---
id: faq-0023
title: "What's included in my monthly car payment?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["financing", "payment", "costs"]
questions:
  - "What makes up my monthly payment?"
  - "Is insurance included?"
  - "What am I paying for each month?"
related: [financing-basics, monthly-payment, loan-terms]
dealer: Genesis of Downers Grove
---

Your monthly payment covers principal (the amount borrowed) and interest. Separately, you'll pay for insurance (required by lenders) and registration/taxes, which vary by state and vehicle.

If you lease, your payment includes the vehicle, maintenance, roadside assistance, and warranty-but not insurance or excess mileage fees. Our finance team will break down every component of your payment so there are no surprises. **Call (630) 598-9950** to see a complete payment estimate for the Genesis you're considering, with all costs clearly explained.