916.0, "residual_value": 44497.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 808.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3967.12}, "total_of_payments": 29088, "total_of_payments_unrounded": 29092.32}, "disclosure": "Estimated lease payment for stock #NRGD260528, VIN KMUHBESB9TU337253. $808 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,967, made up of $808 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,770. Lease selling price $68,220. Net capitalized cost $65,916. Residual value $44,497, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.27, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 70396.43, "finance_charge": 8957.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260568, VIN 5NMMBDTB5TH064006. $1,173 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,396. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH064006_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.93, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 73291.15, "finance_charge": 11852.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260568, VIN 5NMMBDTB5TH064006. $1,018 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,291. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH064006_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57825.0, "price_incl_doc": 57825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.04, "amount_financed": 61439.06, "sales_tax": 3614.06, "total_of_payments": 76611.19, "finance_charge": 15172.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260568, VIN 5NMMBDTB5TH064006. $912 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,825, before any dealer documentation fee. Amount financed $61,439, including $3,614 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH064006_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59325.0, "selling_price": 57825.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.47, "net_cap_cost": 58520.0, "residual_value": 36781.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.47, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.47}, "total_of_payments": 28548, "total_of_payments_unrounded": 28564.92}, "disclosure": "Estimated lease payment for stock #NRGD260568, VIN 5NMMBDTB5TH064006. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $59,325. Lease selling price $57,825. Net capitalized cost $58,520. Residual value $36,782, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH064006_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59325.0, "selling_price": 57825.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.18, "net_cap_cost": 55521.0, "residual_value": 36781.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.18, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.18}, "total_of_payments": 25200, "total_of_payments_unrounded": 25206.48}, "disclosure": "Estimated lease payment for stock #NRGD260568, VIN 5NMMBDTB5TH064006. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,325. Lease selling price $57,825. Net capitalized cost $55,521. Residual value $36,782, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 129}}, {"vin": "1N4BL4EW4KC135607", "title": "2019 Nissan Altima 2.5 SL", "year": 2019, "make": "Nissan", "model": "Altima", "trim": "2.5 SL", "decoded_trim": "SL", "condition": "used", "price": 20588.0, "msrp": 20588.0, "sale_price": 20998.0, "currency": "USD", "mileage": 22284, "exterior_color": "Pearl White Tricoat", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "GD260452A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260452A, VIN 1N4BL4EW4KC135607. Advertised price: $20,588. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20588.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20588.0, "price_incl_doc": 20588.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.63, "amount_financed": 21874.75, "sales_tax": 1286.75, "total_of_payments": 24654.18, "finance_charge": 2779.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $514 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,588, before any dealer documentation fee. Amount financed $21,875, including $1,287 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,654. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL4EW4KC135607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20588.0, "price_incl_doc": 20588.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.9, "amount_financed": 21874.75, "sales_tax": 1286.75, "total_of_payments": 25674.13, "finance_charge": 3799.38, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $428 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,588, before any dealer documentation fee. Amount financed $21,875, including $1,287 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,674. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL4EW4KC135607_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20588.0, "price_incl_doc": 20588.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 372.84, "amount_financed": 21874.75, "sales_tax": 1286.75, "total_of_payments": 26844.32, "finance_charge": 4969.57, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $373 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,588, before any dealer documentation fee. Amount financed $21,875, including $1,287 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,844. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 97}}, {"vin": "KM8J3CA21HU295493", "title": "2017 Hyundai Tucson Limited", "year": 2017, "make": "Hyundai", "model": "Tucson", "trim": "Limited", "decoded_trim": "SE (Popular Equipment Pkg.), Eco, Sport, Limited, Night", "condition": "used", "price": 13868.0, "msrp": 13868.0, "sale_price": 13977.0, "currency": "USD", "mileage": 109131, "exterior_color": "Dazzling White", "interior_color": "Beige", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 1.6 L/97", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "7-Speed Auto-Shift Manual w/OD", "mpg_city": 24, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD261059A", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,868"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13868.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J3CA21HU295493_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 346, "unit": "per_month", "display": "$346/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13868.0, "price_incl_doc": 13868.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 345.98, "amount_financed": 14734.75, "sales_tax": 866.75, "total_of_payments": 16606.97, "finance_charge": 1872.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261059A, VIN KM8J3CA21HU295493. $346 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,868, before any dealer documentation fee. Amount financed $14,735, including $867 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,607. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA21HU295493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 288, "unit": "per_month", "display": "$288/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13868.0, "price_incl_doc": 13868.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 288.23, "amount_financed": 14734.75, "sales_tax": 866.75, "total_of_payments": 17294.0, "finance_charge": 2559.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261059A, VIN KM8J3CA21HU295493. $288 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,868, before any dealer documentation fee. Amount financed $14,735, including $867 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,294. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA21HU295493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 251, "unit": "per_month", "display": "$251/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48499.0, "price_incl_doc": 48499.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1209.95, "amount_financed": 51530.19, "sales_tax": 3031.19, "total_of_payments": 58077.68, "finance_charge": 6547.49, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $1,210 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $48,499, before any dealer documentation fee. Amount financed $51,530, including $3,031 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $58,078. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1008, "unit": "per_month", "display": "$1,008/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48499.0, "price_incl_doc": 48499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1008.01, "amount_financed": 51530.19, "sales_tax": 3031.19, "total_of_payments": 60480.36, "finance_charge": 8950.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $1,008 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $48,499, before any dealer documentation fee. Amount financed $51,530, including $3,031 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $60,480. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48499.0, "price_incl_doc": 48499.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 878.29, "amount_financed": 51530.19, "sales_tax": 3031.19, "total_of_payments": 63236.96, "finance_charge": 11706.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $878 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $48,499, before any dealer documentation fee. Amount financed $51,530, including $3,031 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $63,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VWEM7BU0PM031174_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17995.0, "price_incl_doc": 17995.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 448.94, "amount_financed": 19119.69, "sales_tax": 1124.69, "total_of_payments": 21549.06, "finance_charge": 2429.37, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $449 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,995, before any dealer documentation fee. Amount financed $19,120, including $1,125 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,549. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWEM7BU0PM031174_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17995.0, "price_incl_doc": 17995.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 374.01, "amount_financed": 19119.69, "sales_tax": 1124.69, "total_of_payments": 22440.55, "finance_charge": 3320.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $374 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,995, before any dealer documentation fee. Amount financed $19,120, including $1,125 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,441. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17995.0, "price_incl_doc": 17995.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.88, "amount_financed": 19119.69, "sales_tax": 1124.69, "total_of_payments": 23463.35, "finance_charge": 4343.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $326 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,995, before any dealer documentation fee. Amount financed $19,120, including $1,125 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "5NMMADTB8TH049664", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 52700.0, "msrp": 54200.0, "sale_price": 52700.0, "currency": "USD", "mileage": 22, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260316", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9158ec6b7cdb4069aaf9cf7451908639.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9158ec6b7cdb4069aaf9cf7451908639.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/74904bface3341a5bd652d9380e189d2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ca3545cc33149289218fe054dcd55e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/978a745d7ca1440bb7a03bf3c2fb8bc5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a876e34e32514f19a845f22b17beb1b1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f7dea41eafa48d598c6fb30571f0202.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b95b05340644ee4b593a2a598baf0a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52dbe6a9bb4b4e538c784364e482c60b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18b212e8fd574cc1ad215dac6be2b067.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73c3228878954dabbe2f808ff6839cef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/74906678628d4ae0ba861134c3c5b61b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fe93742c5a7485abf6c46e61510fe16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57d4da7756b64a3097235d6437e212aa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bbc6a92cf414abe9602b1aac73b7169.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cadd7375bd845f8b399955658e1a653.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99b71f0f56b449f29c7d5793e19a0667.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54200.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th049664/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th049664/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB8TH049664.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB8TH049664.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB8TH049664.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th049664/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260316, VIN 5NMMADTB8TH049664. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,200. Advertised price: $52,700. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,200"}, {"label": "Advertised price", "value": "$52,700"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52700.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB8TH049664_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52700.0, "price_incl_doc": 52700.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1069.29, "amount_financed": 55993.75, "sales_tax": 3293.75, "total_of_payments": 64157.24, "finance_charge": 8163.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260316, VIN 5NMMADTB8TH049664. $1,069 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,700, before any dealer documentation fee. Amount financed $55,994, including $3,294 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,157. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH049664_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52700.0, "price_incl_doc": 52700.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.71, "amount_financed": 55993.75, "sales_tax": 3293.75, "total_of_payments": 66795.4, "finance_charge": 10801.65, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260316, VIN 5NMMADTB8TH049664. $928 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,700, before any dealer documentation fee. Amount financed $55,994, including $3,294 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH049664_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52700.0, "price_incl_doc": 52700.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.2, "amount_financed": 55993.75, "sales_tax": 3293.75, "total_of_payments": 69821.18, "finance_charge": 13827.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260316, VIN 5NMMADTB8TH049664. $831 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,700, before any dealer documentation fee. Amount financed $55,994, including $3,294 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,821. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH049664_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54200.0, "selling_price": 52700.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 722.76, "net_cap_cost": 53395.0, "residual_value": 33604.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 722.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 882.76}, "total_of_payments": 26028, "total_of_payments_unrounded": 26019.36}, "disclosure": "Estimated lease payment for stock #LGD260316, VIN 5NMMADTB8TH049664. $723 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $883, made up of $723 first payment, $60 title, $100 registration. MSRP $54,200. Lease selling price $52,700. Net capitalized cost $53,395. Residual value $33,604, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,028. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH049664_lease", "type": "lease", "label": "Lease", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54200.0, "selling_price": 52700.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 629.47, "net_cap_cost": 50396.0, "residual_value": 33604.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 629.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3788.47}, "total_of_payments": 22644, "total_of_payments_unrounded": 22660.92}, "disclosure": "Estimated lease payment for stock #LGD260316, VIN 5NMMADTB8TH049664. $629 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,788, made up of $629 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,200. Lease selling price $52,700. Net capitalized cost $50,396. Residual value $33,604, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,644. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 125}}, {"vin": "KMUMGDTC5VU292378", "title": "2027 Genesis GV70 3.5T Prestige Graphite", "year": 2027, "make": "Genesis", "model": "GV70", "trim": "3.5T Prestige Graphite", "decoded_trim": "3.5T Prestige Graphite", "condition": "new", "price": 74690.0, "msrp": 74690.0, "sale_price": 74690.0, "currency": "USD", "mileage": null, "exterior_color": "Ncm", "interior_color": null, "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 5, "seating_capacity": null, "engine": "3.5L", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "KMUMGDTC5VU292378", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/6fcb49f913a045e29dee194cf3485066.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/6fcb49f913a045e29dee194cf3485066.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efcf35130d7a4543b1a0abcb22d7ac0b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/edf53ed6602c4b25b3fd75ecd59bd4a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ebad1ab446114c36a43a9b15566453de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3bb2724ce7cc419289edcbc00e37bed4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97c596a0061c4c98be66a88afae6efae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6dc5bd5d28954fc1b8ca1f77a4126ab1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77945e9a38144e93bbb7a99672285a41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e2a7587d96434580a6f1fc344293c4ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a44dbcf631342d6b18441d7e6357f29.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97768d0305054e67b6e1c4f213e2845d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bcb7ebf14644ca5879ac0310dc94799.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a316bff3c834772a262f6b14d848a07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8042d248fb641f08b324043c899a250.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e2fe11c1b624c53884fd38d3025f81f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/caa0c5b73d014ebdbb8966115c2c419a.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2027, "trim": "3.5T Prestige Graphite", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74690.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc5vu292378/2027-genesis-gv70-", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc5vu292378/2027-genesis-gv70-", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMGDTC5VU292378.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC5VU292378.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC5VU292378.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc5vu292378/2027-genesis-gv70-", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. Advertised price: $74,690. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,690"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74690.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMGDTC5VU292378_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.47, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 90927.97, "finance_charge": 11569.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. $1,515 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,928. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC5VU292378_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1315, "unit": "per_month", "display": "$1,315/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1314.82, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 94666.95, "finance_charge": 15308.82, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. $1,315 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,667. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC5VU292378_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.04, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 98955.31, "finance_charge": 19597.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. $1,178 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,955. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC5VU292378_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74690.0, "selling_price": 74690.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1052.13, "net_cap_cost": 75385.0, "residual_value": 46307.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1052.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1212.13}, "total_of_payments": 37872, "total_of_payments_unrounded": 37876.68}, "disclosure": "Estimated lease payment for stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. $1,052 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,212, made up of $1,052 first payment, $60 title, $100 registration. MSRP $74,690. Lease selling price $74,690. Net capitalized cost $75,385. Residual value $46,308, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC5VU292378_lease", "type": "lease", "label": "Lease", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74690.0, "selling_price": 74690.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 958.84, "net_cap_cost": 72386.0, "residual_value": 46307.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 958.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4117.84}, "total_of_payments": 34524, "total_of_payments_unrounded": 34518.24}, "disclosure": "Estimated lease payment for stock #KMUMGDTC5VU292378, VIN KMUMGDTC5VU292378. $959 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,118, made up of $959 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,690. Lease selling price $74,690. Net capitalized cost $72,386. Residual value $46,308, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 125}}, {"vin": "KMUJBESC7TU350996", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-S/C", "condition": "new", "price": 85956.0, "msrp": 90435.0, "sale_price": 85956.0, "currency": "USD", "mileage": 17, "exterior_color": "Makalu Gray", "interior_color": "Vanilla Beige/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260629", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/976200e755af4d3693c4bd1561e47006.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/976200e755af4d3693c4bd1561e47006.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bf2f93b8cf445e1bc5184902d2709ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d393ac7af8ff49e580276e53d07925c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c851c1fdcf649c08ea06d2e3c619a09.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c09722cc6034a66b375f208d5181b7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d21d73938d0c4149a31a80a719376650.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aeb6bdf8f2e84d08b4c2b3fd9145bf07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f867606335a94d7ca994680a28cdf31a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd22c7f2fb6d4b45a26897f4405b5593.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ac9acff8124d43438e9d567af11ed095.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a320ac388d5d43dc8f78aa036e604a7c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e94c8e6a76444bd9ab3eeb2e5184714b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53a409ca6fd842bbb5218b525c453902.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61f2bd2e856c4c2e9912e0db2e2bb637.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7af567c636344ec866d2dfa8d408e2a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc5d7912e38b4c0ca9baf24356dc75f1.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T e-S/C", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90435.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu350996/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu350996/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJBESC7TU350996.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC7TU350996.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC7TU350996.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu350996/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,479. This offer applies to Stock #GD260629, VIN KMUJBESC7TU350996. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,435. Advertised price: $85,956. Savings: $4,479, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,435"}, {"label": "Advertised price", "value": "$85,956"}, {"label": "Savings", "value": "$4,479, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,479", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85956.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJBESC7TU350996_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1744, "unit": "per_month", "display": "$1,744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85956.0, "price_incl_doc": 85956.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1744.05, "amount_financed": 91328.25, "sales_tax": 5372.25, "total_of_payments": 104643.25, "finance_charge": 13315.0, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260629, VIN KMUJBESC7TU350996. $1,744 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,956, before any dealer documentation fee. Amount financed $91,328, including $5,372 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,643. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU350996_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1513, "unit": "per_month", "display": "$1,513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85956.0, "price_incl_doc": 85956.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1513.14, "amount_financed": 91328.25, "sales_tax": 5372.25, "total_of_payments": 108946.21, "finance_charge": 17617.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260629, VIN KMUJBESC7TU350996. $1,513 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,956, before any dealer documentation fee. Amount financed $91,328, including $5,372 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,946. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU350996_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1356, "unit": "per_month", "display": "$1,356/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85956.0, "price_incl_doc": 85956.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1355.73, "amount_financed": 91328.25, "sales_tax": 5372.25, "total_of_payments": 113881.4, "finance_charge": 22553.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260629, VIN KMUJBESC7TU350996. $1,356 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,956, before any dealer documentation fee. Amount financed $91,328, including $5,372 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,881. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU350996_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1130, "unit": "per_month", "display": "$1,130/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90435.0, "selling_price": 85956.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1130.03, "net_cap_cost": 86651.0, "residual_value": 56069.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1130.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1290.03}, "total_of_payments": 40680, "total_of_payments_unrounded": 40681.08}, "disclosure": "Estimated lease payment for stock #GD260629, VIN KMUJBESC7TU350996. $1,130 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,290, made up of $1,130 first payment, $60 title, $100 registration. MSRP $90,435. Lease selling price $85,956. Net capitalized cost $86,651. Residual value $56,070, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU350996_lease", "type": "lease", "label": "Lease", "headline": {"value": 1037, "unit": "per_month", "display": "$1,037/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90435.0, "selling_price": 85956.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1036.74, "net_cap_cost": 83652.0, "residual_value": 56069.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1036.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4195.74}, "total_of_payments": 37332, "total_of_payments_unrounded": 37322.64}, "disclosure": "Estimated lease payment for stock #GD260629, VIN KMUJBESC7TU350996. $1,037 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,196, made up of $1,037 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,435. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV5B7AX7RM214290_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24990.0, "price_incl_doc": 24990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.45, "amount_financed": 26551.88, "sales_tax": 1561.88, "total_of_payments": 29925.6, "finance_charge": 3373.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0983, VIN 3VV5B7AX7RM214290. $623 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,990, before any dealer documentation fee. Amount financed $26,552, including $1,562 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,926. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX7RM214290_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24990.0, "price_incl_doc": 24990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.39, "amount_financed": 26551.88, "sales_tax": 1561.88, "total_of_payments": 31163.62, "finance_charge": 4611.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0983, VIN 3VV5B7AX7RM214290. $519 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,990, before any dealer documentation fee. Amount financed $26,552, including $1,562 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,164. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58195.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58195.0, "price_incl_doc": 58195.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1180.78, "amount_financed": 61832.19, "sales_tax": 3637.19, "total_of_payments": 70846.88, "finance_charge": 9014.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE8TU176194, VIN KMTG54SE8TU176194. $1,181 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,195, before any dealer documentation fee. Amount financed $61,832, including $3,637 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,847. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE8TU176194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1024, "unit": "per_month", "display": "$1,024/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58195.0, "price_incl_doc": 58195.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1024.45, "amount_financed": 61832.19, "sales_tax": 3637.19, "total_of_payments": 73760.12, "finance_charge": 11927.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE8TU176194, VIN KMTG54SE8TU176194. $1,024 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,195, before any dealer documentation fee. Amount financed $61,832, including $3,637 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,760. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE8TU176194_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58195.0, "price_incl_doc": 58195.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.87, "amount_financed": 61832.19, "sales_tax": 3637.19, "total_of_payments": 77101.4, "finance_charge": 15269.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTG54SE8TU176194, VIN KMTG54SE8TU176194. $918 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,195, before any dealer documentation fee. Amount financed $61,832, including $3,637 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $77,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE8TU176194_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 825, "unit": "per_month", "display": "$825/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58195.0, "selling_price": 58195.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 824.55, "net_cap_cost": 58890.0, "residual_value": 36080.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 824.55, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 984.55}, "total_of_payments": 29700, "total_of_payments_unrounded": 29683.8}, "disclosure": "Estimated lease payment for stock #KMTG54SE8TU176194, VIN KMTG54SE8TU176194. $825 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $985, made up of $825 first payment, $60 title, $100 registration. MSRP $58,195. Lease selling price $58,195. Net capitalized cost $58,890. Residual value $36,081, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,700. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE8TU176194_lease", "type": "lease", "label": "Lease", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58195.0, "selling_price": 58195.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 731.25, "net_cap_cost": 55891.0, "residual_value": 36080.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 731.25, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3890.25}, "total_of_payments": 26316, "total_of_payments_unrounded": 26325.0}, "disclosure": "Estimated lease payment for stock #KMTG54SE8TU176194, VIN KMTG54SE8TU176194. $731 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,890, made up of $731 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,195. Lease selling price $58,195. Net capitalized cost $55,891. Residual value $36,081, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 120}}, {"vin": "JM3KFBCM4P0168615", "title": "2023 Mazda CX-5 2.5 S Preferred Package", "year": 2023, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Preferred Package", "decoded_trim": "Preferred Package", "condition": "used", "price": 27255.0, "msrp": 27255.0, "sale_price": 27477.0, "currency": "USD", "mileage": 21159, "exterior_color": "Deep Crystal Blue Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline 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"Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbcm4p0168615/2023-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBCM4P0168615.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCM4P0168615.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBCM4P0168615.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbcm4p0168615/2023-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262942A, VIN JM3KFBCM4P0168615. Advertised price: $27,255. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,255"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27255.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM4P0168615_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27255.0, "price_incl_doc": 27255.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.96, "amount_financed": 28958.44, "sales_tax": 1703.44, "total_of_payments": 32637.94, "finance_charge": 3679.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $680 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,255, before any dealer documentation fee. Amount financed $28,958, including $1,703 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,638. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM4P0168615_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 566, "unit": "per_month", "display": "$566/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27255.0, "price_incl_doc": 27255.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 566.47, "amount_financed": 28958.44, "sales_tax": 1703.44, "total_of_payments": 33988.17, "finance_charge": 5029.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $566 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,255, before any dealer documentation fee. Amount financed $28,958, including $1,703 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,988. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM4P0168615_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27255.0, "price_incl_doc": 27255.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.57, "amount_financed": 28958.44, "sales_tax": 1703.44, "total_of_payments": 35537.3, "finance_charge": 6578.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $494 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,255, before any dealer documentation fee. Amount financed $28,958, including $1,703 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,537. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27577.0, "price_incl_doc": 27577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.99, "amount_financed": 29300.56, "sales_tax": 1723.56, "total_of_payments": 33023.53, "finance_charge": 3722.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0916, VIN JM1BPAKL5T1856233. $688 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,577, before any dealer documentation fee. Amount financed $29,301, including $1,724 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,024. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27577.0, "price_incl_doc": 27577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.16, "amount_financed": 29300.56, "sales_tax": 1723.56, "total_of_payments": 34389.71, "finance_charge": 5089.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0916, VIN JM1BPAKL5T1856233. $573 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,577, before any dealer documentation fee. Amount financed $29,301, including $1,724 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,390. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74491.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1YB3D46R5128893_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1858, "unit": "per_month", "display": "$1,858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YB3D46R5128893_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1548, "unit": "per_month", "display": "$1,548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74491.0, "price_incl_doc": 74491.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1548.23, "amount_financed": 79146.69, "sales_tax": 4655.69, "total_of_payments": 92893.51, "finance_charge": 13746.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0498, VIN 1G1YB3D46R5128893. $1,548 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $74,491, before any dealer documentation fee. Amount financed $79,147, including $4,656 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $92,894. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YB3D46R5128893_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74491.0, "price_incl_doc": 74491.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1348.99, "amount_financed": 79146.69, "sales_tax": 4655.69, "total_of_payments": 97127.45, "finance_charge": 17980.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0498, VIN 1G1YB3D46R5128893. $1,349 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $74,491, before any dealer documentation fee. Amount financed $79,147, including $4,656 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $97,127. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 91}}, {"vin": "5TDABAB66RS005882", "title": "2024 Lexus TX TX 500h F SPORT Premium", "year": 2024, "make": "Lexus", "model": "TX", "trim": "TX 500h F SPORT Premium", "decoded_trim": "500h", "condition": "used", "price": 63811.0, "msrp": 63811.0, "sale_price": 64311.0, "currency": "USD", "mileage": 36270, "exterior_color": "Nightfall Mica", "interior_color": "Birch", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 2.4 L/146", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 27, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0514", "stock_status": "Available", "availability": "In Stock", 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"price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0514, VIN 5TDABAB66RS005882. Advertised price: $63,811. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,811"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63811.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TDABAB66RS005882_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1592, "unit": "per_month", "display": "$1,592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63811.0, "price_incl_doc": 63811.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1591.96, "amount_financed": 67799.19, "sales_tax": 3988.19, "total_of_payments": 76413.85, "finance_charge": 8614.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,592 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $63,811, before any dealer documentation fee. Amount financed $67,799, including $3,988 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $76,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDABAB66RS005882_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1326, "unit": "per_month", "display": "$1,326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63811.0, "price_incl_doc": 63811.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1326.25, "amount_financed": 67799.19, "sales_tax": 3988.19, "total_of_payments": 79575.09, "finance_charge": 11775.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,326 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $63,811, before any dealer documentation fee. Amount financed $67,799, including $3,988 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $79,575. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDABAB66RS005882_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1156, "unit": "per_month", "display": "$1,156/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63811.0, "price_incl_doc": 63811.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1155.58, "amount_financed": 67799.19, "sales_tax": 3988.19, "total_of_payments": 83202.0, "finance_charge": 15402.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,156 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $63,811, before any dealer documentation fee. Amount financed $67,799, including $3,988 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $83,202. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD15TU416369_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31990.0, "price_incl_doc": 31990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.09, "amount_financed": 33989.38, "sales_tax": 1999.38, "total_of_payments": 38308.12, "finance_charge": 4318.74, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260299, VIN KM8JADD15TU416369. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,990, before any dealer documentation fee. Amount financed $33,989, including $1,999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,308. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31990.0, "price_incl_doc": 31990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 664.88, "amount_financed": 33989.38, "sales_tax": 1999.38, "total_of_payments": 39892.92, "finance_charge": 5903.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260299, VIN KM8JADD15TU416369. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,990, before any dealer documentation fee. Amount financed $33,989, including $1,999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,893. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31990.0, "price_incl_doc": 31990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.32, "amount_financed": 33989.38, "sales_tax": 1999.38, "total_of_payments": 41711.18, "finance_charge": 7721.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260299, VIN KM8JADD15TU416369. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,990, before any dealer documentation fee. Amount financed $33,989, including $1,999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,711. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27800.0, "price_incl_doc": 27800.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.21, "amount_financed": 29537.5, "sales_tax": 1737.5, "total_of_payments": 32232.38, "finance_charge": 2694.88, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260344, VIN KM8HFCAB5TU383235. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,800, before any dealer documentation fee. Amount financed $29,538, including $1,738 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,232. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23520.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU170193_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23520.0, "price_incl_doc": 23520.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.78, "amount_financed": 24990.0, "sales_tax": 1470.0, "total_of_payments": 28165.26, "finance_charge": 3175.26, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260717, VIN KMHLM4DG6TU170193. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,520, before any dealer documentation fee. Amount financed $24,990, including $1,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,165. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23520.0, "price_incl_doc": 23520.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.84, "amount_financed": 24990.0, "sales_tax": 1470.0, "total_of_payments": 29330.46, "finance_charge": 4340.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260717, VIN KMHLM4DG6TU170193. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,520, before any dealer documentation fee. Amount financed $24,990, including $1,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,330. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27943.0, "price_incl_doc": 27943.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.12, "amount_financed": 29689.44, "sales_tax": 1746.44, "total_of_payments": 33461.82, "finance_charge": 3772.38, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260775, VIN KMHL64JA6TA570816. $697 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,943, before any dealer documentation fee. Amount financed $29,689, including $1,746 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27943.0, "price_incl_doc": 27943.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 580.77, "amount_financed": 29689.44, "sales_tax": 1746.44, "total_of_payments": 34846.14, "finance_charge": 5156.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260775, VIN KMHL64JA6TA570816. $581 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,943, before any dealer documentation fee. Amount financed $29,689, including $1,746 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,846. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27943.0, "price_incl_doc": 27943.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.03, "amount_financed": 29689.44, "sales_tax": 1746.44, "total_of_payments": 36434.37, "finance_charge": 6744.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260775, VIN KMHL64JA6TA570816. $506 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,943, before any dealer documentation fee. Amount financed $29,689, including $1,746 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,434. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS4DKJXJR268586_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.71, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 39490.04, "finance_charge": 4451.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260546XA, VIN 1GYS4DKJXJR268586. $823 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,490. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.4, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 41123.75, "finance_charge": 6085.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260546XA, VIN 1GYS4DKJXJR268586. $685 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,124. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32977.0, "price_incl_doc": 32977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.2, "amount_financed": 35038.06, "sales_tax": 2061.06, "total_of_payments": 42998.1, "finance_charge": 7960.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260546XA, VIN 1GYS4DKJXJR268586. $597 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,977, before any dealer documentation fee. Amount financed $35,038, including $2,061 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,998. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30798.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE0TH680136_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30798.0, "price_incl_doc": 30798.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.35, "amount_financed": 32722.88, "sales_tax": 1924.88, "total_of_payments": 36880.69, "finance_charge": 4157.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260562, VIN 5NMJBCDE0TH680136. $768 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,798, before any dealer documentation fee. Amount financed $32,723, including $1,925 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,881. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 640, "unit": "per_month", "display": "$640/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30798.0, "price_incl_doc": 30798.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 640.11, "amount_financed": 32722.88, "sales_tax": 1924.88, "total_of_payments": 38406.45, "finance_charge": 5683.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260562, VIN 5NMJBCDE0TH680136. $640 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,798, before any dealer documentation fee. Amount financed $32,723, including $1,925 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,980"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32980.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD17TU417751_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32980.0, "price_incl_doc": 32980.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.78, "amount_financed": 35041.25, "sales_tax": 2061.25, "total_of_payments": 39493.64, "finance_charge": 4452.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260266, VIN KM8JADD17TU417751. $823 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,980, before any dealer documentation fee. Amount financed $35,041, including $2,061 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32980.0, "price_incl_doc": 32980.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.46, "amount_financed": 35041.25, "sales_tax": 2061.25, "total_of_payments": 41127.49, "finance_charge": 6086.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260266, VIN KM8JADD17TU417751. $685 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,980, before any dealer documentation fee. Amount financed $35,041, including $2,061 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,127. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32980.0, "price_incl_doc": 32980.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.25, "amount_financed": 35041.25, "sales_tax": 2061.25, "total_of_payments": 43002.02, "finance_charge": 7960.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260266, VIN KM8JADD17TU417751. $597 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,980, before any dealer documentation fee. Amount financed $35,041, including $2,061 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,002. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUHEESC0TU355088", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 82199.0, "msrp": 85670.0, "sale_price": 82199.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHEESC0TU355088", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a5bed32e26424743a7f19b291903533f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a5bed32e26424743a7f19b291903533f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cd00343ed3a4ed4b5c17d2721469c1e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/37c6882cb9b74c6384904a88d32d748e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5787434772b747e5bff129e0a9601021.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d1b5356d8634348adbba6417745821b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/612baf4e990040868c93e6a9b1c0dc6a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b7613f0fd76c4e9a96812d31dc019fb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e450bce649ff4c1eb22ff9f0aff930a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78928d91cbbc478da428dcd18a9f976a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95b87e62098f45978fe328cf12ce7881.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/62023627edab4bcaa019fe8f1f234106.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95b07741774747498f1fb0753635b0e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a0e52fbe855447e8cf11a25f5d3b278.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6ed56209be6407aa4d2c2f540992c66.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48d013b068e142a391d325434c315dd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0193ce35acd4e308ae92ea1851cbd0d.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu355088/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu355088/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC0TU355088.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC0TU355088.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC0TU355088.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc0tu355088/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,471. This offer applies to Stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,670. Advertised price: $82,199. Savings: $3,471, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,670"}, {"label": "Advertised price", "value": "$82,199"}, {"label": "Savings", "value": "$3,471, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,471", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82199.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC0TU355088_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1668, "unit": "per_month", "display": "$1,668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82199.0, "price_incl_doc": 82199.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1667.82, "amount_financed": 87336.44, "sales_tax": 5137.44, "total_of_payments": 100069.46, "finance_charge": 12733.02, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. $1,668 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,199, before any dealer documentation fee. Amount financed $87,336, including $5,137 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU355088_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1447, "unit": "per_month", "display": "$1,447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82199.0, "price_incl_doc": 82199.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1447.0, "amount_financed": 87336.44, "sales_tax": 5137.44, "total_of_payments": 104184.35, "finance_charge": 16847.91, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. $1,447 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,199, before any dealer documentation fee. Amount financed $87,336, including $5,137 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,184. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU355088_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1296, "unit": "per_month", "display": "$1,296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82199.0, "price_incl_doc": 82199.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1296.47, "amount_financed": 87336.44, "sales_tax": 5137.44, "total_of_payments": 108903.83, "finance_charge": 21567.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. $1,296 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,199, before any dealer documentation fee. Amount financed $87,336, including $5,137 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,904. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU355088_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1096, "unit": "per_month", "display": "$1,096/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 82199.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1095.65, "net_cap_cost": 82894.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1095.65, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1255.65}, "total_of_payments": 39456, "total_of_payments_unrounded": 39443.4}, "disclosure": "Estimated lease payment for stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. $1,096 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,256, made up of $1,096 first payment, $60 title, $100 registration. MSRP $85,670. Lease selling price $82,199. Net capitalized cost $82,894. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,456. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC0TU355088_lease", "type": "lease", "label": "Lease", "headline": {"value": 1002, "unit": "per_month", "display": "$1,002/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 82199.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1002.36, "net_cap_cost": 79895.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1002.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4161.36}, "total_of_payments": 36072, "total_of_payments_unrounded": 36084.96}, "disclosure": "Estimated lease payment for stock #KMUHEESC0TU355088, VIN KMUHEESC0TU355088. $1,002 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,161, made up of $1,002 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,670. Lease selling price $82,199. Net capitalized cost $79,895. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,072. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 128}}, {"vin": "5NMMBDTB5TH040336", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 56625.0, "msrp": 58125.0, "sale_price": 56625.0, "currency": "USD", "mileage": 1213, "exterior_color": "Savile Silver", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260111X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/554fb9db8c6c4262b352a886b5e67745.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/554fb9db8c6c4262b352a886b5e67745.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5de56890bc1447f7a3194ad5a7648ca7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33ccf48d603648aa95cc1c84013dac58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8850ed95bde84461b48be0989d19f280.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e127cf07f3f6483590326faf232de13d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d5241297d8f4a21bae451eb5d41f675.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39dd31a7bc984631ab333a73f15fd8b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e950155b898478a8b00eb9f1414b7fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31f23ebc7ff74f2e871fa846aceae14d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c9667dd30b14006ab3bc253318f1b13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d181c3bd7a0e434c9112836f6db44c3c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b43917eaf504420ad50b45f496c1081.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f57ad3e3cf2d497db96bcaef1fd79470.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/844d56a7655a4bb8850dcf5bf5bba606.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d033d14cf3b41419bc2fbefe7db071c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3516f370bd246818ed46d11640e28a7.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58125.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th040336/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th040336/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB5TH040336.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH040336.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB5TH040336.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb5th040336/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260111X, VIN 5NMMBDTB5TH040336. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,125. Advertised price: $56,625. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,125"}, {"label": "Advertised price", "value": "$56,625"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56625.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB5TH040336_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1149, "unit": "per_month", "display": "$1,149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56625.0, "price_incl_doc": 56625.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1148.93, "amount_financed": 60164.06, "sales_tax": 3539.06, "total_of_payments": 68935.55, "finance_charge": 8771.49, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260111X, VIN 5NMMBDTB5TH040336. $1,149 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,625, before any dealer documentation fee. Amount financed $60,164, including $3,539 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,936. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH040336_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 997, "unit": "per_month", "display": "$997/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56625.0, "price_incl_doc": 56625.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 996.81, "amount_financed": 60164.06, "sales_tax": 3539.06, "total_of_payments": 71770.19, "finance_charge": 11606.13, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260111X, VIN 5NMMBDTB5TH040336. $997 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,625, before any dealer documentation fee. Amount financed $60,164, including $3,539 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,770. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH040336_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 893, "unit": "per_month", "display": "$893/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56625.0, "price_incl_doc": 56625.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 893.11, "amount_financed": 60164.06, "sales_tax": 3539.06, "total_of_payments": 75021.34, "finance_charge": 14857.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260111X, VIN 5NMMBDTB5TH040336. $893 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,625, before any dealer documentation fee. Amount financed $60,164, including $3,539 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,021. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH040336_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58125.0, "selling_price": 56625.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 776.92, "net_cap_cost": 57320.0, "residual_value": 36037.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 776.92, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 936.92}, "total_of_payments": 27972, "total_of_payments_unrounded": 27969.12}, "disclosure": "Estimated lease payment for stock #LGD260111X, VIN 5NMMBDTB5TH040336. $777 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $937, made up of $777 first payment, $60 title, $100 registration. MSRP $58,125. Lease selling price $56,625. Net capitalized cost $57,320. Residual value $36,038, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB5TH040336_lease", "type": "lease", "label": "Lease", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58125.0, "selling_price": 56625.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 683.63, "net_cap_cost": 54321.0, "residual_value": 36037.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 683.63, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3842.63}, "total_of_payments": 24624, "total_of_payments_unrounded": 24610.68}, "disclosure": "Estimated lease payment for stock #LGD260111X, VIN 5NMMBDTB5TH040336. $684 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,843, made up of $684 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,125. Lease selling price $56,625. Net capitalized cost $54,321. Residual value $36,038, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "KMUMBDTBXTU243633", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 56555.0, "msrp": 58055.0, "sale_price": 56555.0, "currency": "USD", "mileage": 47, "exterior_color": "Makalu Gray", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260177", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/488d1309556f4e8f8b9fdf3270cddce9.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/488d1309556f4e8f8b9fdf3270cddce9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dabf7303591c4208874e6c60ac188e80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ddff333915f94dbca177b0ce58011226.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/493b260105564d2588c7c2ab3b623c58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25360ef2c4e843858653a015cfeebacf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f72727e8865d4db0808e05a0235fc0cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3cd9a13fb0dd44a98d46bb475e63df49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b3fe21af58841dd8a295da586942ff4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17364134230c48cf979a7b7e9095a148.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3da1a118c454427899c4ac452b448df1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c01ba3b0a2442e590750c10e32345d7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2274cec7e31340eaa969a0d486249727.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c3bd036a060847a18b3ca6ee983dfc53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/adc11277685e4342a21851fc2931689f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/303aee75456c401f9885ad76a3bbb5f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e1d930727184c1e801e7f36d912a1fb.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58055.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu243633/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu243633/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTBXTU243633.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTBXTU243633.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTBXTU243633.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtbxtu243633/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260177, VIN KMUMBDTBXTU243633. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,055. Advertised price: $56,555. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,055"}, {"label": "Advertised price", "value": "$56,555"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56555.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTBXTU243633_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.51, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 68850.33, "finance_charge": 8760.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260177, VIN KMUMBDTBXTU243633. $1,148 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,850. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU243633_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 995.58, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 71681.48, "finance_charge": 11591.79, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260177, VIN KMUMBDTBXTU243633. $996 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,681. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU243633_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.01, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 74928.6, "finance_charge": 14838.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260177, VIN KMUMBDTBXTU243633. $892 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,929. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU243633_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58055.0, "selling_price": 56555.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 775.95, "net_cap_cost": 57250.0, "residual_value": 35994.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 775.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 935.95}, "total_of_payments": 27936, "total_of_payments_unrounded": 27934.2}, "disclosure": "Estimated lease payment for stock #LGD260177, VIN KMUMBDTBXTU243633. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $58,055. Lease selling price $56,555. Net capitalized cost $57,250. Residual value $35,994, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTBXTU243633_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58055.0, "selling_price": 56555.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 682.66, "net_cap_cost": 54251.0, "residual_value": 35994.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.66}, "total_of_payments": 24588, "total_of_payments_unrounded": 24575.76}, "disclosure": "Estimated lease payment for stock #LGD260177, VIN KMUMBDTBXTU243633. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,055. Lease selling price $56,555. Net capitalized cost $54,251. Residual value $35,994, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 111}}, {"vin": "KMUHGESB2TU336656", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63679.0, "msrp": 67050.0, "sale_price": 63679.0, "currency": "USD", "mileage": 17, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260492", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e3a175b67d5e45db8d68dc8bca294ad0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e3a175b67d5e45db8d68dc8bca294ad0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d306e1623004921a50f6647706e145a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92b6287ed53948efafd026585a3fd85e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0bc13db90eae49bfa27d24a6dc80ed00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/489eaccc57154ff0b8c106f15d7b7ada.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5caf25dac35049488247db7d8b727003.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e816f549afac41d58ad5e8fab89d11dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a919cb3f44b64db4b2d50b66d2113ff6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e634241a95db4ef4b8047a012ec42a46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8e5347c7c294d9eafdf511ab41fdd60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cabf9c1b6a814c31af81edbe6f0d9210.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98f370b27718409b8b1ca114a3972644.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01dbee7fded746548812f7b7e5022b89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/29bb449bb63c452dbd9f7910100657ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/010574250ac949abbb60d180f913218a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcedc82392b548d6ab424315f4499a03.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67050.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb2tu336656/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb2tu336656/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB2TU336656.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB2TU336656.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB2TU336656.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb2tu336656/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,371. This offer applies to Stock #NRGD260492, VIN KMUHGESB2TU336656. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,050. Advertised price: $63,679. Savings: $3,371, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,050"}, {"label": "Advertised price", "value": "$63,679"}, {"label": "Savings", "value": "$3,371, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,371", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63679.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB2TU336656_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1292, "unit": "per_month", "display": "$1,292/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63679.0, "price_incl_doc": 63679.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1292.05, "amount_financed": 67658.94, "sales_tax": 3979.94, "total_of_payments": 77523.13, "finance_charge": 9864.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260492, VIN KMUHGESB2TU336656. $1,292 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,679, before any dealer documentation fee. Amount financed $67,659, including $3,980 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,523. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB2TU336656_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1121, "unit": "per_month", "display": "$1,121/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63679.0, "price_incl_doc": 63679.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.98, "amount_financed": 67658.94, "sales_tax": 3979.94, "total_of_payments": 80710.9, "finance_charge": 13051.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260492, VIN KMUHGESB2TU336656. $1,121 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,679, before any dealer documentation fee. Amount financed $67,659, including $3,980 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,711. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB2TU336656_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63679.0, "price_incl_doc": 63679.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.37, "amount_financed": 67658.94, "sales_tax": 3979.94, "total_of_payments": 84367.05, "finance_charge": 16708.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260492, VIN KMUHGESB2TU336656. $1,004 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,679, before any dealer documentation fee. Amount financed $67,659, including $3,980 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,367. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB2TU336656_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67050.0, "selling_price": 63679.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.86, "net_cap_cost": 64374.0, "residual_value": 41571.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.86}, "total_of_payments": 30312, "total_of_payments_unrounded": 30306.96}, "disclosure": "Estimated lease payment for stock #NRGD260492, VIN KMUHGESB2TU336656. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $67,050. Lease selling price $63,679. Net capitalized cost $64,374. Residual value $41,571, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB2TU336656_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67050.0, "selling_price": 63679.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.56, "net_cap_cost": 61375.0, "residual_value": 41571.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.56}, "total_of_payments": 26964, "total_of_payments_unrounded": 26948.16}, "disclosure": "Estimated lease payment for stock #NRGD260492, VIN KMUHGESB2TU336656. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,050. Lease selling price $63,679. Net capitalized cost $61,375. Residual value $41,571, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61145.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1240.64, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 74438.22, "finance_charge": 9471.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260677, VIN 5NMMFDTB8TH073299. $1,241 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB8TH073299_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.38, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 77499.13, "finance_charge": 12532.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260677, VIN 5NMMFDTB8TH073299. $1,076 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,499. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB8TH073299_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61145.0, "price_incl_doc": 61145.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.4, "amount_financed": 64966.56, "sales_tax": 3821.56, "total_of_payments": 81009.79, "finance_charge": 16043.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260677, VIN 5NMMFDTB8TH073299. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,145, before any dealer documentation fee. Amount financed $64,967, including $3,822 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB8TH073299_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62645.0, "selling_price": 61145.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.28, "net_cap_cost": 61840.0, "residual_value": 38839.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.28, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.28}, "total_of_payments": 30204, "total_of_payments_unrounded": 30214.08}, "disclosure": "Estimated lease payment for stock #GD260677, VIN 5NMMFDTB8TH073299. $839 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $999, made up of $839 first payment, $60 title, $100 registration. MSRP $62,645. Lease selling price $61,145. Net capitalized cost $61,840. Residual value $38,840, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB8TH073299_lease", "type": "lease", "label": "Lease", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62645.0, "selling_price": 61145.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 745.99, "net_cap_cost": 58841.0, "residual_value": 38839.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 745.99, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3904.99}, "total_of_payments": 26856, "total_of_payments_unrounded": 26855.64}, "disclosure": "Estimated lease payment for stock #GD260677, VIN 5NMMFDTB8TH073299. $746 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,905, made up of $746 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,645. Lease selling price $61,145. Net capitalized cost $58,841. Residual value $38,840, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,856. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 119}}, {"vin": "KMTGG4SD4VU341890", "title": "2027 Genesis G80 3.5T", "year": 2027, "make": "Genesis", "model": "G80", "trim": "3.5T", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 81590.0, "msrp": 81590.0, "sale_price": 81590.0, "currency": "USD", "mileage": null, "exterior_color": "Ceres Blue", "interior_color": "Vanilla Beige/Ash Gray", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KMTGG4SD4VU341890", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/410273d4a2db48ceb4449952ea8a67e5.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/410273d4a2db48ceb4449952ea8a67e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cace95879cc941cab15e11514cfb2bf3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6ceadae335b4fb98390210589fbf401.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20a7e21f8a544496b993f4fb83af486d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cacdbe99bfc3499a974fda9f5b8cfbd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb4cf8e9e1414e3aadd6f744dce6b820.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb004a0fec294280992b4ccbaf847c08.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d34c7fe603314fe598861542597f85b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b8b09c1e9db484c999b037370a9aa98.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c0383f0437745e0a539dad0d33596ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/870fa69f76e24fafbb94bc430329dc38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5afa3b80691459ab6bd15300ef18f66.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e59b57a97cfa432f8820df6e5675b3ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7dbf8467b5f34db999b00e5ccaaa8863.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8058c361580a483da9241b432044834e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1324f63bdd2945c0b69e9136d354f0ed.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2027, "trim": "3.5T Sport Prestige", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81590.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgg4sd4vu341890/2027-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgg4sd4vu341890/2027-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGG4SD4VU341890.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGG4SD4VU341890.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGG4SD4VU341890.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgg4sd4vu341890/2027-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. Advertised price: $81,590. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$81,590"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81590.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGG4SD4VU341890_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1655, "unit": "per_month", "display": "$1,655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81590.0, "price_incl_doc": 81590.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1655.47, "amount_financed": 86689.38, "sales_tax": 5099.38, "total_of_payments": 99328.07, "finance_charge": 12638.69, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. $1,655 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,590, before any dealer documentation fee. Amount financed $86,689, including $5,099 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,328. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGG4SD4VU341890_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1436, "unit": "per_month", "display": "$1,436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81590.0, "price_incl_doc": 81590.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1436.28, "amount_financed": 86689.38, "sales_tax": 5099.38, "total_of_payments": 103412.46, "finance_charge": 16723.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. $1,436 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,590, before any dealer documentation fee. Amount financed $86,689, including $5,099 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,412. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGG4SD4VU341890_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81590.0, "price_incl_doc": 81590.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1286.87, "amount_financed": 86689.38, "sales_tax": 5099.38, "total_of_payments": 108096.98, "finance_charge": 21407.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. $1,287 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,590, before any dealer documentation fee. Amount financed $86,689, including $5,099 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,097. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGG4SD4VU341890_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81590.0, "selling_price": 81590.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1147.33, "net_cap_cost": 82285.0, "residual_value": 50585.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1147.33, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1307.33}, "total_of_payments": 41292, "total_of_payments_unrounded": 41303.88}, "disclosure": "Estimated lease payment for stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. $1,147 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,307, made up of $1,147 first payment, $60 title, $100 registration. MSRP $81,590. Lease selling price $81,590. Net capitalized cost $82,285. Residual value $50,586, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,292. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGG4SD4VU341890_lease", "type": "lease", "label": "Lease", "headline": {"value": 1054, "unit": "per_month", "display": "$1,054/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81590.0, "selling_price": 81590.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1054.04, "net_cap_cost": 79286.0, "residual_value": 50585.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1054.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4213.04}, "total_of_payments": 37944, "total_of_payments_unrounded": 37945.44}, "disclosure": "Estimated lease payment for stock #KMTGG4SD4VU341890, VIN KMTGG4SD4VU341890. $1,054 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,213, made up of $1,054 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,590. Lease selling price $81,590. Net capitalized cost $79,286. Residual value $50,586, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,944. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 117}}, {"vin": "5NMMBDTB8TH070513", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57895.0, "msrp": 59395.0, "sale_price": 57895.0, "currency": "USD", "mileage": 11, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260643", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1e34fa996d4a46ee8371ce0a106a3ce4.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1e34fa996d4a46ee8371ce0a106a3ce4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/494638f38e7848968a87f996c1003daf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7097ffffde5e4d34b32fe95357be6eea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1c5e6cb0ff74ef295b76ddda4065013.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3bc0580f1674ec9a074b5a89ab21fda.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58357dde05f0486a86233defbbbfc062.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8bd078e700c940cdb9d02f31960eccbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/592f10de806d43edb96cc84b2b98e28c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bead8cb38f824103b0f32416b45a9dd7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b312073e0d54ddf8f42680c74606408.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b74e4efbd6f74aac912896380a9c823d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51fb39b9992c459bb8ec652551e2c024.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7978d647e423489397e203ae1df8fc93.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40c4b29962854e60adec05f0b7b0776f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33b538056adc4ac8813f99e4fda57888.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4217a5ec125451c857e895173e11821.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th070513/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th070513/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB8TH070513.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB8TH070513.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB8TH070513.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th070513/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260643, VIN 5NMMBDTB8TH070513. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,395. Advertised price: $57,895. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,395"}, {"label": "Advertised price", "value": "$57,895"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB8TH070513_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1175, "unit": "per_month", "display": "$1,175/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.69, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 70481.66, "finance_charge": 8968.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260643, VIN 5NMMBDTB8TH070513. $1,175 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,482. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH070513_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.16, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 73379.88, "finance_charge": 11866.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260643, VIN 5NMMBDTB8TH070513. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH070513_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.14, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 76703.94, "finance_charge": 15190.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260643, VIN 5NMMBDTB8TH070513. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,704. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH070513_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.44, "net_cap_cost": 58590.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.44}, "total_of_payments": 28584, "total_of_payments_unrounded": 28599.84}, "disclosure": "Estimated lease payment for stock #GD260643, VIN 5NMMBDTB8TH070513. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $58,590. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH070513_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.15, "net_cap_cost": 55591.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.15}, "total_of_payments": 25236, "total_of_payments_unrounded": 25241.4}, "disclosure": "Estimated lease payment for stock #GD260643, VIN 5NMMBDTB8TH070513. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $55,591. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 101}}, {"vin": "KMUHCESC2RU161483", "title": "2024 Genesis GV80 3.5T", "year": 2024, "make": "Genesis", "model": "GV80", "trim": "3.5T", "decoded_trim": "3.5T, 3.5T Advanced, 3.5T Prestige, 3.5T Prestige Signature", "condition": "used", "price": 54440.0, "msrp": 54440.0, "sale_price": 54711.0, "currency": "USD", "mileage": 16372, "exterior_color": "Alta White", "interior_color": "Ultramarine Blue/Dune", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260302A", "stock_status": 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"https://www.genesisofdownersgrove.com/viewdetails/used/kmuhcesc2ru161483/2024-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,440"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54440.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC2RU161483_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1358, "unit": "per_month", "display": "$1,358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54440.0, "price_incl_doc": 54440.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1358.17, "amount_financed": 57842.5, "sales_tax": 3402.5, "total_of_payments": 65192.05, "finance_charge": 7349.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $1,358 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $54,440, before any dealer documentation fee. Amount financed $57,842, including $3,402 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $65,192. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC2RU161483_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1131, "unit": "per_month", "display": "$1,131/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54440.0, "price_incl_doc": 54440.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1131.48, "amount_financed": 57842.5, "sales_tax": 3402.5, "total_of_payments": 67889.04, "finance_charge": 10046.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $1,131 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $54,440, before any dealer documentation fee. Amount financed $57,842, including $3,402 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $67,889. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC2RU161483_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 986, "unit": "per_month", "display": "$986/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54440.0, "price_incl_doc": 54440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.88, "amount_financed": 57842.5, "sales_tax": 3402.5, "total_of_payments": 70983.32, "finance_charge": 13140.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $986 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $54,440, before any dealer documentation fee. Amount financed $57,842, including $3,402 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $70,983. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 86}}, {"vin": "5NMMEDTCXTH058850", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68614.0, "msrp": 73805.0, "sale_price": 68614.0, "currency": "USD", "mileage": 2, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260476", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8ca7b04feffe46848065f2b478317f85.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8ca7b04feffe46848065f2b478317f85.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8f159de3a084a0b8a29b7f281b45963.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2de7993e7b0b496a9c725ec56f9966fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/acb647eccf2e4b288e41894bb10e654f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8bf13c3b6654f31bfa83856d60c232c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e41d2dad145460d930c7e07cd479b94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df0953c02c2945779d9716fe131eb926.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c099e5a78b1461abcf0ea068cb6134e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7fe0dfe1e5947899aa583b4e0d81d0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f47e609f0823408aa4ad46fa9cb94dfa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba8a5b3cdbe94750b2f717f0a260fe27.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ebf9f2ab0903442389563f8ef264864f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d9441ce2da664adaa32dec3ff0a265f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6744cdc54fd48e19d7fc8edb307017a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bca68936c6b0473f85f8ae6e4c077589.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc1ce1442eb84854b8c881d30a64505a.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73805.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtcxth058850/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtcxth058850/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTCXTH058850.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTCXTH058850.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTCXTH058850.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtcxth058850/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,191. This offer applies to Stock #NRGD260476, VIN 5NMMEDTCXTH058850. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,805. Advertised price: $68,614. Savings: $5,191, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,805"}, {"label": "Advertised price", "value": "$68,614"}, {"label": "Savings", "value": "$5,191, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,191", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68614.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTCXTH058850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1392, "unit": "per_month", "display": "$1,392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1392.18, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 83531.02, "finance_charge": 10628.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260476, VIN 5NMMEDTCXTH058850. $1,392 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,531. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTCXTH058850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.86, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 86965.84, "finance_charge": 14063.46, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260476, VIN 5NMMEDTCXTH058850. $1,208 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTCXTH058850_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.21, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 90905.33, "finance_charge": 18002.95, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260476, VIN 5NMMEDTCXTH058850. $1,082 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,905. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTCXTH058850_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73805.0, "selling_price": 68614.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.44, "net_cap_cost": 69309.0, "residual_value": 45759.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.44}, "total_of_payments": 31608, "total_of_payments_unrounded": 31623.84}, "disclosure": "Estimated lease payment for stock #NRGD260476, VIN 5NMMEDTCXTH058850. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $73,805. Lease selling price $68,614. Net capitalized cost $69,309. Residual value $45,759, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTCXTH058850_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73805.0, "selling_price": 68614.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.15, "net_cap_cost": 66310.0, "residual_value": 45759.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.15}, "total_of_payments": 28260, "total_of_payments_unrounded": 28265.4}, "disclosure": "Estimated lease payment for stock #NRGD260476, VIN 5NMMEDTCXTH058850. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,805. Lease selling price $68,614. Net capitalized cost $66,310. Residual value $45,759, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 42, "elapsed_ms": 170}}, {"vin": "KMUHCESB9TU348184", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72674.0, "msrp": 76460.0, "sale_price": 72674.0, "currency": "USD", "mileage": 15, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260610", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/67e6582213f34b67bc1785e5fa92b847.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/67e6582213f34b67bc1785e5fa92b847.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c281d6b854a24efbb09f604e01aefecf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d8a95b1fd6a4d578345c268b256764c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/796a8fdcba7c4cb7b88d5294a3bb0230.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7de91127f362487f8d84d38a128d3eb6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/824e9d87ef5a45e5bd058a1bb569e3c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f15587da3c34cfebf27314060868b5c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b193967726294dc4aef14be40c1c5c02.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57e562571a8641f08cda17dab3257790.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/219181c1330648a5bf7920811e91356b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c0e600c9c55b45f3a756f5b0b80e3abc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e4941fce9e74eaabe6d50808fea97a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5691b74dc5374a2d83449ad96c8e4ebc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4b1db6831314b76b69240cc256e99e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ead353233d24267b49ee8d79e70b92d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/70aab3d1747f4f908a957ac387fb7ddb.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76460.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu348184/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu348184/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB9TU348184.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB9TU348184.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB9TU348184.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb9tu348184/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,786. This offer applies to Stock #GD260610, VIN KMUHCESB9TU348184. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,460. Advertised price: $72,674. Savings: $3,786, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,460"}, {"label": "Advertised price", "value": "$72,674"}, {"label": "Savings", "value": "$3,786, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,786", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72674.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB9TU348184_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1475, "unit": "per_month", "display": "$1,475/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72674.0, "price_incl_doc": 72674.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1474.56, "amount_financed": 77216.13, "sales_tax": 4542.13, "total_of_payments": 88473.69, "finance_charge": 11257.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260610, VIN KMUHCESB9TU348184. $1,475 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,674, before any dealer documentation fee. Amount financed $77,216, including $4,542 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,474. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU348184_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1279, "unit": "per_month", "display": "$1,279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72674.0, "price_incl_doc": 72674.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1279.33, "amount_financed": 77216.13, "sales_tax": 4542.13, "total_of_payments": 92111.75, "finance_charge": 14895.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260610, VIN KMUHCESB9TU348184. $1,279 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,674, before any dealer documentation fee. Amount financed $77,216, including $4,542 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU348184_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72674.0, "price_incl_doc": 72674.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.24, "amount_financed": 77216.13, "sales_tax": 4542.13, "total_of_payments": 96284.35, "finance_charge": 19068.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260610, VIN KMUHCESB9TU348184. $1,146 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,674, before any dealer documentation fee. Amount financed $77,216, including $4,542 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,284. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU348184_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76460.0, "selling_price": 72674.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 958.78, "net_cap_cost": 73369.0, "residual_value": 47405.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 958.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1118.78}, "total_of_payments": 34524, "total_of_payments_unrounded": 34516.08}, "disclosure": "Estimated lease payment for stock #GD260610, VIN KMUHCESB9TU348184. $959 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,119, made up of $959 first payment, $60 title, $100 registration. MSRP $76,460. Lease selling price $72,674. Net capitalized cost $73,369. Residual value $47,405, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB9TU348184_lease", "type": "lease", "label": "Lease", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76460.0, "selling_price": 72674.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 865.48, "net_cap_cost": 70370.0, "residual_value": 47405.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 865.48, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4024.48}, "total_of_payments": 31140, "total_of_payments_unrounded": 31157.28}, "disclosure": "Estimated lease payment for stock #GD260610, VIN KMUHCESB9TU348184. $865 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,024, made up of $865 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,460. Lease selling price $72,674. Net capitalized cost $70,370. Residual value $47,405, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 40, "elapsed_ms": 174}}, {"vin": "KMUHEESC6TU347013", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81062.0, "msrp": 85290.0, "sale_price": 81062.0, "currency": "USD", "mileage": 16, "exterior_color": "Savile Silver", "interior_color": "Bordeaux Brown/Slate Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260611", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/65993e7863cd47bdb3504f7cde51acc3.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/65993e7863cd47bdb3504f7cde51acc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df26ff032f8f440ab764b9bc6a0ca933.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c01914689528486d92cb77f4e77f9fc5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0fba67b1e0054e43a4a05e2aeeab9988.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44fa8676618c4f6099914d6ba1fa8a0d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33e75144f2244370a0d174016e7c83fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/843bceaa147b497ba3e419b22c27d63f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efcf680e31b94e1880431932b4597a5c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8e3b434205fd440498fd91d2f2757ff1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60c1ddc7c5ab42cb9304af517f0986a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb73ca42ac4e4705ade9ad5d1bef4b14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b374e4475074d70b166baff37728fbd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9e493af43784b2cba11eef211fbde61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fe3693e4a9f4c679919c3f659b4e90e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/753d1b8cae1546c3b9e015683422461c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca9516ff7c544226b5069215c8b6f201.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85290.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc6tu347013/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc6tu347013/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC6TU347013.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC6TU347013.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC6TU347013.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc6tu347013/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,228. This offer applies to Stock #GD260611, VIN KMUHEESC6TU347013. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,290. Advertised price: $81,062. Savings: $4,228, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,290"}, {"label": "Advertised price", "value": "$81,062"}, {"label": "Savings", "value": "$4,228, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,228", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81062.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC6TU347013_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1645, "unit": "per_month", "display": "$1,645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1644.75, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 98685.28, "finance_charge": 12556.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260611, VIN KMUHEESC6TU347013. $1,645 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,685. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU347013_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1427, "unit": "per_month", "display": "$1,427/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1426.99, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 102743.24, "finance_charge": 16614.86, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260611, VIN KMUHEESC6TU347013. $1,427 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU347013_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1279, "unit": "per_month", "display": "$1,279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81062.0, "price_incl_doc": 81062.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1278.54, "amount_financed": 86128.38, "sales_tax": 5066.38, "total_of_payments": 107397.44, "finance_charge": 21269.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260611, VIN KMUHEESC6TU347013. $1,279 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,062, before any dealer documentation fee. Amount financed $86,128, including $5,066 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,397. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU347013_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85290.0, "selling_price": 81062.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1066.86, "net_cap_cost": 81757.0, "residual_value": 52879.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1066.86, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1226.86}, "total_of_payments": 38412, "total_of_payments_unrounded": 38406.96}, "disclosure": "Estimated lease payment for stock #GD260611, VIN KMUHEESC6TU347013. $1,067 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,227, made up of $1,067 first payment, $60 title, $100 registration. MSRP $85,290. Lease selling price $81,062. Net capitalized cost $81,757. Residual value $52,880, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,412. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC6TU347013_lease", "type": "lease", "label": "Lease", "headline": {"value": 974, "unit": "per_month", "display": "$974/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85290.0, "selling_price": 81062.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 973.56, "net_cap_cost": 78758.0, "residual_value": 52879.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 973.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4132.56}, "total_of_payments": 35064, "total_of_payments_unrounded": 35048.16}, "disclosure": "Estimated lease payment for stock #GD260611, VIN KMUHEESC6TU347013. $974 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,133, made up of $974 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,290. Lease selling price $81,062. Net capitalized cost $78,758. Residual value $52,880, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,064. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 17, "elapsed_ms": 85}}, {"vin": "KMUJBESC5TU337034", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-S/C", "condition": "new", "price": 85902.0, "msrp": 90430.0, "sale_price": 85902.0, "currency": "USD", "mileage": 17, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260545", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2d5a69e2a41e48029c0c8581575c73b7.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2d5a69e2a41e48029c0c8581575c73b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80b44c93fe694905be93a03f63ea952e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb5c8ce63c4d46e0a7ee89cbb05418ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8101213c615e4887bb7e990176045df7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb7637ec3d6b4b91b677f2c7908d6427.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92bd491f9f554960bf785af7e386e283.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2c583ed99df4db5807b508bd82bfd38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40903a4c903d4b84beb5b46f123c010d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d83ee8ed2dab45c6accf38b31e384802.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c4a38bba1dc4928b9ac4ea3c3a5156a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f77fd31ad8347c8860c199e2d8d80b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67ee4b6c93334cd9a2cc8226673eceb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f09914e667fc4479981b6a9596d02343.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b47f17b29bf446296702a8eef4fb9fa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/104028cf6f474946b22b1457ecfb9811.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77a609c8197343c48ca1104c7a92ce3c.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T e-S/C", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90430.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc5tu337034/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc5tu337034/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJBESC5TU337034.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC5TU337034.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC5TU337034.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc5tu337034/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,528. This offer applies to Stock #GD260545, VIN KMUJBESC5TU337034. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,430. Advertised price: $85,902. Savings: $4,528, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,430"}, {"label": "Advertised price", "value": "$85,902"}, {"label": "Savings", "value": "$4,528, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,528", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85902.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJBESC5TU337034_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1743, "unit": "per_month", "display": "$1,743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85902.0, "price_incl_doc": 85902.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1742.96, "amount_financed": 91270.88, "sales_tax": 5368.88, "total_of_payments": 104577.52, "finance_charge": 13306.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260545, VIN KMUJBESC5TU337034. $1,743 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,902, before any dealer documentation fee. Amount financed $91,271, including $5,369 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,578. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC5TU337034_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1512, "unit": "per_month", "display": "$1,512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85902.0, "price_incl_doc": 85902.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1512.19, "amount_financed": 91270.88, "sales_tax": 5368.88, "total_of_payments": 108877.77, "finance_charge": 17606.89, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260545, VIN KMUJBESC5TU337034. $1,512 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,902, before any dealer documentation fee. Amount financed $91,271, including $5,369 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC5TU337034_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1355, "unit": "per_month", "display": "$1,355/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85902.0, "price_incl_doc": 85902.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1354.88, "amount_financed": 91270.88, "sales_tax": 5368.88, "total_of_payments": 113809.86, "finance_charge": 22538.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260545, VIN KMUJBESC5TU337034. $1,355 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,902, before any dealer documentation fee. Amount financed $91,271, including $5,369 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,810. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC5TU337034_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1128, "unit": "per_month", "display": "$1,128/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90430.0, "selling_price": 85902.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1128.44, "net_cap_cost": 86597.0, "residual_value": 56066.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1128.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1288.44}, "total_of_payments": 40608, "total_of_payments_unrounded": 40623.84}, "disclosure": "Estimated lease payment for stock #GD260545, VIN KMUJBESC5TU337034. $1,128 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,288, made up of $1,128 first payment, $60 title, $100 registration. MSRP $90,430. Lease selling price $85,902. Net capitalized cost $86,597. Residual value $56,067, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC5TU337034_lease", "type": "lease", "label": "Lease", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90430.0, "selling_price": 85902.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1035.15, "net_cap_cost": 83598.0, "residual_value": 56066.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1035.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4194.15}, "total_of_payments": 37260, "total_of_payments_unrounded": 37265.4}, "disclosure": "Estimated lease payment for stock #GD260545, VIN KMUJBESC5TU337034. $1,035 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,194, made up of $1,035 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,430. Lease selling price $85,902. Net capitalized cost $83,598. Residual value $56,067, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 44, "elapsed_ms": 189}}, {"vin": "KMUHFESB1TU318958", "title": "2026 Genesis GV80 2.5T", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T", "decoded_trim": "2.5T", "condition": "new", "price": 59998.0, "msrp": 63200.0, "sale_price": 59998.0, "currency": "USD", "mileage": 19, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260356", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d8494a70ec8f49918d9089390fb646b4.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d8494a70ec8f49918d9089390fb646b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6bc060230314a1faad673de3f02d10e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c59abfd9e094fdea274d9fa6207e682.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0ee5abf7108481eb7ae75a7bd0bd7bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/564c967909ee4a189d4e0d3f020a21f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40ad2b8f1b8a4f20b5a1041ece1b3054.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26c5fe3075824c47b75ba945aa722507.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c94f7eea66dc4cc58f51be340c9f545b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/327f84ec3f954f48ae2700011fbcc681.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c29320c728b24c74960c27fdc7719151.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/893f1aa0a9b643aab328d4264ed77281.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0304dbce3e27415bb8f8e7ce1eb8c487.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b0a040d2ddf485d9b7ef8c78dfc7fbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8e26affc121f425897759365a3ed0a5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf77efedc1a14cdca76aa2bd30a2622f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91d0232c276842838727f005ba58031c.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63200.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu318958/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu318958/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHFESB1TU318958.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHFESB1TU318958.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHFESB1TU318958.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu318958/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,202. This offer applies to Stock #LGD260356, VIN KMUHFESB1TU318958. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $63,200. Advertised price: $59,998. Savings: $3,202, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$63,200"}, {"label": "Advertised price", "value": "$59,998"}, {"label": "Savings", "value": "$3,202, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,202", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHFESB1TU318958_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1217, "unit": "per_month", "display": "$1,217/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59998.0, "price_incl_doc": 59998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1217.36, "amount_financed": 63747.88, "sales_tax": 3749.88, "total_of_payments": 73041.86, "finance_charge": 9293.98, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260356, VIN KMUHFESB1TU318958. $1,217 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,998, before any dealer documentation fee. Amount financed $63,748, including $3,750 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,042. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU318958_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1056, "unit": "per_month", "display": "$1,056/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59998.0, "price_incl_doc": 59998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1056.19, "amount_financed": 63747.88, "sales_tax": 3749.88, "total_of_payments": 76045.36, "finance_charge": 12297.48, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260356, VIN KMUHFESB1TU318958. $1,056 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $59,998, before any dealer documentation fee. Amount financed $63,748, including $3,750 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $76,045. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU318958_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 946, "unit": "per_month", "display": "$946/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59998.0, "price_incl_doc": 59998.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 946.31, "amount_financed": 63747.88, "sales_tax": 3749.88, "total_of_payments": 79490.17, "finance_charge": 15742.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260356, VIN KMUHFESB1TU318958. $946 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,998, before any dealer documentation fee. Amount financed $63,748, including $3,750 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $79,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU318958_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63200.0, "selling_price": 59998.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.99, "net_cap_cost": 60693.0, "residual_value": 39184.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.99}, "total_of_payments": 28584, "total_of_payments_unrounded": 28583.64}, "disclosure": "Estimated lease payment for stock #LGD260356, VIN KMUHFESB1TU318958. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $63,200. Lease selling price $59,998. Net capitalized cost $60,693. Residual value $39,184, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU318958_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63200.0, "selling_price": 59998.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.7, "net_cap_cost": 57694.0, "residual_value": 39184.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.7}, "total_of_payments": 25236, "total_of_payments_unrounded": 25225.2}, "disclosure": "Estimated lease payment for stock #LGD260356, VIN KMUHFESB1TU318958. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,200. Lease selling price $59,998. Net capitalized cost $57,694. Residual value $39,184, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 15, "elapsed_ms": 74}}, {"vin": "5NMMADTB3TH070762", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 49660.0, "msrp": 51160.0, "sale_price": 49660.0, "currency": "USD", "mileage": 2, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260659", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f10c8477683b469ea6c34490a2606a2c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f10c8477683b469ea6c34490a2606a2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/667c193708b24470a0bfc4f3f30a97b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c396762fcdeb4112b8d588adf1f49c6b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afd9d810eb5942119072c31edc167cc7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/97981dfdd9424d5ba1ba8a58f25db6ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/00759e46c0164c9d98760bb4cb75e769.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a56b90a49b454eafb30450a902c5382f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5edfa4ce737459c831268a0e8a23ce5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9649ac138b5c44aca7148debcb721b0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60534d8b9d4d42049de107e5213de5bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a707be328231429a810689199cf5f122.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73b7cf5f69d349a181ca7422a352445f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48a2db72023340f9a4ce2ae46c2f4016.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb16d83130e84cf4871cd22b34b23f2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d284d3588d8240a19598b4f49439b4a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c85316fa72d44b349a4cc3d99dbf21c8.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51160.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb3th070762/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb3th070762/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB3TH070762.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB3TH070762.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB3TH070762.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb3th070762/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260659, VIN 5NMMADTB3TH070762. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,160. Advertised price: $49,660. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,160"}, {"label": "Advertised price", "value": "$49,660"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49660.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB3TH070762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1008, "unit": "per_month", "display": "$1,008/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49660.0, "price_incl_doc": 49660.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1007.61, "amount_financed": 52763.75, "sales_tax": 3103.75, "total_of_payments": 60456.33, "finance_charge": 7692.58, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260659, VIN 5NMMADTB3TH070762. $1,008 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,660, before any dealer documentation fee. Amount financed $52,764, including $3,104 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB3TH070762_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49660.0, "price_incl_doc": 49660.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 874.2, "amount_financed": 52763.75, "sales_tax": 3103.75, "total_of_payments": 62942.3, "finance_charge": 10178.55, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260659, VIN 5NMMADTB3TH070762. $874 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,660, before any dealer documentation fee. Amount financed $52,764, including $3,104 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,942. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB3TH070762_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49660.0, "price_incl_doc": 49660.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.26, "amount_financed": 52763.75, "sales_tax": 3103.75, "total_of_payments": 65793.55, "finance_charge": 13029.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260659, VIN 5NMMADTB3TH070762. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,660, before any dealer documentation fee. Amount financed $52,764, including $3,104 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,794. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB3TH070762_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51160.0, "selling_price": 49660.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 680.82, "net_cap_cost": 50355.0, "residual_value": 31719.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 680.82, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 840.82}, "total_of_payments": 24516, "total_of_payments_unrounded": 24509.52}, "disclosure": "Estimated lease payment for stock #GD260659, VIN 5NMMADTB3TH070762. $681 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $841, made up of $681 first payment, $60 title, $100 registration. MSRP $51,160. Lease selling price $49,660. Net capitalized cost $50,355. Residual value $31,719, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB3TH070762_lease", "type": "lease", "label": "Lease", "headline": {"value": 588, "unit": "per_month", "display": "$588/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51160.0, "selling_price": 49660.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 587.53, "net_cap_cost": 47356.0, "residual_value": 31719.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 587.53, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3746.53}, "total_of_payments": 21168, "total_of_payments_unrounded": 21151.08}, "disclosure": "Estimated lease payment for stock #GD260659, VIN 5NMMADTB3TH070762. $588 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,747, made up of $588 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,160. Lease selling price $49,660. Net capitalized cost $47,356. Residual value $31,719, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,168. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 39, "elapsed_ms": 164}}, {"vin": "5NMMADTB6TH062316", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53205.0, "msrp": 54705.0, "sale_price": 53205.0, "currency": "USD", "mileage": 16, "exterior_color": "Ceres Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260534", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/66cd481fe380467584a37459127e26c7.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/66cd481fe380467584a37459127e26c7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/372ac7df2d7d43a7a1c47bf3d15a1e3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a00cb0ad91940bbad40b3059dc4533d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44eafe6848dc45f2b4b69687a0373a3d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f15e791249a742e388190747b47f1846.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44c29d4eaf1c43dda1fa9c0e81d0aec9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7031c5f64ced4a508e45c0fa2f603a79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a25e05ffdbf4effbc31200733f42131.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a2b43231ef304f5aac1787d49c14e256.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e39160f35ad4a71912a6e2979fc42dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24476ad48dc244a5802357722c9e5451.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03baf6e5c4cd4ee99390dfe33a05d7c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6dc6b3bedf5f420686cbd73b57ba9a96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f66a82e045d4dfbbb25245ef6f34b8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73cb1792a025421888dbbf2ab6732de7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f744af8601a4528874d1d7109ca7d8b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54705.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th062316/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th062316/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB6TH062316.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB6TH062316.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB6TH062316.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb6th062316/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260534, VIN 5NMMADTB6TH062316. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,705. Advertised price: $53,205. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,705"}, {"label": "Advertised price", "value": "$53,205"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53205.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB6TH062316_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1079.53, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 64772.02, "finance_charge": 8241.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260534, VIN 5NMMADTB6TH062316. $1,080 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,772. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH062316_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 936.6, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 67435.46, "finance_charge": 10905.15, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260534, VIN 5NMMADTB6TH062316. $937 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH062316_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53205.0, "price_incl_doc": 53205.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.17, "amount_financed": 56530.31, "sales_tax": 3325.31, "total_of_payments": 70490.25, "finance_charge": 13959.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260534, VIN 5NMMADTB6TH062316. $839 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,205, before any dealer documentation fee. Amount financed $56,530, including $3,325 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH062316_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54705.0, "selling_price": 53205.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 729.73, "net_cap_cost": 53900.0, "residual_value": 33917.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 729.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 889.73}, "total_of_payments": 26280, "total_of_payments_unrounded": 26270.28}, "disclosure": "Estimated lease payment for stock #NRGD260534, VIN 5NMMADTB6TH062316. $730 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $890, made up of $730 first payment, $60 title, $100 registration. MSRP $54,705. Lease selling price $53,205. Net capitalized cost $53,900. Residual value $33,917, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB6TH062316_lease", "type": "lease", "label": "Lease", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54705.0, "selling_price": 53205.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 636.44, "net_cap_cost": 50901.0, "residual_value": 33917.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 636.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3795.44}, "total_of_payments": 22896, "total_of_payments_unrounded": 22911.84}, "disclosure": "Estimated lease payment for stock #NRGD260534, VIN 5NMMADTB6TH062316. $636 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,795, made up of $636 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,705. Lease selling price $53,205. Net capitalized cost $50,901. Residual value $33,917, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,896. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 39, "elapsed_ms": 169}}, {"vin": "KMUHGESB0TU323937", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63308.0, "msrp": 66640.0, "sale_price": 63308.0, "currency": "USD", "mileage": 13, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260411", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8c938791735b40cca9e1a8e6c6d16434.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8c938791735b40cca9e1a8e6c6d16434.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76aa8bb53ca74f43b903107c98c1a974.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b78318de84474cd283770591b51d0ccf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a21ca944f8be4cf8bcc01d87072cf6c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bac22528aafa4f38bf2c4001ed72a8b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/900905252a4348e1bf4bcaaa6515bd3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/af303d44e66f4ed3a9a4944680ad6aae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38c324f4c8d544d6a897eb7e7656dac3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57c87807f9d9426f91b0a4e4f07a6698.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39dc0aaf796541dd879d1077898c423b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f39bfc3652f4e569f78193d76616b77.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcb6d66f1a3843c8a8a56169ecfc0602.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3760e572302423fb865c48970f6146a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcb47bf165f449ae80e118e0f09a4c7c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/62c012840b4e47b38bc5943eaccc2a9b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92705e1d53874785a5d7192968a53a1f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 66640.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb0tu323937/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb0tu323937/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB0TU323937.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB0TU323937.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB0TU323937.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb0tu323937/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,332. This offer applies to Stock #LGD260411, VIN KMUHGESB0TU323937. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $66,640. Advertised price: $63,308. Savings: $3,332, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$66,640"}, {"label": "Advertised price", "value": "$63,308"}, {"label": "Savings", "value": "$3,332, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,332", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63308.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB0TU323937_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1285, "unit": "per_month", "display": "$1,285/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63308.0, "price_incl_doc": 63308.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.52, "amount_financed": 67264.75, "sales_tax": 3956.75, "total_of_payments": 77071.47, "finance_charge": 9806.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260411, VIN KMUHGESB0TU323937. $1,285 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,308, before any dealer documentation fee. Amount financed $67,265, including $3,957 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,071. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB0TU323937_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1114, "unit": "per_month", "display": "$1,114/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63308.0, "price_incl_doc": 63308.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1114.45, "amount_financed": 67264.75, "sales_tax": 3956.75, "total_of_payments": 80240.66, "finance_charge": 12975.91, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260411, VIN KMUHGESB0TU323937. $1,114 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,308, before any dealer documentation fee. Amount financed $67,265, including $3,957 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,241. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB0TU323937_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 999, "unit": "per_month", "display": "$999/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63308.0, "price_incl_doc": 63308.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 998.52, "amount_financed": 67264.75, "sales_tax": 3956.75, "total_of_payments": 83875.51, "finance_charge": 16610.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260411, VIN KMUHGESB0TU323937. $999 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,308, before any dealer documentation fee. Amount financed $67,265, including $3,957 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $83,876. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB0TU323937_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66640.0, "selling_price": 63308.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 837.41, "net_cap_cost": 64003.0, "residual_value": 41316.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 837.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 997.41}, "total_of_payments": 30132, "total_of_payments_unrounded": 30146.76}, "disclosure": "Estimated lease payment for stock #LGD260411, VIN KMUHGESB0TU323937. $837 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $997, made up of $837 first payment, $60 title, $100 registration. MSRP $66,640. Lease selling price $63,308. Net capitalized cost $64,003. Residual value $41,317, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,132. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB0TU323937_lease", "type": "lease", "label": "Lease", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 66640.0, "selling_price": 63308.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 744.12, "net_cap_cost": 61004.0, "residual_value": 41316.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 744.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3903.12}, "total_of_payments": 26784, "total_of_payments_unrounded": 26788.32}, "disclosure": "Estimated lease payment for stock #LGD260411, VIN KMUHGESB0TU323937. $744 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,903, made up of $744 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $66,640. Lease selling price $63,308. Net capitalized cost $61,004. Residual value $41,317, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,784. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 85}}, {"vin": "KMTG64SC9TU163613", "title": "2026 Genesis G70 2.5T", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T", "decoded_trim": "2.5T AWD", "condition": "new", "price": 47055.0, "msrp": 48055.0, "sale_price": 47055.0, "currency": "USD", "mileage": 21, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260318", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0355305f388948f2b6caaf1bf77d5c52.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0355305f388948f2b6caaf1bf77d5c52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cbbc9b391634d9fa04958be621333b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12fa5aa967f3424d9b4fa8ef64d29106.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98852768be8c4d5497f241bfa2274925.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3273ecb6e0c248e793f34ef9b3d77caf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0366698c9cf44de483af290b9d0bea52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca91a06b82c94e34862947f4405de434.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5bc20b711cf048c29a25a53463ebe59d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d887372a22f43b8b0aeabc77b485c11.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54c96fec1bcb44c2b183a0b735719188.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5163aeea8e0a4d4caff507e3d1fb9084.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/35b3166e865746149aa75dda6b9d9663.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75a63f62df34488f9a701e4f98006a97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2befe78ffc0b42bfbcc240891c44b987.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46e9723016d84279a718dae6a5c6e270.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4dcf9b788ce34b3e87720dfe8f9b8ae4.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48055.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc9tu163613/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc9tu163613/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG64SC9TU163613.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC9TU163613.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC9TU163613.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc9tu163613/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260318, VIN KMTG64SC9TU163613. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,055. Advertised price: $47,055. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,055"}, {"label": "Advertised price", "value": "$47,055"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47055.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG64SC9TU163613_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 955, "unit": "per_month", "display": "$955/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47055.0, "price_incl_doc": 47055.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.75, "amount_financed": 49995.94, "sales_tax": 2940.94, "total_of_payments": 57284.99, "finance_charge": 7289.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260318, VIN KMTG64SC9TU163613. $955 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,055, before any dealer documentation fee. Amount financed $49,996, including $2,941 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,285. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC9TU163613_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47055.0, "price_incl_doc": 47055.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.34, "amount_financed": 49995.94, "sales_tax": 2940.94, "total_of_payments": 59640.56, "finance_charge": 9644.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260318, VIN KMTG64SC9TU163613. $828 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,055, before any dealer documentation fee. Amount financed $49,996, including $2,941 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $59,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC9TU163613_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47055.0, "price_incl_doc": 47055.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.17, "amount_financed": 49995.94, "sales_tax": 2940.94, "total_of_payments": 62342.24, "finance_charge": 12346.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260318, VIN KMTG64SC9TU163613. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,055, before any dealer documentation fee. Amount financed $49,996, including $2,941 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC9TU163613_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 654, "unit": "per_month", "display": "$654/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48055.0, "selling_price": 47055.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 653.53, "net_cap_cost": 47750.0, "residual_value": 29794.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 653.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 813.53}, "total_of_payments": 23544, "total_of_payments_unrounded": 23527.08}, "disclosure": "Estimated lease payment for stock #GD260318, VIN KMTG64SC9TU163613. $654 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $814, made up of $654 first payment, $60 title, $100 registration. MSRP $48,055. Lease selling price $47,055. Net capitalized cost $47,750. Residual value $29,794, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,544. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC9TU163613_lease", "type": "lease", "label": "Lease", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48055.0, "selling_price": 47055.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 560.24, "net_cap_cost": 44751.0, "residual_value": 29794.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 560.24, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3719.24}, "total_of_payments": 20160, "total_of_payments_unrounded": 20168.64}, "disclosure": "Estimated lease payment for stock #GD260318, VIN KMTG64SC9TU163613. $560 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,719, made up of $560 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,055. Lease selling price $47,055. Net capitalized cost $44,751. Residual value $29,794, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26770.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU383000_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26770.0, "price_incl_doc": 26770.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.86, "amount_financed": 28443.13, "sales_tax": 1673.13, "total_of_payments": 32057.15, "finance_charge": 3614.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260343, VIN KM8HFCAB0TU383000. $668 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,770, before any dealer documentation fee. Amount financed $28,443, including $1,673 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,057. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU383000_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26770.0, "price_incl_doc": 26770.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.39, "amount_financed": 28443.13, "sales_tax": 1673.13, "total_of_payments": 33383.36, "finance_charge": 4940.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260343, VIN KM8HFCAB0TU383000. $556 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,770, before any dealer documentation fee. Amount financed $28,443, including $1,673 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,383. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU383000_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26770.0, "price_incl_doc": 26770.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.79, "amount_financed": 28443.13, "sales_tax": 1673.13, "total_of_payments": 34904.92, "finance_charge": 6461.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260343, VIN KM8HFCAB0TU383000. $485 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,770, before any dealer documentation fee. Amount financed $28,443, including $1,673 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,905. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBBMXP0250754", "title": "2023 Mazda CX-5 2.5 S Select Package", "year": 2023, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Select Package", "decoded_trim": "Select Package", "condition": "used", "price": 23716.0, "msrp": 23716.0, "sale_price": 23977.0, "currency": "USD", "mileage": 58337, "exterior_color": "Machine Gray Metallic", "interior_color": "Silk Beige", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262838A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023MAS06_640/2023MAS060221_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023MAS06_640/2023MAS060221_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2023, "trim": "Select Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 23716.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbbmxp0250754/2023-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbbmxp0250754/2023-mazda-cx-5-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JM3KFBBMXP0250754.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBBMXP0250754.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBBMXP0250754.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbbmxp0250754/2023-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262838A, VIN JM3KFBBMXP0250754. Advertised price: $23,716. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23716.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBBMXP0250754_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23716.0, "price_incl_doc": 23716.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 591.67, "amount_financed": 25198.25, "sales_tax": 1482.25, "total_of_payments": 28399.97, "finance_charge": 3201.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $592 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,716, before any dealer documentation fee. Amount financed $25,198, including $1,482 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,400. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBMXP0250754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23716.0, "price_incl_doc": 23716.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.91, "amount_financed": 25198.25, "sales_tax": 1482.25, "total_of_payments": 29574.88, "finance_charge": 4376.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $493 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,716, before any dealer documentation fee. Amount financed $25,198, including $1,482 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,575. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBMXP0250754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23716.0, "price_incl_doc": 23716.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 429.48, "amount_financed": 25198.25, "sales_tax": 1482.25, "total_of_payments": 30922.86, "finance_charge": 5724.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $429 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,716, before any dealer documentation fee. Amount financed $25,198, including $1,482 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,923. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MMVABDY7SN379566_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37390.0, "price_incl_doc": 37390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 932.8, "amount_financed": 39726.88, "sales_tax": 2336.88, "total_of_payments": 44774.63, "finance_charge": 5047.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $933 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,390, before any dealer documentation fee. Amount financed $39,727, including $2,337 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,775. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDY7SN379566_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37390.0, "price_incl_doc": 37390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.12, "amount_financed": 39726.88, "sales_tax": 2336.88, "total_of_payments": 46626.96, "finance_charge": 6900.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $777 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,390, before any dealer documentation fee. Amount financed $39,727, including $2,337 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,627. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDY7SN379566_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37390.0, "price_incl_doc": 37390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.11, "amount_financed": 39726.88, "sales_tax": 2336.88, "total_of_payments": 48752.14, "finance_charge": 9025.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $677 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,390, before any dealer documentation fee. Amount financed $39,727, including $2,337 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,752. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25023.0, "price_incl_doc": 25023.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 520.08, "amount_financed": 26586.94, "sales_tax": 1563.94, "total_of_payments": 31204.77, "finance_charge": 4617.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262299A, VIN 3VV4B7AX5NM118356. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,023, before any dealer documentation fee. Amount financed $26,587, including $1,564 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX5NM118356_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25023.0, "price_incl_doc": 25023.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.15, "amount_financed": 26586.94, "sales_tax": 1563.94, "total_of_payments": 32627.03, "finance_charge": 6040.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262299A, VIN 3VV4B7AX5NM118356. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,023, before any dealer documentation fee. Amount financed $26,587, including $1,564 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,627. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45099.0, "price_incl_doc": 45099.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 816.72, "amount_financed": 47917.69, "sales_tax": 2818.69, "total_of_payments": 58803.76, "finance_charge": 10886.07, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0974, VIN 2T2YZMDAXNC310197. $817 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,099, before any dealer documentation fee. Amount financed $47,918, including $2,819 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,804. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22681.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMS3DAJ8NH430509_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 566, "unit": "per_month", "display": "$566/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22681.0, "price_incl_doc": 22681.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.84, "amount_financed": 24098.56, "sales_tax": 1417.56, "total_of_payments": 27160.56, "finance_charge": 3062.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0471A, VIN 5NMS3DAJ8NH430509. $566 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,681, before any dealer documentation fee. Amount financed $24,099, including $1,418 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,161. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS3DAJ8NH430509_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22681.0, "price_incl_doc": 22681.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.4, "amount_financed": 24098.56, "sales_tax": 1417.56, "total_of_payments": 28284.19, "finance_charge": 4185.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0471A, VIN 5NMS3DAJ8NH430509. $471 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,681, before any dealer documentation fee. Amount financed $24,099, including $1,418 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,284. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23374.0, "price_incl_doc": 23374.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.13, "amount_financed": 24834.88, "sales_tax": 1460.88, "total_of_payments": 27990.43, "finance_charge": 3155.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $583 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,374, before any dealer documentation fee. Amount financed $24,835, including $1,461 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,990. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23374.0, "price_incl_doc": 23374.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.81, "amount_financed": 24834.88, "sales_tax": 1460.88, "total_of_payments": 29148.4, "finance_charge": 4313.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,374, before any dealer documentation fee. Amount financed $24,835, including $1,461 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,148. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8TB4H78JL008364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23374.0, "price_incl_doc": 23374.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.29, "amount_financed": 24834.88, "sales_tax": 1460.88, "total_of_payments": 30476.94, "finance_charge": 5642.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $423 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,374, before any dealer documentation fee. Amount financed $24,835, including $1,461 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,477. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 0}}, {"vin": "JM3KFBCM7S0753908", "title": "2025 Mazda CX-5 2.5 S Preferred Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Preferred Package", "decoded_trim": "Preferred", "condition": "used", "price": 29845.0, "msrp": 29845.0, "sale_price": 30414.0, "currency": "USD", "mileage": 5500, "exterior_color": "Machine Gray Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0910", "stock_status": "Available", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,845"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29845.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM7S0753908_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29845.0, "price_incl_doc": 29845.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.57, "amount_financed": 31710.31, "sales_tax": 1865.31, "total_of_payments": 35739.46, "finance_charge": 4029.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0910, VIN JM3KFBCM7S0753908. $745 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,845, before any dealer documentation fee. Amount financed $31,710, including $1,865 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,739. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM7S0753908_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29845.0, "price_incl_doc": 29845.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 620.3, "amount_financed": 31710.31, "sales_tax": 1865.31, "total_of_payments": 37218.01, "finance_charge": 5507.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0910, VIN JM3KFBCM7S0753908. $620 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,845, before any dealer documentation fee. Amount financed $31,710, including $1,865 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,218. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24408.0, "price_incl_doc": 24408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.3, "amount_financed": 25933.5, "sales_tax": 1525.5, "total_of_payments": 30437.83, "finance_charge": 4504.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262678A, VIN 3MVDMBCM9PM562775. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,408, before any dealer documentation fee. Amount financed $25,934, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBCM9PM562775_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24408.0, "price_incl_doc": 24408.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.02, "amount_financed": 25933.5, "sales_tax": 1525.5, "total_of_payments": 31825.14, "finance_charge": 5891.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262678A, VIN 3MVDMBCM9PM562775. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,408, before any dealer documentation fee. Amount financed $25,934, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,825. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "JM3KFBDY4S0713786", "title": "2025 Mazda CX-5 2.5 Turbo Premium Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 Turbo Premium Package", "decoded_trim": "Premium", "condition": "used", "price": 36574.0, "msrp": 36574.0, "sale_price": 36777.0, "currency": "USD", "mileage": 7305, "exterior_color": "Deep Crystal Blue Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0917", "stock_status": "Available", 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"json_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBDY4S0713786.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JM3KFBDY4S0713786.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jm3kfbdy4s0713786/2025-mazda-cx-5-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0917, VIN JM3KFBDY4S0713786. Advertised price: $36,574. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,574"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36574.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDY4S0713786_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36574.0, "price_incl_doc": 36574.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.45, "amount_financed": 38859.88, "sales_tax": 2285.88, "total_of_payments": 43797.47, "finance_charge": 4937.59, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $912 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,574, before any dealer documentation fee. Amount financed $38,860, including $2,286 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,797. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY4S0713786_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36574.0, "price_incl_doc": 36574.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.16, "amount_financed": 38859.88, "sales_tax": 2285.88, "total_of_payments": 45609.37, "finance_charge": 6749.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $760 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,574, before any dealer documentation fee. Amount financed $38,860, including $2,286 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY4S0713786_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36574.0, "price_incl_doc": 36574.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 662.34, "amount_financed": 38859.88, "sales_tax": 2285.88, "total_of_payments": 47688.17, "finance_charge": 8828.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $662 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,574, before any dealer documentation fee. Amount financed $38,860, including $2,286 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,688. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhls4dgxtu174785/2026-hyundai-elantra-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMHLS4DGXTU174785.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMHLS4DGXTU174785.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMHLS4DGXTU174785.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/kmhls4dgxtu174785/2026-hyundai-elantra-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23994.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU174785_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.6, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 28732.88, "finance_charge": 3239.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $599 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,733. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU174785_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.69, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 29921.56, "finance_charge": 4427.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $499 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,922. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.52, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 31285.34, "finance_charge": 5791.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $435 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,285. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"https://www.genesisofdownersgrove.com/viewdetails/used/5lmtj3dh5guj18617/2016-lincoln-mkc-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5LMTJ3DH5GUJ18617.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5LMTJ3DH5GUJ18617.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5LMTJ3DH5GUJ18617.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5lmtj3dh5guj18617/2016-lincoln-mkc-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,546"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15546.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LMTJ3DH5GUJ18617_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.84, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 18616.38, "finance_charge": 2098.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $388 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,616. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 323, "unit": "per_month", "display": "$323/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 323.11, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 19386.54, "finance_charge": 2868.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $323 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 282, "unit": "per_month", "display": "$282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 281.53, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 20270.15, "finance_charge": 3752.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $282 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,270. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260381, VIN 5NMMFDTB2TH054473. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,940. Advertised price: $61,440. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,940"}, {"label": "Advertised price", "value": "$61,440"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61440.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB2TH054473_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1247, "unit": "per_month", "display": "$1,247/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61440.0, "price_incl_doc": 61440.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1246.62, "amount_financed": 65280.0, "sales_tax": 3840.0, "total_of_payments": 74797.35, "finance_charge": 9517.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260381, VIN 5NMMFDTB2TH054473. $1,247 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,440, before any dealer documentation fee. Amount financed $65,280, including $3,840 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,797. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH054473_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61440.0, "price_incl_doc": 61440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1081.57, "amount_financed": 65280.0, "sales_tax": 3840.0, "total_of_payments": 77873.04, "finance_charge": 12593.04, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260381, VIN 5NMMFDTB2TH054473. $1,082 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,440, before any dealer documentation fee. Amount financed $65,280, including $3,840 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,873. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH054473_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 969, "unit": "per_month", "display": "$969/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61440.0, "price_incl_doc": 61440.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 969.06, "amount_financed": 65280.0, "sales_tax": 3840.0, "total_of_payments": 81400.64, "finance_charge": 16120.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260381, VIN 5NMMFDTB2TH054473. $969 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,440, before any dealer documentation fee. Amount financed $65,280, including $3,840 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,401. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH054473_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62940.0, "selling_price": 61440.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 843.35, "net_cap_cost": 62135.0, "residual_value": 39022.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 843.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1003.35}, "total_of_payments": 30348, "total_of_payments_unrounded": 30360.6}, "disclosure": "Estimated lease payment for stock #GD260381, VIN 5NMMFDTB2TH054473. $843 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,003, made up of $843 first payment, $60 title, $100 registration. MSRP $62,940. Lease selling price $61,440. Net capitalized cost $62,135. Residual value $39,023, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,348. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB2TH054473_lease", "type": "lease", "label": "Lease", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62940.0, "selling_price": 61440.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 750.06, "net_cap_cost": 59136.0, "residual_value": 39022.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 750.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3909.06}, "total_of_payments": 27000, "total_of_payments_unrounded": 27002.16}, "disclosure": "Estimated lease payment for stock #GD260381, VIN 5NMMFDTB2TH054473. $750 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,909, made up of $750 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,940. Lease selling price $61,440. Net capitalized cost $59,136. Residual value $39,023, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,000. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 176}}, {"vin": "KMUJBESC7TU329520", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-S/C", "condition": "new", "price": 86008.0, "msrp": 90550.0, "sale_price": 86008.0, "currency": "USD", "mileage": 18, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260455", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/6d6976fe60ac41a39333ecfc7e1c477c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/6d6976fe60ac41a39333ecfc7e1c477c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/142ebdbb4a40428f8dcfcc3a894a9093.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10eec00938924d878865435286c6d224.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08dc4c70088840159d42f04e595b563d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bcb61516e4345469b1805a5e0e8e2fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b3b1add7c154056b5509a530d52919c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21609c5f619c4e9ab5032fca11df1738.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e0ee2a312d747958a063706783174e3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/189da7bb681f4dc0bd91cd718473f766.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cf61260e46244bcac00973ac23a213a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e41cb5363d1f4dcfb56dab1f9c60383f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ef2f35149c14a44a4625c907e5d4ac8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58168918c8ce449396a771de0ace0ac2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5aba0af082154aa394c4bdbd5f1fe721.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18a799e962244410b64928af943820ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7dc6e414756e414d805d0e529b4437b8.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T e-S/C", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90550.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu329520/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu329520/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJBESC7TU329520.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC7TU329520.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC7TU329520.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc7tu329520/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,542. This offer applies to Stock #GD260455, VIN KMUJBESC7TU329520. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,550. Advertised price: $86,008. Savings: $4,542, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,550"}, {"label": "Advertised price", "value": "$86,008"}, {"label": "Savings", "value": "$4,542, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,542", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86008.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJBESC7TU329520_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1745, "unit": "per_month", "display": "$1,745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86008.0, "price_incl_doc": 86008.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1745.11, "amount_financed": 91383.5, "sales_tax": 5375.5, "total_of_payments": 104706.56, "finance_charge": 13323.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260455, VIN KMUJBESC7TU329520. $1,745 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $86,008, before any dealer documentation fee. Amount financed $91,384, including $5,376 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,707. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU329520_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1514, "unit": "per_month", "display": "$1,514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86008.0, "price_incl_doc": 86008.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1514.06, "amount_financed": 91383.5, "sales_tax": 5375.5, "total_of_payments": 109012.12, "finance_charge": 17628.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260455, VIN KMUJBESC7TU329520. $1,514 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $86,008, before any dealer documentation fee. Amount financed $91,384, including $5,376 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $109,012. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU329520_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1357, "unit": "per_month", "display": "$1,357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86008.0, "price_incl_doc": 86008.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1356.55, "amount_financed": 91383.5, "sales_tax": 5375.5, "total_of_payments": 113950.29, "finance_charge": 22566.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260455, VIN KMUJBESC7TU329520. $1,357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $86,008, before any dealer documentation fee. Amount financed $91,384, including $5,376 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,950. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU329520_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1130, "unit": "per_month", "display": "$1,130/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90550.0, "selling_price": 86008.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1129.66, "net_cap_cost": 86703.0, "residual_value": 56141.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1129.66, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1289.66}, "total_of_payments": 40680, "total_of_payments_unrounded": 40667.76}, "disclosure": "Estimated lease payment for stock #GD260455, VIN KMUJBESC7TU329520. $1,130 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,290, made up of $1,130 first payment, $60 title, $100 registration. MSRP $90,550. Lease selling price $86,008. Net capitalized cost $86,703. Residual value $56,141, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC7TU329520_lease", "type": "lease", "label": "Lease", "headline": {"value": 1036, "unit": "per_month", "display": "$1,036/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90550.0, "selling_price": 86008.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1036.37, "net_cap_cost": 83704.0, "residual_value": 56141.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1036.37, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4195.37}, "total_of_payments": 37296, "total_of_payments_unrounded": 37309.32}, "disclosure": "Estimated lease payment for stock #GD260455, VIN KMUJBESC7TU329520. $1,036 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,195, made up of $1,036 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,550. Lease selling price $86,008. Net capitalized cost $83,704. Residual value $56,141, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,296. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 180}}, {"vin": "JTHC5LFF7J5003251", "title": "2018 Lexus LS LS 500", "year": 2018, "make": "Lexus", "model": "LS", "trim": "LS 500", "decoded_trim": "500", "condition": "used", "price": 40977.0, "msrp": 40977.0, "sale_price": 40977.0, "currency": "USD", "mileage": 72175, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/210", "engine_displacement_l": 3.4, "engine_cylinders": 6, "transmission": "10-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1062", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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"engine_displacement_l": 3.4, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40977.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/JTHC5LFF7J5003251.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jthc5lff7j5003251/2018-lexus-ls-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jthc5lff7j5003251/2018-lexus-ls-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/JTHC5LFF7J5003251.html", "json_url": "https://ai.genesisofdownersgrove.com/v/JTHC5LFF7J5003251.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/JTHC5LFF7J5003251.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/jthc5lff7j5003251/2018-lexus-ls-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1062, VIN JTHC5LFF7J5003251. Advertised price: $40,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40977.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTHC5LFF7J5003251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40977.0, "price_incl_doc": 40977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1022.29, "amount_financed": 43538.06, "sales_tax": 2561.06, "total_of_payments": 49070.06, "finance_charge": 5532.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $1,022 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,977, before any dealer documentation fee. Amount financed $43,538, including $2,561 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHC5LFF7J5003251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40977.0, "price_incl_doc": 40977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.67, "amount_financed": 43538.06, "sales_tax": 2561.06, "total_of_payments": 51100.09, "finance_charge": 7562.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $852 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,977, before any dealer documentation fee. Amount financed $43,538, including $2,561 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,100. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHC5LFF7J5003251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40977.0, "price_incl_doc": 40977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.07, "amount_financed": 43538.06, "sales_tax": 2561.06, "total_of_payments": 53429.16, "finance_charge": 9891.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $742 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,977, before any dealer documentation fee. Amount financed $43,538, including $2,561 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,429. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg15th101957/2026-hyundai-santa-fe-hybrid-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMP2DG15TH101957.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG15TH101957.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMP2DG15TH101957.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmp2dg15th101957/2026-hyundai-santa-fe-hybrid-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,550"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38550.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG15TH101957_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38550.0, "price_incl_doc": 38550.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 961.74, "amount_financed": 40959.38, "sales_tax": 2409.38, "total_of_payments": 46163.73, "finance_charge": 5204.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260381, VIN 5NMP2DG15TH101957. $962 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,550, before any dealer documentation fee. Amount financed $40,959, including $2,409 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,164. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH101957_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 801, "unit": "per_month", "display": "$801/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38550.0, "price_incl_doc": 38550.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.23, "amount_financed": 40959.38, "sales_tax": 2409.38, "total_of_payments": 48073.53, "finance_charge": 7114.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260381, VIN 5NMP2DG15TH101957. $801 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,550, before any dealer documentation fee. Amount financed $40,959, including $2,409 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,074. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"markdown_url": "https://ai.genesisofdownersgrove.com/v/3VVVX7B27RM054920.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3vvvx7b27rm054920/2024-volkswagen-taos-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,481"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24481.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVVX7B27RM054920_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24481.0, "price_incl_doc": 24481.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.75, "amount_financed": 26011.06, "sales_tax": 1530.06, "total_of_payments": 29316.06, "finance_charge": 3305.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $611 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,481, before any dealer documentation fee. Amount financed $26,011, including $1,530 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,316. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B27RM054920_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24481.0, "price_incl_doc": 24481.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.81, "amount_financed": 26011.06, "sales_tax": 1530.06, "total_of_payments": 30528.87, "finance_charge": 4517.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $509 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,481, before any dealer documentation fee. Amount financed $26,011, including $1,530 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,529. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B27RM054920_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24481.0, "price_incl_doc": 24481.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.34, "amount_financed": 26011.06, "sales_tax": 1530.06, "total_of_payments": 31920.32, "finance_charge": 5909.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $443 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,481, before any dealer documentation fee. Amount financed $26,011, including $1,530 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. Advertised price: $74,840. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,840"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74840.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMGDTC2VU292015_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1519, "unit": "per_month", "display": "$1,519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74840.0, "price_incl_doc": 74840.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1518.51, "amount_financed": 79517.5, "sales_tax": 4677.5, "total_of_payments": 91110.58, "finance_charge": 11593.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. $1,519 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,840, before any dealer documentation fee. Amount financed $79,518, including $4,678 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,111. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC2VU292015_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1317, "unit": "per_month", "display": "$1,317/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74840.0, "price_incl_doc": 74840.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1317.46, "amount_financed": 79517.5, "sales_tax": 4677.5, "total_of_payments": 94857.07, "finance_charge": 15339.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. $1,317 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,840, before any dealer documentation fee. Amount financed $79,518, including $4,678 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,857. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC2VU292015_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1180, "unit": "per_month", "display": "$1,180/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74840.0, "price_incl_doc": 74840.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1180.41, "amount_financed": 79517.5, "sales_tax": 4677.5, "total_of_payments": 99154.03, "finance_charge": 19636.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. $1,180 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,840, before any dealer documentation fee. Amount financed $79,518, including $4,678 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,154. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC2VU292015_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1054, "unit": "per_month", "display": "$1,054/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74840.0, "selling_price": 74840.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1054.2, "net_cap_cost": 75535.0, "residual_value": 46400.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1054.2, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1214.2}, "total_of_payments": 37944, "total_of_payments_unrounded": 37951.2}, "disclosure": "Estimated lease payment for stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. $1,054 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,214, made up of $1,054 first payment, $60 title, $100 registration. MSRP $74,840. Lease selling price $74,840. Net capitalized cost $75,535. Residual value $46,401, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,944. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC2VU292015_lease", "type": "lease", "label": "Lease", "headline": {"value": 961, "unit": "per_month", "display": "$961/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74840.0, "selling_price": 74840.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 960.91, "net_cap_cost": 72536.0, "residual_value": 46400.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 960.91, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4119.91}, "total_of_payments": 34596, "total_of_payments_unrounded": 34592.76}, "disclosure": "Estimated lease payment for stock #KMUMGDTC2VU292015, VIN KMUMGDTC2VU292015. $961 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,120, made up of $961 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,840. Lease selling price $74,840. Net capitalized cost $72,536. Residual value $46,401, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,596. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 160}}, {"vin": "5LMCJ2D93LUL22989", "title": "2020 Lincoln Corsair Reserve", "year": 2020, "make": "Lincoln", "model": "Corsair", "trim": "Reserve", "decoded_trim": "Reserve", "condition": "used", "price": 25700.0, "msrp": 25700.0, "sale_price": 25322.0, "currency": "USD", "mileage": 38193, "exterior_color": "Flight Blue", "interior_color": "Sandstone", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5lmcj2d93lul22989/2020-lincoln-corsair-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5LMCJ2D93LUL22989.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5LMCJ2D93LUL22989.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5LMCJ2D93LUL22989.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5lmcj2d93lul22989/2020-lincoln-corsair-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260413XA, VIN 5LMCJ2D93LUL22989. Advertised price: $25,700. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,700"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25700.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LMCJ2D93LUL22989_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25700.0, "price_incl_doc": 25700.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.16, "amount_financed": 27306.25, "sales_tax": 1606.25, "total_of_payments": 30775.82, "finance_charge": 3469.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $641 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,700, before any dealer documentation fee. Amount financed $27,306, including $1,606 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,776. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMCJ2D93LUL22989_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25700.0, "price_incl_doc": 25700.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.15, "amount_financed": 27306.25, "sales_tax": 1606.25, "total_of_payments": 32049.01, "finance_charge": 4742.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $534 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,700, before any dealer documentation fee. Amount financed $27,306, including $1,606 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,049. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMCJ2D93LUL22989_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25700.0, "price_incl_doc": 25700.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.41, "amount_financed": 27306.25, "sales_tax": 1606.25, "total_of_payments": 33509.76, "finance_charge": 6203.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $465 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,700, before any dealer documentation fee. Amount financed $27,306, including $1,606 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,510. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 1, "elapsed_ms": 1}}, {"vin": "KMUJDESC4TU313740", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV Prestige Black", "decoded_trim": "3.5T Advanced, 3.5T e-S/C Prestige Black", "condition": "new", "price": 87366.0, "msrp": 91930.0, "sale_price": 87366.0, "currency": "USD", "mileage": 28, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260308", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0c123509731f4edc9b7b825d055d26ee.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0c123509731f4edc9b7b825d055d26ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3422d458ec049028f45a7105fa438e3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2dedf76f8cd40c3bf06d3302d399755.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d2500f148e454e90a52b2a754f0e1a9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e2d8d2e09224d8791dfaad478008f0d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f746522b3f0f4d49b075c9ff23681f91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2edff40aa6e74fd3b02cd5c2e3e83bcf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3db043ca79764e21afc1b4f5cdd1cc91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31eb6679ce3b409ab14905d8631a1f80.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dd31dd64bd7d4229aa845cd22e032744.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d25bb1ef36e14705ad870428aa52c9b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06f2c79054954eb9a8996385c10deee7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cafd208621294ba888296d0bee6d722f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6fe9d25e0a19458591b914a51fe461f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1955b95d17a4a8482cad42bbcf16035.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/165a75e8176b4971b3bd17c11ec54441.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T Advanced, 3.5T e-S/C Prestige Black", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 91930.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujdesc4tu313740/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujdesc4tu313740/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJDESC4TU313740.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJDESC4TU313740.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJDESC4TU313740.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujdesc4tu313740/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,564. This offer applies to Stock #GD260308, VIN KMUJDESC4TU313740. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,930. Advertised price: $87,366. Savings: $4,564, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$91,930"}, {"label": "Advertised price", "value": "$87,366"}, {"label": "Savings", "value": "$4,564, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,564", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 87366.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJDESC4TU313740_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1773, "unit": "per_month", "display": "$1,773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87366.0, "price_incl_doc": 87366.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1772.66, "amount_financed": 92826.38, "sales_tax": 5460.38, "total_of_payments": 106359.8, "finance_charge": 13533.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260308, VIN KMUJDESC4TU313740. $1,773 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $87,366, before any dealer documentation fee. Amount financed $92,826, including $5,460 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $106,360. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESC4TU313740_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1538, "unit": "per_month", "display": "$1,538/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87366.0, "price_incl_doc": 87366.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1537.96, "amount_financed": 92826.38, "sales_tax": 5460.38, "total_of_payments": 110733.34, "finance_charge": 17906.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260308, VIN KMUJDESC4TU313740. $1,538 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $87,366, before any dealer documentation fee. Amount financed $92,826, including $5,460 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $110,733. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESC4TU313740_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1378, "unit": "per_month", "display": "$1,378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87366.0, "price_incl_doc": 87366.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1377.97, "amount_financed": 92826.38, "sales_tax": 5460.38, "total_of_payments": 115749.49, "finance_charge": 22923.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260308, VIN KMUJDESC4TU313740. $1,378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $87,366, before any dealer documentation fee. Amount financed $92,826, including $5,460 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $115,749. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESC4TU313740_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 91930.0, "selling_price": 87366.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1148.02, "net_cap_cost": 88061.0, "residual_value": 56996.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1148.02, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1308.02}, "total_of_payments": 41328, "total_of_payments_unrounded": 41328.72}, "disclosure": "Estimated lease payment for stock #GD260308, VIN KMUJDESC4TU313740. $1,148 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,308, made up of $1,148 first payment, $60 title, $100 registration. MSRP $91,930. Lease selling price $87,366. Net capitalized cost $88,061. Residual value $56,997, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,328. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJDESC4TU313740_lease", "type": "lease", "label": "Lease", "headline": {"value": 1055, "unit": "per_month", "display": "$1,055/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 91930.0, "selling_price": 87366.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1054.72, "net_cap_cost": 85062.0, "residual_value": 56996.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1054.72, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4213.72}, "total_of_payments": 37980, "total_of_payments_unrounded": 37969.92}, "disclosure": "Estimated lease payment for stock #GD260308, VIN KMUJDESC4TU313740. $1,055 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,214, made up of $1,055 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $91,930. Lease selling price $87,366. Net capitalized cost $85,062. Residual value $56,997, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,980. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27123.0, "price_incl_doc": 27123.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.66, "amount_financed": 28818.19, "sales_tax": 1695.19, "total_of_payments": 32479.87, "finance_charge": 3661.68, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260341, VIN KM8HF3AB4TU365115. $677 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,123, before any dealer documentation fee. Amount financed $28,818, including $1,695 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,480. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB4TU365115_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27123.0, "price_incl_doc": 27123.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.73, "amount_financed": 28818.19, "sales_tax": 1695.19, "total_of_payments": 33823.56, "finance_charge": 5005.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260341, VIN KM8HF3AB4TU365115. $564 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,123, before any dealer documentation fee. Amount financed $28,818, including $1,695 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,824. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81437.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC8TU351905_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81437.0, "price_incl_doc": 81437.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1652.36, "amount_financed": 86526.81, "sales_tax": 5089.81, "total_of_payments": 99141.8, "finance_charge": 12614.99, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260652, VIN KMUHEESC8TU351905. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,437, before any dealer documentation fee. Amount financed $86,527, including $5,090 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,142. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU351905_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1434, "unit": "per_month", "display": "$1,434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81437.0, "price_incl_doc": 81437.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.59, "amount_financed": 86526.81, "sales_tax": 5089.81, "total_of_payments": 103218.53, "finance_charge": 16691.72, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260652, VIN KMUHEESC8TU351905. $1,434 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,437, before any dealer documentation fee. Amount financed $86,527, including $5,090 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,219. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU351905_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1284, "unit": "per_month", "display": "$1,284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81437.0, "price_incl_doc": 81437.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.46, "amount_financed": 86526.81, "sales_tax": 5089.81, "total_of_payments": 107894.26, "finance_charge": 21367.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260652, VIN KMUHEESC8TU351905. $1,284 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,437, before any dealer documentation fee. Amount financed $86,527, including $5,090 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,894. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU351905_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85740.0, "selling_price": 81437.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1070.73, "net_cap_cost": 82132.0, "residual_value": 53158.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1070.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1230.73}, "total_of_payments": 38556, "total_of_payments_unrounded": 38546.28}, "disclosure": "Estimated lease payment for stock #GD260652, VIN KMUHEESC8TU351905. $1,071 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,231, made up of $1,071 first payment, $60 title, $100 registration. MSRP $85,740. Lease selling price $81,437. Net capitalized cost $82,132. Residual value $53,159, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC8TU351905_lease", "type": "lease", "label": "Lease", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85740.0, "selling_price": 81437.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 977.44, "net_cap_cost": 79133.0, "residual_value": 53158.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 977.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4136.44}, "total_of_payments": 35172, "total_of_payments_unrounded": 35187.84}, "disclosure": "Estimated lease payment for stock #GD260652, VIN KMUHEESC8TU351905. $977 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,136, made up of $977 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,740. Lease selling price $81,437. Net capitalized cost $79,133. Residual value $53,159, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 113}}, {"vin": "KMUJBESC6TU350990", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-S/C", "condition": "new", "price": 86013.0, "msrp": 90540.0, "sale_price": 86013.0, "currency": "USD", "mileage": 13, "exterior_color": "Uyuni White", "interior_color": "Ultramarine Blue w/Orange", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260605", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/979763ced2c14990aefd699dff295676.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/979763ced2c14990aefd699dff295676.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b549c1328c04df2b226724f75c35969.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a2da5a5cb530422eaa0ac6ff62e8695b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dab91a7def4940759d9d3dd6589b611a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcc49cb233ab4ca3898f23376e8cd7f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d983b0d65cf74b0092ecb361fce9a96b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2faeab3027d4738a0f697665cff2642.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91eecc78f1d746e3bd4fab8405abdc92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6af4ff45c1904d208b1e4d06931105fa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a9250390bdf4a19a7017fca72fdf88e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32e2efcf966a418d937f0f8eeaccaa19.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/849c5a84b8774ddaade9584bc3402840.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64700982527d42c89d7494d9474d8104.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5bb8ac6deb634efca4d3ba1ab9425f01.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c6a35169a6184dc3b5a6b3be67165dde.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99eae788de5748db81d15c9450555488.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T e-S/C", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90540.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu350990/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu350990/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJBESC6TU350990.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC6TU350990.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC6TU350990.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu350990/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,527. This offer applies to Stock #GD260605, VIN KMUJBESC6TU350990. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,540. Advertised price: $86,013. Savings: $4,527, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,540"}, {"label": "Advertised price", "value": "$86,013"}, {"label": "Savings", "value": "$4,527, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,527", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 86013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJBESC6TU350990_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1745, "unit": "per_month", "display": "$1,745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86013.0, "price_incl_doc": 86013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1745.21, "amount_financed": 91388.81, "sales_tax": 5375.81, "total_of_payments": 104712.64, "finance_charge": 13323.83, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260605, VIN KMUJBESC6TU350990. $1,745 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $86,013, before any dealer documentation fee. Amount financed $91,389, including $5,376 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,713. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU350990_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1514, "unit": "per_month", "display": "$1,514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86013.0, "price_incl_doc": 86013.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1514.15, "amount_financed": 91388.81, "sales_tax": 5375.81, "total_of_payments": 109018.45, "finance_charge": 17629.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260605, VIN KMUJBESC6TU350990. $1,514 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $86,013, before any dealer documentation fee. Amount financed $91,389, including $5,376 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $109,018. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU350990_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1357, "unit": "per_month", "display": "$1,357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 86013.0, "price_incl_doc": 86013.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1356.63, "amount_financed": 91388.81, "sales_tax": 5375.81, "total_of_payments": 113956.91, "finance_charge": 22568.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260605, VIN KMUJBESC6TU350990. $1,357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $86,013, before any dealer documentation fee. Amount financed $91,389, including $5,376 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,957. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU350990_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1130, "unit": "per_month", "display": "$1,130/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90540.0, "selling_price": 86013.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1129.99, "net_cap_cost": 86708.0, "residual_value": 56134.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1129.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1289.99}, "total_of_payments": 40680, "total_of_payments_unrounded": 40679.64}, "disclosure": "Estimated lease payment for stock #GD260605, VIN KMUJBESC6TU350990. $1,130 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,290, made up of $1,130 first payment, $60 title, $100 registration. MSRP $90,540. Lease selling price $86,013. Net capitalized cost $86,708. Residual value $56,135, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU350990_lease", "type": "lease", "label": "Lease", "headline": {"value": 1037, "unit": "per_month", "display": "$1,037/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90540.0, "selling_price": 86013.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1036.7, "net_cap_cost": 83709.0, "residual_value": 56134.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1036.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4195.7}, "total_of_payments": 37332, "total_of_payments_unrounded": 37321.2}, "disclosure": "Estimated lease payment for stock #GD260605, VIN KMUJBESC6TU350990. $1,037 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,196, made up of $1,037 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,540. Lease selling price $86,013. Net capitalized cost $83,709. Residual value $56,135, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 105}}, {"vin": "4S4BTANC4R3263799", "title": "2024 Subaru Outback Limited", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 29998.0, "msrp": 29998.0, "sale_price": 30315.0, "currency": "USD", "mileage": 15461, "exterior_color": "Ice Silver Metallic", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "GD260350A", "stock_status": "Available", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260350A, VIN 4S4BTANC4R3263799. Advertised price: $29,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,998"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC4R3263799_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29998.0, "price_incl_doc": 29998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.39, "amount_financed": 31872.88, "sales_tax": 1874.88, "total_of_payments": 35922.69, "finance_charge": 4049.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,998, before any dealer documentation fee. Amount financed $31,873, including $1,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,923. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29998.0, "price_incl_doc": 29998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.48, "amount_financed": 31872.88, "sales_tax": 1874.88, "total_of_payments": 37408.81, "finance_charge": 5535.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,998, before any dealer documentation fee. Amount financed $31,873, including $1,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,409. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29998.0, "price_incl_doc": 29998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.25, "amount_financed": 31872.88, "sales_tax": 1874.88, "total_of_payments": 39113.85, "finance_charge": 7240.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,998, before any dealer documentation fee. Amount financed $31,873, including $1,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,114. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "5NMMFDTB5TH069419", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61450.0, "msrp": 62950.0, "sale_price": 61450.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Ultramarine Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "5NMMFDTB5TH069419", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/82b13aba4d59407b9b1b30f5301466d9.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/82b13aba4d59407b9b1b30f5301466d9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd7c837b35eb4b8580a5235e48b178b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c0c2c5dadc4a45b88d1d820f593b47cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73a91fc003c04b0ea941ef708cbf7008.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b193e21105d452fbd92e545c2cd959b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6190ef3a6742405cbbc5a3bd89fc321b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7370c71d06a64bfab55ecb095ca74260.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51396a78cbb54c7d9fe44ad405787126.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5bb45d8aeaa747849866b1af2cff56b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55391a4ce83c4ffaba5a4ba57b310dec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78887a93ef5642499eaa1ee771895867.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c73ad874c1f4655a7f3d35e5a81e23b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4897044069194d67853a538b7b6c9158.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b63f572b5d8b402b8ab23cf8c8e5e977.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9fa0c5b381741a09d257c743f5f15a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a565fa4b56694cfc84cdeaf2e1310bb7.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62950.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069419/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069419/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB5TH069419.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH069419.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB5TH069419.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb5th069419/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,950. Advertised price: $61,450. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,950"}, {"label": "Advertised price", "value": "$61,450"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61450.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB5TH069419_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1247, "unit": "per_month", "display": "$1,247/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61450.0, "price_incl_doc": 61450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1246.83, "amount_financed": 65290.63, "sales_tax": 3840.63, "total_of_payments": 74809.53, "finance_charge": 9518.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. $1,247 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,450, before any dealer documentation fee. Amount financed $65,291, including $3,841 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,810. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069419_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61450.0, "price_incl_doc": 61450.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1081.75, "amount_financed": 65290.63, "sales_tax": 3840.63, "total_of_payments": 77885.72, "finance_charge": 12595.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. $1,082 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,450, before any dealer documentation fee. Amount financed $65,291, including $3,841 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,886. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069419_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 969, "unit": "per_month", "display": "$969/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61450.0, "price_incl_doc": 61450.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 969.21, "amount_financed": 65290.63, "sales_tax": 3840.63, "total_of_payments": 81413.89, "finance_charge": 16123.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. $969 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,450, before any dealer documentation fee. Amount financed $65,291, including $3,841 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069419_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62950.0, "selling_price": 61450.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 843.49, "net_cap_cost": 62145.0, "residual_value": 39029.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 843.49, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1003.49}, "total_of_payments": 30348, "total_of_payments_unrounded": 30365.64}, "disclosure": "Estimated lease payment for stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. $843 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,003, made up of $843 first payment, $60 title, $100 registration. MSRP $62,950. Lease selling price $61,450. Net capitalized cost $62,145. Residual value $39,029, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,348. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB5TH069419_lease", "type": "lease", "label": "Lease", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62950.0, "selling_price": 61450.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 750.2, "net_cap_cost": 59146.0, "residual_value": 39029.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 750.2, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3909.2}, "total_of_payments": 27000, "total_of_payments_unrounded": 27007.2}, "disclosure": "Estimated lease payment for stock #5NMMFDTB5TH069419, VIN 5NMMFDTB5TH069419. $750 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,909, made up of $750 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,950. Lease selling price $61,450. Net capitalized cost $59,146. Residual value $39,029, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,000. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 101}}, {"vin": "KMUMBDTB6TU249123", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57955.0, "msrp": 59455.0, "sale_price": 57955.0, "currency": "USD", "mileage": 52, "exterior_color": "Makalu Gray", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260488", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d589e88e3d2e46679d3f3ceac8c2afaf.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d589e88e3d2e46679d3f3ceac8c2afaf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/849c52462fa24f5b9069740fde617615.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8218dbfeda94406889ce8bfe6c5b87cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b93e298bc7954a61bb5f82afd64293e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f5f00c0c9eb4f9baf4f042e85070e1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3adc994bbf345d8b1e3b69d62b94cc2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7668ef687f04296885d67867448e374.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a60d4d2dd6c04e1abcf67ce370e4faca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53abf412884c48fa9f39bb46e1e62836.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bd24dcb958142a1857a98dc24291410.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79e663899aba4fe98b4271d074e72fc9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a893ca6638544f62838919dd1b848f8b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c89cbef31d6c42aa8b8fe738aaed997b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eef17f0156694e4caeef5cfa4ea50d67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d63daae9477f4c3f8a80dd23512471d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c0bd699990940bebe157c9d92b6f99e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59455.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249123/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249123/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTB6TU249123.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB6TU249123.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB6TU249123.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249123/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260488, VIN KMUMBDTB6TU249123. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,455. Advertised price: $57,955. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,455"}, {"label": "Advertised price", "value": "$57,955"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTB6TU249123_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.91, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 70554.7, "finance_charge": 8977.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260488, VIN KMUMBDTB6TU249123. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249123_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.22, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 73455.93, "finance_charge": 11878.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260488, VIN KMUMBDTB6TU249123. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249123_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.09, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 76783.43, "finance_charge": 15206.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260488, VIN KMUMBDTB6TU249123. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249123_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.27, "net_cap_cost": 58650.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.27}, "total_of_payments": 28620, "total_of_payments_unrounded": 28629.72}, "disclosure": "Estimated lease payment for stock #GD260488, VIN KMUMBDTB6TU249123. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $58,650. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249123_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.98, "net_cap_cost": 55651.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.98}, "total_of_payments": 25272, "total_of_payments_unrounded": 25271.28}, "disclosure": "Estimated lease payment for stock #GD260488, VIN KMUMBDTB6TU249123. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $55,651. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 105}}, {"vin": "5NMMADTB9TH039385", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 51975.0, "msrp": 53475.0, "sale_price": 51975.0, "currency": "USD", "mileage": 14, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260112", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/677a521389524abbb8cdffce080d9f9d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/677a521389524abbb8cdffce080d9f9d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cb0a15db95f446397a536757e5863e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/145933b561a7442b9fe0c10d81b7fdd1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/702bbda4ef1a40bb989f9390435b27e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7b0feb0ded347a5a2b34d5ac86b7f0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18eb16aeb76948ca8e67a87ed13e8b6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b14fbf9580e140f086826a933ed06d40.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a7791e702494b3c8ef7748f4f798ea9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c8a17972dd446d8afeba69f6bdd26fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/760afaeec08545f79b05bd771d6c3d02.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99617d53e7fc46d791c3365b2715417c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d693789e9a474d9c86658deacd52d5c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa3bb74b6ac143139a431f69395494fa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/608ec60bfe4f4c88b83d3035c06351f3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cbd77d4b26e1422fa8668949d9fa5de2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d4b1fe8b8ad47c2bdf328c9e85ed5bf.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53475.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb9th039385/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb9th039385/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB9TH039385.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB9TH039385.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB9TH039385.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb9th039385/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260112, VIN 5NMMADTB9TH039385. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,475. Advertised price: $51,975. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,475"}, {"label": "Advertised price", "value": "$51,975"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB9TH039385_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1055, "unit": "per_month", "display": "$1,055/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51975.0, "price_incl_doc": 51975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1054.58, "amount_financed": 55223.44, "sales_tax": 3248.44, "total_of_payments": 63274.62, "finance_charge": 8051.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260112, VIN 5NMMADTB9TH039385. $1,055 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,975, before any dealer documentation fee. Amount financed $55,223, including $3,248 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB9TH039385_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51975.0, "price_incl_doc": 51975.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.95, "amount_financed": 55223.44, "sales_tax": 3248.44, "total_of_payments": 65876.49, "finance_charge": 10653.05, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260112, VIN 5NMMADTB9TH039385. $915 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,975, before any dealer documentation fee. Amount financed $55,223, including $3,248 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,876. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB9TH039385_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51975.0, "price_incl_doc": 51975.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 819.77, "amount_financed": 55223.44, "sales_tax": 3248.44, "total_of_payments": 68860.65, "finance_charge": 13637.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260112, VIN 5NMMADTB9TH039385. $820 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,975, before any dealer documentation fee. Amount financed $55,223, including $3,248 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,861. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB9TH039385_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53475.0, "selling_price": 51975.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 712.76, "net_cap_cost": 52670.0, "residual_value": 33154.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 712.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 872.76}, "total_of_payments": 25668, "total_of_payments_unrounded": 25659.36}, "disclosure": "Estimated lease payment for stock #LGD260112, VIN 5NMMADTB9TH039385. $713 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $873, made up of $713 first payment, $60 title, $100 registration. MSRP $53,475. Lease selling price $51,975. Net capitalized cost $52,670. Residual value $33,154, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,668. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB9TH039385_lease", "type": "lease", "label": "Lease", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53475.0, "selling_price": 51975.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 619.47, "net_cap_cost": 49671.0, "residual_value": 33154.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 619.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3778.47}, "total_of_payments": 22284, "total_of_payments_unrounded": 22300.92}, "disclosure": "Estimated lease payment for stock #LGD260112, VIN 5NMMADTB9TH039385. $619 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,778, made up of $619 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,475. Lease selling price $51,975. Net capitalized cost $49,671. Residual value $33,154, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,284. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 97}}, {"vin": "KMTGF4SD9TU335762", "title": "2026 Genesis G80 3.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T Prestige Black", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 77496.0, "msrp": 81495.0, "sale_price": 77496.0, "currency": "USD", "mileage": 18, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260575", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/eb20cee5ab874cd988b81b2220dac18d.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/eb20cee5ab874cd988b81b2220dac18d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f8aeb556d474824b39b78b057d3f243.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4009e01743fe4c1999468d9a010fbbf1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/298306814d584c769b2b08c2778f29c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/91ebc618c2e5406983cc241ca2fa6112.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/deaaaef8a016490dabc7f9335aa427bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8fc87bb811464aff8b5f69029e04b0ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdb47443cea745bd91cc5a162b0795e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4805b2ded1214542891512159020a34d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9ae8f2af11b44f28af7bcf38ecca00df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d552f01002e4bcea7805b46ac3aa86a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e132be12e544f25947bbe7401ecb404.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cfb3aefeb74f488d965cef38430e8560.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a0cb54aa2ad49f0ad25b5fd10a8a2de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/701c566c0ed9494e93b2b959e955c159.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bedfff1206004e0d800775ce99db4309.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81495.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd9tu335762/2026-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd9tu335762/2026-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SD9TU335762.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD9TU335762.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD9TU335762.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd9tu335762/2026-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,999. This offer applies to Stock #GD260575, VIN KMTGF4SD9TU335762. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,495. Advertised price: $77,496. Savings: $3,999, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,495"}, {"label": "Advertised price", "value": "$77,496"}, {"label": "Savings", "value": "$3,999, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,999", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77496.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD9TU335762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1572, "unit": "per_month", "display": "$1,572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1572.4, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 94344.01, "finance_charge": 12004.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260575, VIN KMTGF4SD9TU335762. $1,572 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,344. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD9TU335762_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1364, "unit": "per_month", "display": "$1,364/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1364.21, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 98223.46, "finance_charge": 15883.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260575, VIN KMTGF4SD9TU335762. $1,364 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $98,223. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD9TU335762_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1222, "unit": "per_month", "display": "$1,222/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77496.0, "price_incl_doc": 77496.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1222.3, "amount_financed": 82339.5, "sales_tax": 4843.5, "total_of_payments": 102672.91, "finance_charge": 20333.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260575, VIN KMTGF4SD9TU335762. $1,222 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $77,496, before any dealer documentation fee. Amount financed $82,340, including $4,844 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $102,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD9TU335762_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 77496.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1021.62, "net_cap_cost": 78191.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1021.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1181.62}, "total_of_payments": 36792, "total_of_payments_unrounded": 36778.32}, "disclosure": "Estimated lease payment for stock #GD260575, VIN KMTGF4SD9TU335762. $1,022 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,182, made up of $1,022 first payment, $60 title, $100 registration. MSRP $81,495. Lease selling price $77,496. Net capitalized cost $78,191. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,792. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD9TU335762_lease", "type": "lease", "label": "Lease", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81495.0, "selling_price": 77496.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 928.33, "net_cap_cost": 75192.0, "residual_value": 50526.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 928.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4087.33}, "total_of_payments": 33408, "total_of_payments_unrounded": 33419.88}, "disclosure": "Estimated lease payment for stock #GD260575, VIN KMTGF4SD9TU335762. $928 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,087, made up of $928 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,495. Lease selling price $77,496. Net capitalized cost $75,192. Residual value $50,527, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 95}}, {"vin": "KMUHCESB2TU342517", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 73102.0, "msrp": 76975.0, "sale_price": 73102.0, "currency": "USD", "mileage": 14, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260567", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/85d39c97cf64401bac1c4b98ed9d2339.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/85d39c97cf64401bac1c4b98ed9d2339.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5be623a0d03c4ec08d72514c8ddf361f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e5baf1cbd3694b78a39dd4ac5cb3cc94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c91a8386ddec40ffb11e72fe79bdcdaf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c536c5542394cc38657c01e0aec0ab9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6b5c3a32d964b3d8ac5cb659eecdbbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f72bac7d00904e4fa93c111e964df9d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5dfe3ed60774a37991618531f4eaf00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77ded8b24fa94dde8bb62e84b1757a23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed2e7f48d047407a86ef16159410c30b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/387ff71b67ac40c18c2843c60921589b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df11d58b57b04aa4b8faeaabf930e099.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5cac4a56ce3442d1b8811f258c62809b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca9105a127a84b3fbdffaade26742eb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6140a8a461c5421aa080c137cd7ad673.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6127cb24411e49bcae8da528fd2d8395.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76975.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb2tu342517/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb2tu342517/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB2TU342517.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB2TU342517.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB2TU342517.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb2tu342517/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,873. This offer applies to Stock #NRGD260567, VIN KMUHCESB2TU342517. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,975. Advertised price: $73,102. Savings: $3,873, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,975"}, {"label": "Advertised price", "value": "$73,102"}, {"label": "Savings", "value": "$3,873, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,873", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73102.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB2TU342517_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1483, "unit": "per_month", "display": "$1,483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73102.0, "price_incl_doc": 73102.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1483.25, "amount_financed": 77670.88, "sales_tax": 4568.88, "total_of_payments": 88994.74, "finance_charge": 11323.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260567, VIN KMUHCESB2TU342517. $1,483 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $73,102, before any dealer documentation fee. Amount financed $77,671, including $4,569 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,995. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB2TU342517_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73102.0, "price_incl_doc": 73102.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1286.86, "amount_financed": 77670.88, "sales_tax": 4568.88, "total_of_payments": 92654.22, "finance_charge": 14983.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260567, VIN KMUHCESB2TU342517. $1,287 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $73,102, before any dealer documentation fee. Amount financed $77,671, including $4,569 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,654. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB2TU342517_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1153, "unit": "per_month", "display": "$1,153/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73102.0, "price_incl_doc": 73102.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1152.99, "amount_financed": 77670.88, "sales_tax": 4568.88, "total_of_payments": 96851.4, "finance_charge": 19180.52, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260567, VIN KMUHCESB2TU342517. $1,153 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $73,102, before any dealer documentation fee. Amount financed $77,671, including $4,569 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,851. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB2TU342517_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 963, "unit": "per_month", "display": "$963/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76975.0, "selling_price": 73102.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 963.18, "net_cap_cost": 73797.0, "residual_value": 47724.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 963.18, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1123.18}, "total_of_payments": 34668, "total_of_payments_unrounded": 34674.48}, "disclosure": "Estimated lease payment for stock #NRGD260567, VIN KMUHCESB2TU342517. $963 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,123, made up of $963 first payment, $60 title, $100 registration. MSRP $76,975. Lease selling price $73,102. Net capitalized cost $73,797. Residual value $47,724, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,668. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB2TU342517_lease", "type": "lease", "label": "Lease", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76975.0, "selling_price": 73102.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 869.88, "net_cap_cost": 70798.0, "residual_value": 47724.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 869.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4028.88}, "total_of_payments": 31320, "total_of_payments_unrounded": 31315.68}, "disclosure": "Estimated lease payment for stock #NRGD260567, VIN KMUHCESB2TU342517. $870 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,029, made up of $870 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,975. Lease selling price $73,102. Net capitalized cost $70,798. Residual value $47,724, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,320. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 95}}, {"vin": "KMUMCDTC9PU083403", "title": "2023 Genesis GV70 3.5T Sport", "year": 2023, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport", "decoded_trim": "3.5T, 3.5T Sport Advanced, 3.5T Sport Prestige", "condition": "used", "price": 42561.0, "msrp": 42561.0, "sale_price": 42997.0, "currency": "USD", "mileage": 25306, "exterior_color": "Adriatic Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260538A", "stock_status": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73499.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD3TU300165_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1834, "unit": "per_month", "display": "$1,834/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73499.0, "price_incl_doc": 73499.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1833.65, "amount_financed": 78092.69, "sales_tax": 4593.69, "total_of_payments": 88015.25, "finance_charge": 9922.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,834 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $73,499, before any dealer documentation fee. Amount financed $78,093, including $4,594 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $88,015. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1528, "unit": "per_month", "display": "$1,528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73499.0, "price_incl_doc": 73499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1527.61, "amount_financed": 78092.69, "sales_tax": 4593.69, "total_of_payments": 91656.44, "finance_charge": 13563.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $73,499, before any dealer documentation fee. Amount financed $78,093, including $4,594 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $91,656. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1331, "unit": "per_month", "display": "$1,331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73499.0, "price_incl_doc": 73499.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.03, "amount_financed": 78092.69, "sales_tax": 4593.69, "total_of_payments": 95834.0, "finance_charge": 17741.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,331 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $73,499, before any dealer documentation fee. Amount financed $78,093, including $4,594 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $95,834. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 0}}, {"vin": "5NMJBCDE7TH609130", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30098.0, "msrp": 30098.0, "sale_price": 31683.0, "currency": "USD", "mileage": 1811, "exterior_color": "Shimmering Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260367", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 21, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/edfebc10883d452a87f9ea7a84bfeb27.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/edfebc10883d452a87f9ea7a84bfeb27.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/905fa17aea0b4ec3b8a5e2b011342d26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48e282e0ce6b43acb620278adcbb7f16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57778d60930f4b56982c32da609ae896.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ab4a99a160044918288e50263c23591.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4280c60a5ea4c3380c5d64969a6b4e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01b1570c3bfa45619ffd5fb39321b9f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2959fd4aa3b3482e9133986c1b4e5c54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51e2e86d50484be082945784eff0b9f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c79a3a15c7b48148b3fbc7805ec4406.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b80ac9cc1a544269e2b4b1d0624251b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9dfcf2ebc3c453ab3d0b35aaaedbb3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e92a6613c56e47aaae609664a4e9b8cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33b4f5faf4a745ab84036952bd1f8bbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1373ba65c7f74c75894cf3f6b196650d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c88953f1efc447dcabf5708bf6bcdd74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/022038334fc34eba9eee9996026fb832.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bde9939aa8294da187d4ed8c45debee6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8906d0f8f81447cbb53ddd165c838fa1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48f646851f664e73b06d7e1d53babbc9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1a70cfff61244478349c6c2cee6c457.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30098.0, "monroney_url": "https://ai.genesisofdownersgrove.com/sticker/5NMJBCDE7TH609130.pdf", "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde7th609130/2026-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde7th609130/2026-hyundai-tucson-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMJBCDE7TH609130.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMJBCDE7TH609130.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMJBCDE7TH609130.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/5nmjbcde7th609130/2026-hyundai-tucson-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260367, VIN 5NMJBCDE7TH609130. Advertised price: $30,098. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30098.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30098.0, "price_incl_doc": 30098.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.88, "amount_financed": 31979.13, "sales_tax": 1881.13, "total_of_payments": 36042.44, "finance_charge": 4063.31, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $751 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,098, before any dealer documentation fee. Amount financed $31,979, including $1,881 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,042. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH609130_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30098.0, "price_incl_doc": 30098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.56, "amount_financed": 31979.13, "sales_tax": 1881.13, "total_of_payments": 37533.52, "finance_charge": 5554.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $626 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,098, before any dealer documentation fee. Amount financed $31,979, including $1,881 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,534. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$82,505"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD1VU340683_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1674, "unit": "per_month", "display": "$1,674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82505.0, "price_incl_doc": 82505.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1674.03, "amount_financed": 87661.56, "sales_tax": 5156.56, "total_of_payments": 100441.99, "finance_charge": 12780.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD1VU340683, VIN KMTGF4SD1VU340683. $1,674 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,505, before any dealer documentation fee. Amount financed $87,662, including $5,157 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD1VU340683_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1452, "unit": "per_month", "display": "$1,452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82505.0, "price_incl_doc": 82505.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1452.39, "amount_financed": 87661.56, "sales_tax": 5156.56, "total_of_payments": 104572.18, "finance_charge": 16910.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD1VU340683, VIN KMTGF4SD1VU340683. $1,452 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,505, before any dealer documentation fee. Amount financed $87,662, including $5,157 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,572. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD1VU340683_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1301, "unit": "per_month", "display": "$1,301/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82505.0, "price_incl_doc": 82505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1301.3, "amount_financed": 87661.56, "sales_tax": 5156.56, "total_of_payments": 109309.23, "finance_charge": 21647.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGF4SD1VU340683, VIN KMTGF4SD1VU340683. $1,301 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,505, before any dealer documentation fee. Amount financed $87,662, including $5,157 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $109,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD1VU340683_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82505.0, "selling_price": 82505.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1159.95, "net_cap_cost": 83200.0, "residual_value": 51153.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1159.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1319.95}, "total_of_payments": 41760, "total_of_payments_unrounded": 41758.2}, "disclosure": "Estimated lease payment for stock #KMTGF4SD1VU340683, VIN KMTGF4SD1VU340683. $1,160 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,320, made up of $1,160 first payment, $60 title, $100 registration. MSRP $82,505. Lease selling price $82,505. Net capitalized cost $83,200. Residual value $51,153, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $41,760. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD1VU340683_lease", "type": "lease", "label": "Lease", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 82505.0, "selling_price": 82505.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1066.66, "net_cap_cost": 80201.0, "residual_value": 51153.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1066.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4225.66}, "total_of_payments": 38412, "total_of_payments_unrounded": 38399.76}, "disclosure": "Estimated lease payment for stock #KMTGF4SD1VU340683, VIN KMTGF4SD1VU340683. $1,067 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,226, made up of $1,067 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $82,505. Lease selling price $82,505. Net capitalized cost $80,201. Residual value $51,153, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,412. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 98}}, {"vin": "KMTG64SC7TU163562", "title": "2026 Genesis G70 2.5T", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T", "decoded_trim": "2.5T AWD", "condition": "new", "price": 47015.0, "msrp": 48015.0, "sale_price": 47015.0, "currency": "USD", "mileage": 31, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260310", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d397bc78e2ce4d50aef95076c4345c73.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d397bc78e2ce4d50aef95076c4345c73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/722def4aa468476ba082e6ea7fc4ac7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd2aeb9b931b47b881dffe297f29db5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/02441ccb125b4c818b7d751afe228cac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d26a546b7bfe45268b2c0643d3d2659e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4b1f1fbf5d94dc3a607a1cacb00e7f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14a03d6c5b054b40a185f65d5322c13a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2992bf9f3dd745968df221daf4d9d652.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94718786b9154953b6087b5d3a2fd4d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46e535c788304fbe9b5e93be951927b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df42c62b9f8b4328a6ebf0b76c5d7b87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25b1be5ae5994231b713314a7c8492c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c4a2f735b7494f5f8ef4ddfdf09326c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61cf6f41878a448fabfc8ae6946b41ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c60670a880148958c7073382e2caef0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/132ad35b182f4006b9f738bbe1194ac5.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48015.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc7tu163562/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc7tu163562/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG64SC7TU163562.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC7TU163562.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG64SC7TU163562.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg64sc7tu163562/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #LGD260310, VIN KMTG64SC7TU163562. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,015. Advertised price: $47,015. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,015"}, {"label": "Advertised price", "value": "$47,015"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47015.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG64SC7TU163562_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47015.0, "price_incl_doc": 47015.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 953.94, "amount_financed": 49953.44, "sales_tax": 2938.44, "total_of_payments": 57236.29, "finance_charge": 7282.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260310, VIN KMTG64SC7TU163562. $954 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $47,015, before any dealer documentation fee. Amount financed $49,953, including $2,938 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $57,236. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC7TU163562_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47015.0, "price_incl_doc": 47015.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.64, "amount_financed": 49953.44, "sales_tax": 2938.44, "total_of_payments": 59589.86, "finance_charge": 9636.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260310, VIN KMTG64SC7TU163562. $828 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $47,015, before any dealer documentation fee. Amount financed $49,953, including $2,938 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $59,590. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC7TU163562_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47015.0, "price_incl_doc": 47015.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 741.54, "amount_financed": 49953.44, "sales_tax": 2938.44, "total_of_payments": 62289.24, "finance_charge": 12335.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260310, VIN KMTG64SC7TU163562. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,015, before any dealer documentation fee. Amount financed $49,953, including $2,938 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,289. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC7TU163562_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48015.0, "selling_price": 47015.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 652.98, "net_cap_cost": 47710.0, "residual_value": 29769.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 652.98, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 812.98}, "total_of_payments": 23508, "total_of_payments_unrounded": 23507.28}, "disclosure": "Estimated lease payment for stock #LGD260310, VIN KMTG64SC7TU163562. $653 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $813, made up of $653 first payment, $60 title, $100 registration. MSRP $48,015. Lease selling price $47,015. Net capitalized cost $47,710. Residual value $29,769, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,508. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG64SC7TU163562_lease", "type": "lease", "label": "Lease", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48015.0, "selling_price": 47015.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 559.69, "net_cap_cost": 44711.0, "residual_value": 29769.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 559.69, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3718.69}, "total_of_payments": 20160, "total_of_payments_unrounded": 20148.84}, "disclosure": "Estimated lease payment for stock #LGD260310, VIN KMTG64SC7TU163562. $560 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,719, made up of $560 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,015. Lease selling price $47,015. Net capitalized cost $44,711. Residual value $29,769, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $20,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 108}}, {"vin": "KMUHBESB2TU330015", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 68283.0, "msrp": 71875.0, "sale_price": 68283.0, "currency": "USD", "mileage": 12, "exterior_color": "Capri Blue", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260430", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/355161fa56f94cb8b84c2ce0bd4f53f1.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/355161fa56f94cb8b84c2ce0bd4f53f1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5967c04e29944d2ac7aec5ce46d66c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fd399a8753b4a1590159950807101dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ff0375e8129406b91edfc36b37a469d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d543230002b4e28b6ce1c83b173de19.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1154331c6b694cd78df09f83e3b423e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46162f7dfa534ce7bad7aa51fadea7ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e0c36a1caa354f139043bc7460e2c946.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/af0ff324d055495b99de7e177e5158b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4ead02598d4482b84bf46ebfd065234.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2f040ca95d24532bc356d420e21d8b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/508228e582104fb9b3a134c1b59e18b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10c8fc7c81b04985a98771c199a21126.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/89b0ba18f2bd4fae9171e134a6fed081.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ff168be8df34dd89c28c21e9499cb06.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/660e38e8fe944a0da7758644b4a983ff.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71875.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb2tu330015/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb2tu330015/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESB2TU330015.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB2TU330015.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESB2TU330015.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesb2tu330015/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,592. This offer applies to Stock #GD260430, VIN KMUHBESB2TU330015. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,875. Advertised price: $68,283. Savings: $3,592, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,875"}, {"label": "Advertised price", "value": "$68,283"}, {"label": "Savings", "value": "$3,592, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,592", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68283.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESB2TU330015_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1385, "unit": "per_month", "display": "$1,385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68283.0, "price_incl_doc": 68283.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1385.47, "amount_financed": 72550.69, "sales_tax": 4267.69, "total_of_payments": 83128.06, "finance_charge": 10577.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260430, VIN KMUHBESB2TU330015. $1,385 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,283, before any dealer documentation fee. Amount financed $72,551, including $4,268 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,128. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB2TU330015_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1202, "unit": "per_month", "display": "$1,202/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68283.0, "price_incl_doc": 68283.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1202.03, "amount_financed": 72550.69, "sales_tax": 4267.69, "total_of_payments": 86546.3, "finance_charge": 13995.61, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260430, VIN KMUHBESB2TU330015. $1,202 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,283, before any dealer documentation fee. Amount financed $72,551, including $4,268 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,546. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB2TU330015_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1077, "unit": "per_month", "display": "$1,077/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68283.0, "price_incl_doc": 68283.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.99, "amount_financed": 72550.69, "sales_tax": 4267.69, "total_of_payments": 90466.8, "finance_charge": 17916.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260430, VIN KMUHBESB2TU330015. $1,077 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,283, before any dealer documentation fee. Amount financed $72,551, including $4,268 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,467. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB2TU330015_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71875.0, "selling_price": 68283.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 901.55, "net_cap_cost": 68978.0, "residual_value": 44562.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 901.55, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1061.55}, "total_of_payments": 32472, "total_of_payments_unrounded": 32455.8}, "disclosure": "Estimated lease payment for stock #GD260430, VIN KMUHBESB2TU330015. $902 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,062, made up of $902 first payment, $60 title, $100 registration. MSRP $71,875. Lease selling price $68,283. Net capitalized cost $68,978. Residual value $44,562, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESB2TU330015_lease", "type": "lease", "label": "Lease", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71875.0, "selling_price": 68283.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 808.26, "net_cap_cost": 65979.0, "residual_value": 44562.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 808.26, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3967.26}, "total_of_payments": 29088, "total_of_payments_unrounded": 29097.36}, "disclosure": "Estimated lease payment for stock #GD260430, VIN KMUHBESB2TU330015. $808 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,967, made up of $808 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,875. Lease selling price $68,283. Net capitalized cost $65,979. Residual value $44,562, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 106}}, {"vin": "5NMMBDTB9TH063053", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57840.0, "msrp": 59340.0, "sale_price": 57840.0, "currency": "USD", "mileage": 35, "exterior_color": "Savile Silver", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260429X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/715464d1ac8f4095ae39433e434d6db8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/715464d1ac8f4095ae39433e434d6db8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1de35d77684045c9833426fcf84b4cf2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/371efcc5e7c34719972943236751d310.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f86434092b5467ebce29ae72547798a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93f06fc3ffe04399a4aa88311423dae6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7c2efd53a55445b9767708ed59ae233.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4d7f60cc7be46778381912bc42662cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9eb042582957402f9481be7a3b944126.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4cc13197fe1d43af9baa5a1921d6b4b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/724c4cc2b5514fbaaedbea9695e46b7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/49c92f62adb34d609e2a89a556780e55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/29c2f1d45fe74f35bc11f7e989338aad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f5503a934b5456bb35474e02d9a71ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5931fb16571d44a7b117fef56ebe6c58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7daed9350ea349ba97234cf6de25249e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61afc72fb18b4cd4acbc18ca8e6c5623.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59340.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th063053/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th063053/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB9TH063053.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH063053.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH063053.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th063053/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260429X, VIN 5NMMBDTB9TH063053. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,340. Advertised price: $57,840. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,340"}, {"label": "Advertised price", "value": "$57,840"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57840.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB9TH063053_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57840.0, "price_incl_doc": 57840.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.58, "amount_financed": 61455.0, "sales_tax": 3615.0, "total_of_payments": 70414.7, "finance_charge": 8959.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260429X, VIN 5NMMBDTB9TH063053. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,840, before any dealer documentation fee. Amount financed $61,455, including $3,615 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,415. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH063053_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57840.0, "price_incl_doc": 57840.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.2, "amount_financed": 61455.0, "sales_tax": 3615.0, "total_of_payments": 73310.17, "finance_charge": 11855.17, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260429X, VIN 5NMMBDTB9TH063053. $1,018 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,840, before any dealer documentation fee. Amount financed $61,455, including $3,615 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,310. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH063053_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57840.0, "price_incl_doc": 57840.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.27, "amount_financed": 61455.0, "sales_tax": 3615.0, "total_of_payments": 76631.07, "finance_charge": 15176.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260429X, VIN 5NMMBDTB9TH063053. $912 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,840, before any dealer documentation fee. Amount financed $61,455, including $3,615 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,631. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH063053_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59340.0, "selling_price": 57840.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.68, "net_cap_cost": 58535.0, "residual_value": 36790.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.68}, "total_of_payments": 28584, "total_of_payments_unrounded": 28572.48}, "disclosure": "Estimated lease payment for stock #NRGD260429X, VIN 5NMMBDTB9TH063053. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,340. Lease selling price $57,840. Net capitalized cost $58,535. Residual value $36,791, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH063053_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59340.0, "selling_price": 57840.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.39, "net_cap_cost": 55536.0, "residual_value": 36790.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.39}, "total_of_payments": 25200, "total_of_payments_unrounded": 25214.04}, "disclosure": "Estimated lease payment for stock #NRGD260429X, VIN 5NMMBDTB9TH063053. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,340. Lease selling price $57,840. Net capitalized cost $55,536. Residual value $36,791, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.genesisofdownersgrove.com/viewdetails/used/3tmlb5jn2rm013132/2024-toyota-tacoma-4wd-crew-cab-pickup", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0897, VIN 3TMLB5JN2RM013132. Advertised price: $40,532. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,532"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3TMLB5JN2RM013132_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1011, "unit": "per_month", "display": "$1,011/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40532.0, "price_incl_doc": 40532.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1011.19, "amount_financed": 43065.25, "sales_tax": 2533.25, "total_of_payments": 48537.18, "finance_charge": 5471.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $1,011 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,532, before any dealer documentation fee. Amount financed $43,065, including $2,533 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,537. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TMLB5JN2RM013132_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40532.0, "price_incl_doc": 40532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.42, "amount_financed": 43065.25, "sales_tax": 2533.25, "total_of_payments": 50545.16, "finance_charge": 7479.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $842 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,532, before any dealer documentation fee. Amount financed $43,065, including $2,533 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,545. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TMLB5JN2RM013132_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40532.0, "price_incl_doc": 40532.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.01, "amount_financed": 43065.25, "sales_tax": 2533.25, "total_of_payments": 52848.93, "finance_charge": 9783.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $734 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,532, before any dealer documentation fee. Amount financed $43,065, including $2,533 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 74}}, {"vin": "KMUHDESC8TU351745", "title": "2026 Genesis GV80 3.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Advanced", "decoded_trim": "3.5T Advanced", "condition": "new", "price": 74761.0, "msrp": 78670.0, "sale_price": 74761.0, "currency": "USD", "mileage": 2, "exterior_color": "Makalu Gray", "interior_color": "Vanilla Beige/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260647", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/477d2f9b7da34f338f1a0672b6aeca0f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/477d2f9b7da34f338f1a0672b6aeca0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5948b5f82bbc4c6480f257a1cbc3d394.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31f1adfc36654e2495acfb8e7fef1f41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/804c4041fce94c849bc788aa49969ace.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b0ca96240f54b1f9b37f327f47c276e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c308587172df440c9018a437c1920c73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21744741c5fb40a99e9e02d012e313e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25fee6cd22014570bf746fc364687d10.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/180de8a236f14979a3a2f3a0d5ca3901.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/407fad7ccd7f4645be17f86a6ace96a9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/00074830b09d437c8cd7c4717199932e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39d6edb2ad8a4e54800f48ac98626630.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/537a4aadb43a472ab0c4a8f2c9b71379.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/187d160768104428af780c32b8fc5bd0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be16bc36c36d4282aba080202d35f4fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4200e148fe4406aa847112fee61c3b6.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 78670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc8tu351745/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc8tu351745/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHDESC8TU351745.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHDESC8TU351745.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHDESC8TU351745.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhdesc8tu351745/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,909. This offer applies to Stock #GD260647, VIN KMUHDESC8TU351745. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $78,670. Advertised price: $74,761. Savings: $3,909, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$78,670"}, {"label": "Advertised price", "value": "$74,761"}, {"label": "Savings", "value": "$3,909, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,909", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74761.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHDESC8TU351745_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1517, "unit": "per_month", "display": "$1,517/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74761.0, "price_incl_doc": 74761.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1516.91, "amount_financed": 79433.56, "sales_tax": 4672.56, "total_of_payments": 91014.4, "finance_charge": 11580.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260647, VIN KMUHDESC8TU351745. $1,517 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,761, before any dealer documentation fee. Amount financed $79,434, including $4,673 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $91,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC8TU351745_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1316, "unit": "per_month", "display": "$1,316/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74761.0, "price_incl_doc": 74761.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1316.07, "amount_financed": 79433.56, "sales_tax": 4672.56, "total_of_payments": 94756.94, "finance_charge": 15323.38, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260647, VIN KMUHDESC8TU351745. $1,316 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,761, before any dealer documentation fee. Amount financed $79,434, including $4,673 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,757. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC8TU351745_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74761.0, "price_incl_doc": 74761.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1179.16, "amount_financed": 79433.56, "sales_tax": 4672.56, "total_of_payments": 99049.36, "finance_charge": 19615.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260647, VIN KMUHDESC8TU351745. $1,179 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,761, before any dealer documentation fee. Amount financed $79,434, including $4,673 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $99,049. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC8TU351745_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78670.0, "selling_price": 74761.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 985.44, "net_cap_cost": 75456.0, "residual_value": 48775.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 985.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1145.44}, "total_of_payments": 35460, "total_of_payments_unrounded": 35475.84}, "disclosure": "Estimated lease payment for stock #GD260647, VIN KMUHDESC8TU351745. $985 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,145, made up of $985 first payment, $60 title, $100 registration. MSRP $78,670. Lease selling price $74,761. Net capitalized cost $75,456. Residual value $48,775, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHDESC8TU351745_lease", "type": "lease", "label": "Lease", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 78670.0, "selling_price": 74761.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 892.15, "net_cap_cost": 72457.0, "residual_value": 48775.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 892.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4051.15}, "total_of_payments": 32112, "total_of_payments_unrounded": 32117.4}, "disclosure": "Estimated lease payment for stock #GD260647, VIN KMUHDESC8TU351745. $892 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,051, made up of $892 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $78,670. Lease selling price $74,761. Net capitalized cost $72,457. Residual value $48,775, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 108}}, {"vin": "KMUHEESC7TU355170", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 85670.0, "msrp": 85670.0, "sale_price": 81350.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHEESC7TU355170", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ec55af35c5464d9983ed29e1a14fbfb6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ec55af35c5464d9983ed29e1a14fbfb6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0cacba809e2495db1ca85f78de84626.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53edebc65dc449c9a84e86b15e733170.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/be7516be9d714cb78f17c3ffff3791e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cec10f0db87a4ce39f9a7aa67bb1e25b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9e3dd5fa3ee48998c78a9efbe276f8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/844e2f110f604bae84c6eb57496c95d9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0430170a09cd435db652059c0de65670.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c2a99b141c94799ba1b50e3ec6d8836.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76df6f2430b247e9a012b6264a7c49a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/22d32afbf389422395974117f3dcf8ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43d11aa8f2dd4f7bb31931f079f8b55f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/333ee09b9bd94c00a1f41d4479a77247.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7732fad4897402d870715d9eaa981e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fbcca32ed69d4201b750b23f1fed6a9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca8dcaa914ed416dbb96e241c259a6f6.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu355170/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu355170/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC7TU355170.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC7TU355170.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC7TU355170.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc7tu355170/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. Advertised price: $85,670. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$85,670"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC7TU355170_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1738, "unit": "per_month", "display": "$1,738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1738.25, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 104295.08, "finance_charge": 13270.7, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. $1,738 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,295. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU355170_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1508, "unit": "per_month", "display": "$1,508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1508.11, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 108583.72, "finance_charge": 17559.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. $1,508 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU355170_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1351, "unit": "per_month", "display": "$1,351/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85670.0, "price_incl_doc": 85670.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1351.22, "amount_financed": 91024.38, "sales_tax": 5354.38, "total_of_payments": 113502.49, "finance_charge": 22478.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. $1,351 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,670, before any dealer documentation fee. Amount financed $91,024, including $5,354 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,502. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU355170_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1204, "unit": "per_month", "display": "$1,204/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 85670.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1203.62, "net_cap_cost": 86365.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1203.62, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1363.62}, "total_of_payments": 43344, "total_of_payments_unrounded": 43330.32}, "disclosure": "Estimated lease payment for stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. $1,204 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,364, made up of $1,204 first payment, $60 title, $100 registration. MSRP $85,670. Lease selling price $85,670. Net capitalized cost $86,365. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7TU355170_lease", "type": "lease", "label": "Lease", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 85670.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1110.33, "net_cap_cost": 83366.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1110.33, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4269.33}, "total_of_payments": 39960, "total_of_payments_unrounded": 39971.88}, "disclosure": "Estimated lease payment for stock #KMUHEESC7TU355170, VIN KMUHEESC7TU355170. $1,110 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,269, made up of $1,110 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,670. Lease selling price $85,670. Net capitalized cost $83,366. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,960. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 106}}, {"vin": "5NMMFDTB3TH069807", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61285.0, "msrp": 62785.0, "sale_price": 61285.0, "currency": "USD", "mileage": 14, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260625", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/66219aa25e9d49d0a3693e0eb81d4582.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/66219aa25e9d49d0a3693e0eb81d4582.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ad5e193f804e4545838d4ce4c5457f70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d52dfbccfc044148bd0463d203170a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d26b9fe0220c43f389acf1791105f2b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6852de90dd8448cb258a96f9631dfb2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53783fa23b2144179cf9844b46e78fdc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58fafa53b06942ab95f455991b73b7f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/469295b0189c45f0931ad60189c492c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec63a73ef75447caafdf74a44f2c5392.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/590d56f133db45f186ea3af9583b5762.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c44b2d77e3d4eb691d86c88c6cb7518.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bb7f1aaebf644b9a9a5bac87c45927d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a24574aef00e476fbaf839d105d4ff93.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/775d26c83f374597bd53e9704eefc182.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cc6b5a56b4b47a28801903ceb88799e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88a7b7b877294788863fe1392f982345.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62785.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069807/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069807/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB3TH069807.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB3TH069807.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB3TH069807.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb3th069807/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260625, VIN 5NMMFDTB3TH069807. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,785. Advertised price: $61,285. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,785"}, {"label": "Advertised price", "value": "$61,285"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61285.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB3TH069807_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.48, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 74608.65, "finance_charge": 9493.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260625, VIN 5NMMFDTB3TH069807. $1,243 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069807_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1079, "unit": "per_month", "display": "$1,079/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.84, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 77676.58, "finance_charge": 12561.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260625, VIN 5NMMFDTB3TH069807. $1,079 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,677. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069807_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61285.0, "price_incl_doc": 61285.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.61, "amount_financed": 65115.31, "sales_tax": 3830.31, "total_of_payments": 81195.28, "finance_charge": 16079.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260625, VIN 5NMMFDTB3TH069807. $967 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,285, before any dealer documentation fee. Amount financed $65,115, including $3,830 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $81,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069807_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.21, "net_cap_cost": 61980.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.21, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.21}, "total_of_payments": 30276, "total_of_payments_unrounded": 30283.56}, "disclosure": "Estimated lease payment for stock #GD260625, VIN 5NMMFDTB3TH069807. $841 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,001, made up of $841 first payment, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $61,980. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB3TH069807_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62785.0, "selling_price": 61285.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 747.92, "net_cap_cost": 58981.0, "residual_value": 38926.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 747.92, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3906.92}, "total_of_payments": 26928, "total_of_payments_unrounded": 26925.12}, "disclosure": "Estimated lease payment for stock #GD260625, VIN 5NMMFDTB3TH069807. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,785. Lease selling price $61,285. Net capitalized cost $58,981. Residual value $38,927, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 105}}, {"vin": "KMUHCESB0TU342581", "title": "2026 Genesis GV80 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige", "decoded_trim": "2.5T, 2.5T Prestige", "condition": "new", "price": 72641.0, "msrp": 76420.0, "sale_price": 72641.0, "currency": "USD", "mileage": 35, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260369X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0f4b88c673d44b00928ec3b2d8cf4a58.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0f4b88c673d44b00928ec3b2d8cf4a58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eeaf60366d4b4acfb408d8076bacb694.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9dccda1250d940cdbbb9c5ba914b5dc2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/feb192f83c744eb1a8ee84c4ea2174e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3b01fea1f7f4f96ab866f1c49377000.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/289118307d2c467397f0c2da8fab5fb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52933b8f568048288e02143530de4a04.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7420f4cc73c54fc595be9b80d8954cd0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d6eed44b1b9e4dccb384e9924d58b4dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f855c2716c54ebda422f47341918e37.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e817e6f8cc584293afb64b1b3f26fe07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ff8797636664fa2a967762102d9ef5f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2396f3133ad4d56bfdace37bd346490.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afece427aec9440fa5402797825febbc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a6772023753484793968c8d8fef8ca1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3105c682f9f9469ea51843c714cb706c.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T, 2.5T Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 76420.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb0tu342581/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb0tu342581/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESB0TU342581.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB0TU342581.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESB0TU342581.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesb0tu342581/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,779. This offer applies to Stock #GD260369X, VIN KMUHCESB0TU342581. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $76,420. Advertised price: $72,641. Savings: $3,779, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$76,420"}, {"label": "Advertised price", "value": "$72,641"}, {"label": "Savings", "value": "$3,779, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,779", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72641.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESB0TU342581_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1474, "unit": "per_month", "display": "$1,474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72641.0, "price_incl_doc": 72641.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1473.89, "amount_financed": 77181.06, "sales_tax": 4540.06, "total_of_payments": 88433.5, "finance_charge": 11252.44, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260369X, VIN KMUHCESB0TU342581. $1,474 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,641, before any dealer documentation fee. Amount financed $77,181, including $4,540 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,434. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB0TU342581_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1279, "unit": "per_month", "display": "$1,279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72641.0, "price_incl_doc": 72641.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1278.75, "amount_financed": 77181.06, "sales_tax": 4540.06, "total_of_payments": 92069.91, "finance_charge": 14888.85, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260369X, VIN KMUHCESB0TU342581. $1,279 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,641, before any dealer documentation fee. Amount financed $77,181, including $4,540 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB0TU342581_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72641.0, "price_incl_doc": 72641.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1145.72, "amount_financed": 77181.06, "sales_tax": 4540.06, "total_of_payments": 96240.62, "finance_charge": 19059.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260369X, VIN KMUHCESB0TU342581. $1,146 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,641, before any dealer documentation fee. Amount financed $77,181, including $4,540 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,241. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB0TU342581_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76420.0, "selling_price": 72641.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 958.44, "net_cap_cost": 73336.0, "residual_value": 47380.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 958.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1118.44}, "total_of_payments": 34488, "total_of_payments_unrounded": 34503.84}, "disclosure": "Estimated lease payment for stock #GD260369X, VIN KMUHCESB0TU342581. $958 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,118, made up of $958 first payment, $60 title, $100 registration. MSRP $76,420. Lease selling price $72,641. Net capitalized cost $73,336. Residual value $47,380, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESB0TU342581_lease", "type": "lease", "label": "Lease", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 76420.0, "selling_price": 72641.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 865.15, "net_cap_cost": 70337.0, "residual_value": 47380.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 865.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4024.15}, "total_of_payments": 31140, "total_of_payments_unrounded": 31145.4}, "disclosure": "Estimated lease payment for stock #GD260369X, VIN KMUHCESB0TU342581. $865 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,024, made up of $865 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $76,420. Lease selling price $72,641. Net capitalized cost $70,337. Residual value $47,380, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 93}}, {"vin": "5NMMFDTB9TH070105", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 60495.0, "msrp": 61995.0, "sale_price": 60495.0, "currency": "USD", "mileage": 12, "exterior_color": "Alta White", "interior_color": "Sevilla Red/Obsidian Blk", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260628", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1d70446699854a94bb4b8d55ff039e60.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1d70446699854a94bb4b8d55ff039e60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bc81b8844d34b508c81e5349c158e34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/adabeab528c445f484546bc482d505b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa3a39330aaf44da830de651e9b096b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b1d0e56a0d44cde9f9953f5ca308ff3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bebbffef0de47d883d23324e7f79590.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5658d07ecd09403b9481705d23b4c42e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c0a848d3b574875abd78992f4f87008.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f556c8a2f5344f239f7c5edbdbf8cb94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a4afd5f9e6843e4a2a3f318d4148b51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18cbf845cc4749a39752a094a4137969.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17f2beb75c014939bd10edf5a1699d8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b40586b641494486ad852db933029ee9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f6cbd9eb668441da1368c49695a49fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e4ef931e7215465ba270ce48fdbc6468.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76fa2cb36de14ff7b8a147aa2501d192.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61995.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th070105/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th070105/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB9TH070105.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB9TH070105.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB9TH070105.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb9th070105/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260628, VIN 5NMMFDTB9TH070105. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,995. Advertised price: $60,495. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,995"}, {"label": "Advertised price", "value": "$60,495"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB9TH070105_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1227, "unit": "per_month", "display": "$1,227/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1227.45, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 73646.91, "finance_charge": 9370.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260628, VIN 5NMMFDTB9TH070105. $1,227 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,647. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH070105_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1065, "unit": "per_month", "display": "$1,065/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1064.93, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 76675.29, "finance_charge": 12399.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260628, VIN 5NMMFDTB9TH070105. $1,065 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $76,675. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH070105_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.15, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 80148.63, "finance_charge": 15872.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260628, VIN 5NMMFDTB9TH070105. $954 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,149. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH070105_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61995.0, "selling_price": 60495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 830.31, "net_cap_cost": 61190.0, "residual_value": 38436.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 830.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 990.31}, "total_of_payments": 29880, "total_of_payments_unrounded": 29891.16}, "disclosure": "Estimated lease payment for stock #GD260628, VIN 5NMMFDTB9TH070105. $830 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $990, made up of $830 first payment, $60 title, $100 registration. MSRP $61,995. Lease selling price $60,495. Net capitalized cost $61,190. Residual value $38,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH070105_lease", "type": "lease", "label": "Lease", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61995.0, "selling_price": 60495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 737.02, "net_cap_cost": 58191.0, "residual_value": 38436.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.02, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3896.02}, "total_of_payments": 26532, "total_of_payments_unrounded": 26532.72}, "disclosure": "Estimated lease payment for stock #GD260628, VIN 5NMMFDTB9TH070105. $737 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,896, made up of $737 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,995. Lease selling price $60,495. Net capitalized cost $58,191. Residual value $38,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 89}}, {"vin": "5NMMADTB1TH064636", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 50165.0, "msrp": 51665.0, "sale_price": 50165.0, "currency": "USD", "mileage": 35, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260418X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0ebcbd2da8e7411d9a5c9f2079053f47.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0ebcbd2da8e7411d9a5c9f2079053f47.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dceea811c52a4ee3b7d3c4904fa723b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dfc6d9cd32554971bd274b74b646a063.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/777c8d1d845e4e17a5571ea69fc1b7bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5faafbf07e034c79b5b271eb7557b9a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7caa5f976eeb4c1c90e19c2d10510c4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3cc4f67daa364cf28ebd120e73105f40.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0186a9590c844128d638370fa2291b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e6272b3bf2d42e58346caa8d40ae8eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d2b7726590c64ff7acf45df312e4f231.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2726eb0b036942feb5bd8ea7911d11f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ce596a316ff4f41a7ea2d452c248707.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5d8024e2d064d91ae2eac8e74b90d64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3775e68a3de940c9903b3f1207645876.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b9c3c3547c9456eb64607c5f85d1dc2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ab0355f690940a1b8ac00e2beffed6f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51665.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb1th064636/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb1th064636/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB1TH064636.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB1TH064636.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB1TH064636.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb1th064636/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260418X, VIN 5NMMADTB1TH064636. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,665. Advertised price: $50,165. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,665"}, {"label": "Advertised price", "value": "$50,165"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB1TH064636_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1018, "unit": "per_month", "display": "$1,018/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50165.0, "price_incl_doc": 50165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.85, "amount_financed": 53300.31, "sales_tax": 3135.31, "total_of_payments": 61071.11, "finance_charge": 7770.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260418X, VIN 5NMMADTB1TH064636. $1,018 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,165, before any dealer documentation fee. Amount financed $53,300, including $3,135 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,071. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB1TH064636_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50165.0, "price_incl_doc": 50165.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.09, "amount_financed": 53300.31, "sales_tax": 3135.31, "total_of_payments": 63582.37, "finance_charge": 10282.06, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260418X, VIN 5NMMADTB1TH064636. $883 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,165, before any dealer documentation fee. Amount financed $53,300, including $3,135 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,582. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB1TH064636_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50165.0, "price_incl_doc": 50165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.22, "amount_financed": 53300.31, "sales_tax": 3135.31, "total_of_payments": 66462.61, "finance_charge": 13162.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260418X, VIN 5NMMADTB1TH064636. $791 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,165, before any dealer documentation fee. Amount financed $53,300, including $3,135 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB1TH064636_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51665.0, "selling_price": 50165.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 687.79, "net_cap_cost": 50860.0, "residual_value": 32032.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 687.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 847.79}, "total_of_payments": 24768, "total_of_payments_unrounded": 24760.44}, "disclosure": "Estimated lease payment for stock #GD260418X, VIN 5NMMADTB1TH064636. $688 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $848, made up of $688 first payment, $60 title, $100 registration. MSRP $51,665. Lease selling price $50,165. Net capitalized cost $50,860. Residual value $32,032, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,768. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB1TH064636_lease", "type": "lease", "label": "Lease", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51665.0, "selling_price": 50165.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 594.5, "net_cap_cost": 47861.0, "residual_value": 32032.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 594.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3753.5}, "total_of_payments": 21384, "total_of_payments_unrounded": 21402.0}, "disclosure": "Estimated lease payment for stock #GD260418X, VIN 5NMMADTB1TH064636. $594 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,754, made up of $594 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,665. Lease selling price $50,165. Net capitalized cost $47,861. Residual value $32,032, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,384. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 90}}, {"vin": "KMTFC4SD0TU060500", "title": "2026 Genesis G90 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-Supercharger", "condition": "new", "price": 99495.0, "msrp": 104495.0, "sale_price": 99495.0, "currency": "USD", "mileage": 30, "exterior_color": "Maui Black", "interior_color": "Bordeaux Brown/Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260580", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d7387a26d36c4265a6871cf2cdf7d155.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d7387a26d36c4265a6871cf2cdf7d155.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e89632ff2d149d3887cdb95b8afd251.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ad25e18eae4446a9da246fb647acb90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b7cfe9eef6846bfb0531615b4a91683.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14b026659865454fba298fde5e689e72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8d5f3b41b5b48dcb6a688a32c57cd6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92fd6b1ebfab40aea4b6c7af65132279.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/643e0bfb9b7141d6941d519f4dbce4c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d7cb8ff3c8042419a38b49deeb12579.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1252d7b4a4344118783cff2b6e62bc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/482db7cf5d0a4bdb91add0035f5466c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e9167c41bc540189d011f3f0daf6323.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/238d0649fa4a44c9877b86d190bd26a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/751d3bd1d624403ab4d257521c7796fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/331314c6f0b341b89c45805014be39c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a255bc1b7334a7f8155f3dd868cd5e2.jpg"], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 104495.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu060500/2026-genesis-g90-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu060500/2026-genesis-g90-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTFC4SD0TU060500.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD0TU060500.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD0TU060500.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu060500/2026-genesis-g90-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,000. This offer applies to Stock #GD260580, VIN KMTFC4SD0TU060500. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $104,495. Advertised price: $99,495. Savings: $5,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$104,495"}, {"label": "Advertised price", "value": "$99,495"}, {"label": "Savings", "value": "$5,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 99495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD0TU060500_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2019, "unit": "per_month", "display": "$2,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99495.0, "price_incl_doc": 99495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2018.76, "amount_financed": 105713.44, "sales_tax": 6218.44, "total_of_payments": 121125.7, "finance_charge": 15412.26, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260580, VIN KMTFC4SD0TU060500. $2,019 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $99,495, before any dealer documentation fee. Amount financed $105,713, including $6,218 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $121,126. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1751, "unit": "per_month", "display": "$1,751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99495.0, "price_incl_doc": 99495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1751.48, "amount_financed": 105713.44, "sales_tax": 6218.44, "total_of_payments": 126106.42, "finance_charge": 20392.98, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260580, VIN KMTFC4SD0TU060500. $1,751 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $99,495, before any dealer documentation fee. Amount financed $105,713, including $6,218 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $126,106. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1569, "unit": "per_month", "display": "$1,569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 99495.0, "price_incl_doc": 99495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1569.27, "amount_financed": 105713.44, "sales_tax": 6218.44, "total_of_payments": 131818.95, "finance_charge": 26105.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260580, VIN KMTFC4SD0TU060500. $1,569 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $99,495, before any dealer documentation fee. Amount financed $105,713, including $6,218 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $131,819. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1308, "unit": "per_month", "display": "$1,308/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 104495.0, "selling_price": 99495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1307.82, "net_cap_cost": 100190.0, "residual_value": 64786.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1307.82, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1467.82}, "total_of_payments": 47088, "total_of_payments_unrounded": 47081.52}, "disclosure": "Estimated lease payment for stock #GD260580, VIN KMTFC4SD0TU060500. $1,308 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,468, made up of $1,308 first payment, $60 title, $100 registration. MSRP $104,495. Lease selling price $99,495. Net capitalized cost $100,190. Residual value $64,787, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_lease", "type": "lease", "label": "Lease", "headline": {"value": 1215, "unit": "per_month", "display": "$1,215/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 104495.0, "selling_price": 99495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1214.52, "net_cap_cost": 97191.0, "residual_value": 64786.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1214.52, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4373.52}, "total_of_payments": 43740, "total_of_payments_unrounded": 43722.72}, "disclosure": "Estimated lease payment for stock #GD260580, VIN KMTFC4SD0TU060500. $1,215 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,374, made up of $1,215 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $104,495. Lease selling price $99,495. Net capitalized cost $97,191. Residual value $64,787, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $43,740. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 86}}, {"vin": "KMUHBESBXTU337147", "title": "2026 Genesis GV80 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 68237.0, "msrp": 71805.0, "sale_price": 68237.0, "currency": "USD", "mileage": 16, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260547", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/99ff00fb77704998bf5479af65088901.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/99ff00fb77704998bf5479af65088901.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e60b7f6b6fb54418bbd18d83410f375b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54e46881c8f847daafd3fbd6bfe29362.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/04c1298d4039467f882106c9fb45b8c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f64e117d1e6d44728f7fbb69db4be254.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54d3de36874c4ceb97f26a7b7e1887a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f44b1191f90d4061976c8f1c15c7391a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3ef6d1dc87946899b6f746e433b9df5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f641684c4eb44069359591d7b06098a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1e7dce9dcb24844bb33117a6f2837f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ec74945d11b46db957787b0ddc3af7b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0163630d5c234db99fa26468b5939f8b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e69b0873af49411bb5e5159f1ba60c8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f8702f506274dd29e604829919e0875.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/27cc94a71e92480aa91e2ea9defd1b90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e4844baca66742639cc9d6c2f10957f6.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 71805.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesbxtu337147/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesbxtu337147/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHBESBXTU337147.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESBXTU337147.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHBESBXTU337147.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhbesbxtu337147/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,568. This offer applies to Stock #NRGD260547, VIN KMUHBESBXTU337147. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $71,805. Advertised price: $68,237. Savings: $3,568, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$71,805"}, {"label": "Advertised price", "value": "$68,237"}, {"label": "Savings", "value": "$3,568, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,568", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68237.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHBESBXTU337147_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1385, "unit": "per_month", "display": "$1,385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68237.0, "price_incl_doc": 68237.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1384.53, "amount_financed": 72501.81, "sales_tax": 4264.81, "total_of_payments": 83072.05, "finance_charge": 10570.24, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260547, VIN KMUHBESBXTU337147. $1,385 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,237, before any dealer documentation fee. Amount financed $72,502, including $4,265 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,072. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESBXTU337147_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1201, "unit": "per_month", "display": "$1,201/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68237.0, "price_incl_doc": 68237.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1201.22, "amount_financed": 72501.81, "sales_tax": 4264.81, "total_of_payments": 86488.0, "finance_charge": 13986.19, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260547, VIN KMUHBESBXTU337147. $1,201 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,237, before any dealer documentation fee. Amount financed $72,502, including $4,265 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,488. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESBXTU337147_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68237.0, "price_incl_doc": 68237.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.26, "amount_financed": 72501.81, "sales_tax": 4264.81, "total_of_payments": 90405.84, "finance_charge": 17904.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260547, VIN KMUHBESBXTU337147. $1,076 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,237, before any dealer documentation fee. Amount financed $72,502, including $4,265 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESBXTU337147_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71805.0, "selling_price": 68237.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 901.33, "net_cap_cost": 68932.0, "residual_value": 44519.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 901.33, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1061.33}, "total_of_payments": 32436, "total_of_payments_unrounded": 32447.88}, "disclosure": "Estimated lease payment for stock #NRGD260547, VIN KMUHBESBXTU337147. $901 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,061, made up of $901 first payment, $60 title, $100 registration. MSRP $71,805. Lease selling price $68,237. Net capitalized cost $68,932. Residual value $44,519, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $32,436. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHBESBXTU337147_lease", "type": "lease", "label": "Lease", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 71805.0, "selling_price": 68237.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 808.04, "net_cap_cost": 65933.0, "residual_value": 44519.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 808.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3967.04}, "total_of_payments": 29088, "total_of_payments_unrounded": 29089.44}, "disclosure": "Estimated lease payment for stock #NRGD260547, VIN KMUHBESBXTU337147. $808 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,967, made up of $808 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $71,805. Lease selling price $68,237. Net capitalized cost $65,933. Residual value $44,519, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,088. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 91}}, {"vin": "KMTG54SE3TU171713", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57170.0, "msrp": 58170.0, "sale_price": 57170.0, "currency": "USD", "mileage": 18, "exterior_color": "Cavendish Red", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260495", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/adaa6b3ac00042c68e03c97bb1e5a8f2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/adaa6b3ac00042c68e03c97bb1e5a8f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/406e2ae258d741569688217eab74a4a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f8397e6c0df4d7eb3f64996b6bd7de2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ea41e09cf7f4fb8ba70a276c906d870.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a2aeee923a14c4a83f160aeb1387e55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c365a2b02f942479963f648f5ffdb24.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbebd19ee9a249a68abaad1f5781735a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a42996b9940047e983ce1870528200c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6abd7e92775e46f98988eceb5a03cecb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/543acb651d404418af857246ed0c2697.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1739884fd202407f97e3f66b7078af2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ee15424314c445fb6a52dabfe0d2254.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/beac4ee2ed454c77a587c9a3f35460fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c213e90147140ef86a322079f271697.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/646f10f1db194a92a67473bb24781b61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54d91884e0b34be486c34959b8689a6e.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58170.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu171713/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu171713/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE3TU171713.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE3TU171713.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE3TU171713.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se3tu171713/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260495, VIN KMTG54SE3TU171713. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,170. Advertised price: $57,170. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,170"}, {"label": "Advertised price", "value": "$57,170"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57170.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE3TU171713_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.98, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 69599.04, "finance_charge": 8855.91, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260495, VIN KMTG54SE3TU171713. $1,160 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU171713_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.4, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 72460.97, "finance_charge": 11717.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260495, VIN KMTG54SE3TU171713. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,461. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU171713_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57170.0, "price_incl_doc": 57170.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.71, "amount_financed": 60743.13, "sales_tax": 3573.13, "total_of_payments": 75743.41, "finance_charge": 15000.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260495, VIN KMTG54SE3TU171713. $902 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,170, before any dealer documentation fee. Amount financed $60,743, including $3,573 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU171713_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.09, "net_cap_cost": 57865.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.09}, "total_of_payments": 28548, "total_of_payments_unrounded": 28551.24}, "disclosure": "Estimated lease payment for stock #GD260495, VIN KMTG54SE3TU171713. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $57,865. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE3TU171713_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58170.0, "selling_price": 57170.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.8, "net_cap_cost": 54866.0, "residual_value": 36065.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.8}, "total_of_payments": 25200, "total_of_payments_unrounded": 25192.8}, "disclosure": "Estimated lease payment for stock #GD260495, VIN KMTG54SE3TU171713. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,170. Lease selling price $57,170. Net capitalized cost $54,866. Residual value $36,065, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,995"}, {"label": "Advertised price", "value": "$60,495"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB9TH071013_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1227, "unit": "per_month", "display": "$1,227/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1227.45, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 73646.91, "finance_charge": 9370.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260673, VIN 5NMMFDTB9TH071013. $1,227 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,647. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071013_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1065, "unit": "per_month", "display": "$1,065/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1064.93, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 76675.29, "finance_charge": 12399.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260673, VIN 5NMMFDTB9TH071013. $1,065 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $76,675. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071013_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60495.0, "price_incl_doc": 60495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.15, "amount_financed": 64275.94, "sales_tax": 3780.94, "total_of_payments": 80148.63, "finance_charge": 15872.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260673, VIN 5NMMFDTB9TH071013. $954 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,495, before any dealer documentation fee. Amount financed $64,276, including $3,781 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,149. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071013_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61995.0, "selling_price": 60495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 830.31, "net_cap_cost": 61190.0, "residual_value": 38436.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 830.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 990.31}, "total_of_payments": 29880, "total_of_payments_unrounded": 29891.16}, "disclosure": "Estimated lease payment for stock #GD260673, VIN 5NMMFDTB9TH071013. $830 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $990, made up of $830 first payment, $60 title, $100 registration. MSRP $61,995. Lease selling price $60,495. Net capitalized cost $61,190. Residual value $38,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $29,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB9TH071013_lease", "type": "lease", "label": "Lease", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 61995.0, "selling_price": 60495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 737.02, "net_cap_cost": 58191.0, "residual_value": 38436.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 737.02, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3896.02}, "total_of_payments": 26532, "total_of_payments_unrounded": 26532.72}, "disclosure": "Estimated lease payment for stock #GD260673, VIN 5NMMFDTB9TH071013. $737 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,896, made up of $737 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $61,995. Lease selling price $60,495. Net capitalized cost $58,191. Residual value $38,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 89}}, {"vin": "5NMMADTB4TH046776", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 50265.0, "msrp": 51765.0, "sale_price": 50265.0, "currency": "USD", "mileage": 214, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260484", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9e0dea01bd89407d9d255cddc91b8dd3.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9e0dea01bd89407d9d255cddc91b8dd3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95d6377c964e4b9eb32b0f1d25ba9056.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99fe5ce5b34b46db806c7fec59e8641c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df689aeb5e0248428b21f8b292d25c67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83af9e7505ba41849da83f4887634182.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e77f383cb94049d8ad70fa12dbc603ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/119daf367f664d0da13e9e685dd0afcb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6593999a19d64aabac23f4fd9e220fc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ca93f42ef1943f2ac19a3e2a5959372.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/818059f18b764721a7b83a58825ea45c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5443ad288294427a9b68b080e39a7387.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6962e0b714df46f5bf90d77f1aa2d7a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4133ad91be1a4764813447844302a1e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6117ea9f185741749fb292aed9f88578.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e497e326833470ba38fed2d0d029466.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ff803d9f8ef49cc8c273deee1026b61.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51765.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th046776/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th046776/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB4TH046776.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB4TH046776.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB4TH046776.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb4th046776/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260484, VIN 5NMMADTB4TH046776. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,765. Advertised price: $50,265. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,765"}, {"label": "Advertised price", "value": "$50,265"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50265.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB4TH046776_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50265.0, "price_incl_doc": 50265.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.88, "amount_financed": 53406.56, "sales_tax": 3141.56, "total_of_payments": 61192.85, "finance_charge": 7786.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260484, VIN 5NMMADTB4TH046776. $1,020 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,265, before any dealer documentation fee. Amount financed $53,407, including $3,142 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,193. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH046776_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 885, "unit": "per_month", "display": "$885/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50265.0, "price_incl_doc": 50265.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.85, "amount_financed": 53406.56, "sales_tax": 3141.56, "total_of_payments": 63709.12, "finance_charge": 10302.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260484, VIN 5NMMADTB4TH046776. $885 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,265, before any dealer documentation fee. Amount financed $53,407, including $3,142 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH046776_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50265.0, "price_incl_doc": 50265.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 792.8, "amount_financed": 53406.56, "sales_tax": 3141.56, "total_of_payments": 66595.1, "finance_charge": 13188.54, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260484, VIN 5NMMADTB4TH046776. $793 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,265, before any dealer documentation fee. Amount financed $53,407, including $3,142 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,595. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH046776_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51765.0, "selling_price": 50265.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 689.17, "net_cap_cost": 50960.0, "residual_value": 32094.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 689.17, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 849.17}, "total_of_payments": 24804, "total_of_payments_unrounded": 24810.12}, "disclosure": "Estimated lease payment for stock #LGD260484, VIN 5NMMADTB4TH046776. $689 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $849, made up of $689 first payment, $60 title, $100 registration. MSRP $51,765. Lease selling price $50,265. Net capitalized cost $50,960. Residual value $32,094, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,804. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH046776_lease", "type": "lease", "label": "Lease", "headline": {"value": 596, "unit": "per_month", "display": "$596/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51765.0, "selling_price": 50265.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 595.88, "net_cap_cost": 47961.0, "residual_value": 32094.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 595.88, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3754.88}, "total_of_payments": 21456, "total_of_payments_unrounded": 21451.68}, "disclosure": "Estimated lease payment for stock #LGD260484, VIN 5NMMADTB4TH046776. $596 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,755, made up of $596 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,765. Lease selling price $50,265. Net capitalized cost $47,961. Residual value $32,094, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,456. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 91}}, {"vin": "5NMMBDTB0TH049283", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57860.0, "msrp": 59360.0, "sale_price": 57860.0, "currency": "USD", "mileage": 30, "exterior_color": "Capri Blue", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260489", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a3159e6460da4b4690b622d1bc8b0b32.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a3159e6460da4b4690b622d1bc8b0b32.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58641f9966764bffa3298a21bb73fd70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/652d92ca8f1241b2a80b0bb17b88ad8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a63a1877c28046598b67cce10636e5c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3e92d806a15a42efaa55c973b626f10b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afbda863bc0846d193a609a94323923e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38ecf79ef7cb4fdf864127388db88de8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eaaedda6338c4db28c227a2be11bc30c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2338755054f643048309c9aac2805906.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b27e780cfd7f4d1095bc0c5afa4daf32.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bad3cae3c0254445a410daf428fd5cd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3a13313657514ecc92748e981c65eb52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/921495739a8543d8a3f5277e8e438b0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ffe9babb7e444db093fb4c181d6dc83c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0eb1b775a1b4865a33704997907936b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80e8c5fc760c4e79968601fa6266a648.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59360.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb0th049283/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb0th049283/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB0TH049283.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB0TH049283.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB0TH049283.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb0th049283/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260489, VIN 5NMMBDTB0TH049283. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,360. Advertised price: $57,860. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,360"}, {"label": "Advertised price", "value": "$57,860"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57860.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB0TH049283_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1174, "unit": "per_month", "display": "$1,174/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57860.0, "price_incl_doc": 57860.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1173.98, "amount_financed": 61476.25, "sales_tax": 3616.25, "total_of_payments": 70439.05, "finance_charge": 8962.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260489, VIN 5NMMBDTB0TH049283. $1,174 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,860, before any dealer documentation fee. Amount financed $61,476, including $3,616 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB0TH049283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57860.0, "price_incl_doc": 57860.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.55, "amount_financed": 61476.25, "sales_tax": 3616.25, "total_of_payments": 73335.52, "finance_charge": 11859.27, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260489, VIN 5NMMBDTB0TH049283. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,860, before any dealer documentation fee. Amount financed $61,476, including $3,616 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,336. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB0TH049283_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57860.0, "price_incl_doc": 57860.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.59, "amount_financed": 61476.25, "sales_tax": 3616.25, "total_of_payments": 76657.57, "finance_charge": 15181.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260489, VIN 5NMMBDTB0TH049283. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,860, before any dealer documentation fee. Amount financed $61,476, including $3,616 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,658. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB0TH049283_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59360.0, "selling_price": 57860.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.96, "net_cap_cost": 58555.0, "residual_value": 36803.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.96, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.96}, "total_of_payments": 28584, "total_of_payments_unrounded": 28582.56}, "disclosure": "Estimated lease payment for stock #GD260489, VIN 5NMMBDTB0TH049283. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,360. Lease selling price $57,860. Net capitalized cost $58,555. Residual value $36,803, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB0TH049283_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59360.0, "selling_price": 57860.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 700.67, "net_cap_cost": 55556.0, "residual_value": 36803.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 700.67, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3859.67}, "total_of_payments": 25236, "total_of_payments_unrounded": 25224.12}, "disclosure": "Estimated lease payment for stock #GD260489, VIN 5NMMBDTB0TH049283. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,360. Lease selling price $57,860. Net capitalized cost $55,556. Residual value $36,803, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "3VV4B7AXXMM157863", "title": "2021 Volkswagen Tiguan SEL Premium R-Line", "year": 2021, "make": "Volkswagen", "model": "Tiguan", "trim": "SEL Premium R-Line", "decoded_trim": "4Motion SEL Premium R-Line", "condition": "used", "price": 23110.0, "msrp": 23110.0, "sale_price": 23038.0, "currency": "USD", "mileage": 60029, "exterior_color": "Pure White", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/121", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0994A", "stock_status": 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3vv4b7axxmm157863/2021-volkswagen-tiguan-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/3VV4B7AXXMM157863.html", "json_url": "https://ai.genesisofdownersgrove.com/v/3VV4B7AXXMM157863.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/3VV4B7AXXMM157863.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/used/3vv4b7axxmm157863/2021-volkswagen-tiguan-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0994A, VIN 3VV4B7AXXMM157863. Advertised price: $23,110. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,110"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23110.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4B7AXXMM157863_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23110.0, "price_incl_doc": 23110.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.55, "amount_financed": 24554.38, "sales_tax": 1444.38, "total_of_payments": 27674.29, "finance_charge": 3119.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $577 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,110, before any dealer documentation fee. Amount financed $24,554, including $1,444 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,674. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23110.0, "price_incl_doc": 23110.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.32, "amount_financed": 24554.38, "sales_tax": 1444.38, "total_of_payments": 28819.18, "finance_charge": 4264.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $480 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,110, before any dealer documentation fee. Amount financed $24,554, including $1,444 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,819. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23110.0, "price_incl_doc": 23110.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.51, "amount_financed": 24554.38, "sales_tax": 1444.38, "total_of_payments": 30132.71, "finance_charge": 5578.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $419 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,110, before any dealer documentation fee. Amount financed $24,554, including $1,444 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,133. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "KMUHEESC5TU350601", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81599.0, "msrp": 85920.0, "sale_price": 81599.0, "currency": "USD", "mileage": 13, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260609", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8e51b20f11e446d5a87d7b4f56113279.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8e51b20f11e446d5a87d7b4f56113279.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/29fe2bf0a3bf4f97858db12a1fa1c910.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43d1cc6d560a4164aa68bafa3815a81f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03166efdcd4b45caa2e4e19d52b3dbe5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4c72e74fda84812ba242dbb54ee087a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab224c530de24bdb84d6fbffba29c9db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/721e1dc917064382934c6f96a0368ba7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03c575b8d79546f1a9a2e3d20be07fe7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a90b73319b140baafa10652d78410b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efdfefd7f44744d08279d58b45a058ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/373c975021ae4cf39e825ee0f418994a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/387581e7b7fd48a9aba7c948c4f49507.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7aca6bdf08624f909815ae5b6068babd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24e81b010f1242e58b7036afc57e60e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dfb65eac63e94472893a4a9f299e53da.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30b1d10d99834ae487bf5ca56f0c6b05.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85920.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc5tu350601/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc5tu350601/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC5TU350601.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC5TU350601.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC5TU350601.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc5tu350601/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,321. This offer applies to Stock #GD260609, VIN KMUHEESC5TU350601. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,920. Advertised price: $81,599. Savings: $4,321, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,920"}, {"label": "Advertised price", "value": "$81,599"}, {"label": "Savings", "value": "$4,321, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,321", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81599.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC5TU350601_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1656, "unit": "per_month", "display": "$1,656/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81599.0, "price_incl_doc": 81599.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1655.65, "amount_financed": 86698.94, "sales_tax": 5099.94, "total_of_payments": 99339.02, "finance_charge": 12640.08, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260609, VIN KMUHEESC5TU350601. $1,656 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,599, before any dealer documentation fee. Amount financed $86,699, including $5,100 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU350601_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1436, "unit": "per_month", "display": "$1,436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81599.0, "price_incl_doc": 81599.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1436.44, "amount_financed": 86698.94, "sales_tax": 5099.94, "total_of_payments": 103423.87, "finance_charge": 16724.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260609, VIN KMUHEESC5TU350601. $1,436 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,599, before any dealer documentation fee. Amount financed $86,699, including $5,100 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,424. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU350601_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1287, "unit": "per_month", "display": "$1,287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81599.0, "price_incl_doc": 81599.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1287.01, "amount_financed": 86698.94, "sales_tax": 5099.94, "total_of_payments": 108108.9, "finance_charge": 21409.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260609, VIN KMUHEESC5TU350601. $1,287 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,599, before any dealer documentation fee. Amount financed $86,699, including $5,100 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,109. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU350601_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1073, "unit": "per_month", "display": "$1,073/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85920.0, "selling_price": 81599.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1072.66, "net_cap_cost": 82294.0, "residual_value": 53270.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1072.66, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1232.66}, "total_of_payments": 38628, "total_of_payments_unrounded": 38615.76}, "disclosure": "Estimated lease payment for stock #GD260609, VIN KMUHEESC5TU350601. $1,073 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,233, made up of $1,073 first payment, $60 title, $100 registration. MSRP $85,920. Lease selling price $81,599. Net capitalized cost $82,294. Residual value $53,270, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,628. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC5TU350601_lease", "type": "lease", "label": "Lease", "headline": {"value": 979, "unit": "per_month", "display": "$979/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85920.0, "selling_price": 81599.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 979.36, "net_cap_cost": 79295.0, "residual_value": 53270.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 979.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4138.36}, "total_of_payments": 35244, "total_of_payments_unrounded": 35256.96}, "disclosure": "Estimated lease payment for stock #GD260609, VIN KMUHEESC5TU350601. $979 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,138, made up of $979 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,920. Lease selling price $81,599. Net capitalized cost $79,295. Residual value $53,270, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,244. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SRDHF0GU133631_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 272, "unit": "per_month", "display": "$272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10895.0, "price_incl_doc": 10895.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 271.81, "amount_financed": 11575.94, "sales_tax": 680.94, "total_of_payments": 13046.79, "finance_charge": 1470.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $272 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,895, before any dealer documentation fee. Amount financed $11,576, including $681 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $13,047. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10895.0, "price_incl_doc": 10895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 226.44, "amount_financed": 11575.94, "sales_tax": 680.94, "total_of_payments": 13586.54, "finance_charge": 2010.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $226 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,895, before any dealer documentation fee. Amount financed $11,576, including $681 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,587. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF0GU133631_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 197, "unit": "per_month", "display": "$197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10895.0, "price_incl_doc": 10895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 197.3, "amount_financed": 11575.94, "sales_tax": 680.94, "total_of_payments": 14205.79, "finance_charge": 2629.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $197 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,895, before any dealer documentation fee. Amount financed $11,576, including $681 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $14,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,720"}, {"label": "Advertised price", "value": "$53,220"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53220.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB4TH071922_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53220.0, "price_incl_doc": 53220.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1079.84, "amount_financed": 56546.25, "sales_tax": 3326.25, "total_of_payments": 64790.29, "finance_charge": 8244.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260664, VIN 5NMMADTB4TH071922. $1,080 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,220, before any dealer documentation fee. Amount financed $56,546, including $3,326 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,790. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH071922_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53220.0, "price_incl_doc": 53220.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 936.87, "amount_financed": 56546.25, "sales_tax": 3326.25, "total_of_payments": 67454.48, "finance_charge": 10908.23, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260664, VIN 5NMMADTB4TH071922. $937 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,220, before any dealer documentation fee. Amount financed $56,546, including $3,326 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,454. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH071922_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53220.0, "price_incl_doc": 53220.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.41, "amount_financed": 56546.25, "sales_tax": 3326.25, "total_of_payments": 70510.12, "finance_charge": 13963.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260664, VIN 5NMMADTB4TH071922. $839 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,220, before any dealer documentation fee. Amount financed $56,546, including $3,326 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,510. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH071922_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54720.0, "selling_price": 53220.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 729.94, "net_cap_cost": 53915.0, "residual_value": 33926.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 729.94, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 889.94}, "total_of_payments": 26280, "total_of_payments_unrounded": 26277.84}, "disclosure": "Estimated lease payment for stock #GD260664, VIN 5NMMADTB4TH071922. $730 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $890, made up of $730 first payment, $60 title, $100 registration. MSRP $54,720. Lease selling price $53,220. Net capitalized cost $53,915. Residual value $33,926, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB4TH071922_lease", "type": "lease", "label": "Lease", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54720.0, "selling_price": 53220.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 636.65, "net_cap_cost": 50916.0, "residual_value": 33926.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 636.65, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3795.65}, "total_of_payments": 22932, "total_of_payments_unrounded": 22919.4}, "disclosure": "Estimated lease payment for stock #GD260664, VIN 5NMMADTB4TH071922. $637 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,796, made up of $637 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,720. Lease selling price $53,220. Net capitalized cost $50,916. Residual value $33,926, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,932. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 115}}, {"vin": "5NMMBDTB8TH069880", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57955.0, "msrp": 59455.0, "sale_price": 57955.0, "currency": "USD", "mileage": 10, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260620", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2f7d9b8d698b49ca822cfb9f5d9416ca.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2f7d9b8d698b49ca822cfb9f5d9416ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/564c796e055f434ab961b6e18a5c81a7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e8a3b19341af45b8b56434c79d39214f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6a9dc14a03543cd9683d54a25c2d1aa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/83a77f83b7d34947877519322e0e081d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9935cafe49c743df9fc3b8dc602905bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c126c9f1da18486296a2a80a6b680142.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4979ef9f7394a63b07e14f62ed8d6c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0782c0b5eef4482288f697883ed875ed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b667edabf49c4e3c95d040e36c9a5b11.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a533c3befa474f448ad14a0ef042d4e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c73edd10c1444b9bba3307e78e4568d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2cdeb2e9ada846ab82777c08c5570858.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/84d69ee3e51b4c33a3cfd5c42d8ab9e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99580fa8ee0647de8db1d2c23a353940.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bef1b7c88e6e4fd1a67f14bc436e53c8.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59455.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th069880/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th069880/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB8TH069880.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB8TH069880.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB8TH069880.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb8th069880/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260620, VIN 5NMMBDTB8TH069880. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,455. Advertised price: $57,955. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,455"}, {"label": "Advertised price", "value": "$57,955"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB8TH069880_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.91, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 70554.7, "finance_charge": 8977.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260620, VIN 5NMMBDTB8TH069880. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH069880_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.22, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 73455.93, "finance_charge": 11878.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260620, VIN 5NMMBDTB8TH069880. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH069880_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.09, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 76783.43, "finance_charge": 15206.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260620, VIN 5NMMBDTB8TH069880. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH069880_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.27, "net_cap_cost": 58650.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.27}, "total_of_payments": 28620, "total_of_payments_unrounded": 28629.72}, "disclosure": "Estimated lease payment for stock #GD260620, VIN 5NMMBDTB8TH069880. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $58,650. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH069880_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.98, "net_cap_cost": 55651.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.98}, "total_of_payments": 25272, "total_of_payments_unrounded": 25271.28}, "disclosure": "Estimated lease payment for stock #GD260620, VIN 5NMMBDTB8TH069880. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $55,651. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 114}}, {"vin": "KMUHEESC3TU324630", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 80759.0, "msrp": 84975.0, "sale_price": 80759.0, "currency": "USD", "mileage": 17, "exterior_color": "Vik Black", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260407", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e41b8c42ea1246ef874146d8615e785a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e41b8c42ea1246ef874146d8615e785a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45f88b1dd8864a60b8eb0b57d1dbb95f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c32510659f7b42d29153bbdf095e8405.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ff1c23b32be84576b87e412b34dbe050.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8af6e06c3b540d9a061f90580cec57d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/147bfc9a4c30469a9f28ae833060ce23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7741bb8d8534e0a91991206fe220215.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/280f4004da9f429580f2d1abe57749cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d56db21e226462e9fda396ed80ecede.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/135df914392747c887600e722856abac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3859fe0c66bb401faa34a2ac993ff926.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/537b12ca3c204d359f7a4ac2f6dd286e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f457c4dc2a3d4754aa2672bed31c13ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7395d2f857f4aecb116df1ba63baaa4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c817a5a17bc43d2be863a8e21902939.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/241b4dfe0c384f08ae84bce13adef5cb.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 84975.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc3tu324630/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc3tu324630/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC3TU324630.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC3TU324630.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC3TU324630.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc3tu324630/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,216. This offer applies to Stock #GD260407, VIN KMUHEESC3TU324630. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $84,975. Advertised price: $80,759. Savings: $4,216, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$84,975"}, {"label": "Advertised price", "value": "$80,759"}, {"label": "Savings", "value": "$4,216, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,216", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80759.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC3TU324630_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1639, "unit": "per_month", "display": "$1,639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80759.0, "price_incl_doc": 80759.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1638.61, "amount_financed": 85806.44, "sales_tax": 5047.44, "total_of_payments": 98316.4, "finance_charge": 12509.96, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260407, VIN KMUHEESC3TU324630. $1,639 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $80,759, before any dealer documentation fee. Amount financed $85,806, including $5,047 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,316. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC3TU324630_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1422, "unit": "per_month", "display": "$1,422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80759.0, "price_incl_doc": 80759.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1421.66, "amount_financed": 85806.44, "sales_tax": 5047.44, "total_of_payments": 102359.2, "finance_charge": 16552.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260407, VIN KMUHEESC3TU324630. $1,422 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $80,759, before any dealer documentation fee. Amount financed $85,806, including $5,047 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,359. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC3TU324630_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1274, "unit": "per_month", "display": "$1,274/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80759.0, "price_incl_doc": 80759.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1273.76, "amount_financed": 85806.44, "sales_tax": 5047.44, "total_of_payments": 106996.0, "finance_charge": 21189.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260407, VIN KMUHEESC3TU324630. $1,274 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,759, before any dealer documentation fee. Amount financed $85,806, including $5,047 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $106,996. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC3TU324630_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1063, "unit": "per_month", "display": "$1,063/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 84975.0, "selling_price": 80759.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1062.88, "net_cap_cost": 81454.0, "residual_value": 52684.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1062.88, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1222.88}, "total_of_payments": 38268, "total_of_payments_unrounded": 38263.68}, "disclosure": "Estimated lease payment for stock #GD260407, VIN KMUHEESC3TU324630. $1,063 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,223, made up of $1,063 first payment, $60 title, $100 registration. MSRP $84,975. Lease selling price $80,759. Net capitalized cost $81,454. Residual value $52,684, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC3TU324630_lease", "type": "lease", "label": "Lease", "headline": {"value": 970, "unit": "per_month", "display": "$970/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 84975.0, "selling_price": 80759.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 969.59, "net_cap_cost": 78455.0, "residual_value": 52684.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 969.59, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4128.59}, "total_of_payments": 34920, "total_of_payments_unrounded": 34905.24}, "disclosure": "Estimated lease payment for stock #GD260407, VIN KMUHEESC3TU324630. $970 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,129, made up of $970 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $84,975. Lease selling price $80,759. Net capitalized cost $78,455. Residual value $52,684, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,920. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 117}}, {"vin": "KMUMADTBXTU266977", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53710.0, "msrp": 55210.0, "sale_price": 53710.0, "currency": "USD", "mileage": 423, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260371", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/52d50c7b54854a26a560aed4cb575ba0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/52d50c7b54854a26a560aed4cb575ba0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54a9ab7b9c194fe09fffa05329afe793.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5cfe161ccd6f41c6ac8450beedc60938.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b648e20df7014cfdb010d0834eb3f2d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cfa68a46931247f09be66b7a9362aeba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55f5100c2cd04fa69bf2d4ca13a7e760.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f45092cbafb34b6bb5ec845fc6b7934b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c6f5aa4cff841fabcbf3d87ac4a8deb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1a628fb2b484e35b19e906d0f5fd926.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ce770a242d4423eb919fad2bd1daa0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/718d43794cb441a38dc90de2beed07a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b382c3cee2354fa6a6e71576cda4258b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86c4fba130a44d88b8bbf587ddc99dc9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f70323291474614920a6ee29bcc4c21.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3dadc54cea3e40108888bbb0d2fd7f18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ea615868ebf49719f1a03b83a1f0c5b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 55210.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu266977/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu266977/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTBXTU266977.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTBXTU266977.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTBXTU266977.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtbxtu266977/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260371, VIN KMUMADTBXTU266977. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,210. Advertised price: $53,710. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$55,210"}, {"label": "Advertised price", "value": "$53,710"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTBXTU266977_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1090, "unit": "per_month", "display": "$1,090/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1089.78, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 65386.82, "finance_charge": 8319.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260371, VIN KMUMADTBXTU266977. $1,090 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU266977_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 945, "unit": "per_month", "display": "$945/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 945.49, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 68075.54, "finance_charge": 11008.66, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260371, VIN KMUMADTBXTU266977. $945 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $68,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU266977_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 847, "unit": "per_month", "display": "$847/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53710.0, "price_incl_doc": 53710.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.13, "amount_financed": 57066.88, "sales_tax": 3356.88, "total_of_payments": 71159.32, "finance_charge": 14092.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260371, VIN KMUMADTBXTU266977. $847 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,710, before any dealer documentation fee. Amount financed $57,067, including $3,357 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,159. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU266977_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55210.0, "selling_price": 53710.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 736.7, "net_cap_cost": 54405.0, "residual_value": 34230.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 736.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 896.7}, "total_of_payments": 26532, "total_of_payments_unrounded": 26521.2}, "disclosure": "Estimated lease payment for stock #LGD260371, VIN KMUMADTBXTU266977. $737 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $897, made up of $737 first payment, $60 title, $100 registration. MSRP $55,210. Lease selling price $53,710. Net capitalized cost $54,405. Residual value $34,230, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTBXTU266977_lease", "type": "lease", "label": "Lease", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 55210.0, "selling_price": 53710.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 643.41, "net_cap_cost": 51406.0, "residual_value": 34230.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 643.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3802.41}, "total_of_payments": 23148, "total_of_payments_unrounded": 23162.76}, "disclosure": "Estimated lease payment for stock #LGD260371, VIN KMUMADTBXTU266977. $643 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,802, made up of $643 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,210. Lease selling price $53,710. Net capitalized cost $51,406. Residual value $34,230, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,148. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 111}}, {"vin": "5NMMADTB5TH044406", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 52220.0, "msrp": 53720.0, "sale_price": 52220.0, "currency": "USD", "mileage": 180, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260487", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/6bd41a9ecb55475e9a36401841db09d3.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/6bd41a9ecb55475e9a36401841db09d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a4a41086c784a64896adca1d9b7c3ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c7add1ee22234f30bd3bb4e19a57258f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ad79de52ca4945adb2792b6425ae4e14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/108c1cab500b4cf09e61d5e2cc055dc5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d087d38629484e358c38607c1a647f89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f4e4e31f6f0147958d4a902c069dfa69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6511b0beae5449028beb89ed990c9cda.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5622e56034a4412f82018da7e2254723.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d72a22dba204ffbb10d90a7ab99866c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80319686334f46808258a371788ec63e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c02bd6e84024ee1b84e382916c7395e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fffa0b0b63dd4b13b42af8a39e537268.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d483d9ec76d24432b742f4af7d220a99.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f02bf12486e94cddaf2d2e0b5387c38b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50832435afae42dd9c3cfcb7b9ffa664.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53720.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th044406/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th044406/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB5TH044406.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB5TH044406.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB5TH044406.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb5th044406/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260487, VIN 5NMMADTB5TH044406. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,720. Advertised price: $52,220. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,720"}, {"label": "Advertised price", "value": "$52,220"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52220.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB5TH044406_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1060, "unit": "per_month", "display": "$1,060/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52220.0, "price_incl_doc": 52220.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1059.55, "amount_financed": 55483.75, "sales_tax": 3263.75, "total_of_payments": 63572.88, "finance_charge": 8089.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260487, VIN 5NMMADTB5TH044406. $1,060 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $52,220, before any dealer documentation fee. Amount financed $55,484, including $3,264 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,573. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH044406_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52220.0, "price_incl_doc": 52220.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 919.26, "amount_financed": 55483.75, "sales_tax": 3263.75, "total_of_payments": 66187.01, "finance_charge": 10703.26, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260487, VIN 5NMMADTB5TH044406. $919 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $52,220, before any dealer documentation fee. Amount financed $55,484, including $3,264 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $66,187. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH044406_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52220.0, "price_incl_doc": 52220.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 823.63, "amount_financed": 55483.75, "sales_tax": 3263.75, "total_of_payments": 69185.24, "finance_charge": 13701.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260487, VIN 5NMMADTB5TH044406. $824 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $52,220, before any dealer documentation fee. Amount financed $55,484, including $3,264 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $69,185. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH044406_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53720.0, "selling_price": 52220.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 716.14, "net_cap_cost": 52915.0, "residual_value": 33306.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 716.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 876.14}, "total_of_payments": 25776, "total_of_payments_unrounded": 25781.04}, "disclosure": "Estimated lease payment for stock #LGD260487, VIN 5NMMADTB5TH044406. $716 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $876, made up of $716 first payment, $60 title, $100 registration. MSRP $53,720. Lease selling price $52,220. Net capitalized cost $52,915. Residual value $33,306, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,776. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB5TH044406_lease", "type": "lease", "label": "Lease", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53720.0, "selling_price": 52220.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 622.85, "net_cap_cost": 49916.0, "residual_value": 33306.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 622.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3781.85}, "total_of_payments": 22428, "total_of_payments_unrounded": 22422.6}, "disclosure": "Estimated lease payment for stock #LGD260487, VIN 5NMMADTB5TH044406. $623 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,782, made up of $623 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,720. Lease selling price $52,220. Net capitalized cost $49,916. Residual value $33,306, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,428. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 108}}, {"vin": "KMUMADTB1TU229493", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 51635.0, "msrp": 53135.0, "sale_price": 51635.0, "currency": "USD", "mileage": 13, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "LGD260102", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3c3d78d9d8af4e52b53c5aec41eb1d83.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3c3d78d9d8af4e52b53c5aec41eb1d83.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1e90588e81b4da78fed638cc6185105.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fde06bd5842c4ec2b701c528d266fbcb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d6d13b775ae4d308542bc5e91b86fb9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a7c329f424340c389789353e5f95cf5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/602150f5b24943e39bf97d889adaf061.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2650cec5a8d84d2e8df46163dd8da1a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/259e10ad2088487292f6ffdc98538c71.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bcd55c4583674ca58516bb9757f1c4e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bea64f0acb2b40b0bda62d5dd85ba2b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbf3ae280cac4119b34d52869bfaa60a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33d1e356d52e4f9597a42760e0d25ad4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7cc94e3886b4b26938f8138ad90d944.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b266239ca4c4274911a42eef23e23ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d41833e4289542cf8e6e6565ac0b96c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0009ae5f5b6041948923ca32968988a5.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53135.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb1tu229493/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb1tu229493/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTB1TU229493.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB1TU229493.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB1TU229493.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb1tu229493/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #LGD260102, VIN KMUMADTB1TU229493. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,135. Advertised price: $51,635. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,135"}, {"label": "Advertised price", "value": "$51,635"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51635.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTB1TU229493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1048, "unit": "per_month", "display": "$1,048/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51635.0, "price_incl_doc": 51635.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1047.68, "amount_financed": 54862.19, "sales_tax": 3227.19, "total_of_payments": 62860.7, "finance_charge": 7998.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260102, VIN KMUMADTB1TU229493. $1,048 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,635, before any dealer documentation fee. Amount financed $54,862, including $3,227 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $62,861. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB1TU229493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51635.0, "price_incl_doc": 51635.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 908.97, "amount_financed": 54862.19, "sales_tax": 3227.19, "total_of_payments": 65445.55, "finance_charge": 10583.36, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260102, VIN KMUMADTB1TU229493. $909 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,635, before any dealer documentation fee. Amount financed $54,862, including $3,227 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,446. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB1TU229493_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 814, "unit": "per_month", "display": "$814/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51635.0, "price_incl_doc": 51635.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.41, "amount_financed": 54862.19, "sales_tax": 3227.19, "total_of_payments": 68410.19, "finance_charge": 13548.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LGD260102, VIN KMUMADTB1TU229493. $814 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,635, before any dealer documentation fee. Amount financed $54,862, including $3,227 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,410. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB1TU229493_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53135.0, "selling_price": 51635.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 708.07, "net_cap_cost": 52330.0, "residual_value": 32943.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 708.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 868.07}, "total_of_payments": 25488, "total_of_payments_unrounded": 25490.52}, "disclosure": "Estimated lease payment for stock #LGD260102, VIN KMUMADTB1TU229493. $708 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $868, made up of $708 first payment, $60 title, $100 registration. MSRP $53,135. Lease selling price $51,635. Net capitalized cost $52,330. Residual value $32,944, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB1TU229493_lease", "type": "lease", "label": "Lease", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53135.0, "selling_price": 51635.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 614.78, "net_cap_cost": 49331.0, "residual_value": 32943.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 614.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3773.78}, "total_of_payments": 22140, "total_of_payments_unrounded": 22132.08}, "disclosure": "Estimated lease payment for stock #LGD260102, VIN KMUMADTB1TU229493. $615 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,774, made up of $615 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,135. Lease selling price $51,635. Net capitalized cost $49,331. Residual value $32,944, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 114}}, {"vin": "KMTFC4SD0TU063591", "title": "2026 Genesis G90 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-Supercharger", "condition": "new", "price": 100480.0, "msrp": 105480.0, "sale_price": 100480.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Bordeaux Brown/Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260672", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/af26091674a742818269632535713cd0.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/af26091674a742818269632535713cd0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc21eeb0e02e4fcf86ddabe8f669ac1a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9501880c4634c2997800c029465c61e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6fcd1b1eb26c4ebc97211940c7540837.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2151bd3884df401d8446568f3bf70405.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/463e499c570f4c3eb52bfc806105b0d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/494d854a14804048a334b8a66387970b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3c97ddc783a4136afa198d8acf2935a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cab4a65734eb469ca1255c81336a08d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed9363b53bcc4cb5b5209a4e48dca2f3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6af17fabd55a4e15a8d125e0aaceca35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68717c0637934f3ebedda7a1fdf76be7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b0248d8e45d64dc19cd6c822739c0160.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d47e4fe11f44370999002e557f8be6e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cd941d7b62e489e8365b177b9dac2db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/785f887c33c0467dbb370a45af7b0ed0.jpg"], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 105480.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu063591/2026-genesis-g90-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu063591/2026-genesis-g90-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTFC4SD0TU063591.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD0TU063591.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTFC4SD0TU063591.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtfc4sd0tu063591/2026-genesis-g90-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,000. This offer applies to Stock #GD260672, VIN KMTFC4SD0TU063591. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $105,480. Advertised price: $100,480. Savings: $5,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$105,480"}, {"label": "Advertised price", "value": "$100,480"}, {"label": "Savings", "value": "$5,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 100480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD0TU063591_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 2039, "unit": "per_month", "display": "$2,039/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2038.75, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 122324.84, "finance_charge": 15564.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260672, VIN KMTFC4SD0TU063591. $2,039 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $122,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU063591_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1769, "unit": "per_month", "display": "$1,769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1768.82, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 127354.87, "finance_charge": 20594.87, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260672, VIN KMTFC4SD0TU063591. $1,769 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $127,355. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU063591_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1585, "unit": "per_month", "display": "$1,585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 100480.0, "price_incl_doc": 100480.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1584.81, "amount_financed": 106760.0, "sales_tax": 6280.0, "total_of_payments": 133123.96, "finance_charge": 26363.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260672, VIN KMTFC4SD0TU063591. $1,585 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $100,480, before any dealer documentation fee. Amount financed $106,760, including $6,280 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $133,124. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU063591_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1321, "unit": "per_month", "display": "$1,321/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1321.41, "net_cap_cost": 101175.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1321.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1481.41}, "total_of_payments": 47556, "total_of_payments_unrounded": 47570.76}, "disclosure": "Estimated lease payment for stock #GD260672, VIN KMTFC4SD0TU063591. $1,321 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,481, made up of $1,321 first payment, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $101,175. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $47,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU063591_lease", "type": "lease", "label": "Lease", "headline": {"value": 1228, "unit": "per_month", "display": "$1,228/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 105480.0, "selling_price": 100480.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1228.11, "net_cap_cost": 98176.0, "residual_value": 65397.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1228.11, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4387.11}, "total_of_payments": 44208, "total_of_payments_unrounded": 44211.96}, "disclosure": "Estimated lease payment for stock #GD260672, VIN KMTFC4SD0TU063591. $1,228 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,387, made up of $1,228 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $105,480. Lease selling price $100,480. Net capitalized cost $98,176. Residual value $65,398, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $44,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 110}}, {"vin": "5NMMBDTB1TH071745", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57895.0, "msrp": 59395.0, "sale_price": 57895.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260662", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/60aebf3df6b94405b3f3c06e96cfd5d8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/60aebf3df6b94405b3f3c06e96cfd5d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7f7634588c7472faaa22ffc0a5bb6be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a52fa97bdbba43f8af84345d8f7ec434.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab49656283f447ffab695108aaf5dafa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a2dbaeacdd04b328b92c9c0b2790226.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/28ed76c69b1c4d808290efbe9e4a0543.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d559a6eb26c24d84b1e1a26840399571.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b6ddef6e55a4af2acbcfbb581eb92b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ec5df74074142dea341611505093abd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73695d7f157e4be6a3b608fe70fa1d0b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/302b6c7d419c4d74bf4ab39a5392efc8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7cb47b27aec49afa57c9358d9574a6b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/894e426266774265aa88e2293e15536b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50ab079fa95e4643ba254197b011f0fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/006769741a744b828cfb2a308358d41f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ace2ccb9d954c45b938057d8d054a8b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th071745/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th071745/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB1TH071745.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH071745.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB1TH071745.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb1th071745/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260662, VIN 5NMMBDTB1TH071745. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,395. Advertised price: $57,895. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,395"}, {"label": "Advertised price", "value": "$57,895"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB1TH071745_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1175, "unit": "per_month", "display": "$1,175/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1174.69, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 70481.66, "finance_charge": 8968.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260662, VIN 5NMMBDTB1TH071745. $1,175 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,482. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH071745_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.16, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 73379.88, "finance_charge": 11866.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260662, VIN 5NMMBDTB1TH071745. $1,019 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH071745_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57895.0, "price_incl_doc": 57895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.14, "amount_financed": 61513.44, "sales_tax": 3618.44, "total_of_payments": 76703.94, "finance_charge": 15190.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260662, VIN 5NMMBDTB1TH071745. $913 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,895, before any dealer documentation fee. Amount financed $61,513, including $3,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,704. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH071745_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.44, "net_cap_cost": 58590.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.44}, "total_of_payments": 28584, "total_of_payments_unrounded": 28599.84}, "disclosure": "Estimated lease payment for stock #GD260662, VIN 5NMMBDTB1TH071745. $794 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $954, made up of $794 first payment, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $58,590. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,584. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB1TH071745_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59395.0, "selling_price": 57895.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.15, "net_cap_cost": 55591.0, "residual_value": 36824.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.15}, "total_of_payments": 25236, "total_of_payments_unrounded": 25241.4}, "disclosure": "Estimated lease payment for stock #GD260662, VIN 5NMMBDTB1TH071745. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,395. Lease selling price $57,895. Net capitalized cost $55,591. Residual value $36,825, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 111}}, {"vin": "KMTGF4SD8TU304633", "title": "2026 Genesis G80 3.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T Prestige Black", "decoded_trim": "3.5T Prestige Black", "condition": "new", "price": 77765.0, "msrp": 81825.0, "sale_price": 77765.0, "currency": "USD", "mileage": 4540, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260258X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/a9f489624eae426089a1a6410370dcff.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/a9f489624eae426089a1a6410370dcff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f679cdc9874477dba92d287de8f1542.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5aa950c15a8540259e69b43451733aa0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b34513221a6a4a019e2b3b9929d5021e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d03c2124e2f424d926eaba5261b1982.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab9e51f21806411eabf191d4316ea8be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/075bd0403a5b4448be14cf3b3e293c36.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d233f7416784bf2a63233c6bef5b5f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3f4a29acf2b4ab8ae7333c68410d1a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9236ba1db88f4edb940b28d9f154cdef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0598ceae954a419ab65ac9bca6db7f69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07a7538403c7477fabf537b7867af40b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56d7b1eedf964229aac9ebe9ce12f030.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ee0039662aa43b7a280e77524256614.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f0fb281eb644939bfe401024a856e37.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b719509ff4f34f4f9b1240c303d0d8b8.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 81825.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd8tu304633/2026-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd8tu304633/2026-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGF4SD8TU304633.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD8TU304633.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGF4SD8TU304633.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgf4sd8tu304633/2026-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,060. This offer applies to Stock #GD260258X, VIN KMTGF4SD8TU304633. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $81,825. Advertised price: $77,765. Savings: $4,060, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$81,825"}, {"label": "Advertised price", "value": "$77,765"}, {"label": "Savings", "value": "$4,060, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,060", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77765.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD8TU304633_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1578, "unit": "per_month", "display": "$1,578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77765.0, "price_incl_doc": 77765.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1577.86, "amount_financed": 82625.31, "sales_tax": 4860.31, "total_of_payments": 94671.49, "finance_charge": 12046.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260258X, VIN KMTGF4SD8TU304633. $1,578 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $77,765, before any dealer documentation fee. Amount financed $82,625, including $4,860 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $94,671. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD8TU304633_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1369, "unit": "per_month", "display": "$1,369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77765.0, "price_incl_doc": 77765.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1368.95, "amount_financed": 82625.31, "sales_tax": 4860.31, "total_of_payments": 98564.4, "finance_charge": 15939.09, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260258X, VIN KMTGF4SD8TU304633. $1,369 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $77,765, before any dealer documentation fee. Amount financed $82,625, including $4,860 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $98,564. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD8TU304633_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1227, "unit": "per_month", "display": "$1,227/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 77765.0, "price_incl_doc": 77765.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1226.54, "amount_financed": 82625.31, "sales_tax": 4860.31, "total_of_payments": 103029.3, "finance_charge": 20403.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260258X, VIN KMTGF4SD8TU304633. $1,227 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $77,765, before any dealer documentation fee. Amount financed $82,625, including $4,860 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $103,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD8TU304633_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1024, "unit": "per_month", "display": "$1,024/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81825.0, "selling_price": 77765.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1024.27, "net_cap_cost": 78460.0, "residual_value": 50731.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1024.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1184.27}, "total_of_payments": 36864, "total_of_payments_unrounded": 36873.72}, "disclosure": "Estimated lease payment for stock #GD260258X, VIN KMTGF4SD8TU304633. $1,024 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,184, made up of $1,024 first payment, $60 title, $100 registration. MSRP $81,825. Lease selling price $77,765. Net capitalized cost $78,460. Residual value $50,732, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,864. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD8TU304633_lease", "type": "lease", "label": "Lease", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 81825.0, "selling_price": 77765.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 930.98, "net_cap_cost": 75461.0, "residual_value": 50731.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 930.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4089.98}, "total_of_payments": 33516, "total_of_payments_unrounded": 33515.28}, "disclosure": "Estimated lease payment for stock #GD260258X, VIN KMTGF4SD8TU304633. $931 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,090, made up of $931 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $81,825. Lease selling price $77,765. Net capitalized cost $75,461. Residual value $50,732, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 94}}, {"vin": "5NMMBDTB4TH064823", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57655.0, "msrp": 59155.0, "sale_price": 57655.0, "currency": "USD", "mileage": 13, "exterior_color": "Uyuni White", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260577", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/18637e147f8a4bbfbb0fa8773e25d570.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/18637e147f8a4bbfbb0fa8773e25d570.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1c02041f8244f8ea6479ff2ac04c87d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/006a34525e924832b47e4555acb03cad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08a943d69b85421a8ebc9eafd469932a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5aca485277704310908a2f63e27e0b7d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b73dc6ef3ed4a249b6492079defb200.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c06b63902cd5421d90dc235b96a784e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8549ce87ffc4859ac15ae6b496813b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/862cce89057142e4902814da9c6c57ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa232a6acb184119bddea994bad28e28.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a45aaacaadaf4b9989155ddad1cb5962.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6777f871c0942298e3422091d514bd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d80c1614c4644ae6971a313fac9f1786.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79f5c6284a504770b82c0a066d218b79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14de3ef8c69f4522aab13a0a92bce093.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c29a3d84c59414a83d059a420de9dba.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59155.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th064823/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th064823/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB4TH064823.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH064823.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH064823.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th064823/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260577, VIN 5NMMBDTB4TH064823. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,155. Advertised price: $57,655. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,155"}, {"label": "Advertised price", "value": "$57,655"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57655.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB4TH064823_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57655.0, "price_incl_doc": 57655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.82, "amount_financed": 61258.44, "sales_tax": 3603.44, "total_of_payments": 70189.48, "finance_charge": 8931.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260577, VIN 5NMMBDTB4TH064823. $1,170 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,655, before any dealer documentation fee. Amount financed $61,258, including $3,603 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,189. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH064823_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57655.0, "price_incl_doc": 57655.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1014.94, "amount_financed": 61258.44, "sales_tax": 3603.44, "total_of_payments": 73075.69, "finance_charge": 11817.25, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260577, VIN 5NMMBDTB4TH064823. $1,015 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,655, before any dealer documentation fee. Amount financed $61,258, including $3,603 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH064823_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57655.0, "price_incl_doc": 57655.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 909.36, "amount_financed": 61258.44, "sales_tax": 3603.44, "total_of_payments": 76385.97, "finance_charge": 15127.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260577, VIN 5NMMBDTB4TH064823. $909 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,655, before any dealer documentation fee. Amount financed $61,258, including $3,603 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,386. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH064823_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59155.0, "selling_price": 57655.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 791.13, "net_cap_cost": 58350.0, "residual_value": 36676.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 791.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 951.13}, "total_of_payments": 28476, "total_of_payments_unrounded": 28480.68}, "disclosure": "Estimated lease payment for stock #GD260577, VIN 5NMMBDTB4TH064823. $791 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $951, made up of $791 first payment, $60 title, $100 registration. MSRP $59,155. Lease selling price $57,655. Net capitalized cost $58,350. Residual value $36,676, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,476. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH064823_lease", "type": "lease", "label": "Lease", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59155.0, "selling_price": 57655.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 697.84, "net_cap_cost": 55351.0, "residual_value": 36676.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 697.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3856.84}, "total_of_payments": 25128, "total_of_payments_unrounded": 25122.24}, "disclosure": "Estimated lease payment for stock #GD260577, VIN 5NMMBDTB4TH064823. $698 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,857, made up of $698 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,155. Lease selling price $57,655. Net capitalized cost $55,351. Residual value $36,676, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,128. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 98}}, {"vin": "5NMMBDTB9TH044146", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 56555.0, "msrp": 58055.0, "sale_price": 56555.0, "currency": "USD", "mileage": 18, "exterior_color": "Ceres Blue", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260196", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d4ed152e8732405b9b6f99fce63642ee.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d4ed152e8732405b9b6f99fce63642ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d118c651a64a4ffbb6dbcf470c5198e6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b88f698fe5a49189a18db7e2437d2c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e69b03bad8c4882b5383ccb26945fee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc1658615f8845cbbd1376c8863369d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c295a8accead40e1b51a5c93e033ef6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5b928f31af2462aa2637e7e689d9eac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d727aa7c789d4ef7a41ebfc868a81e67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f996a58c5cf843d3b2be61ba9bb8d3f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9a336637bc841ae8bc54151c5c818dc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/184ae553b41a4b79a6777c529b8f8860.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86e304ab900742f3ba040205a20b7dfe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/313ebc6d9f33474a84637b2c168afe0b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0328de5dd27d4bfda9e2f035c2620b63.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/abb084091af845dfbe6d8b2b61432d79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/84f5162a4ba64c47b37d3f35e5e18ccd.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58055.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044146/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044146/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB9TH044146.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH044146.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB9TH044146.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb9th044146/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260196, VIN 5NMMBDTB9TH044146. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,055. Advertised price: $56,555. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,055"}, {"label": "Advertised price", "value": "$56,555"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56555.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB9TH044146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1148, "unit": "per_month", "display": "$1,148/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.51, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 68850.33, "finance_charge": 8760.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260196, VIN 5NMMBDTB9TH044146. $1,148 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,850. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044146_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 995.58, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 71681.48, "finance_charge": 11591.79, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260196, VIN 5NMMBDTB9TH044146. $996 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,681. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044146_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56555.0, "price_incl_doc": 56555.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.01, "amount_financed": 60089.69, "sales_tax": 3534.69, "total_of_payments": 74928.6, "finance_charge": 14838.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260196, VIN 5NMMBDTB9TH044146. $892 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,555, before any dealer documentation fee. Amount financed $60,090, including $3,535 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,929. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044146_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58055.0, "selling_price": 56555.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 775.95, "net_cap_cost": 57250.0, "residual_value": 35994.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 775.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 935.95}, "total_of_payments": 27936, "total_of_payments_unrounded": 27934.2}, "disclosure": "Estimated lease payment for stock #GD260196, VIN 5NMMBDTB9TH044146. $776 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $936, made up of $776 first payment, $60 title, $100 registration. MSRP $58,055. Lease selling price $56,555. Net capitalized cost $57,250. Residual value $35,994, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $27,936. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB9TH044146_lease", "type": "lease", "label": "Lease", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58055.0, "selling_price": 56555.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 682.66, "net_cap_cost": 54251.0, "residual_value": 35994.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 682.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3841.66}, "total_of_payments": 24588, "total_of_payments_unrounded": 24575.76}, "disclosure": "Estimated lease payment for stock #GD260196, VIN 5NMMBDTB9TH044146. $683 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,842, made up of $683 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,055. Lease selling price $56,555. Net capitalized cost $54,251. Residual value $35,994, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,588. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 97}}, {"vin": "KMUHGESB8TU331168", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63676.0, "msrp": 67025.0, "sale_price": 63676.0, "currency": "USD", "mileage": 15, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260450", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/89263002b3c340cb97097d0595c30434.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/89263002b3c340cb97097d0595c30434.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99ce0161c8c84991b3496a611a2c0e04.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3bfe8ffca7ac49d98ccb6dfc0c75c179.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5dd3cc8e56874ae8a080fc7840abdc25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cec581d42394e5ba57e132adab1a624.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e45c955e35f34676a39e78adc426f1f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3cf85867444344f482d20ec96104af3d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f18aba5c80e04c8eb7063ab8a8c4bb2b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/405443743e4a4e23bb2d91fdad2d82b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/119691836a9d4c2c9d25c66d07c9b78d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de54715126c1456cbf3a6651ff5291be.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f489b6ee95e44db1bdd3423b8486b1cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a27c77945dc4120b784cbed3014a7f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/16d0dd7ade944cafaac16b677447b491.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df061543f56d4e0d8cf6c488b06a72d2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b66075990d340ca851c99f294e5d6b8.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67025.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb8tu331168/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb8tu331168/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB8TU331168.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB8TU331168.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB8TU331168.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb8tu331168/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,349. This offer applies to Stock #GD260450, VIN KMUHGESB8TU331168. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,025. Advertised price: $63,676. Savings: $3,349, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,025"}, {"label": "Advertised price", "value": "$63,676"}, {"label": "Savings", "value": "$3,349, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,349", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63676.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB8TU331168_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1292, "unit": "per_month", "display": "$1,292/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1291.99, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 77519.47, "finance_charge": 9863.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260450, VIN KMUHGESB8TU331168. $1,292 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,519. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB8TU331168_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1121, "unit": "per_month", "display": "$1,121/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.93, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 80707.09, "finance_charge": 13051.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260450, VIN KMUHGESB8TU331168. $1,121 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,707. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB8TU331168_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.32, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 84363.07, "finance_charge": 16707.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260450, VIN KMUHGESB8TU331168. $1,004 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,363. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB8TU331168_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67025.0, "selling_price": 63676.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 842.19, "net_cap_cost": 64371.0, "residual_value": 41555.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 842.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1002.19}, "total_of_payments": 30312, "total_of_payments_unrounded": 30318.84}, "disclosure": "Estimated lease payment for stock #GD260450, VIN KMUHGESB8TU331168. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $67,025. Lease selling price $63,676. Net capitalized cost $64,371. Residual value $41,556, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB8TU331168_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67025.0, "selling_price": 63676.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.9, "net_cap_cost": 61372.0, "residual_value": 41555.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.9}, "total_of_payments": 26964, "total_of_payments_unrounded": 26960.4}, "disclosure": "Estimated lease payment for stock #GD260450, VIN KMUHGESB8TU331168. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,025. Lease selling price $63,676. Net capitalized cost $61,372. Residual value $41,556, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 99}}, {"vin": "5NMMADTB7TH072157", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53105.0, "msrp": 54605.0, "sale_price": 53105.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260676", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/4c7107e39caf4de286a4829a90cd7c68.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/4c7107e39caf4de286a4829a90cd7c68.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d01294b88d114057898997eea9443745.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0963d4ee02354b9d896de88eb3d1a981.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0d11f5c48a14a97adb0d571a1561477.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/28cc977a5a624096aac6ab36f4b7defd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3a08ee4fc54428ab091af1283389185.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7080b1ffc4364bdc968111a384a54778.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d26bec710a844b08ad8eedebcd938a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2f3d82b07eb4c21a2f08ad767abadb4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56f100e89a2541e5bc875b4a0bdf7310.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d3c6eee211e4ca19cc869cd9ed5dfdb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d440b8d806840f3951ff3142a456ef4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39dc5117c8ed4963b43b6fd2eb2bfe30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca15faf44f6f4de6bcfafa653d3ea741.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/078e93db31f846518b5db40e31a4b4b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33c302351daa4ba59b10cee7ff36d2b9.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54605.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th072157/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th072157/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB7TH072157.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB7TH072157.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB7TH072157.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb7th072157/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260676, VIN 5NMMADTB7TH072157. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,605. Advertised price: $53,105. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,605"}, {"label": "Advertised price", "value": "$53,105"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53105.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB7TH072157_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53105.0, "price_incl_doc": 53105.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1077.5, "amount_financed": 56424.06, "sales_tax": 3319.06, "total_of_payments": 64650.28, "finance_charge": 8226.22, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260676, VIN 5NMMADTB7TH072157. $1,078 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,105, before any dealer documentation fee. Amount financed $56,424, including $3,319 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,650. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH072157_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53105.0, "price_incl_doc": 53105.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.84, "amount_financed": 56424.06, "sales_tax": 3319.06, "total_of_payments": 67308.72, "finance_charge": 10884.66, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260676, VIN 5NMMADTB7TH072157. $935 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,105, before any dealer documentation fee. Amount financed $56,424, including $3,319 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH072157_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53105.0, "price_incl_doc": 53105.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.59, "amount_financed": 56424.06, "sales_tax": 3319.06, "total_of_payments": 70357.76, "finance_charge": 13933.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260676, VIN 5NMMADTB7TH072157. $838 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,105, before any dealer documentation fee. Amount financed $56,424, including $3,319 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,358. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH072157_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54605.0, "selling_price": 53105.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 728.35, "net_cap_cost": 53800.0, "residual_value": 33855.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 728.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 888.35}, "total_of_payments": 26208, "total_of_payments_unrounded": 26220.6}, "disclosure": "Estimated lease payment for stock #GD260676, VIN 5NMMADTB7TH072157. $728 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $888, made up of $728 first payment, $60 title, $100 registration. MSRP $54,605. Lease selling price $53,105. Net capitalized cost $53,800. Residual value $33,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB7TH072157_lease", "type": "lease", "label": "Lease", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54605.0, "selling_price": 53105.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 635.06, "net_cap_cost": 50801.0, "residual_value": 33855.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 635.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3794.06}, "total_of_payments": 22860, "total_of_payments_unrounded": 22862.16}, "disclosure": "Estimated lease payment for stock #GD260676, VIN 5NMMADTB7TH072157. $635 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,794, made up of $635 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,605. Lease selling price $53,105. Net capitalized cost $50,801. Residual value $33,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,860. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 101}}, {"vin": "KMTG54SE1TU176196", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 56495.0, "msrp": 57495.0, "sale_price": 56495.0, "currency": "USD", "mileage": 2, "exterior_color": "Vatna Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260648", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/67007a71e976419397b440b0212659f4.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/67007a71e976419397b440b0212659f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee77c22d197f4dc796b203fdeea00abc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b694d2f4df304b2bbf10be3711bd3d3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ccb25e6d1c4c4991829ad45ced9104e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ba3ad99787e44d4a5b560ecfc63ea07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ecea9e796a643f98dc0ab32b4573c47.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68dd6f1c29eb40a8840b62ebcd04dee4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c11e2a1a3484d67b11c01e2352a99e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/adf258d6bc984ae494e63cad9230df86.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7156605631c4463aa3dbb283565181fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fe03a5498d94af7b108ac563ed94c17.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cbe2aa117234949a0811c6e880ccb30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45d735922d184cba9837e58867d9ae64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f214809dbe3e419f8be3ea20879bd750.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18b75837cb444ede813593e17c37cd46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d4b94ec043642f1a0cc5028b174ccc2.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 57495.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se1tu176196/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se1tu176196/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE1TU176196.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE1TU176196.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE1TU176196.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se1tu176196/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260648, VIN KMTG54SE1TU176196. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $57,495. Advertised price: $56,495. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$57,495"}, {"label": "Advertised price", "value": "$56,495"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56495.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE1TU176196_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.29, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 68777.29, "finance_charge": 8751.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260648, VIN KMTG54SE1TU176196. $1,146 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,777. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE1TU176196_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 995, "unit": "per_month", "display": "$995/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 994.52, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 71605.43, "finance_charge": 11579.49, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260648, VIN KMTG54SE1TU176196. $995 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $71,605. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE1TU176196_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 891, "unit": "per_month", "display": "$891/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56495.0, "price_incl_doc": 56495.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.06, "amount_financed": 60025.94, "sales_tax": 3530.94, "total_of_payments": 74849.11, "finance_charge": 14823.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260648, VIN KMTG54SE1TU176196. $891 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $56,495, before any dealer documentation fee. Amount financed $60,026, including $3,531 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $74,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE1TU176196_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57495.0, "selling_price": 56495.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 783.78, "net_cap_cost": 57190.0, "residual_value": 35646.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 783.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 943.78}, "total_of_payments": 28224, "total_of_payments_unrounded": 28216.08}, "disclosure": "Estimated lease payment for stock #GD260648, VIN KMTG54SE1TU176196. $784 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $944, made up of $784 first payment, $60 title, $100 registration. MSRP $57,495. Lease selling price $56,495. Net capitalized cost $57,190. Residual value $35,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE1TU176196_lease", "type": "lease", "label": "Lease", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 57495.0, "selling_price": 56495.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 690.49, "net_cap_cost": 54191.0, "residual_value": 35646.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 690.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3849.49}, "total_of_payments": 24840, "total_of_payments_unrounded": 24857.64}, "disclosure": "Estimated lease payment for stock #GD260648, VIN KMTG54SE1TU176196. $690 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,849, made up of $690 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $57,495. Lease selling price $56,495. Net capitalized cost $54,191. Residual value $35,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,840. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 90}}, {"vin": "KMUHCESC9TU351675", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 82043.0, "msrp": 86395.0, "sale_price": 82043.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260646", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/780e8f63e23e440ca4a701ca6cf8e366.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/780e8f63e23e440ca4a701ca6cf8e366.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d97b727491c4ad1b36618040e0895f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b028287e4604c07a658d0fe6dc41266.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/84e602763f2745cfb8bf3d9398394dd6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fc3674220fe4f0694ffcaa2ac575b57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9abf824a773e4fb4ad12d46171a1cb61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68a0186748aa457db386c303bc860b70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/781d8bef2daf4c2c8491c9f6d14b32da.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e0f601cc59a7495fb267f48663866e39.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c94b835e463c43559c28173571802174.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b1ac5a5aac754345b28fb399ea9ee3c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b27f437ea26a41b48a0702acba2f56bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb17e151d29b41b2b62c30b6bbfbaddb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cf257b9d0784e35b2e1df88cea4e318.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5db951d80604da99c3e77e01c38fb2e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3ac06ae3e49497b9e94776adaac3e3f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu351675/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu351675/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESC9TU351675.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC9TU351675.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC9TU351675.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc9tu351675/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,352. This offer applies to Stock #GD260646, VIN KMUHCESC9TU351675. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,395. Advertised price: $82,043. Savings: $4,352, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,395"}, {"label": "Advertised price", "value": "$82,043"}, {"label": "Savings", "value": "$4,352, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,352", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC9TU351675_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1665, "unit": "per_month", "display": "$1,665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1664.66, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 99879.55, "finance_charge": 12708.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260646, VIN KMUHCESC9TU351675. $1,665 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,880. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU351675_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1444, "unit": "per_month", "display": "$1,444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1444.26, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 103986.62, "finance_charge": 16815.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260646, VIN KMUHCESC9TU351675. $1,444 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU351675_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1294, "unit": "per_month", "display": "$1,294/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82043.0, "price_incl_doc": 82043.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1294.01, "amount_financed": 87170.69, "sales_tax": 5127.69, "total_of_payments": 108697.15, "finance_charge": 21526.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260646, VIN KMUHCESC9TU351675. $1,294 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,043, before any dealer documentation fee. Amount financed $87,171, including $5,128 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,697. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU351675_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 82043.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1078.24, "net_cap_cost": 82738.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1078.24, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1238.24}, "total_of_payments": 38808, "total_of_payments_unrounded": 38816.64}, "disclosure": "Estimated lease payment for stock #GD260646, VIN KMUHCESC9TU351675. $1,078 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,238, made up of $1,078 first payment, $60 title, $100 registration. MSRP $86,395. Lease selling price $82,043. Net capitalized cost $82,738. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC9TU351675_lease", "type": "lease", "label": "Lease", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 82043.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 984.95, "net_cap_cost": 79739.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 984.95, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4143.95}, "total_of_payments": 35460, "total_of_payments_unrounded": 35458.2}, "disclosure": "Estimated lease payment for stock #GD260646, VIN KMUHCESC9TU351675. $985 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,144, made up of $985 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,395. Lease selling price $82,043. Net capitalized cost $79,739. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 91}}, {"vin": "5NMMBDTB6TH070557", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 59430.0, "msrp": 59430.0, "sale_price": 57930.0, "currency": "USD", "mileage": 35, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260603X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cb15a3a8d2f24df3a4c69b72d4f37bdc.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cb15a3a8d2f24df3a4c69b72d4f37bdc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13ceb243f39c47c49715ee8af6dfadd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/339f71205ba34827b8bf1ac61b35e154.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a269ffc039564dd788ed5334b01025fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/921a16d5f70c4a5f981572a99d33a513.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/efad98cf173b42179bf508a24c89a95d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38bd676ea1524486951301c2f85cf286.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f2c3261b80045fa9ef3d560c3baa3fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e60d802da5754ba28f6e98206b4f5dc0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d07bc76588ad425e9346779c1dc1006f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95365fb7e5f84fc5b62105ed65e754b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed487be9d75145e3b96b1409e07a061a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/340683ea9e844456aa0d510b8ebcb5bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10f87b042dd04589ae9ab4e23ee30d41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8621548f59074fa8bb8df3b85dc739e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/caba932323e7477398d29122eb85d344.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59430.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070557/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070557/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB6TH070557.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH070557.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB6TH070557.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb6th070557/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260603X, VIN 5NMMBDTB6TH070557. Advertised price: $59,430. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,430"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59430.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB6TH070557_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1206, "unit": "per_month", "display": "$1,206/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1205.84, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 72350.38, "finance_charge": 9206.0, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260603X, VIN 5NMMBDTB6TH070557. $1,206 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $72,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070557_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1046, "unit": "per_month", "display": "$1,046/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1046.19, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 75325.44, "finance_charge": 12181.06, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260603X, VIN 5NMMBDTB6TH070557. $1,046 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $75,325. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070557_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59430.0, "price_incl_doc": 59430.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.35, "amount_financed": 63144.38, "sales_tax": 3714.38, "total_of_payments": 78737.63, "finance_charge": 15593.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260603X, VIN 5NMMBDTB6TH070557. $937 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $59,430, before any dealer documentation fee. Amount financed $63,144, including $3,714 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $78,738. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070557_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59430.0, "selling_price": 59430.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 841.58, "net_cap_cost": 60125.0, "residual_value": 36846.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 841.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1001.58}, "total_of_payments": 30312, "total_of_payments_unrounded": 30296.88}, "disclosure": "Estimated lease payment for stock #GD260603X, VIN 5NMMBDTB6TH070557. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $59,430. Lease selling price $59,430. Net capitalized cost $60,125. Residual value $36,847, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB6TH070557_lease", "type": "lease", "label": "Lease", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59430.0, "selling_price": 59430.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.29, "net_cap_cost": 57126.0, "residual_value": 36846.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.29}, "total_of_payments": 26928, "total_of_payments_unrounded": 26938.44}, "disclosure": "Estimated lease payment for stock #GD260603X, VIN 5NMMBDTB6TH070557. $748 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,907, made up of $748 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,430. Lease selling price $59,430. Net capitalized cost $57,126. Residual value $36,847, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,928. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 93}}, {"vin": "KMUHEESC4TU324507", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 80829.0, "msrp": 85060.0, "sale_price": 80829.0, "currency": "USD", "mileage": 16, "exterior_color": "Vik Black", "interior_color": "Bordeaux Brown/Slate Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260384", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1c1577007d924a39bd9ff1c0804bc158.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1c1577007d924a39bd9ff1c0804bc158.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2aa11894b2874afd93d2a288bfc49e31.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bad2449e379b4e6d9ef72af856d192ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b132f806bcf54ba7bac1260e694c36ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b59d21646b05431485115712113b42d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e09654c1f47b4c1f94ebdb6b029a5f1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb1738fe2cc44a2f8a5ff51e7124c765.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48d59c4e966446de8e3583cea78453c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e4ff8b3c25b04e96b34948a2d17e76e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/92a3aa1b49624ab7bddaf9e75ea2e13d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d9c0a8312d44f73a1564aac76f45043.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9f6d0461b544e60a6f8f9ad3c5b8add.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e1a8fdee87f40fb81af3996fffa2ff6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/de745c2f429d4c3191817c71e8bcd3f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/425caafe226a42349bbccd474a39d6fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/11c9bfc685ae4247b7efa1733e08e07b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85060.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu324507/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu324507/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC4TU324507.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC4TU324507.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC4TU324507.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu324507/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,231. This offer applies to Stock #GD260384, VIN KMUHEESC4TU324507. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,060. Advertised price: $80,829. Savings: $4,231, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,060"}, {"label": "Advertised price", "value": "$80,829"}, {"label": "Savings", "value": "$4,231, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,231", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 80829.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC4TU324507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1640, "unit": "per_month", "display": "$1,640/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80829.0, "price_incl_doc": 80829.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1640.03, "amount_financed": 85880.81, "sales_tax": 5051.81, "total_of_payments": 98401.61, "finance_charge": 12520.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260384, VIN KMUHEESC4TU324507. $1,640 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $80,829, before any dealer documentation fee. Amount financed $85,881, including $5,052 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,402. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU324507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1423, "unit": "per_month", "display": "$1,423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80829.0, "price_incl_doc": 80829.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1422.89, "amount_financed": 85880.81, "sales_tax": 5051.81, "total_of_payments": 102447.91, "finance_charge": 16567.1, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260384, VIN KMUHEESC4TU324507. $1,423 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $80,829, before any dealer documentation fee. Amount financed $85,881, including $5,052 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,448. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU324507_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1275, "unit": "per_month", "display": "$1,275/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 80829.0, "price_incl_doc": 80829.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1274.87, "amount_financed": 85880.81, "sales_tax": 5051.81, "total_of_payments": 107088.74, "finance_charge": 21207.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260384, VIN KMUHEESC4TU324507. $1,275 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $80,829, before any dealer documentation fee. Amount financed $85,881, including $5,052 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,089. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU324507_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1064, "unit": "per_month", "display": "$1,064/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85060.0, "selling_price": 80829.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1063.59, "net_cap_cost": 81524.0, "residual_value": 52737.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1063.59, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1223.59}, "total_of_payments": 38304, "total_of_payments_unrounded": 38289.24}, "disclosure": "Estimated lease payment for stock #GD260384, VIN KMUHEESC4TU324507. $1,064 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,224, made up of $1,064 first payment, $60 title, $100 registration. MSRP $85,060. Lease selling price $80,829. Net capitalized cost $81,524. Residual value $52,737, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,304. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU324507_lease", "type": "lease", "label": "Lease", "headline": {"value": 970, "unit": "per_month", "display": "$970/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85060.0, "selling_price": 80829.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 970.3, "net_cap_cost": 78525.0, "residual_value": 52737.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 970.3, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4129.3}, "total_of_payments": 34920, "total_of_payments_unrounded": 34930.8}, "disclosure": "Estimated lease payment for stock #GD260384, VIN KMUHEESC4TU324507. $970 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,129, made up of $970 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,060. Lease selling price $80,829. Net capitalized cost $78,525. Residual value $52,737, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,920. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 96}}, {"vin": "KMTG54SE7TU175697", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "new", "price": 57165.0, "msrp": 58165.0, "sale_price": 57165.0, "currency": "USD", "mileage": 14, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260632", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/10760b95a36d4ff5906b89b9bc77bac8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/10760b95a36d4ff5906b89b9bc77bac8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52a1219b04ad423b975635c8d869f1ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aeb306aa224b46afbdb1f9bf4f108f9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e45e6f3886494455b7a1a3c0b042e4dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbab33c11c724757b6cd0794223f0ca0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c17587be3c14757b5dc8cbbe67272a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/394ab8365f544eedb2a7c6b9eed88565.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/36dc7c13bd974b6594ec55b440e37894.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/713645203e8c4724951cb941d5a94bd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8c84dd617a564f94aabd3da9d1fd6981.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4807072454f4cfa9360c7b66b8d202b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c224b460447b431b8e73610de4590243.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f282d45323a34834bab70a09552aacd8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3196cc22d2fe497493376a414b973d1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77f4728c39e4471aba2a5705f2b8c285.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1aeb34e267304ee9b86902e11b8c2f0f.jpg"], "vin_decode": {"make": "Genesis", "model": "G70", "year": 2026, "trim": "3.3T Sport Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58165.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se7tu175697/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se7tu175697/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG54SE7TU175697.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE7TU175697.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG54SE7TU175697.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg54se7tu175697/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260632, VIN KMTG54SE7TU175697. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,165. Advertised price: $57,165. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,165"}, {"label": "Advertised price", "value": "$57,165"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57165.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE7TU175697_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1160, "unit": "per_month", "display": "$1,160/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57165.0, "price_incl_doc": 57165.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1159.88, "amount_financed": 60737.81, "sales_tax": 3572.81, "total_of_payments": 69592.95, "finance_charge": 8855.14, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260632, VIN KMTG54SE7TU175697. $1,160 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,165, before any dealer documentation fee. Amount financed $60,738, including $3,573 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,593. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE7TU175697_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57165.0, "price_incl_doc": 57165.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.31, "amount_financed": 60737.81, "sales_tax": 3572.81, "total_of_payments": 72454.62, "finance_charge": 11716.81, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260632, VIN KMTG54SE7TU175697. $1,006 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,165, before any dealer documentation fee. Amount financed $60,738, including $3,573 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,455. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE7TU175697_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57165.0, "price_incl_doc": 57165.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.63, "amount_financed": 60737.81, "sales_tax": 3572.81, "total_of_payments": 75736.77, "finance_charge": 14998.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260632, VIN KMTG54SE7TU175697. $902 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,165, before any dealer documentation fee. Amount financed $60,738, including $3,573 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,737. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE7TU175697_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58165.0, "selling_price": 57165.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 793.02, "net_cap_cost": 57860.0, "residual_value": 36062.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 793.02, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 953.02}, "total_of_payments": 28548, "total_of_payments_unrounded": 28548.72}, "disclosure": "Estimated lease payment for stock #GD260632, VIN KMTG54SE7TU175697. $793 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $953, made up of $793 first payment, $60 title, $100 registration. MSRP $58,165. Lease selling price $57,165. Net capitalized cost $57,860. Residual value $36,062, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE7TU175697_lease", "type": "lease", "label": "Lease", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58165.0, "selling_price": 57165.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 699.73, "net_cap_cost": 54861.0, "residual_value": 36062.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 699.73, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3858.73}, "total_of_payments": 25200, "total_of_payments_unrounded": 25190.28}, "disclosure": "Estimated lease payment for stock #GD260632, VIN KMTG54SE7TU175697. $700 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,859, made up of $700 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,165. Lease selling price $57,165. Net capitalized cost $54,861. Residual value $36,062, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,200. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 93}}, {"vin": "KMUMEDTC1TU262314", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68154.0, "msrp": 73240.0, "sale_price": 68154.0, "currency": "USD", "mileage": 17, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260317", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2ece51d341dc4f29ab43d3ba11e99ea8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2ece51d341dc4f29ab43d3ba11e99ea8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f31ae1e9a853459c9a0710e2480b8edb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/28b69cc3dd574b9183b5626fa0bb414c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/175fdf5817a84b07990ce34f7ebeb80f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a32be23ecdd42b799cc77c9b70cd550.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/448d99ca8a6e4ffc85eda9ee9efbaed8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e4348ae8e3944ebcb0ee24b6449fe0f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b27dd4ffe05642cd8686abb4ba646bae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec03a26cccd0411d8471a05b25841e8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4518b298130d4c4ea2a1f0dfc9e4cb60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b76b9b37af2247a097510bbfae32911d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21e6c949b82c4b72bea962d167d3502d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fce09eaa8d54056809a90b2d22321ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/760ee33e4139496badec0d16851ee748.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87a2eb23031146038fcd0bb5340bd26b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/43b07c717e8e49cbae6367422a967070.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73240.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu262314/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu262314/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMEDTC1TU262314.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC1TU262314.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMEDTC1TU262314.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumedtc1tu262314/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,086. This offer applies to Stock #GD260317, VIN KMUMEDTC1TU262314. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,240. Advertised price: $68,154. Savings: $5,086, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,240"}, {"label": "Advertised price", "value": "$68,154"}, {"label": "Savings", "value": "$5,086, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,086", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68154.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMEDTC1TU262314_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1383, "unit": "per_month", "display": "$1,383/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68154.0, "price_incl_doc": 68154.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1382.85, "amount_financed": 72413.63, "sales_tax": 4259.63, "total_of_payments": 82971.02, "finance_charge": 10557.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260317, VIN KMUMEDTC1TU262314. $1,383 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,154, before any dealer documentation fee. Amount financed $72,414, including $4,260 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $82,971. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU262314_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1200, "unit": "per_month", "display": "$1,200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68154.0, "price_incl_doc": 68154.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1199.76, "amount_financed": 72413.63, "sales_tax": 4259.63, "total_of_payments": 86382.8, "finance_charge": 13969.17, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260317, VIN KMUMEDTC1TU262314. $1,200 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,154, before any dealer documentation fee. Amount financed $72,414, including $4,260 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,383. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU262314_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1075, "unit": "per_month", "display": "$1,075/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68154.0, "price_incl_doc": 68154.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1074.95, "amount_financed": 72413.63, "sales_tax": 4259.63, "total_of_payments": 90295.89, "finance_charge": 17882.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260317, VIN KMUMEDTC1TU262314. $1,075 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,154, before any dealer documentation fee. Amount financed $72,414, including $4,260 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,296. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU262314_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73240.0, "selling_price": 68154.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 873.91, "net_cap_cost": 68849.0, "residual_value": 45408.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 873.91, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1033.91}, "total_of_payments": 31464, "total_of_payments_unrounded": 31460.76}, "disclosure": "Estimated lease payment for stock #GD260317, VIN KMUMEDTC1TU262314. $874 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,034, made up of $874 first payment, $60 title, $100 registration. MSRP $73,240. Lease selling price $68,154. Net capitalized cost $68,849. Residual value $45,409, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,464. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMEDTC1TU262314_lease", "type": "lease", "label": "Lease", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73240.0, "selling_price": 68154.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 780.62, "net_cap_cost": 65850.0, "residual_value": 45408.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 780.62, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3939.62}, "total_of_payments": 28116, "total_of_payments_unrounded": 28102.32}, "disclosure": "Estimated lease payment for stock #GD260317, VIN KMUMEDTC1TU262314. $781 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,940, made up of $781 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,240. Lease selling price $68,154. Net capitalized cost $65,850. Residual value $45,409, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 99}}, {"vin": "KMTG34SC8TU172277", "title": "2026 Genesis G70 2.5T Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "2.5T Prestige", "decoded_trim": "2.5T Prestige AWD", "condition": "new", "price": 51755.0, "msrp": 52755.0, "sale_price": 51755.0, "currency": "USD", "mileage": 16, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260566", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/49423949e7c544abb3d1dd33635ec83a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/49423949e7c544abb3d1dd33635ec83a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65329df221d74a21936c7ef83dd8a5b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bbce56c7bf6548c5a960f59fdce59bcd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b4cd40ee81b40548637dd4486f5c9eb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06f63a3382724c8ba5873f853a4feee5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4792723b2a9744849ce11884c452d6f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5ac99b7b5f35488face4053f0788eea1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20b50a2e95d7463e8b5ff0439c97d2c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4400e0511fb4dacb3c289d6bd570c70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59dccd8c89a44c7387f1c43b2269b693.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5635d1c9681e482c973f00fa85770a50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51380da3596a4b5bae8428726bc67a46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98aa53cd83f743b28d197e5a88f1cccf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7db550dc0feb45df8af0a8a0b3b19625.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/091cef90f3944724a7d8389eeac653b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d74de7dd3d834548b6a54dd6b46bec36.jpg"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "2.5T Prestige AWD", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52755.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu172277/2026-genesis-g70-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu172277/2026-genesis-g70-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTG34SC8TU172277.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC8TU172277.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTG34SC8TU172277.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtg34sc8tu172277/2026-genesis-g70-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,000. This offer applies to Stock #GD260566, VIN KMTG34SC8TU172277. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,755. Advertised price: $51,755. Savings: $1,000, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,755"}, {"label": "Advertised price", "value": "$51,755"}, {"label": "Savings", "value": "$1,000, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,000", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51755.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34SC8TU172277_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1050, "unit": "per_month", "display": "$1,050/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51755.0, "price_incl_doc": 51755.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1050.11, "amount_financed": 54989.69, "sales_tax": 3234.69, "total_of_payments": 63006.79, "finance_charge": 8017.1, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260566, VIN KMTG34SC8TU172277. $1,050 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $51,755, before any dealer documentation fee. Amount financed $54,990, including $3,235 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $63,007. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU172277_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51755.0, "price_incl_doc": 51755.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.08, "amount_financed": 54989.69, "sales_tax": 3234.69, "total_of_payments": 65597.65, "finance_charge": 10607.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260566, VIN KMTG34SC8TU172277. $911 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $51,755, before any dealer documentation fee. Amount financed $54,990, including $3,235 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $65,598. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU172277_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 816, "unit": "per_month", "display": "$816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51755.0, "price_incl_doc": 51755.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 816.3, "amount_financed": 54989.69, "sales_tax": 3234.69, "total_of_payments": 68569.18, "finance_charge": 13579.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260566, VIN KMTG34SC8TU172277. $816 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,755, before any dealer documentation fee. Amount financed $54,990, including $3,235 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,569. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU172277_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 718, "unit": "per_month", "display": "$718/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52755.0, "selling_price": 51755.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 718.38, "net_cap_cost": 52450.0, "residual_value": 32708.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 718.38, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 878.38}, "total_of_payments": 25848, "total_of_payments_unrounded": 25861.68}, "disclosure": "Estimated lease payment for stock #GD260566, VIN KMTG34SC8TU172277. $718 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $878, made up of $718 first payment, $60 title, $100 registration. MSRP $52,755. Lease selling price $51,755. Net capitalized cost $52,450. Residual value $32,708, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,848. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34SC8TU172277_lease", "type": "lease", "label": "Lease", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52755.0, "selling_price": 51755.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 625.09, "net_cap_cost": 49451.0, "residual_value": 32708.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 625.09, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3784.09}, "total_of_payments": 22500, "total_of_payments_unrounded": 22503.24}, "disclosure": "Estimated lease payment for stock #GD260566, VIN KMTG34SC8TU172277. $625 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,784, made up of $625 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,755. Lease selling price $51,755. Net capitalized cost $49,451. Residual value $32,708, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,500. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 91}}, {"vin": "KMUHFESB1TU319303", "title": "2026 Genesis GV80 2.5T", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T", "decoded_trim": "2.5T", "condition": "new", "price": 60071.0, "msrp": 63290.0, "sale_price": 60071.0, "currency": "USD", "mileage": 5260, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD261262", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9ba123ca61ea47b191c73b6b42ab3538.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9ba123ca61ea47b191c73b6b42ab3538.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cbf471b57434bd9a1f2182ea22fd115.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5014587fea0745fd9bad00066b524dac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8656eddfca0c45d2a10fb1b5b7effbb1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0307b2474aad4cd88243b8f7d9e20ead.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e3e63f2ee7614ed5afd514af622759e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/799bd0413faf458cb32c4d4e2afec588.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64f6d507fa394bc2b7572f586ae12390.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/70a8266ff8ea4e1ca6d1d016c198e1df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcb898ac30534161adaa96115bc3b677.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d31fad0580a140b293b4f2521388b20d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e2f5d38843794762aebcd0055feb3b0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a40583ce78042ffa658568607816f7d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8be7b8f74b464c6b9bad314ae5bd01bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d223f2d95034b24976fe58c994400f1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3889993e8fb481eaf607916e852f9dc.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 63290.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu319303/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu319303/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHFESB1TU319303.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHFESB1TU319303.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHFESB1TU319303.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhfesb1tu319303/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,219. This offer applies to Stock #GD261262, VIN KMUHFESB1TU319303. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $63,290. Advertised price: $60,071. Savings: $3,219, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$63,290"}, {"label": "Advertised price", "value": "$60,071"}, {"label": "Savings", "value": "$3,219, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,219", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60071.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHFESB1TU319303_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1219, "unit": "per_month", "display": "$1,219/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60071.0, "price_incl_doc": 60071.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1218.85, "amount_financed": 63825.44, "sales_tax": 3754.44, "total_of_payments": 73130.73, "finance_charge": 9305.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261262, VIN KMUHFESB1TU319303. $1,219 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $60,071, before any dealer documentation fee. Amount financed $63,825, including $3,754 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $73,131. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU319303_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60071.0, "price_incl_doc": 60071.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.47, "amount_financed": 63825.44, "sales_tax": 3754.44, "total_of_payments": 76137.88, "finance_charge": 12312.44, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261262, VIN KMUHFESB1TU319303. $1,057 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $60,071, before any dealer documentation fee. Amount financed $63,825, including $3,754 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $76,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU319303_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 947, "unit": "per_month", "display": "$947/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60071.0, "price_incl_doc": 60071.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 947.46, "amount_financed": 63825.44, "sales_tax": 3754.44, "total_of_payments": 79586.88, "finance_charge": 15761.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261262, VIN KMUHFESB1TU319303. $947 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $60,071, before any dealer documentation fee. Amount financed $63,825, including $3,754 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $79,587. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU319303_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63290.0, "selling_price": 60071.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.71, "net_cap_cost": 60766.0, "residual_value": 39239.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.71}, "total_of_payments": 28620, "total_of_payments_unrounded": 28609.56}, "disclosure": "Estimated lease payment for stock #GD261262, VIN KMUHFESB1TU319303. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $63,290. Lease selling price $60,071. Net capitalized cost $60,766. Residual value $39,240, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHFESB1TU319303_lease", "type": "lease", "label": "Lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 63290.0, "selling_price": 60071.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.41, "net_cap_cost": 57767.0, "residual_value": 39239.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.41}, "total_of_payments": 25236, "total_of_payments_unrounded": 25250.76}, "disclosure": "Estimated lease payment for stock #GD261262, VIN KMUHFESB1TU319303. $701 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,860, made up of $701 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,290. Lease selling price $60,071. Net capitalized cost $57,767. Residual value $39,240, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 90}}, {"vin": "5NMMADTB8TH067551", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53275.0, "msrp": 54775.0, "sale_price": 53275.0, "currency": "USD", "mileage": 12, "exterior_color": "Mauna Red", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260595", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f4b283f6d9b4419db635d37605982e3a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f4b283f6d9b4419db635d37605982e3a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/181c2cbf23224e179f889c621ec3f899.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c166d0e166cf440a937c6ae7ae0beb46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1506d26e884c4120b32595f5206fa6b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb680922e9d24ca38df02a4791da8839.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5198bf5fff4b4bbb8ae90e36ffe1a8ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b508ed2459284e9aadea5e5fcab62149.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/75e01d06bef14ba89a6a85ec892d90dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2152da65bfac4d5d9e2ab82165f361b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dd364d71ae44411b93c16d9f116c6325.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b6d41930cda4664ad109502cbf31326.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/46537b76258d45bf95c713d4f62c0598.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a9d55f6bcc864b9fa152e4cbae39388a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a154d602e07542a291e34a252173470e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66a25df5aa3b4625a941e416ed45bce3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e5a034415f264d4d8f48b928a0e1c3fb.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54775.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th067551/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th067551/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTB8TH067551.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB8TH067551.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTB8TH067551.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtb8th067551/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260595, VIN 5NMMADTB8TH067551. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,775. Advertised price: $53,275. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,775"}, {"label": "Advertised price", "value": "$53,275"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53275.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTB8TH067551_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1081, "unit": "per_month", "display": "$1,081/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53275.0, "price_incl_doc": 53275.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.95, "amount_financed": 56604.69, "sales_tax": 3329.69, "total_of_payments": 64857.25, "finance_charge": 8252.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260595, VIN 5NMMADTB8TH067551. $1,081 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,275, before any dealer documentation fee. Amount financed $56,605, including $3,330 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $64,857. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH067551_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53275.0, "price_incl_doc": 53275.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.84, "amount_financed": 56604.69, "sales_tax": 3329.69, "total_of_payments": 67524.19, "finance_charge": 10919.5, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260595, VIN 5NMMADTB8TH067551. $938 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,275, before any dealer documentation fee. Amount financed $56,605, including $3,330 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,524. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH067551_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53275.0, "price_incl_doc": 53275.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.27, "amount_financed": 56604.69, "sales_tax": 3329.69, "total_of_payments": 70582.99, "finance_charge": 13978.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260595, VIN 5NMMADTB8TH067551. $840 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,275, before any dealer documentation fee. Amount financed $56,605, including $3,330 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,583. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH067551_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54775.0, "selling_price": 53275.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 730.7, "net_cap_cost": 53970.0, "residual_value": 33960.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 730.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 890.7}, "total_of_payments": 26316, "total_of_payments_unrounded": 26305.2}, "disclosure": "Estimated lease payment for stock #GD260595, VIN 5NMMADTB8TH067551. $731 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $891, made up of $731 first payment, $60 title, $100 registration. MSRP $54,775. Lease selling price $53,275. Net capitalized cost $53,970. Residual value $33,960, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTB8TH067551_lease", "type": "lease", "label": "Lease", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54775.0, "selling_price": 53275.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 637.41, "net_cap_cost": 50971.0, "residual_value": 33960.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 637.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3796.41}, "total_of_payments": 22932, "total_of_payments_unrounded": 22946.76}, "disclosure": "Estimated lease payment for stock #GD260595, VIN 5NMMADTB8TH067551. $637 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,796, made up of $637 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,775. Lease selling price $53,275. Net capitalized cost $50,971. Residual value $33,960, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $22,932. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 94}}, {"vin": "KMUMBDTB2TU284614", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 58035.0, "msrp": 59535.0, "sale_price": 58035.0, "currency": "USD", "mileage": 35, "exterior_color": "Makalu Gray", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260641X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/69d1f80106454aa3a68bd0601a323bb9.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/69d1f80106454aa3a68bd0601a323bb9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c7b4039c5749482cb07bd08f4f2366ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ecc7b3015c9d47b3be9016724ad47aaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e14e7ff17d8f421b84a0efb438fe40df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6247a6bca334445904d15a55c8356f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f9a149523824e59b39c42bdcb5b22a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba4eb549988a498aa52b2a8ba8d53540.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5cb12ce4d6044ebe85ba901f9797e6a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3fb2c0b7f77d42358c0bcb9146117a91.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8095148c212249c781485f02d81247a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fa6fb77488a420ba3f6866a67282919.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cbaed584e68f4da1947544169e21cc0a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f43b78ef9acf47bb9d8584ae51de5dbc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/513c1a89e43745f5ab09e8502b6d0ad3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31d3de1027ad4fa1b23b399d3037ae2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8bc2eb1df6924d4d9b62909b80383cbf.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59535.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu284614/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu284614/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTB2TU284614.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB2TU284614.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB2TU284614.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu284614/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260641X, VIN KMUMBDTB2TU284614. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,535. Advertised price: $58,035. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,535"}, {"label": "Advertised price", "value": "$58,035"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58035.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTB2TU284614_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58035.0, "price_incl_doc": 58035.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1177.53, "amount_financed": 61662.19, "sales_tax": 3627.19, "total_of_payments": 70652.09, "finance_charge": 8989.9, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260641X, VIN KMUMBDTB2TU284614. $1,178 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,035, before any dealer documentation fee. Amount financed $61,662, including $3,627 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,652. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU284614_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58035.0, "price_incl_doc": 58035.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.63, "amount_financed": 61662.19, "sales_tax": 3627.19, "total_of_payments": 73557.33, "finance_charge": 11895.14, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260641X, VIN KMUMBDTB2TU284614. $1,022 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,035, before any dealer documentation fee. Amount financed $61,662, including $3,627 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,557. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU284614_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 915, "unit": "per_month", "display": "$915/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58035.0, "price_incl_doc": 58035.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.35, "amount_financed": 61662.19, "sales_tax": 3627.19, "total_of_payments": 76889.42, "finance_charge": 15227.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260641X, VIN KMUMBDTB2TU284614. $915 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,035, before any dealer documentation fee. Amount financed $61,662, including $3,627 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,889. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU284614_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59535.0, "selling_price": 58035.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 796.37, "net_cap_cost": 58730.0, "residual_value": 36911.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 796.37, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 956.37}, "total_of_payments": 28656, "total_of_payments_unrounded": 28669.32}, "disclosure": "Estimated lease payment for stock #GD260641X, VIN KMUMBDTB2TU284614. $796 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $956, made up of $796 first payment, $60 title, $100 registration. MSRP $59,535. Lease selling price $58,035. Net capitalized cost $58,730. Residual value $36,912, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU284614_lease", "type": "lease", "label": "Lease", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59535.0, "selling_price": 58035.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 703.08, "net_cap_cost": 55731.0, "residual_value": 36911.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 703.08, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3862.08}, "total_of_payments": 25308, "total_of_payments_unrounded": 25310.88}, "disclosure": "Estimated lease payment for stock #GD260641X, VIN KMUMBDTB2TU284614. $703 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,862, made up of $703 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,535. Lease selling price $58,035. Net capitalized cost $55,731. Residual value $36,912, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,308. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 94}}, {"vin": "5NMMEDTC5TH070890", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68569.0, "msrp": 73730.0, "sale_price": 68569.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260653", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c1b46311707f4fafb886b235fab00384.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c1b46311707f4fafb886b235fab00384.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64a4986bed4842c29d0b129f52fbe754.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65b361680683441ca20ec8071cea6315.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bdeab8e8106048109b1b54731e47d256.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d176e84bd6c444e4b9cb1166dcf9e2de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b5d296c8d89b42148a7fa4b5e58c97ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3bcbbb6913ef4902a89e13e53938b043.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3634b41adb0b45bba6595884c899a9f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc4b063c008b4523831b86f869a231ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cce99a0078242f89ac8f431fc36c38c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/23f7f1b9976346bbb0636fb9d0a2c7e2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cb97833a50743668ee959f5836808bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3bc64ab33d84e98aa2cc2fa25539a9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ceed73539df46b6bb4702d8f6e2b7d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6fa3eda859a4ce09c796fbffe59a517.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec380a577b984f54bd7e3e172a7c7d41.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73730.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th070890/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th070890/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC5TH070890.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC5TH070890.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC5TH070890.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc5th070890/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,161. This offer applies to Stock #GD260653, VIN 5NMMEDTC5TH070890. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,730. Advertised price: $68,569. Savings: $5,161, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,730"}, {"label": "Advertised price", "value": "$68,569"}, {"label": "Savings", "value": "$5,161, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,161", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68569.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC5TH070890_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1391, "unit": "per_month", "display": "$1,391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68569.0, "price_incl_doc": 68569.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1391.27, "amount_financed": 72854.56, "sales_tax": 4285.56, "total_of_payments": 83476.23, "finance_charge": 10621.67, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260653, VIN 5NMMEDTC5TH070890. $1,391 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,569, before any dealer documentation fee. Amount financed $72,855, including $4,286 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,476. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH070890_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1207, "unit": "per_month", "display": "$1,207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68569.0, "price_incl_doc": 68569.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.07, "amount_financed": 72854.56, "sales_tax": 4285.56, "total_of_payments": 86908.79, "finance_charge": 14054.23, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260653, VIN 5NMMEDTC5TH070890. $1,207 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,569, before any dealer documentation fee. Amount financed $72,855, including $4,286 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH070890_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68569.0, "price_incl_doc": 68569.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1081.5, "amount_financed": 72854.56, "sales_tax": 4285.56, "total_of_payments": 90845.7, "finance_charge": 17991.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260653, VIN 5NMMEDTC5TH070890. $1,082 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,569, before any dealer documentation fee. Amount financed $72,855, including $4,286 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,846. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH070890_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73730.0, "selling_price": 68569.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.34, "net_cap_cost": 69264.0, "residual_value": 45712.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.34}, "total_of_payments": 31608, "total_of_payments_unrounded": 31620.24}, "disclosure": "Estimated lease payment for stock #GD260653, VIN 5NMMEDTC5TH070890. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $73,730. Lease selling price $68,569. Net capitalized cost $69,264. Residual value $45,713, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC5TH070890_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73730.0, "selling_price": 68569.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.05, "net_cap_cost": 66265.0, "residual_value": 45712.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.05, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.05}, "total_of_payments": 28260, "total_of_payments_unrounded": 28261.8}, "disclosure": "Estimated lease payment for stock #GD260653, VIN 5NMMEDTC5TH070890. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,730. Lease selling price $68,569. Net capitalized cost $66,265. Residual value $45,713, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 92}}, {"vin": "KMUMBDTB6TU249073", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57050.0, "msrp": 58550.0, "sale_price": 57050.0, "currency": "USD", "mileage": 54, "exterior_color": "Vik Black", "interior_color": "Vanilla Beige/Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260181X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1e19398a0da74f0790d066d1145e9232.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1e19398a0da74f0790d066d1145e9232.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b36aeaf9bf2944efb1c46cc352c312c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9ceed57769844478bf8a2d2fb591cfcd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/960206dd9eb540a1a749eb152fe053af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dac42480885a48e89fbf9728337c574b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d82186a00394ba5ba7cc5b94dda64ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb2b41a153e64a3bbb2e96bbf852de1b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd45f457304e47ca98bb88b5369f89a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/417bbab09eec4c26ba8da93f9acf5bb5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca7da88913c74bbca770e406c264d134.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c1d8dc07bea4f3d98545934e427d423.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/af2e7ba43b9742e894ab58dcc05bca16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d8146f001a5453f9f759e50842d799f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25cc36c837ac4187812d3edf7763ba7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c693628dea841b3a6d45115ad02ee65.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57d91c65fba84a3f81722f8ed220594b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58550.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249073/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249073/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTB6TU249073.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB6TU249073.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB6TU249073.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb6tu249073/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260181X, VIN KMUMBDTB6TU249073. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,550. Advertised price: $57,050. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,550"}, {"label": "Advertised price", "value": "$57,050"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTB6TU249073_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1158, "unit": "per_month", "display": "$1,158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57050.0, "price_incl_doc": 57050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1157.55, "amount_financed": 60615.63, "sales_tax": 3565.63, "total_of_payments": 69452.95, "finance_charge": 8837.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260181X, VIN KMUMBDTB6TU249073. $1,158 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,050, before any dealer documentation fee. Amount financed $60,616, including $3,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $69,453. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249073_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57050.0, "price_incl_doc": 57050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.29, "amount_financed": 60615.63, "sales_tax": 3565.63, "total_of_payments": 72308.88, "finance_charge": 11693.25, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260181X, VIN KMUMBDTB6TU249073. $1,004 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,050, before any dealer documentation fee. Amount financed $60,616, including $3,566 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $72,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249073_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 900, "unit": "per_month", "display": "$900/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57050.0, "price_incl_doc": 57050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 899.81, "amount_financed": 60615.63, "sales_tax": 3565.63, "total_of_payments": 75584.42, "finance_charge": 14968.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260181X, VIN KMUMBDTB6TU249073. $900 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,050, before any dealer documentation fee. Amount financed $60,616, including $3,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $75,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249073_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58550.0, "selling_price": 57050.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 782.78, "net_cap_cost": 57745.0, "residual_value": 36301.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 782.78, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 942.78}, "total_of_payments": 28188, "total_of_payments_unrounded": 28180.08}, "disclosure": "Estimated lease payment for stock #GD260181X, VIN KMUMBDTB6TU249073. $783 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $943, made up of $783 first payment, $60 title, $100 registration. MSRP $58,550. Lease selling price $57,050. Net capitalized cost $57,745. Residual value $36,301, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,188. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB6TU249073_lease", "type": "lease", "label": "Lease", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 58550.0, "selling_price": 57050.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 689.49, "net_cap_cost": 54746.0, "residual_value": 36301.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 689.49, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3848.49}, "total_of_payments": 24804, "total_of_payments_unrounded": 24821.64}, "disclosure": "Estimated lease payment for stock #GD260181X, VIN KMUMBDTB6TU249073. $689 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,848, made up of $689 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $58,550. Lease selling price $57,050. Net capitalized cost $54,746. Residual value $36,301, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,804. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 116}}, {"vin": "5NMMEDTC7TH059146", "title": "2026 Genesis GV70 3.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "new", "price": 68614.0, "msrp": 73805.0, "sale_price": 68614.0, "currency": "USD", "mileage": 15, "exterior_color": "Savile Silver", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260478", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/54173293bb8a4665a8f0d4262ab45bc8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/54173293bb8a4665a8f0d4262ab45bc8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a36b5c02dbcf41dab8f26fbb664a1280.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41f2229c3159423a8e1aa1ac727ca2ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79ba6817bbb64562b6bf0076c08a70c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3a6668ac7d642d7983ed1ad031ee4f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3ca5bf7614242d99fff81f9ca536852.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/305e823a479f4790ab790eb466f8db3a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3aba7b3d64d6405184fac97430dc16cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/206e4dd3f6ae439a84443e1b2d3f029e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5bb13f4e18d948829b652f4fe419fcec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9da2bf6b5a947dd94ecee633e083828.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e64ad1b53404144a74eaf8efccd4ed8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ed459bd9f95427d88f932f914eb5b18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9d1546277f844b4b080ab628f2773a9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e85f5a68b5941c3bea7fb0985701ece.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44ee779ed70a4fdc98bc6f285b4f6fb3.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "3.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 73805.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc7th059146/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc7th059146/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMEDTC7TH059146.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC7TH059146.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMEDTC7TH059146.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmedtc7th059146/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,191. This offer applies to Stock #GD260478, VIN 5NMMEDTC7TH059146. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $73,805. Advertised price: $68,614. Savings: $5,191, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$73,805"}, {"label": "Advertised price", "value": "$68,614"}, {"label": "Savings", "value": "$5,191, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,191", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68614.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC7TH059146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1392, "unit": "per_month", "display": "$1,392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1392.18, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 83531.02, "finance_charge": 10628.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260478, VIN 5NMMEDTC7TH059146. $1,392 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,531. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059146_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.86, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 86965.84, "finance_charge": 14063.46, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260478, VIN 5NMMEDTC7TH059146. $1,208 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $86,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059146_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68614.0, "price_incl_doc": 68614.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.21, "amount_financed": 72902.38, "sales_tax": 4288.38, "total_of_payments": 90905.33, "finance_charge": 18002.95, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260478, VIN 5NMMEDTC7TH059146. $1,082 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $68,614, before any dealer documentation fee. Amount financed $72,902, including $4,288 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $90,905. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059146_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73805.0, "selling_price": 68614.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 878.44, "net_cap_cost": 69309.0, "residual_value": 45759.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 878.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1038.44}, "total_of_payments": 31608, "total_of_payments_unrounded": 31623.84}, "disclosure": "Estimated lease payment for stock #GD260478, VIN 5NMMEDTC7TH059146. $878 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,038, made up of $878 first payment, $60 title, $100 registration. MSRP $73,805. Lease selling price $68,614. Net capitalized cost $69,309. Residual value $45,759, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC7TH059146_lease", "type": "lease", "label": "Lease", "headline": {"value": 785, "unit": "per_month", "display": "$785/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 73805.0, "selling_price": 68614.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 785.15, "net_cap_cost": 66310.0, "residual_value": 45759.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 785.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3944.15}, "total_of_payments": 28260, "total_of_payments_unrounded": 28265.4}, "disclosure": "Estimated lease payment for stock #GD260478, VIN 5NMMEDTC7TH059146. $785 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,944, made up of $785 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $73,805. Lease selling price $68,614. Net capitalized cost $66,310. Residual value $45,759, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,260. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 99}}, {"vin": "5NMMFDTB6TH062818", "title": "2026 Genesis GV70 2.5T Sport Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Sport Prestige", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 61130.0, "msrp": 62630.0, "sale_price": 61130.0, "currency": "USD", "mileage": 35, "exterior_color": "Uyuni White", "interior_color": "Ultramarine Blue", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260211XXX", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d5a7a55920e6412b8bfae23722f04644.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d5a7a55920e6412b8bfae23722f04644.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1aaa1ee3ec9446f69364654b368f338b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/131943b116484e22a0bb7aae5572ea56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f93ceeb447054cf1ba4de418eb73829a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a95d0489864422c867af2728771fa09.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7b591fdcf25a409b85f3122a03d9f4ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d081f63bd81a483ebcd01558943d8127.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30689fa45dc543f6a2afe80729d7aeb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2dacfbc972944728562edc08c4002fc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c507c5548834a51a5c0110f0e84dbde.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/666f681556274300a6a77a6c80887657.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/797ed854f5f840139b81d2e1fb172994.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f77b07da659f49febd41d647349bdd7f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8793d57288cf4da980fd7b2c35be3e1f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63be85ed68714f0594988028cbe2c3a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31e2e98a9b604b3abdfb4f3e7abdede4.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Sport Prestige", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 62630.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th062818/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th062818/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMFDTB6TH062818.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB6TH062818.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMFDTB6TH062818.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmfdtb6th062818/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260211XXX, VIN 5NMMFDTB6TH062818. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $62,630. Advertised price: $61,130. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$62,630"}, {"label": "Advertised price", "value": "$61,130"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61130.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMFDTB6TH062818_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1240, "unit": "per_month", "display": "$1,240/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61130.0, "price_incl_doc": 61130.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1240.33, "amount_financed": 64950.63, "sales_tax": 3820.63, "total_of_payments": 74419.96, "finance_charge": 9469.33, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260211XXX, VIN 5NMMFDTB6TH062818. $1,240 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,130, before any dealer documentation fee. Amount financed $64,951, including $3,821 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $74,420. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH062818_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1076, "unit": "per_month", "display": "$1,076/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61130.0, "price_incl_doc": 61130.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1076.11, "amount_financed": 64950.63, "sales_tax": 3820.63, "total_of_payments": 77480.13, "finance_charge": 12529.5, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260211XXX, VIN 5NMMFDTB6TH062818. $1,076 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,130, before any dealer documentation fee. Amount financed $64,951, including $3,821 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $77,480. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH062818_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61130.0, "price_incl_doc": 61130.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.17, "amount_financed": 64950.63, "sales_tax": 3820.63, "total_of_payments": 80989.93, "finance_charge": 16039.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260211XXX, VIN 5NMMFDTB6TH062818. $964 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,130, before any dealer documentation fee. Amount financed $64,951, including $3,821 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $80,990. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH062818_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62630.0, "selling_price": 61130.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 839.07, "net_cap_cost": 61825.0, "residual_value": 38830.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 839.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 999.07}, "total_of_payments": 30204, "total_of_payments_unrounded": 30206.52}, "disclosure": "Estimated lease payment for stock #GD260211XXX, VIN 5NMMFDTB6TH062818. $839 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $999, made up of $839 first payment, $60 title, $100 registration. MSRP $62,630. Lease selling price $61,130. Net capitalized cost $61,825. Residual value $38,831, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMFDTB6TH062818_lease", "type": "lease", "label": "Lease", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62630.0, "selling_price": 61130.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 745.78, "net_cap_cost": 58826.0, "residual_value": 38830.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 745.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3904.78}, "total_of_payments": 26856, "total_of_payments_unrounded": 26848.08}, "disclosure": "Estimated lease payment for stock #GD260211XXX, VIN 5NMMFDTB6TH062818. $746 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,905, made up of $746 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,630. Lease selling price $61,130. Net capitalized cost $58,826. Residual value $38,831, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,856. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 104}}, {"vin": "KMUMBDTB2TU282412", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57935.0, "msrp": 59435.0, "sale_price": 57935.0, "currency": "USD", "mileage": 15, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRGD260542", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ce609815558c4930860dea9e5673b46f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ce609815558c4930860dea9e5673b46f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/596f0bf3052844ce8fea3a390ff736ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a2bfd3cd62a43668c90bce930b290b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79fcf8a823444421894a5f9ccf9b3c75.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08fa29fe4b704bf58ce067eda67609a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbe8d8b6f9414b85b3ec5d1d61ff4896.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/727cbe94247045f0a7247f04a68af84b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80263ba7d6ef4e638e9727cf724aec16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2fff7efd48e046db9e13a7fd74e34c72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/724e23799475499091775ac510483519.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b278d1393a8541fa9d6c612e239c8c7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ad5045003e342e6bf0f0bfc6846ebbd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4cfd7f4f459f43e4ac291a88c35b50f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d9e392ae4fd24c508a87340279a9d465.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8beaa6be306c4753aeab4528370568e3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afa80138885442f0822c867e1fe6879b.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59435.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu282412/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu282412/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMBDTB2TU282412.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB2TU282412.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMBDTB2TU282412.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumbdtb2tu282412/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #NRGD260542, VIN KMUMBDTB2TU282412. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,435. Advertised price: $57,935. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,435"}, {"label": "Advertised price", "value": "$57,935"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57935.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMBDTB2TU282412_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57935.0, "price_incl_doc": 57935.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.51, "amount_financed": 61555.94, "sales_tax": 3620.94, "total_of_payments": 70530.35, "finance_charge": 8974.41, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260542, VIN KMUMBDTB2TU282412. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,935, before any dealer documentation fee. Amount financed $61,556, including $3,621 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,530. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU282412_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57935.0, "price_incl_doc": 57935.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.87, "amount_financed": 61555.94, "sales_tax": 3620.94, "total_of_payments": 73430.58, "finance_charge": 11874.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260542, VIN KMUMBDTB2TU282412. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,935, before any dealer documentation fee. Amount financed $61,556, including $3,621 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,431. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU282412_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57935.0, "price_incl_doc": 57935.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 913.77, "amount_financed": 61555.94, "sales_tax": 3620.94, "total_of_payments": 76756.94, "finance_charge": 15201.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRGD260542, VIN KMUMBDTB2TU282412. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,935, before any dealer documentation fee. Amount financed $61,556, including $3,621 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,757. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU282412_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59435.0, "selling_price": 57935.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 794.99, "net_cap_cost": 58630.0, "residual_value": 36849.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 794.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 954.99}, "total_of_payments": 28620, "total_of_payments_unrounded": 28619.64}, "disclosure": "Estimated lease payment for stock #NRGD260542, VIN KMUMBDTB2TU282412. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,435. Lease selling price $57,935. Net capitalized cost $58,630. Residual value $36,850, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMBDTB2TU282412_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59435.0, "selling_price": 57935.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.7, "net_cap_cost": 55631.0, "residual_value": 36849.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.7}, "total_of_payments": 25272, "total_of_payments_unrounded": 25261.2}, "disclosure": "Estimated lease payment for stock #NRGD260542, VIN KMUMBDTB2TU282412. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,435. Lease selling price $57,935. Net capitalized cost $55,631. Residual value $36,850, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 140}}, {"vin": "KMUHEESC4TU355174", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 82172.0, "msrp": 85640.0, "sale_price": 82172.0, "currency": "USD", "mileage": null, "exterior_color": "Savile Silver", "interior_color": "Bordeaux Brown/Slate Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "KMUHEESC4TU355174", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f7b233f54aeb4f1f89a5b0aadc2a2362.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f7b233f54aeb4f1f89a5b0aadc2a2362.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cfb9a69511cd44a6bf2b3ea7c0a6b59a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/27f574c52d014d488cca0557fdb1c156.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b130df59e6854c408fa8026e5fd1a9f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/85b7f0a734624b1f9b1c38bdd2ebc347.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6812aa702ab4c0285bd4ff35788a718.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c9a1fe3b4a54d9b9848a8713ca69bac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cd00c37e7d64c07b4d504f7bbf1de14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea9f106b9c894ffb8043e08b45720448.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/858ce1451d5c4f23a07eb0beba7bacc4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/377c62b0d07d43f9b0bdd249cdff6b41.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e04d1f9e76f040ab8d5eb0f51e418b84.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f960b1c2ddd44f439d84a1651fb09f55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5914b017a24e4b84b61d37488dae1ce9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30797147e8904316bfebd3497b1bfc2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44142de6c7c74e73917d3f85ff377a2e.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85640.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu355174/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu355174/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC4TU355174.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC4TU355174.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC4TU355174.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc4tu355174/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,468. This offer applies to Stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,640. Advertised price: $82,172. Savings: $3,468, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,640"}, {"label": "Advertised price", "value": "$82,172"}, {"label": "Savings", "value": "$3,468, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,468", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 82172.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC4TU355174_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1667, "unit": "per_month", "display": "$1,667/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82172.0, "price_incl_doc": 82172.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1667.28, "amount_financed": 87307.75, "sales_tax": 5135.75, "total_of_payments": 100036.59, "finance_charge": 12728.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. $1,667 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $82,172, before any dealer documentation fee. Amount financed $87,308, including $5,136 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $100,037. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355174_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1447, "unit": "per_month", "display": "$1,447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82172.0, "price_incl_doc": 82172.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1446.53, "amount_financed": 87307.75, "sales_tax": 5135.75, "total_of_payments": 104150.12, "finance_charge": 16842.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. $1,447 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $82,172, before any dealer documentation fee. Amount financed $87,308, including $5,136 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $104,150. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355174_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1296, "unit": "per_month", "display": "$1,296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 82172.0, "price_incl_doc": 82172.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1296.05, "amount_financed": 87307.75, "sales_tax": 5135.75, "total_of_payments": 108868.05, "finance_charge": 21560.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. $1,296 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,172, before any dealer documentation fee. Amount financed $87,308, including $5,136 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,868. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355174_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1095, "unit": "per_month", "display": "$1,095/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85640.0, "selling_price": 82172.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1095.33, "net_cap_cost": 82867.0, "residual_value": 53096.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1095.33, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1255.33}, "total_of_payments": 39420, "total_of_payments_unrounded": 39431.88}, "disclosure": "Estimated lease payment for stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. $1,095 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,255, made up of $1,095 first payment, $60 title, $100 registration. MSRP $85,640. Lease selling price $82,172. Net capitalized cost $82,867. Residual value $53,097, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $39,420. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC4TU355174_lease", "type": "lease", "label": "Lease", "headline": {"value": 1002, "unit": "per_month", "display": "$1,002/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85640.0, "selling_price": 82172.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1002.03, "net_cap_cost": 79868.0, "residual_value": 53096.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1002.03, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4161.03}, "total_of_payments": 36072, "total_of_payments_unrounded": 36073.08}, "disclosure": "Estimated lease payment for stock #KMUHEESC4TU355174, VIN KMUHEESC4TU355174. $1,002 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,161, made up of $1,002 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,640. Lease selling price $82,172. Net capitalized cost $79,868. Residual value $53,097, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,072. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 141}}, {"vin": "5NMMBDTB4TH071951", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 58090.0, "msrp": 59590.0, "sale_price": 58090.0, "currency": "USD", "mileage": 2, "exterior_color": "Uyuni White", "interior_color": "Frozen Gray/Urban Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260666", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0e7a0f8074c44861ae6471a8e133aa6b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0e7a0f8074c44861ae6471a8e133aa6b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/062586fd90d745d287429b72db128226.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4a359a85b43458786824b8df1b4879b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/81a32e68e78744c6b0682b5e207f6871.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71984179499f43cdb8e1c24894c01bdc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/042c9a8f80e34860a4890d51a55419e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c5ccdcb2897248e2831fa666f9ac9a2b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1bed1e81f5d4871baf3310b935e0106.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8af20fb98b404261ab293535c5438eaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88feb5c4525a4fedb8ac35a62eae3d04.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33e172228d204df5be05e854d2908b43.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/244a339245a74f479a88f137e04fa1f3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d247cad5757c4fb396a44158fea30b87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1337676305424cfd89c48bddffbf9508.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6c2aca827354ced94a9c6e6b71eee1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/03aae3f3ba96422f919acd2f43863280.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59590.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th071951/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th071951/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB4TH071951.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH071951.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB4TH071951.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb4th071951/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260666, VIN 5NMMBDTB4TH071951. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,590. Advertised price: $58,090. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,590"}, {"label": "Advertised price", "value": "$58,090"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB4TH071951_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58090.0, "price_incl_doc": 58090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.65, "amount_financed": 61720.63, "sales_tax": 3630.63, "total_of_payments": 70719.05, "finance_charge": 8998.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260666, VIN 5NMMBDTB4TH071951. $1,179 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $58,090, before any dealer documentation fee. Amount financed $61,721, including $3,631 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,719. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH071951_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1023, "unit": "per_month", "display": "$1,023/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58090.0, "price_incl_doc": 58090.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1022.6, "amount_financed": 61720.63, "sales_tax": 3630.63, "total_of_payments": 73627.04, "finance_charge": 11906.41, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260666, VIN 5NMMBDTB4TH071951. $1,023 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $58,090, before any dealer documentation fee. Amount financed $61,721, including $3,631 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,627. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH071951_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 916, "unit": "per_month", "display": "$916/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58090.0, "price_incl_doc": 58090.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 916.22, "amount_financed": 61720.63, "sales_tax": 3630.63, "total_of_payments": 76962.29, "finance_charge": 15241.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260666, VIN 5NMMBDTB4TH071951. $916 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $58,090, before any dealer documentation fee. Amount financed $61,721, including $3,631 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,962. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH071951_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59590.0, "selling_price": 58090.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 797.13, "net_cap_cost": 58785.0, "residual_value": 36945.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 797.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 957.13}, "total_of_payments": 28692, "total_of_payments_unrounded": 28696.68}, "disclosure": "Estimated lease payment for stock #GD260666, VIN 5NMMBDTB4TH071951. $797 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $957, made up of $797 first payment, $60 title, $100 registration. MSRP $59,590. Lease selling price $58,090. Net capitalized cost $58,785. Residual value $36,946, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB4TH071951_lease", "type": "lease", "label": "Lease", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59590.0, "selling_price": 58090.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 703.84, "net_cap_cost": 55786.0, "residual_value": 36945.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 703.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3862.84}, "total_of_payments": 25344, "total_of_payments_unrounded": 25338.24}, "disclosure": "Estimated lease payment for stock #GD260666, VIN 5NMMBDTB4TH071951. $704 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,863, made up of $704 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,590. Lease selling price $58,090. Net capitalized cost $55,786. Residual value $36,946, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 132}}, {"vin": "KMUHCESC0TU336997", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 81443.0, "msrp": 86395.0, "sale_price": 81443.0, "currency": "USD", "mileage": 8422, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD261268", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1d6f742b98754fccab61ee0ffcd9e88c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1d6f742b98754fccab61ee0ffcd9e88c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c19101c8965d4e7a81daa73e516ea268.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55d6dc0b55d64b1a9ad92a4aca9397a7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d56ba8e2b6d40a1aaadf75efe33bff1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/14196f41eb1847498463ae49f9650f97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9e291a39df104cd6b2222333a027bf03.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/842a42cfe38647e0b692b032c2838cd3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90ecbd602a154bf1aa0c8e7ae5800149.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b05ba8c47f924f1eb72512235dfd4c0c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ea18096288448318ebd000507ca80e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c0685876ade04bddbf4d24874b5859f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f0878b84a8041c1b5e0835ac97f010d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb5df467119642aaa9929b3390aa7b50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c62aa6715f42424fb6a087a03813463c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f014322e99d4af6a8e96a95475daed0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a987ad5d698454dab39e41037666de4.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86395.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc0tu336997/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc0tu336997/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESC0TU336997.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC0TU336997.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC0TU336997.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc0tu336997/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,952. This offer applies to Stock #GD261268, VIN KMUHCESC0TU336997. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,395. Advertised price: $81,443. Savings: $4,952, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,395"}, {"label": "Advertised price", "value": "$81,443"}, {"label": "Savings", "value": "$4,952, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,952", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81443.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC0TU336997_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1652.49, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 99149.11, "finance_charge": 12615.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261268, VIN KMUHCESC0TU336997. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,149. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC0TU336997_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1434, "unit": "per_month", "display": "$1,434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.7, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 103226.14, "finance_charge": 16692.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261268, VIN KMUHCESC0TU336997. $1,434 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,226. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC0TU336997_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1285, "unit": "per_month", "display": "$1,285/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.55, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 107902.22, "finance_charge": 21369.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261268, VIN KMUHCESC0TU336997. $1,285 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC0TU336997_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1060, "unit": "per_month", "display": "$1,060/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 81443.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1059.58, "net_cap_cost": 82138.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1059.58, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1219.58}, "total_of_payments": 38160, "total_of_payments_unrounded": 38144.88}, "disclosure": "Estimated lease payment for stock #GD261268, VIN KMUHCESC0TU336997. $1,060 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,220, made up of $1,060 first payment, $60 title, $100 registration. MSRP $86,395. Lease selling price $81,443. Net capitalized cost $82,138. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC0TU336997_lease", "type": "lease", "label": "Lease", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86395.0, "selling_price": 81443.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 966.29, "net_cap_cost": 79139.0, "residual_value": 53564.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 966.29, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4125.29}, "total_of_payments": 34776, "total_of_payments_unrounded": 34786.44}, "disclosure": "Estimated lease payment for stock #GD261268, VIN KMUHCESC0TU336997. $966 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,125, made up of $966 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,395. Lease selling price $81,443. Net capitalized cost $79,139. Residual value $53,565, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,776. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 133}}, {"vin": "5NMMADTBXTH049942", "title": "2026 Genesis GV70 2.5T", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 49670.0, "msrp": 51170.0, "sale_price": 49670.0, "currency": "USD", "mileage": 19, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260297", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/64d869e3f7d745cb8437533cacc0e1bc.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/64d869e3f7d745cb8437533cacc0e1bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12f3b548c1e64a6dbeea2e893e28fc34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17ad461ee39c4da09287b1bafe86ab45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67872c3fe8b94c0c8f91f3ec97eaa4ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b81faa3b46a486e96a7cc5990f1fc7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9a74fbb31ac4cb2a5cf2fc990ed4f71.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/924601fb6fbc484eb60834dc348aa8f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/acc3c0637d6d4c02931820c893555cf6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13ad8e52f69a490d83e52350f7c51475.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fad7952acbee4db48bf004198a8a5ee3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e00bc20c1f584c49b4f4b50f9e88d267.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b60b4e81f8dc4c88adf0d7b22e538908.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdac06631c3c4d3c9400e99292f84426.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/399dba9e776a4c4485f72569f9e43068.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3301f12bffc64040ba4b4b38ff179e29.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0cf7e8a395d14c2cbc1e096520cfbc69.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51170.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth049942/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth049942/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMADTBXTH049942.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTBXTH049942.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMADTBXTH049942.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmadtbxth049942/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260297, VIN 5NMMADTBXTH049942. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,170. Advertised price: $49,670. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,170"}, {"label": "Advertised price", "value": "$49,670"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMADTBXTH049942_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1008, "unit": "per_month", "display": "$1,008/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49670.0, "price_incl_doc": 49670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1007.81, "amount_financed": 52774.38, "sales_tax": 3104.38, "total_of_payments": 60468.51, "finance_charge": 7694.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260297, VIN 5NMMADTBXTH049942. $1,008 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $49,670, before any dealer documentation fee. Amount financed $52,774, including $3,104 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $60,469. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH049942_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49670.0, "price_incl_doc": 49670.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 874.37, "amount_financed": 52774.38, "sales_tax": 3104.38, "total_of_payments": 62954.98, "finance_charge": 10180.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260297, VIN 5NMMADTBXTH049942. $874 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $49,670, before any dealer documentation fee. Amount financed $52,774, including $3,104 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $62,955. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH049942_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49670.0, "price_incl_doc": 49670.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.41, "amount_financed": 52774.38, "sales_tax": 3104.38, "total_of_payments": 65806.8, "finance_charge": 13032.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260297, VIN 5NMMADTBXTH049942. $783 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,670, before any dealer documentation fee. Amount financed $52,774, including $3,104 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,807. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH049942_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51170.0, "selling_price": 49670.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 680.96, "net_cap_cost": 50365.0, "residual_value": 31725.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 680.96, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 840.96}, "total_of_payments": 24516, "total_of_payments_unrounded": 24514.56}, "disclosure": "Estimated lease payment for stock #GD260297, VIN 5NMMADTBXTH049942. $681 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $841, made up of $681 first payment, $60 title, $100 registration. MSRP $51,170. Lease selling price $49,670. Net capitalized cost $50,365. Residual value $31,725, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $24,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMADTBXTH049942_lease", "type": "lease", "label": "Lease", "headline": {"value": 588, "unit": "per_month", "display": "$588/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51170.0, "selling_price": 49670.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 587.67, "net_cap_cost": 47366.0, "residual_value": 31725.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 587.67, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3746.67}, "total_of_payments": 21168, "total_of_payments_unrounded": 21156.12}, "disclosure": "Estimated lease payment for stock #GD260297, VIN 5NMMADTBXTH049942. $588 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,747, made up of $588 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,170. Lease selling price $49,670. Net capitalized cost $47,366. Residual value $31,725, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $21,168. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 155}}, {"vin": "KMUHCESC1TU351444", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 81957.0, "msrp": 86290.0, "sale_price": 81957.0, "currency": "USD", "mileage": 2, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260651", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/6e21c777b6d44373a57e65ff0e813654.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/6e21c777b6d44373a57e65ff0e813654.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08a51ea627504851ab052f7ad63e1cde.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2587d7e307404db1914afc92f6706610.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56db4e3f2e5e49f687d6cf4120bbad69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c28d8ae8f0824730b600f99d4ffcabd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56e0b037319143c4b91d7f4aaf5fdebe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c1282c80a0e4d9f8e3e0b95720f6076.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c0276673d4244258958e4c5c488e4c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f3f8b867522c48e795b40ab000d765d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71af024cf6ca4e30a1298a335ee898f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d83c17f702d749f79428e0be632c5566.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a14648eedc9045f2a7ef0ac7a04089f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec3a9cbf8a014bd68aab2a5eb055d033.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17417932837542858ee880038430ece8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17aba468121d43eaa82a658cedea8be2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d5519f6134fa4b57a62dd20fc1210fa3.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 86290.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc1tu351444/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc1tu351444/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESC1TU351444.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC1TU351444.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESC1TU351444.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcesc1tu351444/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,333. This offer applies to Stock #GD260651, VIN KMUHCESC1TU351444. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $86,290. Advertised price: $81,957. Savings: $4,333, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$86,290"}, {"label": "Advertised price", "value": "$81,957"}, {"label": "Savings", "value": "$4,333, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,333", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81957.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC1TU351444_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1663, "unit": "per_month", "display": "$1,663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81957.0, "price_incl_doc": 81957.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1662.91, "amount_financed": 87079.31, "sales_tax": 5122.31, "total_of_payments": 99774.85, "finance_charge": 12695.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260651, VIN KMUHCESC1TU351444. $1,663 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,957, before any dealer documentation fee. Amount financed $87,079, including $5,122 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,775. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC1TU351444_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1443, "unit": "per_month", "display": "$1,443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81957.0, "price_incl_doc": 81957.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1442.74, "amount_financed": 87079.31, "sales_tax": 5122.31, "total_of_payments": 103877.61, "finance_charge": 16798.3, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260651, VIN KMUHCESC1TU351444. $1,443 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,957, before any dealer documentation fee. Amount financed $87,079, including $5,122 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC1TU351444_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1293, "unit": "per_month", "display": "$1,293/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81957.0, "price_incl_doc": 81957.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1292.66, "amount_financed": 87079.31, "sales_tax": 5122.31, "total_of_payments": 108583.2, "finance_charge": 21503.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260651, VIN KMUHCESC1TU351444. $1,293 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,957, before any dealer documentation fee. Amount financed $87,079, including $5,122 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,583. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC1TU351444_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1077, "unit": "per_month", "display": "$1,077/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86290.0, "selling_price": 81957.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1077.39, "net_cap_cost": 82652.0, "residual_value": 53499.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1077.39, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1237.39}, "total_of_payments": 38772, "total_of_payments_unrounded": 38786.04}, "disclosure": "Estimated lease payment for stock #GD260651, VIN KMUHCESC1TU351444. $1,077 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,237, made up of $1,077 first payment, $60 title, $100 registration. MSRP $86,290. Lease selling price $81,957. Net capitalized cost $82,652. Residual value $53,500, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC1TU351444_lease", "type": "lease", "label": "Lease", "headline": {"value": 984, "unit": "per_month", "display": "$984/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 86290.0, "selling_price": 81957.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 984.09, "net_cap_cost": 79653.0, "residual_value": 53499.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 984.09, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4143.09}, "total_of_payments": 35424, "total_of_payments_unrounded": 35427.24}, "disclosure": "Estimated lease payment for stock #GD260651, VIN KMUHCESC1TU351444. $984 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,143, made up of $984 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $86,290. Lease selling price $81,957. Net capitalized cost $79,653. Residual value $53,500, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 177}}, {"vin": "KMUMGDTC7VU290776", "title": "2027 Genesis GV70 3.5T Prestige Graphite", "year": 2027, "make": "Genesis", "model": "GV70", "trim": "3.5T Prestige Graphite", "decoded_trim": "3.5T Prestige Graphite", "condition": "new", "price": 74690.0, "msrp": 74690.0, "sale_price": 74690.0, "currency": "USD", "mileage": null, "exterior_color": "Ncm", "interior_color": null, "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Not Specified", "doors": 5, "seating_capacity": null, "engine": "3.5L", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "KMUMGDTC7VU290776", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=485878", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=485878"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2027, "trim": "3.5T Prestige Graphite", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 74690.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc7vu290776/2027-genesis-gv70-", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc7vu290776/2027-genesis-gv70-", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMGDTC7VU290776.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC7VU290776.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMGDTC7VU290776.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumgdtc7vu290776/2027-genesis-gv70-", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. Advertised price: $74,690. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,690"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74690.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMGDTC7VU290776_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.47, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 90927.97, "finance_charge": 11569.84, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. $1,515 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $90,928. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC7VU290776_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1315, "unit": "per_month", "display": "$1,315/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1314.82, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 94666.95, "finance_charge": 15308.82, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. $1,315 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $94,667. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC7VU290776_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74690.0, "price_incl_doc": 74690.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.04, "amount_financed": 79358.13, "sales_tax": 4668.13, "total_of_payments": 98955.31, "finance_charge": 19597.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. $1,178 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $74,690, before any dealer documentation fee. Amount financed $79,358, including $4,668 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $98,955. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC7VU290776_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74690.0, "selling_price": 74690.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1052.13, "net_cap_cost": 75385.0, "residual_value": 46307.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1052.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1212.13}, "total_of_payments": 37872, "total_of_payments_unrounded": 37876.68}, "disclosure": "Estimated lease payment for stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. $1,052 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,212, made up of $1,052 first payment, $60 title, $100 registration. MSRP $74,690. Lease selling price $74,690. Net capitalized cost $75,385. Residual value $46,308, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMGDTC7VU290776_lease", "type": "lease", "label": "Lease", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 74690.0, "selling_price": 74690.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 958.84, "net_cap_cost": 72386.0, "residual_value": 46307.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 958.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4117.84}, "total_of_payments": 34524, "total_of_payments_unrounded": 34518.24}, "disclosure": "Estimated lease payment for stock #KMUMGDTC7VU290776, VIN KMUMGDTC7VU290776. $959 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,118, made up of $959 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $74,690. Lease selling price $74,690. Net capitalized cost $72,386. Residual value $46,308, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $34,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 166}}, {"vin": "5NMMBDTB2TH069874", "title": "2026 Genesis GV70 2.5T Advanced", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Advanced", "decoded_trim": "2.5T Advanced", "condition": "new", "price": 57955.0, "msrp": 59455.0, "sale_price": 57955.0, "currency": "USD", "mileage": null, "exterior_color": "Uyuni White", "interior_color": "Havana Brown/Ocean Waves", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMMBDTB2TH069874", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d61d8805b3834ef9974c21cef009ca7f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d61d8805b3834ef9974c21cef009ca7f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c381eb66f3764a4490ed404b8bcb0a83.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/531e7e4fc1144bd59ee28eb00ab23403.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c8cc36a322040a490a26d22ca3a64a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcaee2e3563845038a0616ea2dae8c86.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c480a9e773a7453aa5ee7034bdfc9a9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/131c6c33b4434f5dad7909f3f272369e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86915a9c5e744272b690bb0c304ab996.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/736ca9474eab4c039063b9eead12fa51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/19aeb6023a5b4cce92b12fd80a847ec4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c581ea37d5a544c3a71cc404e422a3ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5285855dbd904252bc29ec83789324ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/917ee815adc045cc8b485d95921231e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f927cdcfc79a4e0e92e042b007711a81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b5553e345df44e39ad23ee75edb44d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e14452175b4419cbb66d954876348b1.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T Advanced", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59455.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th069874/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th069874/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/5NMMBDTB2TH069874.html", "json_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH069874.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/5NMMBDTB2TH069874.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/5nmmbdtb2th069874/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,455. Advertised price: $57,955. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,455"}, {"label": "Advertised price", "value": "$57,955"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57955.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB2TH069874_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1176, "unit": "per_month", "display": "$1,176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1175.91, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 70554.7, "finance_charge": 8977.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. $1,176 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $70,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH069874_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1020, "unit": "per_month", "display": "$1,020/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1020.22, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 73455.93, "finance_charge": 11878.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. $1,020 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $73,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH069874_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57955.0, "price_incl_doc": 57955.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.09, "amount_financed": 61577.19, "sales_tax": 3622.19, "total_of_payments": 76783.43, "finance_charge": 15206.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. $914 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $57,955, before any dealer documentation fee. Amount financed $61,577, including $3,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $76,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH069874_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.27, "net_cap_cost": 58650.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.27, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 955.27}, "total_of_payments": 28620, "total_of_payments_unrounded": 28629.72}, "disclosure": "Estimated lease payment for stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. $795 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $955, made up of $795 first payment, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $58,650. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB2TH069874_lease", "type": "lease", "label": "Lease", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 59455.0, "selling_price": 57955.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.98, "net_cap_cost": 55651.0, "residual_value": 36862.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.98, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3860.98}, "total_of_payments": 25272, "total_of_payments_unrounded": 25271.28}, "disclosure": "Estimated lease payment for stock #5NMMBDTB2TH069874, VIN 5NMMBDTB2TH069874. $702 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,861, made up of $702 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $59,455. Lease selling price $57,955. Net capitalized cost $55,651. Residual value $36,862, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $25,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 193}}, {"vin": "KMUHEESC9TU338306", "title": "2026 Genesis GV80 3.5T Prestige", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "3.5T Prestige", "decoded_trim": null, "condition": "new", "price": 81264.0, "msrp": 85500.0, "sale_price": 81264.0, "currency": "USD", "mileage": 18, "exterior_color": "Storr Green", "interior_color": "Earth Brown/Smoky Green", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260527", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b666a53bbe79444990f2c2b966f27558.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b666a53bbe79444990f2c2b966f27558.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/277bbe0d712443c3857941273561d2ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2bc76f7569c542238ef4de0d32a3bdac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a2c808022bc4a77814242787285270e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/037c35f589c8463c9318627841f524c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/138bb0d4d6f64f0e805fdb0ce2684b50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b4702e1801941fc9cfbadbbfbe263a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da6df7f343d4484b9af1b8789094a0e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cd430f643b6a4ad4991cd1e7d99afd54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/019f28c6c4c24ae2af495efd9b409460.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e444f9476ae4bf98467ec320fa784cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b72f0716c6849cfa0320c611f00d2da.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50eb33d125f64df9a2623353ad9f0787.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b24fcb65b59e4df58422e3a30cd89dd3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ac3c9dd553e446eb23a7fb6ebac8ba0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/067e59262c0742a69bb0051bc9cbbf05.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85500.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc9tu338306/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc9tu338306/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHEESC9TU338306.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC9TU338306.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHEESC9TU338306.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuheesc9tu338306/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,236. This offer applies to Stock #GD260527, VIN KMUHEESC9TU338306. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,500. Advertised price: $81,264. Savings: $4,236, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,500"}, {"label": "Advertised price", "value": "$81,264"}, {"label": "Savings", "value": "$4,236, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,236", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81264.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC9TU338306_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1649, "unit": "per_month", "display": "$1,649/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81264.0, "price_incl_doc": 81264.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1648.85, "amount_financed": 86343.0, "sales_tax": 5079.0, "total_of_payments": 98931.19, "finance_charge": 12588.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260527, VIN KMUHEESC9TU338306. $1,649 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,264, before any dealer documentation fee. Amount financed $86,343, including $5,079 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $98,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU338306_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1431, "unit": "per_month", "display": "$1,431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81264.0, "price_incl_doc": 81264.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1430.55, "amount_financed": 86343.0, "sales_tax": 5079.0, "total_of_payments": 102999.26, "finance_charge": 16656.26, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260527, VIN KMUHEESC9TU338306. $1,431 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,264, before any dealer documentation fee. Amount financed $86,343, including $5,079 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $102,999. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU338306_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1282, "unit": "per_month", "display": "$1,282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81264.0, "price_incl_doc": 81264.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1281.73, "amount_financed": 86343.0, "sales_tax": 5079.0, "total_of_payments": 107665.06, "finance_charge": 21322.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260527, VIN KMUHEESC9TU338306. $1,282 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,264, before any dealer documentation fee. Amount financed $86,343, including $5,079 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,665. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU338306_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1070, "unit": "per_month", "display": "$1,070/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85500.0, "selling_price": 81264.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1069.5, "net_cap_cost": 81959.0, "residual_value": 53010.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1069.5, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1229.5}, "total_of_payments": 38520, "total_of_payments_unrounded": 38502.0}, "disclosure": "Estimated lease payment for stock #GD260527, VIN KMUHEESC9TU338306. $1,070 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,230, made up of $1,070 first payment, $60 title, $100 registration. MSRP $85,500. Lease selling price $81,264. Net capitalized cost $81,959. Residual value $53,010, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC9TU338306_lease", "type": "lease", "label": "Lease", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85500.0, "selling_price": 81264.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 976.21, "net_cap_cost": 78960.0, "residual_value": 53010.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 976.21, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4135.21}, "total_of_payments": 35136, "total_of_payments_unrounded": 35143.56}, "disclosure": "Estimated lease payment for stock #GD260527, VIN KMUHEESC9TU338306. $976 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,135, made up of $976 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,500. Lease selling price $81,264. Net capitalized cost $78,960. Residual value $53,010, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,136. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 164}}, {"vin": "KMUHGESB9TU330966", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63676.0, "msrp": 67025.0, "sale_price": 63676.0, "currency": "USD", "mileage": 18, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260454", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/acc3d9290a8043b090a8a2f96acdc232.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/acc3d9290a8043b090a8a2f96acdc232.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cbe458c8a574fd7ae9712da61f524a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f86a787558f443ca3492751cbd14054.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd6a442922964edc871bdef8a394e4b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca7c5b595af44c26a36b5bb1f11669ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8284ddfff850470f8fee0e13e488c5db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b679f32e105042adaf062eba299f4bd6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d4287a46ae642ad8205b994a1c44460.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db84629afee94a088e8414fa8b9784a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e3047c315aa4c8d8bb26c089c062e72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f084852b097c4b7eafaa19ebadb5f024.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/628b9ce42320426f943f59a6e64a4e82.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a2ede9b30134a538a07eff9fee8645a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69cd5d7cfff84b5193006dd47e449e03.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cb4022abd56489f91f7e020bc051a4f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f1d74b3f93645e0bfd9e950ed9ddffe.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67025.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb9tu330966/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb9tu330966/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB9TU330966.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB9TU330966.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB9TU330966.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb9tu330966/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,349. This offer applies to Stock #GD260454, VIN KMUHGESB9TU330966. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,025. Advertised price: $63,676. Savings: $3,349, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,025"}, {"label": "Advertised price", "value": "$63,676"}, {"label": "Savings", "value": "$3,349, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,349", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63676.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB9TU330966_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1292, "unit": "per_month", "display": "$1,292/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1291.99, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 77519.47, "finance_charge": 9863.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260454, VIN KMUHGESB9TU330966. $1,292 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,519. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB9TU330966_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1121, "unit": "per_month", "display": "$1,121/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1120.93, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 80707.09, "finance_charge": 13051.34, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260454, VIN KMUHGESB9TU330966. $1,121 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,707. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB9TU330966_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1004, "unit": "per_month", "display": "$1,004/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63676.0, "price_incl_doc": 63676.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1004.32, "amount_financed": 67655.75, "sales_tax": 3979.75, "total_of_payments": 84363.07, "finance_charge": 16707.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260454, VIN KMUHGESB9TU330966. $1,004 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,676, before any dealer documentation fee. Amount financed $67,656, including $3,980 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,363. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB9TU330966_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67025.0, "selling_price": 63676.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 842.19, "net_cap_cost": 64371.0, "residual_value": 41555.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 842.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1002.19}, "total_of_payments": 30312, "total_of_payments_unrounded": 30318.84}, "disclosure": "Estimated lease payment for stock #GD260454, VIN KMUHGESB9TU330966. $842 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,002, made up of $842 first payment, $60 title, $100 registration. MSRP $67,025. Lease selling price $63,676. Net capitalized cost $64,371. Residual value $41,556, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,312. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB9TU330966_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67025.0, "selling_price": 63676.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 748.9, "net_cap_cost": 61372.0, "residual_value": 41555.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 748.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3907.9}, "total_of_payments": 26964, "total_of_payments_unrounded": 26960.4}, "disclosure": "Estimated lease payment for stock #GD260454, VIN KMUHGESB9TU330966. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,025. Lease selling price $63,676. Net capitalized cost $61,372. Residual value $41,556, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 181}}, {"vin": "KMUJBESC6TU296736", "title": "2026 Genesis GV80 Coupe 3.5T E-SC MHEV", "year": 2026, "make": "Genesis", "model": "GV80 Coupe", "trim": "3.5T E-SC MHEV", "decoded_trim": "3.5T e-S/C", "condition": "new", "price": 85686.0, "msrp": 90165.0, "sale_price": 85686.0, "currency": "USD", "mileage": 25, "exterior_color": "Capri Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbo/Supercharger Gas/Electric V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260213", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cb536f4738dc4da1a6ef70a58d35635a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cb536f4738dc4da1a6ef70a58d35635a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a320683b0a6a4b1084bf5e702f11a262.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a1b01f75e32f4cd8a200ce1f142568b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/795c9ba7ccff44c892846417bfd0e190.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae1d49ce46dc4d9bab1d561beebba676.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ecea38bca1a4745a1c2803e40a57bca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dd14be11e9c54c39aef0cf7e23809e7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa56e67c8b4d409ca3e6f20cddb7bdda.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0049182451844a8cb8eb88913dd00759.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80b6e1d0b2e14349be50f001efbe4ead.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bda9df4c023d45c18f2566e64b2ee211.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/21047e2e1627426fac7ae85477a2445a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e252470c10234c65836350433ef6994b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3045fe5ff04e4a6f9588817be238798b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df9b290142cd4360b65518d822e9abba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/18d38123c64e41e79b2ef9adf58633a6.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "3.5T e-S/C", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 90165.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu296736/2026-genesis-gv80-coupe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu296736/2026-genesis-gv80-coupe-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUJBESC6TU296736.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC6TU296736.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUJBESC6TU296736.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmujbesc6tu296736/2026-genesis-gv80-coupe-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,479. This offer applies to Stock #GD260213, VIN KMUJBESC6TU296736. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $90,165. Advertised price: $85,686. Savings: $4,479, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$90,165"}, {"label": "Advertised price", "value": "$85,686"}, {"label": "Savings", "value": "$4,479, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,479", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 85686.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUJBESC6TU296736_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1739, "unit": "per_month", "display": "$1,739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85686.0, "price_incl_doc": 85686.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1738.58, "amount_financed": 91041.38, "sales_tax": 5355.38, "total_of_payments": 104314.56, "finance_charge": 13273.18, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260213, VIN KMUJBESC6TU296736. $1,739 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $85,686, before any dealer documentation fee. Amount financed $91,041, including $5,355 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $104,315. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU296736_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1508, "unit": "per_month", "display": "$1,508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85686.0, "price_incl_doc": 85686.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1508.39, "amount_financed": 91041.38, "sales_tax": 5355.38, "total_of_payments": 108604.0, "finance_charge": 17562.62, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260213, VIN KMUJBESC6TU296736. $1,508 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $85,686, before any dealer documentation fee. Amount financed $91,041, including $5,355 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $108,604. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU296736_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1351, "unit": "per_month", "display": "$1,351/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 85686.0, "price_incl_doc": 85686.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1351.47, "amount_financed": 91041.38, "sales_tax": 5355.38, "total_of_payments": 113523.69, "finance_charge": 22482.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260213, VIN KMUJBESC6TU296736. $1,351 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $85,686, before any dealer documentation fee. Amount financed $91,041, including $5,355 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $113,524. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU296736_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1126, "unit": "per_month", "display": "$1,126/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90165.0, "selling_price": 85686.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1126.31, "net_cap_cost": 86381.0, "residual_value": 55902.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1126.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1286.31}, "total_of_payments": 40536, "total_of_payments_unrounded": 40547.16}, "disclosure": "Estimated lease payment for stock #GD260213, VIN KMUJBESC6TU296736. $1,126 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,286, made up of $1,126 first payment, $60 title, $100 registration. MSRP $90,165. Lease selling price $85,686. Net capitalized cost $86,381. Residual value $55,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $40,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUJBESC6TU296736_lease", "type": "lease", "label": "Lease", "headline": {"value": 1033, "unit": "per_month", "display": "$1,033/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 90165.0, "selling_price": 85686.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1033.02, "net_cap_cost": 83382.0, "residual_value": 55902.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1033.02, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4192.02}, "total_of_payments": 37188, "total_of_payments_unrounded": 37188.72}, "disclosure": "Estimated lease payment for stock #GD260213, VIN KMUJBESC6TU296736. $1,033 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,192, made up of $1,033 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $90,165. Lease selling price $85,686. Net capitalized cost $83,382. Residual value $55,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $37,188. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 179}}, {"vin": "KMUHGESB3TU336407", "title": "2026 Genesis GV80 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Select", "decoded_trim": "2.5T Select", "condition": "new", "price": 63735.0, "msrp": 67110.0, "sale_price": 63735.0, "currency": "USD", "mileage": 16, "exterior_color": "Makalu Gray", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260509", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d37adbf3b9134091a57bf2e01ccd3c00.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d37adbf3b9134091a57bf2e01ccd3c00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea34a23dff87483e8417ed20a902b693.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef14c4e291214d4baec63f3c82aa9368.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e52f3440e70f4263bf09d9b901d29f6a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88cfb78beb5043c5ac961b5131fbd40c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2980848a4da74e9baa9f18d8a6b99014.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/350a43c9f3004268bb53aa7127058bca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5db7d9200bb24845981dcf8bb3b5f7f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d164fecc01a8400cbecb268c3ddbf033.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a344c5fe3ec4e338cf9b369ce278482.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/335c3d258cf544d0bf45e110b332a380.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fcbb94ee5684518a02a7b3b3fc7b535.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6edf2014dac94d6b81338bd118a68e1a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdfe34eeb8854047bcfc78726822ffcf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f91fa8e0d5e3402b8dbf966e2207491c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5341959e4e344a9c9eb420f0f1b456fe.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": "2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 67110.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb3tu336407/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb3tu336407/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHGESB3TU336407.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB3TU336407.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHGESB3TU336407.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhgesb3tu336407/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,375. This offer applies to Stock #GD260509, VIN KMUHGESB3TU336407. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $67,110. Advertised price: $63,735. Savings: $3,375, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$67,110"}, {"label": "Advertised price", "value": "$63,735"}, {"label": "Savings", "value": "$3,375, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,375", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63735.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHGESB3TU336407_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1293, "unit": "per_month", "display": "$1,293/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63735.0, "price_incl_doc": 63735.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1293.19, "amount_financed": 67718.44, "sales_tax": 3983.44, "total_of_payments": 77591.3, "finance_charge": 9872.86, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260509, VIN KMUHGESB3TU336407. $1,293 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,735, before any dealer documentation fee. Amount financed $67,718, including $3,983 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $77,591. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB3TU336407_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1122, "unit": "per_month", "display": "$1,122/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63735.0, "price_incl_doc": 63735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1121.97, "amount_financed": 67718.44, "sales_tax": 3983.44, "total_of_payments": 80781.87, "finance_charge": 13063.43, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260509, VIN KMUHGESB3TU336407. $1,122 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,735, before any dealer documentation fee. Amount financed $67,718, including $3,983 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $80,782. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB3TU336407_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63735.0, "price_incl_doc": 63735.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.25, "amount_financed": 67718.44, "sales_tax": 3983.44, "total_of_payments": 84441.24, "finance_charge": 16722.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260509, VIN KMUHGESB3TU336407. $1,005 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,735, before any dealer documentation fee. Amount financed $67,718, including $3,983 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $84,441. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB3TU336407_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67110.0, "selling_price": 63735.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 842.56, "net_cap_cost": 64430.0, "residual_value": 41608.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 842.56, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1002.56}, "total_of_payments": 30348, "total_of_payments_unrounded": 30332.16}, "disclosure": "Estimated lease payment for stock #GD260509, VIN KMUHGESB3TU336407. $843 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,003, made up of $843 first payment, $60 title, $100 registration. MSRP $67,110. Lease selling price $63,735. Net capitalized cost $64,430. Residual value $41,608, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $30,348. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHGESB3TU336407_lease", "type": "lease", "label": "Lease", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 67110.0, "selling_price": 63735.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 749.27, "net_cap_cost": 61431.0, "residual_value": 41608.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 749.27, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3908.27}, "total_of_payments": 26964, "total_of_payments_unrounded": 26973.72}, "disclosure": "Estimated lease payment for stock #GD260509, VIN KMUHGESB3TU336407. $749 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,908, made up of $749 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $67,110. Lease selling price $63,735. Net capitalized cost $61,431. Residual value $41,608, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 190}}, {"vin": "KMUHCESCXTU347974", "title": "2026 Genesis GV80 2.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "GV80", "trim": "2.5T Prestige Black", "decoded_trim": null, "condition": "new", "price": 81443.0, "msrp": 85670.0, "sale_price": 81443.0, "currency": "USD", "mileage": 14, "exterior_color": "Vik Black", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD260606", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/87a486cf1ef048cd9edca3bfaecfb6bd.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/87a486cf1ef048cd9edca3bfaecfb6bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87c841ec552d425bb467342379fa717b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cde74fe9a57d43ac8484d81563dd0d75.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96b719bd505c49c2923b1023fd367cf4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c26dab232bd45b7af31a4bc16ca8028.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40144e572ce14d1e83320f0721c2de1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1b5cb347f156491382fd248aeabb96f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a402741aff7c473ebf35e25a78e036ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20205026bd6d4842b5cdedd6f0601bd9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c241cd1e67de4fb487afb95329b71d90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c28c60194d64037b323774d256230a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f3753f6f303445f9a7c6da5409d5678.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e865695f6ce84bf6b52aca6d42bca851.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d5ec45b9563482db229209bf32fd4e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed61ca40bc724319818b3928cbac80b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/041525edf5944849b36df7f6823afd1f.jpg"], "vin_decode": {"make": "Genesis", "model": "GV80", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": null, "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 85670.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu347974/2026-genesis-gv80-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu347974/2026-genesis-gv80-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUHCESCXTU347974.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU347974.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUHCESCXTU347974.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmuhcescxtu347974/2026-genesis-gv80-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,227. This offer applies to Stock #GD260606, VIN KMUHCESCXTU347974. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $85,670. Advertised price: $81,443. Savings: $4,227, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$85,670"}, {"label": "Advertised price", "value": "$81,443"}, {"label": "Savings", "value": "$4,227, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,227", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 81443.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESCXTU347974_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1652.49, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 99149.11, "finance_charge": 12615.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260606, VIN KMUHCESCXTU347974. $1,652 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $99,149. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU347974_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1434, "unit": "per_month", "display": "$1,434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1433.7, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 103226.14, "finance_charge": 16692.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260606, VIN KMUHCESCXTU347974. $1,434 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $103,226. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU347974_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1285, "unit": "per_month", "display": "$1,285/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 81443.0, "price_incl_doc": 81443.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1284.55, "amount_financed": 86533.19, "sales_tax": 5090.19, "total_of_payments": 107902.22, "finance_charge": 21369.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260606, VIN KMUHCESCXTU347974. $1,285 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $81,443, before any dealer documentation fee. Amount financed $86,533, including $5,090 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $107,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU347974_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1072, "unit": "per_month", "display": "$1,072/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 81443.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1072.13, "net_cap_cost": 82138.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1072.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1232.13}, "total_of_payments": 38592, "total_of_payments_unrounded": 38596.68}, "disclosure": "Estimated lease payment for stock #GD260606, VIN KMUHCESCXTU347974. $1,072 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,232, made up of $1,072 first payment, $60 title, $100 registration. MSRP $85,670. Lease selling price $81,443. Net capitalized cost $82,138. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $38,592. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESCXTU347974_lease", "type": "lease", "label": "Lease", "headline": {"value": 979, "unit": "per_month", "display": "$979/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 85670.0, "selling_price": 81443.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 978.84, "net_cap_cost": 79139.0, "residual_value": 53115.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 978.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4137.84}, "total_of_payments": 35244, "total_of_payments_unrounded": 35238.24}, "disclosure": "Estimated lease payment for stock #GD260606, VIN KMUHCESCXTU347974. $979 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,138, made up of $979 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $85,670. Lease selling price $81,443. Net capitalized cost $79,139. Residual value $53,115, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $35,244. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 29, "elapsed_ms": 179}}, {"vin": "KMTGC4SC8VU343922", "title": "2027 Genesis G80 2.5T", "year": 2027, "make": "Genesis", "model": "G80", "trim": "2.5T", "decoded_trim": "2.5T Sport Prestige", "condition": "new", "price": 72895.0, "msrp": 72895.0, "sale_price": 72895.0, "currency": "USD", "mileage": null, "exterior_color": "Vatna Gray", "interior_color": "Obsidian Black w/Red Stit", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "KMTGC4SC8VU343922", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=486213", "images": ["https://service.secureoffersites.com/images/GetEvoxImage?styleid=486213"], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2027, "trim": "2.5T Sport Prestige", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 72895.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc8vu343922/2027-genesis-g80-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc8vu343922/2027-genesis-g80-4dr-car", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMTGC4SC8VU343922.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SC8VU343922.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMTGC4SC8VU343922.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmtgc4sc8vu343922/2027-genesis-g80-4dr-car", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. Advertised price: $72,895. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$72,895"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72895.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGC4SC8VU343922_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1479, "unit": "per_month", "display": "$1,479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72895.0, "price_incl_doc": 72895.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1479.05, "amount_financed": 77450.94, "sales_tax": 4555.94, "total_of_payments": 88742.73, "finance_charge": 11291.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. $1,479 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $72,895, before any dealer documentation fee. Amount financed $77,451, including $4,556 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $88,743. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC8VU343922_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72895.0, "price_incl_doc": 72895.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1283.22, "amount_financed": 77450.94, "sales_tax": 4555.94, "total_of_payments": 92391.85, "finance_charge": 14940.91, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. $1,283 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $72,895, before any dealer documentation fee. Amount financed $77,451, including $4,556 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $92,392. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC8VU343922_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 1150, "unit": "per_month", "display": "$1,150/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72895.0, "price_incl_doc": 72895.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1149.73, "amount_financed": 77450.94, "sales_tax": 4555.94, "total_of_payments": 96577.14, "finance_charge": 19126.2, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. $1,150 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $72,895, before any dealer documentation fee. Amount financed $77,451, including $4,556 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $96,577. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC8VU343922_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 1027, "unit": "per_month", "display": "$1,027/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72895.0, "selling_price": 72895.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 1027.36, "net_cap_cost": 73590.0, "residual_value": 45194.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 1027.36, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1187.36}, "total_of_payments": 36972, "total_of_payments_unrounded": 36984.96}, "disclosure": "Estimated lease payment for stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. $1,027 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,187, made up of $1,027 first payment, $60 title, $100 registration. MSRP $72,895. Lease selling price $72,895. Net capitalized cost $73,590. Residual value $45,195, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $36,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGC4SC8VU343922_lease", "type": "lease", "label": "Lease", "headline": {"value": 934, "unit": "per_month", "display": "$934/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 72895.0, "selling_price": 72895.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 934.07, "net_cap_cost": 70591.0, "residual_value": 45194.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 934.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 4093.07}, "total_of_payments": 33624, "total_of_payments_unrounded": 33626.52}, "disclosure": "Estimated lease payment for stock #KMTGC4SC8VU343922, VIN KMTGC4SC8VU343922. $934 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $4,093, made up of $934 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $72,895. Lease selling price $72,895. Net capitalized cost $70,591. Residual value $45,195, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $33,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 116}}, {"vin": "KMUMADTB4TU276999", "title": "2026 Genesis GV70 2.5T Select", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "2.5T Select", "decoded_trim": "2.5T, 2.5T Select", "condition": "new", "price": 53480.0, "msrp": 54980.0, "sale_price": 53480.0, "currency": "USD", "mileage": 11, "exterior_color": "Uyuni White", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD260525", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/910e90711e174477a0e5cbcb999d1f58.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/910e90711e174477a0e5cbcb999d1f58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a21666f34d64bcc819b764eac575443.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/865cd65eb99e41f7b47bf6e60fd10bba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5e4bff6222c74c7e9c076d4f2be9210d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0caa4e105d6d45fd9a3e41100f915a5d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4fc984dc90034acc9cf43f43098329b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/faca536fbdbc4304a42de37dff45ac70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c47a53cf0e3942d9a7fd842502a2273b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c4294a10527413e8984d7c8ad63ec73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a8f5c10976747cca89940c5b66625d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b5d45fc5be74bf4ae389dacdd4ecd3f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94a8056f01774771806a585b60c72067.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/925889ad43b14228ba2b47638e00d73d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/899ff14ff323405293a6c7c4259775de.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c28cd25ac274028a9dade33a04287ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3e3ce44714541b09699363a0f31bb02.jpg"], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2026, "trim": "2.5T, 2.5T Select", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54980.0, "monroney_url": null, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb4tu276999/2026-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Genesis of Downers Grove", "short_name": "Genesis of Downers Grove", "city": "Downers Grove", "state": "IL", "address": "2424 Ogden Ave", "zip": "60515", "phone": "(630) 598-9950", "website": "https://www.genesisofdownersgrove.com"}, "source_vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb4tu276999/2026-genesis-gv70-sport-utility", "canonical_url": "https://ai.genesisofdownersgrove.com/vehicle/KMUMADTB4TU276999.html", "json_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB4TU276999.json", "markdown_url": "https://ai.genesisofdownersgrove.com/v/KMUMADTB4TU276999.md", "vdp_url": "https://www.genesisofdownersgrove.com/viewdetails/new/kmumadtb4tu276999/2026-genesis-gv70-sport-utility", "generated_at": "2026-07-26T16:50:53Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,500. This offer applies to Stock #GD260525, VIN KMUMADTB4TU276999. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,980. Advertised price: $53,480. Savings: $1,500, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,980"}, {"label": "Advertised price", "value": "$53,480"}, {"label": "Savings", "value": "$1,500, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,500", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:50:58Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53480.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMADTB4TU276999_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1085, "unit": "per_month", "display": "$1,085/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53480.0, "price_incl_doc": 53480.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1085.11, "amount_financed": 56822.5, "sales_tax": 3342.5, "total_of_payments": 65106.81, "finance_charge": 8284.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260525, VIN KMUMADTB4TU276999. $1,085 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,480, before any dealer documentation fee. Amount financed $56,822, including $3,342 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $65,107. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB4TU276999_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 941, "unit": "per_month", "display": "$941/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53480.0, "price_incl_doc": 53480.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.44, "amount_financed": 56822.5, "sales_tax": 3342.5, "total_of_payments": 67784.02, "finance_charge": 10961.52, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260525, VIN KMUMADTB4TU276999. $941 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,480, before any dealer documentation fee. Amount financed $56,822, including $3,342 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $67,784. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB4TU276999_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53480.0, "price_incl_doc": 53480.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.51, "amount_financed": 56822.5, "sales_tax": 3342.5, "total_of_payments": 70854.59, "finance_charge": 14032.09, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260525, VIN KMUMADTB4TU276999. $844 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,480, before any dealer documentation fee. Amount financed $56,822, including $3,342 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,855. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB4TU276999_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54980.0, "selling_price": 53480.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 733.53, "net_cap_cost": 54175.0, "residual_value": 34087.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 733.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 893.53}, "total_of_payments": 26424, "total_of_payments_unrounded": 26407.08}, "disclosure": "Estimated lease payment for stock #GD260525, VIN KMUMADTB4TU276999. $734 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $894, made up of $734 first payment, $60 title, $100 registration. MSRP $54,980. Lease selling price $53,480. Net capitalized cost $54,175. Residual value $34,088, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $26,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMADTB4TU276999_lease", "type": "lease", "label": "Lease", "headline": {"value": 640, "unit": "per_month", "display": "$640/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 54980.0, "selling_price": 53480.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 695.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 640.23, "net_cap_cost": 51176.0, "residual_value": 34087.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 640.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3799.23}, "total_of_payments": 23040, "total_of_payments_unrounded": 23048.28}, "disclosure": "Estimated lease payment for stock #GD260525, VIN KMUMADTB4TU276999. $640 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,799, made up of $640 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $54,980. Lease selling price $53,480. Net capitalized cost $51,176. Residual value $34,088, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $23,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 5, "suppressed": 1, "advertisable": 0}, "engine_calls": 21, "elapsed_ms": 119}}]}