---
id: faq-0037
title: "Can I trade in a vehicle that I still owe money on?"
category: faq
subtopic: trade-in
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["trade-in", "loan payoff", "financing"]
questions:
  - "Can I trade in a car with an outstanding loan?"
  - "What if my vehicle has a lien on it?"
  - "How does trading in a financed car work?"
related: [trade-in-process, financing-overview]
dealer: Genesis of Downers Grove
---

Absolutely-you can trade in a vehicle with an existing loan. Genesis of Downers Grove handles this all the time. Here's how it works: we appraise your car, and if the trade-in value is more than what you owe, that equity goes toward your new vehicle. If you owe more than it's worth, the difference can be rolled into your new financing-our finance team walks you through all the options.

The key is having your loan payoff amount ready when you come in. Call (630) 598-9950 and let us know your situation; we'll make the process smooth and transparent.