---
id: faq-0018
title: "What if my credit score is less than perfect?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["financing", "credit", "approval"]
questions:
  - "Will you finance someone with bad credit?"
  - "What if I have a low credit score?"
  - "Do you work with buyers with credit challenges?"
related: [credit-score-guide, financing-basics, down-payment-guide]
dealer: Genesis of Downers Grove
---

We understand that credit isn't always perfect, and it doesn't disqualify you from getting behind the wheel of a Genesis. Our finance team works with a network of lenders who specialize in different credit situations-including rebuilders, first-time buyers, and folks recovering from past setbacks.

A larger down payment, a cosigner, or a trade-in can improve your approval odds and rate. The key is being transparent about your situation. **Call (630) 598-9950** to discuss your specific circumstances-no judgment, just honest solutions to get you in the right vehicle.