---
id: faq-0100
title: "What does a lease payment typically include?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["leasing", "costs", "payments"]
questions:
  - "What's covered in my monthly lease payment?"
  - "Does my lease payment include insurance and maintenance?"
  - "Are taxes and fees part of the lease payment?"
related: [lease-mileage, lease-wear-tear, lease-early-termination]
dealer: Genesis of Downers Grove
---

A lease payment usually covers the vehicle's depreciation, interest (called 'rent charge'), and taxes, spread across your lease term. Most leases include manufacturer's warranty coverage and scheduled maintenance like oil changes and tire rotations-which keeps costs predictable. However, lease payments typically do *not* include gap insurance, registration, or your own auto insurance, which you'll arrange separately.

At Genesis of Downers Grove, our finance team will walk you through exactly what's bundled into your specific lease offer so there are no surprises. Monthly costs vary by vehicle, terms, and current promotions. Ready to explore lease options? Call **(630) 598-9950** or browse our Genesis lineup online to get started.