---
id: department-0021
title: "Should I get pre-approved before shopping for a Genesis?"
category: department
subtopic: finance-preapproval
page_type: department
source_url: "https://www.genesisofdownersgrove.com"
tags: ["Finance", "Pre-approval", "Shopping"]
questions:
  - "What is pre-approval?"
  - "Do I need pre-approval to shop?"
  - "How do I get pre-approved for a car loan?"
  - "What are the benefits of pre-approval?"
related: [finance-financing, finance-credit]
dealer: Genesis of Downers Grove
---

Pre-approval is smart-it shows you exactly what you can afford and speeds up the buying process once you find your Genesis.

**What It Is**
Pre-approval means a lender has reviewed your financial information and committed to financing up to a specific amount at a set rate. You'll know your budget, monthly payment range, and whether you qualify before you shop.

**Why It Helps**
You walk into our showroom confident and ready. You're not guessing-you know what monthly payment fits your budget. Pre-approval also strengthens your position during negotiation and can sometimes unlock better rates.

**Getting Pre-Approved**
Our Finance Department can pre-approve you on the spot with basic information: proof of income, driver's license, and permission to check your credit. The whole process usually takes 15-30 minutes.

Want to get pre-approved before you visit? Call (630) 598-9950 to start. Or browse Genesis inventory now at https://www.genesisofdownersgrove.com and come in ready to drive home.