---
id: guide-0050
title: "Documents to Bring for Financing"
category: guide
subtopic: financing-documents
page_type: guide
source_url: "https://www.genesisofdownersgrove.com"
tags: ["financing", "paperwork", "documents", "application"]
questions:
  - "What paperwork do I need to bring to get financing?"
  - "What documents do I need when buying a car?"
  - "What should I prepare before my financing appointment?"
  - "Do I need proof of income?"
related: [trade-timing, delivery-day]
dealer: Genesis of Downers Grove
---

Coming prepared speeds up financing and gives you more confidence in the process. Lenders typically review income, credit history, and proof of residence to approve loans or lease terms.

**Bring with you:**
- **ID:** Valid driver's license or state ID
- **Proof of income:** Recent pay stubs (2-3 weeks) or tax returns if self-employed
- **Proof of residence:** Recent utility bill or lease agreement
- **Insurance info:** Name of your insurance company (you'll need coverage before driving off the lot)
- **Trade-in title:** If trading a vehicle, bring the clean title
- **Down payment method:** Check, bank account info, or proof of funds

**Pre-approval:** Getting pre-approved before you shop can streamline the process. Genesis of Downers Grove's Finance team is ready to walk you through every step and explain your options. Call (630) 598-9950 to ask about pre-approval or to discuss what documents you'll need based on your situation.