---
id: faq-0107
title: "Do Genesis leases include insurance?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.genesisofdownersgrove.com"
tags: ["leasing", "insurance", "coverage"]
questions:
  - "Is auto insurance included in a Genesis lease?"
  - "Do I need to buy my own insurance for a leased vehicle?"
  - "What kind of insurance coverage do I need for a lease?"
related: [lease-costs, lease-payments, warranty-coverage]
dealer: Genesis of Downers Grove
---

No, your personal auto insurance is not included in lease payments-you'll need to arrange and pay for your own policy separately. Most lease agreements require you to carry comprehensive and collision coverage with specific liability limits, plus gap insurance (which covers the difference if the vehicle is totaled and you still owe money).

Think of it this way: the lease payment covers the vehicle's depreciation and maintenance, but you're responsible for protecting yourself and the car through insurance, just as you would with a purchased vehicle. Our finance team will clarify your lease's insurance requirements at signing. For specific coverage details and how they affect your total monthly cost, call **(630) 598-9950**-we're happy to walk you through it.