---
id: faq-0008
title: "What happens if my credit isn't perfect?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["financing", "credit", "bad-credit"]
questions:
  - "Can I get financing with bad credit?"
  - "What if I have poor credit?"
  - "Do you work with people with credit challenges?"
related: [financing-options, pre-approval]
dealer: Genesis of Downers Grove
---

Your credit situation doesn't disqualify you from owning a Genesis. Our Finance Department works with lenders who understand that credit histories are complex. Even if you've had challenges-late payments, past collections, or limited credit-there are financing paths available. Your rate and terms will reflect your credit profile, but the goal is to get you approved. Call (630) 598-9950 to discuss your situation with our Finance team. We're here to help you move forward, not judge your past.